UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8

Report for the Calendar Year or Quarter Ended:
06-30-2024
Check here if Amendment: Amendment Number:
This Amendment (Check only one.): is a restatement.
adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:
Harbor Group, Inc.
Address:
331 SOUTH RIVER ROAD
BEDFORD, NH 03110
Form 13F File Number:

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.


Person Signing this Report on Behalf of Reporting Manager:
Name:
Christopher MacBean
Title:
Chief Compliance Officer
Phone:
603-668-0634


Signature, Place, and Date of Signing:

/s/Christopher MacBean
                         [Signature]
Bedford, NEW HAMPSHIRE
                 [City, State]
07-12-2024
                           [Date]
                          

Report Type (Check only one.):

13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) 

13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) 

13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
0
Form 13F Information table Entry Total:
85
Form 13F Information table Value Total:
390517774
          (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]

  
NONE


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8

COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
ABBVIE INCCOM00287Y109264,1411,540SHSOLE 0 0 1,540
ADVANCED MICRO DEVICES INCCOM007903107481,6012,969SHSOLE 0 0 2,969
AMAZON COM INCCOM023135106204,4271,058SHSOLE 0 0 1,058
AMERICAN CENTY ETF TRUS SML CP VALU0250728772,546,32928,381SHSOLE 0 0 28,381
AMERICAN EXPRESS COCOM025816109220,856954SHSOLE 0 0 954
ANALOG DEVICES INCCOM0326541051,117,2064,894SHSOLE 0 0 4,894
APPLE INCCOM0378331001,973,9139,372SHSOLE 0 0 9,372
AT&T INCCOM00206R102438,55722,949SHSOLE 0 0 22,949
BERKSHIRE HATHAWAY INC DELCL B NEW084670702872,9932,146SHSOLE 0 0 2,146
BNY MELLON ETF TRUSTCONCENTRATED INT09661T83432,324,962636,974SHSOLE666 0 636,308
CATERPILLAR INCCOM1491231011,650,8444,956SHSOLE 0 0 4,956
COCA COLA COCOM191216100260,3924,091SHSOLE 0 0 4,091
COSTCO WHSL CORP NEWCOM22160K105351,186413SHSOLE 0 0 413
CSX CORPCOM126408103607,64818,166SHSOLE 0 0 18,166
DIMENSIONAL ETF TRUSTUS CORE EQUITY 225434V708500,42915,522SHSOLE 0 0 15,522
DIMENSIONAL ETF TRUSTUS TARGETED VLU25434V609239,1784,611SHSOLE 0 0 4,611
DIMENSIONAL ETF TRUSTWORLD EX US CORE25434V8803,001,661118,083SHSOLE 0 0 118,083
ECOLAB INCCOM278865100263,9421,109SHSOLE 0 0 1,109
ELEVANCE HEALTH INCCOM036752103429,153792SHSOLE 0 0 792
ELI LILLY & COCOM532457108226,379250SHSOLE 0 0 250
EXXON MOBIL CORPCOM30231G102534,3694,642SHSOLE 0 0 4,642
FIDELITY MERRIMACK STR TRTOTAL BD ETF31618830937,397,918832,360SHSOLE387 0 831,973
FRANKLIN TEMPLETON ETF TRUS MID CP MLTFCT35473P8842,214,98043,185SHSOLE 0 0 43,185
GE AEROSPACECOM NEW369604301504,3573,173SHSOLE 0 0 3,173
HOME DEPOT INCCOM437076102209,182608SHSOLE 0 0 608
INTUITCOM461202103873,4321,329SHSOLE 0 0 1,329
INVESCO EXCHANGE TRADED FD TS&P MIDCAP 40046137V225202,7341,772SHSOLE 0 0 1,772
INVESCO EXCHANGE TRADED FD TS&P500 EQL WGT46137V357208,6501,270SHSOLE 0 0 1,270
INVESCO QQQ TRUNIT SER 146090E103998,1972,083SHSOLE 0 0 2,083
ISHARES TRCORE MSCI EAFE46432F842724,0679,968SHSOLE 0 0 9,968
ISHARES TRCORE S&P MCP ETF46428750736,370,743621,510SHSOLE1,831 0 619,679
ISHARES TRCORE S&P SCP ETF46428780423,424,805219,621SHSOLE 0 0 219,621
ISHARES TRCORE S&P TTL STK464287150240,7472,027SHSOLE 0 0 2,027
ISHARES TRCORE S&P500 ETF46428720014,056,19425,686SHSOLE 0 0 25,686
ISHARES TRCORE TOTAL USD46434V613719,98515,922SHSOLE 0 0 15,922
ISHARES TREAFE GRWTH ETF4642888854,266,91441,710SHSOLE 0 0 41,710
ISHARES TREAFE SML CP ETF464288273967,87115,702SHSOLE 0 0 15,702
ISHARES TREAFE VALUE ETF4642888773,047,94457,465SHSOLE 0 0 57,465
ISHARES TRESG AWARE MSCI46435U663345,6788,979SHSOLE 0 0 8,979
ISHARES TRGLOBAL REIT ETF46434V647638,47027,461SHSOLE 0 0 27,461
ISHARES TRGRWT ALLOCAT ETF4642898671,580,72428,067SHSOLE 0 0 28,067
ISHARES TRMSCI EMG MKT ETF464287234448,34510,527SHSOLE 0 0 10,527
ISHARES TRMSCI USA ESG SLC464288802388,0983,454SHSOLE 0 0 3,454
ISHARES TRNATIONAL MUN ETF4642884149,365,89187,901SHSOLE 0 0 87,901
ISHARES TRRUS 1000 ETF464287622594,7821,999SHSOLE 0 0 1,999
ISHARES TRRUS 1000 GRW ETF464287614480,0601,317SHSOLE 0 0 1,317
ISHARES TRS&P 500 GRWT ETF464287309248,7172,688SHSOLE 0 0 2,688
ISHARES TRSHRT NAT MUN ETF464288158284,2862,719SHSOLE 0 0 2,719
J P MORGAN EXCHANGE TRADED FCORE PLUS BD ETF46641Q67037,569,027810,901SHSOLE375 0 810,526
J P MORGAN EXCHANGE TRADED FULTRA SHT MUNCPL46641Q654259,1245,106SHSOLE 0 0 5,106
JOHNSON & JOHNSONCOM478160104244,0521,670SHSOLE 0 0 1,670
JPMORGAN CHASE & CO.COM46625H100806,5053,987SHSOLE 0 0 3,987
LOCKHEED MARTIN CORPCOM5398301091,278,3652,737SHSOLE 0 0 2,737
MASTERCARD INCORPORATEDCL A57636Q104344,956782SHSOLE 0 0 782
MICROSOFT CORPCOM594918104828,1791,853SHSOLE 0 0 1,853
NVIDIA CORPORATIONCOM67066G104284,5132,303SHSOLE 0 0 2,303
PUTNAM ETF TRUSTFOCUSED LAR CAP7467293001,513,90141,705SHSOLE 0 0 41,705
RTX CORPORATIONCOM75513E101507,1505,052SHSOLE 0 0 5,052
SCHWAB STRATEGIC TRFUNDAMENTAL US L8085247711,502,42922,431SHSOLE 0 0 22,431
SCHWAB STRATEGIC TRUS LCAP GR ETF80852430022,116,355219,321SHSOLE 0 0 219,321
SCHWAB STRATEGIC TRUS LCAP VA ETF8085244098,414,047113,581SHSOLE 0 0 113,581
SCHWAB STRATEGIC TRUS LRG CAP ETF8085242016,404,03799,674SHSOLE 0 0 99,674
SCHWAB STRATEGIC TRUS MID-CAP ETF80852450812,831,801164,870SHSOLE 0 0 164,870
SCHWAB STRATEGIC TRUS SML CAP ETF8085246072,944,26662,050SHSOLE 0 0 62,050
SELECT SECTOR SPDR TRTECHNOLOGY81369Y803228,2661,009SHSOLE 0 0 1,009
SPDR DOW JONES INDL AVERAGEUT SER 178467X109232,722595SHSOLE 0 0 595
SPDR S&P 500 ETF TRTR UNIT78462F103672,7781,236SHSOLE 0 0 1,236
SPDR SER TRNUVEEN BLOOMBERG78464A2843,678,025144,576SHSOLE 0 0 144,576
SPDR SER TRPRTFLO S&P500 GW78464A40915,311,379191,082SHSOLE 0 0 191,082
SPDR SER TRPRTFLO S&P500 VL78464A50820,411,486418,783SHSOLE 0 0 418,783
SPRINKLR INCCL A85208T107104,61810,875SHSOLE 0 0 10,875
SSGA ACTIVE ETF TRMULT ASS RLRTN78467V1038,383,121303,406SHSOLE 0 0 303,406
T ROWE PRICE ETF INCPRICE BLUE CHIP87283Q10714,624,898377,709SHSOLE 0 0 377,709
TEXAS INSTRS INCCOM882508104294,5181,514SHSOLE 0 0 1,514
UNITEDHEALTH GROUP INCCOM91324P102203,195399SHSOLE 0 0 399
VANECK ETF TRUSTMRNGSTR WDE MOAT92189F64331,273,087361,079SHSOLE1,102 0 359,977
VANGUARD INDEX FDSGROWTH ETF9229087361,299,1663,474SHSOLE 0 0 3,474
VANGUARD INDEX FDSMID CAP ETF9229086291,802,6777,446SHSOLE 0 0 7,446
VANGUARD INDEX FDSS&P 500 ETF SHS922908363551,7911,103SHSOLE 0 0 1,103
VANGUARD INDEX FDSSMALL CP ETF9229087511,659,7207,612SHSOLE 0 0 7,612
VANGUARD INDEX FDSTOTAL STK MKT922908769811,6413,034SHSOLE 0 0 3,034
VANGUARD INDEX FDSVALUE ETF922908744278,7071,737SHSOLE 0 0 1,737
VANGUARD TAX-MANAGED FDSVAN FTSE DEV MKT921943858269,5935,455SHSOLE 0 0 5,455
VERIZON COMMUNICATIONS INCCOM92343V104324,3627,865SHSOLE 0 0 7,865
VISA INCCOM CL A92826C839939,3803,579SHSOLE 0 0 3,579