UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
Report for the Calendar Year or Quarter Ended:
12-31-2024
Check here if Amendment: ☐ Amendment Number:
This Amendment (Check only one.):☐ is a restatement.
☐ adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:
Cardinal Capital Management
Address:
2626 GLENWOOD AVENUE
SUITE 380
RALEIGH, NC 27608
Form 13F File Number:
028-13067

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.


Person Signing this Report on Behalf of Reporting Manager:
Name:
J. Wesley Andrews
Title:
Vice President
Phone:
919-532-7500


Signature, Place, and Date of Signing:

J. Wesley Andrews
                         [Signature]
Raleigh, NORTH CAROLINA
                 [City, State]
01-31-2025
                           [Date]
                          

Report Type (Check only one.):

☒ 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) 

☐ 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) 

☐ 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
0
Form 13F Information table Entry Total:
131
Form 13F Information table Value Total:
637652788
          (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]

  
NONE


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
3M COCommon Stock88579Y1016,466,63150,094SHSOLE50,094 0 0
AGILENT TECHNOLOGIES INCCommon Stock00846U1019,254,59568,764SHSOLE68,764 0 0
ALARM COM HLDGS INCCommon Stock0116421051,426,18623,457SHSOLE23,457 0 0
ALCON AGCommon StockH013011281,510,70317,796SHSOLE17,796 0 0
ALPHABET INCCommon Stock02079K1072,855,64814,995SHSOLE14,995 0 0
ALPHABET INCCommon Stock02079K30512,724,55767,219SHSOLE67,219 0 0
AMCOR PLCCommon StockG0250X1071,122,661119,305SHSOLE119,305 0 0
APPLE INCCommon Stock03783310021,029,49983,977SHSOLE83,977 0 0
ARGAN INCCommon Stock04010E1094,244,81430,975SHSOLE30,975 0 0
AUTOMATIC DATA PROCESSING INCommon Stock05301510312,584,88042,769SHSOLE42,769 0 0
BADGER METER INCCommon Stock0565251084,668,55022,009SHSOLE22,009 0 0
BALCHEM CORPCommon Stock0576652004,059,04324,771SHSOLE24,771 0 0
BANCO SANTANDER CHILE NEWADR05965X1091,860,10698,627SHSOLE98,627 0 0
BANK NEW YORK MELLON CORPCommon Stock06405810010,953,269142,565SHSOLE142,565 0 0
BANK NOVA SCOTIA HALIFAXCommon Stock0641491073,023,47056,282SHSOLE56,282 0 0
BANK OZK LITTLE ROCK ARKCommon Stock06417N1032,092,86646,999SHSOLE46,999 0 0
BECTON DICKINSON & COCommon Stock0758871096,554,95528,893SHSOLE28,893 0 0
BOEING COCommon Stock097023105537,0183,034SHSOLE3,034 0 0
BOSTON BEER INCCommon Stock1005571071,797,1815,991SHSOLE5,991 0 0
BRISTOL-MYERS SQUIBB COCommon Stock1101221085,375,12495,034SHSOLE95,034 0 0
CACI INTL INCCommon Stock1271903043,253,0888,051SHSOLE8,051 0 0
CHARLES RIV LABS INTL INCCommon Stock1598641071,938,30010,500SHSOLE10,500 0 0
CHECK POINT SOFTWARE TECH LTCommon StockM224651041,542,7038,263SHSOLE8,263 0 0
CIRRUS LOGIC INCCommon Stock1727551002,230,39322,398SHSOLE22,398 0 0
CISCO SYS INCCommon Stock17275R1029,088,207153,517SHSOLE153,517 0 0
COCA COLA COCommon Stock1912161005,092,93181,801SHSOLE81,801 0 0
CONOCOPHILLIPSCommon Stock20825C1048,047,94481,153SHSOLE81,153 0 0
CORTEVA INCCommon Stock22052L1041,479,19525,969SHSOLE25,969 0 0
COSTCO WHSL CORP NEWCommon Stock22160K10519,901,88621,721SHSOLE21,721 0 0
CULLEN FROST BANKERS INCCommon Stock2298991092,267,75116,892SHSOLE16,892 0 0
CUMMINS INCCommon Stock2310211067,291,31820,916SHSOLE20,916 0 0
CURTISS WRIGHT CORPCommon Stock2315611014,192,43511,814SHSOLE11,814 0 0
DEERE & COCommon Stock24419910511,838,78227,837SHSOLE27,837 0 0
DEXCOM INCCommon Stock2521311073,459,44344,483SHSOLE44,483 0 0
DOLBY LABORATORIES INCCommon Stock25659T1073,237,48041,453SHSOLE41,453 0 0
DOW INCCommon Stock2605571031,155,50428,794SHSOLE28,794 0 0
DUPONT DE NEMOURS INCCommon Stock26614N1022,325,24430,495SHSOLE30,495 0 0
ECOLAB INCCommon Stock2788651009,821,12741,799SHSOLE41,799 0 0
ELBIT SYS LTDCommon StockM3760D1013,655,09414,136SHSOLE14,136 0 0
ELI LILLY & COCommon Stock53245710821,997,58328,494SHSOLE28,494 0 0
EMERSON ELEC COCommon Stock29101110410,721,56186,513SHSOLE86,513 0 0
EXXON MOBIL CORPCommon Stock30231G10212,118,729112,659SHSOLE112,659 0 0
F N B CORPCommon Stock3025201011,959,385132,570SHSOLE132,570 0 0
F5 INCCommon Stock3156161024,595,61518,275SHSOLE18,275 0 0
FEDEX CORPCommon Stock31428X1064,656,78616,473SHSOLE16,473 0 0
GARTNER INCCommon Stock3666511071,756,6893,626SHSOLE3,626 0 0
GENERAL MLS INCCommon Stock3703341047,670,766120,288SHSOLE120,288 0 0
GENTEX CORPCommon Stock3719011091,888,42365,730SHSOLE65,730 0 0
GRACO INCCommon Stock3841091042,556,76930,333SHSOLE30,333 0 0
GSK PLCADR37733W2041,994,49258,328SHSOLE58,328 0 0
HAEMONETICS CORP MASSCommon Stock4050241001,427,61518,284SHSOLE18,284 0 0
HALEON PLCADR405552100444,01146,542SHSOLE46,542 0 0
HASBRO INCCommon Stock4180561074,534,41381,102SHSOLE81,102 0 0
HELIOS TECHNOLOGIES INCCommon Stock42328H1091,036,49723,219SHSOLE23,219 0 0
HENRY JACK & ASSOC INCCommon Stock4262811012,924,70616,684SHSOLE16,684 0 0
HENRY SCHEIN INCCommon Stock806407102990,46014,313SHSOLE14,313 0 0
HUB GROUP INCCommon Stock4433201062,066,42646,374SHSOLE46,374 0 0
HUNTINGTON BANCSHARES INCCommon Stock4461501042,920,558177,819SHSOLE177,819 0 0
IDEXX LABS INCCommon Stock45168D1045,769,14213,954SHSOLE13,954 0 0
ILLINOIS TOOL WKS INCCommon Stock45230810910,503,79841,185SHSOLE41,185 0 0
INSTEEL INDS INCCommon Stock45774W108988,83736,610SHSOLE36,610 0 0
INTEL CORPCommon Stock458140100273,84313,658SHSOLE13,658 0 0
INTERDIGITAL INCCommon Stock45867G1012,699,29513,934SHSOLE13,934 0 0
INTERNATIONAL BUSINESS MACHSCommon Stock4592001019,656,25343,926SHSOLE43,926 0 0
ISHARES TRETF464288646793,07815,340SHSOLE15,340 0 0
JAZZ PHARMACEUTICALS PLCCommon StockG508711051,618,19113,140SHSOLE13,140 0 0
JOHNSON & JOHNSONCommon Stock47816010414,977,828103,567SHSOLE103,567 0 0
JPMORGAN CHASE & CO.Common Stock46625H10013,555,60156,550SHSOLE56,550 0 0
KEYSIGHT TECHNOLOGIES INCCommon Stock49338L1036,226,34138,762SHSOLE38,762 0 0
KIMBALL ELECTRONICS INCCommon Stock49428J1091,728,08692,263SHSOLE92,263 0 0
LA Z BOY INCCommon Stock5053361071,862,00842,736SHSOLE42,736 0 0
LABCORP HOLDINGS INCCommon Stock5049221058,261,25336,025SHSOLE36,025 0 0
LANDSTAR SYS INCCommon Stock5150981013,830,41622,288SHSOLE22,288 0 0
LINDSAY CORPCommon Stock5355551061,911,77216,159SHSOLE16,159 0 0
LOWES COS INCCommon Stock54866110711,487,30646,545SHSOLE46,545 0 0
MASIMO CORPCommon Stock5747951003,094,41618,720SHSOLE18,720 0 0
MCCORMICK & CO INCCommon Stock5797802067,201,11593,907SHSOLE93,907 0 0
MEDTRONIC PLCCommon StockG5960L1035,937,79873,698SHSOLE73,698 0 0
MERCK & CO INCCommon Stock58933Y1057,290,37672,618SHSOLE72,618 0 0
MICROSOFT CORPCommon Stock59491810421,961,82952,104SHSOLE52,104 0 0
MIDDLEBY CORPCommon Stock5962781011,268,3549,364SHSOLE9,364 0 0
MOHAWK INDS INCCommon Stock6081901041,509,73512,673SHSOLE12,673 0 0
MORNINGSTAR INCCommon Stock6177001094,061,32612,060SHSOLE12,060 0 0
NATIONAL FUEL GAS COCommon Stock6361801015,716,78293,429SHSOLE93,429 0 0
NOVARTIS AGADR66987V1094,652,29447,809SHSOLE47,809 0 0
NOVO-NORDISK A SADR6701002054,163,45548,401SHSOLE48,401 0 0
NVE CORPCommon Stock6294452061,128,62013,860SHSOLE13,860 0 0
NXP SEMICONDUCTORS N VCommon StockN6596X1091,707,5138,176SHSOLE8,176 0 0
OIL DRI CORP AMERCommon Stock6778641004,184,81047,750SHSOLE47,750 0 0
PEPSICO INCCommon Stock7134481084,858,01631,673SHSOLE31,673 0 0
PFIZER INCCommon Stock7170811032,385,44589,915SHSOLE89,915 0 0
PHIBRO ANIMAL HEALTH CORPCommon Stock71742Q1061,437,28268,442SHSOLE68,442 0 0
PHILLIPS 66Common Stock7185461042,940,53425,810SHSOLE25,810 0 0
PREFORMED LINE PRODS COCommon Stock7404441041,340,64510,491SHSOLE10,491 0 0
PRICE T ROWE GROUP INCCommon Stock74144T1086,945,64961,417SHSOLE61,417 0 0
PROCTER AND GAMBLE COCommon Stock7427181099,149,55854,575SHSOLE54,575 0 0
QUALCOMM INCCommon Stock74752510310,059,84065,485SHSOLE65,485 0 0
RAYMOND JAMES FINL INCCommon Stock7547301094,963,88131,957SHSOLE31,957 0 0
REGENERON PHARMACEUTICALSCommon Stock75886F1075,606,7507,871SHSOLE7,871 0 0
ROBERT HALF INC.Common Stock7703231032,572,42536,509SHSOLE36,509 0 0
ROYAL BK CDACommon Stock7800871024,658,19438,654SHSOLE38,654 0 0
SANOFIADR80105N1053,318,46668,805SHSOLE68,805 0 0
SAP SEADR8030542046,756,74227,443SHSOLE27,443 0 0
SEALED AIR CORP NEWCommon Stock81211K1001,425,02242,123SHSOLE42,123 0 0
SHELL PLCADR7802593053,509,02756,010SHSOLE56,010 0 0
SNAP ON INCCommon Stock8330341013,683,35810,850SHSOLE10,850 0 0
SPDR S&P 500 ETF TRETF78462F103346,973590SHSOLE590 0 0
SPIRE INCCommon Stock84857L1012,598,17537,877SHSOLE37,877 0 0
STARBUCKS CORPCommon Stock8552441097,631,30883,631SHSOLE83,631 0 0
STATE STR CORPCommon Stock8574771035,274,97453,744SHSOLE53,744 0 0
SYNAPTICS INCCommon Stock87157D1092,735,76735,846SHSOLE35,846 0 0
TELEDYNE TECHNOLOGIES INCCommon Stock8793601053,429,4577,389SHSOLE7,389 0 0
TOMPKINS FINL CORPCommon Stock8901101091,137,23816,766SHSOLE16,766 0 0
TORONTO DOMINION BK ONTCommon Stock8911605092,379,03044,685SHSOLE44,685 0 0
TOTALENERGIES SEADR89151E1092,373,49442,903SHSOLE42,903 0 0
TOYOTA MOTOR CORPADR8923313074,472,13822,980SHSOLE22,980 0 0
TRUIST FINL CORPCommon Stock89832Q1098,474,023195,344SHSOLE195,344 0 0
UNILEVER PLCADR9047677042,255,35639,777SHSOLE39,777 0 0
UNION BANKSHARES INCCommon Stock9054001072,199,67676,087SHSOLE76,087 0 0
UNITED PARCEL SERVICE INCCommon Stock9113121062,822,37122,382SHSOLE22,382 0 0
UNITED STS LIME & MINERALS ICommon Stock9119221027,708,87658,075SHSOLE58,075 0 0
UNITED THERAPEUTICS CORP DELCommon Stock91307C1023,905,23411,068SHSOLE11,068 0 0
UNIVERSAL DISPLAY CORPCommon Stock91347P1051,397,9659,562SHSOLE9,562 0 0
UTAH MED PRODS INCCommon Stock9174881081,221,71819,784SHSOLE19,784 0 0
VEEVA SYS INCCommon Stock9224751083,306,60215,727SHSOLE15,727 0 0
VISTEON CORPCommon Stock92839U2061,691,00419,060SHSOLE19,060 0 0
WALMART INCCommon Stock93114210314,701,157162,345SHSOLE162,345 0 0
WEBSTER FINL CORPCommon Stock9478901092,760,06249,983SHSOLE49,983 0 0
WILEY JOHN & SONS INCCommon Stock9682232061,542,27335,003SHSOLE35,003 0 0
WORTHINGTON ENTERPRISES INCCommon Stock981811102960,95623,958SHSOLE23,958 0 0
WORTHINGTON STL INCCommon Stock982104101472,59114,852SHSOLE14,852 0 0