UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F INFORMATION TABLE |
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| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | ||||
| VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY | |||||
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL C | 02079K107 | 421,943 | 3,488 | SH | SOLE | 0 | 0 | 3,488 | ||
| ALPHABET INC | CAP STK CL A | 02079K305 | 424,935 | 3,550 | SH | SOLE | 0 | 0 | 3,550 | ||
| AMAZON COM INC | COM | 023135106 | 641,566 | 4,921 | SH | SOLE | 0 | 0 | 4,921 | ||
| APPLE INC | COM | 037833100 | 1,331,254 | 6,863 | SH | SOLE | 0 | 0 | 6,863 | ||
| COLGATE PALMOLIVE CO | COM | 194162103 | 772,172 | 10,023 | SH | SOLE | 0 | 0 | 10,023 | ||
| DISNEY WALT CO | COM | 254687106 | 450,775 | 5,049 | SH | SOLE | 0 | 0 | 5,049 | ||
| EXXON MOBIL CORP | COM | 30231G102 | 2,665,568 | 24,854 | SH | SOLE | 0 | 0 | 24,854 | ||
| ISHARES INC | CORE MSCI EMKT | 46434G103 | 389,736 | 7,907 | SH | SOLE | 0 | 0 | 7,907 | ||
| ISHARES TR | ISHS 1-5YR INVS | 464288646 | 23,520,495 | 468,816 | SH | SOLE | 0 | 0 | 468,816 | ||
| ISHARES TR | CORE 1 5YR USD | 46432F859 | 388,558 | 8,331 | SH | SOLE | 0 | 0 | 8,331 | ||
| ISHARES TR | CORE MSCI EAFE | 46432F842 | 832,343 | 12,331 | SH | SOLE | 0 | 0 | 12,331 | ||
| ISHARES TR | CORE MSCI EURO | 46434V738 | 582,299 | 11,064 | SH | SOLE | 0 | 0 | 11,064 | ||
| ISHARES TR | CORE MSCI PAC | 46434V696 | 473,509 | 8,245 | SH | SOLE | 0 | 0 | 8,245 | ||
| ISHARES TR | CORE S&P MCP ETF | 464287507 | 606,111 | 2,318 | SH | SOLE | 0 | 0 | 2,318 | ||
| ISHARES TR | CORE S&P SCP ETF | 464287804 | 378,172 | 3,795 | SH | SOLE | 0 | 0 | 3,795 | ||
| ISHARES TR | CORE S&P US GWT | 464287671 | 1,009,985 | 10,344 | SH | SOLE | 0 | 0 | 10,344 | ||
| ISHARES TR | CORE S&P US VLU | 464287663 | 1,145,103 | 14,632 | SH | SOLE | 0 | 0 | 14,632 | ||
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 | 279,614 | 3,834 | SH | SOLE | 0 | 0 | 3,834 | ||
| ISHARES TR | ESG AWR MSCI USA | 46435G425 | 295,206 | 3,029 | SH | SOLE | 0 | 0 | 3,029 | ||
| ISHARES TR | NATIONAL MUN ETF | 464288414 | 3,894,471 | 36,489 | SH | SOLE | 0 | 0 | 36,489 | ||
| ISHARES TR | RUS 1000 GRW WTF | 464287614 | 654,928 | 2,380 | SH | SOLE | 0 | 0 | 2,380 | ||
| ISHARES TR | S&P MC 400VL ETF | 464287705 | 419,714 | 3,918 | SH | SOLE | 0 | 0 | 3,918 | ||
| ISHARES TR | SHRT NAT MUN ETF | 464288158 | 3,302,432 | 31,742 | SH | SOLE | 0 | 0 | 31,742 | ||
| ISHARES TR | U.S. TECH ETF | 464287721 | 290,465 | 2,668 | SH | SOLE | 0 | 0 | 2,668 | ||
| JOHNSON & JOHNSON | COM | 478160104 | 438,678 | 2,650 | SH | SOLE | 0 | 0 | 2,650 | ||
| LOEWS CORP | COM | 540424108 | 503,721 | 8,483 | SH | SOLE | 0 | 0 | 8,483 | ||
| MERCK & CO INC | COM | 58933Y105 | 695,327 | 6,026 | SH | SOLE | 0 | 0 | 6,026 | ||
| META PLATFORMS INC | CL A | 30303M102 | 250,171 | 872 | SH | SOLE | 0 | 0 | 872 | ||
| MICROSOFT CORP | COM | 594918104 | 2,667,790 | 7,834 | SH | SOLE | 0 | 0 | 7,834 | ||
| NEXTERA ENERGY INC | COM | 65339F101 | 255,853 | 3,448 | SH | SOLE | 0 | 0 | 3,448 | ||
| NIKE INC | CL B | 654106103 | 880,642 | 7,979 | SH | SOLE | 0 | 0 | 7,979 | ||
| ORACLE CORP | COM | 68389X105 | 228,057 | 1,915 | SH | SOLE | 0 | 0 | 1,915 | ||
| PRICE T ROWE GROUP INC | COM | 74144T108 | 270,192 | 2,412 | SH | SOLE | 0 | 0 | 2,412 | ||
| PROCTER AND GAMBLE CO | COM | 742718109 | 1,162,401 | 7,660 | SH | SOLE | 0 | 0 | 7,660 | ||
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 | 837,769 | 8,552 | SH | SOLE | 0 | 0 | 8,552 | ||
| SPDR S&P 500 ETF TR | TR UNIT | 78462F103 | 210,558 | 475 | SH | SOLE | 0 | 0 | 475 | ||
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 | 34,863,390 | 123,210 | SH | SOLE | 0 | 0 | 123,210 | ||
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 | 14,461,287 | 70,279 | SH | SOLE | 0 | 0 | 70,279 | ||
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 | 14,756,843 | 106,640 | SH | SOLE | 0 | 0 | 106,640 | ||
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | 13,642,337 | 163,264 | SH | SOLE | 0 | 0 | 163,264 | ||
| VANGUARD INDEX FDS | S&P 500 ETF SHS | 922908363 | 527,428 | 1,295 | SH | SOLE | 0 | 0 | 1,295 | ||
| VANGUARD INDEX FDS | SHORT TRM BOND | 921937827 | 18,992,400 | 251,322 | SH | SOLE | 0 | 0 | 251,322 | ||
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | 9,320,455 | 56,351 | SH | SOLE | 0 | 0 | 56,351 | ||
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 | 9,018,289 | 39,254 | SH | SOLE | 0 | 0 | 39,254 | ||
| VANGUARD INDEX FDS | VALUE ETF | 922908744 | 34,865,026 | 245,356 | SH | SOLE | 0 | 0 | 245,356 | ||
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 | 7,534,957 | 68,202 | SH | SOLE | 0 | 0 | 68,202 | ||
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | 21,299,101 | 523,577 | SH | SOLE | 0 | 0 | 523,577 | ||
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 | 26,494,964 | 429,416 | SH | SOLE | 0 | 0 | 429,416 | ||
| VANGUARD INTL EQUITY INDEX F | FTSE PACIFIC ETF | 922042866 | 16,991,531 | 243,711 | SH | SOLE | 0 | 0 | 243,711 | ||
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 | 1,355,553 | 13,978 | SH | SOLE | 0 | 0 | 13,978 | ||
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 | 253,153 | 5,339 | SH | SOLE | 0 | 0 | 5,339 | ||
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 | 502,282 | 6,639 | SH | SOLE | 0 | 0 | 6,639 | ||
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 | 11,765,143 | 203,796 | SH | SOLE | 0 | 0 | 203,796 | ||
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | 231,463 | 1,425 | SH | SOLE | 0 | 0 | 1,425 | ||
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | 635,106 | 11,325 | SH | SOLE | 0 | 0 | 11,325 | ||
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 | 293,969 | 3,752 | SH | SOLE | 0 | 0 | 3,752 | ||
| VISA INC COM | CL A | 92826C839 | 349,096 | 1,470 | SH | SOLE | 0 | 0 | 1,470 | ||