| 1. | The Bank is Trustee under the Trust Agreement. |
| 2. | The undersigned is duly authorized as required pursuant to the Trust Agreement to execute and deliver this Certificate to the Trust. |
| 3. | This Certificate is delivered pursuant to Item 1123 of the Securities and Exchange Commission’s Regulation AB. |
| 4. | A review of the Trustee’s activities during the twelve-month period ended December 31, 2015 and of its performance under the Trust Agreement has been made under my supervision. |
| 5. | To the best of my knowledge, based on such review, the Trustee has fulfilled all of its obligations under the Trust Agreement in all material respects throughout such twelve-month period. |
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By:
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/s/ David Duclos
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Name:
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David Duclos
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Title:
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Vice President
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