UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8

Report for the Calendar Year or Quarter Ended:
03-31-2023
Check here if Amendment: Amendment Number:
This Amendment (Check only one.): is a restatement.
adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:
CFS Investment Advisory Services, LLC
Address:
97 LACKAWANNA AVENUE
TOTOWA, NJ 07512
Form 13F File Number:

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.


Person Signing this Report on Behalf of Reporting Manager:
Name:
Ashleigh Swayze
Title:
Counsel
Phone:
6463953900


Signature, Place, and Date of Signing:

Ashleigh Swayze
                         [Signature]
Newtown, PENNSYLVANIA
                 [City, State]
05-05-2023
                           [Date]
                          

Report Type (Check only one.):

13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) 

13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) 

13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
0
Form 13F Information table Entry Total:
136
Form 13F Information table Value Total:
549820
          (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]

  
NONE


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8

COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
3M COCOM88579Y1014414,192SHSOLE 0 0 4,192
ABBVIE INCCOM00287Y1093,71323,300SHSOLE 0 0 23,300
ACCENTURE PLC IRELANDSHS CLASS AG1151C101234818SHSOLE 0 0 818
ALPHABET INCCAP STK CL A02079K3056436,196SHSOLE 0 0 6,196
ALPHABET INCCAP STK CL C02079K1073993,840SHSOLE 0 0 3,840
AT&T INCCOM00206R10220910,893SHSOLE 0 0 10,893
AXON ENTERPRISE INCCOM05464C1015072,255SHSOLE 0 0 2,255
BROADCOM INCCOM11135F1011,8142,829SHSOLE 0 0 2,829
CAPITAL GROUP GROWTH ETFSHS CREATION UNI14020G10131514,023SHSOLE 0 0 14,023
CARDINAL HEALTH INCCOM14149Y1081,36418,067SHSOLE 0 0 18,067
CHUBB LIMITEDCOMH1467J1042,11710,902SHSOLE 0 0 10,902
CISCO SYS INCCOM17275R10291917,602SHSOLE 0 0 17,602
CME GROUP INCCOM12572Q1051,0315,383SHSOLE 0 0 5,383
COMCAST CORP NEWCL A20030N10190923,971SHSOLE 0 0 23,971
DIMENSIONAL ETF TRUSTCORE FIXED INCOM25434V87220,360479,067SHSOLE 0 0 479,067
DIMENSIONAL ETF TRUSTUS CORE EQUITY 225434V70813,714538,225SHSOLE 0 0 538,225
DIMENSIONAL ETF TRUSTINTERNATNAL VAL25434V80713,153408,102SHSOLE 0 0 408,102
DIMENSIONAL ETF TRUSTEMGR CRE EQT MNG25434V3029,400408,330SHSOLE 0 0 408,330
DIMENSIONAL ETF TRUSTSHORT DURATION F25434V8646,963149,227SHSOLE 0 0 149,227
DIMENSIONAL ETF TRUSTINTL CORE EQT MK25434V2033,122115,835SHSOLE 0 0 115,835
DIMENSIONAL ETF TRUSTUS TARGETED VLU25434V6092,82063,379SHSOLE 0 0 63,379
DIMENSIONAL ETF TRUSTINTL CORE EQUITY25434V7992,646109,968SHSOLE 0 0 109,968
DIMENSIONAL ETF TRUSTUS EQUITY ETF25434V4012,62559,083SHSOLE 0 0 59,083
DIMENSIONAL ETF TRUSTUS MKTWIDE VALUE25434V7242,27667,975SHSOLE 0 0 67,975
DIMENSIONAL ETF TRUSTINFLATION PROTE25434V8561,83742,891SHSOLE 0 0 42,891
DIMENSIONAL ETF TRUSTEMERGING MKTS CO25434V7321,55665,942SHSOLE 0 0 65,942
DIMENSIONAL ETF TRUSTWORLD EX US CORE25434V88075232,629SHSOLE 0 0 32,629
DIMENSIONAL ETF TRUSTUS CORE EQT MKT25434V10462721,784SHSOLE 0 0 21,784
DIMENSIONAL ETF TRUSTUS REAL ESTATE E25434V82335116,354SHSOLE 0 0 16,354
DUKE ENERGY CORP NEWCOM NEW26441C2042712,808SHSOLE 0 0 2,808
ESPERION THERAPEUTICS INC NECOM29664W1053924,551SHSOLE 0 0 24,551
EXXON MOBIL CORPCOM30231G1023,65633,342SHSOLE 0 0 33,342
GOLDMAN SACHS GROUP INCCOM38141G104315964SHSOLE 0 0 964
INVESCO CURRENCYSHARES CDN DCDN DLR SHS46138T1043554,898SHSOLE 0 0 4,898
INVESCO EXCH TRADED FD TR IINASDAQ 100 ETF46138G6499807,424SHSOLE 0 0 7,424
INVESCO EXCH TRADED FD TR IIEMRNG MKT SVRG46138E78448025,010SHSOLE 0 0 25,010
INVESCO EXCH TRADED FD TR IIFTSE RAFI SML46138E73542313,646SHSOLE 0 0 13,646
INVESCO EXCHANGE TRADED FD TDIVID ACHIEVEV46137V50646212,628SHSOLE 0 0 12,628
INVESCO EXCHANGE TRADED FD TS&P500 EQL WGT46137V3574312,978SHSOLE 0 0 2,978
ISHARES INCCORE MSCI EMKT46434G10312,713260,560SHSOLE 0 0 260,560
ISHARES TRMSCI USA VALUE46432F3885095,496SHSOLE 0 0 5,496
ISHARES TRCORE TOTAL USD46434V61315,755341,382SHSOLE 0 0 341,382
ISHARES TRFALN ANGLS USD46435G4741,02840,664SHSOLE 0 0 40,664
ISHARES TRESG AWR MSCI USA46435G42523,251257,057SHSOLE 0 0 257,057
ISHARES TRCORE MSCI TOTAL46432F8344276,885SHSOLE 0 0 6,885
ISHARES TRMSCI USA MMENTM46432F3962,70319,437SHSOLE 0 0 19,437
ISHARES TRUS TREAS BD ETF46429B26715,125646,937SHSOLE 0 0 646,937
ISHARES TRMSCI USA QLT FCT46432F33928,608230,587SHSOLE 0 0 230,587
ISHARES TRMSCI USA MIN VOL46429B69711,355156,103SHSOLE 0 0 156,103
ISHARES TREXPONENTIAL TECH46434V3818,441160,162SHSOLE 0 0 160,162
ISHARES TRCORE MSCI EAFE46432F8424,25063,568SHSOLE 0 0 63,568
ISHARES TRUS INFRASTRUC46435U7132,16057,882SHSOLE 0 0 57,882
ISHARES TR0-5 YR TIPS ETF46429B7472,14621,630SHSOLE 0 0 21,630
ISHARES TRCORE DIV GRWTH46434V6211,85637,125SHSOLE 0 0 37,125
ISHARES TRIBONDS DEC202346435G3181,81071,185SHSOLE 0 0 71,185
ISHARES TRIBONDS DEC46435U6971,80069,574SHSOLE 0 0 69,574
ISHARES TRIBONDS DEC 2546435U4321,75065,765SHSOLE 0 0 65,765
ISHARES TRIBONDS DEC 2646435U2591,69866,510SHSOLE 0 0 66,510
ISHARES TRIBONDS DEC 2746435U2831,67065,604SHSOLE 0 0 65,604
ISHARES TRMSCI EAFE MIN VL46429B6891,53022,613SHSOLE 0 0 22,613
ISHARES TRESG MSCI LEADR46435U2181,39719,603SHSOLE 0 0 19,603
ISHARES TR0-5YR HI YL CP46434V4071,00424,099SHSOLE 0 0 24,099
ISHARES TRIBONDS DEC202646435GAA094539,822SHSOLE 0 0 39,822
ISHARES TRIBONDS DEC23 ETF46434VAX892136,548SHSOLE 0 0 36,548
ISHARES TRIBONDS DEC24 ETF46434VBG488636,035SHSOLE 0 0 36,035
ISHARES TRIBONDS DEC25 ETF46434VBD185534,854SHSOLE 0 0 34,854
ISHARES TRIBONDS 27 ETF46435UAA960725,484SHSOLE 0 0 25,484
ISHARES TRBLACKROCK ULTRA46434V8784579,093SHSOLE 0 0 9,093
ISHARES TRIBONDS 26 TRM TS46436E85844319,178SHSOLE 0 0 19,178
ISHARES TRIBONDS 25 TRM TS46436E86644118,722SHSOLE 0 0 18,722
ISHARES TRIBONDS 24 TRM TS46436E87443918,283SHSOLE 0 0 18,283
ISHARES TRIBONDS 27 TRM TS46436E84143719,276SHSOLE 0 0 19,276
ISHARES TRIBONDS 23 TRM TS46436E88239816,049SHSOLE 0 0 16,049
ISHARES TRMSCI INTL VLU FT46435G40929812,020SHSOLE 0 0 12,020
ISHARES TRGNMA BOND ETF46429B3332054,617SHSOLE 0 0 4,617
ISHARES TRCORE US AGGBD ET4642872262,77927,888SHSOLE 0 0 27,888
ISHARES TR3 7 YR TREAS BD46428866110,09885,828SHSOLE 0 0 85,828
ISHARES TRCORE S&P MCP ETF4642875078,46833,852SHSOLE 0 0 33,852
ISHARES TRS&P MC 400VL ETF4642877053,89337,884SHSOLE 0 0 37,884
ISHARES TRS&P MC 400GR ETF4642876063,50248,977SHSOLE 0 0 48,977
ISHARES TRCORE S&P SCP ETF4642878042,22322,995SHSOLE 0 0 22,995
ISHARES TRCORE S&P500 ETF46428720012,56330,561SHSOLE 0 0 30,561
ISHARES TRRUS 1000 VAL ETF46428759814,29593,888SHSOLE 0 0 93,888
ISHARES TRRUS 2000 GRW ETF4642876482,71211,956SHSOLE 0 0 11,956
ISHARES TRIBOXX INV CP ETF4642872422131,939SHSOLE 0 0 1,939
ISHARES TRTIPS BD ETF4642871763182,881SHSOLE 0 0 2,881
ISHARES U S ETF TRBLACKROCK SHORT46431W8383977,956SHSOLE 0 0 7,956
ISHARES U S ETF TRBLACKROCK ST MAT46431W5072224,473SHSOLE 0 0 4,473
JPMORGAN CHASE & COCOM46625H1001,76313,531SHSOLE 0 0 13,531
M & T BK CORPCOM55261F1043352,805SHSOLE 0 0 2,805
MASTERCARD INCORPORATEDCL A57636Q104259714SHSOLE 0 0 714
MEDTRONIC PLCSHSG5960L1031,11813,865SHSOLE 0 0 13,865
MERCK & CO INCCOM58933Y1052,05919,348SHSOLE 0 0 19,348
META PLATFORMS INCCL A30303M1023341,576SHSOLE 0 0 1,576
NEXTERA ENERGY INCCOM65339F10180110,395SHSOLE 0 0 10,395
NVIDIA CORPORATIONCOM67066G1043601,297SHSOLE 0 0 1,297
ORACLE CORPCOM68389X1056306,778SHSOLE 0 0 6,778
PACER FDS TRTRENDP US LAR CP69374H10571,4771,877,531SHSOLE 0 0 1,877,531
PENTAIR PLCSHSG7S00T1041,50627,255SHSOLE 0 0 27,255
PRICE T ROWE GROUP INCCOM74144T1081,43512,706SHSOLE 0 0 12,706
PROSHARES TRS&P 500 DV ARIST74348A46710,015109,760SHSOLE 0 0 109,760
PROSHARES TRMSCI EAFE DIVD74347B8391,88950,377SHSOLE 0 0 50,377
PROSHARES TRS&P MDCP 400 DIV74347B6806449,108SHSOLE 0 0 9,108
PROSHARES TRRUSS 2000 DIVD74347B69863010,325SHSOLE 0 0 10,325
PROSHARES TRS&P TECH DIVIDEN74347G60662310,185SHSOLE 0 0 10,185
S&P GLOBAL INCCOM78409V1042,6207,598SHSOLE 0 0 7,598
SIRIUS XM HOLDINGS INCCOM82968B10311228,111SHSOLE 0 0 28,111
SPDR INDEX SHS FDSS&P NORTH AMER78463X1526,512121,422SHSOLE 0 0 121,422
SPDR INDEX SHS FDSPORTFOLIO EMG MK78463X5094,429129,761SHSOLE 0 0 129,761
SPDR INDEX SHS FDSDJ GLB RL ES ETF78463X7492496,048SHSOLE 0 0 6,048
SPDR S&P 500 ETF TRTR UNIT78462F1031,2543,064SHSOLE 0 0 3,064
SPDR SER TRPORTFOLIO S&P50078464A85472,1541,498,533SHSOLE 0 0 1,498,533
SPDR SER TRPORTFOLIO LN TSR78464A66410,107327,302SHSOLE 0 0 327,302
SPDR SER TRPORTFOLIO INTRMD78464A3754,332133,345SHSOLE 0 0 133,345
SPDR SER TRNUVEEN BLMBRG MU78468R7211,94641,563SHSOLE 0 0 41,563
SPDR SER TRPORTFOLIO SHORT78464A4741,38646,790SHSOLE 0 0 46,790
SPDR SER TRPORTFOLIO S&P40078464A8474219,571SHSOLE 0 0 9,571
SPDR SER TRPORTFOLIO S&P60078468R85341110,880SHSOLE 0 0 10,880
SPDR SER TRPORTFOLI S&P150078464A8054098,112SHSOLE 0 0 8,112
SPDR SER TRPORTFOLIO LN COR78464A36737315,771SHSOLE 0 0 15,771
SPDR SER TRMSCI USA STRTGIC78468R8122912,511SHSOLE 0 0 2,511
SPDR SER TRNUVEEN BLMBRG SH78468R7392695,663SHSOLE 0 0 5,663
TESLA INCCOM88160R1011,1095,346SHSOLE 0 0 5,346
UNITEDHEALTH GROUP INCCOM91324P1027561,599SHSOLE 0 0 1,599
VANECK ETF TRUSTINTRMDT MUNI ETF92189H2013908,400SHSOLE 0 0 8,400
VANGUARD BD INDEX FDSTOTAL BND MRKT9219378354345,876SHSOLE 0 0 5,876
VANGUARD INDEX FDSREAL ESTATE ETF9229085535056,087SHSOLE 0 0 6,087
VANGUARD INDEX FDSMID CAP ETF9229086292831,342SHSOLE 0 0 1,342
VANGUARD INDEX FDSTOTAL STK MKT9229087691,1265,517SHSOLE 0 0 5,517
VANGUARD INDEX FDSGROWTH ETF92290873618,33173,489SHSOLE 0 0 73,489
VANGUARD INTL EQUITY INDEX FFTSE EMR MKT ETF9220428582,00349,588SHSOLE 0 0 49,588
VANGUARD SCOTTSDALE FDSINTER TERM TREAS92206C7063475,787SHSOLE 0 0 5,787
VANGUARD TAX-MANAGED FDSVAN FTSE DEV MKT9219438584,11491,078SHSOLE 0 0 91,078
VANGUARD WORLD FDSINF TECH ETF92204A702266691SHSOLE 0 0 691
VERIZON COMMUNICATIONS INCCOM92343V1042787,150SHSOLE 0 0 7,150
VISA INCCOM CL A92826C8394952,196SHSOLE 0 0 2,196