Exhibit (j)

Powers of Attorney

Power of Attorney

With Respect To

Ameritas Life Insurance Corp.

Variable Annuity and Variable Life Insurance Products

Robert M. Jurgensmeier,

whose signature appears below, constitutes and appoints Morgan B.S. Lorenzen and Laura A. Fender, and any such person(s) as Morgan B.S. Lorenzen may designate in writing directed to the President of Ameritas Life Insurance Corp., and each of them, as her/his attorney-in-fact, each with the power of substitution, in any and all capacities, to sign any registration statements and amendments thereto and similar documents for the Ameritas Life Insurance Corp. variable annuity and variable life insurance products listed below, as well as any future separate account(s) and/or future file number(s) within any separate account(s) that Ameritas Life Insurance Corp. establishes, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission ("SEC") and necessary regulatory authorities of any State, hereby ratifying and confirming all that each of said attorneys-in-fact may do or cause to be done by virtue hereof.

The separate accounts and variable products covered by this Power of Attorney include but are not limited to:

This Power of Attorney is effective January 10, 2024, and remains in effect until revoked or revised.

Power of Attorney

With Respect To

Ameritas Life Insurance Corp.

Variable Annuity and Variable Life Insurance Products

Susan K. Wilkinson,

whose signature appears below, constitutes and appoints Morgan B.S. Lorenzen and Laura A. Fender, and any such person(s) as Morgan B.S. Lorenzen may designate in writing directed to the President of Ameritas Life Insurance Corp., and each of them, as her/his attorney-in-fact, each with the power of substitution, in any and all capacities, to sign any registration statements and amendments thereto and similar documents for the Ameritas Life Insurance Corp. variable annuity and variable life insurance products listed below, as well as any future separate account(s) and/or future file number(s) within any separate account(s) that Ameritas Life Insurance Corp. establishes, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission ("SEC") and necessary regulatory authorities of any State, hereby ratifying and confirming all that each of said attorneys-in-fact may do or cause to be done by virtue hereof.

The separate accounts and variable products covered by this Power of Attorney include but are not limited to:

This Power of Attorney is effective January 10, 2024, and remains in effect until revoked or revised.

Power of Attorney

With Respect To

Ameritas Life Insurance Corp.

Variable Annuity and Variable Life Insurance Products

John S. Dinsdale,

whose signature appears below, constitutes and appoints Morgan B.S. Lorenzen and Laura A. Fender, and any such person(s) as Morgan B.S. Lorenzen may designate in writing directed to the President of Ameritas Life Insurance Corp., and each of them, as her/his attorney-in-fact, each with the power of substitution, in any and all capacities, to sign any registration statements and amendments thereto and similar documents for the Ameritas Life Insurance Corp. variable annuity and variable life insurance products listed below, as well as any future separate account(s) and/or future file number(s) within any separate account(s) that Ameritas Life Insurance Corp. establishes, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission ("SEC") and necessary regulatory authorities of any State, hereby ratifying and confirming all that each of said attorneys-in-fact may do or cause to be done by virtue hereof.

The separate accounts and variable products covered by this Power of Attorney include but are not limited to:

This Power of Attorney is effective September 12, 2022 and remains in effect until revoked or revised.

Power of Attorney

With Respect To

Ameritas Life Insurance Corp.

Variable Annuity and Variable Life Insurance Products

L. Javier Fernandez,

whose signature appears below, constitutes and appoints Morgan B.S. Lorenzen and Laura A. Fender, and any such person(s) as Morgan B.S. Lorenzen may designate in writing directed to the President of Ameritas Life Insurance Corp., and each of them, as her/his attorney-in-fact, each with the power of substitution, in any and all capacities, to sign any registration statements and amendments thereto and similar documents for the Ameritas Life Insurance Corp. variable annuity and variable life insurance products listed below, as well as any future separate account(s) and/or future file number(s) within any separate account(s) that Ameritas Life Insurance Corp. establishes, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission ("SEC") and necessary regulatory authorities of any State, hereby ratifying and confirming all that each of said attorneys-in-fact may do or cause to be done by virtue hereof.

The separate accounts and variable products covered by this Power of Attorney include but are not limited to:

This Power of Attorney is effective September 16, 2022 and remains in effect until revoked or revised.

Power of Attorney

With Respect To

Ameritas Life Insurance Corp.

Variable Annuity and Variable Life Insurance Products

Ann M. Frohman,

whose signature appears below, constitutes and appoints Morgan B.S. Lorenzen and Laura A. Fender, and any such person(s) as Morgan B.S. Lorenzen may designate in writing directed to the President of Ameritas Life Insurance Corp., and each of them, as her/his attorney-in-fact, each with the power of substitution, in any and all capacities, to sign any registration statements and amendments thereto and similar documents for the Ameritas Life Insurance Corp. variable annuity and variable life insurance products listed below, as well as any future separate account(s) and/or future file number(s) within any separate account(s) that Ameritas Life Insurance Corp. establishes, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission ("SEC") and necessary regulatory authorities of any State, hereby ratifying and confirming all that each of said attorneys-in-fact may do or cause to be done by virtue hereof.

The separate accounts and variable products covered by this Power of Attorney include but are not limited to:

This Power of Attorney is effective September 12, 2022 and remains in effect until revoked or revised.

Power of Attorney

With Respect To

Ameritas Life Insurance Corp.

Variable Annuity and Variable Life Insurance Products

Thomas W. Knapp,

whose signature appears below, constitutes and appoints Morgan B.S. Lorenzen and Laura A. Fender, and any such person(s) as Morgan B.S. Lorenzen may designate in writing directed to the President of Ameritas Life Insurance Corp., and each of them, as her/his attorney-in-fact, each with the power of substitution, in any and all capacities, to sign any registration statements and amendments thereto and similar documents for the Ameritas Life Insurance Corp. variable annuity and variable life insurance products listed below, as well as any future separate account(s) and/or future file number(s) within any separate account(s) that Ameritas Life Insurance Corp. establishes, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission ("SEC") and necessary regulatory authorities of any State, hereby ratifying and confirming all that each of said attorneys-in-fact may do or cause to be done by virtue hereof.

The separate accounts and variable products covered by this Power of Attorney include but are not limited to:

This Power of Attorney is effective September 12, 2022 and remains in effect until revoked or revised.

Power of Attorney

With Respect To

Ameritas Life Insurance Corp.

Variable Annuity and Variable Life Insurance Products

James R. Krieger,

whose signature appears below, constitutes and appoints Morgan B.S. Lorenzen and Laura A. Fender, and any such person(s) as Morgan B.S. Lorenzen may designate in writing directed to the President of Ameritas Life Insurance Corp., and each of them, as her/his attorney-in-fact, each with the power of substitution, in any and all capacities, to sign any registration statements and amendments thereto and similar documents for the Ameritas Life Insurance Corp. variable annuity and variable life insurance products listed below, as well as any future separate account(s) and/or future file number(s) within any separate account(s) that Ameritas Life Insurance Corp. establishes, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission ("SEC") and necessary regulatory authorities of any State, hereby ratifying and confirming all that each of said attorneys-in-fact may do or cause to be done by virtue hereof.

The separate accounts and variable products covered by this Power of Attorney include but are not limited to:

This Power of Attorney is effective September 12, 2022 and remains in effect until revoked or revised.

Power of Attorney

With Respect To

Ameritas Life Insurance Corp.

Variable Annuity and Variable Life Insurance Products

Patricia A. McGuire,

whose signature appears below, constitutes and appoints Morgan B.S. Lorenzen and Laura A. Fender, and any such person(s) as Morgan B.S. Lorenzen may designate in writing directed to the President of Ameritas Life Insurance Corp., and each of them, as her/his attorney-in-fact, each with the power of substitution, in any and all capacities, to sign any registration statements and amendments thereto and similar documents for the Ameritas Life Insurance Corp. variable annuity and variable life insurance products listed below, as well as any future separate account(s) and/or future file number(s) within any separate account(s) that Ameritas Life Insurance Corp. establishes, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission ("SEC") and necessary regulatory authorities of any State, hereby ratifying and confirming all that each of said attorneys-in-fact may do or cause to be done by virtue hereof.

The separate accounts and variable products covered by this Power of Attorney include but are not limited to:

This Power of Attorney is effective September 12, 2022 and remains in effect until revoked or revised.

Power of Attorney

With Respect To

Ameritas Life Insurance Corp.

Variable Annuity and Variable Life Insurance Products

Tonn M. Ostergard,

whose signature appears below, constitutes and appoints Morgan B.S. Lorenzen and Laura A. Fender, and any such person(s) as Morgan B.S. Lorenzen may designate in writing directed to the President of Ameritas Life Insurance Corp., and each of them, as her/his attorney-in-fact, each with the power of substitution, in any and all capacities, to sign any registration statements and amendments thereto and similar documents for the Ameritas Life Insurance Corp. variable annuity and variable life insurance products listed below, as well as any future separate account(s) and/or future file number(s) within any separate account(s) that Ameritas Life Insurance Corp. establishes, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission ("SEC") and necessary regulatory authorities of any State, hereby ratifying and confirming all that each of said attorneys-in-fact may do or cause to be done by virtue hereof.

The separate accounts and variable products covered by this Power of Attorney include but are not limited to:

This Power of Attorney is effective September 12, 2022 and remains in effect until revoked or revised.

Power of Attorney

With Respect To

Ameritas Life Insurance Corp.

Variable Annuity and Variable Life Insurance Products

Kim M. Robak,

whose signature appears below, constitutes and appoints Morgan B.S. Lorenzen and Laura A. Fender, and any such person(s) as Morgan B.S. Lorenzen may designate in writing directed to the President of Ameritas Life Insurance Corp., and each of them, as her/his attorney-in-fact, each with the power of substitution, in any and all capacities, to sign any registration statements and amendments thereto and similar documents for the Ameritas Life Insurance Corp. variable annuity and variable life insurance products listed below, as well as any future separate account(s) and/or future file number(s) within any separate account(s) that Ameritas Life Insurance Corp. establishes, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission ("SEC") and necessary regulatory authorities of any State, hereby ratifying and confirming all that each of said attorneys-in-fact may do or cause to be done by virtue hereof.

The separate accounts and variable products covered by this Power of Attorney include but are not limited to:

This Power of Attorney is effective September 12, 2022 and remains in effect until revoked or revised.

Power of Attorney

With Respect To

Ameritas Life Insurance Corp.

Variable Annuity and Variable Life Insurance Products

Paul C. Schorr, IV,

whose signature appears below, constitutes and appoints Morgan B.S. Lorenzen and Laura A. Fender, and any such person(s) as Morgan B.S. Lorenzen may designate in writing directed to the President of Ameritas Life Insurance Corp., and each of them, as her/his attorney-in-fact, each with the power of substitution, in any and all capacities, to sign any registration statements and amendments thereto and similar documents for the Ameritas Life Insurance Corp. variable annuity and variable life insurance products listed below, as well as any future separate account(s) and/or future file number(s) within any separate account(s) that Ameritas Life Insurance Corp. establishes, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission ("SEC") and necessary regulatory authorities of any State, hereby ratifying and confirming all that each of said attorneys-in-fact may do or cause to be done by virtue hereof.

The separate accounts and variable products covered by this Power of Attorney include but are not limited to:

This Power of Attorney is effective September 12, 2022 and remains in effect until revoked or revised.

Power of Attorney

With Respect To

Ameritas Life Insurance Corp.

Variable Annuity and Variable Life Insurance Products

Bryan E. Slone,

whose signature appears below, constitutes and appoints Morgan B.S. Lorenzen and Laura A. Fender, and any such person(s) as Morgan B.S. Lorenzen may designate in writing directed to the President of Ameritas Life Insurance Corp., and each of them, as her/his attorney-in-fact, each with the power of substitution, in any and all capacities, to sign any registration statements and amendments thereto and similar documents for the Ameritas Life Insurance Corp. variable annuity and variable life insurance products listed below, as well as any future separate account(s) and/or future file number(s) within any separate account(s) that Ameritas Life Insurance Corp. establishes, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission ("SEC") and necessary regulatory authorities of any State, hereby ratifying and confirming all that each of said attorneys-in-fact may do or cause to be done by virtue hereof.

The separate accounts and variable products covered by this Power of Attorney include but are not limited to:

This Power of Attorney is effective September 12, 2022 and remains in effect until revoked or revised.

Power of Attorney

With Respect To

Ameritas Life Insurance Corp.

Variable Annuity and Variable Life Insurance Products

Oris R. Stuart, III,

whose signature appears below, constitutes and appoints Morgan B.S. Lorenzen and Laura A. Fender, and any such person(s) as Morgan B.S. Lorenzen may designate in writing directed to the President of Ameritas Life Insurance Corp., and each of them, as her/his attorney-in-fact, each with the power of substitution, in any and all capacities, to sign any registration statements and amendments thereto and similar documents for the Ameritas Life Insurance Corp. variable annuity and variable life insurance products listed below, as well as any future separate account(s) and/or future file number(s) within any separate account(s) that Ameritas Life Insurance Corp. establishes, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission ("SEC") and necessary regulatory authorities of any State, hereby ratifying and confirming all that each of said attorneys-in-fact may do or cause to be done by virtue hereof.

The separate accounts and variable products covered by this Power of Attorney include but are not limited to:

This Power of Attorney is effective September 12, 2022 and remains in effect until revoked or revised.

Power of Attorney

With Respect To

Ameritas Life Insurance Corp.

Variable Annuity and Variable Life Insurance Products

Rohit Verma,

whose signature appears below, constitutes and appoints Morgan B.S. Lorenzen and Laura A. Fender, and any such person(s) as Morgan B.S. Lorenzen may designate in writing directed to the President of Ameritas Life Insurance Corp., and each of them, as her/his attorney-in-fact, each with the power of substitution, in any and all capacities, to sign any registration statements and amendments thereto and similar documents for the Ameritas Life Insurance Corp. variable annuity and variable life insurance products listed below, as well as any future separate account(s) and/or future file number(s) within any separate account(s) that Ameritas Life Insurance Corp. establishes, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission ("SEC") and necessary regulatory authorities of any State, hereby ratifying and confirming all that each of said attorneys-in-fact may do or cause to be done by virtue hereof.

The separate accounts and variable products covered by this Power of Attorney include but are not limited to:

This Power of Attorney is effective September 12, 2022 and remains in effect until revoked or revised.

Power of Attorney

With Respect To

Ameritas Life Insurance Corp.

Variable Annuity and Variable Life Insurance Products

Ryan C. Beasley,

whose signature appears below, constitutes and appoints Morgan B.S. Lorenzen and Laura A. Fender, and any such person(s) as Morgan B.S. Lorenzen may designate in writing directed to the President of Ameritas Life Insurance Corp., and each of them, as her/his attorney-in-fact, each with the power of substitution, in any and all capacities, to sign any registration statements and amendments thereto and similar documents for the Ameritas Life Insurance Corp. variable annuity and variable life insurance products listed below, as well as any future separate account(s) and/or future file number(s) within any separate account(s) that Ameritas Life Insurance Corp. establishes, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission ("SEC") and necessary regulatory authorities of any State, hereby ratifying and confirming all that each of said attorneys-in-fact may do or cause to be done by virtue hereof.

The separate accounts and variable products covered by this Power of Attorney include but are not limited to:

This Power of Attorney is effective September 12, 2022 and remains in effect until revoked or revised.

Power of Attorney

With Respect To

Ameritas Life Insurance Corp.

Variable Annuity and Variable Life Insurance Products

Michele X. Wu,

whose signature appears below, constitutes and appoints Morgan B.S. Lorenzen and Laura A. Fender, and any such person(s) as Morgan B.S. Lorenzen may designate in writing directed to the President of Ameritas Life Insurance Corp., and each of them, as her/his attorney-in-fact, each with the power of substitution, in any and all capacities, to sign any registration statements and amendments thereto and similar documents for the Ameritas Life Insurance Corp. variable annuity and variable life insurance products listed below, as well as any future separate account(s) and/or future file number(s) within any separate account(s) that Ameritas Life Insurance Corp. establishes, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission ("SEC") and necessary regulatory authorities of any State, hereby ratifying and confirming all that each of said attorneys-in-fact may do or cause to be done by virtue hereof.

The separate accounts and variable products covered by this Power of Attorney include but are not limited to:

This Power of Attorney is effective January 10, 2024, and remains in effect until revoked or revised.

Power of Attorney

With Respect To

Ameritas Life Insurance Corp.

Variable Annuity and Variable Life Insurance Products

Laura A. Fender,

whose signature appears below, constitutes and appoints Morgan B.S. Lorenzen and Susan K Wilkinson, and any such person(s) as Morgan B.S. Lorenzen may designate in writing directed to the President of Ameritas Life Insurance Corp., and each of them, as her/his attorney-in-fact, each with the power of substitution, in any and all capacities, to sign any registration statements and amendments thereto and similar documents for the Ameritas Life Insurance Corp. variable annuity and variable life insurance products listed below, as well as any future separate account(s) and/or future file number(s) within any separate account(s) that Ameritas Life Insurance Corp. establishes, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission ("SEC") and necessary regulatory authorities of any State, hereby ratifying and confirming all that each of said attorneys-in-fact may do or cause to be done by virtue hereof.

The separate accounts and variable products covered by this Power of Attorney include but are not limited to:

This Power of Attorney is effective September 12, 2022 and remains in effect until revoked or revised.

Power of Attorney

With Respect To

Ameritas Life Insurance Corp.

Variable Annuity and Variable Life Insurance Products

Christine M. Neighbors,

whose signature appears below, constitutes and appoints Morgan B.S. Lorenzen and Laura A. Fender, and any such person(s) as Morgan B.S. Lorenzen may designate in writing directed to the President of Ameritas Life Insurance Corp., and each of them, as her/his attorney-in-fact, each with the power of substitution, in any and all capacities, to sign any registration statements and amendments thereto and similar documents for the Ameritas Life Insurance Corp. variable annuity and variable life insurance products listed below, as well as any future separate account(s) and/or future file number(s) within any separate account(s) that Ameritas Life Insurance Corp. establishes, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission ("SEC") and necessary regulatory authorities of any State, hereby ratifying and confirming all that each of said attorneys-in-fact may do or cause to be done by virtue hereof.

The separate accounts and variable products covered by this Power of Attorney include but are not limited to:

This Power of Attorney is effective September 12, 2022 and remains in effect until revoked or revised.

Power of Attorney

With Respect To

Ameritas Life Insurance Corp.

Variable Annuity and Variable Life Insurance Products

Morgan B.S. Lorenzen,

whose signature appears below, constitutes and appoints Laura A. Fender and Ryan C. Beasley, and any such person(s) as Laura A. Fender may designate in writing directed to the President of Ameritas Life Insurance Corp., and each of them, as her/his attorney-in-fact, each with the power of substitution, in any and all capacities, to sign any registration statements and amendments thereto and similar documents for the Ameritas Life Insurance Corp. variable annuity and variable life insurance products listed below, as well as any future separate account(s) and/or future file number(s) within any separate account(s) that Ameritas Life Insurance Corp. establishes, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission ("SEC") and necessary regulatory authorities of any State, hereby ratifying and confirming all that each of said attorneys-in-fact may do or cause to be done by virtue hereof.

The separate accounts and variable products covered by this Power of Attorney include but are not limited to:

This Power of Attorney is effective September 16, 2022 and remains in effect until revoked or revised.