UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
Report for the Calendar Year or Quarter Ended:
12-31-2023
Check here if Amendment: ☐ Amendment Number:
This Amendment (Check only one.):☐ is a restatement.
☐ adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:
Harbor Group, Inc.
Address:
331 SOUTH RIVER ROAD
BEDFORD, NH 03110
Form 13F File Number:
028-20446

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.


Person Signing this Report on Behalf of Reporting Manager:
Name:
Timothy Riley
Title:
Chief Compliance Officer
Phone:
603-668-0634


Signature, Place, and Date of Signing:

/s/Timothy Riley
                         [Signature]
Bedford, NEW HAMPSHIRE
                 [City, State]
01-10-2024
                           [Date]
                          

Report Type (Check only one.):

☒ 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) 

☐ 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) 

☐ 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
0
Form 13F Information table Entry Total:
80
Form 13F Information table Value Total:
348948706
          (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]

  
NONE


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
ABBOTT LABSCOM002824100215,1871,955SHSOLE 0 0 1,955
ABBVIE INCCOM00287Y109237,1041,530SHSOLE 0 0 1,530
ADVANCED MICRO DEVICES INCCOM007903107447,2423,034SHSOLE 0 0 3,034
ANALOG DEVICES INCCOM032654105969,2604,881SHSOLE 0 0 4,881
APPLE INCCOM0378331001,915,2169,948SHSOLE 0 0 9,948
AT&T INCCOM00206R102385,23722,958SHSOLE 0 0 22,958
BERKSHIRE HATHAWAY INC DELCL B NEW084670702765,3922,146SHSOLE 0 0 2,146
BNY MELLON ETF TRUSTCONCENTRATED INT09661T83428,153,452573,193SHSOLE741 0 572,452
CHEVRON CORP NEWCOM166764100219,9411,475SHSOLE 0 0 1,475
COCA COLA COCOM191216100249,5104,234SHSOLE 0 0 4,234
COSTCO WHSL CORP NEWCOM22160K105287,244435SHSOLE 0 0 435
CSX CORPCOM126408103413,29411,921SHSOLE 0 0 11,921
DELTA AIR LINES INC DELCOM NEW247361702246,2196,120SHSOLE 0 0 6,120
DIMENSIONAL ETF TRUSTUS CORE EQUITY 225434V708492,64216,854SHSOLE 0 0 16,854
DIMENSIONAL ETF TRUSTUS TARGETED VLU25434V609304,0985,811SHSOLE 0 0 5,811
DIMENSIONAL ETF TRUSTWORLD EX US CORE25434V8802,977,281121,920SHSOLE 0 0 121,920
ECOLAB INCCOM278865100219,9701,109SHSOLE 0 0 1,109
ELEVANCE HEALTH INCCOM036752103386,679820SHSOLE 0 0 820
EXXON MOBIL CORPCOM30231G102463,5374,636SHSOLE 0 0 4,636
FIDELITY MERRIMACK STR TRTOTAL BD ETF31618830934,828,761756,489SHSOLE387 0 756,102
GENERAL ELECTRIC COCOM NEW369604301455,1823,566SHSOLE 0 0 3,566
HERITAGE INSURANCE HLDGS INCCOM42727J102123,34518,918SHSOLE 0 0 18,918
HOME DEPOT INCCOM437076102211,972612SHSOLE 0 0 612
INTUITCOM461202103830,6651,329SHSOLE 0 0 1,329
INVESCO QQQ TRUNIT SER 146090E103858,2692,096SHSOLE 0 0 2,096
ISHARES TRCORE MSCI EAFE46432F842709,19010,081SHSOLE 0 0 10,081
ISHARES TRCORE S&P MCP ETF46428750734,651,000125,026SHSOLE425 0 124,601
ISHARES TRCORE S&P SCP ETF46428780422,438,709207,286SHSOLE 0 0 207,286
ISHARES TRCORE S&P500 ETF46428720011,334,19223,730SHSOLE 0 0 23,730
ISHARES TRCORE TOTAL USD46434V613946,14020,537SHSOLE 0 0 20,537
ISHARES TREAFE GRWTH ETF4642888854,144,23942,790SHSOLE 0 0 42,790
ISHARES TREAFE SML CP ETF4642882731,080,83617,461SHSOLE 0 0 17,461
ISHARES TREAFE VALUE ETF4642888773,120,40359,893SHSOLE 0 0 59,893
ISHARES TRESG AWARE MSCI46435U663321,1108,448SHSOLE 0 0 8,448
ISHARES TRGLOBAL REIT ETF46434V647668,89927,663SHSOLE 0 0 27,663
ISHARES TRGRWT ALLOCAT ETF4642898671,541,11928,974SHSOLE 0 0 28,974
ISHARES TRMSCI EMG MKT ETF464287234530,53113,194SHSOLE 0 0 13,194
ISHARES TRMSCI USA ESG SLC464288802346,4683,447SHSOLE 0 0 3,447
ISHARES TRNATIONAL MUN ETF4642884149,531,19087,918SHSOLE 0 0 87,918
ISHARES TRRUS 1000 ETF464287622548,9102,093SHSOLE 0 0 2,093
ISHARES TRRUS 1000 GRW ETF464287614450,8141,487SHSOLE 0 0 1,487
ISHARES TRS&P 500 GRWT ETF464287309210,8102,807SHSOLE 0 0 2,807
ISHARES TRSHRT NAT MUN ETF464288158281,9202,674SHSOLE 0 0 2,674
ISHARES U S ETF TRBLACKROCK SHORT46431W838201,4124,029SHSOLE 0 0 4,029
J P MORGAN EXCHANGE TRADED FCORE PLUS BD ETF46641Q67034,631,775735,516SHSOLE375 0 735,141
J P MORGAN EXCHANGE TRADED FULTRA SHT MUNCPL46641Q654201,1753,965SHSOLE 0 0 3,965
JOHNSON & JOHNSONCOM478160104271,5831,733SHSOLE 0 0 1,733
JPMORGAN CHASE & COCOM46625H100680,1063,998SHSOLE 0 0 3,998
LOCKHEED MARTIN CORPCOM539830109393,364868SHSOLE 0 0 868
MASTERCARD INCORPORATEDCL A57636Q104333,463782SHSOLE 0 0 782
MICROSOFT CORPCOM594918104637,1541,694SHSOLE 0 0 1,694
RTX CORPORATIONCOM75513E101429,6785,107SHSOLE 0 0 5,107
SALESFORCE INCCOM79466L302233,142886SHSOLE 0 0 886
SCHWAB STRATEGIC TRSCHWAB FDT US LG8085247711,417,68522,888SHSOLE 0 0 22,888
SCHWAB STRATEGIC TRUS LCAP GR ETF80852430018,897,440227,790SHSOLE 0 0 227,790
SCHWAB STRATEGIC TRUS LCAP VA ETF8085244098,172,277116,580SHSOLE 0 0 116,580
SCHWAB STRATEGIC TRUS LRG CAP ETF8085242015,781,036102,501SHSOLE 0 0 102,501
SCHWAB STRATEGIC TRUS MID-CAP ETF80852450812,612,566167,453SHSOLE 0 0 167,453
SCHWAB STRATEGIC TRUS SML CAP ETF8085246072,978,18163,044SHSOLE 0 0 63,044
SPDR DOW JONES INDL AVERAGEUT SER 178467X109224,238595SHSOLE 0 0 595
SPDR S&P 500 ETF TRTR UNIT78462F103592,5161,247SHSOLE 0 0 1,247
SPDR SER TRNUVEEN BLOOMBERG78464A2843,748,185148,150SHSOLE 0 0 148,150
SPDR SER TRPRTFLO S&P500 GW78464A40911,815,478181,609SHSOLE 0 0 181,609
SPDR SER TRPRTFLO S&P500 VL78464A50818,537,054397,535SHSOLE 0 0 397,535
SPRINKLR INCCL A85208T107130,93510,875SHSOLE 0 0 10,875
SSGA ACTIVE ETF TRMULT ASS RLRTN78467V1037,988,317293,472SHSOLE 0 0 293,472
T ROWE PRICE ETF INCPRICE BLUE CHIP87283Q10711,723,834378,799SHSOLE 0 0 378,799
TEXAS INSTRS INCCOM882508104258,0761,514SHSOLE 0 0 1,514
UNITEDHEALTH GROUP INCCOM91324P102211,200401SHSOLE 0 0 401
VANECK ETF TRUSTMRNGSTR WDE MOAT92189F64328,816,238339,534SHSOLE1,102 0 338,432
VANGUARD INDEX FDSGROWTH ETF9229087361,224,0453,937SHSOLE 0 0 3,937
VANGUARD INDEX FDSMID CAP ETF9229086291,734,1217,454SHSOLE 0 0 7,454
VANGUARD INDEX FDSS&P 500 ETF SHS922908363479,3081,097SHSOLE 0 0 1,097
VANGUARD INDEX FDSSMALL CP ETF9229087511,620,6637,597SHSOLE 0 0 7,597
VANGUARD INDEX FDSTOTAL STK MKT922908769670,3842,826SHSOLE 0 0 2,826
VANGUARD INDEX FDSVALUE ETF922908744253,7021,697SHSOLE 0 0 1,697
VANGUARD TAX-MANAGED FDSVAN FTSE DEV MKT921943858292,3346,103SHSOLE 0 0 6,103
VELO3D INCCOMMON STOCK92259N1047,27318,292SHSOLE 0 0 18,292
VERIZON COMMUNICATIONS INCCOM92343V104303,7968,058SHSOLE 0 0 8,058
VISA INCCOM CL A92826C839931,7933,579SHSOLE 0 0 3,579