UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8

Report for the Calendar Year or Quarter Ended:
09-30-2020
Check here if Amendment: Amendment Number:
This Amendment (Check only one.): is a restatement.
adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:
Cardinal Strategic Wealth Guidance
Address:
9750 Ormsby Station Rd
Suite 102
Louisville, KY 40223
Form 13F File Number:

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.


Person Signing this Report on Behalf of Reporting Manager:
Name:
Emily Saling
Title:
Chief Compliance Officer
Phone:
502-805-3000


Signature, Place, and Date of Signing:

/s/ Emily Saling
                         [Signature]
Louisville, KENTUCKY
                 [City, State]
10-21-2020
                           [Date]
                          

Report Type (Check only one.):

13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) 

13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) 

13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
0
Form 13F Information table Entry Total:
51
Form 13F Information table Value Total:
141378
          (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]

  
NONE


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8

COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
3M COCOM88579Y1013832,392SHSOLE2,392 0 0
ABBOTT LABSCOM0028241003423,138SHSOLE3,138 0 0
ABBVIE INCCOM00287Y1093724,261SHSOLE4,261 0 0
AGENUS INCCOM NEW00847G7051,184296,003SHSOLE296,003 0 0
ALPHABET INCCAP STK CL C02079K107411280SHSOLE280 0 0
ALPHABET INCCAP STK CL A02079K305570389SHSOLE389 0 0
AMAZON COM INCCOM023135106627199SHSOLE199 0 0
APPLE INCCOM0378331003,41929,578SHSOLE29,578 0 0
AUTOMATIC DATA PROCESSING INCOM0530151035704,087SHSOLE4,087 0 0
AUTONATION INCCOM05329W1023616,815SHSOLE6,815 0 0
BERKSHIRE HATHAWAY INC DELCL B NEW0846707021,1525,414SHSOLE5,414 0 0
BLACKROCK INCCOM09247X101314558SHSOLE558 0 0
CHURCHILL DOWNS INCCOM1714841087414,526SHSOLE4,526 0 0
CISCO SYS INCCOM17275R10266216,832SHSOLE16,832 0 0
COLGATE PALMOLIVE COCOM1941621034646,017SHSOLE6,017 0 0
COSTCO WHSL CORP NEWCOM22160K1057152,014SHSOLE2,014 0 0
CVS HEALTH CORPCOM1266501002113,635SHSOLE3,635 0 0
DISNEY WALT COCOM DISNEY2546871067526,051SHSOLE6,051 0 0
FACEBOOK INCCL A30303M1023091,178SHSOLE1,178 0 0
HOME DEPOT INCCOM4370761021,0653,856SHSOLE3,856 0 0
HONEYWELL INTL INCCOM4385161067204,371SHSOLE4,371 0 0
ISHARES INCCORE MSCI EMKT46434G1035,371101,722SHSOLE101,722 0 0
ISHARES TRCORE S&P SCP ETF4642878042,20031,323SHSOLE31,323 0 0
ISHARES TRNATIONAL MUN ETF46428841413,928120,135SHSOLE120,135 0 0
ISHARES TRMSCI USA MIN VOL46429B69714,268223,937SHSOLE223,937 0 0
ISHARES TRMSCI EAFE MIN VL46429B68912,482183,170SHSOLE183,170 0 0
ISHARES TRRUSSELL 2000 ETF4642876552571,722SHSOLE1,722 0 0
ISHARES TRCR 5 10 YR ETF46435G41711,606221,599SHSOLE221,599 0 0
ISHARES TRCORE S&P US GWT4642876717,37292,179SHSOLE92,179 0 0
ISHARES TRMSCI USA QLT FCT46432F3395,47052,728SHSOLE52,728 0 0
ISHARES TRCORE S&P500 ETF46428720025,75776,670SHSOLE76,670 0 0
ISHARES TRRUS 1000 GRW ETF4642876148533,932SHSOLE3,932 0 0
J P MORGAN EXCHANGE-TRADED FULTRA SHRT INC46641Q83713,055257,007SHSOLE257,007 0 0
JOHNSON & JOHNSONCOM4781601041,2068,116SHSOLE8,116 0 0
JPMORGAN CHASE & COCOM46625H1006106,356SHSOLE6,356 0 0
LOWES COS INCCOM5486611073071,852SHSOLE1,852 0 0
MASTERCARD INCORPORATEDCL A57636Q1046852,025SHSOLE2,025 0 0
MERCK & CO. INCCOM58933Y1055566,707SHSOLE6,707 0 0
MICROSOFT CORPCOM5949181042,74113,070SHSOLE13,070 0 0
PEPSICO INCCOM7134481083622,614SHSOLE2,614 0 0
PFIZER INCCOM71708110373320,029SHSOLE20,029 0 0
PNC FINL SVCS GROUP INCCOM6934751051,18010,735SHSOLE10,735 0 0
PROCTER AND GAMBLE COCOM7427181091,0737,734SHSOLE7,734 0 0
SHERWIN WILLIAMS COCOM8243481067401,062SHSOLE1,062 0 0
STARBUCKS CORPCOM8552441092843,303SHSOLE3,303 0 0
STOCK YDS BANCORP INCCOM8610251041,03430,369SHSOLE30,369 0 0
TRUIST FINL CORPCOM89832Q1092015,291SHSOLE5,291 0 0
UNION PAC CORPCOM9078181088524,328SHSOLE4,328 0 0
US BANCORP DELCOM NEW9029733042005,625SHSOLE5,625 0 0
VANGUARD INDEX FDSTOTAL STK MKT9229087694072,391SHSOLE2,391 0 0
VANGUARD INTL EQUITY INDEX FFTSE EMR MKT ETF9220428582445,737SHSOLE5,737 0 0