Evergreen
New Solutions Select Variable Annuity
Individual Flexible Premium Deferred Combination Fixed/Variable Annuity 
Issued by:
RiverSource Life Insurance Company (RiverSource Life)
 
829 Ameriprise Financial Center
Minneapolis, MN 55474
Telephone: 1-800-333-3437
(Service Center)
Updating Summary Prospectus
May 1, 2024
The Prospectus for the Evergreen New Solutions Select Variable Annuity (the Contract), an individual flexible premium deferred combination fixed/variable annuity contract, issued by RiverSource Life Insurance Company (“RVS Life”, “we”, “us” and “our”) is available and contains more information about the Contract, including its features, benefits and risks. You can find the current prospectus and other information about the Contract online at riversource.com/annuities. You can also obtain this information at no cost by calling 1-800-862-7919 or by sending an email request to riversourceannuityservice@ampf.com.
Additional information about certain investment products, including variable annuities, has been prepared by the Securities and Exchange Commission’s staff and is available at Investor.gov.
The Securities and Exchange Commission has not approved or disapproved these securities or determined if this prospectus is accurate or complete. Any representation to the contrary is a criminal offense.
Evergreen New Solutions Select Variable Annuity — Summary Prospectus 1
Contents
 
3
4
5
9
2 Evergreen New Solutions Select Variable Annuity — Summary Prospectus
Key Terms
These terms can help you understand details about your contract.
Contract: A deferred annuity contract that permits you to accumulate money for retirement by making one or more purchase payments. It provides for lifetime or other forms of payouts beginning at a specified time in the future.
Contract value: The total value of your contract before we deduct any applicable charges.
Contract year: A period of 12 months, starting on the effective date of your contract and on each anniversary of the effective date.
Funds: A portfolio of an open-end management investment company that is registered with the Securities and Exchange Commission (the "SEC") in which the Subaccounts invest.  May also be referred to as an underlying Fund. 
Guarantee Period Accounts (GPAs): A nonunitized separate account to which you may allocate purchase payments and purchase payment credits or transfer contract value of at least $1,000. These accounts have guaranteed interest rates for guarantee periods we declare when you allocate purchase payments and purchase payment credits or transfer contract value to a GPA. These guaranteed rates and periods of time may vary by state. Unless an exception applies, transfers or withdrawals from a GPA done more than 30 days before the end of the guarantee period will receive a market value adjustment, which may result in a gain or loss.
Market Value Adjustment (MVA): A positive or negative adjustment assessed if any portion of a Guarantee Period Account is withdrawn or transferred more than 30 days before the end of its guarantee period.
One-year fixed account: Part of our general account to which you may make allocations. Amounts you allocate to this account earn interest at rates that we declare periodically.
Purchase payment credits: An addition we make to your contract value. We base the amount of the credit on net payments (total payments less total withdrawals). We apply the credit to your contract based on your current payment.
Retirement date: The date when annuity payouts are scheduled to begin.
Service Center: Our department that processes all transaction and service requests for the contracts. We consider all transaction and service requests received when they arrive in good order at the Service Center. Any transaction or service requests sent or directed to any location other than our Service Center may end up delayed or not processed. Our Service Center address and telephone number are listed on the first page of the prospectus.
Subaccount: A division of the Variable Account, each of which invests in one Fund.
Variable account: Refers to the RiverSource Variable Annuity Account, a separate account established to hold contract owners’ assets allocated to the Subaccounts, each of which invests in a particular Fund.
Evergreen New Solutions Select Variable Annuity — Summary Prospectus 3
Updated Information You Should Consider About the Contract
The information in this Updating Summary Prospectus is a summary of certain Contract features that have changed since the Prospectus dated May 1, 2023. This may not reflect all of the changes that have occurred since you entered into your Contract.
UNDERLYING FUNDS
•
Effective 4/26/2024, certain American Century Variable Portfolios reorganized into substantially similar Lincoln Variable Insurance Portfolios.
4 Evergreen New Solutions Select Variable Annuity — Summary Prospectus
Important Information You Should Consider About the Contract 
 
FEES AND EXPENSES
Location in
Statutory
Prospectus
Charges for Early
Withdrawals
In addition to the withdrawal charge, we may reverse a purchase
payment credit upon certain withdrawals within 12 months of when the
purchase payment credit was applied. The Contract has two withdrawal
charge options. You may select either a seven-year or five-year withdrawal
charge schedule at the time of application. If you select a seven-year
withdrawal charge schedule and you withdraw money during the first
7 years from date of each purchase payment, you may be assessed a
withdrawal charge of up to 8% of the Purchase Payment withdrawn. If you
select a five-year withdrawal charge schedule and you withdraw money
during the first 5 years from date of each purchase payment, you may be
assessed a withdrawal charge of up to 8% of the purchase payment
withdrawn.
For example, if you select a seven-year or five-year withdrawal charge
schedule and make an early withdrawal, you could pay a withdrawal charge
of up to $8,000 on a $100,000 investment.
Fee Table and
Examples
Charges–
Withdrawal
Charge
Transaction
Charges
We do not assess any transaction charges.
 
Evergreen New Solutions Select Variable Annuity — Summary Prospectus 5
 
FEES AND EXPENSES
Location in
Statutory
Prospectus
Ongoing Fees and
Expenses (annual
charges)
The table below describes the current fees and expenses that you may pay
each year, depending on the options you choose. Please refer to your
Contract specifications page for information about the specific fees you will
pay each year based on the options you have elected.
Fee Table and
Examples
Expenses –
Product Charges
Appendix A: Funds
Available Under
the Contract
Annual Fee
Minimum
Maximum
Base Contract(1)
(varies by withdrawal charge
schedule, death benefit option, size
of Contract value and tax
qualification)
1.18%
1.93%
Fund options
(Funds fees and expenses)(2)
0.38%
1.38%
Optional benefits available for an
additional charge(3)
0.25%
1.75%
(1) As a percentage of average daily contract value in the variable account. Includes the
Mortality and Expense Fee,Variable Account Administrative Charge, and Contract
Administrative Charge.
(2) As a percentage of Fund net assets.
(3) As a percentage of Contract Value or the greater of Contract Value or applicable
guaranteed benefit amount (varies by optional benefit).The Minimum is a percentage of
contract value. The Maximum is a percentage of the greater of Contract Value or minimum
contract accumulation value (MCAV).
Because your Contract is customizable, the choices you make affect how
much you will pay. To help you understand the cost of owning your Contract,
the following table shows the lowest and highest cost you could pay each
year, based on current charges. This estimate assumes that you do not
take withdrawals from the Contract, which could add withdrawal charges
that substantially increase costs.
Lowest Annual Cost:
$1,691
Highest Annual Cost:
$4,074
Assumes:
•Investment of $100,000
•5% annual appreciation
•Least expensive combination of
Contract features and Fund fees
and expenses
•No optional benefits
•No additional purchase payments,
transfers or withdrawals
•No sales charge
•No purchase payment credits
Assumes:
•Investment of $100,000
•5% annual appreciation
•Most expensive combination of
Contract features, optional
benefits and Fund fees and
expenses
•No sales charge
•No additional purchase payments,
transfers or withdrawals
•No purchase payment credits
 
RISKS
 
Risk of Loss
You can lose money by investing in this Contract including loss of principal.
Principal Risks of
Investing in the
Contract
6 Evergreen New Solutions Select Variable Annuity — Summary Prospectus
 
RISKS
Location in
Statutory
Prospectus
Not a Short-Term
Investment
•The Contract is not a short-term investment and is not appropriate for
an investor who needs ready access to cash.
•The Contract has withdrawal charges that may apply for the first seven or
five years after each purchase payment. The withdrawal charges may
reduce the value of your Contract if you withdraw money during the
withdrawal charge period. Withdrawals may also reduce or terminate
contract guarantees.
•The benefits of tax deferral, long-term income, and optional living benefit
guarantees mean the contract is generally more beneficial to investors
with a long term investment horizon.
Principal Risks of
Investing in the
Contract
Charges–
Withdrawal
Charge
Risks Associated
with Investment
Options
•An investment in the Contract is subject to the risk of poor investment
performance and can vary depending on the performance of the
investment options available under the Contract.
•Each investment option, including the one-year Fixed Account and the
Guarantee Period Accounts (GPAs) investment options has its own unique
risks.
•You should review the investment options before making any investment
decisions.
Principal Risks of
Investing in the
Contract
The Variable
Account and the
Funds
The Guarantee
Period Accounts
(GPAs)
The One-Year
Fixed Account
Insurance
Company Risks
An investment in the Contract is subject to the risks related to us. Any
obligations (including under the one-year Fixed Account) or guarantees and
benefits of the Contract that exceed the assets of the Separate Account
are subject to our claims-paying ability. If we experience financial distress,
we may not be able to meet our obligations to you. More information about
RiverSource Life, including our financial strength ratings, is available by
contacting us at 1-800-862-7919.
Principal Risks of
Investing in the
Contract
The General
Account
 
RESTRICTIONS
 
Investments
•Subject to certain restrictions, you may transfer your Contract value
among the subaccounts without charge at any time before the
retirement date and once per contract year after the retirement date.
•Certain transfers out of the GPAs will be subject to an MVA.
•GPAs and the one-year Fixed Account are subject to certain restrictions.
•Purchase payment credits under the Contract may be recaptured under
certain circumstances.
•We reserve the right to modify, restrict or suspend your transfer
privileges if we determine that your transfer activity constitutes market
timing.
•We reserve the right to add, remove or substitute Funds as investment
options. We also reserve the right, upon notification to you, to close or
restrict any Funds.
Making the Most
of Your Contract –
Transferring
Among Accounts
Substitution of
Investments
Evergreen New Solutions Select Variable Annuity — Summary Prospectus 7
 
RESTRICTIONS
Location in
Statutory
Prospectus
Optional Benefits
•Certain optional benefits limit or restrict the investment options you may
select under the Contract. If you later decide you do not want to invest in
those approved investment options, you must request a full surrender.
•Certain optional benefits may limit subsequent purchase payments.
•Withdrawals in excess of the amount allowed under certain optional
benefits may substantially reduce the benefit or even terminate the
benefit.
Optional
Benefits —
Optional Living
Benefits –
Guarantor
Withdrawal
Benefit Rider –
Investment
Allocation
Restrictions
Purchase
Payments
 
TAXES
 
Tax Implications
•Consult with a tax advisor to determine the tax implications of an
investment in and payments and withdrawals received under this
Contract.
•If you purchase the Contract through a tax-qualified plan or
individual retirement account, you do not get any additional tax benefit.
•Earnings under your contract are taxed at ordinary income tax rates
generally when withdrawn. You may have to pay a tax penalty if you take
a withdrawal before age 59½.
Taxes
 
CONFLICTS OF INTEREST
 
Investment
Professional
Compensation
Your investment professional may receive compensation for selling this
Contract to you, in the form of commissions, additional cash benefits (e.g.,
bonuses), and non-cash compensation. This financial incentive may
influence your investment professional to recommend this Contract over
another investment for which the investment professional is not
compensated or compensated less.
About the Service
Providers
Exchanges
If you already own an annuity or insurance Contract, some investment
professionals may have a financial incentive to offer you a new Contract in
place of the one you own. You should only exchange a Contract you already
own if you determine, after comparing the features, fees, and risks of both
Contracts, that it is better for you to purchase the new Contract rather than
continue to own your existing Contract.
Buying Your
Contract –
Contract
Exchanges
8 Evergreen New Solutions Select Variable Annuity — Summary Prospectus
Appendix A:Funds Available Under the Contract
The following is a list of funds available under the contract. More information about the funds is available in the prospectuses for the funds, which may be amended from time to time and can be found online at riversource.com. You can also request this information at no cost by calling 1-800-862-7919 or by sending an email request to riversource.annuityservice@ampf.com. Depending on the optional benefits you choose, and contract application sign date, you may not be able to invest in certain funds.  See table below, “Funds Available Under the Optional Benefits Offered Under the Contract”.
The current expenses and performance information below reflects fee and expenses of the funds, but do not reflect the other fees and expenses that your contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each fund’s past performance is not necessarily an indication of future performance. 
Investment Objective
Fund and
Adviser/Sub-Adviser
Current
Expenses
Ratio
[NET]
Average Annual Total Returns
(as of 12/31/2023)
1 Year
5 Year
10 Year
Seeks long-term growth
of capital.
AB VPS International Value Portfolio
(Class B)
AllianceBernstein L.P.
1.15%
14.83%
5.55%
1.83%
Seeks long-term growth
of capital.
AB VPS Relative Value Portfolio (Class B)
AllianceBernstein L.P.
0.86%1
11.72%
11.57%
9.05%
Seeks long-term capital
appreciation.
Allspring VT Discovery All Cap Growth Fund -
Class 2
Allspring Funds Management, LLC, adviser;
Allspring Global Investments, LLC,
sub-adviser.
1.00%1
33.17%
13.54%
10.42%
Seeks long-term capital
appreciation.
Allspring VT Opportunity Fund - Class 2
Allspring Funds Management, LLC, adviser;
Allspring Global Investments, LLC,
sub-adviser.
1.00%1
26.50%
14.74%
10.32%
Seeks long-term capital
appreciation.
Allspring VT Small Cap Growth Fund -
Class 2
Allspring Funds Management, LLC, adviser;
Allspring Global Investments, LLC,
sub-adviser.
1.17%
4.11%
7.68%
6.60%
Seeks capital
appreciation.
BNY Mellon Investment Portfolios,
Technology Growth Portfolio - Service Shares
BNY Mellon Investment Adviser, Inc.,
adviser; Newton Investment Management
North America, LLC, sub-investment adviser.
1.03%
59.00%
15.31%
12.94%
Seeks to provide
shareholders with
capital appreciation.
Columbia Variable Portfolio - Disciplined
Core Fund (Class 3)
Columbia Management Investment Advisers,
LLC
0.81%
24.21%
13.69%
11.02%
Seeks to provide
shareholders with a high
level of current income
and, as a secondary
objective, steady growth
of capital.
Columbia Variable Portfolio - Dividend
Opportunity Fund (Class 3)
Columbia Management Investment Advisers,
LLC
0.87%1
4.95%
10.34%
7.87%
Seeks to provide
shareholders with
long-term capital growth.
Columbia Variable Portfolio - Emerging
Markets Fund (Class 3)
Columbia Management Investment Advisers,
LLC
1.22%1
9.31%
3.54%
2.51%
Evergreen New Solutions Select Variable Annuity — Summary Prospectus 9
Investment Objective
Fund and
Adviser/Sub-Adviser
Current
Expenses
Ratio
[NET]
Average Annual Total Returns
(as of 12/31/2023)
1 Year
5 Year
10 Year
Seeks to provide
shareholders with
maximum current
income consistent with
liquidity and stability of
principal.
Columbia Variable Portfolio - Government
Money Market Fund (Class 3)
Columbia Management Investment Advisers,
LLC
0.49%1
4.61%
1.56%
0.95%
Seeks to provide
shareholders with a high
total return through
current income and
capital appreciation.
Columbia Variable Portfolio - Income
Opportunities Fund (Class 3)
Columbia Management Investment Advisers,
LLC
0.77%1
11.51%
5.15%
4.12%
Seeks to provide
shareholders with a high
level of current income
while attempting to
conserve the value of
the investment for the
longest period of time.
Columbia Variable Portfolio - Intermediate
Bond Fund (Class 3)
Columbia Management Investment Advisers,
LLC
0.64%
6.19%
1.47%
2.12%
Seeks to provide
shareholders with
long-term capital growth.
Columbia Variable Portfolio - Large Cap
Growth Fund (Class 3)
Columbia Management Investment Advisers,
LLC
0.85%
42.95%
18.14%
13.51%
Seeks to provide
shareholders with
long-term capital
appreciation.
Columbia Variable Portfolio - Large Cap Index
Fund (Class 3)
Columbia Management Investment Advisers,
LLC
0.38%
25.82%
15.23%
11.56%
Seeks to provide
shareholders with
long-term growth of
capital.
Columbia Variable Portfolio - Select Large
Cap Value Fund (Class 3)
Columbia Management Investment Advisers,
LLC
0.83%
5.23%
11.99%
8.99%
Seeks to provide
shareholders with
growth of capital.
Columbia Variable Portfolio - Select Mid Cap
Growth Fund (Class 3)
Columbia Management Investment Advisers,
LLC
0.95%1
25.08%
12.93%
9.51%
Seeks to provide
shareholders with
current income as its
primary objective and,
as its secondary
objective, preservation
of capital.
Columbia Variable Portfolio -
U.S. Government Mortgage Fund (Class 3)
Columbia Management Investment Advisers,
LLC
0.59%
5.55%
0.04%
1.45%
Non-diversified fund that
seeks to provide
shareholders with total
return that exceeds the
rate of inflation over the
long term.
CTIVP® - BlackRock Global Inflation-Protected
Securities Fund (Class 3)
Columbia Management Investment Advisers,
LLC, adviser; BlackRock Financial
Management, Inc., subadviser; BlackRock
International Limited, sub-subadviser.
0.75%1
3.95%
1.04%
2.23%
Seeks to provide
shareholders with
long-term growth of
capital.
CTIVP® - Victory Sycamore Established Value
Fund (Class 3)
Columbia Management Investment Advisers,
LLC, adviser; Victory Capital Management
Inc., subadviser.
0.95%
9.81%
14.18%
10.58%
10 Evergreen New Solutions Select Variable Annuity — Summary Prospectus
Investment Objective
Fund and
Adviser/Sub-Adviser
Current
Expenses
Ratio
[NET]
Average Annual Total Returns
(as of 12/31/2023)
1 Year
5 Year
10 Year
Seeks long-term capital
appreciation.
Fidelity® VIP Contrafund® Portfolio Service
Class 2
Fidelity Management & Research Company
(the Adviser) is the fund’s manager. Fidelity
Management & Research Company (UK)
Limited, Fidelity Management & Research
Company (Hong Kong) Limited, Fidelity
Management & Research Company (Japan)
Limited, subadvisers.
0.81%
33.12%
16.36%
11.33%
Seeks as high level of
current income as is
consistent with the
preservation of capital.
Fidelity® VIP Investment Grade Bond
Portfolio Service Class 2
Fidelity Management & Research Company
(the Adviser) is the fund’s manager. Fidelity
Management & Research Company (UK)
Limited, Fidelity Management & Research
Company (Hong Kong) Limited, Fidelity
Management & Research Company (Japan)
Limited, subadvisers.
0.63%
6.00%
1.72%
2.08%
Seeks long-term growth
of capital.
Fidelity® VIP Mid Cap Portfolio Service
Class 2
Fidelity Management & Research Company
(the Adviser) is the fund’s manager. Fidelity
Management & Research Company (UK)
Limited, Fidelity Management & Research
Company (Hong Kong) Limited, Fidelity
Management & Research Company (Japan)
Limited, subadvisers.
0.82%
14.80%
12.17%
7.85%
Seeks long-term growth
of capital.
Fidelity® VIP Overseas Portfolio Service
Class 2
Fidelity Management & Research Company
(the Adviser) is the fund’s manager. Fidelity
Management & Research Company (UK)
Limited, Fidelity Management & Research
Company (Hong Kong) Limited, Fidelity
Management & Research Company (Japan)
Limited, FIL Investment Advisers, FIL
Investment Advisers (UK) Limited and FIL
Investments (Japan) Limited, subadvisers.
0.98%
20.22%
9.71%
4.65%
Seeks to maximize
income while
maintaining prospects
for capital appreciation.
Under normal market
conditions, the fund
invests in a diversified
portfolio of equity and
debt securities.
Franklin Income VIP Fund - Class 2
Franklin Advisers, Inc.
0.71%1
8.62%
6.98%
5.01%
Seeks long-term capital
appreciation.
Goldman Sachs VIT Mid Cap Value Fund -
Institutional Shares
Goldman Sachs Asset Management, L.P.
0.84%1
11.42%
13.36%
8.10%
Seeks capital
appreciation.
Invesco V.I. Capital Appreciation Fund,
Series II Shares
Invesco Advisers, Inc.
1.05%1
35.03%
16.10%
11.28%
Evergreen New Solutions Select Variable Annuity — Summary Prospectus 11
Investment Objective
Fund and
Adviser/Sub-Adviser
Current
Expenses
Ratio
[NET]
Average Annual Total Returns
(as of 12/31/2023)
1 Year
5 Year
10 Year
Seeks capital growth
and income through
investments in equity
securities, including
common stocks,
preferred stocks and
securities convertible
into common and
preferred stocks.
Invesco V.I. Comstock Fund, Series II Shares
Invesco Advisers, Inc.
1.00%
12.10%
13.20%
8.65%
Seeks capital
appreciation.
Invesco V.I. Discovery Mid Cap Growth Fund,
Series II Shares
Invesco Advisers, Inc.
1.12%
12.85%
12.47%
9.52%
Seeks capital
appreciation.
Invesco V.I. Global Fund, Series II Shares
Invesco Advisers, Inc.
1.07%
34.45%
12.02%
8.21%
Seeks capital
appreciation.
Invesco V.I. Main Street Small Cap Fund®,
Series II Shares
Invesco Advisers, Inc.
1.13%
17.82%
12.79%
8.66%
The fund pursues
long-term total return
using a strategy that
seeks to protect against
U.S. inflation.
LVIP American Century Inflation Protection
Fund, Service Class
Lincoln Financial Investments Corporation,
investment adviser; American Century
Investment Management, Inc., investment
sub-adviser.
0.77%1
3.40%
2.65%
1.90%
Seeks capital growth.
LVIP American Century Ultra® Fund, Service
Class
Lincoln Financial Investments Corporation,
investment adviser; American Century
Investment Management, Inc., investment
sub-adviser.
0.90%1
43.27%
19.07%
14.47%
Seeks long-term capital
growth. Income is a
secondary objective.
LVIP American Century Value Fund, Service
Class
Lincoln Financial Investments Corporation,
investment adviser; American Century
Investment Management, Inc., investment
sub-adviser.
0.86%1
9.02%
11.71%
8.36%
The Fund seeks to
provide above average
current income and
long-term capital
appreciation by
investing primarily in
equity securities of
companies in the U.S.
real estate industry,
including real estate
investment trusts.
Morgan Stanley VIF U.S. Real Estate
Portfolio, Class II Shares
Morgan Stanley Investment Management
Inc.
1.05%1
14.22%
2.66%
4.26%
12 Evergreen New Solutions Select Variable Annuity — Summary Prospectus
Investment Objective
Fund and
Adviser/Sub-Adviser
Current
Expenses
Ratio
[NET]
Average Annual Total Returns
(as of 12/31/2023)
1 Year
5 Year
10 Year
Seeks capital
appreciation.
Putnam VT Global Health Care Fund -
Class IB Shares
Putnam Investment Management, LLC,
investment advisor. Though the investment
advisor has retained the services of both
Putnam Investments Limited (PIL) and The
Putnam Advisory Company, LLC (PAC), PIL
and PAC do not currently manage any assets
of the fund.
1.01%
9.13%
13.48%
10.16%
Seeks capital
appreciation.
Putnam VT Small Cap Value Fund - Class IB
Shares
Putnam Investment Management, LLC,
investment advisor. Though the investment
advisor has retained the services of Putnam
Investments Limited (PIL), PIL does not
currently manage any assets.
1.03%
23.75%
14.17%
7.82%
Seeks high current
income, consistent with
preservation of capital,
with capital appreciation
as a secondary
consideration. Under
normal market
conditions, the fund
invests at least 80% of
its net assets in debt
securities of any
maturity.
Templeton Global Bond VIP Fund - Class 2
Franklin Advisers, Inc.
0.75%1
2.88%
(2.13%)
(0.66%)
Seeks to provide a high
level of total return that
is consistent with an
aggressive level of risk.
Variable Portfolio - Aggressive Portfolio
(Class 2)2
Columbia Management Investment Advisers,
LLC
1.05%
17.22%
9.19%
6.47%
Seeks to provide a high
level of total return that
is consistent with an
aggressive level of risk.
Variable Portfolio - Aggressive Portfolio
(Class 4)2
Columbia Management Investment Advisers,
LLC
1.05%
17.19%
9.20%
6.47%
Seeks to provide a high
level of total return that
is consistent with a
conservative level of
risk.
Variable Portfolio - Conservative Portfolio
(Class 2)2
Columbia Management Investment Advisers,
LLC
0.88%1
8.46%
2.66%
2.50%
Seeks to provide a high
level of total return that
is consistent with a
conservative level of
risk.
Variable Portfolio - Conservative Portfolio
(Class 4)2
Columbia Management Investment Advisers,
LLC
0.88%1
8.39%
2.64%
2.50%
Pursues total return
while seeking to
manage the Fund's
exposure to equity
market volatility.
Variable Portfolio - Managed Volatility
Conservative Fund (Class 2)2,3
Columbia Management Investment Advisers,
LLC
0.95%
7.87%
2.39%
2.33%
Evergreen New Solutions Select Variable Annuity — Summary Prospectus 13
Investment Objective
Fund and
Adviser/Sub-Adviser
Current
Expenses
Ratio
[NET]
Average Annual Total Returns
(as of 12/31/2023)
1 Year
5 Year
10 Year
Pursues total return
while seeking to
manage the Fund's
exposure to equity
market volatility.
Variable Portfolio - Managed Volatility
Conservative Growth Fund (Class 2)2,3
Columbia Management Investment Advisers,
LLC
0.98%
9.98%
3.66%
3.05%
Pursues total return
while seeking to
manage the Fund's
exposure to equity
market volatility.
Variable Portfolio - Managed Volatility Growth
Fund (Class 2)2,3
Columbia Management Investment Advisers,
LLC
1.02%
14.59%
6.34%
4.44%
Pursues total return
while seeking to
manage the Fund’s
exposure to equity
market volatility.
Variable Portfolio - Managed Volatility
Moderate Growth Fund (Class 2)2,3
Columbia Management Investment Advisers,
LLC
0.99%
12.27%
5.07%
3.84%
Seeks to provide a high
level of total return that
is consistent with a
moderate level of risk.
Variable Portfolio - Moderate Portfolio
(Class 2)2
Columbia Management Investment Advisers,
LLC
0.97%
12.96%
6.12%
4.63%
Seeks to provide a high
level of total return that
is consistent with a
moderate level of risk.
Variable Portfolio - Moderate Portfolio
(Class 4)2
Columbia Management Investment Advisers,
LLC
0.97%
12.94%
6.12%
4.63%
Seeks to provide a high
level of total return that
is consistent with a
moderately aggressive
level of risk.
Variable Portfolio - Moderately Aggressive
Portfolio (Class 2)2
Columbia Management Investment Advisers,
LLC
1.01%
14.93%
7.56%
5.50%
Seeks to provide a high
level of total return that
is consistent with a
moderately aggressive
level of risk.
Variable Portfolio - Moderately Aggressive
Portfolio (Class 4)2
Columbia Management Investment Advisers,
LLC
1.01%
14.91%
7.57%
5.50%
Seeks to provide a high
level of total return that
is consistent with a
moderately conservative
level of risk.
Variable Portfolio - Moderately Conservative
Portfolio (Class 2)2
Columbia Management Investment Advisers,
LLC
0.94%
10.50%
4.32%
3.54%
Seeks to provide a high
level of total return that
is consistent with a
moderately conservative
level of risk.
Variable Portfolio - Moderately Conservative
Portfolio (Class 4)2
Columbia Management Investment Advisers,
LLC
0.94%
10.48%
4.31%
3.53%
Seeks to provide
shareholders with
long-term capital
appreciation.
Variable Portfolio - Partners Small Cap Value
Fund (Class 3)
Columbia Management Investment Advisers,
LLC, adviser; Segall Bryant & Hamill, LLC
and William Blair Investment Management,
LLC, subadvisers.
0.94%1
11.26%
8.34%
4.83%
Seeks long-term capital
appreciation.
Wanger Acorn
Columbia Wanger Asset Management, LLC
0.95%1
21.74%
7.51%
7.20%
1
This Fund and its investment adviser and/or affiliates have entered into a temporary expense reimbursement arrangement and/or fee waiver. The Fund’s annual expenses reflect temporary fee reductions. Please see the Fund’s prospectus for additional information.
14 Evergreen New Solutions Select Variable Annuity — Summary Prospectus
2
This Fund is a fund of funds and invests substantially all of its assets in other underlying funds. Because the Fund invests in other funds, it will bear its pro rata portion of the operating expenses of those underlying funds, including management fees.
3
This Fund is managed in a way that is intended to minimize volatility of returns. See “Principal Risks of Investing in the Contract.”
Funds Available Under the Optional Benefits Offered Under the Contract
For contracts issued with the optional living benefit riders, you are required to invest in the Portfolio Navigator or Portfolio Stabilizer funds listed below (See “Portfolio Navigator Program (PN Program) and Portfolio Stabilizer Funds”):
Portfolio Navigator funds:
1.Variable Portfolio – Aggressive Portfolio (Class 2), (Class 4)
2.Variable Portfolio – Moderately Aggressive Portfolio (Class 2), (Class 4)
3.Variable Portfolio – Moderate Portfolio (Class 2), (Class 4)
4.Variable Portfolio – Moderately Conservative Portfolio (Class 2), (Class 4)
5.Variable Portfolio – Conservative Portfolio (Class 2), (Class 4)
Portfolio Stabilizer Funds:
1.
Variable Portfolio – Managed Risk Fund (Class 2)
2.
Variable Portfolio – Managed Risk U.S. Fund (Class 2)
3.
Variable Portfolio – Managed Volatility Growth Fund (Class 2)
4.
Variable Portfolio – Managed Volatility Moderate Growth Fund (Class 2)
5.
Variable Portfolio – Managed Volatility Conservative Growth Fund (Class 2)
6.
Variable Portfolio – Managed Volatility Conservative Fund (Class 2)
7.
Variable Portfolio – U.S. Flexible Growth Fund (Class 2)
8.
Variable Portfolio – U.S. Flexible Moderate Growth Fund (Class 2)
9.
Variable Portfolio – U.S. Flexible Conservative Growth Fund (Class 2)
Evergreen New Solutions Select Variable Annuity — Summary Prospectus 15
The prospectus and Statement of Additional Information (SAI) include additional information about the Contract. The prospectus and SAI, dated the same date as this summary prospectus, are incorporated by reference. The prospectus and SAI are available, without charge, upon request. For a free copy of the prospectus, SAI, or for more information about the Contract, call us at 1-800-862-7919, visit our website at riversource.com/annuities or write to us at: 70100 Ameriprise Financial Center Minneapolis, MN 55474.
(RiverSource Annuity Logo) 
RiverSource Life Insurance Company
70100 Ameriprise Financial Center
Minneapolis, MN 55474
1-800-862-7919
USP9027_12_C01_(05/24)
Reports and other information about RiverSource Variable Annuity Account are available on the SEC’s website at http://www.sec.gov, and copies of this information may be obtained, upon payment of a duplicating fee, by electronic request at the following email address: publicinfo@sec.gov.
 
EDGAR Contract Identifier: C000044142
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