UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8

Report for the Calendar Year or Quarter Ended:
03-31-2023
Check here if Amendment: Amendment Number:
This Amendment (Check only one.): is a restatement.
adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:
Harbor Group, Inc.
Address:
331 SOUTH RIVER ROAD
BEDFORD, NH 03110
Form 13F File Number:

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.


Person Signing this Report on Behalf of Reporting Manager:
Name:
Timothy Riley
Title:
Chief Compliance Officer
Phone:
603-668-0634


Signature, Place, and Date of Signing:

/s/Timothy Riley
                         [Signature]
Bedford, NEW HAMPSHIRE
                 [City, State]
04-11-2023
                           [Date]
                          

Report Type (Check only one.):

13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) 

13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) 

13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
0
Form 13F Information table Entry Total:
65
Form 13F Information table Value Total:
167748978
          (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]

  
NONE


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8

COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
ABBVIE INCCOM00287Y109266,4671,672SHSOLE 0 0 1,672
ADVANCED MICRO DEVICES INCCOM007903107341,5653,485SHSOLE 0 0 3,485
AMAZON COM INCCOM023135106411,6993,986SHSOLE 0 0 3,986
ANALOG DEVICES INCCOM032654105962,7194,881SHSOLE 0 0 4,881
APPLE INCCOM0378331001,887,99611,449SHSOLE 0 0 11,449
AT&T INCCOM00206R102441,78222,950SHSOLE 0 0 22,950
BERKSHIRE HATHAWAY INC DELCL B NEW084670702868,5702,813SHSOLE 0 0 2,813
CANO HEALTH INC*W EXP 06/03/20213781Y11110,00562,532SHSOLE 0 0 62,532
CANO HEALTH INCCOM CL A13781Y10392,786101,963SHSOLE 0 0 101,963
CISCO SYS INCCOM17275R102225,9594,323SHSOLE 0 0 4,323
COSTCO WHSL CORP NEWCOM22160K105232,161467SHSOLE 0 0 467
CSX CORPCOM126408103356,09511,894SHSOLE 0 0 11,894
DELTA AIR LINES INC DELCOM NEW247361702222,4826,371SHSOLE 0 0 6,371
DIMENSIONAL ETF TRUSTUS TARGETED VLU25434V609322,7997,254SHSOLE 0 0 7,254
DIMENSIONAL ETF TRUSTWORLD EX US CORE25434V8802,779,039120,513SHSOLE 0 0 120,513
ELEVANCE HEALTH INCCOM036752103391,758852SHSOLE 0 0 852
EXXON MOBIL CORPCOM30231G102511,6784,666SHSOLE 0 0 4,666
HERITAGE INSURANCE HLDGS INCCOM42727J10258,26718,918SHSOLE 0 0 18,918
HOME DEPOT INCCOM437076102276,991939SHSOLE 0 0 939
INTUITCOM461202103592,5081,329SHSOLE 0 0 1,329
INVESCO EXCHANGE TRADED FD TS&P MDCP400 EQ46137V225206,3092,372SHSOLE 0 0 2,372
INVESCO QQQ TRUNIT SER 146090E103487,9491,520SHSOLE 0 0 1,520
ISHARES TRCORE MSCI EAFE46432F842605,3869,056SHSOLE 0 0 9,056
ISHARES TRCORE S&P MCP ETF46428750730,310,613121,165SHSOLE 0 0 121,165
ISHARES TRCORE S&P SCP ETF46428780418,626,118192,618SHSOLE 0 0 192,618
ISHARES TRCORE S&P500 ETF4642872008,953,68121,781SHSOLE 0 0 21,781
ISHARES TRCORE TOTAL USD46434V613743,10416,102SHSOLE 0 0 16,102
ISHARES TREAFE GRWTH ETF4642888851,105,59011,802SHSOLE 0 0 11,802
ISHARES TREAFE SML CP ETF464288273454,3597,635SHSOLE 0 0 7,635
ISHARES TREAFE VALUE ETF464288877476,4969,819SHSOLE 0 0 9,819
ISHARES TRGRWT ALLOCAT ETF464289867663,55413,263SHSOLE 0 0 13,263
ISHARES TRMSCI EMG MKT ETF464287234377,0409,555SHSOLE 0 0 9,555
ISHARES TRMSCI USA ESG SLC464288802240,1412,736SHSOLE 0 0 2,736
ISHARES TRNATIONAL MUN ETF464288414751,0486,971SHSOLE 0 0 6,971
ISHARES TRRUS 1000 ETF464287622486,9472,162SHSOLE 0 0 2,162
ISHARES TRRUS 1000 GRW ETF464287614377,7341,546SHSOLE 0 0 1,546
J P MORGAN EXCHANGE TRADED FULTRA SHT MUNCPL46641Q654300,8295,923SHSOLE 0 0 5,923
JOHNSON & JOHNSONCOM478160104359,2962,318SHSOLE 0 0 2,318
JPMORGAN CHASE & COCOM46625H100532,5824,087SHSOLE 0 0 4,087
MASTERCARD INCORPORATEDCL A57636Q104247,738682SHSOLE 0 0 682
MICROSOFT CORPCOM594918104548,1841,901SHSOLE 0 0 1,901
RAYTHEON TECHNOLOGIES CORPCOM75513E101507,0155,177SHSOLE 0 0 5,177
SCHWAB STRATEGIC TRSCHWAB FDT US LG8085247711,241,57922,607SHSOLE 0 0 22,607
SCHWAB STRATEGIC TRUS LCAP GR ETF80852430016,217,779248,853SHSOLE 0 0 248,853
SCHWAB STRATEGIC TRUS LCAP VA ETF8085244097,752,427118,213SHSOLE 0 0 118,213
SCHWAB STRATEGIC TRUS LRG CAP ETF8085242015,067,167104,758SHSOLE 0 0 104,758
SCHWAB STRATEGIC TRUS MID-CAP ETF80852450811,796,552173,862SHSOLE 0 0 173,862
SCHWAB STRATEGIC TRUS SML CAP ETF8085246072,454,04858,527SHSOLE 0 0 58,527
SPDR GOLD TRGOLD SHS78463V107330,3461,803SHSOLE 0 0 1,803
SPDR S&P 500 ETF TRTR UNIT78462F103524,8891,282SHSOLE 0 0 1,282
SPDR SER TRNUVEEN BLOOMBERG78464A284252,87910,099SHSOLE 0 0 10,099
SPDR SER TRPRTFLO S&P500 GW78464A4099,820,993177,402SHSOLE 0 0 177,402
SPDR SER TRPRTFLO S&P500 VL78464A50815,254,866374,628SHSOLE 0 0 374,628
SPRINKLR INCCL A85208T107140,94010,875SHSOLE 0 0 10,875
SSGA ACTIVE ETF TRMULT ASS RLRTN78467V1035,673,374205,706SHSOLE 0 0 205,706
T ROWE PRICE ETF INCPRICE BLUE CHIP87283Q1078,967,545373,959SHSOLE 0 0 373,959
TEXAS INSTRS INCCOM882508104444,0062,387SHSOLE 0 0 2,387
UNITEDHEALTH GROUP INCCOM91324P102208,223441SHSOLE 0 0 441
VANGUARD INDEX FDSGROWTH ETF922908736925,6813,711SHSOLE 0 0 3,711
VANGUARD INDEX FDSS&P 500 ETF SHS922908363274,335729SHSOLE 0 0 729
VANGUARD INDEX FDSTOTAL STK MKT922908769311,4571,526SHSOLE 0 0 1,526
VANGUARD TAX-MANAGED FDSVAN FTSE DEV MKT921943858228,9565,069SHSOLE 0 0 5,069
VELO3D INCCOMMON STOCK92259N10441,52318,292SHSOLE 0 0 18,292
VERIZON COMMUNICATIONS INCCOM92343V104377,8389,716SHSOLE 0 0 9,716
VISA INCCOM CL A92826C839826,5363,666SHSOLE 0 0 3,666