Exhibit 99.23
| Loan Number (Selling Lender) | Loan Number (Purchasing Lender) | Data Field | Tape Data | IB Review Value | Discrepancy Comments |
| 2023010908 | XXX | Loan Purpose | XXX | XXX | Per closing disclosure limited cash to borrower, less thanor XXX |
| 2023010908 | XXX | Total Debt to Income Ratio | XXX | XXX | Review variance is less thanand considered non-material |
| 2023010908 | XXX | Representative Credit Score | XXX | XXX | Approval supports FICO score of XXX is middle of two on primary borrower |
| 2023010845 | XXX | Property Type | XXX | XXX | Tape shows Property Type as Single Family - Detached; changed to Two Family Appraisal on page XXX. |
| 2023010845 | XXX | Amortization Type | XXX | XXX | Tape shows Amortization Type as Fixed Rate; changed to Fixed I/O per Note on page XXX. |
| 2023010900 | XXX | Total Debt to Income Ratio | XXX | XXX | DTI is XXX per review. Tax amount on Final CD does not match - tax records showing taxes XXX per month, making DTI higher. |
| 2023010912 | XXX | Property Type | XXX | XXX | Per appraisal, this is X floor condo. |
| 2023010912 | XXX | U/W Doc Type | XXX | XXX | Per approval, Doc Type is DSCR. |
| 2023010904 | XXX | Total Debt to Income Ratio | XXX | XXX | UTD Tape Value. Review DTI XXX, Lender DTI XXX. Review variance is less thanand considered non-material |
| 2023010904 | XXX | U/W Doc Type | XXX | XXX | Verified XX months bank statements per XXX and documentation in file. worksheet on page XXX. |
| 2023010910 | XXX | U/W Doc Type | XXX | XXX | Loan is DSCR verified per XXX p.XX |
| 2023010909 | XXX | U/W Doc Type | XXX | XXX | Doc type is DSCR per XXX. |
| 2023010911 | XXX | Original Loan to Value | XXX | XXX | Discrepancy due to rounding and considered non-material. |
| 2023010911 | XXX | U/W Doc Type | XXX | XXX | Doc type is DSCR per XXX. |
| 2023010919 | XXX | Property Type | XXX | XXX | Per Appraisal Pg XXX, property is a condo. |
| 2023010919 | XXX | Total Debt to Income Ratio | XXX | XXX | Discrepancy is non-material. |
| 2023010919 | XXX | Representative Credit Score | XXX | XXX | XXX credit score is verified lowest average of two borrowers Pg XX |
| 2023010919 | XXX | U/W Doc Type | XXX | XXX | Income documentation used for qualification verified to be business bank statements. |
| 2023010903 | XXX | Original Loan to Value | XXX | XXX | Per XXX, LTV XXX |
| 2023010903 | XXX | Total Debt to Income Ratio | XXX | XXX | UTD Tape Value. Review DTI XXX, Lender DTI XXX. No variance |
| 2023010903 | XXX | Amortized Original Term | XXX | XXX | Confirmed with Note XXX months term; XXX month I/O with XXX month amortized years XX-XX |
| 2023010903 | XXX | U/W Doc Type | XXX | XXX | Confirmed XX Months Business bank statement income calculation |
| 2023010920 | XXX | Property Type | XXX | XXX | Property verified as PUD - Detached per appraisal. |
| 2023010920 | XXX | Total Debt to Income Ratio | XXX | XXX | Lender approved DTI XXX, review DTI XXX due to rounding, non-material difference. |
| 2023010920 | XXX | U/W Doc Type | XXX | XXX | Per loan apvl = NQM Asset Qualification. |
| 2023010913 | XXX | Property Type | XXX | XXX | Property verified as PUD - Detached per appraisal. |
| 2023010913 | XXX | Total Debt to Income Ratio | XXX | XXX | Lender's DTI calculation XXX review XXX Non-Material discrepancy |
| 2023010913 | XXX | U/W Doc Type | XXX | XXX | Doc type verified as XX Months bank statement. |
| 2023010917 | XXX | Total Debt to Income Ratio | XXX | XXX | UTD Tape Value. Review DTI XXX, Lender DTI XXX. No variance. |
| 2023010917 | XXX | U/W Doc Type | XXX | XXX | per XXX and documentation in file, XX mo business bank statements. |
| 2023010905 | XXX | Total Debt to Income Ratio | XXX | XXX | Lender approved DTI is XXX and Review DTI is XXX. Review variance is less thanand Review value is less than the max allowed per investor guidelines. |
| 2023010905 | XXX | U/W Doc Type | XXX | XXX | per XXX and documentation in file; qualified with XX months personal bank statements. |
| 2023010914 | XXX | U/W Doc Type | XXX | XXX | Tape reflects Full/Alternate, loan was approved on the DSCR program. |
| 2023010902 | XXX | Total Debt to Income Ratio | XXX | XXX | Cause of discrepancy is unknown, Tape DTI XXX, Review DTI XXX. No Variance. |
| 2023010902 | XXX | U/W Doc Type | XXX | XXX | Source of tape is unknown, lender approved using XX mths business bank statements. |
| 2023010921 | XXX | Total Debt to Income Ratio | XXX | XXX | Lender's DTI calculation XXX review DTI calculation XXX non-material discrepancy |
| 2023010921 | XXX | U/W Doc Type | XXX | XXX | Confirmed XX months bank statement income calculation |
| 2023010922 | XXX | Total Debt to Income Ratio | XXX | XXX | Lender's DTI calculation XXX review DTI calculation XXX non-material discrepancy less than |
| 2023010915 | XXX | Total Debt to Income Ratio | XXX | XXX | XX % DTI no variance noted |
| 2023010915 | XXX | U/W Doc Type | XXX | XXX | XX Month Personal Bank Statement verified. |
| 2023010926 | XXX | U/W Doc Type | XXX | XXX | Per loan apvl DSCR. |
| 2023010923 | XXX | U/W Doc Type | XXX | XXX | Tape reflects Full/Alternate, loan was approved on the DSCR program. |
| 2023010916 | XXX | Property Type | XXX | XXX | Property type verified as Detached PUD per appraisal. |
| 2023010916 | XXX | Total Debt to Income Ratio | XXX | XXX | Discrepancy considered non-material. |
| 2023010916 | XXX | U/W Doc Type | XXX | XXX | Doc type verified as Business Bank statement. |
| 2023010924 | XXX | U/W Doc Type | XXX | XXX | Loan confirmed as DSCR per XXX approval |
| 2023010906 | XXX | Total Debt to Income Ratio | XXX | XXX | Lender approved DTI XXX, review DTI XXX due to rounding, non-material difference. |
| 2023010906 | XXX | U/W Doc Type | XXX | XXX | XX mos bus bk stms per loan apvl & file. |
| 2023010918 | XXX | Total Debt to Income Ratio | XXX | XXX | Lender approved DTI XXX, Review DTI XXX & due to rounding, non-material difference. |
| 2023010918 | XXX | U/W Doc Type | XXX | XXX | XX-ms Bus Bk Stmt program per loan loan apvl & file. |
| 2023010907 | XXX | U/W Doc Type | XXX | XXX | DSCR per loan apvl. |
| 2023010925 | XXX | Original Loan to Value | XXX | XXX | Rounding. |
| 2023010925 | XXX | Total Debt to Income Ratio | XXX | XXX | Rounding. |
| 2023010925 | XXX | Representative Credit Score | XXX | XXX | Higher mid-score @ XXX, lower mid-score @ XXX. |
| 2023010925 | XXX | U/W Doc Type | XXX | XXX | Asset Qualification per loan approval. |
| 2023011002 | XXX | Total Debt to Income Ratio | XXX | XXX | Review DTI XXX, Lender DTI XXX. Review variance is less thanand considered non-material |
| 2023011001 | XXX | Total Debt to Income Ratio | XXX | XXX | Approval DTI XXX. Review DTI XXXReview variance is less thanand considered non-material |
| 2023011001 | XXX | U/W Doc Type | XXX | XXX | Verified per XXX p.XXX & loan docs. |
| 2023011000 | XXX | Total Debt to Income Ratio | XXX | XXX | DTI per review is XXX, DTI per Approval XXX Non material variance. |
| 2023011000 | XXX | U/W Doc Type | XXX | XXX | UW Doc Type is XX mo. Bank statement-Business. |
| 2023010927 | XXX | Property Type | XXX | XXX | Property type X Unit verified per appraisal p.XXX |
| 2023010955 | XXX | Property Type | XXX | XXX | PUD detached per the appraisal. |
| 2023010955 | XXX | Total Debt to Income Ratio | XXX | XXX | Lender's DTI calculation XXX review calculation XXX Non-material discrepancy less than |
| 2023010955 | XXX | U/W Doc Type | XXX | XXX | Confirmed XX months business bank statement income review/calculation. |
| 2023010928 | XXX | Property Type | XXX | XXX | PUD/X units per appraisal p.XXX |
| 2023010929 | XXX | Property Type | XXX | XXX | PUD per appraisal |
| 2023010929 | XXX | Total Debt to Income Ratio | XXX | XXX | UTD tape value. Lender DTI X.X reviewer DTI XXX less thanvariance. |
| 2023010929 | XXX | U/W Doc Type | XXX | XXX | Source of tape is unknown, Lender approved XX months business bank statements. |
| 2023010938 | XXX | Total Debt to Income Ratio | XXX | XXX | Variance is less thanand considered non-material. |
| 2023010938 | XXX | Representative Credit Score | XXX | XXX | Tape reflects lower mid fico for BX. Primary wage earner mid fico XXX. |
| 2023010938 | XXX | U/W Doc Type | XXX | XXX | Per loan file, hybrid doc level using wage and bank statement income to qualify. |
| 2023010937 | XXX | Property Type | XXX | XXX | Source of tape is unknown. Per the appraisal the subject is X story condo property. |
| 2023010937 | XXX | Original Loan to Value | XXX | XXX | Tape original LTV of XXX Review original LTV of X.XXX based appraised vale of XXX. |
| 2023010937 | XXX | Original Combined Loan to Value | XXX | XXX | Tape original LTV of XXX Review original LTV of X.XXX based appraised vale of XXX. |
| 2023010937 | XXX | Total Debt to Income Ratio | XXX | XXX | Source of tape is unknown, Lender approved DTI per XXX XXX, Review DTI XXX. Non-material discrepancy less than . |
| 2023010936 | XXX | U/W Doc Type | XXX | XXX | DSCR per XXX |
| 2023010956 | XXX | Total Debt to Income Ratio | XXX | XXX | Review DTI XXX, Lender DTI XXX. |
| 2023010956 | XXX | U/W Doc Type | XXX | XXX | Source of tape is unknown, lender approved as XX mths Personal Bank Statement. |
| 2023010933 | XXX | Total Debt to Income Ratio | XXX | XXX | < variance non-material. |
| 2023010933 | XXX | U/W Doc Type | XXX | XXX | Confirmed with business bank statements. |
| 2023010932 | XXX | Total Debt to Income Ratio | XXX | XXX | Lender XXX vs Review XXX DTI. Variance is due to review utilizing higher payment for HELOC due to recent draw. |
| 2023010932 | XXX | U/W Doc Type | XXX | XXX | Source of tape is unknown, lender approved as XX-mo Bank Statement-Business. |
| 2023010939 | XXX | Property Type | XXX | XXX | Detached PUD per apsl. |
| 2023010939 | XXX | Total Debt to Income Ratio | XXX | XXX | DTI Non-material discrepancy less than |
| 2023010939 | XXX | Representative Credit Score | XXX | XXX | Lower of mid-score = XXX. |
| 2023010939 | XXX | U/W Doc Type | XXX | XXX | Confirmed XX Months business bank statement income review/calculation |
| 2023010940 | XXX | Total Debt to Income Ratio | XXX | XXX | Lender DTI XXX Review DTI XXX variance due to lender used XXX income and income is less per bank statement calculator. Max dti X |
| 2023010940 | XXX | U/W Doc Type | XXX | XXX | per XXX Doc type is XX months bank statements |
| 2023010931 | XXX | Property Type | XXX | XXX | Per Appraisal, detached PUD |
| 2023010931 | XXX | Total Debt to Income Ratio | XXX | XXX | Review DTI XXX lender DTI XXX no variance |
| 2023010931 | XXX | U/W Doc Type | XXX | XXX | Source of tape is unknown, Lender approved as XX months personal bank statements |
| 2023010930 | XXX | Total Debt to Income Ratio | XXX | XXX | Review DTI XXX lender DTI XXX |
| 2023010930 | XXX | U/W Doc Type | XXX | XXX | per XXX, XX months personal bank statements |
| 2023010934 | XXX | Property Type | XXX | XXX | Confirmed property type as Detached PUD per appraisal. |
| 2023010934 | XXX | U/W Doc Type | XXX | XXX | Doc type is DSCR per XXX. |
| 2023011004 | XXX | Representative Credit Score | XXX | XXX | XXX is qualifying mid-score. Tape reflects high score. |
| 2023011006 | XXX | Representative Credit Score | XXX | XXX | Confirmed with credit report. |
| 2023011005 | XXX | Representative Credit Score | XXX | XXX | Verified the primary borrower Mid score per credit report p.XXX |
| 2023011003 | XXX | Representative Credit Score | XXX | XXX | XXX is qualifying Mid-score |
| 2023010944 | XXX | Total Debt to Income Ratio | XXX | XXX | Discrepancy Non-material less than |
| 2023010944 | XXX | Modification Maturity Date Stated | XXX | XXX | |
| 2023010944 | XXX | U/W Doc Type | XXX | XXX | Confirmed XX-mo Bank Statement-Business income verification. |
| 2023010944 | XXX | Potential Lien Level | XXX | XXX | Note is Xst lien position. |
| 2023010944 | XXX | Calculated Modification Amortization Term | XXX | XXX | |
| 2023010941 | XXX | Occupancy | XXX | XXX | Confirmed with XXX and occupancy statement. |
| 2023010941 | XXX | Modification Maturity Date Stated | XXX | XXX | Verified per note maturity date is XX/XX/XXX. |
| 2023010941 | XXX | U/W Doc Type | XXX | XXX | Confirmed DSCR Loan with XXX |
| 2023010941 | XXX | Potential Lien Level | XXX | XXX | Confirmed with note and title Xst lien position. |
| 2023010941 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | DSCR calculated using rent schedule |
| 2023010941 | XXX | Calculated Modification Amortization Term | XXX | XXX | Verified XXX months. |
| 2023010947 | XXX | Property Type | XXX | XXX | Per the appraisal the Property Type is Single Family-Detached. |
| 2023010947 | XXX | Occupancy | XXX | XXX | Loan approved as DSCR for investor occupancy. |
| 2023010947 | XXX | Modification Maturity Date Stated | XXX | XXX | Maturity date XXXXverified per Note. |
| 2023010947 | XXX | U/W Doc Type | XXX | XXX | Loan approved as DSCR. |
| 2023010947 | XXX | Potential Lien Level | XXX | XXX | Note is Xst lien position. |
| 2023010947 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | DSCR discrepancy. Property is vacant. Per lender guidelines, a X vacancy factor to apply to market rents. Lender worksheet in file gives XX market rents. |
| 2023010947 | XXX | Calculated Modification Amortization Term | XXX | XXX | Term is XXX and no modified term exists. |
| 2023010942 | XXX | Occupancy | XXX | XXX | Loan approved as DSCR for investor occupancy. |
| 2023010942 | XXX | Modification Maturity Date Stated | XXX | XXX | Maturity date XXXXverified per Note. |
| 2023010942 | XXX | U/W Doc Type | XXX | XXX | Loan approved as DSCR for investor occupancy. |
| 2023010942 | XXX | Potential Lien Level | XXX | XXX | Note is Xst lien position. |
| 2023010942 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | Non material discrepancy. |
| 2023010942 | XXX | Calculated Modification Amortization Term | XXX | XXX | Term is XXX and no modified term exists. |
| 2023010945 | XXX | Property Type | XXX | XXX | Property is SFR Detached per appraisal Pg XXX |
| 2023010945 | XXX | Occupancy | XXX | XXX | Loan approved as DSCR for investor occupancy. |
| 2023010945 | XXX | Modification Maturity Date Stated | XXX | XXX | Maturity date XXXXverified per Note. |
| 2023010945 | XXX | U/W Doc Type | XXX | XXX | Loan approved as DSCR. |
| 2023010945 | XXX | Potential Lien Level | XXX | XXX | Note is Xst lien position. |
| 2023010945 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | Non material discrepancy. |
| 2023010945 | XXX | Calculated Modification Amortization Term | XXX | XXX | Term is XXX and no modified term exists. |
| 2023010943 | XXX | Occupancy | XXX | XXX | Loan approved as DSCR for investor occupancy. |
| 2023010943 | XXX | Modification Maturity Date Stated | XXX | XXX | Maturity date XXXXverified per Note. |
| 2023010943 | XXX | U/W Doc Type | XXX | XXX | Loan approved as DSCR. |
| 2023010943 | XXX | Potential Lien Level | XXX | XXX | Note is Xst lien position. |
| 2023010943 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | Non material discrepancy. |
| 2023010943 | XXX | Calculated Modification Amortization Term | XXX | XXX | Term is XXX and no modified term exists. |
| 2023010946 | XXX | Property Type | XXX | XXX | SFR Detach per appraisal XXX |
| 2023010946 | XXX | Occupancy | XXX | XXX | Tape data is null, occupancy confirmed as investment for business purpose. |
| 2023010946 | XXX | Modification Maturity Date Stated | XXX | XXX | Confirmed maturity date XXXXper note. |
| 2023010946 | XXX | Representative Credit Score | XXX | XXX | XXX is lower of both borr mid scores |
| 2023010946 | XXX | U/W Doc Type | XXX | XXX | Source of tape in unknown, loan approved as DSCR. |
| 2023010946 | XXX | Potential Lien Level | XXX | XXX | Xst Lien per XXX Pg X |
| 2023010946 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | Approved DSCR X.XXX, Review DSCR X.XXX, variance is non-material. |
| 2023010946 | XXX | Calculated Modification Amortization Term | XXX | XXX | REMOVE |
| 2023010957 | XXX | Property Type | XXX | XXX | Per Appraisal (p. XXX), Subject Property is Three Family. |
| 2023010957 | XXX | Loan Purpose | XXX | XXX | Per Closing Disclosure (p. XXX), Borrower paid Xst position mortgage and received cash out. |
| 2023010957 | XXX | Original P&I Payment | XXX | XXX | Per Note (p. XXX), P&I is XXXXX. Tape Value reflects PITIA. |
| 2023010957 | XXX | U/W Doc Type | XXX | XXX | Loan Program is DSCR per XXX (p.X) |
| 2023010957 | XXX | Potential Lien Level | XXX | XXX | Note is Xst lien position. |
| 2023010957 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | DSCR is XXX Rental Agreements (p. XXX, XXX, XXX) total XXX. PITIA for Subject Property is XXX. P&I from Note (p. XXX) is XXX Taxes per CD (p. XXX), HOI per policy XXX |
| 2023010957 | XXX | Modification ARM Index | XXX | XXX | Not applicable. |
| 2023010981 | XXX | Property Type | XXX | XXX | Verified Property type is two family per appraisal PG XXX |
| 2023010981 | XXX | Mortgage Notary Sign Date | XXX | XXX | |
| 2023010981 | XXX | Potential Lien Level | XXX | XXX | |
| 2023010981 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | Non material discrepancy. |
| 2023010987 | XXX | Property Type | XXX | XXX | Confirmed with appraisal pXXX. |
| 2023010987 | XXX | Mortgage Notary Sign Date | XXX | XXX | |
| 2023010987 | XXX | Total Debt to Income Ratio | XXX | XXX | Variance is non-material, and is due to IB using newer bank statements in calculation. |
| 2023010982 | XXX | Property Type | XXX | XXX | Property type verified per the appraisal p.XXX. |
| 2023010982 | XXX | Mortgage Notary Sign Date | XXX | XXX | |
| 2023010982 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | x |
| 2023010970 | XXX | Property Type | XXX | XXX | Property type verified per appraisal in file. |
| 2023010970 | XXX | Amortization Type | XXX | XXX | Amortization Type of Fixed IO verified per Note. |
| 2023010970 | XXX | Mortgage Notary Sign Date | XXX | XXX | |
| 2023010970 | XXX | Total Debt to Income Ratio | XXX | XXX | Rounding, non material variance |
| 2023010970 | XXX | Amortized Original Term | XXX | XXX | REMOVE IO |
| 2023010983 | XXX | Amortization Type | XXX | XXX | Amortization Type verified as Fixed IO per the Note. |
| 2023010983 | XXX | Amortized Original Term | XXX | XXX | REMOVE |
| 2023010983 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | Non material discrepancy due to rounding. |
| 2023010984 | XXX | Amortization Type | XXX | XXX | Amortization Type Fixed IO verified per note. |
| 2023010984 | XXX | Original Combined Loan to Value | XXX | XXX | Per appraised value and loan amount; LTV is XX.X (rounding) |
| 2023010984 | XXX | Total Debt to Income Ratio | XXX | XXX | Approved DTI XXX, Review DTI XXX,variance is non-material. |
| 2023010984 | XXX | Amortized Original Term | XXX | XXX | REMOVE |
| 2023010988 | XXX | Amortization Type | XXX | XXX | Review Value captured as stated in the Note. |
| 2023010988 | XXX | Original Loan to Value | XXX | XXX | Calculated LTV is XXX. Per XXX (pg. XXX) is XXX. Tape value appears to be due to rounding. |
| 2023010988 | XXX | Original Combined Loan to Value | XXX | XXX | Calculated CLTV is XXX. Per XXX (pg. XXX) is XXX. Tape value appears to be due to rounding. |
| 2023010988 | XXX | Amortized Original Term | XXX | XXX | Remove IO |
| 2023010988 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | Review DSCR ratio is XXX Tape value per Lender is result of using Market Rent of XXX vs. current reported rents of XXX (pg. XXX). DSCR <acceptable. |
| 2023010989 | XXX | Property Type | XXX | XXX | Per Appraisal (p. XXX), Property Type is Four Family. |
| 2023010989 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | Non material discrepancy. |
| 2023010971 | XXX | Total Debt to Income Ratio | XXX | XXX | Review variance is less thanand considered non-material. |
| 2023010997 | XXX | Amortization Type | XXX | XXX | Loan verified as X/X mos. ARM (IO) per Note. |
| 2023010997 | XXX | ARM Margin | XXX | XXX | REMOVE: Tape load error. |
| 2023010997 | XXX | Maximum Interest Rate | XXX | XXX | Per Note. |
| 2023010997 | XXX | Look Back | XXX | XXX | REMOVE: XX Days selected on ARM screen. |
| 2023010997 | XXX | Total Debt to Income Ratio | XXX | XXX | Lender approved DTI XX.XXX, review DTI XXX. Non-material discrepancy less than . |
| 2023010997 | XXX | Amortized Original Term | XXX | XXX | REMOVE: IO loan. |
| 2023010997 | XXX | ARM Index | XXX | XXX | The ARM index is XX-day Average SOFR per Note. |
| 2023010972 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | NA Above X.X |
| 2023010973 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | Non material discrepancy. |
| 2023010985 | XXX | Property Type | XXX | XXX | Property type verified per the appraisal. |
| 2023010985 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | Approved DSCR of X.XX based on subject PITIA of XXX. Using Actual payment of XXX results in DSCR of XXX |
| 2023010990 | XXX | Amortization Type | XXX | XXX | per Note |
| 2023010990 | XXX | Mortgage Notary Sign Date | XXX | XXX | Tape Value is the Deed of Trust date. Review Value is the date the document was notarized. |
| 2023010990 | XXX | Amortized Original Term | XXX | XXX | I/O loan. XXX months I/O, XXX months amortized. |
| 2023010990 | XXX | Potential Lien Level | XXX | XXX | REMOVE: Same |
| 2023010991 | XXX | Total Debt to Income Ratio | XXX | XXX | Tape DTI is XX.XXX; IB Reviewer DTI is XXX. Non-material variance. |
| 2023010991 | XXX | U/W Doc Type | XXX | XXX | Per Tape, U/W Doc Type is XX-mo Bank Statements Business; Statements (p.XXX) in file are XX-mo Bank Statements-Personal. |
| 2023010991 | XXX | Potential Lien Level | XXX | XXX | First lien position |
| 2023010991 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | REMOVE. Loan approved with Personal Bank Statement program. No DSCR utilized. Source of tape is Lender DTI. |
| 2023010996 | XXX | Total Debt to Income Ratio | XXX | XXX | Lender approved DTI XX.XXX, lender DTI XXX Variance due to lender only including P&I in DTI, review DTI calculated using PITI. |
| 2023010996 | XXX | Amortized Original Term | XXX | XXX | REMOVE - sib Tape |
| 2023010996 | XXX | Potential Lien Level | XXX | XXX | REMOVE PLUMS |
| 2023010996 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | REMOVE MAPPING - sib Loan approved as a bank statement loan not a DSCR loan. Lender tape value is the lender reported DTI. |
| 2023010993 | XXX | Loan Type | XXX | XXX | Loan Type is Non-QM |
| 2023010993 | XXX | Amortization Type | XXX | XXX | Note pg XX reflects Interest Only Period Fixed Rate |
| 2023010993 | XXX | Original Loan to Value | XXX | XXX | LTV/CLTV is XXX based on Appraisal Value of $X,XXX,XXX |
| 2023010993 | XXX | Original Combined Loan to Value | XXX | XXX | LTV/CLTV is XXX based on Appraisal Value of $X,XXX,XXX |
| 2023010993 | XXX | Total Debt to Income Ratio | XXX | XXX | Review DTI is XXX and Lender DTI is XXX. Review variance is less thanand considered non-material. |
| 2023010993 | XXX | Amortized Original Term | XXX | XXX | Amortized Original Term is XXX |
| 2023010993 | XXX | Original P&I Payment | XXX | XXX | Note pg XX reflects original P&I payment of XXXXX |
| 2023010993 | XXX | Representative Credit Score | XXX | XXX | XXX is Qualifying Mid-Score/ XXX is an updated Mid-Score p.XXX |
| 2023010993 | XXX | U/W Doc Type | XXX | XXX | Co-Mingled bank statements in file p.XXX-XXX |
| 2023010993 | XXX | Potential Lien Level | XXX | XXX | Lien Level is First |
| 2023010986 | XXX | Loan Type | XXX | XXX | Loan Type approved as DSCR which is NonQM product. |
| 2023010986 | XXX | Mortgage Notary Sign Date | XXX | XXX | Notary date verified per DOT/Mortgage. |
| 2023010986 | XXX | Original P&I Payment | XXX | XXX | Original P&I is XXX Per note |
| 2023010986 | XXX | Potential Lien Level | XXX | XXX | Note is Xst lien position. |
| 2023010986 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | Non material discrepancy. |
| 2023010998 | XXX | Loan Type | XXX | XXX | REMOVE - sib Loan approved as NonQM product. |
| 2023010998 | XXX | Mortgage Notary Sign Date | XXX | XXX | REMOVE - sib Verified Note date is XXXXand Notary date is XX/XX/XXX. |
| 2023010998 | XXX | Total Debt to Income Ratio | XXX | XXX | Lender approved DTI XX.XXX, review DTI XXX Non-material discrepancy less than . |
| 2023010998 | XXX | Original P&I Payment | XXX | XXX | Verified P&I is XXXXX per Note p.XXX |
| 2023010998 | XXX | Representative Credit Score | XXX | XXX | Data tape score appears to be highest of X scores. Verified XXX is qualifying Mid-Score. |
| 2023010998 | XXX | Potential Lien Level | XXX | XXX | REMOVE - sib Note is Xst lien position. |
| 2023010994 | XXX | Loan Type | XXX | XXX | Loan was approved as NQM. |
| 2023010994 | XXX | Total Debt to Income Ratio | XXX | XXX | Loan was approved with a DTI of XXX Review DTI XXXX Review variance is less thanand considered non-material. |
| 2023010994 | XXX | Original P&I Payment | XXX | XXX | P&I verified per the note in file. |
| 2023010994 | XXX | Potential Lien Level | XXX | XXX | Note is Xst lien position. |
| 2023010992 | XXX | Loan Type | XXX | XXX | Loan approved as an alt doc product which is NonQM. |
| 2023010992 | XXX | Mortgage Notary Sign Date | XXX | XXX | Tape value reflects Note date of XX/XX/XXX. Verified Notary date is XX/XX/XXX. |
| 2023010992 | XXX | Total Debt to Income Ratio | XXX | XXX | Source of tape is unknown, Lender approved DTI per XXX XXX, Review DTI XXX. However Non-material discrepancy less than |
| 2023010992 | XXX | Original P&I Payment | XXX | XXX | Source of tape unknown. Confirmed correct P&I payment per note in file. |
| 2023010992 | XXX | Representative Credit Score | XXX | XXX | Verified qualifying fico XXX based on lower mid-score. |
| 2023010992 | XXX | U/W Doc Type | XXX | XXX | Confirmed Non-QM loan approved as XX-months business bank statements per XXX. |
| 2023010992 | XXX | Potential Lien Level | XXX | XXX | REMOVE sib |
| 2023010869 | XXX | Total Debt to Income Ratio | XXX | XXX | Per additional business bank statements presented via stips XXX revised income calculation supports XXX per month resulting in a Review DTI of XXX Lender revised XXX provided via stip XXXreflects DTI of XXX thus no material variance. Tape DTI does not match to lender revised XXX reporting updated income calculation and was reflected in original XXX in file. |
| 2023010869 | XXX | U/W Doc Type | XXX | XXX | per XXX the doc type is XX-mo Bank Statement-Business. |
| 2023010869 | XXX | Potential Lien Level | XXX | XXX | First lien based on documentation in file. |
| 2023010865 | XXX | Total Debt to Income Ratio | XXX | XXX | Approved DTI XXX, Review DTI XXX, non-material variance. |
| 2023010865 | XXX | U/W Doc Type | XXX | XXX | Tape reflects Full/Alt, Loan approved as XX-mo Bank Statement-Business. |
| 2023010865 | XXX | Potential Lien Level | XXX | XXX | REMOVE |
| 2023010868 | XXX | Property Type | XXX | XXX | Property type verified per appraisal in file. pXXX |
| 2023010868 | XXX | Total Debt to Income Ratio | XXX | XXX | Lender approved DTI per XXX XXX, Review DTI XXX. Discrepancy caused by lender using a X expense factor when the guidelines require a X factor. Max DTI per guides is <+ X per Achiever Expanded guide. Non-material variance. |
| 2023010868 | XXX | U/W Doc Type | XXX | XXX | Loan approved under Bank Statement Program guidelines. |
| 2023010868 | XXX | Potential Lien Level | XXX | XXX | First Lien verified per Title Commitment pXXX |
| 2023010859 | XXX | Total Debt to Income Ratio | XXX | XXX | Source of tape is unknown, Lender approved DTI per XXX XXX, Review DTI XXX. However Non-material discrepancy less than . |
| 2023010859 | XXX | U/W Doc Type | XXX | XXX | Source of tape is unknown. Per approval/XXX Loan approved as XX mth Bank Statement. |
| 2023010859 | XXX | Potential Lien Level | XXX | XXX | REMOVE DS |
| 2023010862 | XXX | Total Debt to Income Ratio | XXX | XXX | Per XXX Lender DTI is X.XXX, Review DTI is XXX Non-material variance. |
| 2023010862 | XXX | U/W Doc Type | XXX | XXX | Based on loan documentation UW doc type is XX months business bank statements. |
| 2023010862 | XXX | Potential Lien Level | XXX | XXX | Review variance withintolerance. |
| 2023010872 | XXX | Total Debt to Income Ratio | XXX | XXX | Variance withtolerance. |
| 2023010872 | XXX | U/W Doc Type | XXX | XXX | Per XXX (p. XXX) and loan file documentation, U//w Doc Type is XX-mo Bank Statement-Business. |
| 2023010872 | XXX | Potential Lien Level | XXX | XXX | Per Title (p. XXX), Potential Lien Level is First Position. |
| 2023010871 | XXX | Total Debt to Income Ratio | XXX | XXX | DTI discrepancy less than Pending review of missing Business Bank Statements |
| 2023010871 | XXX | U/W Doc Type | XXX | XXX | Confirmed with XXX |
| 2023010871 | XXX | Potential Lien Level | XXX | XXX | Confirmed Xst lien position |
| 2023010870 | XXX | Total Debt to Income Ratio | XXX | XXX | Less thanvariance noted, therefore immaterial discrepancy |
| 2023010870 | XXX | U/W Doc Type | XXX | XXX | Loan approved under Bank Statement Program guidelines doc type |
| 2023010870 | XXX | Potential Lien Level | XXX | XXX | Lien Level verified per title commitment pXXX |
| 2023010864 | XXX | Total Debt to Income Ratio | XXX | XXX | Review DTI updated to XXX from XXX. Lender DTI is XXX Variance is due to lender not applying an expense factor of X to the XX month personal bank statement program. Lender rebutted application of expenses on personal bank statement per guideline section XXXXX.X. Investor accepted. No material variance noted in DTI after omitting expenses. |
| 2023010864 | XXX | U/W Doc Type | XXX | XXX | Based on loan documentation, XX-mo Bank Statement Personal. |
| 2023010864 | XXX | Potential Lien Level | XXX | XXX | REMOVE |
| 2023010866 | XXX | Mortgage Notary Sign Date | XXX | XXX | Source of tape data is unknown. Notary date per security instrument. |
| 2023010866 | XXX | Total Debt to Income Ratio | XXX | XXX | Per review of XX month business bank statement the Total Devt to Income Ratio is XXX Pgs. XXX-XXX |
| 2023010866 | XXX | U/W Doc Type | XXX | XXX | Source of tape data is unknown. Per the Loan Approval the U/W Doc Type is XX-mo Bank Statement Business pg. XXX |
| 2023010866 | XXX | Potential Lien Level | XXX | XXX | Per the Preliminary Title the Potential Lien Level is First. pg. XXX |
| 2023010863 | XXX | Property Type | XXX | XXX | Property Type is PUD - Detached per appraisal. |
| 2023010863 | XXX | Total Debt to Income Ratio | XXX | XXX | Lender approved DTI XX.XXX, review DTI XXX Non-material discrepancy less than |
| 2023010863 | XXX | Potential Lien Level | XXX | XXX | REMOVE DS |
| 2023010858 | XXX | Total Debt to Income Ratio | XXX | XXX | Lender DTI XXX Review DTI XXX, variance is non-material. |
| 2023010858 | XXX | Potential Lien Level | XXX | XXX | REMOVE |
| 2023010861 | XXX | Property Type | XXX | XXX | per appraisal p.XX |
| 2023010861 | XXX | Original Loan to Value | XXX | XXX | LTV/CLTV is XXX round-up XXX base on Purchase price XXX. Rounding. |
| 2023010861 | XXX | Original Combined Loan to Value | XXX | XXX | LTV/CLTV is XXX round-up XXX base on Purchase price XXX. |
| 2023010861 | XXX | Total Debt to Income Ratio | XXX | XXX | Tape UTD . Lender approval and XXX are not in file. Review DTI is XXX. Max DTI X per Guidelines. |
| 2023010861 | XXX | Potential Lien Level | XXX | XXX | Lien Level is First |
| 2023010856 | XXX | Total Debt to Income Ratio | XXX | XXX | Lender approved DTI is XX.XXX, review DTI XXX. Non-material discrepancy less than |
| 2023010856 | XXX | U/W Doc Type | XXX | XXX | Full doc loan based on the documentation provided. |
| 2023010856 | XXX | Potential Lien Level | XXX | XXX | Confirmed with XXX Xst lien position. |
| 2023010855 | XXX | Property Type | XXX | XXX | Per the Appraisal the Property Type is Two Family. pg. XXX |
| 2023010855 | XXX | Original Loan to Value | XXX | XXX | Per the Note pg. XXX and the appraisal pg. XXX the Original Loan to Value is .XXX |
| 2023010855 | XXX | Original Combined Loan to Value | XXX | XXX | Per the Note pg. XXX and the appraisal pg. XXX the Original Combined Loan to Value is .XXX |
| 2023010855 | XXX | Total Debt to Income Ratio | XXX | XXX | Lender approved DTI XX.XXX, review DTI XXX Discrepancy with income as a result of the loan file is missing bank statements from xxxx. |
| 2023010855 | XXX | U/W Doc Type | XXX | XXX | Per the Loan Approval the U/W Doc Type is XX-mo Bank Statement-Business. pg. XXX |
| 2023010855 | XXX | Potential Lien Level | XXX | XXX | Per the Title Commitment the Potential Lien Level is First. pg. XXX |
| 2023010857 | XXX | Original Loan to Value | XXX | XXX | Rounding. No variance. |
| 2023010857 | XXX | Original Combined Loan to Value | XXX | XXX | Rounding, no variance. |
| 2023010857 | XXX | Total Debt to Income Ratio | XXX | XXX | Loan was approved with a DTI of XXX Reviewer DTI XXXReview variance is less thanand considered non-material. |
| 2023010857 | XXX | U/W Doc Type | XXX | XXX | Doc type verified per the XXX p.XXX. |
| 2023010857 | XXX | Appraised Value | XXX | XXX | Appraised Value XXX (Page XXX). |
| 2023010857 | XXX | Potential Lien Level | XXX | XXX | REMOVE: Formatting. |
| 2023010867 | XXX | Total Debt to Income Ratio | XXX | XXX | Source of tape is unknown, Lender approved DTI per XXX XXX, Review DTI XXX. Discrepancy caused by at origination PITI and all other debt used was XXXXX higher than the IB Review PITI and all other debt calculated. However Non-material discrepancy less than |
| 2023010867 | XXX | U/W Doc Type | XXX | XXX | Source of tape in unknown. Per approval/XXX Loan approved as XX month Bank Statement-Personal. |
| 2023010867 | XXX | Potential Lien Level | XXX | XXX | Source to tape unknown, per the Preliminary Title Report the Potential Lien Level is First. |
| 2023010897 | XXX | U/W Doc Type | XXX | XXX | Source of tape is unknown. Per the Loan Approval the U/W Doc Type is DSCR. pg. XXX. |
| 2023010897 | XXX | Potential Lien Level | XXX | XXX | REMOVE DS |
| 2023010860 | XXX | Property Type | XXX | XXX | Property type verified per appraisal in file. pXXX |
| 2023010860 | XXX | Total Debt to Income Ratio | XXX | XXX | Non-material variance. |
| 2023010860 | XXX | U/W Doc Type | XXX | XXX | Loan approved as Bank Statement which is NonQM product. |
| 2023010860 | XXX | Potential Lien Level | XXX | XXX | Lien Level is first, verified per XXX pXXX |
| 2023010854 | XXX | Total Debt to Income Ratio | XXX | XXX | Lender approved DTI XX.XXX, review DTI XXX Non-material less than . |
| 2023010854 | XXX | Potential Lien Level | XXX | XXX | REMOVE |
| 2023010848 | XXX | Loan Purpose | XXX | XXX | Verified loan purpose Cash Out Refinance per CD. |
| 2023010848 | XXX | Potential Lien Level | XXX | XXX | Potential lien will be in first position. |
| 2023010852 | XXX | Total Debt to Income Ratio | XXX | XXX | Non-material discrepancy less than . |
| 2023010851 | XXX | Total Debt to Income Ratio | XXX | XXX | Lender DTI is XXX, Review DTI is XXXX Variance is non-material. |
| 2023010851 | XXX | Amortized Original Term | XXX | XXX | REMOVE IO |
| 2023010850 | XXX | Total Debt to Income Ratio | XXX | XXX | Lender approved DTI per XXX XXX, Review DTI XXX. Discrepancy caused by Lender not including PITIA of current residence which will be retained after closing. Program maximum DTI is X, discrepancy is non-material. |
| 2023010849 | XXX | Total Debt to Income Ratio | XXX | XXX | Non-material discrepancy less than . |
| 2023010853 | XXX | Total Debt to Income Ratio | XXX | XXX | Non material discrepancy. |
| 2023010899 | XXX | Mortgage Notary Sign Date | XXX | XXX | Verified Notary date XXXXper Deed pXXX. |
| 2023010899 | XXX | Total Debt to Income Ratio | XXX | XXX | Variance withinand considered Non material discrepancy. |
| 2023010899 | XXX | Modification Maturity Date Stated | XXX | XXX | REMOVE: Bug. |
| 2023010995 | XXX | Total Debt to Income Ratio | XXX | XXX | Review variance is less thanand considered non-material. |
| 2023010995 | XXX | Amortized Original Term | XXX | XXX | Per note, loan has a XXXmo term with a XXXmo Amortization. |
| 2023010995 | XXX | U/W Doc Type | XXX | XXX | Loan approved under Bank Statement Program guidelines. |
| 2023010968 | XXX | Total Debt to Income Ratio | XXX | XXX | Variance withintolerance and considered non-material discrepancy. |
| 2023010958 | XXX | Property Type | XXX | XXX | Property type verified per appraisal pXXX |
| 2023010958 | XXX | Selling Lender Name | XXX | XXX | Selling lender name fully verified per Note pXXX |
| 2023010958 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | Non material discrepancy. |
| 2023010961 | XXX | Original Note Balance | XXX | XXX | Unknown tape value-The Original note balance was verified per the subject note in the loan file pXXX- XXX |
| 2023010961 | XXX | Original Loan to Value | XXX | XXX | Tape original LTV of X based off of loan amount of XXX. Review and approved original LTV of X based off of lower appraised vale of XXX. |
| 2023010961 | XXX | Original Combined Loan to Value | XXX | XXX | Tape original CLTV of X based off of loan amount of XXX. Review and approved original LTV of X based off of lower appraised vale of XXX. |
| 2023010961 | XXX | Original P&I Payment | XXX | XXX | Unknown tape value-The Original P and I payment was verified per the subject note in the loan file pXXX- XXX |
| 2023010961 | XXX | Selling Lender Name | XXX | XXX | The selling lender name was verified per the note pXXX |
| 2023010961 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | Non material discrepancy. |
| 2023010959 | XXX | Selling Lender Name | XXX | XXX | |
| 2023010959 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | Non material discrepancy. |
| 2023010963 | XXX | Property Type | XXX | XXX | Source of Tape unknown. Per Appraisal (p. XXX), Subject Property is PUD -Detached. |
| 2023010963 | XXX | Total Debt to Income Ratio | XXX | XXX | Approved DTI XXX and review is XXX, Review variance is less thanand considered non-material. |
| 2023010963 | XXX | Representative Credit Score | XXX | XXX | Qualifying FICO verified as XXX. |
| 2023010963 | XXX | Selling Lender Name | XXX | XXX | |
| 2023010966 | XXX | Total Debt to Income Ratio | XXX | XXX | Review DTI is X. Tape DTI includes XX-mo Bank Statement - Personal. Bank statements provided are joint and Reviewer unable to determine deposits made to support business income. |
| 2023010966 | XXX | U/W Doc Type | XXX | XXX | Per Bank Statements in file (p. XXX-XXX), U/W Doc Type is XX-mo Bank Statement - Personal. |
| 2023010966 | XXX | Selling Lender Name | XXX | XXX | Per Note (p. XXX), Selling Lender Name is XXX . dba XXX, A XXX |
| 2023010962 | XXX | Property Type | XXX | XXX | Source of Tape unknown. Per Appraisal (p. XXX), Subject Property Type is Condominium. |
| 2023010962 | XXX | Total Debt to Income Ratio | XXX | XXX | Approved DTI XXX and review is XXX. Review variance is less thanand considered non-material. |
| 2023010962 | XXX | U/W Doc Type | XXX | XXX | Source of Tape is unknown. Per documents in file, U/W Doc Type is XX-mo Bank Statement-Business. |
| 2023010962 | XXX | Selling Lender Name | XXX | XXX | |
| 2023010960 | XXX | Property Type | XXX | XXX | The property type is PUD-Detached as verified per appraisal pXXX. Tape value of Single Family Detached is unknown. |
| 2023010960 | XXX | Original Interest Rate | XXX | XXX | Interest rate is X.XX per the Note (pg. XXX). Tape value of X.XX is unknown. |
| 2023010960 | XXX | Original P&I Payment | XXX | XXX | Original P&I is XXX per the Note (pg. XXX). Tape value of XXX is unknown. |
| 2023010960 | XXX | Selling Lender Name | XXX | XXX | The full Lender name has been verified per Note pXXX, no material variance. |
| 2023010960 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | Review DSCR ratio is X.XX, Tape DSCR X.XX is unknown. DSCR Worksheet in file (pg. XX) reflects X.XX by the Lender which is a match to Review on rounding. No material variance. |
| 2023010893 | XXX | Property Type | XXX | XXX | Property type verified per appraisal in file pg XXX. |
| 2023010893 | XXX | U/W Doc Type | XXX | XXX | Source of tape is unknown. Asset Utilization used to qualify. |
| 2023010892 | XXX | Total Debt to Income Ratio | XXX | XXX | Approved DTI XXX and review is XXX, Review variance is less thanand considered non-material. |
| 2023010892 | XXX | U/W Doc Type | XXX | XXX | Source of Tape unknown. Documentation in file for XX-m Bank Statement-Business Program. |
| 2023010891 | XXX | Selling Lender Name | XXX | XXX | Lender Name per Note pg.XXX |
| 2023010881 | XXX | Property Type | XXX | XXX | Source of Tape unknown. Per Appraisal (p. XXX), Property Type is PUD - Detached. |
| 2023010881 | XXX | Total Debt to Income Ratio | XXX | XXX | Approved DTI XX.XXX and review is XXX. Discrepancy due to lender using XXmo average for all statements provided. Review used most recent XXmo statements with a lower average of XXXXX/mo income as program is XXmo bank statements. |
| 2023010881 | XXX | U/W Doc Type | XXX | XXX | Source of Tape unknown. XX-mo Bank Statement-Business confirmed per worksheet and documentation in file. |
| 2023010878 | XXX | Total Debt to Income Ratio | XXX | XXX | Approved DTI X.XX and review is X.XX, Review variance is less thanand considered non-material. |
| 2023010877 | XXX | Total Debt to Income Ratio | XXX | XXX | Approved DTI XXX and review is XXX. Non-material variance. |
| 2023010894 | XXX | Total Debt to Income Ratio | XXX | XXX | Approved/Tape DTI XXX and review is X.XX, Review variance is less thanand considered non-material. |
| 2023010894 | XXX | U/W Doc Type | XXX | XXX | XX Month bank statement income analysis verified per business bank acct providedXXX |
| 2023010886 | XXX | Selling Lender Name | XXX | XXX | Selling Lender name verified per Note pXXX |
| 2023010889 | XXX | Property Type | XXX | XXX | Property type verified per appraisal pXXX |
| 2023010889 | XXX | Total Debt to Income Ratio | XXX | XXX | Approved/Tape DTI XXX and review is XXX, Review variance is less thanand considered non-material. |
| 2023010889 | XXX | U/W Doc Type | XXX | XXX | U/W Doc Type verified per qualified XX month analysis statements pXXX-XXX, however XX months business bank statements verified total) |
| 2023010874 | XXX | Total Debt to Income Ratio | XXX | XXX | Review variance is less thanand considered non-material. |
| 2023010874 | XXX | U/W Doc Type | XXX | XXX | Verified loan qualification done on XXmo Business Bank Statement program. |
| 2023010879 | XXX | Property Type | XXX | XXX | Property Type verified per Appraisal pXXX |
| 2023010879 | XXX | Total Debt to Income Ratio | XXX | XXX | Approved/Tape DTI XXX and review is XXX, Review variance is less thanand considered non-material. |
| 2023010879 | XXX | U/W Doc Type | XXX | XXX | U/W Doc Type verified per Income analysis and Bank Statement provided for qualification: |
| 2023010887 | XXX | Total Debt to Income Ratio | XXX | XXX | Approved DTI XXX and review is XXX, Review variance is less thanand considered non-material. |
| 2023010887 | XXX | Representative Credit Score | XXX | XXX | Tape value for Credit Score is lowest of three (X) reported. Reviewer used the middle of three (X) required per guidelines. |
| 2023010890 | XXX | Total Debt to Income Ratio | XXX | XXX | Lender approved DTI per XXX is X.XX (pg. XX), Review DTI XXX. Discrepancy caused by income calculation with review excluding several large deposits used by lender. Qualifying DTI is still well within X max allowable per guides. |
| 2023010885 | XXX | Property Type | XXX | XXX | PUD-Detached per appraisal pg.XXX |
| 2023010885 | XXX | Selling Lender Name | XXX | XXX | Lender Name per Note pg.XXX |
| 2023010882 | XXX | Total Debt to Income Ratio | XXX | XXX | IB income calculation less than lender's qualifying income. Evidence of business expenses on personal account. Per guides pXX, subject to Business bank stmt calculation. Added X expense factor to qualifying deposits. |
| 2023010882 | XXX | U/W Doc Type | XXX | XXX | U/W Doc Type verified per qualifying personal bank statements used in lender analysis. |
| 2023010895 | XXX | Selling Lender Name | XXX | XXX | Lender Name as listed on Note pg.XXX |
| 2023010880 | XXX | Total Debt to Income Ratio | XXX | XXX | Lender approved DTI per XXX XXX, Review DTI XXX. Discrepancy is less thanand considered non-material. |
| 2023010873 | XXX | Property Type | XXX | XXX | Property type verified per appraisal in file pg XXX. |
| 2023010873 | XXX | Total Debt to Income Ratio | XXX | XXX | Review Variance is less than , Non material discrepancy. |
| 2023010873 | XXX | U/W Doc Type | XXX | XXX | Source of tape is unknown, Verified lender utilized XX months business bank statements. |
| 2023010884 | XXX | Total Debt to Income Ratio | XXX | XXX | Review DTI XXX, Lender DTI XXX. Review variance is less thanand considered non-material. |
| 2023010896 | XXX | Total Debt to Income Ratio | XXX | XXX | Approved DTI XXX and review is XXX, review variance is less thanand considered non-material. |
| 2023010896 | XXX | U/W Doc Type | XXX | XXX | Source of tape is unknown. Per approval U/W Doc Type is XX months Bank Statement-Business. |
| 2023010888 | XXX | Total Debt to Income Ratio | XXX | XXX | Discrepancy due to lender inclusion of XXX auto installment payment with <XX payments remaining. |
| 2023010888 | XXX | U/W Doc Type | XXX | XXX | Verified lender qualified with XXmo Business Bank Stmts. |
| 2023010883 | XXX | Total Debt to Income Ratio | XXX | XXX | Non material discrepancy. |
| 2023010875 | XXX | Total Debt to Income Ratio | XXX | XXX | Non material discrepancy. |
| 2023010875 | XXX | U/W Doc Type | XXX | XXX | XX months personal bank statements provided in file. |
| 2023010876 | XXX | Total Debt to Income Ratio | XXX | XXX | Review DTI XX.XXX, review variance is less thanand considered non-material. |
| 2023010876 | XXX | U/W Doc Type | XXX | XXX | Source of tape unknown. Per XXX pg. XXX and loan documentation the U/W Doc Type is XX-Mon Bank Statement-Business. |
| 2023010979 | XXX | Total Debt to Income Ratio | XXX | XXX | Variance is non-material |
| 2023010979 | XXX | U/W Doc Type | XXX | XXX | XX Mths personal bank statements used to qualify. |
| 2023010979 | XXX | Selling Lender Name | XXX | XXX | REMVOE |
| 2023010975 | XXX | Selling Lender Name | XXX | XXX | Per the Note the Selling Lender Name is XXX., A XXX pg. XX |
| 2023010975 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | Non material discrepancy. |
| 2023010948 | XXX | Selling Lender Name | XXX | XXX | REMVOE |
| 2023010948 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | UTD lender value. Per lender worksheet pXX, lender used XXX lease rents in calculation. Lease in file pXX is XXX. Review used market rent XXX per XXX pXXX |
| 2023010974 | XXX | Original P&I Payment | XXX | XXX | Payment XXXXX verified by Note pg.XXX |
| 2023010974 | XXX | Selling Lender Name | XXX | XXX | Lender Name per Note pg.XXX |
| 2023010974 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | UTD Tape Value. Lender not provided DSCR Ratio. Review DSCR Ratio is X.XX, Matrix requirement Min DSCR XXX |
| 2023010964 | XXX | Property Type | XXX | XXX | Source of Tape unknown. Per Appraisal (p. XXX), Property Type is PUD - Detached. |
| 2023010964 | XXX | Total Debt to Income Ratio | XXX | XXX | Approved DTI XXX and review is XXX, Review variance is less thanand considered non-material. |
| 2023010964 | XXX | U/W Doc Type | XXX | XXX | XX month bank statements verified per XX business accounts pXXX, XXX |
| 2023010964 | XXX | Selling Lender Name | XXX | XXX | |
| 2023010949 | XXX | Selling Lender Name | XXX | XXX | REMVOE |
| 2023010949 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | Review variance is due to rounding and considered non-material. |
| 2023010898 | XXX | Total Debt to Income Ratio | XXX | XXX | Non material discrepancy. |
| 2023010999 | XXX | Selling Lender Name | XXX | XXX | Non material discrepancy. |
| 2023010999 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | UTD Tape Value. Lender DSCR X.XX noted on XXX, DSCR Worksheet not in file. Review DSCR Ratio is X.XXX used $X,XXX month rent per Lease in file pg.XXX |
| 2023010951 | XXX | Property Type | XXX | XXX | Source of Tape unknown. Per Appraisal (p. XXX), Subject Property Type is PUD - Detached. |
| 2023010951 | XXX | Original Loan to Value | XXX | XXX | Source of Tape unknown. Appraised Value (p. XXX) is XXX. Note Amount (p. XXX) is XXX. LTV is XX. |
| 2023010951 | XXX | Original Combined Loan to Value | XXX | XXX | Source of Tape unknown. Appraised Value (p. XXX) is XXX. Note Amount (p. XXX) is XXX. CLTV is XX. |
| 2023010951 | XXX | Original P&I Payment | XXX | XXX | Source of Tape unknown. Per Note (p. XXX). Original P&I Payment is XXX. |
| 2023010951 | XXX | Selling Lender Name | XXX | XXX | |
| 2023010951 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | Source of Tape unknown. Lender DSCR Worksheet (p. XX) in file is XXX Reviewer DSCR calculation agrees with Lender. |
| 2023010950 | XXX | Original Interest Rate | XXX | XXX | Per executed Note, Interest rate is XXX (pg XXX) |
| 2023010950 | XXX | Original Loan to Value | XXX | XXX | Final LTV is XXX. Appraisal value per appraisal is XXX, final loan amount per executed Note is XXX. (pg XXX and pg XXX) |
| 2023010950 | XXX | Original Combined Loan to Value | XXX | XXX | Final LTV is XXX. Appraisal value per appraisal is XXX, final loan amount per executed Note is XXX. (pg XXX and pg XXX) |
| 2023010950 | XXX | Original P&I Payment | XXX | XXX | Per executed Note, P&I payment is XXX. (pg XXX) |
| 2023010950 | XXX | Selling Lender Name | XXX | XXX | |
| 2023010950 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | IB value of DSCR Ratio is X.XX is accurate according to PITIA and lease agreement evidenced in file. X.XX is also what is listed on Impac DSCR calculation ratio and XXX. (pg XX and pg X) |
| 2023010967 | XXX | Representative Credit Score | XXX | XXX | Qualifying FICO XXX |
| 2023010967 | XXX | Selling Lender Name | XXX | XXX | REMOVE |
| 2023010967 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | UTD Tape Value. Review DSCR Ratio is X.XX based on current lease (w/ proof X months payments) vs. the lower Market Rent $X,XXX perXXX pg.XX. Lender noted DSCR ratio as X.XX on XXX which matches to Review. Appears variance is due to rounding. |
| 2023010965 | XXX | Property Type | XXX | XXX | Source of Tape unknown. Per appraisal (p. XXX), subject property is a Dethatched PUD. |
| 2023010965 | XXX | Amortization Type | XXX | XXX | Per executed Note, subject loan is a XX year fixed rate loan with a XX year interest only period. (pg XXX) |
| 2023010965 | XXX | Original Loan to Value | XXX | XXX | Tape Value source is unknown. LTV is XXX. Appraised value per appraisal is XXX, and final loan amount per executed Note is XXX. (pg XXX and pg XXX) |
| 2023010965 | XXX | Original Combined Loan to Value | XXX | XXX | Source of Tape unknown. LTV is XXX. Appraised value (p. XXX) is XXX, and final loan amount per executed Note is XXX P. XXX) |
| 2023010965 | XXX | Selling Lender Name | XXX | XXX | Selling Lender Name is XXX . |
| 2023010965 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | IB Review Value is XXX Unable to determine discrepancy between Tape Value and IB review Value. Variance is deemed immaterial. |
| 2023010954 | XXX | Total Debt to Income Ratio | XXX | XXX | Variance is less than . |
| 2023010954 | XXX | Selling Lender Name | XXX | XXX | REMOVE |
| 2023010969 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | Lender DSCR Ratio X.XXX and Review DSCR Ratio XXX No Variance. |
| 2023010847 | XXX | Property Type | XXX | XXX | Source of Tape Unknown. Per Appraisal (p. XX), Subject Property Type is PUD - Attached. |
| 2023010847 | XXX | Selling Lender Name | XXX | XXX | REMOVE |
| 2023010847 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | Review ratio is XXX Lender is X.XXX thus no material variance. |
| 2023010980 | XXX | Total Debt to Income Ratio | XXX | XXX | Approved DTI XXX and review is XXX, Review variance is less thanand considered non-material. |
| 2023010980 | XXX | Selling Lender Name | XXX | XXX | Source of tape unknown, per the Note the Selling Lender Name is XXX., A XXX. |
| 2023010977 | XXX | Amortization Type | XXX | XXX | Refer to note pg. XXX interest-only period fixed rate note. |
| 2023010977 | XXX | Total Debt to Income Ratio | XXX | XXX | Review DTI is XXX. Tape is XXX. Lender included a higher "other payments" then confirmed in file and on the credit report. Variance of X.XX cannot be determined as all debt and mortgages included. Borrower primary residence payment was omitted as business pays this debt confirmed in file. eResi Guidelines ALT DOC vXXX pg. XX, using XX of personal bank account deposits. |
| 2023010977 | XXX | Original P&I Payment | XXX | XXX | Tape refers to interest only payment. |
| 2023010977 | XXX | U/W Doc Type | XXX | XXX | PENDING -Tape reflects loan approved as XX-mo Bank Statement-Business. |
| 2023010977 | XXX | Selling Lender Name | XXX | XXX | REMVOE |
| 2023010976 | XXX | Property Type | XXX | XXX | Subject property is a Three Family verified per appraisal. |
| 2023010976 | XXX | Selling Lender Name | XXX | XXX | Lender is XXX per note. |
| 2023010976 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | Lender DSCR of X.XX is based market rent per the operating income statement. Review DSCR of X.XXX is based on current rent per month per the operating income statement. |
| 2023010846 | XXX | Total Debt to Income Ratio | XXX | XXX | Review DTI calculates to XXX. Source of tape value of X is unknown. Lender XXX in file reflects XXX DTI based on a higher income calculation. Lender provided XX-month bank statements with a lower monthly income calculation resulting in Review DTI exceeding X. See DTI exception. |
| 2023010846 | XXX | Selling Lender Name | XXX | XXX | REMOVE |
| 2023010953 | XXX | Property Type | XXX | XXX | Tape refelcts the subject as SFD, Borrower runs a xxxx business renting rooms, thus property is considered Mixed-Use. |
| 2023010953 | XXX | Total Debt to Income Ratio | XXX | XXX | Source of tape unknown, Approved DTI XXX per XXX, review DTI is XXX, Review variance is less thanand considered non-material. |
| 2023010953 | XXX | Original P&I Payment | XXX | XXX | Source of tape unknown, per the Note the Original P&I payment is X,XXX. pg. XXX |
| 2023010953 | XXX | Selling Lender Name | XXX | XXX | REMOVE |
| 2023010952 | XXX | Original Loan to Value | XXX | XXX | Source of tape unknown. Review Value is XX.XXX calculated from Note (p. XXX) and Appraisal (p. XXX). Review LTV matches Lender Approval LTV (p. X). |
| 2023010952 | XXX | Original Combined Loan to Value | XXX | XXX | Source of tape unknown. Review Value is XX.XXX calculated from Note (p. XXX) and Appraisal (p. XXX). Review LTV matches Lender Approval LTV (p. X). |
| 2023010952 | XXX | Original P&I Payment | XXX | XXX | Source of tape unknown Original P&I Payment is XXX per Note (p. XXX). |
| 2023010952 | XXX | Selling Lender Name | XXX | XXX | Selling lender isXXX. dba XXX. |
| 2023010952 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | Source of tape unknown. Lease is XXX per months and PITIA is XXX. Calculated DSCR Ratio is X.XXX |
| 2023010978 | XXX | Original Interest Rate | XXX | XXX | Source of Tape unknown. Per Note (p. XX), Original Interest Rate is X.X |
| 2023010978 | XXX | Selling Lender Name | XXX | XXX | Selling lender is XXX. |
| 2023010978 | XXX | Investor DTI (DSCR Ratio) | XXX | XXX | DSR Ratio X.XX (round up X.XXX) |