EXHIBIT 99.25
| Loan ID | Alternate Loan ID | Transaction ID | Field Name | Source | Verified Value | Bid Tape Value | Comment |
| XXXX | 10325 | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX | 10326 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.04 | 1.13 | The calculation validating the DSCR is as follows: Rents of $1650/ PITIA $1,442.78+ $150 HOA) = 1.04 DSCR Rents of $1650/ PITIA $1,442.78 = 1.14 DSCR |
| XXXX | 10329 | XXXX | Property Type | propertyValuationPage | Single Family Detached | Single Family Attached | Per appraisal property type is Single Family Detached |
| XXXX | 10334 | XXXX | Qualifying Total Reserves Number of Months | tape | 169.68 | 131.00 | True data correct per asset statements on page 234 |
| XXXX | 10334 | XXXX | Total Qualified Assets for Reserves Post-Close | tape | 275882.91 | 213108.36 | True data correct per asset statements on page 234 |
| XXXX | 10332 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | True Data is correct. This is a primary o/o loan with income verified. Non-QM - ATR. |
| XXXX | 10332 | XXXX | Verified Doc Type | employmentIncomePage | 12 Month Bank Statement | Full Doc | |
| XXXX | 10333 | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX | 10333 | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Property Type as per Final 1003 Page #155 and Appraisal Report Page #255 is 'Two to Four Unit' |
| XXXX | 10335 | XXXX | CLTV | propertyValuationPage | 75.82 | 76.13 | XXXX |
| XXXX | 10335 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | True Data correct as per occupancy type on loan approval. Page 1 |
| XXXX | 10335 | XXXX | Verified Doc Type | employmentIncomePage | 12 Month Bank Statement | ALT DOC | |
| XXXX | 10336 | XXXX | Qualifying FICO | the1008Page | 0 | 660 | Foreign National Borrower, No FICO provided. |
| XXXX | 10336 | XXXX | CLTV | propertyValuationPage | 34.38 | 37.68 | True Data is Correct as per Note and Appraisal on Pages 7 & 220 respectively. |
| XXXX | 10336 | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | True Data correct as per appraisal page 220 |
| XXXX | 10336 | XXXX | Qualifying CLTV | diligenceFinalLookPage | 37.64 | 37.68 | Correct CLTV is 34.38% and per Note and Appraisal on Pages 7 & 220 respectively. |
| XXXX | 10336 | XXXX | Qualifying Total Reserves Number of Months | tape | 127.35 | 132.00 | True Data Correct as per HUD 1 settlement on Page 509 dated 07/152022 |
| XXXX | 10336 | XXXX | Calculated DSCR | diligenceFinalLookPage | 2.34 | 2.42 | True Data Correct as per Rental Income, Tax , Insurance and HOA on Pages 53, 86, 219, 226 |
| XXXX | 10024 | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Attached | True data correct per appraisal document on page 488 |
| XXXX | 10024 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 13.24 | 13.00 | True data correct per provided asset statements |
| XXXX | 10024 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.23 | 1.22 | True data correct based on the following calculation : DSCR is calculated as Rent/PITIA = 3050/2486.17 = 1.23 |
| XXXX | 10337 | XXXX | Qualifying Total Reserves Number of Months | tape | 66.17 | 65.00 | True data correct per provided asset statements |
| XXXX | 10337 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.59 | 1.58 | True data correct as per the following calculation: Rents of $1700/ PITIA of $1071.01 = 1.587 DSCR. Value was rounded off |
| XXXX | 10115 | XXXX | Qualifying FICO | creditLiabilitiesPage | 666 | 680 | True Data correct as per credit report on page 226 |
| XXXX | 10025 | XXXX | Qualifying Total Reserves Number of Months | tape | 36.39 | 12.00 | True Data is correct as per assets on page 308, 314, 319 |
| XXXX | 10025 | XXXX | Total Qualified Assets for Reserves Post-Close | tape | 64542.96 | 21972.54 | True Data correct as per assets on page 308, 314, 319 |
| XXXX | 10338 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 18.3 | 18.00 | True Data Correct as per asset on page 317. |
| XXXX | 10339 | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | True Data Correct as per Appraisal Report page 372. |
| XXXX | 10339 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 51.46 | 51.00 | True data correct per provided HUD statement. |
| XXXX | 10340 | XXXX | Qualifying Total Reserves Number of Months | tape | 34.78 | 39.00 | True Data Correct as per Cash out on HUD 1 Settlement Statement dated 07/27/2022 on page 355. |
| XXXX | 10340 | XXXX | Total Qualified Assets for Reserves Post-Close | tape | 75971.11 | 75977.44 | True Data Correct as per HUD 1 Settlement Statement dated 07/27/2022 on page 355. |
| XXXX | 10341 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 10.82 | 10.00 | True data correct per provided asset statement |
| XXXX | 10342 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Property Type as per Final 1003 Page #120 is 'Primary Residence'. Hence the Originator QM Status is 'Non-QM: Lender documented all ATR UW factors' |
| XXXX | 10343 | XXXX | Total Qualified Assets for Reserves Post-Close | tape | 159232.67 | 157537.99 | True Data is correct as asset on page 269 |
| XXXX | 10343 | XXXX | Qualifying Total Reserves Number of Months | tape | 115.43 | 119.00 | True Data is correct as asset on page 269 |
| XXXX | 10343 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.16 | 1.15 | True Data is correct as per Rent Schedule and PITIA on pages 118, 201. DSCR = $1600/$1379.44 = 1.159 Page 188, 201 & 1021 |
| XXXX | 10344 | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | As per Appraisal it was 2-4 Units. But Tape data Showing Incorrect. |
| XXXX | 10344 | XXXX | Qualifying Total Reserves Number of Months | tape | 137.08 | 302.00 | True data correct per provided HUD-1 statement on page 438. |
| XXXX | 10344 | XXXX | Total Qualified Assets for Reserves Post-Close | tape | 300401.65 | 661965.42 | True data correct per provided HUD-1 statement on page 438. |
| XXXX | 10026 | XXXX | Primary Appraised Property Value | diligenceFinalLookPage | XXXX | XXXX | True Data correct as per appraisal report on page 210. |
| XXXX | 10026 | XXXX | Total Qualified Assets for Reserves Post-Close | tape | 10660.84 | 10840.84 | True Data Correct as per asset on page 258, 297, 268, 311 |
| XXXX | 10026 | XXXX | Qualifying Total Reserves Number of Months | tape | 8.49 | 8.00 | True Data Correct as per asset on page 258, 297, 268, 311 |
| XXXX | 10026 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.19 | 1.51 | XXXX |
| XXXX | 10345 | XXXX | First Payment Date | notePage | 10-01-2022 | 09/01/2022 | Tape Data does not match first Payment Date on Note, Page 5 |
| XXXX | 10345 | XXXX | Maturity Date | notePage | 09-01-2052 | 08/01/2052 | Tape Data does not match Maturity Date on Note, Page 5 |
| XXXX | 10345 | XXXX | Total Qualified Assets for Reserves Post-Close | tape | 19935.25 | 165481.75 | True data correct per provided asset statements on page 331 |
| XXXX | 10345 | XXXX | Qualifying Total Reserves Number of Months | tape | 10.37 | 86.00 | True data correct per provided asset statements on page 331 |
| XXXX | 10345 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.2 | 1.19 | Rounding issues. |
| XXXX | 10346 | XXXX | Qualifying Total Reserves Number of Months | tape | 61.08 | 140.00 | True data correct per provided asset statements. |
| XXXX | 10346 | XXXX | Total Qualified Assets for Reserves Post-Close | tape | 110739.76 | 255408.76 | True data correct per provided asset statements. |
| XXXX | 10346 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.08 | 1.07 | True data correct per the following calculation; Rent of $1,950/ PITIA of $1,813.01 = 1.075 DSCR. System rounded off the values. |
| XXXX | 10347 | XXXX | Prepayment Penalty Total Term | notePage | 0 | 36.00 | Per the Note on p. 638 Section 4, there is no pre-payment penalty. True data is correct. |
| XXXX | 10347 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 102.44 | 102.00 | True data is accurate. Please acknowledge. |
| XXXX | 10347 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.75 | 1.74 | True Data is correct as per form 1007 on page 66. DSCR = $1600 / PITI (pg. 419) $914.30 = 1.7499 DSCR. 0.01 Difference- Rounding issue |
| XXXX | 10027 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 69.6 | 58.00 | True Data is correct per the Asset page |
| XXXX | 10028 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 16.85 | 17.00 | Mapping Issue. However, we don't need Assets for Cash-out Refinance |
| XXXX | 10028 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.1 | 1.09 | DSCR is 1.095. System considered round figure of 1.10 |
| XXXX | 10029 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 82.59 | 35.00 | True data correct per provided asset statements |
| XXXX | 10029 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 155542.94 | 65748.98 | True data correct per provided asset statements |
| XXXX | 10030 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 2465.69 | 240376.97 | True data correct per provided asset statements |
| XXXX | 10030 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 0.76 | 73.00 | True data correct per provided asset statements |
| XXXX | 10002 | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | considered from given appraisal document and SSR report |
| XXXX | 10002 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 21.88 | 21.00 | True data correct per provided asset statements |
| XXXX | 10002 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.03 | 1.02 | PITIA/Gross Rents (1007) = $1.029 which is approx $1.03 |
| XXXX | 10031 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 27.26 | 27.00 | True data correct per provided asset statements. |
| XXXX | 10031 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.02 | 1.01 | Our DSCR calculation is 1.0156 difference of 0.0344. System round off issue |
| XXXX | 10032 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 18941.42 | 728395.77 | True data correct per provided asset statements |
| XXXX | 10032 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 4.83 | 185.00 | True data correct per provided asset statements |
| XXXX | 10032 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Originator QM Status is 'Non-QM: Lender Documented all ATR' as the Property Type as per Final 1003 in Page #102 & Conditional Approval is 'Second Home' |
| XXXX | 10033 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 17308.04 | 1034.10 | True data correct per provided asset statements |
| XXXX | 10033 | XXXX | Escrow Flag | finalCdDetailPage | Partial | Yes | Taxes are not considered in Final CD, payment letter, lender info, hence escrow flag for taxes not selected as yes on Final CD Tab |
| XXXX | 10033 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Primary Residence: Originator QM Status Should be Non-QM: Lender documented all ATR UW factors. |
| XXXX | 10033 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 11.62 | 1.00 | True data correct per provided asset statements |
| XXXX | 10034 | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | XXXX |
| XXXX | 10034 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Second home not investment property |
| XXXX | 10018 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 379143.8 | 379145.05 | True data correct per provided asset statement |
| XXXX | 10018 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 166.53 | 166.00 | True data correct per provided asset statement |
| XXXX | 10018 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | True data correct per provided file documents |
| XXXX | 10035 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 144711.57 | 134945.00 | True data correct per provided asset statements |
| XXXX | 10035 | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Attached | True data correct per appraisal on page 270 |
| XXXX | 10035 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 51.8 | 48.00 | True data correct per provided asset statements |
| XXXX | 10035 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Occupancy Type is Primary Residence, hence considered Originator QM status as Non-QM: Lender documented all ATR UW factors, however Tape data is showing incorrect. |
| XXXX | 10019 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Property Type as per Final 1003 Page #95 is 'Primary Residence |
| XXXX | 10036 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Subject Loan is Primary-Purchase. Tape data showing ATR/QM: Exempt status. It should be Non-QM: Lender documented all ATR UW factors. |
| XXXX | 10036 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 22.67 | 22.00 | True data correct per provided statement |
| XXXX | 10036 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 59970.3 | 60071.52 | True data correct per provided statement |
| XXXX | 10037 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 63640.93 | 28792.45 | True data correct per provided asset statements |
| XXXX | 10037 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 11.03 | 5.00 | True data correct per provided asset statements |
| XXXX | 10037 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Occupancy Type is Primary Residence, hence considered Originator QM status as Non-QM: Lender documented all ATR UW factors, however Tape data is showing incorrect. |
| XXXX | 10020 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 65133.39 | 72917.89 | True data correct as per provided asset statements. |
| XXXX | 10020 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Property is Primary Residence hence Originator QM Status selected as Non-QM: Lender documented all ATR UW factors |
| XXXX | 10020 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 10.94 | 12.00 | True data correct as per provided asset statements. |
| XXXX | 10021 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Property is Primary Residence hence Originator QM Status selected as Non-QM: Lender documented all ATR UW factors |
| XXXX | 10021 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 13.49 | 13.00 | True data correct as per provided asset statements. |
| XXXX | 10021 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 62985.68 | 62310.21 | True data correct per provided asset statements. |
| XXXX | 10022 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 618409 | 618408.24 | True data correct per provided asset statements |
| XXXX | 10022 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Occupancy Type is Primary Residence, hence considered Originator QM status as Non-QM: Lender documented all ATR UW factors, however Tape data is showing incorrect. |
| XXXX | 10022 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 142.32 | 142.00 | True data correct per provided asset statements |
| XXXX | 10023 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 110086.33 | 525254.91 | Reserves Amount Calculated with Available Assets after Cash to close Requirements. |
| XXXX | 10023 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 18.28 | 87.00 | Reserves Calculated with Available Assets after Cash to close Requirements. |
| XXXX | 10023 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Property is Primary Residence hence Originator QM Status selected as Non-QM: Lender documented all ATR UW factors. |
| XXXX | 10126 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 15.87 | 12.00 | True data correct per provided asset statements |
| XXXX | 10126 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 53876.97 | 41414.87 | True data correct per provided asset statements |
| XXXX | 10127 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 23386.79 | 25607.19 | True data correct per provided asset statements |
| XXXX | 10127 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 11.72 | 12.00 | True data correct per provided asset statements |
| XXXX | 10128 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 28.77 | 28.00 | Rounded off, Approx values |
| XXXX | 10128 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 119014.51 | 119013.69 | Diff in cents. Approx values |
| XXXX | 10689 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 14.46 | 14.00 | Both figures are correct. The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of closing - there is a difference on the 1008 in the amount of cash required at closing. |
| XXXX | 10129 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 19.64 | 18.00 | XXXX |
| XXXX | 10129 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 35420.61 | 32420.61 | XXXX |
| XXXX | 10131 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 61.06 | 61.00 | True data correct as per provided assets |
| XXXX | 10132 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 6.2 | 10.00 | • Both figures are correct. The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of closing |
| XXXX | 10132 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 23742.77 | 39055.77 | • Both figures are correct. The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of closing |
| XXXX | 10133 | XXXX | Qualifying FICO | creditLiabilitiesPage | 680 | 648 | Confirmed True Data is correct per Credit Report in file. Finding created for FICO discrepancy. Updated score received Correct score is 680 in finidngs. |
| XXXX | 10133 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 24.33 | 24.00 | Confirmed True Data is correct for Total Reserves Number of Months per Reserves provided on Final 1003 and Bank Statements provided. |
| XXXX | 10133 | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | Confirmed True Data is correct per Primary Appraisal in file. |
| XXXX | 10134 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 105.72 | 105.00 | Both figures are correct. The tape data is showing the reserves as of the time of approval and the true data is showing the reserves as of closing - there is a difference on the 1008 in the amount of cash required at closing. |
| XXXX | 10135 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Subject loan is Purchase, True data is correct. |
| XXXX | 10136 | XXXX | Verified Doc Type | employmentIncomePage | W2/1099 Verified | ALT DOC | |
| XXXX | 10136 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 117.71 | 117.00 | XXXX |
| XXXX | 10136 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 1146412.9 | 1144006.64 | XXXX |
| XXXX | 10136 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Loan is Refinance-Rate and Term transaction, but tape data reflecting ATR/QM |
| XXXX | 10137 | XXXX | Borrower 1 SSN | the1003Page | XXXX | XXXX | Updated as per documents SSN card pg#170also shows same as true data however tape is showing incorrect . |
| XXXX | 10137 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 29298.23 | 14597.00 | Both figures are correct. The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of closing – there is a difference on the 1008 in the amount of cash required at closing. |
| XXXX | 10137 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 10.33 | 5.00 | Both figures are correct. The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of closing – there is a difference on the 1008 in the amount of cash required at closing |
| XXXX | 10137 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Occupancy Type is Primary Residence, hence considered Originator QM status as Non-QM: Lender documented all ATR UW factors, however Tape data is showing incorrect. |
| XXXX | 10138 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 111890.39 | 159638.49 | Both figures are correct. The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of closing – there is a difference on the Conditional Approval in the amount of cash required at closing. |
| XXXX | 10138 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 15.24 | 22.00 | Both figures are correct. The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of closing – there is a difference on the Conditional Approval in the amount of cash required at closing. |
| XXXX | 10138 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Originator QM Status is "Non-QM: Lender Documented all ATR" as the Property type is Primary Residence as per Final 1003 |
| XXXX | 10691 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 25848.12 | 25847.23 | Assets entered as per latest Bank Statements available in File. Final 1003 not considered the Decimal Values reflecting in Bank Statement. |
| XXXX | 10691 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 6.64 | 6.00 | Assets entered as per latest Bank Statements available in File. Total Assets matching with Final 1003 also with decimal variance |
| XXXX | 10691 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Originator QM Status is Non QM ATR Exempt as the Property type as per Final 1003 is Primary Residence |
| XXXX | 10692 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 3.34 | 3.00 | Updated as per Guidelines, we have enough assets. |
| XXXX | 10693 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 47150.6 | 46617.72 | The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of closing |
| XXXX | 10693 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 7.68 | 7.00 | The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of closing |
| XXXX | 10693 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Subject Loan is Primary Residence, Originator QM Status should be Non-QM: Lender documented all ATR UW factors, but Tape data is showing ATR/QM: Exempt. |
| XXXX | 10694 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 35142.82 | 0.00 | Assets are provided in Final 1003 |
| XXXX | 10694 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Subject Loan is Primary Residence Purchase, but tape data is reflecting ATR/QM: Exempt |
| XXXX | 10695 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 410514.31 | 455130.00 | Both figures are correct. The tape data is showing the reserves as of the time of approval and the true data is showing the reserves as of closing - there is a difference on the 1008 in the amount of cash required at closing. |
| XXXX | 10695 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 27.35 | 30.00 | Both figures are correct. The tape data is showing the reserves as of the time of approval and the true data is showing the reserves as of closing - there is a difference on the 1008 in the amount of cash required at closing. |
| XXXX | 10695 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Originator QM Status is "Non-QM: Lender Documented all ATR" as the Property type is Primary Residence as per Final 1003 |
| XXXX | 10696 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 2817.62 | 2352.27 | Total Qualified Assets verified from Latest bank statements and Final CD cash out Amount |
| XXXX | 10696 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Originator QM Status should be Non-QM Lender for Primary Residence where has tape date Shows ATR/QM |
| XXXX | 10697 | XXXX | Verified Doc Type | employmentIncomePage | 12 Month Bank Statement | ALT DOC | |
| XXXX | 10697 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 9757.34 | 9783.90 | Assets entered as per latest Bank Statements available in File. Total Assets matching with Final 1003. |
| XXXX | 10697 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 8.13 | 8.00 | Assets entered as per latest Bank Statements available in File. Total Assets matching with Final 1003. |
| XXXX | 10697 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Originator QM Status is Non-QM ATR Exempt as the Property type as per Final 1003 is Primary Residence |
| XXXX | 10698 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 15.01 | 15.00 | Total Qualified Assets Post-Close- Both figures are correct. The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of closing – there is a difference on the 1008 in the amount of cash required at closing. |
| XXXX | 10698 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | True data is correct, verified as per the provided documents. |
| XXXX | 10699 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 3.85 | 3.00 | Both figures are correct. The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of closing – there is a difference on the 1008 in the amount of cash required at closing. |
| XXXX | 10699 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Originator QM Status is "Non-QM: Lender Documented all ATR" as the Property type is Primary Residence as per Final 1003 |
| XXXX | 10700 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 425477.74 | 414997.90 | Both figures are correct. The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of closing – there is a difference on the 1008 in the amount of cash required at closing. |
| XXXX | 10701 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 7762.58 | 12022.58 | Both figures are correct. The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of closing – there is a difference on the 1008 in the amount of cash required at closing |
| XXXX | 10701 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 4.89 | 7.00 | Both figures are correct. The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of closing – there is a difference on the 1008 in the amount of cash required at closing. |
| XXXX | 10701 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Originator QM Status is "Non-QM: Lender Documented all ATR" as the Property type is Primary Residence as per Final 1003 |
| XXXX | 10702 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 19.94 | 19.00 | Confirmed reserves are 19.94 months |
| XXXX | 10702 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Confirmed since Primary Residence "Non-QM: Lender documented all ATR UW factors" |
| XXXX | 10703 | XXXX | Qualifying FICO | creditLiabilitiesPage | 770 | 767 | As per the latest Credit Report which we have on Page #795, Qualifying Fico confirmed as 770. |
| XXXX | 10703 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 61.89 | 63.00 | As per Guidelines we do not require any Reserves when LTV is <75%, hence updated it as 0 |
| XXXX | 10703 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | As the Property Occupancy is Primary Residence, Originator QM Status will be Non-QM: Lender documented all ATR UW factors. |
| XXXX | 10704 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 26.75 | 35.00 | in tape data Assets considered from bank statement dated 08/31/22 page no. 139 with balance $97660.93, whereas we have latest bank statement dated 09/22/22 page no. 104 with balance of $90165.35. |
| XXXX | 10704 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 43112.95 | 50652.77 | in tape data Assets considered from bank statement dated 08/31/22 page no. 139 with balance $97660.93, whereas we have latest bank statement dated 09/22/22 page no. 104 with balance of $90165.35. |
| XXXX | 10704 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Subject property is second home |
| XXXX | 10705 | XXXX | Loan Program | the1003Page | XXXX | XXXX | Loan program taken correctly from Conditional Loan Approval (Page 1) |
| XXXX | 10705 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 8.61 | 14.00 | Both figures are correct. The tape data is showing assets and reserves at the time of approval whereas true data is showing as of closing. |
| XXXX | 10705 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 9756.37 | 12814.86 | Both figures are correct. The tape data is showing assets and reserves at the time of approval whereas true data is showing as of closing. |
| XXXX | 10705 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | XXXX |
| XXXX | 10706 | XXXX | Verified Doc Type | employmentIncomePage | Full Doc | 1YR Full Doc | |
| XXXX | 10706 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 13.1 | 79.00 | Qualifying total Reserves Updated as per Recent bank statements |
| XXXX | 10706 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 23913.74 | 133913.29 | Total Qualified Assets for Reserves Updated as per Recent bank statements |
| XXXX | 10706 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Originator QM status is Non-QM lender as borrower is qualifying with income. |
| XXXX | 10707 | XXXX | Loan Program | the1003Page | XXXX | XXXX | XXXX |
| XXXX | 10707 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 23.6 | 8.00 | Both figures are correct. Tape Data shows assets and reserves at the time of approval and True data shows as at the time of closing. |
| XXXX | 10707 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 221547.72 | 76320.69 | Both figures are correct. Tape Data shows assets and reserves at the time of approval and True data shows as at the time of closing. |
| XXXX | 10707 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Originator status is Non-QM. |
| XXXX | 10708 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 242427.62 | 235229.78 | Both figures are correct. The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of Closing - there is a difference on the 1008 in the amount of cash required at closing. |
| XXXX | 10708 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 87.42 | 84.00 | Both figures are correct. The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of Closing - there is a difference on the 1008 in the amount of cash required at closing. |
| XXXX | 10708 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Originator QM Status is "Non-QM: Lender Documented all ATR" as the property type is Primary Residence as per Final 1003 |
| XXXX | 10709 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 33.15 | 33.00 | Asset updated as per latest bank statement. The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of closing |
| XXXX | 10710 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 9.71 | 9.00 | Both figures are correct. The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of closing – there is a difference on the 1008 in the amount of cash required at closing. |
| XXXX | 10710 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Originator QM Status is "Non-QM: Lender Documented all ATR" as the Property type is Primary Residence as per Final 1003. |
| XXXX | 10711 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 170584.69 | 171731.20 | Both figures are correct. The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of closing – there is a difference on the 1008 in the amount of cash required at closing. |
| XXXX | 10711 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 14.75 | 14.00 | Both figures are correct. The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of closing – there is a difference on the 1008 in the amount of cash required at closing. |
| XXXX | 10712 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 56402.28 | 186917.85 | Both figures are correct. The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of closing – there is a difference on the 1008 in the amount of cash required at closing. |
| XXXX | 10712 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 9.78 | 34.00 | Both figures are correct. The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of closing – there is a difference on the 1008 in the amount of cash required at closing. |
| XXXX | 10712 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | True data correct per provided file documents |
| XXXX | 10713 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 14.78 | 14.00 | Both figures are correct. The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of closing – there is a difference on the 1008 in the amount of cash required at closing. |
| XXXX | 10713 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Originator QM Status will be Non-Qm Lender for purchase primary Residence where as Tape Data Shows ATR/QM:Exempt |
| XXXX | 10779 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 55.12 | 88.00 | Both figures are correct. The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of closing |
| XXXX | 10779 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 193503.48 | 295651.30 | Both figures are correct. The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of closing |
| XXXX | 10780 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 560797.07 | 1182358.71 | True Data Correct Per Provided Settlement Statement. |
| XXXX | 10780 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 175.22 | 369.00 | True Data Correct Per Provided Settlement Statement. |
| XXXX | 10780 | XXXX | Calculated DSCR | diligenceFinalLookPage | 1.17 | 1.13 | Tape Date Reflecting 1.13 but True Data Matches with Docs. |
| XXXX | 10781 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 8.17 | 9.00 | Both figures are correct. The tape data is showing the Reserves as of the time of approval and the true data is showing the Reserves as of closing - there is a difference on the 1008 in the amount of cash required at closing. |
| XXXX | 10781 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 18891.15 | 20891.15 | Both figures are correct. The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of closing – there is a difference on the 1008 in the amount of cash required at closing |
| XXXX | 10781 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Confirmed Flag. Value Matching |
| XXXX | 10782 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 76025.25 | 105541.25 | True Data Correct Per Provided Settlement Statement. |
| XXXX | 10782 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 40.1 | 56.00 | The true data values are based on the actual assets and reserves reflected in the loan file |
| XXXX | 10783 | XXXX | Primary Appraised Property Value | diligenceFinalLookPage | XXXX | XXXX | XXXX |
| XXXX | 10783 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 16.68 | 16.00 | Both figures are correct. The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of closing |
| XXXX | 10783 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Subject property is Primary Resident, so we have updated Originator QM Status is Non-QM Lender |
| XXXX | 10784 | XXXX | Qualifying CLTV | diligenceFinalLookPage | 66.55 | 66.30 | |
| XXXX | 10784 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 212.73 | 241.00 | Both figures are correct. The tape data is showing the Reserves as of the time of approval and the true data is showing the Reserves as of closing - there is a difference on the 1008 in the amount of cash required at closing. |
| XXXX | 10784 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 264031.1 | 209420.44 | Both figures are correct. The tape data is showing the assets and reserves as of the time of approval and the true data is showing the assets and reserves as of closing – there is a difference on the 1008 in the amount of cash required at closing |
| XXXX | 10784 | XXXX | Originator QM Status | diligenceFinalLookPage | Non-QM: Lender documented all ATR UW factors | ATR/QM: Exempt | Confirmed Flag. Value Matching |
| XXXX | 10785 | XXXX | Qualifying Total Reserves Number of Months | assetPage | 66.89 | 215.00 | Both figures are correct. The tape data is showing the Reserves as of the time of approval and the true data is showing the Reserves as of closing - there is a difference on the 1008 in the amount of cash required at closing. |
| XXXX | 10785 | XXXX | Total Qualified Assets for Reserves Post-Close | assetPage | 249877.05 | 649440.69 | Both figures are correct. The tape data is showing the Reserves as of the time of approval and the true data is showing the Reserves as of closing - there is a difference on the 1008 in the amount of cash required at closing. |