Bray Capital Advisors Form 13F-HR Filed 2021-07-28

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	July 31, 2015
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ISHARES TR	CORE S&P SCP ETF	464287804	56	500	SH		SOLE		0	0	500
ISHARES TR	CORE S&P500 ETF	464287200	4,633	10,776	SH		SOLE		0	0	10,776
ISHARES TR	RUSSELL 2000 ETF	464287655	16,230	70,760	SH		SOLE		0	0	70,760
SPDR S&P 500 ETF TR	TR UNIT	78462F103	2,582	6,032	SH		SOLE		0	0	6,032
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	2,790	44,126	SH		SOLE		0	0	44,126
AGILENT TECHNOLOGIES INC	COM	00846U101	4	25	SH		SOLE		0	0	25
ADOBE SYSTEMS INCORPORATED	COM	00724F101	1,178	2,012	SH		SOLE		0	0	2,012
AMERICAN INTL GROUP INC	COM NEW	026874784	39	810	SH		SOLE		0	0	810
AMAZON COM INC	COM	023135106	12,498	3,633	SH		SOLE		0	0	3,633
BRISTOL-MYERS SQUIBB CO	COM	110122108	1,510	22,597	SH		SOLE		0	0	22,597
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	27	97	SH		SOLE		0	0	97
EMERSON ELEC CO	COM	291011104	26	275	SH		SOLE		0	0	275
ERICSSON	ADR B SEK 10	294821608	76	6,075	SH		SOLE		0	0	6,075
BOEING CO	COM	097023105	83	346	SH		SOLE		0	0	346
INVESCO QQQ TR	UNIT SER 1	46090E103	69	195	SH		SOLE		0	0	195
AMGEN INC	COM	031162100	4,348	17,839	SH		SOLE		0	0	17,839
ABBOTT LABS	COM	002824100	379	3,272	SH		SOLE		0	0	3,272
ALTRIA GROUP INC	COM	02209S103	38	800	SH		SOLE		0	0	800
FEDEX CORP	COM	31428X106	1,832	6,142	SH		SOLE		0	0	6,142
GLAXOSMITHKLINE PLC	SPONSORED ADR	37733W105	17	435	SH		SOLE		0	0	435
INTEL CORP	COM	458140100	102	1,809	SH		SOLE		0	0	1,809
ILLINOIS TOOL WKS INC	COM	452308109	385	1,720	SH		SOLE		0	0	1,720
QUALCOMM INC	COM	747525103	14	100	SH		SOLE		0	0	100
DISNEY WALT CO	COM	254687106	1,280	7,282	SH		SOLE		0	0	7,282
HONEYWELL INTL INC	COM	438516106	661	3,014	SH		SOLE		0	0	3,014
SHERWIN WILLIAMS CO	COM	824348106	29	105	SH		SOLE		0	0	105
US BANCORP DEL	COM NEW	902973304	2,711	47,590	SH		SOLE		0	0	47,590
JOHNSON & JOHNSON	COM	478160104	4,353	26,422	SH		SOLE		0	0	26,422
MEDTRONIC PLC	SHS	G5960L103	3,858	31,080	SH		SOLE		0	0	31,080
PFIZER INC	COM	717081103	741	18,928	SH		SOLE		0	0	18,928
ISHARES TR	MSCI EAFE ETF	464287465	5,468	69,320	SH		SOLE		0	0	69,320
CHEVRON CORP NEW	COM	166764100	502	4,797	SH		SOLE		0	0	4,797
MICROSOFT CORP	COM	594918104	9,169	33,845	SH		SOLE		0	0	33,845
UNITED PARCEL SERVICE INC	CL B	911312106	401	1,926	SH		SOLE		0	0	1,926
AT&T INC	COM	00206R102	165	5,719	SH		SOLE		0	0	5,719
PRUDENTIAL FINL INC	COM	744320102	1,043	10,178	SH		SOLE		0	0	10,178
TRUIST FINL CORP	COM	89832Q109	3,398	61,229	SH		SOLE		0	0	61,229
CISCO SYS INC	COM	17275R102	79	1,487	SH		SOLE		0	0	1,487
INTERNATIONAL BUSINESS MACHS	COM	459200101	29	201	SH		SOLE		0	0	201
COCA COLA CO	COM	191216100	910	16,814	SH		SOLE		0	0	16,814
LOCKHEED MARTIN CORP	COM	539830109	149	395	SH		SOLE		0	0	395
PEPSICO INC	COM	713448108	956	6,451	SH		SOLE		0	0	6,451
PPG INDS INC	COM	693506107	339	1,999	SH		SOLE		0	0	1,999
STRYKER CORPORATION	COM	863667101	13	50	SH		SOLE		0	0	50
VERIZON COMMUNICATIONS INC	COM	92343V104	888	15,846	SH		SOLE		0	0	15,846
ISHARES TR	RUS MID CAP ETF	464287499	8	100	SH		SOLE		0	0	100
SPDR SER TR	DJ REIT ETF	78464A607	1,647	15,705	SH		SOLE		0	0	15,705
ISHARES TR	U.S. BAS MTL ETF	464287838	737	5,650	SH		SOLE		0	0	5,650
ISHARES TR	U.S. ENERGY ETF	464287796	3	100	SH		SOLE		0	0	100
ISHARES TR	US INDUSTRIALS	464287754	2,281	20,524	SH		SOLE		0	0	20,524
ISHARES TR	U.S. TECH ETF	464287721	186	1,871	SH		SOLE		0	0	1,871
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	2,906	35,304	SH		SOLE		0	0	35,304
SELECT SECTOR SPDR TR	ENERGY	81369Y506	4,051	75,191	SH		SOLE		0	0	75,191
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	2,288	62,369	SH		SOLE		0	0	62,369
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	1,687	16,472	SH		SOLE		0	0	16,472
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	428	2,899	SH		SOLE		0	0	2,899
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	1,737	24,821	SH		SOLE		0	0	24,821
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	4,640	36,840	SH		SOLE		0	0	36,840
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	2,732	15,303	SH		SOLE		0	0	15,303
ISHARES TR	ISHARES BIOTECH	464287556	3,138	19,173	SH		SOLE		0	0	19,173
DEERE & CO	COM	244199105	1,847	5,237	SH		SOLE		0	0	5,237
STARBUCKS CORP	COM	855244109	4,877	43,617	SH		SOLE		0	0	43,617
ANALOG DEVICES INC	COM	032654105	82	478	SH		SOLE		0	0	478
EXXON MOBIL CORP	COM	30231G102	1,184	18,771	SH		SOLE		0	0	18,771
APPLIED MATLS INC	COM	038222105	18	129	SH		SOLE		0	0	129
UNILEVER PLC	SPON ADR NEW	904767704	15	250	SH		SOLE		0	0	250
ASTRAZENECA PLC	SPONSORED ADR	046353108	509	8,500	SH		SOLE		0	0	8,500
TEXAS INSTRS INC	COM	882508104	19	100	SH		SOLE		0	0	100
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	1,498	12,465	SH		SOLE		0	0	12,465
TARGET CORP	COM	87612E106	260	1,074	SH		SOLE		0	0	1,074
CAPITAL ONE FINL CORP	COM	14040H105	47	305	SH		SOLE		0	0	305
COSTCO WHSL CORP NEW	COM	22160K105	4,394	11,105	SH		SOLE		0	0	11,105
LILLY ELI & CO	COM	532457108	1,732	7,545	SH		SOLE		0	0	7,545
CVS HEALTH CORP	COM	126650100	53	630	SH		SOLE		0	0	630
DOMINION ENERGY INC	COM	25746U109	98	1,332	SH		SOLE		0	0	1,332
STATE STR CORP	COM	857477103	112	1,365	SH		SOLE		0	0	1,365
SCHLUMBERGER LTD	COM STK	806857108	2	50	SH		SOLE		0	0	50
MCKESSON CORP	COM	58155Q103	791	4,135	SH		SOLE		0	0	4,135
MERCK & CO INC	COM	58933Y105	3,392	43,612	SH		SOLE		0	0	43,612
NOVARTIS AG	SPONSORED ADR	66987V109	43	467	SH		SOLE		0	0	467
RAYMOND JAMES FINL INC	COM	754730109	26	200	SH		SOLE		0	0	200
PROCTER AND GAMBLE CO	COM	742718109	1,313	9,734	SH		SOLE		0	0	9,734
KIMBERLY-CLARK CORP	COM	494368103	346	2,585	SH		SOLE		0	0	2,585
GILEAD SCIENCES INC	COM	375558103	12	181	SH		SOLE		0	0	181
HOME DEPOT INC	COM	437076102	235	736	SH		SOLE		0	0	736
MCDONALDS CORP	COM	580135101	3,208	13,890	SH		SOLE		0	0	13,890
NIKE INC	CL B	654106103	332	2,150	SH		SOLE		0	0	2,150
JPMORGAN CHASE & CO	COM	46625H100	8,432	54,212	SH		SOLE		0	0	54,212
MONDELEZ INTL INC	CL A	609207105	30	475	SH		SOLE		0	0	475
BOOKING HOLDINGS INC	COM	09857L108	3,087	1,411	SH		SOLE		0	0	1,411
WELLS FARGO CO NEW	COM	949746101	442	9,749	SH		SOLE		0	0	9,749
ISHARES TR	1 3 YR TREAS BD	464287457	25	295	SH		SOLE		0	0	295
ISHARES TR	BARCLAYS 7 10 YR	464287440	26	225	SH		SOLE		0	0	225
ISHARES TR	20 YR TR BD ETF	464287432	27	190	SH		SOLE		0	0	190
CORNING INC	COM	219350105	194	4,750	SH		SOLE		0	0	4,750
FORD MTR CO DEL	COM	345370860	155	10,399	SH		SOLE		0	0	10,399
UNITEDHEALTH GROUP INC	COM	91324P102	4,561	11,390	SH		SOLE		0	0	11,390
SOUTHWEST AIRLS CO	COM	844741108	44	829	SH		SOLE		0	0	829
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	3,488	11,832	SH		SOLE		0	0	11,832
RAYTHEON TECHNOLOGIES CORP	COM	755111507	3,202	37,539	SH		SOLE		0	0	37,539
INTERNATIONAL FLAVORS&FRAGRA	COM	459506101	24	160	SH		SOLE		0	0	160
3M CO	COM	88579Y101	1,170	5,889	SH		SOLE		0	0	5,889
COMCAST CORP NEW	CL A	20030N101	40	700	SH		SOLE		0	0	700
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	130	584	SH		SOLE		0	0	584
WASTE MGMT INC DEL	COM	94106L109	186	1,325	SH		SOLE		0	0	1,325
SMUCKER J M CO	COM NEW	832696405	12	90	SH		SOLE		0	0	90
O-I GLASS INC	COM	67098H104	72	4,403	SH		SOLE		0	0	4,403
HUNTINGTON BANCSHARES INC	COM	446150104	181	12,664	SH		SOLE		0	0	12,664
NEXTERA ENERGY INC	COM	65339F101	274	3,735	SH		SOLE		0	0	3,735
DUKE ENERGY CORP NEW	COM NEW	26441C204	426	4,320	SH		SOLE		0	0	4,320
CONOCOPHILLIPS	COM	20825C104	234	3,846	SH		SOLE		0	0	3,846
CSX CORP	COM	126408103	230	7,155	SH		SOLE		0	0	7,155
APPLE INC	COM	037833100	9,574	69,901	SH		SOLE		0	0	69,901
LAM RESEARCH CORP	COM	512807108	1,679	2,580	SH		SOLE		0	0	2,580
CATERPILLAR INC	COM	149123101	47	216	SH		SOLE		0	0	216
VANGUARD WORLD FDS	CONSUM STP ETF	92204A207	1,124	6,160	SH		SOLE		0	0	6,160
ISHARES TR	MSCI EMG MKT ETF	464287234	76	1,380	SH		SOLE		0	0	1,380
ELECTRONIC ARTS INC	COM	285512109	16	110	SH		SOLE		0	0	110
TAKE-TWO INTERACTIVE SOFTWAR	COM	874054109	19	110	SH		SOLE		0	0	110
CHUBB LIMITED	COM	H1467J104	71	446	SH		SOLE		0	0	446
ISHARES TR	S&P 100 ETF	464287101	19	95	SH		SOLE		0	0	95
SONY GROUP CORPORATION	SPONSORED ADR	835699307	1,634	16,808	SH		SOLE		0	0	16,808
PRINCIPAL FINANCIAL GROUP IN	COM	74251V102	6	101	SH		SOLE		0	0	101
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	3,657	67,339	SH		SOLE		0	0	67,339
PAYCHEX INC	COM	704326107	3,387	31,563	SH		SOLE		0	0	31,563
PNC FINL SVCS GROUP INC	COM	693475105	32	167	SH		SOLE		0	0	167
OREILLY AUTOMOTIVE INC	COM	67103H107	28	50	SH		SOLE		0	0	50
NETFLIX INC	COM	64110L106	2	3	SH		SOLE		0	0	3
D R HORTON INC	COM	23331A109	45	495	SH		SOLE		0	0	495
ISHARES TR	CORE US AGGBD ET	464287226	167	1,447	SH		SOLE		0	0	1,447
BIOGEN INC	COM	09062X103	9	25	SH		SOLE		0	0	25
ISHARES TR	SELECT DIVID ETF	464287168	99	848	SH		SOLE		0	0	848
CARNIVAL CORP	UNIT 99/99/9999	143658300	51	1,922	SH		SOLE		0	0	1,922
CLOROX CO DEL	COM	189054109	49	275	SH		SOLE		0	0	275
ACTIVISION BLIZZARD INC	COM	00507V109	1,349	14,130	SH		SOLE		0	0	14,130
CONSOLIDATED EDISON INC	COM	209115104	464	6,472	SH		SOLE		0	0	6,472
NVIDIA CORPORATION	COM	67066G104	6,437	8,045	SH		SOLE		0	0	8,045
VERTEX PHARMACEUTICALS INC	COM	92532F100	754	3,740	SH		SOLE		0	0	3,740
BHP GROUP LTD	SPONSORED ADS	088606108	119	1,635	SH		SOLE		0	0	1,635
TRAVELERS COMPANIES INC	COM	89417E109	75	500	SH		SOLE		0	0	500
NUCOR CORP	COM	670346105	139	1,444	SH		SOLE		0	0	1,444
CHURCH & DWIGHT INC	COM	171340102	401	4,700	SH		SOLE		0	0	4,700
SANOFI	SPONSORED ADR	80105N105	215	4,075	SH		SOLE		0	0	4,075
ENTERPRISE PRODS PARTNERS L	COM	293792107	7	300	SH		SOLE		0	0	300
NETEASE INC	SPONSORED ADS	64110W102	974	8,450	SH		SOLE		0	0	8,450
ALPHABET INC	CAP STK CL A	02079K305	10,014	4,101	SH		SOLE		0	0	4,101
SPDR GOLD TR	GOLD SHS	78463V107	1,416	8,550	SH		SOLE		0	0	8,550
WEC ENERGY GROUP INC	COM	92939U106	142	1,592	SH		SOLE		0	0	1,592
VANGUARD WORLD FDS	ENERGY ETF	92204A306	582	7,670	SH		SOLE		0	0	7,670
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	151	611	SH		SOLE		0	0	611
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	635	6,235	SH		SOLE		0	0	6,235
VANGUARD WORLD FDS	MATERIALS ETF	92204A801	55	302	SH		SOLE		0	0	302
TORONTO DOMINION BK ONT	COM NEW	891160509	11	150	SH		SOLE		0	0	150
BLACKROCK INC	COM	09247X101	185	211	SH		SOLE		0	0	211
CANADIAN NATL RY CO	COM	136375102	274	2,600	SH		SOLE		0	0	2,600
ROYAL DUTCH SHELL PLC	SPONS ADR A	780259206	79	1,950	SH		SOLE		0	0	1,950
VANGUARD INDEX FDS	SMALL CP ETF	922908751	8,212	36,450	SH		SOLE		0	0	36,450
FASTENAL CO	COM	311900104	18	348	SH		SOLE		0	0	348
VANGUARD INDEX FDS	GROWTH ETF	922908736	108	378	SH		SOLE		0	0	378
GARMIN LTD	SHS	H2906T109	116	800	SH		SOLE		0	0	800
OSHKOSH CORP	COM	688239201	150	1,200	SH		SOLE		0	0	1,200
VULCAN MATLS CO	COM	929160109	28	160	SH		SOLE		0	0	160
AMERIPRISE FINL INC	COM	03076C106	37	150	SH		SOLE		0	0	150
ISHARES TR	MICRO-CAP ETF	464288869	53	346	SH		SOLE		0	0	346
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	4,628	51,170	SH		SOLE		0	0	51,170
PARKER-HANNIFIN CORP	COM	701094104	23	75	SH		SOLE		0	0	75
SPDR SER TR	S&P DIVID ETF	78464A763	73	600	SH		SOLE		0	0	600
BROOKFIELD ASSET MGMT INC	CL A LTD VT SH	112585104	1,185	23,245	SH		SOLE		0	0	23,245
ISHARES GOLD TR	ISHARES NEW	464285204	4	125	SH		SOLE		0	0	125
ISHARES TR	EAFE VALUE ETF	464288877	3	53	SH		SOLE		0	0	53
SALESFORCE COM INC	COM	79466L302	4,947	20,253	SH		SOLE		0	0	20,253
ENBRIDGE INC	COM	29250N105	283	7,075	SH		SOLE		0	0	7,075
ROYAL BK CDA	COM	780087102	258	2,550	SH		SOLE		0	0	2,550
VANGUARD WORLD FDS	INF TECH ETF	92204A702	1,979	4,962	SH		SOLE		0	0	4,962
SPDR SER TR	S&P BIOTECH	78464A870	1,680	12,410	SH		SOLE		0	0	12,410
VANGUARD WORLD FDS	CONSUM DIS ETF	92204A108	471	1,500	SH		SOLE		0	0	1,500
VANGUARD WORLD FDS	INDUSTRIAL ETF	92204A603	716	3,645	SH		SOLE		0	0	3,645
MASTERCARD INCORPORATED	CL A	57636Q104	1,227	3,362	SH		SOLE		0	0	3,362
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	274	4,070	SH		SOLE		0	0	4,070
PROSHARES TR	PSHS ULT S&P 500	74347R107	5,490	46,000	SH		SOLE		0	0	46,000
BANK MONTREAL QUE	COM	063671101	82	800	SH		SOLE		0	0	800
FARMERS NATIONAL BANC CORP	COM	309627107	123	7,900	SH		SOLE		0	0	7,900
DARLING INGREDIENTS INC	COM	237266101	1,012	14,995	SH		SOLE		0	0	14,995
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	52	260	SH		SOLE		0	0	260
CF INDS HLDGS INC	COM	125269100	39	750	SH		SOLE		0	0	750
VIASAT INC	COM	92552V100	5	100	SH		SOLE		0	0	100
ISHARES TR	SHORT TREAS BD	464288679	33	303	SH		SOLE		0	0	303
ISHARES TR	ISHS 1-5YR INVS	464288646	9,106	166,145	SH		SOLE		0	0	166,145
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	51	625	SH		SOLE		0	0	625
ISHARES TR	10-20 YR TRS ETF	464288653	26	175	SH		SOLE		0	0	175
FIRST SOLAR INC	COM	336433107	8	85	SH		SOLE		0	0	85
ISHARES TR	3 7 YR TREAS BD	464288661	26	200	SH		SOLE		0	0	200
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	126	1,206	SH		SOLE		0	0	1,206
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	10,808	209,784	SH		SOLE		0	0	209,784
ISHARES TR	NATIONAL MUN ETF	464288414	39	335	SH		SOLE		0	0	335
ISHARES TR	ISHS 5-10YR INVT	464288638	727	12,005	SH		SOLE		0	0	12,005
ISHARES TR	INTRM GOV CR ETF	464288612	4	35	SH		SOLE		0	0	35
ISHARES TR	CRE U S REIT ETF	464288521	24	405	SH		SOLE		0	0	405
VISA INC	COM CL A	92826C839	5,816	24,873	SH		SOLE		0	0	24,873
PHILIP MORRIS INTL INC	COM	718172109	40	400	SH		SOLE		0	0	400
VANECK VECTORS ETF TR	SHORT MUNI ETF	92189F528	135	7,450	SH		SOLE		0	0	7,450
SPDR SER TR	PORTFOLIO S&P500	78464A854	13	260	SH		SOLE		0	0	260
ULTA BEAUTY INC	COM	90384S303	61	175	SH		SOLE		0	0	175
FIDELITY COVINGTON TRUST	CONSMR STAPLES	316092303	1,090	25,585	SH		SOLE		0	0	25,585
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	7	64	SH		SOLE		0	0	64
ISHARES TR	SHRT NAT MUN ETF	464288158	142	1,315	SH		SOLE		0	0	1,315
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	3,330	35,032	SH		SOLE		0	0	35,032
ETF MANAGERS TR	BLUESTAR ISRAEL	26924G870	95	1,350	SH		SOLE		0	0	1,350
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	36,448	440,678	SH		SOLE		0	0	440,678
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	1,875	30,525	SH		SOLE		0	0	30,525
SPDR SER TR	PORTFOLIO SHORT	78464A474	2	60	SH		SOLE		0	0	60
SENSATA TECHNOLOGIES HLDG PL	SHS	G8060N102	1,054	18,190	SH		SOLE		0	0	18,190
TESLA INC	COM	88160R101	413	607	SH		SOLE		0	0	607
KKR & CO INC	COM	48251W104	1,460	24,650	SH		SOLE		0	0	24,650
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	2,980	7,573	SH		SOLE		0	0	7,573
VANGUARD STAR FDS	VG TL INTL STK F	921909768	16	242	SH		SOLE		0	0	242
MARATHON PETE CORP	COM	56585A102	1,282	21,215	SH		SOLE		0	0	21,215
FORTUNE BRANDS HOME & SEC IN	COM	34964C106	75	750	SH		SOLE		0	0	750
PHILLIPS 66	COM	718546104	203	2,368	SH		SOLE		0	0	2,368
SPLUNK INC	COM	848637104	766	5,300	SH		SOLE		0	0	5,300
FACEBOOK INC	CL A	30303M102	8,009	23,033	SH		SOLE		0	0	23,033
PALO ALTO NETWORKS INC	COM	697435105	4,327	11,662	SH		SOLE		0	0	11,662
WORKDAY INC	CL A	98138H101	3,740	15,664	SH		SOLE		0	0	15,664
ISHARES INC	CORE MSCI EMKT	46434G103	8,979	134,032	SH		SOLE		0	0	134,032
ISHARES TR	CORE MSCI EAFE	46432F842	5,316	71,015	SH		SOLE		0	0	71,015
ABBVIE INC	COM	00287Y109	576	5,116	SH		SOLE		0	0	5,116
ZOETIS INC	CL A	98978V103	51	276	SH		SOLE		0	0	276
INVESCO EXCH TRD SLF IDX FD	BULSHS 2021 CB	46138J700	35	1,680	SH		SOLE		0	0	1,680
VEEVA SYS INC	CL A COM	922475108	642	2,064	SH		SOLE		0	0	2,064
FIDELITY COVINGTON TRUST	MSCI ENERGY IDX	316092402	97	6,560	SH		SOLE		0	0	6,560
FIDELITY COVINGTON TRUST	MSCI INDL INDX	316092709	1,334	24,600	SH		SOLE		0	0	24,600
ISHARES TR	0-5YR INVT GR CP	46434V100	238	4,585	SH		SOLE		0	0	4,585
TWITTER INC	COM	90184L102	28	400	SH		SOLE		0	0	400
FIDELITY COVINGTON TRUST	MSCI FINLS IDX	316092501	1,534	29,305	SH		SOLE		0	0	29,305
FIDELITY COVINGTON TRUST	MSCI MATLS INDEX	316092881	565	12,235	SH		SOLE		0	0	12,235
ALPHABET INC	CAP STK CL C	02079K107	2,952	1,178	SH		SOLE		0	0	1,178
ARISTA NETWORKS INC	COM	040413106	82	225	SH		SOLE		0	0	225
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	1,767	7,792	SH		SOLE		0	0	7,792
INVESCO EXCH TRD SLF IDX FD	BULSHS 2023 CB	46138J866	35	1,605	SH		SOLE		0	0	1,605
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	37	1,665	SH		SOLE		0	0	1,665
FIDELITY COVINGTON TRUST	MSCI RL EST ETF	316092857	518	17,030	SH		SOLE		0	0	17,030
CANOPY GROWTH CORP	COM	138035100	7	300	SH		SOLE		0	0	300
AEROJET ROCKETDYNE HLDGS INC	COM	007800105	184	3,810	SH		SOLE		0	0	3,810
PAYPAL HLDGS INC	COM	70450Y103	10,352	35,517	SH		SOLE		0	0	35,517
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	5,541	100,205	SH		SOLE		0	0	100,205
SQUARE INC	CL A	852234103	1,377	5,650	SH		SOLE		0	0	5,650
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	35	1,575	SH		SOLE		0	0	1,575
VIEWRAY INC	COM	92672L107	92	13,990	SH		SOLE		0	0	13,990
ETF MANAGERS TR	ETFMG ALTR HRVST	26924G508	0	14	SH		SOLE		0	0	14
CRONOS GROUP INC	COM	22717L101	5	610	SH		SOLE		0	0	610
DUPONT DE NEMOURS INC	COM	26614N102	160	2,070	SH		SOLE		0	0	2,070
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	2,420	29,883	SH		SOLE		0	0	29,883
HYRECAR INC	COM	44916T107	17	815	SH		SOLE		0	0	815
TILRAY INC	COM CL 2	88688T100	3	190	SH		SOLE		0	0	190
DOW INC	COM	260557103	84	1,322	SH		SOLE		0	0	1,322
LYFT INC	CL A COM	55087P104	9	150	SH		SOLE		0	0	150
UBER TECHNOLOGIES INC	COM	90353T100	785	15,665	SH		SOLE		0	0	15,665
CARRIER GLOBAL CORPORATION	COM	14448C104	63	1,305	SH		SOLE		0	0	1,305
OTIS WORLDWIDE CORP	COM	68902V107	43	531	SH		SOLE		0	0	531
OCCIDENTAL PETE CORP	*W EXP 08/03/202	674599162	7	487	SH		SOLE		0	0	487
AMERICAN WELL CORP	CL A	03044L105	2,441	194,048	SH		SOLE		0	0	194,048
VIATRIS INC	COM	92556V106	0	12	SH		SOLE		0	0	12
BUTTERFLY NETWORK INC	COM CL A	124155102	2	160	SH		SOLE		0	0	160
ORGANON & CO	COMMON STOCK	68622V106	85	2,813	SH		SOLE		0	0	2,813
BROOKFIELD ASSET MGMT REINS	CL A EXCH LT VTG	G16169107	8	157	SH		SOLE		0	0	157

Check here if Amendment:	☐ Amendment Number:
This Amendment (Check only one.):	☐ is a restatement. ☐ adds new holdings entries.

Name:	Bray Capital Advisors
Address:	9115 Corsea Del Fontana Way
	Suite 200
	Naples, FL 34109
Form 13F File Number:	028-16369

Name:	Kimberly Wilmore
Title:	Director of Operations
Phone:	239-451-6008

Number of Other Included Managers:	0
Form 13F Information table Entry Total:	265
Form 13F Information table Value Total:	390072 (thousands)

Institutional Investment Manager Filing this Report:

Signature, Place, and Date of Signing:

Report Type (Check only one.):

Form 13F Summary Page

Report Summary:

List of Other Included Managers: