HOMES 2023-NQM1 ABS-15G

EXHIBIT 99.18

 

Dummy ID Loan Number 1 Loan Number 2 Loan Number 3 GSE Eligble Flag DU/LP Approval CDFI Flag Underwriting Program Borrower Years of W2s CoBorrower Years of W2s Borr Years of Personal Tax Returns/Transcripts (1040's) Co-Borr Years of Personal Tax Returns/Transcripts (1040's) Borr Years of Business Tax Returns/Transcripts  Co-Borr Years of Business Tax Returns/Transcripts  Bank Statement Flag (Borr) # of months Personal Bank statements (Borr) # of months Business Bank statements (Borr) Bank Statement Flag (Co-Borr) # of months Personal Bank statements (Co-Borr) # of months Business Bank statements (Co-Borr) P&L Flag (Borr) # of Months P&L (Borr) Who Prepared the P&L CPA Letter Flag (Borr) # of Months CPA verified income (Borr) P&L Flag (Co-Borr) Who Prepared the P&L # of Months P&L (Co-Borr) CPA Letter Flag (Co-Borr) # of Months CPA verified income (Co-Borr) Asset Depletion Flag (DTI) Partial Asset Depletion Flag (DTI) Asset Depletion months amortized Asset Utilzation Flag (No DTI) Bespoke Eligible Assets DSCR Flag Lease in Place DSCR (at Origination) DSCR Calculation Method (at Orig) DSCR Calc based on Short Term Rental Income Flag Cross collateralized Loan Flag Cross Collateralized Loan Release Provision WVOE Flag (Borr) # of Months of Income validated WVOE (Borr) WVOE Form WVOE Flag (Co-Borr) # of Months of Income validated WVOE (Co-Borr) WVOE Form (Co-Borr) Income Doc Summary BK Discharge date Foreclosure Date Short Sale Date Deed In Lieu Date TILA Status Verification Safe Harbor Flag Verification Safe Harbor Reference Document ATR QM Total Points and Fees Audit Borrower Employment Indicator Co Borrower Employment Indicator Borrower Citizenship Indicator Co Borrower Citizenship Indicator Borrower Documentation Used to Determine Legal Residency  Co-Borrower Documentation Used to Determine Legal Residency Loan closed in the name of an entity flag Personal Guaranty Flag Personal Guaranty Recourse to the Borrower Level Guarantor Designation
5OZZSWY31VD xx     No Not Applicable   12 Mo Bank Statement Not Applicable Not Applicable Not Applicable   Not Applicable   Yes Not Applicable 12         Not Applicable Not Applicable                           Not Applicable Not Applicable     No   No     Not Applicable       Not Applicable Not Applicable Not Applicable Not Applicable   No     Employed Not Applicable US Citizen US Citizen       No Not Applicable Not Applicable
JH0Y4DCSYY2 xx     No Not Applicable   DSCR Not Applicable Not Applicable Unavailable Not Applicable Unavailable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable       Not Applicable Unavailable           Not Applicable               No 1.44316     No   Not Applicable     Not Applicable       Not Applicable Not Applicable Not Applicable Not Applicable   No     Not Applicable Not Applicable US Citizen Not Applicable       No Not Applicable Not Applicable
J03FKQLX4UX xx     No Not Applicable   12 Mo Bank Statement Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Yes Not Applicable 12 Not Applicable       Not Applicable Not Applicable           Not Applicable               Not Applicable Not Applicable     No   No     Not Applicable       Not Applicable Not Applicable Not Applicable Not Applicable   No     Employed Not Applicable US Citizen Not Applicable       No Not Applicable Not Applicable
BQBTL3NTTWW xx     No Not Applicable   DSCR Not Applicable Not Applicable Unavailable Not Applicable Unavailable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable       Not Applicable Unavailable           Not Applicable               No 1.41164     No   Not Applicable     Not Applicable       Not Applicable Not Applicable Not Applicable Not Applicable   No     Not Applicable Not Applicable US Citizen Not Applicable       No Not Applicable Not Applicable
XSH5A5JKTEE xx     No Not Applicable   24 Mo Bank Statement Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Yes Not Applicable 24 Not Applicable       Not Applicable Not Applicable           Not Applicable               Not Applicable Not Applicable     No   Not Applicable     Not Applicable       Not Applicable Not Applicable Not Applicable Not Applicable   No     Employed Not Applicable US Citizen Not Applicable       No Not Applicable Not Applicable
R0FCOWDOMYF xx     No Not Applicable   DSCR Not Applicable Not Applicable Unavailable   Unavailable   Not Applicable Not Applicable Not Applicable         Not Applicable Unavailable                           No 0.67657     No   Not Applicable     Not Applicable       Not Applicable Not Applicable Not Applicable Not Applicable   No     Not Applicable Not Applicable US Citizen US Citizen       Yes    
WRAWOUJTAEU xx     No Not Applicable   24 Mo Bank Statement Not Applicable Not Applicable Not Applicable   Not Applicable   Yes Not Applicable 24         Not Applicable Not Applicable                           Not Applicable Not Applicable     No   Not Applicable     Not Applicable       Not Applicable Not Applicable Not Applicable Not Applicable   No     Employed Not Applicable US Citizen US Citizen       No Not Applicable Not Applicable
FO3OXK1BR02 xx     No Not Applicable   12 Mo Bank Statement Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Yes Not Applicable 12 Not Applicable       Not Applicable Not Applicable           Not Applicable               Not Applicable Not Applicable     No   Not Applicable     Not Applicable       Not Applicable Not Applicable Not Applicable Not Applicable   No     Employed Not Applicable US Citizen Not Applicable       No Not Applicable Not Applicable
13UTGSA1DU4 xx     No Not Applicable   12 Mo Bank Statement Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Yes Not Applicable 12 Not Applicable       Not Applicable Not Applicable           Not Applicable               Not Applicable Not Applicable     No   Not Applicable     Not Applicable       Not Applicable Not Applicable Not Applicable Not Applicable   No     Employed Not Applicable US Citizen Not Applicable       No Not Applicable Not Applicable
XFVJSYJC40G xx     No Not Applicable   12 Mo Bank Statement Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Yes Not Applicable 12 Not Applicable       Not Applicable Not Applicable           Not Applicable               Not Applicable Not Applicable     No   Not Applicable     Not Applicable       Not Applicable Not Applicable Not Applicable Not Applicable   No     Employed Not Applicable US Citizen Not Applicable       No Not Applicable Not Applicable
1FXMOYFR4WX xx     No Not Applicable   24 Mo Bank Statement Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Yes Not Applicable 24 Not Applicable       Not Applicable Not Applicable           Not Applicable               Not Applicable Not Applicable     No   Not Applicable     Not Applicable       Not Applicable Not Applicable Not Applicable Not Applicable   No     Employed Not Applicable US Citizen Not Applicable       No Not Applicable Not Applicable
TA2ZZLB5DWC xx     No Not Applicable   Full Documentation 2+ Years Not Applicable Not Applicable   Not Applicable   Not Applicable Not Applicable Not Applicable         Not Applicable Not Applicable                           Not Applicable Not Applicable     No   Not Applicable     Not Applicable       Not Applicable Not Applicable Not Applicable Not Applicable   No     Employed Not Applicable US Citizen US Citizen       No Not Applicable Not Applicable
K2KCYRTUKPB xx     No Not Applicable   DSCR Not Applicable Not Applicable Unavailable Not Applicable Unavailable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable       Not Applicable Unavailable           Not Applicable               No 0.6873     No   Not Applicable     Not Applicable       Not Applicable Not Applicable Not Applicable Not Applicable   No     Not Applicable Not Applicable US Citizen Not Applicable       No Not Applicable Not Applicable
W30QZDEEA15 xx     No Not Applicable   12 Mo Bank Statement Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Yes Not Applicable 12 Not Applicable       Not Applicable Not Applicable           Not Applicable               Not Applicable Not Applicable     No   Not Applicable     Not Applicable       Not Applicable Not Applicable Not Applicable Not Applicable   No     Employed Not Applicable US Citizen Not Applicable       No Not Applicable Not Applicable
2RI4ASD2UIU xx     No Not Applicable   12 Mo Bank Statement Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Yes Not Applicable 12 Not Applicable       Not Applicable Not Applicable           Not Applicable               Not Applicable Not Applicable     No   Not Applicable     Not Applicable       Not Applicable Not Applicable Not Applicable Not Applicable   No     Employed Not Applicable US Citizen Not Applicable       No Not Applicable Not Applicable
ZZN3SQVPFAY xx     No Not Applicable   DSCR Not Applicable Not Applicable Unavailable   Unavailable   Not Applicable Not Applicable Not Applicable         Not Applicable Unavailable                           Yes 1.02798     No   Not Applicable     Not Applicable       Not Applicable Not Applicable Not Applicable Not Applicable   No     Not Applicable Not Applicable US Citizen US Citizen       No Not Applicable Not Applicable
ZEONKK0GM2M xx     No Not Applicable   DSCR Not Applicable Not Applicable Unavailable Not Applicable Unavailable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable       Not Applicable Unavailable           Not Applicable               No 0.92746     No   Not Applicable     Not Applicable       Not Applicable Not Applicable Not Applicable Not Applicable   No     Not Applicable Not Applicable US Citizen Not Applicable       No Not Applicable Not Applicable
GLWQJ0NJ0TI xx     No Not Applicable   12 Mo Bank Statement Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable Yes Not Applicable 12 Not Applicable       Not Applicable Not Applicable           Not Applicable               Not Applicable Not Applicable     No   Not Applicable     Not Applicable       Not Applicable Not Applicable Not Applicable Not Applicable   No     Employed Not Applicable US Citizen Not Applicable       No Not Applicable Not Applicable
4I5VT4BT2KW xx     No Not Applicable   DSCR Not Applicable Not Applicable Unavailable Not Applicable Unavailable Not Applicable Not Applicable Not Applicable Not Applicable Not Applicable       Not Applicable Unavailable           Not Applicable               No 1.34341     No   Not Applicable     Not Applicable       Not Applicable Not Applicable Not Applicable Not Applicable   No     Not Applicable Not Applicable US Citizen Not Applicable       No Not Applicable Not Applicable