EXHIBIT 99.24
| Loan ID | Alternate Loan ID | Seller Loan ID | TILA Status | Application Date | TRID | GSE | HOEPA Fees | TILA Fees | Rate Lock Date | Calculated APR | Qualifying P&I | Qualifying Rate | Is Borrower Non Occupant | Is Co Borrower Non Occupant | Borrower Employment Indicator | Co Borrower Employment Indicator | Co Borrower 2 Employment Indicator | Co Borrower 3 Employment Indicator | Co Borrower2 Length of Employment | Co Borrower3 Length of Employment | Borrower Citizenship Indicator | Co Borrower Citizenship Indicator | Co Borrower 2 Citizenship Indicator | Co Borrower 3 Citizenship Indicator | Borrower Country Name | Co Borrower Country Name | Co Borrower 2 Country Name | Co Borrower 3 Country Name | Residual Income | Num Units | Annual Property Tax | Annual Insurance Costs | HOA Name | HOA Address State | HOA Fee Amount | HOA Next Due Date | HOA Payment Frequency | Investor DTI | QM DTI | Non QM DTI | Original Credit Report Date | Borrower 1 Credit Report Date | Borrower 2 Credit Report Date | Borrower 3 Credit Report Date | Borrower 4 Credit Report Date | Qualifying Credit Score | Third Wage Earner Original FICO Equifax | Third Wage Earner Original FICO Experian | Third Wage Earner Original FICO Transunion | Fourth Wage Earner Original FICO Equifax | Fourth Wage Earner Original FICO Experian | Fourth Wage Earner Original FICO Transunion | Most Recent Updated Credit Report Date | Third Wage Earner Updated FICO Equifax | Third Wage Earner Updated FICO Experian | Third Wage Earner Updated FICO Transunion | Fourth Wage Earner Updated FICO Equifax | Fourth Wage Earner Updated FICO Experian | Fourth Wage Earner Updated FICO Transunion | Most Recent Updated Co Borrower 2 FICO | Most Recent Updated Co Borrower 3 FICO | Co Borrower 2 Asset Verification Level | Co Borrower 3 Asset Verification Level | Co Borrower 2 Income Verification Level | Co Borrower 3 Income Verification Level | Co Borrower 2 Employment Verification Level | Co Borrower 3 Employment Verification Level | Asset Depletion Flag | Bank Statements Flag | Number of Statements | Type of Statements | Percent of Income From Statements | Borrower Business Ownership % | CoBorrower Business Ownership % | P&L Type | Income Doc Detail | Tax Return Doc Details | Document Level | Most Recent Bankruptcy Type | Most Recent Bankruptcy Filing Date | Most Recent Bankruptcy Discharge Date | Number of Bankruptcy Events | Months Bankruptcy 7 11 | Months Bankruptcy 13 | Most Recent Deed in Lieu Date | Number of Deed in Lieu Events | Months Deed in Lieu | Most Recent Short Sale Date | Number of Short Sale Events | Months Short Sale (or Pre FC) | Most Recent Foreclosure Date | Number of Foreclosure Events | Months Foreclosure | Prior Mortgage/Rent Late 30d in 24m | Prior Mortgage/Rent Late 60d in 24m | Prior Mortgage/Rent Late 90d in 24m | Has ACH | Guideline Name | UW Guideline Author | QM Regulation Failures | ATR QM Total Points and Fees Audit | Loan Regulation Benchmark Date | Benchmark Rate | HUD 1 Page 1 Credits Total | Collateral Underwriter Risk Score | AUS Decision System | Property Inspection Waiver (PIW) | Rating Result | Eligible For Rep and Warrant Relief Per Collateral Advisor | Is Equity Shared Loan | Investor Qualifying Rate | Borrower Years of W2s | CoBorrower Years of W2s | Years of Personal Tax Returns | Years of Business Tax Returns | Years of 4506T | Years of Tax Transcripts | Months of Personal Bank Statements | Months of Business Bank Statements | Months of Profit and Loss Statements | Expense Letter | Originator DSCR | DSCR | Inverse DSCR | Subordinate Lien Type | Is Shared Appreciation Mortgage | CPA Letter Flag | # of Months CPA verified income | WVOE Flag | # of Months WVOE | Right to Cancel Form Type | Borrower Originator Citizenship Designation | Borrower Verified Citizenship Designation | Borrower Individual Tax Identification Number (ITIN)? |
Borrower Photo Identification Type | Borrower Photo Identification Other Type | Borrower Photo ID State of Issuance | Borrower Photo ID Country of Issuance | Borrower Photo ID Expiration Date | Borrower Passport Country of Origin | Borrower Passport Expiration Date | Borrower Non-US Citizen Identification Document | Borrower Date of Resident Since/Valid Date | Borrower Non-US Document Expiration Date | Co Borrower Originator Citizenship Designation | Co Borrower Verified Citizenship Designation | Co Borrower Individual Tax Identification Number (ITIN)? | Co Borrower Photo Identification Type | Co Borrower Photo Identification Other Type | Co Borrower Photo ID State of Issuance | Co Borrower Photo ID Country of Issuance | Co Borrower Photo ID Expiration Date | Co Borrower Passport Country of Origin | Co Borrower Passport Expiration Date | Co Borrower Non-US Citizen Identification Document | Co Borrower Date of Resident Since/Valid Date | Co Borrower Non-US Document Expiration Date | Co Borrower 2 Originator Citizenship Designation | Co Borrower 2 Verified Citizenship Designation | Co Borrower 2 Individual Tax Identification Number (ITIN)? | Co Borrower 2 Photo Identification Type | Co Borrower 2 Photo Identification Other Type | Co Borrower 2 Photo ID State of Issuance | Co Borrower 2 Photo ID Country of Issuance | Co Borrower 2 Photo ID Expiration Date | Co Borrower 2 Passport Country of Origin | Co Borrower 2 Passport Expiration Date | Co Borrower 2 Non-US Citizen Identification Document | Co Borrower 2 Date of Resident Since/Valid Date | Co Borrower 2 Non-US Document Expiration Date | Co Borrower 3 Originator Citizenship Designation | Co Borrower 3 Verified Citizenship Designation | Co Borrower 3 Individual Tax Identification Number (ITIN)? | Co Borrower 3 Photo Identification Type | Co Borrower 3 Photo Identification Other Type | Co Borrower 3 Photo ID State of Issuance | Co Borrower 3 Photo ID Country of Issuance | Co Borrower 3 Photo ID Expiration Date | Co Borrower 3 Passport Country of Origin | Co Borrower 3 Passport Expiration Date | Co Borrower 3 Non-US Citizen Identification Document | Co Borrower 3 Date of Resident Since/Valid Date | Co Borrower 3 Non-US Document Expiration Date | Date of Prior Sale | Days Since Prior Sale | Total Adjusted Prior Purchase Price |
| XXXX | 10321 | ATR/QM: Exempt | XXXX | No | No | $4,502.69 | XXXX | $1,405.15 | 6.375% | Yes | Permanent Resident Alien | XXXX | 1 | $9,892.20 | $573.96 | XXXX | TX | $50.00 | 01/01/1900 | 0.00% | 0.00% | 0.00% | XXXX | XXXX | 735 | No | No | 0 | Borrower | Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | $0.00 | Manual Underwriting | No | Manual Underwriting | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 1.06 | 1.060 | N/A | No | NA | No | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10322 | ATR/QM: Exempt | XXXX | No | No | $6,957.73 | XXXX | $1,231.25 | 6.875% | Yes | US Citizen | XXXX | 1 | $4,212.96 | $1,956.60 | XXXX | 0.00% | 0.00% | 0.00% | XXXX | XXXX | 755 | No | No | 0 | Borrower | Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 2.7 | Manual Underwriting | No | Manual Underwriting | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 1.15 | 1.150 | N/A | No | NA | No | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10323 | ATR/QM: Exempt | XXXX | No | No | $8,541.83 | XXXX | $1,576.63 | 6.875% | Yes | Yes | US Citizen | US Citizen | XXXX | XXXX | 1 | $2,573.88 | $2,768.04 | XXXX | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX | 719 | No | No | 0 | Borrower || Co Borrower | Borrower || Co Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | $0.00 | 2.8 | Manual Underwriting | No | Manual Underwriting | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 1.04 | 1.040 | N/A | No | NA | No | N/A | XXXX | -834 | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10324 | ATR/QM: Exempt | XXXX | No | No | $13,475.45 | XXXX | $1,637.66 | 6.375% | Yes | Permanent Resident Alien | XXXX | 1 | $8,681.88 | $849.96 | XXXX | TX | $158.33 | 04/19/2022 | 0.00% | 0.00% | 0.00% | XXXX | XXXX | 748 | No | No | 0 | Borrower || Co Borrower | Borrower || Co Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | $0.00 | 2.6 | Manual Underwriting | No | Manual Underwriting | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 | 1.17 | 1.170 | N/A | No | NA | No | N/A | XXXX | -44734 | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10325 | ATR/QM: Exempt | XXXX | No | No | $7,814.63 | XXXX | $1,725.27 | 6.750% | Yes | Yes | US Citizen | US Citizen | US Citizen | XXXX | XXXX | XXXX | 1 | $3,116.04 | $2,994.24 | XXXX | FL | $650.00 | 01/01/1900 | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX | XXXX | 778 | 737 | 736 | 736 | 1 - Not Stated Not Verified | No | No | 0 | Borrower || Co Borrower || Co Borrower 2 | Borrower || Co Borrower || Co Borrower 2 | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | $0.00 | 1 | Manual Underwriting | No | Manual Underwriting | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 | 1.04 | 1.040 | N/A | No | NA | No | N/A | XXXX | -44738 | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10326 | ATR/QM: Exempt | XXXX | No | No | $5,376.50 | XXXX | $1,339.02 | 7.125% | Yes | US Citizen | XXXX | 1 | $621.96 | $623.04 | XXXX | AZ | $150.00 | 0.00% | 0.00% | 0.00% | XXXX | XXXX | 748 | No | No | 0 | Borrower | Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 1 | Manual Underwriting | No | Manual Underwriting | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 1.04 | 1.040 | N/A | No | NA | No | N/A | XXXX | -2079 | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10327 | ATR/QM: Exempt | XXXX | No | No | $6,853.96 | XXXX | $1,151.01 | 5.999% | Yes | US Citizen | XXXX | 1 | $6,671.04 | $1,250.04 | XXXX | 0.00% | 0.00% | 0.00% | XXXX | XXXX | 787 | No | No | 0 | Borrower | Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | $0.00 | 1 | Manual Underwriting | No | Manual Underwriting | No | 5.999% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 1.71 | 1.710 | N/A | No | NA | No | N/A | XXXX | -44732 | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10328 | ATR/QM: Exempt | XXXX | No | No | $6,951.78 | XXXX | $1,526.89 | 6.500% | Yes | Yes | US Citizen | US Citizen | XXXX | XXXX | 1 | $1,429.80 | $764.16 | XXXX | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX | 789 | No | No | 0 | Borrower || Co Borrower | Borrower || Co Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 1 | Manual Underwriting | No | Manual Underwriting | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 1.18 | 1.180 | N/A | No | NA | No | N/A | XXXX | -44738 | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10329 | ATR/QM: Exempt | XXXX | No | No | $6,852.81 | XXXX | $640.31 | 6.625% | Yes | US Citizen | XXXX | 1 | $1,277.04 | $735.96 | XXXX | 0.00% | 0.00% | 0.00% | XXXX | XXXX | 771 | No | No | 0 | Borrower | Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | $0.00 | 1.3 | Manual Underwriting | No | Manual Underwriting | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 1.6 | 1.610 | N/A | No | NA | No | N/A | XXXX | -44739 | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10330 | ATR/QM: Exempt | XXXX | No | No | $9,127.60 | XXXX | $1,446.12 | 6.000% | Yes | US Citizen | XXXX | 1 | $2,962.68 | $416.04 | XXXX | 0.00% | 0.00% | 0.00% | XXXX | XXXX | 787 | No | No | 0 | Borrower | Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 3.4 | Manual Underwriting | No | Manual Underwriting | No | 6.000% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 1.1 | 1.100 | N/A | No | NA | No | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10334 | ATR/QM: Exempt | XXXX | No | No | $6,920.92 | XXXX | $1,374.90 | 6.250% | Yes | US Citizen | XXXX | 1 | $2,152.68 | $858.96 | XXXX | 0.00% | 0.00% | 0.00% | XXXX | XXXX | 752 | XXXX | No | No | 0 | Borrower | Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 2.6 | Manual Underwriting | No | Manual Underwriting | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 1.41 | 1.410 | N/A | No | NA | No | N/A | XXXX | -113 | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10331 | ATR/QM: Exempt | XXXX | No | No | $9,290.31 | XXXX | $1,484.81 | 6.375% | Yes | US Citizen | XXXX | 1 | $11,214.36 | $1,071.00 | XXXX | TX | $36.25 | 01/01/1900 | 0.00% | 0.00% | 0.00% | XXXX | XXXX | 723 | No | No | 0 | Borrower | Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 1 | Manual Underwriting | No | Manual Underwriting | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 1 | 1.000 | N/A | No | NA | No | N/A | XXXX | -47 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10332 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 4096 | $5,110.58 | XXXX | 6.762% | $948.10 | 6.500% | No | Self-Employed | US Citizen | XXXX | 1 | $884.52 | $1,344.00 | XXXX | FL | $410.00 | 01/01/1900 | 41.67% | 37.89% | 37.89% | XXXX | XXXX | 674 | No | Yes | 15 | Business | 100.00% | 100.00% | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified - 2021 | Borrower - 2021 | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 4096 | 4.740% | 2.6 | Manual Underwriting | No | Manual Underwriting | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 | 15 | N/A | 0.000 | N/A | No | Yes | 288 | Yes | 76 | H8 (New Creditor) | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10333 | ATR/QM: Exempt | XXXX | No | No | $15,173.56 | XXXX | $2,019.16 | 6.749% | Yes | US Citizen | XXXX | 3 | $6,441.12 | $2,232.96 | XXXX | 0.00% | 0.00% | 0.00% | XXXX | XXXX | 700 | No | No | 0 | Borrower | Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | $0.00 | Manual Underwriting | No | Manual Underwriting | No | 6.749% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 1.57 | 1.570 | N/A | No | NA | No | N/A | XXXX | -44727 | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10335 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 7863.96 | $10,628.16 | XXXX | 6.194% | $2,277.23 | 5.999% | No | Self-Employed | US Citizen | XXXX | 1 | $1,997.64 | $797.04 | XXXX | NV | $14.00 | 01/01/1900 | 37.82% | 37.57% | 37.57% | XXXX | XXXX | 780 | XXXX | No | Yes | 12 | Personal | 100.00% | 100.00% | Borrower - SESoleProprietor - CPA Letter Verified, Personal Bank Statements Verified | Borrower | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 7863.96 | 5.310% | 1 | Manual Underwriting | No | Manual Underwriting | No | 5.999% | 0 | 0 | 0 | 0 | 0 | 0 | 12 | N/A | 0.000 | N/A | No | Yes | 144 | No | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10336 | ATR/QM: Exempt | XXXX | No | No | $9,990.38 | XXXX | $942.05 | 6.250% | Yes | Foreign National | XXXX | $0.00 | 1 | $347.64 | $1,206.00 | XXXX | AR | $41.67 | 01/01/1900 | 0.00% | 0.00% | 0.00% | XXXX | XXXX | 0 | XXXX | No | No | 0 | Borrower | Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 1 | Manual Underwriting | No | Manual Underwriting | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 2.34 | 2.340 | N/A | No | NA | No | N/A | Foreign National | Foreign National | No | Passport | N/A | N/A | 01-01-1900 | XXXX | 09-12-2027 | N/A | XXXX | -100 | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10024 | ATR/QM: Exempt | XXXX | No | No | $9,822.78 | XXXX | $1,702.33 | 8.000% | Yes | US Citizen | XXXX | 4 | $6,728.04 | $2,676.00 | XXXX | 0.00% | 0.00% | 0.00% | XXXX | XXXX | 771 | XXXX | No | No | 0 | Borrower | Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | Manual Underwriting | No | Manual Underwriting | No | 8.000% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 1.22 | 1.230 | N/A | No | NA | No | N/A | US Citizen | US Citizen | N/A | Passport | NY | United States | 10-12-2025 | XXXX | 02-04-2029 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10337 | ATR/QM: Exempt | XXXX | No | No | $5,409.42 | XXXX | $851.59 | 7.000% | Yes | US Citizen | XXXX | 1 | $2,098.08 | $534.96 | XXXX | 0.00% | 0.00% | 0.00% | XXXX | XXXX | 777 | No | No | 0 | Borrower | Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 1.2 | Manual Underwriting | No | Manual Underwriting | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 1.58 | 1.590 | N/A | No | NA | No | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | MD | United States | 12-12-2024 | N/A | XXXX | -196 | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10115 | ATR/QM: Exempt | XXXX | No | No | $10,665.67 | XXXX | $1,496.88 | 8.000% | Yes | US Citizen | XXXX | 1 | $2,550.00 | $1,937.04 | XXXX | 0.00% | 0.00% | 0.00% | XXXX | XXXX | 666 | No | No | 0 | Borrower | Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 1.7 | Manual Underwriting | No | Manual Underwriting | No | 8.000% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 1.12 | 1.120 | N/A | No | NA | No | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | MA | United States | 12-28-2023 | N/A | XXXX | -136 | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10025 | ATR/QM: Exempt | XXXX | No | No | $6,171.00 | XXXX | $1,197.54 | 7.000% | Yes | US Citizen | XXXX | 1 | $4,656.00 | $2,112.36 | XXXX | TX | $12.00 | 01/01/1900 | 0.00% | 0.00% | 0.00% | XXXX | XXXX | 796 | No | No | 0 | Borrower | Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 1.0 | Manual Underwriting | No | Manual Underwriting | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 1.07 | 1.070 | N/A | No | NA | No | N/A | US Citizen | US Citizen | N/A | Other | USA Patriot Act | TX | United States | 04-16-2030 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10338 | ATR/QM: Exempt | XXXX | No | No | $9,295.76 | XXXX | $1,477.60 | 6.375% | Yes | US Citizen | XXXX | $0.00 | 1 | $3,330.84 | $800.04 | XXXX | FL | $6.25 | 01/01/1900 | 0.00% | 0.00% | 0.00% | XXXX | XXXX | 751 | No | No | 0 | Borrower | Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | $0.00 | 1.2 | Manual Underwriting | No | Manual Underwriting | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 1.09 | 1.090 | N/A | No | NA | No | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | WA | United States | 05-07-2024 | N/A | XXXX | -44762 | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10339 | ATR/QM: Exempt | XXXX | No | No | $4,936.00 | XXXX | $2,059.68 | 7.625% | Yes | Yes | US Citizen | US Citizen | XXXX | XXXX | 2 | $3,561.84 | $2,565.00 | XXXX | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX | 773 | No | No | 0 | Borrower || Co Borrower | Borrower || Co Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | $0.00 | 0 | Manual Underwriting | No | Manual Underwriting | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 | 1.1 | 1.100 | N/A | No | NA | No | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | FL | United States | 08-16-2024 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | FL | United States | 10-16-2024 | N/A | XXXX | -958 | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10340 | ATR/QM: Exempt | XXXX | No | No | $16,384.89 | XXXX | $1,635.63 | 6.500% | Yes | US Citizen | XXXX | 1 | $2,336.88 | $765.96 | XXXX | CO | $290.00 | 01/01/1900 | 0.00% | 0.00% | 0.00% | XXXX | XXXX | 700 | No | No | 0 | Borrower | Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | $0.00 | 1 | Manual Underwriting | No | Manual Underwriting | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 1.01 | 1.010 | N/A | No | NA | No | N/A | US Citizen | US Citizen | N/A | Other | USA Patriot Act (Driving License) | CO | United States | 09-24-2024 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10341 | ATR/QM: Exempt | XXXX | No | No | $9,639.48 | XXXX | $1,944.99 | 7.500% | Yes | US Citizen | XXXX | $0.00 | 1 | $3,198.84 | $2,271.00 | XXXX | 0.00% | 0.00% | 0.00% | XXXX | XXXX | 789 | No | No | 0 | Borrower | Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | $0.00 | 2.8 | Manual Underwriting | No | Manual Underwriting | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 1.01 | 1.010 | N/A | No | NA | No | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | CO | United States | 08-26-2026 | N/A | XXXX | -44768 | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10342 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 4356.58 | $4,609.18 | XXXX | 9.369% | $834.87 | 8.875% | No | Employed | US Citizen | XXXX | 1 | $3,175.44 | $480.00 | XXXX | PA | $195.00 | 01/01/1900 | 16.11% | 17.37% | 17.37% | XXXX | XXXX | 616 | No | No | 0 | 0.00% | 0.00% | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified | Borrower - Executed 4506T Verified | Full Doc | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 4356.58 | 5.880% | Manual Underwriting | No | Manual Underwriting | No | 8.875% | 1 | 0 | 0 | 0 | 1 | 0 | N/A | 0.000 | N/A | No | NA | Yes | 30 | N/A | US Citizen | US Citizen | N/A | Other | USA Patriot Act (Driving License) | PA | United States | 04-21-2023 | N/A | XXXX | -44769 | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10343 | ATR/QM: Exempt | XXXX | No | No | $11,578.92 | XXXX | $1,077.64 | 6.625% | Yes | US Citizen | XXXX | 1 | $2,179.32 | $722.28 | XXXX | GA | $60.00 | 0.00% | 0.00% | 0.00% | XXXX | XXXX | 758 | No | No | 0 | Borrower | Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 2.6 | Manual Underwriting | No | Manual Underwriting | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 1.16 | 1.160 | N/A | No | NA | No | N/A | US Citizen | US Citizen | N/A | Other | USA PATIORT ACT Form (Driver's License) | GA | United States | 06-06-2029 | N/A | XXXX | -891 | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10344 | ATR/QM: Exempt | XXXX | No | No | $13,229.56 | XXXX | $2,049.00 | 6.625% | Yes | US Citizen | XXXX | 4 | $656.40 | $1,053.00 | XXXX | 0.00% | 0.00% | 0.00% | XXXX | XXXX | 777 | No | No | 0 | Borrower | Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | Manual Underwriting | No | Manual Underwriting | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 2.05 | 2.050 | N/A | No | NA | No | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | United States | 01-01-2027 | N/A | XXXX | -1035 | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10026 | ATR/QM: Exempt | XXXX | No | No | $2,760.99 | XXXX | $990.49 | 7.999% | Yes | US Citizen | XXXX | 1 | $1,328.76 | $1,856.04 | XXXX | NC | 0.00% | 0.00% | 0.00% | XXXX | XXXX | 676 | No | No | 0 | Borrower | Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 1.3 | Manual Underwriting | No | Manual Underwriting | No | 7.990% | 0 | 0 | 0 | 0 | 0 | 0 | 1.51 | 1.190 | No | NA | No | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | WA | United States | 12-18-2024 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10345 | ATR/QM: Exempt | XXXX | No | No | $7,891.94 | XXXX | $1,492.79 | 6.999% | Yes | Yes | US Citizen | US Citizen | XXXX | XXXX | 1 | $4,500.00 | $657.12 | XXXX | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX | 809 | No | No | 0 | Borrower || Co Borrower | Borrower || Co Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 2.4 | Manual Underwriting | No | Manual Underwriting | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 1.19 | 1.200 | N/A | No | NA | No | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | United States | 12-05-2025 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | United States | 12-05-2025 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10346 | ATR/QM: Exempt | XXXX | Yes | No | $6,375.45 | XXXX | $1,293.43 | 7.500% | Yes | Yes | US Citizen | US Citizen | XXXX | XXXX | $0.00 | 1 | $5,296.92 | $938.04 | XXXX | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX | 760 | No | No | 0 | Borrower || Co Borrower | Borrower || Co Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | Manual Underwriting | No | Manual Underwriting | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 1.07 | 1.080 | N/A | No | NA | No | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | IL | United States | 11-24-2025 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | IL | United States | 03-21-2024 | N/A | XXXX | -44772 | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10347 | ATR/QM: Exempt | XXXX | No | No | $5,068.86 | XXXX | $704.52 | 7.250% | Yes | US Citizen | XXXX | 1 | $1,683.36 | $834.00 | XXXX | 0.00% | 0.00% | 0.00% | XXXX | XXXX | 778 | No | No | 0 | Borrower | Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 1 | Manual Underwriting | No | Manual Underwriting | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 | 1.74 | 1.750 | N/A | No | NA | No | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | NY | United States | 04-28-2027 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10027 | ATR/QM: Exempt | XXXX | No | No | $18,078.92 | XXXX | $2,494.48 | 6.375% | Yes | US Citizen | XXXX | 2 | $13,560.00 | $900.96 | XXXX | 0.00% | 0.00% | 0.00% | XXXX | XXXX | 706 | No | No | 0 | Borrower | Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 0 | Manual Underwriting | No | Manual Underwriting | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1.000 | No | NA | No | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | NJ | United States | 12-04-2025 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10028 | ATR/QM: Exempt | XXXX | No | No | $6,585.81 | XXXX | $1,213.28 | 8.875% | Yes | US Citizen | XXXX | 1 | $3,317.16 | $1,518.00 | XXXX | TX | $25.00 | 01/01/1900 | 0.00% | 0.00% | 0.00% | XXXX | XXXX | 632 | No | No | 0 | Borrower | Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | $0.00 | 1 | Manual Underwriting | No | Manual Underwriting | No | 8.875% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 1.09 | 1.100 | N/A | No | NA | No | N/A | Unknown | Permanent Non-US Citizen | N/A | Other | USA Patriot Act (Driving License) | TX | United States of America | 04-27-2024 | Missing | XXXX | -44776 | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10029 | ATR/QM: Exempt | XXXX | No | No | $8,203.97 | XXXX | $1,270.21 | 7.250% | Yes | US Citizen | XXXX | 1 | $5,160.00 | $1,785.96 | XXXX | TX | $34.17 | 0.00% | 0.00% | 0.00% | XXXX | XXXX | 766 | No | No | 0 | Borrower | Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 2.3 | Manual Underwriting | No | Manual Underwriting | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 1.01 | 1.010 | N/A | No | NA | No | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | TX | United States | 09-01-2029 | N/A | XXXX | -102 | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10030 | ATR/QM: Exempt | XXXX | No | No | $22,100.85 | XXXX | $3,019.28 | 6.875% | Yes | Yes | US Citizen | US Citizen | XXXX | XXXX | 1 | $2,010.36 | $918.12 | XXXX | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX | 767 | No | No | 0 | Borrower || Co Borrower | Borrower || Co Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 1 | Manual Underwriting | No | Manual Underwriting | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 1.07 | 1.070 | N/A | No | NA | No | N/A | US Citizen | US Citizen | N/A | Other | Driver's license | CA | United States | 10-14-2025 | N/A | US Citizen | US Citizen | N/A | Other | Driver's License | CA | United States | 10-03-2024 | N/A | XXXX | -44773 | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10002 | ATR/QM: Exempt | XXXX | No | No | $9,268.69 | XXXX | $1,987.51 | 7.750% | Yes | US Citizen | XXXX | 1 | $3,686.64 | $1,325.04 | XXXX | 0.00% | 0.00% | 0.00% | XXXX | XXXX | 765 | No | No | 0 | Borrower | Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 1.3 | Manual Underwriting | No | Manual Underwriting | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 1.03 | 1.030 | N/A | No | NA | No | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | FL | United States | 12-28-2025 | N/A | XXXX | -163 | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10031 | ATR/QM: Exempt | XXXX | No | No | $4,568.95 | XXXX | $812.11 | 7.875% | Yes | US Citizen | XXXX | 1 | $7,724.40 | $843.96 | XXXX | 0.00% | 0.00% | 0.00% | XXXX | XXXX | 763 | No | No | 0 | Borrower | Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | $0.00 | 1 | Manual Underwriting | No | Manual Underwriting | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 1.02 | 1.020 | N/A | No | NA | No | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | IL | United States | 11-05-2025 | N/A | XXXX | -44786 | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10032 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | $8,143.40 | XXXX | 7.627% | $3,548.51 | 7.500% | Yes | Self-Employed | US Citizen | XXXX | 1 | $3,254.52 | $1,224.00 | XXXX | 21.78% | 21.78% | 21.78% | XXXX | XXXX | 733 | No | Yes | 14 | Business | 100.00% | 100.00% | Borrower - SESoleProprietor - 1 YR Executed 4506T Verified, Business Bank Statements Verified | Borrower - 1 YR Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 5921 | 5.610% | 4.1 | Manual Underwriting | No | Manual Underwriting | No | 7.500% | 0 | 0 | 0 | 0 | 1 | 0 | 14 | N/A | 0.000 | No | NA | No | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | AZ | United States | 02-22-2061 | N/A | XXXX | -238 | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10033 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 4460 | $5,641.54 | XXXX | 7.633% | $816.48 | 7.249% | No | Employed | US Citizen | XXXX | $3,087.12 | 1 | $0.00 | $753.00 | XXXX | CO | $474.00 | 01/01/1900 | 40.01% | 40.03% | 40.03% | XXXX | XXXX | 717 | No | Yes | 24 | Personal,Business | 100.00% | 100.00% | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Personal Bank Statements Verified, Business Bank Statements Verified, Lease Agreements Verified | Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 4460 | 5.370% | 1 | Manual Underwriting | No | Manual Underwriting | No | 7.249% | 2 | 0 | 0 | 0 | 3 | 1 | 12 | 12 | N/A | 0.000 | N/A | No | Yes | 34 | Yes | 34 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | CO | United States | 03-09-2025 | N/A | XXXX | -44788 | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10034 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 11854.75 | $16,280.18 | XXXX | 7.888% | $4,850.85 | 7.750% | No | Self-Employed | US Citizen | XXXX | $15,102.03 | 1 | $11,562.48 | $2,630.40 | XXXX | CA | $259.00 | 01/01/1900 | 32.52% | 32.52% | 30.06% | XXXX | XXXX | 753 | No | Yes | 12 | Business | 100.00% | 100.00% | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 11854.75 | 5.610% | 1.5 | Manual Underwriting | No | Manual Underwriting | No | 7.750% | 0 | 0 | 0 | 0 | 1 | 0 | 12 | N/A | 0.000 | N/A | No | Yes | 24 | Yes | 24 | N/A | US Citizen | US Citizen | N/A | Other | USA Patriot Act | CA | United States | 05-15-2024 | N/A | XXXX | -44787 | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10018 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 5206 | $6,005.29 | XXXX | 7.719% | $1,740.87 | 7.499% | No | Not Employed | US Citizen | XXXX | 1 | $5,429.64 | $1,001.04 | XXXX | 0.00% | 0.00% | 0.00% | XXXX | XXXX | 793 | Yes | No | 0 | 0.00% | Borrower - N/A - Executed 4506T Verified | Borrower - Executed 4506T Verified | Asset Depletion | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 5206 | 5.370% | 1 | Manual Underwriting | No | Manual Underwriting | No | 7.499% | 0 | 0 | 0 | 0 | 1 | 0 | N/A | 0.000 | N/A | No | NA | No | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | PA | United States | 04-13-2024 | N/A | XXXX | -189 | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10035 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9886 | $12,240.06 | XXXX | 8.219% | $2,218.71 | 7.875% | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | XXXX | XXXX | $17,478.58 | 2 | $4,781.28 | $2,115.24 | XXXX | 27.07% | 27.08% | 27.08% | XXXX | XXXX | XXXX | 719 | No | Yes | 12 | Business | 100.00% | 48.00% | Borrower - CPA Letter Verified, Written VOE Verified, Executed 4506T Verified, Business Bank Statements Verified || Co Borrower | Borrower - Executed 4506T Verified || Co Borrower | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 9886 | 5.370% | 0 | Manual Underwriting | No | Manual Underwriting | No | 7.875% | 0 | 0 | 0 | 0 | 1 | 0 | 12 | N/A | 0.000 | N/A | No | Yes | 12 | Yes | 12 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | USA Patriot Act | CA | United States | 05-15-2023 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | United States | 10-15-2022 | N/A | XXXX | -1077 | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10019 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 16664.75 | $19,010.62 | XXXX | 8.846% | $4,248.25 | 8.500% | No | Self-Employed | US Citizen | XXXX | $32,276.43 | 1 | $6,282.72 | $603.84 | XXXX | 18.21% | 18.39% | 18.39% | XXXX | XXXX | 654 | No | Yes | 12 | Business | 100.00% | 100.00% | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 16664.75 | 5.610% | Manual Underwriting | No | Manual Underwriting | No | 8.500% | 0 | 0 | 0 | 0 | 1 | 0 | 12 | Yes | 0.000 | N/A | No | Yes | 55 | Yes | 55 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Other | USA Patriot Act | CA | United States | 02-05-2024 | N/A | XXXX | -44787 | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10036 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9787 | $11,798.50 | XXXX | 8.220% | $2,192.61 | 7.875% | No | Self-Employed | US Citizen | XXXX | $7,682.61 | 1 | $4,725.00 | $705.00 | XXXX | 45.00% | 45.01% | 45.01% | XXXX | XXXX | 687 | No | Yes | 12 | Business | 100.00% | 50.00% | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 9787 | 5.610% | 1 | Manual Underwriting | No | Manual Underwriting | No | 7.875% | 0 | 0 | 0 | 0 | 1 | 0 | 12 | N/A | 0.000 | N/A | No | Yes | 33 | Yes | 33 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | United States | 08-25-2024 | N/A | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10037 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 7207.8 | $8,841.42 | XXXX | 8.646% | $4,411.10 | 8.500% | No | Self-Employed | US Citizen | XXXX | $12,560.14 | 1 | $12,248.16 | $3,255.00 | XXXX | MI | $67.00 | 45.49% | 45.49% | 45.49% | XXXX | XXXX | 670 | No | Yes | 14 | Business | 100.00% | 100.00% | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 7207.8 | 5.610% | 1 | Manual Underwriting | No | Manual Underwriting | No | 8.500% | 0 | 0 | 0 | 0 | 1 | 0 | 14 | N/A | 0.000 | N/A | No | Yes | 96 | Yes | 96 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | PA | United States | 05-06-2025 | N/A | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10020 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 13371 | $16,033.67 | XXXX | 7.696% | $4,894.50 | 7.500% | No | Self-Employed | US Citizen | XXXX | $25,470.54 | 1 | $10,937.52 | $1,782.00 | XXXX | 20.36% | 20.36% | 20.36% | XXXX | XXXX | 811 | No | Yes | 12 | Business | 100.00% | 100.00% | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 13371 | 5.370% | 1.8 | Manual Underwriting | No | Manual Underwriting | No | 7.500% | 0 | 0 | 0 | 0 | 1 | 0 | 12 | N/A | 0.000 | N/A | No | Yes | 48 | Yes | 48 | N/A | US Citizen | US Citizen | N/A | Other | USA Patriot Act | CA | United States | 05-12-2025 | N/A | XXXX | -5079 | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10021 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 11186.5 | $12,942.06 | XXXX | 8.246% | $3,564.11 | 7.999% | No | Self-Employed | US Citizen | XXXX | $7,485.65 | 1 | $11,204.76 | $1,801.08 | XXXX | OH | $20.00 | 39.35% | 39.35% | 39.35% | XXXX | XXXX | 699 | No | No | 0 | 0.00% | 100.00% | Audited | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Written VOE Verified, Executed 4506T Verified | Borrower - Executed 4506T Verified | 1YR Business P&L | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 11186.5 | 5.610% | 2.9 | Manual Underwriting | No | Manual Underwriting | No | 7.999% | 0 | 0 | 0 | 0 | 1 | 0 | 12 | N/A | 0.000 | N/A | No | Yes | 52 | Yes | 52 | N/A | US Citizen | US Citizen | N/A | Other | USA Patriot ACT | NY | United States | 06-27-2025 | N/A | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10022 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 17221 | $21,137.56 | XXXX | 7.204% | $3,448.88 | 6.875% | No | Self-Employed | US Citizen | XXXX | $410,780.38 | 1 | $8,750.04 | $2,006.16 | XXXX | 5.15% | 5.15% | 5.15% | XXXX | XXXX | 767 | No | Yes | 12 | Business | 100.00% | 50.00% | Borrower - SESCorp - CPA Letter Verified, Written VOE Verified, Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 17221 | 5.370% | 2.1 | Manual Underwriting | No | Manual Underwriting | No | 6.875% | 0 | 0 | 0 | 0 | 1 | 0 | 12 | N/A | 0.000 | N/A | No | Yes | 152 | Yes | 152 | N/A | US Citizen | US Citizen | N/A | Other | USA PATRIOT | CA | United States | 12-27-2022 | N/A | XXXX | -44796 | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10023 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 22259 | $24,188.47 | XXXX | 8.354% | $5,277.23 | 8.000% | No | No | Employed | Employed | Employed | 3.50 | US Citizen | US Citizen | US Citizen | XXXX | XXXX | XXXX | $7,839.73 | 1 | $7,511.64 | $1,443.00 | XXXX | 54.25% | 54.25% | 54.25% | XXXX | XXXX | XXXX | XXXX | 678 | 623 | 605 | 642 | 623 | 1 - Not Stated Not Verified | 4 - Stated, 1YR W2 + YTD Paystub OR 2YR Tax Returns | 3 - Stated, 3rd Party Verification | No | No | 0 | 0.00% | 0.00% | 0.00% | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified || Co Borrower 2 - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified | Borrower - Executed 4506T Verified || Co Borrower || Co Borrower 2 | Full Doc | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 22259 | 5.060% | 2.6 | Manual Underwriting | No | Manual Underwriting | No | 8.000% | 2 | 2 | 0 | 0 | 1 | 0 | N/A | 0.000 | N/A | No | NA | Yes | 201 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | United States | 08-13-2024 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | United States | 05-14-2025 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | United States | 05-03-2027 | N/A | XXXX | -2549 | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10126 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 8576.32 | $12,322.97 | XXXX | 7.827% | $2,310.76 | 7.500% | No | Self-Employed | US Citizen | XXXX | 1 | $11,502.00 | $1,080.00 | XXXX | IL | $35.58 | 01/01/1900 | 41.59% | 41.59% | 41.59% | XXXX | XXXX | 773 | No | Yes | 12 | Business | 100.00% | 100.00% | Borrower - SECorporation - CPA Letter Verified, Written VOE Verified, Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 8576.32 | 5.370% | 1 | Manual Underwriting | No | Manual Underwriting | No | 7.500% | 0 | 0 | 0 | 0 | 1 | 0 | 12 | N/A | 0.000 | N/A | No | Yes | 95 | Yes | 95 | N/A | US Citizen | US Citizen | N/A | Other | USA Patriot Act | IL | United States | 09-26-2024 | N/A | XXXX | -44804 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10127 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6353.5 | $7,648.63 | XXXX | 7.059% | $1,407.46 | 6.750% | No | Self-Employed | US Citizen | XXXX | $7,279.52 | 1 | $5,493.72 | $1,565.04 | XXXX | 21.66% | 21.52% | 21.52% | XXXX | XXXX | 741 | No | Yes | 12 | Business | 100.00% | 100.00% | Borrower - SECorporation - 1 YR Business Tax Returns Verified, Executed 4506T Verified, Business Bank Statements Verified | Borrower - 1 YR Business Tax Returns Verified, Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 6353.5 | 5.580% | 1 | Manual Underwriting | No | Manual Underwriting | No | 6.750% | 0 | 0 | 0 | 1 | 1 | 0 | 12 | N/A | 0.000 | N/A | No | NA | No | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License | UT | United States | 11-01-2023 | N/A | XXXX | -682 | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10128 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 8996 | $11,185.38 | XXXX | 7.855% | $3,043.51 | 7.625% | No | Self-Employed | US Citizen | XXXX | 1 | $8,751.60 | $4,371.84 | XXXX | 44.56% | 44.56% | 44.56% | XXXX | XXXX | 721 | No | Yes | 12 | Business | 100.00% | 49.00% | Borrower - SECorporation - Written VOE Verified, Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 8996 | 5.200% | 2.6 | Manual Underwriting | No | Manual Underwriting | No | 7.625% | 0 | 0 | 0 | 0 | 1 | 0 | 12 | N/A | 0.000 | N/A | No | NA | Yes | 150 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Other | USA Patriot Act | FL | United States | 01-05-2028 | N/A | XXXX | -3360 | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10689 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9941 | $11,981.83 | XXXX | 7.836% | $2,153.58 | 7.500% | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | XXXX | XXXX | 1 | $3,611.28 | $1,797.72 | XXXX | 42.96% | 42.93% | 42.93% | XXXX | XXXX | XXXX | 683 | No | Yes | 12 | Personal | 100.00% | 95.00% | Borrower - Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified || Co Borrower | Borrower - Executed 4506T Verified || Co Borrower | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 9941 | 5.330% | 1.3 | Manual Underwriting | No | Manual Underwriting | No | 7.500% | 0 | 0 | 0 | 0 | 1 | 0 | 12 | N/A | 0.000 | N/A | No | NA | Yes | 12 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | FL | United States | 06-10-2028 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | FL | United States | 06-26-2028 | N/A | XXXX | -607 | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10129 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 5469.4 | $7,248.69 | XXXX | 7.716% | $1,380.80 | 7.375% | No | Self-Employed | US Citizen | XXXX | 1 | $2,974.20 | $1,839.60 | XXXX | OK | $21.67 | 31.10% | 31.31% | 31.31% | XXXX | XXXX | 745 | No | Yes | 12 | Business | 100.00% | 100.00% | Borrower - SECorporation - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 5469.4 | 5.200% | 1 | Manual Underwriting | No | Manual Underwriting | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.000 | N/A | No | Yes | 60 | Yes | 60 | N/A | US Citizen | US Citizen | N/A | Missing | United States | N/A | XXXX | -680 | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10130 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 18357.52 | $20,483.69 | XXXX | 8.970% | $4,776.06 | 8.625% | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | XXXX | XXXX | $6,950.31 | 1 | $2,877.48 | $950.04 | XXXX | AZ | $85.00 | 49.58% | 50.53% | 50.53% | XXXX | XXXX | XXXX | 634 | No | Yes | 14 | Personal | 51.61% | 100.00% | Borrower - 1 YR W2 1099 Verified, Written VOE Verified, Award Letter Verified, Personal Bank Statements Verified || Co Borrower | Borrower || Co Borrower | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 18357.52 | 5.060% | 2.6 | Manual Underwriting | No | Manual Underwriting | No | 8.625% | 1 | 0 | 0 | 0 | 0 | 0 | 14 | 0.000 | N/A | No | NA | Yes | 12 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License | AZ | United States | 02-26-2029 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | AZ | United States | 02-19-2029 | N/A | XXXX | -584 | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10131 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6826 | $8,660.34 | XXXX | 9.481% | $2,178.50 | 9.125% | No | Self-Employed | US Citizen | XXXX | 1 | $2,110.92 | $3,727.08 | XXXX | 34.46% | 34.46% | 34.46% | XXXX | XXXX | 646 | No | Yes | 12 | Business | 100.00% | 100.00% | Borrower - SECorporation - Business Bank Statements Verified | Borrower | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 6826 | 5.730% | 1.8 | Manual Underwriting | No | Manual Underwriting | No | 9.125% | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.000 | N/A | No | NA | No | H8 (New Creditor) | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | TN | United States | 03-20-2027 | N/A | XXXX | -6150 | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10132 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 1471 | $3,607.09 | XXXX | 9.985% | $3,018.81 | 9.875% | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | XXXX | XXXX | $8,728.15 | 1 | $8,547.96 | $1,164.00 | XXXX | 41.12% | 45.17% | 45.17% | XXXX | XXXX | XXXX | 696 | No | Yes | 13 | Business | 100.00% | 100.00% | Borrower - Executed 4506T Verified, Business Bank Statements Verified || Co Borrower | Borrower - Executed 4506T Verified || Co Borrower | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 1471 | 5.370% | 1 | Manual Underwriting | No | Manual Underwriting | No | 9.875% | 0 | 0 | 0 | 0 | 1 | 0 | 13 | N/A | 0.000 | No | NA | No | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | IL | United States | 09-23-2025 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | IL | United States | 10-18-2022 | N/A | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10133 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 13473 | $15,270.93 | XXXX | 8.596% | $11,533.70 | 8.500% | No | Self-Employed | US Citizen | XXXX | 1 | $29,772.36 | $4,881.96 | XXXX | 21.85% | 21.85% | 21.85% | XXXX | XXXX | 680 | No | Yes | 12 | Business | 100.00% | 100.00% | Borrower - SECorporation - Business Bank Statements Verified | Borrower | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 13473 | 5.280% | 2.6 | Manual Underwriting | No | Manual Underwriting | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.000 | No | NA | No | N/A | US Citizen | US Citizen | N/A | Other | USA Patriot Act Customer Identification Verification | TX | United States | 06-05-2025 | N/A | XXXX | -1444 | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10134 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9511 | $10,336.88 | XXXX | 8.006% | $5,829.56 | 7.875% | No | Self-Employed | US Citizen | XXXX | $26,512.40 | 1 | $3,669.48 | $1,731.00 | XXXX | 23.29% | 23.29% | 23.29% | XXXX | XXXX | 657 | No | Yes | 12 | Business | 100.00% | 100.00% | Borrower - SESoleProprietor - Written VOE Verified, Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 9511 | 5.200% | 1 | Manual Underwriting | No | Manual Underwriting | No | 7.875% | 0 | 0 | 0 | 0 | 1 | 0 | 12 | N/A | 0.000 | N/A | No | NA | Yes | 96 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License | FL | United States | 11-14-2024 | N/A | XXXX | -710 | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10135 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 26946 | $28,129.06 | XXXX | 7.651% | $7,183.02 | 7.375% | No | Self-Employed | US Citizen | XXXX | $44,781.52 | 1 | $17,222.52 | $6,171.00 | XXXX | 19.01% | 19.01% | 19.01% | XXXX | XXXX | 742 | No | Yes | 12 | Business | 100.00% | 33.00% | Borrower - SESCorp - CPA Letter Verified, Written VOE Verified, Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 26946 | 5.610% | 1.3 | Manual Underwriting | No | Manual Underwriting | No | 7.375% | 0 | 0 | 0 | 0 | 1 | 0 | 12 | N/A | 0.000 | N/A | No | Yes | 264 | Yes | 264 | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | CT | United States | 05-05-2024 | N/A | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10136 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 23616 | $55.00 | XXXX | 7.002% | $8,981.58 | 7.000% | No | No | Employed | Not Employed | US Citizen | US Citizen | XXXX | XXXX | $20,535.91 | 1 | $6,936.48 | $2,156.04 | XXXX | 34.96% | 34.96% | 34.96% | XXXX | XXXX | XXXX | 738 | No | No | 0 | 0.00% | 0.00% | 0.00% | Borrower - Other - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified || Co Borrower - Other - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, Lease Agreements Verified | Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified || Co Borrower - 1 YR Personal Tax Returns Verified | W2/1099 Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 23616 | 5.610% | 3.4 | Manual Underwriting | No | Manual Underwriting | No | 7.000% | 2 | 1 | 1 | 0 | 1 | 0 | N/A | 0.000 | N/A | No | NA | Yes | 24 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License | NV | United States | 08-31-2028 | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use | NV | United States | 11-18-2022 | N/A | XXXX | -314 | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10137 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 13813.97 | $16,087.11 | XXXX | 7.480% | $2,033.13 | 6.999% | No | Self-Employed | Non Permanent Resident Alien | XXXX | $3,539.32 | 1 | $8,453.64 | $693.96 | XXXX | TX | $41.25 | 01/01/1900 | 49.32% | 49.32% | 49.32% | XXXX | XXXX | 734 | No | Yes | 12 | Business | 100.00% | 50.00% | Borrower - SEPartnership - CPA Letter Verified, Written VOE Verified, Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 13813.97 | 5.200% | 1 | Manual Underwriting | No | Manual Underwriting | No | 6.999% | 0 | 0 | 0 | 0 | 1 | 0 | 12 | N/A | 0.000 | N/A | No | Yes | 24 | Yes | 24 | N/A | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License | TX | United states of America | 10-11-2023 | I-551 Stamp and Passport | 04-09-2024 | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10138 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 14622.96 | $14,271.22 | XXXX | 8.574% | $6,079.99 | 8.374% | No | Employed | US Citizen | XXXX | $19,746.91 | 1 | $10,353.36 | $3,615.96 | XXXX | TX | $100.00 | 39.11% | 39.11% | 39.11% | XXXX | XXXX | 683 | No | No | 0 | 0.00% | 0.00% | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified | Borrower - Executed 4506T Verified | Full Doc | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 14622.96 | 5.730% | 1.6 | Manual Underwriting | No | Manual Underwriting | No | 8.374% | 2 | 0 | 0 | 0 | 1 | 0 | N/A | 0.000 | N/A | No | NA | Yes | 32 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License | TX | United States | 08-28-2029 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10691 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 17550.7 | $20,471.64 | XXXX | 7.164% | $2,877.04 | 6.750% | No | Self-Employed | US Citizen | XXXX | $19,771.40 | 1 | $8,525.64 | $3,155.04 | XXXX | GA | $43.17 | 17.60% | 17.61% | 17.61% | XXXX | XXXX | 745 | No | Yes | 12 | Personal | 100.00% | 100.00% | Borrower - SESoleProprietor - Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 17550.7 | 5.950% | 1 | Manual Underwriting | No | Manual Underwriting | No | 6.750% | 0 | 0 | 0 | 0 | 1 | 0 | 12 | N/A | 0.000 | N/A | No | NA | Yes | 45 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | NY | United States | 02-24-2029 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10692 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6971 | $8,604.02 | XXXX | 7.526% | $1,875.98 | 7.250% | No | Self-Employed | US Citizen | XXXX | $3,432.36 | 1 | $1,990.20 | $1,164.96 | XXXX | 40.34% | 40.34% | 40.34% | XXXX | XXXX | 702 | No | Yes | 12 | Business | 100.00% | 100.00% | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, 1 YR Executed 4506T Verified, Business Bank Statements Verified | Borrower - 1 YR Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 6971 | 5.580% | 3 | Manual Underwriting | No | Manual Underwriting | No | 7.250% | 0 | 0 | 0 | 0 | 1 | 0 | 12 | N/A | 0.000 | N/A | No | Yes | 300 | Yes | 300 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License | UT | United States | 12-02-2023 | N/A | XXXX | -44836 | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10693 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 26257 | $29,973.00 | XXXX | 7.879% | $5,135.03 | 7.500% | No | Self-Employed | US Citizen | XXXX | $10,530.60 | 1 | $6,294.48 | $1,893.96 | XXXX | CA | $325.00 | 01/01/1900 | 45.35% | 45.28% | 45.28% | XXXX | XXXX | 664 | No | Yes | 12 | Business | 100.00% | 100.00% | Borrower - SESoleProprietor - Written VOE Verified, Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 26257 | 6.090% | 1 | Manual Underwriting | No | Manual Underwriting | No | 7.500% | 0 | 0 | 0 | 0 | 1 | 0 | 12 | N/A | 0.000 | No | NA | Yes | 19 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | United States | 03-08-2023 | N/A | XXXX | -596 | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10694 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 14629 | $20,582.03 | XXXX | 9.025% | $5,175.70 | 8.750% | No | No | Self-Employed | Self-Employed | Self-Employed | 4.58 | US Citizen | US Citizen | US Citizen | XXXX | XXXX | XXXX | $6,895.04 | 1 | $7,137.96 | $731.04 | XXXX | 37.84% | 37.83% | 37.83% | XXXX | XXXX | XXXX | XXXX | 647 | 612 | 580 | 580 | 580 | 3 - Verified<2Mos | 6 - Stated, 1YRs Verified + CPA Letter | 3 - Stated, 3rd Party Verification | No | Yes | 12 | Business | 76.15% | 100.00% | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Written VOE Verified, Executed 4506T Verified, Business Bank Statements Verified || Co Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified || Co Borrower 2 - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified || Co Borrower || Co Borrower 2 | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 14629 | 5.950% | 1 | Manual Underwriting | No | Manual Underwriting | No | 8.750% | 0 | 0 | 0 | 0 | 1 | 0 | 12 | N/A | 0.000 | N/A | No | Yes | 117 | Yes | 117 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | FL | United States | 10-04-2027 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | FL | United States | 05-31-2029 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | FL | United States | 08-07-2024 | N/A | XXXX | -592 | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10695 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 65163.88 | $76,054.81 | XXXX | 7.087% | $15,714.11 | 6.874% | No | Self-Employed | US Citizen | XXXX | $18,747.08 | 1 | $11,210.64 | $4,435.44 | XXXX | 48.62% | 48.62% | 48.62% | XXXX | XXXX | 784 | No | Yes | 12 | Business | 100.00% | 50.00% | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 65163.88 | 5.280% | 1.1 | Manual Underwriting | No | Manual Underwriting | No | 6.874% | 0 | 0 | 0 | 0 | 1 | 0 | 12 | N/A | 0.000 | N/A | No | Yes | 93 | Yes | 93 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | United States | 03-13-2025 | N/A | XXXX | -205 | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10696 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 8671 | $10,614.75 | XXXX | 7.890% | $2,548.06 | 7.625% | No | Self-Employed | US Citizen | XXXX | $7,969.22 | 1 | $4,504.08 | $989.04 | XXXX | 34.68% | 34.68% | 34.68% | XXXX | XXXX | 688 | No | Yes | 12 | Business | 100.00% | 100.00% | Borrower - SESoleProprietor - Written VOE Verified, Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 8671 | 5.730% | 1.7 | Manual Underwriting | No | Manual Underwriting | No | 7.625% | 0 | 0 | 0 | 0 | 1 | 0 | 12 | N/A | 0.000 | N/A | No | NA | Yes | 149 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Other | USA Patriot Act | CA | United States | 04-10-2023 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10697 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 5596 | $7,738.81 | XXXX | 6.740% | $935.80 | 6.375% | No | Self-Employed | US Citizen | XXXX | $2,223.04 | 1 | $2,515.92 | $654.00 | XXXX | 35.07% | 35.06% | 35.06% | XXXX | XXXX | 723 | No | Yes | 12 | Personal | 100.00% | 100.00% | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 5596 | 5.950% | 1 | Manual Underwriting | No | Manual Underwriting | No | 6.375% | 0 | 0 | 0 | 0 | 1 | 0 | 12 | N/A | 0.000 | N/A | No | Yes | 417 | Yes | 417 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | OR | United States | 05-05-2030 | N/A | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10698 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 5711 | $9,391.00 | XXXX | 7.867% | $1,482.33 | 7.500% | No | Self-Employed | US Citizen | XXXX | $5,162.16 | 1 | $5,486.28 | $1,035.96 | XXXX | 45.48% | 45.48% | 45.48% | XXXX | XXXX | 713 | No | Yes | 12 | Business | 100.00% | 100.00% | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 5711 | 5.950% | 1.5 | Manual Underwriting | No | Manual Underwriting | No | 7.500% | 0 | 0 | 0 | 0 | 1 | 0 | 12 | N/A | 0.000 | N/A | No | Yes | 117 | Yes | 117 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | IL | United States | 09-15-2025 | N/A | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10699 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6371 | $9,520.59 | XXXX | 8.993% | $1,993.28 | 8.625% | No | Self-Employed | US Citizen | XXXX | $5,137.63 | 1 | $7,409.04 | $980.04 | XXXX | 40.68% | 40.68% | 40.68% | XXXX | XXXX | 657 | No | Yes | 12 | Personal | 98.55% | 126.00% | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified, Lease Agreements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 6371 | 5.730% | 1.1 | Manual Underwriting | No | Manual Underwriting | No | 8.625% | 0 | 0 | 0 | 0 | 1 | 0 | 12 | N/A | 0.000 | No | Yes | 60 | Yes | 60 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | IL | United States | 04-25-2027 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10700 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 24471 | $31,374.33 | XXXX | 7.383% | $13,643.53 | 7.250% | No | Self-Employed | US Citizen | XXXX | $41,462.58 | 1 | $37,759.56 | $1,140.24 | XXXX | 41.49% | 41.49% | 41.49% | XXXX | XXXX | 698 | No | Yes | 12 | Business | 100.00% | 100.00% | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 24471 | 5.950% | Manual Underwriting | No | Manual Underwriting | No | 7.250% | 0 | 0 | 0 | 0 | 1 | 0 | 12 | N/A | 0.000 | No | Yes | 24 | Yes | 24 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Other | USA Patriot Act(Drivers License) | CA | United States | 02-26-2025 | N/A | XXXX | -173 | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10701 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 5888.88 | $6,934.47 | XXXX | 8.143% | $1,150.92 | 7.750% | No | Self-Employed | US Citizen | XXXX | $4,597.35 | 1 | $3,651.12 | $1,589.64 | XXXX | 36.77% | 36.77% | 36.77% | XXXX | XXXX | 755 | No | Yes | 12 | Business | 100.00% | 100.00% | Borrower - SECorporation - Written VOE Verified, Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 5888.88 | 6.380% | 1.3 | Manual Underwriting | No | Manual Underwriting | No | 7.750% | 0 | 0 | 0 | 0 | 1 | 0 | 12 | N/A | 0.000 | No | NA | Yes | 49 | N/A | US Citizen | US Citizen | N/A | Other | USA Patriot Act | CO | United States | 01-13-2024 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10702 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 6471 | $7,062.67 | XXXX | 7.777% | $1,748.04 | 7.500% | No | Self-Employed | US Citizen | XXXX | 1 | $6,900.00 | $1,122.48 | XXXX | 43.00% | 43.00% | 43.00% | XXXX | XXXX | 683 | No | Yes | 12 | Business | 100.00% | 100.00% | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified | Borrower | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 6471 | 6.740% | 3.6 | Manual Underwriting | No | Manual Underwriting | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.000 | No | Yes | 24 | Yes | 24 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Other | CIP | PA | United States | 04-21-2025 | N/A | XXXX | -6837 | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10703 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 14197 | $16,163.21 | XXXX | 7.243% | $8,573.74 | 7.125% | No | Self-Employed | US Citizen | XXXX | $25,194.80 | 1 | $1,801.44 | $1,874.04 | XXXX | AZ | $225.00 | 31.74% | 31.74% | 31.74% | XXXX | XXXX | 770 | No | Yes | 21 | Personal,Business | 100.00% | 100.00% | Borrower - SESoleProprietor - Written VOE Verified, Executed 4506T Verified, Personal Bank Statements Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 14197 | 5.160% | 1 | Manual Underwriting | No | Manual Underwriting | No | 7.125% | 0 | 0 | 0 | 0 | 1 | 0 | 9 | 12 | N/A | 0.000 | No | NA | Yes | 169 | H8 (New Creditor) | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | AZ | United States | 07-20-2037 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10704 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | $3,824.17 | XXXX | 7.974% | $1,203.57 | 7.750% | Yes | Self-Employed | US Citizen | XXXX | $11,390.01 | 1 | $1,950.00 | $551.04 | XXXX | AZ | $200.00 | 39.27% | 39.10% | 39.10% | XXXX | XXXX | 728 | No | Yes | 24 | Business | 100.00% | 100.00% | Borrower - SESCorp - Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 3571 | 6.090% | 1 | Manual Underwriting | No | Manual Underwriting | No | 7.750% | 0 | 0 | 0 | 0 | 1 | 0 | 24 | N/A | 0.000 | No | NA | No | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | CA | United States | 08-12-2027 | N/A | XXXX | -189 | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10705 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 3066 | $3,920.49 | XXXX | 8.028% | $707.79 | 7.625% | No | Self-Employed | US Citizen | XXXX | $6,402.80 | 1 | $1,050.00 | $1,169.04 | XXXX | FL | $241.00 | 17.94% | 17.94% | 17.94% | XXXX | XXXX | 708 | No | Yes | 12 | Business | 100.00% | 100.00% | Borrower - SESoleProprietor - CPA Letter Verified, Written VOE Verified, Business Bank Statements Verified - 2021 | Borrower - 2021 | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 3066 | 6.090% | 1 | Manual Underwriting | No | Manual Underwriting | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 | 12 | N/A | 0.000 | No | Yes | 27 | Yes | 27 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | FL | United States | 03-23-2023 | N/A | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10706 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 1471 | $2,368.58 | XXXX | 7.869% | $1,348.37 | 7.749% | No | Employed | Permanent Resident Alien | XXXX | $2,099.93 | 1 | $2,769.96 | $1,290.60 | XXXX | GA | $138.33 | 47.50% | 47.50% | 47.50% | XXXX | XXXX | 769 | No | No | 0 | 0.00% | 0.00% | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified | Borrower - Executed 4506T Verified | Full Doc | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 1471 | 5.950% | 4.8 | Manual Underwriting | No | Manual Underwriting | No | 7.749% | 1 | 0 | 0 | 0 | 1 | 0 | N/A | 0.000 | No | NA | Yes | 21 | N/A | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License | GA | United States | 06-14-2023 | I-551 Stamp and Passport | 06-14-2023 | XXXX | -11987 | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10707 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 10005.4 | $12,230.62 | XXXX | 7.476% | $7,735.56 | 7.375% | No | No | Employed | Employed | US Citizen | US Citizen | XXXX | XXXX | $14,907.10 | 1 | $17,499.96 | $1,170.12 | XXXX | CA | $95.00 | 11/01/2022 | 43.08% | 43.08% | 43.08% | XXXX | XXXX | XXXX | 759 | No | Yes | 12 | Personal | 0.00% | 0.00% | Borrower - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Personal Bank Statements Verified, Lease Agreements Verified - 2021 || Co Borrower - 1 Month Paystubs Verified, Personal Bank Statements Verified - 2021 | Borrower - Executed 4506T Verified - 2021 || Co Borrower - 2021 | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 10005.4 | 6.090% | 5 | Manual Underwriting | No | Manual Underwriting | No | 7.375% | 2 | 0 | 0 | 0 | 1 | 0 | 12 | N/A | 0.000 | No | NA | No | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | United States | 07-23-2027 | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use | CA | United States | 03-22-2027 | N/A | XXXX | -792 | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10708 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 9083.5 | $10,152.91 | XXXX | 7.624% | $1,731.02 | 7.250% | No | No | Employed | Employed | US Citizen | US Citizen | XXXX | XXXX | $7,993.70 | 1 | $10,401.36 | $2,103.48 | XXXX | 30.19% | 29.31% | 29.31% | XXXX | XXXX | XXXX | 671 | 4 - Verified 2+ Mos | 4 - Verified 2+ Mos | No | No | 0 | 0.00% | 0.00% | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified | Borrower - Executed 4506T Verified || Co Borrower | Full Doc | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 9083.5 | 5.950% | 1 | Manual Underwriting | No | Manual Underwriting | No | 7.250% | 2 | 2 | 0 | 0 | 1 | 0 | N/A | 0.000 | No | NA | No | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | NJ | United States | 02-02-2025 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | NJ | United States | 03-01-2024 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10709 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 7621 | $8,396.00 | XXXX | 7.849% | $1,720.07 | 7.500% | No | Self-Employed | US Citizen | XXXX | $29,335.00 | 1 | $1,790.76 | $1,371.36 | XXXX | IN | $35.42 | 01/01/1900 | 12.64% | 12.64% | 12.64% | XXXX | XXXX | 710 | No | Yes | 12 | Business | 100.00% | 100.00% | Borrower - SESCorp - Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 7621 | 5.950% | 1 | Manual Underwriting | No | Manual Underwriting | No | 7.500% | 0 | 0 | 0 | 0 | 1 | 0 | 12 | N/A | 0.000 | No | NA | No | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | IN | United States | 01-04-2024 | N/A | XXXX | -792 | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10710 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 12616 | $15,313.94 | XXXX | 7.018% | $3,614.31 | 6.750% | No | Self-Employed | US Citizen | XXXX | $7,141.43 | 1 | $10,142.52 | $1,798.56 | XXXX | IL | $19.17 | 43.98% | 43.98% | 43.98% | XXXX | XXXX | 733 | No | Yes | 13 | Business | 100.00% | 100.00% | Borrower - SESCorp - CPA Letter Verified, Written VOE Verified, Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 12616 | 5.950% | 2.6 | Manual Underwriting | No | Manual Underwriting | No | 6.750% | 0 | 0 | 0 | 0 | 1 | 0 | 13 | N/A | 0.000 | No | Yes | 63 | Yes | 63 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | IL | United States | 04-19-2023 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10711 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 25551 | $36,901.14 | XXXX | 7.694% | $9,620.25 | 7.499% | No | Self-Employed | US Citizen | XXXX | $30,616.16 | 1 | $21,500.04 | $1,847.04 | XXXX | 27.42% | 27.42% | 27.42% | XXXX | XXXX | 771 | No | Yes | 12 | Business | 100.00% | 100.00% | Borrower - SESoleProprietor - Written VOE Verified, Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 25551 | 6.790% | 1.2 | Manual Underwriting | No | Manual Underwriting | No | 7.499% | 0 | 0 | 0 | 0 | 1 | 0 | 12 | N/A | 0.000 | No | NA | Yes | 23 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | United States | 04-01-2026 | N/A | XXXX | -7043 | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10712 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | $13,377.72 | XXXX | 7.453% | $4,366.06 | 7.250% | Yes | Self-Employed | US Citizen | XXXX | $17,793.62 | 1 | $11,428.92 | $1,309.44 | XXXX | CA | $337.00 | 42.49% | 42.49% | 42.49% | XXXX | XXXX | 699 | 4 - Verified 2+ Mos | 4 - Verified 2+ Mos | No | Yes | 12 | Business | 100.00% | 100.00% | Borrower - SESCorp - CPA Letter Verified, Written VOE Verified, Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement | 7 | 12/01/2012 | 03/01/2013 | 1 | 113 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 10271.26 | 6.090% | 1 | Manual Underwriting | No | Manual Underwriting | No | 7.250% | 0 | 0 | 0 | 0 | 1 | 0 | 12 | N/A | 0.000 | No | Yes | 144 | Yes | 144 | N/A | US Citizen | US Citizen | N/A | Other | USA Patriot Act(Drivers License) | CA | United States | 11-25-2024 | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10713 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 14046.75 | $19,456.22 | XXXX | 9.481% | $3,720.74 | 9.125% | No | Self-Employed | US Citizen | XXXX | $8,473.99 | 1 | $9,095.40 | $867.96 | XXXX | 35.29% | 35.06% | 35.06% | XXXX | XXXX | 686 | No | Yes | 12 | Business | 100.00% | 100.00% | Borrower - SECorporation - Written VOE Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 14046.75 | 6.790% | 2.6 | Manual Underwriting | No | Manual Underwriting | No | 9.125% | 0 | 0 | 0 | 0 | 3 | 0 | 12 | N/A | 0.000 | No | NA | Yes | 30 | N/A | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | OR | United States | 01-08-2029 | N/A | XXXX | -293 | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10779 | ATR/QM: Exempt | XXXX | No | No | $13,455.07 | XXXX | $2,768.18 | 7.750% | Yes | Self-Employed | US Citizen | XXXX | $29,107.00 | 1 | $6,037.44 | $708.12 | XXXX | CA | $180.00 | 29.26% | 29.19% | 29.19% | XXXX | XXXX | 773 | No | Yes | 12 | Business | 100.00% | 100.00% | Borrower - SESoleProprietor - Written VOE Verified, Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | $0.00 | 1 | Manual Underwriting | No | Manual Underwriting | No | 7.750% | 0 | 0 | 0 | 0 | 1 | 0 | 12 | N/A | 0 | 0.000 | No | NA | Yes | 106 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | United States | 08-26-2024 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10780 | ATR/QM: Exempt | XXXX | No | No | $9,454.25 | XXXX | $2,685.20 | 6.750% | Yes | Yes | US Citizen | US Citizen | XXXX | XXXX | 1 | $4,800.00 | $1,383.00 | XXXX | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX | 756 | No | No | 0 | Borrower || Co Borrower | Borrower || Co Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 2.6 | Manual Underwriting | No | Manual Underwriting | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 1.13 | 1.170 | No | NA | No | N/A | US Citizen | US Citizen | N/A | Other | USA Patriot Act Customer Identification Verification | CO | United States | 03-02-2027 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | CO | United States | 07-11-2027 | N/A | XXXX | -1160 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10781 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 7531.98 | $8,427.10 | XXXX | 7.939% | $1,905.37 | 7.625% | No | Self-Employed | US Citizen | XXXX | $6,383.71 | 1 | $4,039.08 | $831.96 | XXXX | 34.84% | 34.11% | 34.11% | XXXX | XXXX | 768 | No | Yes | 14 | Business | 100.00% | 9689.00% | Borrower - SESoleProprietor - Written VOE Verified, Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 7531.98 | 6.380% | 1 | Manual Underwriting | No | Manual Underwriting | No | 7.625% | 0 | 0 | 0 | 0 | 1 | 0 | 14 | N/A | 0.000 | No | NA | Yes | 36 | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | TX | United States | 03-09-2022 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10782 | ATR/QM: Exempt | XXXX | No | No | $8,209.61 | XXXX | $1,281.08 | 7.374% | Yes | US Citizen | XXXX | 1 | $5,856.60 | $1,080.96 | XXXX | TX | $36.67 | 0.00% | 0.00% | 0.00% | XXXX | XXXX | 684 | No | No | 0 | Borrower | Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | Manual Underwriting | No | Manual Underwriting | No | 7.374% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 1.05 | 1.050 | No | NA | No | N/A | US Citizen | US Citizen | N/A | Other | USA Patriot Act (Driving License) | TX | United States | 08-14-2025 | N/A | XXXX | -420 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10783 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | 7463 | $9,149.35 | XXXX | 8.021% | $4,344.20 | 7.874% | No | Self-Employed | US Citizen | XXXX | $14,592.78 | 1 | $20,946.00 | $1,694.04 | XXXX | TX | $100.00 | 39.85% | 39.85% | 39.85% | XXXX | XXXX | 751 | No | Yes | 12 | Business | 100.00% | 70.00% | Borrower - SESCorp - CPA Letter Verified, Written VOE Verified, Executed 4506T Verified, Business Bank Statements Verified | Borrower - Executed 4506T Verified | 12 Month Bank Statement | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 7463 | 6.790% | 2.3 | Manual Underwriting | No | Manual Underwriting | No | 7.874% | 0 | 0 | 0 | 0 | 1 | 0 | 12 | N/A | 0.000 | No | Yes | 15 | Yes | 15 | N/A | US Citizen | US Citizen | N/A | Other | USA Patriot Act | TX | United States | 11-05-2027 | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10784 | Non-QM: Lender documented all ATR UW factors | XXXX | Yes | No | $5,316.31 | XXXX | 8.051% | $744.26 | 7.625% | Yes | Yes | Retired | Retired | US Citizen | US Citizen | XXXX | XXXX | 1 | $413.04 | $773.64 | XXXX | FL | $398.00 | 40.76% | 40.85% | 40.85% | XXXX | XXXX | XXXX | 803 | No | No | 0 | 0.00% | 0.00% | Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 1 YR Executed 4506T Verified, Award Letter Verified || Co Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, Award Letter Verified | Borrower - 1 YR Executed 4506T Verified || Co Borrower | Full Doc | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 4212.68 | 6.790% | 1.3 | Manual Underwriting | No | Manual Underwriting | No | 7.625% | 1 | 1 | 0 | 0 | 1 | 0 | N/A | 0.000 | No | NA | No | N/A | US Citizen | US Citizen | N/A | Other | USA Patriot Act | NY | United States | 07-29-2025 | N/A | US Citizen | US Citizen | N/A | Other | USA Patriot Act | NY | United States | 04-27-2025 | N/A | XXXX | -1258 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 10785 | ATR/QM: Exempt | XXXX | No | No | $11,809.64 | XXXX | $2,054.46 | 7.749% | Yes | Yes | US Citizen | Permanent Resident Alien | XXXX | XXXX | 1 | $8,837.52 | $687.96 | XXXX | HI | $726.00 | 0.00% | 0.00% | 0.00% | XXXX | XXXX | XXXX | 770 | No | No | 0 | Borrower || Co Borrower | Borrower || Co Borrower | Debt Service Coverage Ratio | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | Appendix Q Documentation | 1 | Manual Underwriting | No | Manual Underwriting | No | 7.749% | 0 | 0 | 0 | 0 | 0 | 0 | N/A | 0.75 | 0.780 | No | NA | No | N/A | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | United States | 06-20-2024 | N/A | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License | CA | United States | 05-13-2024 | I-151 Permanent Resident Card | 08-07-2028 | XXXX | -2455 |