AOMT 2023-1 ABS-15G

Exhibit 99.45

 

 

Data Compare

Run Date - 01/05/2023 8:56:17 AM

Evolve Loan ID Customer Loan ID Seller Loan ID Field Label Bid Tape Field Value Field Value Comment
1307129 2023010777   Maturity Date XXX XXX Verified to the note in file
1307129 2023010777   Note Date XXX XXX Verified to the note in file
1307129 2023010777   QM Status XXX XXX Verified
1307129 2023010777   Qualifying DTI XXX XXX  
1307132 2023010781   DSCR XXX XXX Bid tape is blank, DSCR is calculated with the market rents from XXX of $XXX.XX by the Principle, interest, taxes and insurance of $XXX.XX which equals X.XX
1307132 2023010781   Maturity Date XXX XXX Verified
1307132 2023010781   Note Date XXX XXX Bid Tape is Blank - Verified with note
1307132 2023010781   QM Status XXX XXX verified Business Purpose
1305846 2023010776   Maturity Date XXX XXX Verified w/ note
1305846 2023010776   Note Date XXX XXX verified
1305846 2023010776   QM Status XXX XXX Verified in ce
1305846 2023010776   Qualifying DTI XXX XXX  
1281973 2023010774   Maturity Date XXX XXX verified via Note
1281973 2023010774   Note Date XXX XXX verified via Note
1281973 2023010774   QM Status XXX XXX verified in CE
1281973 2023010774   Qualifying DTI XXX XXX  
1305853 2023010778   Maturity Date XXX XXX  
1305853 2023010778   Note Date XXX XXX Verified with Note
1305853 2023010778   QM Status XXX XXX Verified in ce
1305853 2023010778   Qualifying DTI XXX XXX  
1307140 2023010775   Maturity Date XXX XXX verified via Note
1307140 2023010775   Note Date XXX XXX verified
1307140 2023010775   QM Status XXX XXX verified in CE
1307140 2023010775   Qualifying DTI XXX XXX  
1307141 2023010771   Maturity Date XXX XXX verified via Note
1307141 2023010771   Note Date XXX XXX Verified
1307141 2023010771   QM Status XXX XXX Verified
1307141 2023010771   Qualifying DTI XXX XXX  
1307152 2023010779   Maturity Date XXX XXX verified via Note
1307152 2023010779   Note Date XXX XXX verified
1307152 2023010779   QM Status XXX XXX Verified in ce
1307152 2023010779   Qualifying DTI XXX XXX  
1312322 2023010782   Maturity Date XXX XXX verified via Note
1312322 2023010782   Note Date XXX XXX Verified
1312322 2023010782   QM Status XXX XXX Verified in ce
1312322 2023010782   Qualifying DTI XXX XXX  
1316701 2023010784   Maturity Date XXX XXX verified via Note
1316701 2023010784   Note Date XXX XXX Verified
1316701 2023010784   QM Status XXX XXX verified Business Purpose
1316703 2023010783   Maturity Date XXX XXX verified via Note
1316703 2023010783   Note Date XXX XXX Verified
1316703 2023010783   Property City XXX XXX  
1316703 2023010783   QM Status XXX XXX verified in ce
1316703 2023010783   Qualifying DTI XXX XXX  
1343173 2023010785   Qualifying Credit Score XXX XXX Tape data is XXX. Audited data is XXX. Audited data used middle of three scores. Equifax score is XXX, Experian score is XXX and TransUnion is XXX
1343173 2023010785   Maturity Date XXX XXX Bid Tape blank.Verified with Note
1343173 2023010785   Note Date XXX XXX Bid Tape blank.Verified with Note
1343173 2023010785   QM Status XXX XXX verified in CE
1343173 2023010785   Qualifying DTI XXX XXX  
1349305 2023010795   Maturity Date XXX XXX verified
1349305 2023010795   Note Date XXX XXX verified
1349305 2023010795   QM Status XXX XXX Pts and fees fail & QM APR exceeded
1349305 2023010795   Qualifying DTI XXX XXX  
1349311 2023010797   Self-Employment Flag XXX XXX  
1349311 2023010797   DSCR XXX XXX Bid tape is blank. Audited value is X.XXX. Gross Schedule Income is $X,XXX.XX divided by Monthly mortgage payment $X,XXX.XX. 
1349311 2023010797   Maturity Date XXX XXX Verified w/ note
1349311 2023010797   Note Date XXX XXX Verified w/ note
1349311 2023010797   QM Status XXX XXX Verified BP Investment
1352662 2023010796   Qualifying Credit Score XXX XXX Tape data is XXX. Audited value is XXX. Auditor used middle of three scores. Equifax score is XXX. Experian score is XXX. Transunion score is XXX.
1352662 2023010796   Maturity Date XXX XXX verified
1352662 2023010796   Note Date XXX XXX verified
1352662 2023010796   QM Status XXX XXX Verified Non-QM, GSE Fail
1352662 2023010796   Qualifying DTI XXX XXX  
1366845 2023010773   Maturity Date XXX XXX Verified
1366845 2023010773   Note Date XXX XXX Verified
1366845 2023010773   QM Status XXX XXX Verified
1366845 2023010773   Qualifying DTI XXX XXX  
1411941 2023010792   Property Type XXX XXX Bid tape is Attached. Audited data is Detached. Verified Property Type per appraisal as Detached. 
1411941 2023010792   Maturity Date XXX XXX verified via note 
1411941 2023010792   Note Date XXX XXX verified via note 
1411941 2023010792   QM Status XXX XXX Verified business purpose
1410152 2023010794   Self-Employment Flag XXX XXX Verified No Ratio transaction does not require employment to be documented.
1410152 2023010794   DSCR XXX XXX Verified doc type is No Ratio per Approval. DSCR not required.
1410152 2023010794   Maturity Date XXX XXX Verified.
1410152 2023010794   Note Date XXX XXX Verified.
1410152 2023010794   QM Status XXX XXX Verified business purpose
1409484 2023010787   Maturity Date XXX XXX Verified
1409484 2023010787   Note Date XXX XXX Verified
1409484 2023010787   QM Status XXX XXX Verified pts and fees fail
1409484 2023010787   Qualifying DTI XXX XXX  
1413253 2023010786   Maturity Date XXX XXX verified
1413253 2023010786   Note Date XXX XXX verified
1413253 2023010786   QM Status XXX XXX verified hmpl fail
1413253 2023010786   Qualifying DTI XXX XXX Bid tape is XX.XXX%. Audited data is XX.XXX% DTI is verified per the UW income calculation. Total debt $X,XXX.XX / Total qualifying Income $XX,XXX.XX.
1411157 2023010788   Maturity Date XXX XXX verified
1411157 2023010788   Note Date XXX XXX verified
1411157 2023010788   QM Status XXX XXX Verified hmpl and qm apr fail
1411157 2023010788   Qualifying DTI XXX XXX Verified DTI using Final CD, hazard policy, tax confirmation, and Note reason for higher DTI is that hazard insurance was included in payment at $XXX.XX per month.
1414295 2023010790   Maturity Date XXX XXX verified
1414295 2023010790   Note Date XXX XXX verified
1414295 2023010790   QM Status XXX XXX Verified Non-QM, GSE/HPML/Points/QM APR Fail
1414295 2023010790   Qualifying DTI XXX XXX  
1411161 2023010791   Maturity Date XXX XXX Verified 
1411161 2023010791   Note Date XXX XXX Verified 
1411161 2023010791   QM Status XXX XXX No compliance qm fail
1411161 2023010791   Qualifying DTI XXX XXX  
1414299 2023010793   DSCR XXX XXX  
1414299 2023010793   Maturity Date XXX XXX verified
1414299 2023010793   Note Date XXX XXX verified
1414299 2023010793   QM Status XXX XXX Verified business purpose
1411163 2023010789   Maturity Date XXX XXX Verified with Note
1411163 2023010789   Note Date XXX XXX Verified with Note
1411163 2023010789   QM Status XXX XXX Verified hpml fail, GSE set to no
1411163 2023010789   Qualifying DTI XXX XXX Verified as stated on the Final XXX; rounded.
1291074 2023010798   DSCR XXX XXX Verified bid tape is blank,  Verified Audited Data DSCR Calculation: Market Rent: XXX.XX/PITI: X,XXX.XX=X.XX.
1291074 2023010798   Maturity Date XXX XXX  
1291074 2023010798   PITI XXX XXX Verified Original Data is correct: Proposed Monthly Expense: XXX.XX + Tax: XXX.XX + HOI: XXX.XX + Flood: XXX.XX =XXX.XX
1291074 2023010798   Prepayment Penalty Type XXX XXX Verified
1291074 2023010798   QM Status XXX XXX Verified business purpose
1299921 2023010799   Qualifying Credit Score XXX XXX  
1299921 2023010799   DSCR XXX XXX Original data is blank  - verified DSCR of X.XXX% with the appraisal XXX form & lease rent of $XXX.XX and PITIA of $XXX.XX.
1299921 2023010799   Maturity Date XXX XXX  
1299921 2023010799   PITI XXX XXX Verifies Original Data of $XXX.XX is correct.  Audited Data of $XXX.XX is only princial & intrest. Does not include taxes $XX.XX, insurance $XX.XX and HOA $XXX.XX. 
1299921 2023010799   Prepayment Penalty Type XXX XXX Verified 
1299921 2023010799   QM Status XXX XXX verified Business Purpose