UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8

Report for the Calendar Year or Quarter Ended:
09-30-2023
Check here if Amendment: Amendment Number:
This Amendment (Check only one.): is a restatement.
adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:
Financial Strategies Group, Inc.
Address:
2270 JOLLY OAK RD., SUITE 2
OKEMOS, MI 48864
Form 13F File Number:

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.


Person Signing this Report on Behalf of Reporting Manager:
Name:
Lindsay Rider
Title:
Compliance Consultant
Phone:
7207593535


Signature, Place, and Date of Signing:

Lindsay Rider
                         [Signature]
Thornton, COLORADO
                 [City, State]
10-18-2023
                           [Date]
                          

Report Type (Check only one.):

13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) 

13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) 

13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
0
Form 13F Information table Entry Total:
75
Form 13F Information table Value Total:
317014861
          (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]

  
NONE


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8

COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
ALPHABET INCCAP STK CL C02079K1074,308,79530,561SHSOLE0 0 0 30,561
AMAZON COM INCCOM0231351064,367,82833,223SHSOLE0 0 0 33,223
APPLE INCCOM0378331004,945,47927,917SHSOLE0 0 0 27,917
BERKLEY W R CORPCOM0844231022,707,83640,972SHSOLE0 0 0 40,972
BERKSHIRE HATHAWAY INC DELCL B NEW0846707024,114,28611,912SHSOLE0 0 0 11,912
BP PLCSPONSORED ADR055622104367,2909,000SHSOLE0 0 0 9,000
CAPITAL ONE FINL CORPCOM14040H1052,523,30325,737SHSOLE0 0 0 25,737
CHEVRON CORP NEWCOM166764100334,8581,998SHSOLE0 0 0 1,998
COCA COLA COCOM191216100264,7274,896SHSOLE0 0 0 4,896
CSX CORPCOM126408103343,56410,952SHSOLE0 0 0 10,952
DEERE & COCOM244199105200,523513SHSOLE0 0 0 513
EXXON MOBIL CORPCOM30231G1023,348,00430,057SHSOLE0 0 0 30,057
FIRST TR EXCH TRADED FD IIIMANAGD MUN ETF33739N108343,4947,069SHSOLE0 0 0 7,069
FIRST TR EXCHNG TRADED FD VICBOE VEST FD DEP33740U7031,042,56248,559SHSOLE0 0 0 48,559
GRANITESHARES GOLD TRSHS BEN INT38748G101219,01411,521SHSOLE0 0 0 11,521
HCA HEALTHCARE INCCOM40412C1012,783,18011,408SHSOLE0 0 0 11,408
HUNTINGTON BANCSHARES INCCOM446150104217,64820,968SHSOLE0 0 0 20,968
ISHARES INCJP MORGAN EM ETF4642865177,589,251220,298SHSOLE0 0 0 220,298
ISHARES INCCORE MSCI EMKT46434G103328,6116,893SHSOLE0 0 0 6,893
ISHARES TRNATIONAL MUN ETF464288414692,6126,807SHSOLE0 0 0 6,807
ISHARES TRSHRT NAT MUN ETF464288158817,1847,924SHSOLE0 0 0 7,924
ISHARES TRCORE S&P MCP ETF4642875073,460,67713,815SHSOLE0 0 0 13,815
ISHARES TR0-3 MNTH TREASRY46436E718359,4533,577SHSOLE0 0 0 3,577
ISHARES TRIBOXX HI YD ETF464288513314,4624,344SHSOLE0 0 0 4,344
ISHARES TRCORE US AGGBD ET4642872261,286,07713,911SHSOLE0 0 0 13,911
ISHARES TRAGGRES ALLOC ETF464289859306,9994,824SHSOLE0 0 0 4,824
ISHARES TRMSCI INTL QUALTY46434V45633,816,270996,942SHSOLE0 0 0 996,942
ISHARES TRCORE S&P500 ETF464287200392,546896SHSOLE0 0 0 896
ISHARES TRINTERNATIONAL SL46434V2665,575,546193,059SHSOLE0 0 0 193,059
ISHARES TRIBONDS 24 TRM TS46436E87420,808,617874,312SHSOLE0 0 0 874,312
ISHARES TR0-5YR HI YL CP46434V40715,677,593387,867SHSOLE0 0 0 387,867
J P MORGAN EXCHANGE TRADED FMUNICIPAL ETF46641Q647289,7406,035SHSOLE0 0 0 6,035
J P MORGAN EXCHANGE TRADED FULTRA SHRT INC46641Q837318,5596,361SHSOLE0 0 0 6,361
JPMORGAN CHASE & COCOM46625H1003,193,69921,648SHSOLE0 0 0 21,648
KLA CORPCOM NEW4824801002,597,3345,340SHSOLE0 0 0 5,340
LOWES COS INCCOM5486611072,326,57611,741SHSOLE0 0 0 11,741
MCDONALDS CORPCOM580135101530,6592,113SHSOLE0 0 0 2,113
MERCK & CO INCCOM58933Y105465,9524,473SHSOLE0 0 0 4,473
MICROSOFT CORPCOM5949181042,795,6148,419SHSOLE0 0 0 8,419
NEXTERA ENERGY INCCOM65339F101289,1715,338SHSOLE0 0 0 5,338
NIKE INCCL B654106103382,8183,716SHSOLE0 0 0 3,716
PEPSICO INCCOM7134481082,304,15214,368SHSOLE0 0 0 14,368
PIMCO ETF TRENHAN SHRT MA AC72201R8332,319,54623,207SHSOLE0 0 0 23,207
PROCTER AND GAMBLE COCOM7427181092,799,37319,140SHSOLE0 0 0 19,140
PROGRESSIVE CORPCOM7433151033,471,34421,841SHSOLE0 0 0 21,841
SCHWAB STRATEGIC TRSCHWAB FDT US LG80852477117,290,727305,059SHSOLE0 0 0 305,059
SCHWAB STRATEGIC TR1 5YR CORP BD808524714556,43611,933SHSOLE0 0 0 11,933
SCHWAB STRATEGIC TRUS LCAP VA ETF8085244091,682,00625,997SHSOLE0 0 0 25,997
SPDR INDEX SHS FDSPORTFOLIO EMG MK78463X50918,584,955554,278SHSOLE0 0 0 554,278
SPDR INDEX SHS FDSPORTFOLIO DEVLPD78463X889275,7618,907SHSOLE0 0 0 8,907
SPDR INDEX SHS FDSS&P EMKTSC ETF78463X7561,897,36835,769SHSOLE0 0 0 35,769
SPDR S&P 500 ETF TRTR UNIT78462F103273,821628SHSOLE0 0 0 628
SPDR SER TRPORTFLI TIPS ETF78464A656282,37511,474SHSOLE0 0 0 11,474
SPDR SER TRNUVEEN BLMBRG SH78468R739844,93418,257SHSOLE0 0 0 18,257
SPDR SER TRS&P 600 SMCP VAL78464A30011,104,549154,444SHSOLE0 0 0 154,444
SPDR SER TRS&P 600 SMCP GRW78464A2015,362,08872,964SHSOLE0 0 0 72,964
SPDR SER TRBLOOMBERG EMERGI78464A391423,87421,615SHSOLE0 0 0 21,615
SPDR SER TRPORTFOLI S&P150078464A80548,446,196906,044SHSOLE0 0 0 906,044
SPDR SER TRNUVEEN BLOOMBERG78464A284701,47430,016SHSOLE0 0 0 30,016
SPDR SER TRPORTFOLIO AGRGTE78464A64915,327,421641,046SHSOLE0 0 0 641,046
SPDR SER TRBLOOMBERG SHT TE78468R408771,92532,070SHSOLE0 0 0 32,070
SPDR SER TRPORTFOLIO S&P40078464A84717,484,297397,370SHSOLE0 0 0 397,370
SSGA ACTIVE ETF TRSPDR TR TACTIC78467V848413,83710,919SHSOLE0 0 0 10,919
VANECK ETF TRUSTHIGH YLD MUNIETF92189H409441,0059,188SHSOLE0 0 0 9,188
VANGUARD ADMIRAL FDS INCSMLCP 600 VAL9219327781,140,86714,925SHSOLE0 0 0 14,925
VANGUARD BD INDEX FDSTOTAL BND MRKT921937835948,77213,823SHSOLE0 0 0 13,823
VANGUARD INDEX FDSTOTAL STK MKT9229087692,453,33511,343SHSOLE0 0 0 11,343
VANGUARD INTL EQUITY INDEX FFTSE EMR MKT ETF9220428583,333,07185,158SHSOLE0 0 0 85,158
VANGUARD MUN BD FDSTAX EXEMPT BD9229077461,240,46725,989SHSOLE0 0 0 25,989
VANGUARD SCOTTSDALE FDSSHRT TRM CORP BD92206C40911,275,836151,130SHSOLE0 0 0 151,130
VANGUARD TAX-MANAGED FDSVAN FTSE DEV MKT9219438581,190,33627,270SHSOLE0 0 0 27,270
VERIZON COMMUNICATIONS INCCOM92343V1043,323,713105,481SHSOLE0 0 0 105,481
WALMART INCCOM931142103282,0011,747SHSOLE0 0 0 1,747
WASTE MGMT INC DELCOM94106L109304,9041,905SHSOLE0 0 0 1,905
WISDOMTREE TRGLB US QTLY DIV97717W8441,413,68441,974SHSOLE0 0 0 41,974