HOMES 2023-NQM1 ABS-15G

EXHIBIT 99.14

 

Tape Discrepancies

 

Dummy ID Loan #1 Loan #2 Field Loan Value Tape Value Variance Variance % Comment Tape Source Tape Type
5OZZSWY31VD xx   B1 Credit Score 770 733 37 5.04774% The credit report dated 5/11/2022 reflects B1 Credit Score as 770. Initial  
5OZZSWY31VD xx   Borrower DTI Ratio Percent 47.851% 42.386% 5.465% 5.46500% Total subject property PITIA (P&I $1,856.90 + Real Estate Taxes $157.27 + Hazard Insurance $60.25+ HOA Dues $57.92) equals $2,132.34 and monthly other debts equals $2,023.40. Total verified monthly income equals $8,684.78. Borrower DTI ratio equals 47.851%. Initial  
JH0Y4DCSYY2 xx   Borrower DTI Ratio Percent Unavailable 357.054%     Loan is qualified with the DSCR program. Initial  
BQBTL3NTTWW xx   Borrower DTI Ratio Percent Unavailable 427.728%     Loan is qualified with the DSCR program. Initial  
BQBTL3NTTWW xx   Housing Ratio per U/W (Initial Rate) Unavailable 212.375%     Loan is qualified with the DSCR program. Initial  
XSH5A5JKTEE xx   Purpose of Transaction per HUD-1 Cash Out Refinance     Final CD reflects Purpose of refinance as Cash-out. Initial  
TA2ZZLB5DWC xx   Borrower DTI Ratio Percent 56.438% 37.840% 18.598% 18.59800% Total subject property PITIA (P&I $14,148.09 + Real Estate Taxes $2,600.72 + Hazard Insurance $263.28) equals $17,012.09 and monthly other debts equals $6,161.02. Total verified monthly income equals $41,059.61. Borrower DTI ratio equals 56.438%. Initial  
TA2ZZLB5DWC xx   Housing Ratio per U/W (Initial Rate) 41.433% 35.129% 6.304% 6.30400% Total subject property PITIA (P&I $14,148.09 + Real Estate Taxes $2,600.72 + Hazard Insurance $263.28) equals $17,012.09. Total verified monthly income equals $41,059.61. Housing Ratio equals 41.433%. Initial