HOMES 2023-NQM1 ABS-15G

EXHIBIT 99.4

 

Client Name:  
Client Project Name: HOMES 2023-NQM1
Start - End Dates: 4/26/2022 - 11/9/2022
Deal Loan Count: 455
   
       
Rating Agency ATR QM Data Fields
       
Loans in Report:  455

 

Loan Number Loan Level ATR/QM Status Application Date Prior to 1/10/2014 TRID Indicator Lender Application Date Broker Application Date GSE Eligible QRM Flag ATR/QM Total Points and Fees Rate Lock Date APR Bwr 1 Employment Indicator Bwr 2 Employment Indicator Bwr 1 Foreign National Indicator Bwr 2 Foreign National Indicator Borrowers Qualified Through a Non-Resident Alien Program Residual Income Analysis in File ATR/QM Residual Income
10204 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 15199.6 XXXXXX 7.25 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10205 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 21187.5 XXXXXX 6.2499 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10348 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 13628.5 XXXXXX 6.3454 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
10420 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9650.55 XXXXXX 6.375 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
10206 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 31471 XXXXXX 6.0291 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
10349 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10864.75 XXXXXX 6.2974 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10207 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5746 XXXXXX 6.922 Employed (No Data) Permanent Resident Alien (No Data) (No Data) Yes 28605.06
10350 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 17757.84 XXXXXX 6.5025 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10351 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10432.4 XXXXXX 6.3609 Employed Retired U.S. Citizen U.S. Citizen (No Data) Yes 1721.85
10352 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 12471 XXXXXX 7.4103 Employed Employed U.S. Citizen U.S. Citizen (No Data) Yes 3679.97
10208 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 17252.23 XXXXXX 6.5563 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) Yes 26971.14
10209 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 13600 XXXXXX 6.25 Employed Employed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
10210 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 42800 XXXXXX 6.7499 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10211 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 25900 XXXXXX 7.25 Employed Employed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
10212 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 22050 XXXXXX 7.4991 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10213 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 19089 XXXXXX 7 Employed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
10214 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8761 XXXXXX 7.0334 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10421 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10442.25 XXXXXX 6.2499 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10215 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 17627.88 XXXXXX 8.3477 Employed (No Data) Permanent Resident Alien (No Data) (No Data) Yes 25057.27
10216 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10125 XXXXXX 7 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10217 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10353.5 XXXXXX 7.4334 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10218 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 45033 XXXXXX 6.375 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10219 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 6465 XXXXXX 6.25 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10353 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 31171 XXXXXX 8.0394 Employed Employed U.S. Citizen U.S. Citizen (No Data) Yes 20311
10220 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 5737.5 XXXXXX 7.7501 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10221 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 43824.44 XXXXXX 7.0166 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10222 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 14991 XXXXXX 6.5268 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10223 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6751 XXXXXX 7.4341 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10224 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8996 XXXXXX 7.4995 Employed (No Data) Permanent Resident Alien (No Data) (No Data) Yes 11657
10225 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9216 XXXXXX 6.8379 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
10354 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 14608.24 XXXXXX 7.5885 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 27563
10226 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6027.25 XXXXXX 7.0174 Employed Employed U.S. Citizen U.S. Citizen (No Data) Yes 16427.09
10355 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 29470 XXXXXX 9.5 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10356 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6591 XXXXXX 7.7649 Employed (No Data) Non-Resident Alien (No Data) (No Data) Yes 2875.15
10052 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10634.63 XXXXXX 8.8205 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
10227 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 24600 XXXXXX 6.6249 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10228 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 13271 XXXXXX 6.4043 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10229 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 24000 XXXXXX 7.5001 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10230 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 29500 XXXXXX 6.5 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10357 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 3562.68 XXXXXX 7.1251 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
10231 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 826 XXXXXX 7.7628 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
10232 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 21543.5 XXXXXX 6.3995 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) No 0
10358 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 6650 XXXXXX 7.8741 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10233 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 18037.5 XXXXXX 7 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10053 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 16366 XXXXXX 6.7395 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
10234 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 26431 XXXXXX 7.0051 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 18530
10235 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 22758.75 XXXXXX 7.875 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10236 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 56891 XXXXXX 6.8619 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 6662.26
10237 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 24862.5 XXXXXX 6.625 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10238 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9960.66 XXXXXX 6.99 Employed Retired U.S. Citizen U.S. Citizen (No Data) No 0
10239 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 15896 XXXXXX 6.7428 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) Yes 13027
10240 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.1251 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
10241 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 22500 XXXXXX 6.25 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10422 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11050 XXXXXX 6.875 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10242 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 16294.5 XXXXXX 7.375 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10243 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 21993.75 XXXXXX 7.875 Unemployed Employed Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
10244 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 13823.05 XXXXXX 6.8555 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10786 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11245.5 XXXXXX 7 Unemployed Employed Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
10245 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7500 XXXXXX 7.375 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10246 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 4669.4 XXXXXX 7.3037 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 7695.63
10247 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 35363.56 XXXXXX 7.2363 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10248 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 19125 XXXXXX 9 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10249 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7420 XXXXXX 8.0001 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10038 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 34100 XXXXXX 7.999 Employed Employed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
10250 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 16949.13 XXXXXX 8.1423 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 0
10251 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9375 XXXXXX 6.999 Employed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
10252 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12900 XXXXXX 6.999 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10253 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 35304.75 XXXXXX 6.2499 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10254 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5151 XXXXXX 6.4186 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10255 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 49995 XXXXXX 6.6249 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10256 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 14853.4 XXXXXX 8.0274 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) No 0
10257 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5471 XXXXXX 7.0553 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10258 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6487 XXXXXX 7.5286 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10259 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 5286.46 XXXXXX 6.25 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10359 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7506 XXXXXX 8.5666 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10260 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7537.5 XXXXXX 6.25 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10261 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 21160 XXXXXX 6.8749 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10262 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 20081.25 XXXXXX 6.75 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10263 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 19568.2 XXXXXX 6.2499 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10423 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7000 XXXXXX 8 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10264 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9891 XXXXXX 7.1477 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 5107.38
10265 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 14514.76 XXXXXX 7.2188 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 2438.87
10424 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10302.25 XXXXXX 6.749 Employed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10266 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 25704 XXXXXX 6.999 Retired (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10360 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9812.5 XXXXXX 7.2923 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10267 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 39780 XXXXXX 6.7499 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10268 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10393.38 XXXXXX 8.0987 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10269 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 5950 XXXXXX 6.125 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10425 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 6750 XXXXXX 7.375 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10270 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 15750 XXXXXX 6.75 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10119 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 0 XXXXXX 9.1866 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 261546
10271 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9450 XXXXXX 6.625 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10272 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 15000 XXXXXX 7.625 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10273 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7311.78 XXXXXX 6.4955 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 12696
10274 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 6885 XXXXXX 6.999 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10275 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 25882.5 XXXXXX 6.6249 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10426 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 18450 XXXXXX 6.125 Employed Employed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
10276 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10063 XXXXXX 6.9582 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 5087
10277 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 27633.5 XXXXXX 6.3622 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10361 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 19401 XXXXXX 7.4353 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10278 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12615 XXXXXX 7.5 Unemployed Employed Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
10362 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 38471.62 XXXXXX 7.1444 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10279 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 16071 XXXXXX 6.9709 Employed Employed U.S. Citizen U.S. Citizen (No Data) Yes 6100.25
10280 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 6324 XXXXXX 6.625 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10281 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10500 XXXXXX 7.25 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
10282 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 13471 XXXXXX 6.9782 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 8400.7
10283 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 13658.5 XXXXXX 6.0392 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10054 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 11805.38 XXXXXX 8.4798 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
10284 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 13387.5 XXXXXX 7.25 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10285 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 17595 XXXXXX 6.8749 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10286 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10281 XXXXXX 7.5319 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
10363 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 25681 XXXXXX 8.8913 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
10364 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 6250 XXXXXX 7.25 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10287 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 25000 XXXXXX 7.1251 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10288 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 19278 XXXXXX 5.9989 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10289 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7142.6 XXXXXX 8.4573 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10290 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 19125 XXXXXX 7.8751 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10291 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 15083.5 XXXXXX 7.1766 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) Yes 10826
10292 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 13571 XXXXXX 7.4138 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10427 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 20000 XXXXXX 7.1251 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10293 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12500 XXXXXX 6.875 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10294 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7026 XXXXXX 7.3769 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10295 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11250 XXXXXX 7.5 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10296 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10294.61 XXXXXX 7.249 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10365 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12852 XXXXXX 6.75 Unemployed Employed Non-Resident Alien (No Data) (No Data) (No Data) 0
10366 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10355.2 XXXXXX 8.8252 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10297 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 16581.86 XXXXXX 7.6015 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 7235.75
10298 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10752.25 XXXXXX 7.0295 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10299 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 6581.25 XXXXXX 5.9989 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10367 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9625 XXXXXX 6.75 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10368 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 20371 XXXXXX 7.5844 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10300 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9546 XXXXXX 6.9992 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10428 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10000 XXXXXX 6.749 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10429 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 30000 XXXXXX 7.75 Employed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10301 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 5355 XXXXXX 6.249 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10055 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11796 XXXXXX 0 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10302 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 19000 XXXXXX 7.75 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10430 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8925 XXXXXX 6.875 Employed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
10303 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 14000 XXXXXX 6.625 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10304 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7996 XXXXXX 8.2988 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
10305 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 2574.04 XXXXXX 6.3749 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10056 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8236 XXXXXX 8.3026 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10120 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7650 XXXXXX 6.999 Unemployed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
10306 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9375 XXXXXX 6.75 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10307 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7650 XXXXXX 6.75 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10308 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8896 XXXXXX 7.6091 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10431 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 39750 XXXXXX 5.9989 Employed Employed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
10309 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 17451 XXXXXX 6.5985 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10369 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12622.5 XXXXXX 7.7501 Unemployed Employed Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
10370 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 22026.9 XXXXXX 7.624 Unemployed Employed Non-Resident Alien (No Data) (No Data) (No Data) 0
10005 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 17995.21 XXXXXX 8.5438 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 5913.02
10310 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10500.9 XXXXXX 6.375 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10371 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 31875 XXXXXX 7.875 Employed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10311 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7470.6 XXXXXX 6.5516 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
10432 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12431.25 XXXXXX 7.8751 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10372 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5846 XXXXXX 7.0061 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 905
10373 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 27962.5 XXXXXX 6.6606 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10433 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10875 XXXXXX 6.5 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10374 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10051 XXXXXX 7.3722 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10434 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 16000 XXXXXX 7 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10375 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 35575 XXXXXX 6.4024 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 19245.46
10312 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 52500 XXXXXX 6.2499 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10313 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8511 XXXXXX 7.2586 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) No 0
10314 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12187.5 XXXXXX 7.5 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
10315 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 15522.68 XXXXXX 8.0544 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
10057 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8783.5 XXXXXX 10.142 Employed (No Data) Permanent Resident Alien (No Data) (No Data) No 0
10376 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 16471 XXXXXX 6.9075 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
10316 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8750 XXXXXX 7.1251 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10377 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 3475.01 XXXXXX 7.5528 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10139 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 16957.5 XXXXXX 6.7499 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10435 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 14153.75 XXXXXX 6.625 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10378 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 20046 XXXXXX 7.6794 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10058 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.5 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10317 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.375 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10318 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9100 XXXXXX 6.375 Employed Employed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
10379 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 25531.9 XXXXXX 7.25 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10319 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 14000 XXXXXX 7.5001 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10320 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7229.25 XXXXXX 6.999 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10059 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 18571 XXXXXX 7.8215 Unemployed (No Data) U.S. Citizen (No Data) (No Data) Yes 8702.54
10380 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 20342.88 XXXXXX 8.7166 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 0
10060 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 18755.44 XXXXXX 8.0124 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 64707
10714 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 13875 XXXXXX 8.125 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10061 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 14280 XXXXXX 0 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10381 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 12037.7 XXXXXX 6.9806 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 3841
10382 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10816 XXXXXX 9.0142 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 3537.1
10062 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12200 XXXXXX 8.625 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10436 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 16261 XXXXXX 8.625 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10063 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 22495 XXXXXX 10.375 Unemployed Employed Non-Resident Alien (No Data) (No Data) (No Data) 0
10121 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9966.75 XXXXXX 8.635 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 1413
10383 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 20625 XXXXXX 7.625 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10384 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 15176.2 XXXXXX 7.3893 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10385 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 11524.12 XXXXXX 7.2378 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 22014.6
10437 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11100 XXXXXX 6.875 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10039 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 55874.95 XXXXXX 9 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
10386 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9044.51 XXXXXX 7.6502 Employed Employed U.S. Citizen U.S. Citizen (No Data) Yes 5822.68
10387 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 13421 XXXXXX 7.1675 Retired Employed U.S. Citizen U.S. Citizen (No Data) No 0
10064 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 1516 XXXXXX 8.566 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 8128
10065 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 12946 XXXXXX 9.1508 Employed Retired U.S. Citizen U.S. Citizen (No Data) Yes 5732.64
10438 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 15800 XXXXXX 6.875 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10388 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9414 XXXXXX 7.8023 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10389 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10086 XXXXXX 6.6939 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 8336.2
10390 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6721 XXXXXX 8.9622 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10391 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7489 XXXXXX 6.7757 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10439 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 21562.5 XXXXXX 7.625 Employed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10440 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 21836.9 XXXXXX 6.8749 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10392 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 11371 XXXXXX 6.8893 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) No 0
10441 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 21224.95 XXXXXX 8 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10066 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10000 XXXXXX 6.375 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10140 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8225 XXXXXX 8.125 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10393 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 4571 XXXXXX 7.8439 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10040 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 21300 XXXXXX 6.875 Employed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
10067 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5419 XXXXXX 7.6621 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10068 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8401 XXXXXX 8.0637 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 30056.57
10141 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 5437.5 XXXXXX 7.25 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10069 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 23625 XXXXXX 7.25 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10070 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 29750 XXXXXX 7.6251 Employed Employed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
10006 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8563.5 XXXXXX 7.4603 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) No 0
10394 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 17766 XXXXXX 6.75 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10395 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 19936.4 XXXXXX 7.1205 Employed Employed U.S. Citizen U.S. Citizen (No Data) Yes 3575.57
10396 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8156 XXXXXX 8.6233 Retired Retired U.S. Citizen U.S. Citizen (No Data) No 0
10041 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 28471 XXXXXX 9.0048 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10397 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10753 XXXXXX 9.3985 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10071 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6871 XXXXXX 8.779 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10398 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8250 XXXXXX 6.625 Unemployed Employed Permanent Resident Alien (No Data) (No Data) (No Data) 0
10399 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11625 XXXXXX 6.625 Unemployed Employed Permanent Resident Alien (No Data) (No Data) (No Data) 0
10442 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 19507.5 XXXXXX 6.875 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10007 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 20404.75 XXXXXX 7.6347 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 19560
10072 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 15112.1 XXXXXX 6.875 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10073 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12928.5 XXXXXX 7.375 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10400 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.6126 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10401 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5676 XXXXXX 8.1371 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) No 0
10074 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 20062.5 XXXXXX 6.625 Employed Employed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
10402 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 14162 XXXXXX 6.8745 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) Yes 13966
10075 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9378.75 XXXXXX 7.25 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10403 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 16600 XXXXXX 7.1251 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10404 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.4879 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
10405 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7050 XXXXXX 6.875 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10142 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7140 XXXXXX 7.25 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10042 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 47091 XXXXXX 7.8616 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10008 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7672.6 XXXXXX 9.0481 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 10966.87
10076 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 14000 XXXXXX 7.8751 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10443 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 13050 XXXXXX 7.4991 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10406 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 15045 XXXXXX 7.625 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10407 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 6937.5 XXXXXX 7.7501 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10408 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8988.75 XXXXXX 7.25 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10113 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5921 XXXXXX 7.5559 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 41341
10444 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 13575 XXXXXX 7.25 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10445 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 15300 XXXXXX 7.7501 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10114 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10544 XXXXXX 7.1266 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 9271.13
10077 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8987.13 XXXXXX 8.0974 Employed Unemployed U.S. Citizen (No Data) (No Data) Yes 12470.62
10446 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 33915 XXXXXX 6.6239 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10447 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 52500 XXXXXX 7.499 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10448 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 24862.5 XXXXXX 7.7501 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10043 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8563.75 XXXXXX 7.999 Unemployed Employed Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
10409 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 16176 XXXXXX 7.9995 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
10078 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10966.8 XXXXXX 7.1917 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 6235
10079 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10000 XXXXXX 6.625 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10080 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 7623.38 XXXXXX 9.1659 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 9351
10081 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12671.79 XXXXXX 8.375 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10410 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9996 XXXXXX 8.375 Unemployed Employed Non-Resident Alien (No Data) (No Data) (No Data) 0
10411 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 6296.25 XXXXXX 7.5 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10412 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 4204.6 XXXXXX 6.8322 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10009 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10158.19 XXXXXX 8.5745 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
10082 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 13615 XXXXXX 6.8065 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 5564.2
10413 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 42766 XXXXXX 7.558 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10414 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8738.5 XXXXXX 9.5588 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 6522.78
10415 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 20821 XXXXXX 8.0597 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 10786
10083 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 15151 XXXXXX 7.9071 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10084 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 23536.5 XXXXXX 6.8749 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10044 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 23290 XXXXXX 8.499 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10045 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 23250 XXXXXX 8.499 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10416 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10196 XXXXXX 7.6097 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10085 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 15045 XXXXXX 6.999 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10122 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 14619.15 XXXXXX 7.5001 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10417 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 11569 XXXXXX 7.3579 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) Yes 2189.05
10086 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 24187.5 XXXXXX 7.25 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10087 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9171 XXXXXX 7.631 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 3360
10088 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 17652.68 XXXXXX 8.3384 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10089 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 14254.41 XXXXXX 7.875 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10003 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8443.12 XXXXXX 7.707 Employed Employed U.S. Citizen Permanent Resident Alien (No Data) No 0
10090 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 5950 XXXXXX 8.5 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10143 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 5961.9 XXXXXX 8.749 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
10091 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8750 XXXXXX 8.5 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10092 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 13938.35 XXXXXX 6.999 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10010 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 14350 XXXXXX 6.875 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10093 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6311 XXXXXX 9.1635 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 17144
10094 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 17000 XXXXXX 6.875 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10001 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 5062.5 XXXXXX 8.625 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10095 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10500 XXXXXX 7.8751 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10418 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 40288.18 XXXXXX 7.972 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 25174.76
10116 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8383.5 XXXXXX 8.0837 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10123 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8625 XXXXXX 8.75 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10011 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 18187.5 XXXXXX 7.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10144 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8828.2 XXXXXX 6.8749 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
10117 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7803 XXXXXX 6.999 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10419 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10416 XXXXXX 7.7832 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 9671.86
10012 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 5901.5 XXXXXX 7 Employed Employed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
10046 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6367 XXXXXX 9.8712 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 920.56
10013 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 38663.5 XXXXXX 7.3689 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10096 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 12691 XXXXXX 9.2607 Unemployed (No Data) U.S. Citizen (No Data) (No Data) Yes 36716.55
10097 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12372.5 XXXXXX 7.7501 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10124 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8223.75 XXXXXX 8.875 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10098 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 32183.5 XXXXXX 7.8875 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10099 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 6936 XXXXXX 8.125 Unemployed Employed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
10100 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 22800 XXXXXX 7.6251 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10014 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5299 XXXXXX 7.744 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10787 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 6201.55 XXXXXX 7.999 Employed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10047 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 26250 XXXXXX 7.7501 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10048 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10500 XXXXXX 7.5 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10101 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 15899.13 XXXXXX 7.2421 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
10145 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11625.01 XXXXXX 7.7501 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10102 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 19758.75 XXXXXX 7.75 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10146 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 21302.3 XXXXXX 7.875 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10103 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 24621 XXXXXX 7.2751 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
10147 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 13112.5 XXXXXX 6.999 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10148 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5959 XXXXXX 7.6583 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10104 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10466 XXXXXX 7.923 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 12449
10149 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7000 XXXXXX 7.375 Employed Employed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
10769 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 19012.5 XXXXXX 8.75 Employed Employed Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
10105 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 13125 XXXXXX 8.25 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10049 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 28616 XXXXXX 8.3652 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10106 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 20250 XXXXXX 8.125 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10015 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12187.5 XXXXXX 6.874 Employed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
10107 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 6298.5 XXXXXX 8.125 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10125 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7500 XXXXXX 7.6251 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10150 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6608.5 XXXXXX 7.4005 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) No 0
10004 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9405.08 XXXXXX 7.2684 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 887.91
10118 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 5250 XXXXXX 7.375 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10016 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8848.5 XXXXXX 6.875 Unemployed Employed Non-Resident Alien (No Data) (No Data) (No Data) 0
10050 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5483.92 XXXXXX 6.9696 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
10151 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5923.3 XXXXXX 8.5658 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) Yes 5524
10108 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10000 XXXXXX 6.875 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
10109 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 48268.6 XXXXXX 7.1479 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10051 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 30871 XXXXXX 8.011 Employed Employed U.S. Citizen U.S. Citizen (No Data) Yes 31591
10152 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 5355 XXXXXX 7.375 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10110 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8400 XXXXXX 8.999 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10715 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7500 XXXXXX 7.7501 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10153 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 21721 XXXXXX 7.75 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10154 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 21112 XXXXXX 7.75 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10155 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 13441 XXXXXX 7.5333 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 6994.69
10156 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 4703 XXXXXX 6.9729 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10157 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 5100 XXXXXX 7.3751 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10158 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 15153.9 XXXXXX 7.1251 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10159 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 5437.5 XXXXXX 7.25 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10160 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.2439 Employed Employed U.S. Citizen U.S. Citizen (No Data) Yes 43089
10111 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 10821 XXXXXX 6.8799 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 14532
10161 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9960.3 XXXXXX 7.1251 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10788 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 16100 XXXXXX 7.375 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10162 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 20655 XXXXXX 7.375 Employed Employed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
10163 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8939.15 XXXXXX 7.2341 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10164 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 26738.44 XXXXXX 8.1958 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10165 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8436 XXXXXX 7.6093 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10166 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8415 XXXXXX 7.375 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10112 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 32271 XXXXXX 7.1112 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) No 0
10716 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 13585 XXXXXX 7.5001 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10167 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 5000 XXXXXX 7.5 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10168 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 18271 XXXXXX 7.1214 Employed Employed U.S. Citizen U.S. Citizen (No Data) Yes 8662.48
10690 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 14000 XXXXXX 7.1251 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
10169 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 22891 XXXXXX 8.8042 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10170 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 16471 XXXXXX 7.3699 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10171 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 3436 XXXXXX 7.7473 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10172 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11250 XXXXXX 8.125 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10017 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10500 XXXXXX 6.75 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10173 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 17631 XXXXXX 7.7735 Employed Employed U.S. Citizen U.S. Citizen (No Data) Yes 21864.05
10174 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 12691 XXXXXX 8.1322 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10717 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 47700 XXXXXX 6.8749 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10718 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9818 XXXXXX 7.3112 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 6959.19
10175 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 14930.04 XXXXXX 7.3965 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10176 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8853.6 XXXXXX 7.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10177 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10840.05 XXXXXX 7.875 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10719 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 14625 XXXXXX 7.1251 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10178 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8860 XXXXXX 6.999 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10179 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.625 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
10180 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 18726.75 XXXXXX 7.375 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10181 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10612.5 XXXXXX 7 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10182 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.4831 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 5573.99
10183 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9386.2 XXXXXX 8.6881 Employed Retired U.S. Citizen U.S. Citizen (No Data) Yes 5727
10184 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 18660 XXXXXX 7.875 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10185 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8950.5 XXXXXX 7 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10186 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 12363.2 XXXXXX 9.1964 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 11512.7
10720 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 6069 XXXXXX 7 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10187 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10200 XXXXXX 7.375 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10721 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 11191 XXXXXX 7.6181 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) No 0
10770 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 14127 XXXXXX 6.999 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10188 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 0 XXXXXX 6.9961 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 2836
10189 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 36000 XXXXXX 7 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10190 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8250 XXXXXX 6.75 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10191 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10000 XXXXXX 7 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10192 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12770 XXXXXX 7 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10722 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11300 XXXXXX 7.7501 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10723 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 14300 XXXXXX 8.249 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10724 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11000 XXXXXX 7.7501 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10193 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 30000 XXXXXX 7.25 Unemployed Unemployed U.S. Citizen Permanent Resident Alien (No Data) (No Data) 0
10194 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 18187.5 XXXXXX 7.8751 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10195 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 12119.4 XXXXXX 8.7898 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 6264.51
10725 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 12844.5 XXXXXX 9.6737 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 17398.13
10196 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 16250 XXXXXX 7.25 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10771 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8975 XXXXXX 6.75 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10772 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 17950.38 XXXXXX 7.5704 Employed Employed U.S. Citizen U.S. Citizen (No Data) Yes 8107.74
10773 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.625 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10197 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9180 XXXXXX 7.5 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10726 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 21930 XXXXXX 6.875 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10727 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 25425 XXXXXX 6.625 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10728 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8481.75 XXXXXX 6.8207 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 21161.73
10198 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 12269.5 XXXXXX 6.9637 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10774 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 6566.1 XXXXXX 7.4937 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10199 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 9261 XXXXXX 6.5853 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 6145.45
10200 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 24159.54 XXXXXX 7.0627 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10775 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7687.51 XXXXXX 7.8751 Unemployed Unemployed U.S. Citizen (No Data) (No Data) (No Data) 0
10729 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11436.75 XXXXXX 8.375 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10201 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 6200 XXXXXX 7.9991 Employed (No Data) Permanent Resident Alien (No Data) (No Data) (No Data) 0
10730 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9600 XXXXXX 6.875 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10776 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 25000 XXXXXX 6.75 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10731 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9750 XXXXXX 6.875 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10732 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8250 XXXXXX 6.875 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10733 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11245.5 XXXXXX 7.25 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10734 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8700 XXXXXX 6.875 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10735 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12450.01 XXXXXX 6.875 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10202 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8975 XXXXXX 8.0174 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10736 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 15746.25 XXXXXX 7 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10737 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 20400 XXXXXX 8.125 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10738 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11725 XXXXXX 7.25 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10739 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 6562.5 XXXXXX 8.5 Retired Retired U.S. Citizen U.S. Citizen (No Data) (No Data) 0
10740 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 11682.25 XXXXXX 7.4588 Employed (No Data) U.S. Citizen (No Data) (No Data) No 0
10741 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 5628.86 XXXXXX 9.1123 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 6583.37
10203 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.5 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10742 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 11398.5 XXXXXX 7.625 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10743 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 23702.25 XXXXXX 6.999 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10744 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 8622.63 XXXXXX 7.322 Employed Employed U.S. Citizen U.S. Citizen (No Data) No 0
10777 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 0 XXXXXX 8.8713 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 15267.4
10745 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 15687.5 XXXXXX 8.4267 Employed Unemployed Permanent Resident Alien U.S. Citizen (No Data) Yes 14725
10746 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 14478.24 XXXXXX 7.1251 Employed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10747 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 20685 XXXXXX 7.25 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10748 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 3711.73 XXXXXX 6.9485 Employed Employed U.S. Citizen U.S. Citizen (No Data) Yes 9939
10749 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 9384.01 XXXXXX 6.75 Employed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10750 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 15366 XXXXXX 7.9 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 10057.02
10751 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8062.5 XXXXXX 7.8751 Employed Employed U.S. Citizen U.S. Citizen (No Data) (No Data) 0
10752 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7125 XXXXXX 8.125 Unemployed Employed Permanent Resident Alien (No Data) (No Data) (No Data) 0
10753 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 18996 XXXXXX 7.5931 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 90765.97
10754 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 5500 XXXXXX 8.5 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10755 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 5000 XXXXXX 6.999 Unemployed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10756 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 28400 XXXXXX 8.875 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10757 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12625 XXXXXX 7.1251 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10758 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 7800 XXXXXX 7.625 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10759 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 10140 XXXXXX 8.125 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10760 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.7501 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10778 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 19600.01 XXXXXX 7.625 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10761 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 0 XXXXXX 7.9991 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10762 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 19466 XXXXXX 9.0479 Employed (No Data) U.S. Citizen (No Data) (No Data) Yes 31125
10763 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 14400 XXXXXX 9.75 Employed (No Data) U.S. Citizen (No Data) (No Data) (No Data) 0
10764 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 42818.75 XXXXXX 7.75 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10765 Non-QM: Lender documented all ATR UW factors No Yes XXXXXX XXXXXX No No 23191 XXXXXX 9.1936 Employed Unemployed U.S. Citizen U.S. Citizen (No Data) Yes 13892.54
10766 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 12000 XXXXXX 7.625 Unemployed Employed U.S. Citizen (No Data) (No Data) (No Data) 0
10767 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 8300 XXXXXX 8.499 Unemployed Unemployed Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0
10768 ATR/QM: Exempt No Yes XXXXXX XXXXXX No No 1734.04 XXXXXX 7.25 Employed (No Data) Non-Permanent Resident Alien (No Data) (No Data) (No Data) 0

 

©2023 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.