Charles Schwab Investment Management, Inc.
9800 Schwab Way
Lone Tree, CO 80124
February 27, 2026
VIA EDGAR
Securities and Exchange Commission
100 F Street, NE
Washington, D.C. 20549
Schwab Large-Cap Growth Fund | Schwab U.S. Large-Cap Growth Index Fund |
Schwab Core Equity Fund | Schwab U.S. Large-Cap Value Index Fund |
Schwab International Core Equity Fund | Schwab U.S. Mid-Cap Index Fund |
Schwab Dividend Equity Fund | Schwab International Index Fund |
Schwab Small-Cap Equity Fund | Schwab Fundamental U.S. Large Company Index Fund |
Schwab Health Care Fund | Schwab Fundamental U.S. Small Company Index Fund |
Schwab S&P 500 Index Fund | Schwab Fundamental International Equity Index Fund |
Schwab Small-Cap Index Fund | Schwab Fundamental International Small Equity Index Fund |
Schwab Total Stock Market Index Fund | Schwab Fundamental Emerging Markets Equity Index Fund |
Dear Sir or Madam:
Pursuant to Rule 497(j) under the Securities Act of 1933, as amended, the prospectuses, dated February 26, 2026, for the above-named funds that would have been filed pursuant to Rule 497(c) do not differ from the prospectuses in the most recently electronically filed Post-Effective Amendment, as referenced above, for the above-named Trust.
Respectfully,
/s/ Robin Nesbitt
Robin Nesbitt
Corporate Counsel