UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
Report for the Calendar Year or Quarter Ended:
12-31-2021
Check here if Amendment: ☐ Amendment Number:
This Amendment (Check only one.):☐ is a restatement.
☐ adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:
Summit Financial Strategies, Inc.
Address:
7965 North High Street, Suite 350
Columbus, OH 43235-8446
Form 13F File Number:
028-16537

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.


Person Signing this Report on Behalf of Reporting Manager:
Name:
Timothy W. Swain
Title:
Chief Compliance Officer
Phone:
614-885-1115


Signature, Place, and Date of Signing:

/s/ Timothy W. Swain
                         [Signature]
Columbus, OHIO
                 [City, State]
02-03-2022
                           [Date]
                          

Report Type (Check only one.):

☒ 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) 

☐ 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) 

☐ 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
0
Form 13F Information table Entry Total:
125
Form 13F Information table Value Total:
518066
          (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]

  
NONE


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
3M COCOM88579Y1011,4938,405SHSOLE 0 0 8,405
ABBOTT LABSCOM0028241001,60011,368SHSOLE 0 0 11,368
ABBVIE INCCOM00287Y1099266,838SHSOLE 0 0 6,838
ALPHABET INCCAP STK CL A02079K305933322SHSOLE 0 0 322
ALPHABET INCCAP STK CL C02079K107425147SHSOLE 0 0 147
ALTRIA GROUP INCCOM02209S1032014,234SHSOLE 0 0 4,234
AMAZON COM INCCOM023135106979294SHSOLE 0 0 294
AMERICAN ELEC PWR CO INCCOM0255371012232,510SHSOLE 0 0 2,510
AMGEN INCCOM0311621003151,400SHSOLE 0 0 1,400
APPLE INCCOM03783310010,87161,222SHSOLE 0 0 61,222
APPLIED MATLS INCCOM0382221058395,330SHSOLE 0 0 5,330
ARK ETF TRGENOMIC REV ETF00214Q3023135,112SHSOLE 0 0 5,112
BANK NEW YORK MELLON CORPCOM0640581004918,450SHSOLE 0 0 8,450
BERKSHIRE HATHAWAY INC DELCL B NEW08467070211,42438,208SHSOLE 0 0 38,208
BK OF AMERICA CORPCOM06050510457212,847SHSOLE 0 0 12,847
BLACKROCK INCCOM09247X101387423SHSOLE 0 0 423
CALAMOS CONV & HIGH INCOME FCOM SHS12811P10826716,489SHSOLE 0 0 16,489
CATERPILLAR INCCOM1491231014802,320SHSOLE 0 0 2,320
CHEVRON CORP NEWCOM1667641002021,725SHSOLE 0 0 1,725
CINCINNATI FINL CORPCOM1720621015765,053SHSOLE 0 0 5,053
CISCO SYS INCCOM17275R1022153,391SHSOLE 0 0 3,391
COSTCO WHSL CORP NEWCOM22160K105286504SHSOLE 0 0 504
DEERE & COCOM2441991053781,102SHSOLE 0 0 1,102
DIMENSIONAL ETF TRUSTUS CORE EQUITY 225434V7082398,260SHSOLE 0 0 8,260
DIREXION SHS ETF TRDRX S&P500BULL25459W8624533,156SHSOLE 0 0 3,156
DISNEY WALT COCOM2546871068705,620SHSOLE 0 0 5,620
DUKE REALTY CORPCOM NEW2644115052634,000SHSOLE 0 0 4,000
ECOLAB INCCOM2788651008473,612SHSOLE 0 0 3,612
ENERGY TRANSFER L PCOM UT LTD PTN29273V10069184,007SHSOLE 0 0 84,007
EXXON MOBIL CORPCOM30231G10298316,068SHSOLE 0 0 16,068
GABELLI EQUITY TR INCCOM3623971017710,699SHSOLE 0 0 10,699
GOLDMAN SACHS ETF TRACTIVEBETA US LG3814305033413,579SHSOLE 0 0 3,579
GREIF INCCL A3976241072564,239SHSOLE 0 0 4,239
HOME DEPOT INCCOM437076102352849SHSOLE 0 0 849
HUNTINGTON BANCSHARES INCCOM44615010460239,055SHSOLE 0 0 39,055
INSTALLED BLDG PRODS INCCOM45780R1013312,372SHSOLE 0 0 2,372
INTEL CORPCOM4581401003897,544SHSOLE 0 0 7,544
INVESCO EXCH TRADED FD TR IIFTSE RAFI SML46138E7353519,533SHSOLE 0 0 9,533
INVESCO EXCHANGE TRADED FD TFTSE RAFI 100046137V6133171,848SHSOLE 0 0 1,848
INVESCO QQQ TRUNIT SER 146090E1035701,432SHSOLE 0 0 1,432
ISHARES TRCORE DIV GRWTH46434V6212714,870SHSOLE 0 0 4,870
ISHARES TRCORE S&P MCP ETF46428750735,828126,565SHSOLE 0 0 126,565
ISHARES TRCORE S&P SCP ETF46428780423,243202,980SHSOLE 0 0 202,980
ISHARES TRCORE S&P500 ETF46428720073,142153,341SHSOLE 0 0 153,341
ISHARES TRCORE US AGGBD ET4642872261,0018,774SHSOLE 0 0 8,774
ISHARES TREAFE SML CP ETF4642882735207,118SHSOLE 0 0 7,118
ISHARES TREAFE VALUE ETF46428887731,310621,358SHSOLE 0 0 621,358
ISHARES TRMSCI ACWI EX US4642882403716,679SHSOLE 0 0 6,679
ISHARES TRMSCI EAFE ETF46428746519,123243,042SHSOLE 0 0 243,042
ISHARES TRMSCI EMG MKT ETF46428723476215,602SHSOLE 0 0 15,602
ISHARES TRRUS 1000 GRW ETF4642876141,7065,584SHSOLE 0 0 5,584
ISHARES TRRUS 1000 VAL ETF4642875981,68910,057SHSOLE 0 0 10,057
ISHARES TRRUSSELL 3000 ETF4642876894301,549SHSOLE 0 0 1,549
ISHARES TRS&P 500 GRWT ETF4642873092432,902SHSOLE 0 0 2,902
ISHARES TRSELECT DIVID ETF4642871685384,392SHSOLE 0 0 4,392
ISHARES TRTIPS BD ETF4642871762131,651SHSOLE 0 0 1,651
ISHARES TRU.S. REAL ES ETF4642877393993,432SHSOLE 0 0 3,432
ISHARES TRUS HLTHCARE ETF464287762295981SHSOLE 0 0 981
JOHNSON & JOHNSONCOM4781601041,0125,917SHSOLE 0 0 5,917
JPMORGAN CHASE & COCOM46625H1001,0836,840SHSOLE 0 0 6,840
KROGER COCOM50104410160413,350SHSOLE 0 0 13,350
LANCASTER COLONY CORPCOM5138471037314,415SHSOLE 0 0 4,415
LILLY ELI & COCOM5324571083721,346SHSOLE 0 0 1,346
LOCKHEED MARTIN CORPCOM539830109254716SHSOLE 0 0 716
MCDONALDS CORPCOM5801351014491,673SHSOLE 0 0 1,673
MEDTRONIC PLCSHSG5960L1033563,440SHSOLE 0 0 3,440
MERCK & CO INCCOM58933Y1054736,174SHSOLE 0 0 6,174
META PLATFORMS INCCL A30303M102327972SHSOLE 0 0 972
METTLER TOLEDO INTERNATIONALCOM5926881051,597941SHSOLE 0 0 941
MICROSOFT CORPCOM5949181047,31521,750SHSOLE 0 0 21,750
NIKE INCCL B6541061037424,452SHSOLE 0 0 4,452
NVIDIA CORPORATIONCOM67066G104265900SHSOLE 0 0 900
PACKAGING CORP AMERCOM69515610927,432201,487SHSOLE 0 0 201,487
PARK NATL CORPCOM7006581071,2759,284SHSOLE 0 0 9,284
PEPSICO INCCOM7134481084642,669SHSOLE 0 0 2,669
PFIZER INCCOM7170811032504,240SHSOLE 0 0 4,240
PROCTER AND GAMBLE COCOM7427181092,27413,902SHSOLE 0 0 13,902
QCR HOLDINGS INCCOM74727A1042123,793SHSOLE 0 0 3,793
SCHWAB STRATEGIC TREMRG MKTEQ ETF80852470645015,192SHSOLE 0 0 15,192
SCHWAB STRATEGIC TRINTL EQTY ETF80852480533,759868,510SHSOLE 0 0 868,510
SCHWAB STRATEGIC TRINTL SCEQT ETF80852488871317,426SHSOLE 0 0 17,426
SCHWAB STRATEGIC TRSCHWAB FDT US SC8085247632033,648SHSOLE 0 0 3,648
SCHWAB STRATEGIC TRUS AGGREGATE B8085248396,533121,201SHSOLE 0 0 121,201
SCHWAB STRATEGIC TRUS BRD MKT ETF80852410273,793652,977SHSOLE 0 0 652,977
SCHWAB STRATEGIC TRUS LCAP GR ETF8085243008805,377SHSOLE 0 0 5,377
SCHWAB STRATEGIC TRUS LRG CAP ETF8085242013,71332,622SHSOLE 0 0 32,622
SCHWAB STRATEGIC TRUS MID-CAP ETF80852450833,174412,461SHSOLE 0 0 412,461
SCHWAB STRATEGIC TRUS REIT ETF8085248473186,036SHSOLE 0 0 6,036
SCHWAB STRATEGIC TRUS SML CAP ETF80852460719,509190,513SHSOLE 0 0 190,513
SCHWAB STRATEGIC TRUS TIPS ETF8085248702664,228SHSOLE 0 0 4,228
SELECT SECTOR SPDR TRTECHNOLOGY81369Y8032091,202SHSOLE 0 0 1,202
SHERWIN WILLIAMS COCOM8243481062,9338,328SHSOLE 0 0 8,328
SHOPIFY INCCL A82509L107284206SHSOLE 0 0 206
SPDR GOLD TRGOLD SHS78463V1071,83310,722SHSOLE 0 0 10,722
SPDR S&P 500 ETF TRTR UNIT78462F1032,5995,472SHSOLE 0 0 5,472
STARBUCKS CORPCOM8552441092241,911SHSOLE 0 0 1,911
STARWOOD PPTY TR INCCOM85571B10526010,718SHSOLE 0 0 10,718
TESLA INCCOM88160R1011,9191,816SHSOLE 0 0 1,816
TEXAS INSTRS INCCOM8825081041,2116,423SHSOLE 0 0 6,423
THERMO FISHER SCIENTIFIC INCCOM883556102212318SHSOLE 0 0 318
UNION PAC CORPCOM907818108230913SHSOLE 0 0 913
UNITED PARCEL SERVICE INCCL B9113121062241,043SHSOLE 0 0 1,043
UNITEDHEALTH GROUP INCCOM91324P102224446SHSOLE 0 0 446
VANGUARD ADMIRAL FDS INCMIDCP 400 IDX9219328858474,421SHSOLE 0 0 4,421
VANGUARD ADMIRAL FDS INCSMLLCP 600 IDX9219328285182,467SHSOLE 0 0 2,467
VANGUARD BD INDEX FDSSHORT TRM BOND92193782782210,173SHSOLE 0 0 10,173
VANGUARD INDEX FDSGROWTH ETF9229087361,0553,287SHSOLE 0 0 3,287
VANGUARD INDEX FDSMCAP GR IDXVIP922908538233915SHSOLE 0 0 915
VANGUARD INDEX FDSS&P 500 ETF SHS9229083632,8476,521SHSOLE 0 0 6,521
VANGUARD INDEX FDSSM CP VAL ETF9229086113021,687SHSOLE 0 0 1,687
VANGUARD INDEX FDSSML CP GRW ETF92290859535,491125,947SHSOLE 0 0 125,947
VANGUARD INDEX FDSTOTAL STK MKT9229087691,3015,388SHSOLE 0 0 5,388
VANGUARD INDEX FDSVALUE ETF9229087446834,641SHSOLE 0 0 4,641
VANGUARD INTL EQUITY INDEX FALLWRLD EX US9220427751,21819,869SHSOLE 0 0 19,869
VANGUARD INTL EQUITY INDEX FFTSE EMR MKT ETF9220428583607,270SHSOLE 0 0 7,270
VANGUARD INTL EQUITY INDEX FFTSE SMCAP ETF9220427182291,707SHSOLE 0 0 1,707
VANGUARD MALVERN FDSSTRM INFPROIDX9220208053356,520SHSOLE 0 0 6,520
VANGUARD TAX-MANAGED INTL FDFTSE DEV MKT ETF92194385891417,899SHSOLE 0 0 17,899
VANGUARD WORLD FDSHEALTH CAR ETF92204A5045291,986SHSOLE 0 0 1,986
VANGUARD WORLD FDSINF TECH ETF92204A702214467SHSOLE 0 0 467
VANGUARD WORLD FDSUTILITIES ETF92204A8762721,736SHSOLE 0 0 1,736
VERIZON COMMUNICATIONS INCCOM92343V1042995,749SHSOLE 0 0 5,749
WALMART INCCOM9311421031,4319,888SHSOLE 0 0 9,888
WIDEPOINT CORPCOMMON9675902095313,461SHSOLE 0 0 13,461
WORTHINGTON INDS INCCOM9818111021,54128,193SHSOLE 0 0 28,193