GS Mortgage-Backed Securities Trust 2022-LTV1 ABS-15G
Exhibit 99.2 - Schedule 5
Supplemental Data
Run Date - 2/2/2022 1:06:29 PM
| AMC Loan ID | Customer Loan ID | Seller Loan ID | Investor Loan Number | TILA Status Loan Designation | Application Date | TRID | GSE | HOEPA Fees | TILA Fees | Rate Lock Date | Calculated APR | Original P&I | Qualifying P&I | Qualifying Rate | Is Borrower Non Occupant | Is Co Borrower Non Occupant | Borrower Employment Indicator | Co Borrower Employment Indicator | Co Borrower 2 Employment Indicator | Co Borrower 3 Employment Indicator | Co Borrower2 Length of Employment | Co Borrower3 Length of Employment | Borrower Foreign National Indicator | Co Borrower Foreign National Indicator | Co Borrower 2 Foreign National Indicator | Co Borrower 3 Foreign National Indicator | Borrower Country Name | Co Borrower Country Name | Co Borrower2 Country Name | Co Borrower3 Country Name | Residual Income | Num Units | Annual Property Tax | Annual Insurance Costs | HOA Name | HOA Address State | Fee Amount | Next Due Date | HOA Payment Frequency | Investor DTI | QM DTI | Non QM DTI | Original Credit Report Date | Qualifying Credit Score | Third Wage Earner Original FICO Equifax | Third Wage Earner Original FICO Experian | Third Wage Earner Original FICO Transunion | Fourth Wage Earner Original FICO Equifax | Fourth Wage Earner Original FICO Experian | Fourth Wage Earner Original FICO Transunion | Most Recent Updated Credit Report Date | Primary Wage Earner Updated FICO Equifax | Primary Wage Earner Updated FICO Experian | Primary Wage Earner Updated FICO Transunion | Secondary Wage Earner Updated FICO Equifax | Secondary Wage Earner Updated FICO Experian | Secondary Wage Earner Updated FICO Transunion | Third Wage Earner Updated FICO Equifax | Third Wage Earner Updated FICO Experian | Third Wage Earner Updated FICO Transunion | Fourth Wage Earner Updated FICO Equifax | Fourth Wage Earner Updated FICO Experian | Fourth Wage Earner Updated FICO Transunion | Most Recent Updated Co Borrower 2 FICO | Most Recent Updated Co Borrower 3 FICO | Co Borrower 2 Asset Verification Level | Co Borrower 3 Asset Verification Level | Co Borrower 2 Income Verification Level | Co Borrower 3 Income Verification Level | Co Borrower 2 Employment Verification Level | Co Borrower 3 Employment Verification Level | Asset Depletion Flag | Bank Statements Flag | Number of Statements | Type of Statements | Percent of Income From Statements | Borrower Business Ownership % | CoBorrower Business Ownership % | P&L Type | Income Doc Detail | Tax Return Doc Details | Document Level | Most Recent Bankruptcy Type | Most Recent Bankruptcy Filing Date | Most Recent Bankruptcy Discharge Date | Number of Bankruptcy Events | Months Bankruptcy (7, 11) | Months Bankruptcy (13) | Most Recent Deed-in -Lieu Date | Number of Deed-in-Lieu Events | Months Deed-in-Lieu | Most Recent Short Sale Date | Number of Short Sale Events | Months Short Sale (or Pre FC) | Most Recent Foreclosure Date | Number of Foreclosure Events | Months Foreclosure | Prior Mortgage/Rent Late 30d in 24m | Prior Mortgage/Rent Late 60d in 24m | Prior Mortgage/Rent Late 90d in 24m | Has ACH | Guideline Name | UW Guideline Author | QM Regulation Failures | ATR QM Total Points and Fees Audit | Loan Regulation Benchmark Date | Benchmark Rate | HUD 1 Page 1 Credits Total | Collateral Underwriter Risk Score | AUS Decision System | Property Inspection Waiver (PIW) | Rating Result | Eligible For Rep and Warrant Relief Per Collateral Advisor | Is Equity Shared Loan | Investor Qualifying Rate | Borrower Years of W2s | CoBorrower Years of W2s | Years of Personal Tax Returns | Years of Business Tax Returns | Years of 4506T | Years of Tax Transcripts | Months of Personal Bank Statements | Months of Business Bank Statements | Months of Profit and Loss Statements | Expense Letter | DSCR | Inverse DSCR | Subordinate Lien Type | Is Shared Appreciation Mortgage | Duration of Payout Months | Seller VSH Indicator | Seller Indicated VSH Guideline | Validated VSH |
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; Transcripts (1040) - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; Transcripts (1040) - 2018 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-C - 2017 [Coborrower]; Transcripts (1040) - 2017 |
Other | 0 | 0 | 0 | XXXX | $11,409.02 | 3.240% | $0.00 | 1.4 | None | No | No | XXXX | 2 | 0 | 0 | 0 | 4 | 3 | 0.00 | No | 0.0402 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | $8,571.54 | 3.030% | $0.00 | 1.6 | None | No | No | XXXX | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.0296 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - K-1 (< 25%)]; K-1 - 2020 [Borrower - Primary Income - K-1 (< 25%)]; K-1 - 2019 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | $21,140.00 | 3.030% | $0.00 | 3.1 | None | Yes | No | XXXX | 0 | 2 | 0 | 3 | 0 | 0.00 | No | 0.03648 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $20,268.76 | 3.000% | $0.00 | 2.0 | None | No | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03398 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - Sole Proprietor]; Bank Statements - Business - 2021 [Borrower - Primary Income - Sole Proprietor]; Bank Statements - Business - 2021 [Borrower - Primary Income - Sole Proprietor]; P&L Statement - 2021 [Borrower - Primary Income - Sole Proprietor]; Third Party Verification - 2021 [Borrower - Non-Primary Income - Sole Proprietor]; Bank Statements - Business - 2021 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2021 [Borrower - Non-Primary Income - Sole Proprietor]; Third Party Verification - 2021 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $57,781.72 | 3.040% | $0.00 | 5.0 | None | Yes | No | XXXX | 0 | 2 | 0 | 3 | 2 | 16.00 | No | 0.03742 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $7,836.34 | 2.980% | $10,000.00 | 2.9 | None | No | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.0329 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $5,994.00 | 2.980% | $0.00 | 3.8 | None | No | No | XXXX | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03718 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; Other - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $20,681.88 | 2.980% | $5,058.50 | 1.9 | None | No | No | XXXX | 2 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 0.03818 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $7,500.00 | 2.980% | $0.00 | 3.3 | None | Yes | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.04087 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (43-Q) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $2,712.90 | 3.070% | $0.00 | 1.0 | None | Yes | No | XXXX | 2 | 2 | 0 | 3 | 2 | 0.00 | No | 0.03666 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-C - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $8,380.00 | 3.030% | $0.00 | None | N/A | No | XXXX | 1 | 1 | 0 | 0 | 4 | 0 | 0.00 | No | 0.03875 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (43-Q) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2018 |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $1,290.00 | 3.030% | $0.00 | 1.7 | None | No | No | XXXX | 1 | 2 | 0 | 3 | 2 | 0.00 | No | 0.03262 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Paystubs - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $7,791.36 | 3.030% | $0.00 | 1.0 | None | Yes | No | XXXX | 2 | 2 | 0 | 4 | 2 | 18.00 | No | 0.03447 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $18,510.27 | 3.030% | $4,085.00 | 1.1 | None | No | No | XXXX | 2 | 0 | 0 | 3 | 2 | 0.00 | No | 0.03057 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $4,586.69 | 3.030% | $1,800.00 | 1.6 | None | No | No | XXXX | 2 | 0 | 0 | 4 | 3 | 0.00 | No | 0.03324 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Other - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 |
Other | 0 | 0 | 0 | XXXX | None | $1,245.00 | 3.030% | $0.00 | 1.2 | None | No | No | XXXX | 1 | 0 | 0 | 4 | 0 | 0.00 | No | 0.03521 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - S-Corp (>= 25%)]; Other - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2019 |
[Borrower]; 1040 - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $15,945.00 | 2.950% | $0.00 | 1.0 | None | Yes | No | XXXX | 2 | 2 | 0 | 2 | 1 | 17.97 | No | 0.03799 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $11,431.45 | 2.950% | $0.00 | 2.5 | None | Yes | No | XXXX | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03804 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $10,728.90 | 2.950% | $0.00 | 1.0 | None | No | No | XXXX | 2 | 0 | 0 | 3 | 3 | 0.00 | No | 0.03079 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2019 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $8,795.00 | 2.950% | $1,000.00 | 1.0 | None | Yes | No | XXXX | 1 | 2 | 0 | 4 | 2 | 17.97 | No | 0.03363 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Sole Proprietor]; Third Party Verification - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-C - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $1,465.00 | 2.950% | $0.00 | 2.6 | None | Yes | No | XXXX | 0 | 2 | 2 | 0 | 4 | 0 | 0.00 | No | 0.03398 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-T - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-T - 2019 [Borrower]; 4506-T - 2018 [Borrower]; 4506-C - 2018 [Coborrower]; 4506-T - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-T - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-T - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $6,714.36 | 2.950% | $0.00 | None | N/A | No | XXXX | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03308 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Level 4-Stated/Verified as defined | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | No | No | [Borrower - Primary Income - Child Support]; Bank Statements - 2021 [Borrower - Primary Income - Child Support]; Child Support Order - 2014 [Borrower - Primary Income - Child Support]; Divorce Decree - 2014 [Coborrower(s) - Primary Income - Pension]; Bank Statements - 2021 [Coborrower(s) - Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2021 [Coborrower(s) - Primary Income - Pension]; Bank Statements - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $13,055.00 | 2.950% | $0.00 | 2.5 | None | No | No | XXXX | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03443 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $4,770.50 | 2.950% | $3,000.00 | 2.6 | None | No | No | XXXX | 2 | 0 | 0 | 4 | 0 | 0.00 | No | 0.02798 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 1040 - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $13,473.62 | 2.930% | $500.00 | 2.8 | None | Yes | No | XXXX | 2 | 1 | 0 | 3 | 1 | 0.00 | No | 0.03621 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 |
Other | 0 | 0 | 0 | XXXX | None | $8,532.72 | 3.070% | $5,000.00 | 1.0 | None | Yes | No | XXXX | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 0.03475 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-T - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-T - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-T - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $17,567.90 | 2.930% | $50,000.00 | 1.1 | DU | ApproveIneligible | Yes | No | XXXX | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.02989 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 1040 - 2019 [Borrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $11,121.95 | 2.930% | $1,000.00 | 1.7 | None | No | No | XXXX | 0 | 2 | 0 | 2 | 2 | 0.00 | No | 0.04128 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-C - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $8,782.12 | 2.930% | $0.00 | None | Yes | No | XXXX | 1 | 0 | 0 | 0 | 4 | 0 | 0.00 | No | 0.03114 | Not Stated | Not Tested | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $7,772.55 | 2.930% | $3,500.00 | 3.0 | None | No | No | XXXX | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03312 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - No Results Returned - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $11,446.85 | 2.930% | $0.00 | 1.0 | None | Yes | No | XXXX | 0 | 0 | 0 | 3 | 1 | 0.00 | No | 0.0376 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2018 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-T - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-T - 2019 [Borrower]; 4506-T - 2018 [Borrower]; 4506-C - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $15,708.50 | 2.930% | $0.00 | 1.0 | None | Yes | No | XXXX | 3 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03571 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $6,883.93 | 2.830% | $0.00 | None | N/A | No | XXXX | 0 | 2 | 0 | 4 | 2 | 0.00 | No | 0.03467 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $990.00 | 2.830% | $0.00 | 2.7 | None | No | No | XXXX | 0 | 0 | 0 | 4 | 0 | 0.00 | No | 0.03771 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 |
Other | 0 | 0 | 0 | XXXX | None | $1,200.00 | 2.830% | $500.00 | 2.4 | None | No | No | XXXX | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 0.03521 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2021 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2021 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; W-2 - 2020 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-C - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $9,986.11 | 2.830% | $500.00 | 3.0 | None | Yes | No | XXXX | 0 | 1 | 1 | 0 | 4 | 1 | 0.00 | No | 0.0336 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $7,944.25 | 2.830% | $0.00 | 1.0 | None | No | No | XXXX | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03906 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $11,877.50 | 2.830% | $48,000.00 | 1.0 | None | Yes | No | XXXX | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03574 | Not Stated | Not Tested | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $22,177.75 | 2.830% | $0.00 | 1.0 | None | Yes | No | XXXX | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03243 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Employer Letter - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $23,287.50 | 2.830% | $0.00 | 4.2 | None | No | No | XXXX | 1 | 0 | 2 | 0 | 3 | 2 | 0.00 | No | 0.03664 | Not Stated | Not Tested | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-T - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-T - 2019 [Borrower]; 4506-T - 2018 [Borrower]; Transcripts (1040) - 2018 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 4506-C - 2018 |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $5,205.00 | 2.830% | $0.00 | 1.4 | None | Yes | No | XXXX | 1 | 2 | 0 | 3 | 3 | 0.00 | No | 0.032 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $14,632.76 | 2.830% | $0.00 | 1.6 | None | Yes | No | XXXX | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03661 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - Sole Proprietor]; Balance Sheet - 2021 [Borrower - Primary Income - Sole Proprietor]; P&L Statement - 2021 [Borrower - Primary Income - Sole Proprietor]; P&L Statement - 2021 [Borrower - Primary Income - Sole Proprietor]; Third Party Verification - 2021 [Borrower - Primary Income - Sole Proprietor]; Business License - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2020 [Borrower]; 1040 - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-C - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $9,797.75 | 2.830% | $0.00 | 1.1 | None | No | No | XXXX | 0 | 1 | 2 | 0 | 4 | 2 | 17.97 | No | 0.03039 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Non-Primary Income - Partnership (>= 25%)]; Bank Statements - Business - 2021 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2021 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2021 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - Partnership (>= 25%)]; Bank Statements - Business - 2021 [Borrower - Primary Income - Partnership (>= 25%)]; Bank Statements - Business - 2021 [Borrower - Primary Income - Partnership (>= 25%)]; Bank Statements - Business - 2021 [Borrower - Primary Income - Partnership (>= 25%)]; CPA Letter - 2021 [Borrower - Primary Income - Partnership (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - Partnership (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2020 [Borrower - Primary Income - Partnership (>= 25%)]; Other - 2020 [Borrower - Primary Income - Partnership (>= 25%)]; P&L Statement - 2020 [Borrower - Primary Income - Partnership (>= 25%)]; 1065 - 2019 [Borrower - Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2019 [Borrower - Primary Income - Partnership (>= 25%)]; K-1 - 2019 [Borrower - Primary Income - Partnership (>= 25%)]; Other - 2019 [Borrower - Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2018 [Borrower - Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - Partnership (>= 25%)]; Other - 2018 [Borrower - Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2017 |
[Borrower]; Transcripts (1040) - No Results Returned - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Tax Return Extension - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1040 - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $14,605.14 | 2.830% | $20,000.00 | 1.0 | None | Yes | No | XXXX | 0 | 2 | 0 | 4 | 2 | 24.00 | No | 0.0295 | Not Stated | Not Tested | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Sole Proprietor]; Third Party Verification - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $10,062.98 | 2.830% | $15,000.00 | 3.0 | None | Yes | No | XXXX | 0 | 2 | 2 | 0 | 3 | 1 | 0.00 | No | 0.03509 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Higher Priced QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Other - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $14,094.80 | 2.930% | $10,000.00 | 1.3 | None | Yes | XXXX | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.0462 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; Year End Summary - 2020 [Borrower - Primary Income - Wages]; Year End Summary - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Year End Summary - 2020 [Coborrower(s) - Primary Income - Wages]; Year End Summary - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $44,401.98 | 2.830% | $0.00 | 3.6 | None | No | No | XXXX | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03207 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $14,736.60 | 2.830% | $6,209.90 | 1.0 | None | No | No | XXXX | 2 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 0.03359 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2017 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; W-2 - 2020 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2019 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2018 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2017 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-C - 2017 |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $16,410.29 | 2.830% | $25,000.00 | 4.1 | None | Yes | No | XXXX | 0 | 1 | 1 | 0 | 4 | 1 | 19.00 | No | 0.03382 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-C - 2017 |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $16,145.40 | 2.830% | $5,169.00 | 2.1 | DU | ApproveIneligible | Yes | No | XXXX | 2 | 0 | 1 | 0 | 4 | 0 | 0.00 | No | 0.03558 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (43-Q) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 4506-C - 2018 |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $1,290.00 | 2.850% | $14,500.00 | 1.0 | None | Yes | No | XXXX | 2 | 2 | 0 | 3 | 3 | 0.00 | No | 0.03524 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Projected Income]; Employer Non-Revocable Contract - 2021 [Borrower - Primary Income - Projected Income]; VVOE - 2021 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $15,763.36 | 2.850% | $0.00 | 2.2 | None | No | No | XXXX | 0 | 2 | 0 | 3 | 0 | 0.00 | No | 0.03389 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Other - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $13,496.78 | 2.850% | $0.00 | 1.0 | None | Yes | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.0331 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Paystubs - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Paystubs - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 |
[Borrower]; Transcripts (1040) - No Results Returned - 2020 [Borrower]; Tax Return Extension - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-T - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-T - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506-T - 2018 [Borrower]; Transcripts (1040) - 2018 |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $16,430.14 | 2.850% | $0.00 | None | N/A | No | XXXX | 2 | 2 | 0 | 3 | 2 | 17.97 | No | 0.03627 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-T - 2020 [Borrower]; 4506-T - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-T - 2018 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-T - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-T - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-T - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $9,679.73 | 2.850% | $0.00 | DU | ApproveIneligible | N/A | No | XXXX | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03486 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $15,684.73 | 2.850% | $5,000.00 | 1.0 | None | No | No | XXXX | 1 | 0 | 0 | 0 | 4 | 0 | 0.00 | No | 0.03207 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Employer Letter - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-C - 2017 |
Other | 0 | 0 | 0 | XXXX | None | $4,202.31 | 2.850% | $0.00 | 1.0 | None | N/A | No | XXXX | 2 | 1 | 0 | 0 | 4 | 0 | 0.00 | No | 0.03428 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - No Results Returned - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $3,462.40 | 2.850% | $0.00 | None | No | No | XXXX | 2 | 1 | 0 | 4 | 1 | 0.00 | No | 0.03427 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-T - 2020 [Borrower]; 4506-T - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-T - 2018 [Borrower]; 4506-C - 2018 [Coborrower]; 4506-T - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-T - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-T - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $1,590.25 | 2.850% | $0.00 | 2.4 | None | Yes | No | XXXX | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03396 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-T - 2020 [Borrower]; 4506-T - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-T - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $15,340.00 | 2.850% | $0.00 | 1.0 | None | N/A | No | XXXX | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03481 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; FNMA 1088 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2017 |
[Borrower]; Tax Return Extension - 2020 [Borrower]; Transcripts (1040) - No Results Returned - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $7,895.14 | 2.850% | $0.00 | 1.0 | None | No | No | XXXX | 0 | 1 | 0 | 4 | 1 | 17.97 | No | 0.0352 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Non-Primary Income - Wages]; VVOE - 2021 [Borrower - Non-Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2018 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 4506-C - 2017 [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; Transcripts (1040) - 2018 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-C - 2017 |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $1,465.00 | 2.850% | $9,000.00 | 1.8 | None | No | No | XXXX | 1 | 1 | 2 | 0 | 4 | 3 | 0.00 | No | 0.03387 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2017 [Coborrower(s) - Primary Income - Sole Proprietor]; Balance Sheet - 2021 [Coborrower(s) - Primary Income - Sole Proprietor]; P&L Statement - 2021 [Coborrower(s) - Primary Income - Sole Proprietor]; Third Party Verification - 2021 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-C - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $1,395.00 | 2.850% | $0.00 | 1.6 | None | Yes | No | XXXX | 0 | 0 | 2 | 0 | 4 | 0 | 19.00 | No | 0.03391 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $12,866.87 | 2.850% | $0.00 | 1.2 | None | No | No | XXXX | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03079 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Social Security]; Award Letter / Continuance Letter - 2021 [Borrower - Primary Income - Social Security]; Bank Statements - 2021 [Borrower - Non-Primary Income - Pension]; Bank Statements - 2021 [Borrower - Non-Primary Income - Pension]; Bank Statements - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $8,731.90 | 2.820% | $27,000.00 | 1.1 | None | Yes | No | XXXX | 0 | 2 | 0 | 0 | 2 | 2 | 0.00 | No | 0.04244 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - Sole Proprietor]; P&L Statement - 2021 [Borrower - Primary Income - Sole Proprietor]; P&L Statement - 2021 [Borrower - Primary Income - Sole Proprietor]; Third Party Verification - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-C - 2017 |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $725.00 | 2.850% | $0.00 | 1.3 | None | No | No | XXXX | 0 | 0 | 2 | 0 | 4 | 2 | 19.00 | No | 0.03024 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $25,326.03 | 2.820% | $5,000.00 | 1.0 | None | Yes | No | XXXX | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03834 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $1,565.00 | 2.820% | $0.00 | 1.0 | None | Yes | No | XXXX | 1 | 1 | 0 | 4 | 0 | 0.00 | No | 0.03532 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Higher Priced QM (43-Q) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $18,036.42 | 2.820% | $760.00 | 2.8 | None | No | No | XXXX | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 0.04682 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-C - 2017 |
Other | 0 | 0 | 0 | XXXX | None | $1,495.00 | 2.820% | $0.00 | None | N/A | No | XXXX | 1 | 0 | 0 | 0 | 4 | 0 | 0.00 | No | 0.03785 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $1,050.00 | 2.820% | $5,000.00 | 1.0 | None | Yes | No | XXXX | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03519 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Trust Income]; Trust Agreement - 2021 | [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $21,055.00 | 2.820% | $0.00 | 1.3 | None | Yes | No | XXXX | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.0389 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-T - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-T - 2019 [Borrower]; 4506-T - 2018 [Borrower]; 4506-C - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $2,300.25 | 2.820% | $0.00 | 1.0 | None | Yes | No | XXXX | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03536 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; Other - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | 2.920% | $0.00 | 1.0 | None | Yes | No | XXXX | 0 | 0 | 0 | 4 | 0 | 0.00 | No | 0.0338 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $1,445.00 | 2.920% | $0.00 | 1.4 | None | Yes | No | XXXX | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03777 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 |
[Borrower]; 4506-T - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-T - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-T - 2018 [Borrower]; 4506-C - 2018 [Coborrower]; 4506-T - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-T - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-T - 2019 [Coborrower]; 4506-C - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $11,884.17 | 2.920% | $0.00 | None | N/A | No | XXXX | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03285 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 4506-C - 2018 [Borrower]; Transcripts (1040) - 2017 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $1,695.00 | 2.930% | $0.00 | 1.9 | None | Yes | No | XXXX | 1 | 0 | 0 | 4 | 4 | 0.00 | No | 0.03395 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Projected Income]; Employer Letter - 2021 [Borrower - Primary Income - Projected Income]; VVOE - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $23,012.39 | 2.820% | $0.00 | 1.8 | None | No | No | XXXX | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03594 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $25,804.51 | 2.920% | $1,330.00 | 2.6 | None | No | No | XXXX | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03232 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $19,630.00 | 2.920% | $0.00 | 2.6 | None | No | No | XXXX | 2 | 0 | 0 | 3 | 1 | 0.00 | No | 0.03601 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-T - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $14,540.42 | 2.920% | $0.00 | DU | ApproveIneligible | N/A | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.0328 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-C - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $1,495.00 | 2.920% | $16,085.43 | None | N/A | No | XXXX | 0 | 1 | 1 | 0 | 4 | 0 | 0.00 | No | 0.03504 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (43-Q) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; Transcripts (1040) - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $1,290.00 | 2.830% | $0.00 | 2.6 | None | No | No | XXXX | 2 | 1 | 2 | 0 | 3 | 3 | 0.00 | No | 0.03262 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 1040 - 2019 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $4,844.00 | 3.010% | $1,500.00 | 1.1 | None | Yes | No | XXXX | 0 | 2 | 0 | 3 | 3 | 0.00 | No | 0.03825 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $9,577.18 | 2.920% | $9,500.00 | 1.3 | None | Yes | No | XXXX | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03217 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $17,142.50 | 2.920% | $10,000.00 | 2.6 | None | Yes | No | XXXX | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03545 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Employer Letter - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $24,897.00 | 2.920% | $0.00 | 1.0 | None | Yes | No | XXXX | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03175 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Other - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Other - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Business Account Transcripts - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; FNMA 1088 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2018 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $10,011.95 | 2.920% | $0.00 | 1.0 | None | N/A | No | XXXX | 1 | 1 | 0 | 4 | 1 | 21.37 | No | 0.03132 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Projected Income]; Employer Letter - 2021 [Borrower - Primary Income - Projected Income]; VVOE - 2021 |
[Borrower]; 1040 - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-T - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-T - 2019 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 4506-T - 2018 [Borrower]; 4506-C - 2018 |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $4,630.00 | 2.920% | $0.00 | 2.1 | None | Yes | No | XXXX | 0 | 1 | 0 | 3 | 3 | 0.00 | No | 0.04211 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (43-Q) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $17,915.20 | 2.910% | $0.00 | 1.0 | None | Yes | No | XXXX | 0 | 2 | 0 | 3 | 2 | 0.00 | No | 0.03699 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 |
Other | 0 | 0 | 0 | XXXX | None | $17,366.00 | 2.910% | $27,000.00 | 1.0 | None | No | No | XXXX | 1 | 0 | 0 | 4 | 0 | 0.00 | No | 0.03293 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Projected Income]; Employer Letter - 2021 | [Borrower]; 4506-C - 2020 [Borrower]; 4506-T - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-T - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-T - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $8,820.00 | 2.910% | $0.00 | None | No | No | XXXX | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03108 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Other - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $7,900.00 | 2.910% | $6,832.50 | 3.4 | None | No | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03969 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $19,600.59 | 2.910% | $17,967.43 | 2.9 | None | Yes | No | XXXX | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03736 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $8,872.88 | 2.910% | $0.00 | 1.0 | None | Yes | No | XXXX | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03897 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 [Borrower - Non-Primary Income - Wages]; Paystubs - 2021 [Borrower - Non-Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Non-Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $1,590.00 | 2.910% | $0.00 | 1.0 | None | Yes | No | XXXX | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 0.03411 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-T - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-T - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-T - 2018 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-T - 2020 [Coborrower]; 4506-T - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-T - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $18,877.00 | 2.910% | $0.00 | None | N/A | No | XXXX | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03183 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-T - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-T - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-T - 2018 [Borrower]; 4506-C - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $1,809.25 | 2.910% | $0.00 | None | No | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03537 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $38,548.91 | 2.920% | $28,737.37 | 1.0 | None | Yes | No | XXXX | 0 | 0 | 2 | 0 | 3 | 2 | 0.00 | No | 0.03009 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-C - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $9,327.51 | 2.910% | $0.00 | None | Yes | No | XXXX | 0 | 0 | 0 | 0 | 4 | 0 | 0.00 | No | 0.02954 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; Transcripts (1040) - 2018 |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | 2.850% | $0.00 | 2.8 | None | No | No | XXXX | 2 | 2 | 2 | 0 | 3 | 3 | 0.00 | No | 0.03259 | Not Stated | Not Tested | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-T - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-T - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-T - 2018 [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 4506-T - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 4506-T - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-T - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $1,699.00 | 2.910% | $0.00 | 2.6 | None | No | No | XXXX | 0 | 0 | 0 | 0 | 3 | 2 | 0.00 | No | 0.03523 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2019 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - No Results Returned - 2020 [Borrower]; 4506-T - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-T - 2019 [Borrower]; 4506-T - 2018 [Borrower]; 4506-C - 2018 |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $10,065.25 | 3.030% | $0.00 | 4.3 | None | Yes | No | XXXX | 2 | 2 | 0 | 3 | 1 | 0.00 | No | 0.03723 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $13,331.44 | 2.910% | $8,000.00 | 2.7 | None | Yes | No | XXXX | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.0364 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; Account Transcripts - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2020 [Borrower]; Account Transcripts - 2019 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $21,741.11 | 2.910% | $2,000.00 | 3.7 | None | No | No | XXXX | 2 | 1 | 0 | 3 | 2 | 0.00 | No | 0.04082 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (43-Q) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2018 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506-C - 2018 [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; Transcripts (1040) - 2018 |
3 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $4,762.88 | 2.910% | $5,000.00 | 1.0 | None | Yes | No | XXXX | 3 | 2 | 3 | 0 | 3 | 3 | 0.00 | No | 0.03575 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $5,345.81 | 2.910% | $7,700.00 | 1.1 | None | Yes | No | XXXX | 2 | 0 | 0 | 4 | 0 | 0.00 | No | 0.03275 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; Transcripts (1040) - No Results Returned - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $15,432.19 | 2.910% | $4,000.00 | 2.6 | None | Yes | No | XXXX | 2 | 1 | 0 | 3 | 0 | 0.00 | No | 0.04146 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $14,830.59 | 2.910% | $1,363.00 | 3.2 | None | Yes | No | XXXX | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.0316 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2020 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $29,361.68 | 2.920% | $18,000.00 | 1.2 | None | Yes | No | XXXX | 1 | 1 | 0 | 3 | 0 | 20.00 | No | 0.04025 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 1040 - 2019 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $3,732.11 | 2.920% | $500.00 | 1.0 | None | N/A | No | XXXX | 2 | 2 | 1 | 0 | 3 | 2 | 0.00 | No | 0.0329 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2020 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2019 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - No Results Returned - 2019 [Coborrower(s) - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2021 [Coborrower(s) - Non-Primary Income - Sole Proprietor]; P&L Statement - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; Transcripts (1040) - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
3 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $1,290.00 | 2.920% | $10,000.00 | 1.8 | None | Yes | No | XXXX | 2 | 2 | 3 | 0 | 3 | 3 | 0.00 | No | 0.03026 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Non-Primary Income - Wages]; Paystubs - 2021 [Borrower - Non-Primary Income - Wages]; VVOE - 2021 [Borrower - Non-Primary Income - Wages]; WVOE - 2021 [Borrower - Non-Primary Income - Wages]; Paystubs - 2020 [Borrower - Non-Primary Income - Wages]; Paystubs - 2020 [Borrower - Non-Primary Income - Wages]; Paystubs - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $19,157.00 | 2.920% | $18,945.00 | 3.0 | None | Yes | No | XXXX | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03326 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $9,064.11 | 2.920% | $30,000.00 | 4.0 | None | Yes | No | XXXX | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03605 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 [Coborrower(s) - Primary Income - Wages]; Employer Letter - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $17,089.48 | 2.920% | $11,500.00 | 2.7 | None | No | No | XXXX | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03516 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $15,972.92 | 2.920% | $2,000.00 | 2.0 | None | Yes | No | XXXX | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03492 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-T - 2020 [Borrower]; 4506-T - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-T - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-T - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-T - 2019 [Coborrower]; 4506-T - 2018 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $5,693.30 | 2.920% | $0.00 | 1.0 | None | Yes | No | XXXX | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.0332 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-T - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-T - 2019 [Borrower]; 4506-T - 2018 [Borrower]; 4506-C - 2018 [Coborrower]; 4506-T - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-T - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-T - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $9,474.83 | 2.920% | $0.00 | None | N/A | No | XXXX | 2 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03222 | Not Stated | Not Tested | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $8,997.50 | 2.920% | $0.00 | 3.8 | None | N/A | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03595 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-T - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-T - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-T - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $13,311.38 | 2.920% | $0.00 | None | No | No | XXXX | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03488 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $12,255.00 | 2.920% | $15,000.00 | 5.0 | None | No | No | XXXX | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03389 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $8,555.00 | 2.920% | $9,500.00 | 2.6 | None | Yes | No | XXXX | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.0377 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; Tax Return Extension - 2020 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $2,383.00 | 2.920% | $4,246.00 | 1.0 | None | Yes | No | XXXX | 2 | 1 | 0 | 3 | 2 | 0.00 | No | 0.03651 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2018 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2019 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2018 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $24,315.00 | 2.820% | $0.00 | 3.1 | None | Yes | No | XXXX | 3 | 3 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03982 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 |
[Borrower]; 4506-T - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-T - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-T - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $6,496.33 | 2.920% | $0.00 | 1.0 | None | N/A | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03466 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2018 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $1,290.00 | 2.820% | $0.00 | 3.0 | None | Yes | No | XXXX | 3 | 0 | 0 | 3 | 0 | 0.00 | No | 0.034 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $13,623.02 | 2.920% | $0.00 | None | No | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.0419 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2019 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $2,250.00 | 2.920% | $0.00 | 3.4 | None | Yes | No | XXXX | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03922 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $5,982.96 | 2.920% | $1,078.00 | 1.0 | None | N/A | No | XXXX | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03484 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - Sole Proprietor]; Balance Sheet - 2021 [Borrower - Primary Income - Sole Proprietor]; FNMA 1088 - 2021 [Borrower - Primary Income - Sole Proprietor]; P&L Statement - 2021 [Borrower - Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2021 [Borrower - Primary Income - Sole Proprietor]; Third Party Verification - 2021 [Borrower - Primary Income - Sole Proprietor]; Balance Sheet - 2020 [Borrower - Primary Income - Sole Proprietor]; P&L Statement - 2020 [Borrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2021 [Borrower - Non-Primary Income - Sole Proprietor]; Bank Statements - Business - 2021 [Borrower - Non-Primary Income - Sole Proprietor]; CPA Letter - 2021 [Borrower - Non-Primary Income - Sole Proprietor]; FNMA 1088 - 2021 [Borrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2020 [Borrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2021 [Borrower - Non-Primary Income - Sole Proprietor]; Bank Statements - Business - 2021 [Borrower - Non-Primary Income - Sole Proprietor]; FNMA 1088 - 2021 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2021 [Borrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2020 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2020 [Borrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2021 [Borrower - Non-Primary Income - Sole Proprietor]; Bank Statements - Business - 2021 [Borrower - Non-Primary Income - Sole Proprietor]; FNMA 1088 - 2021 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2021 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2020 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; Tax Return Extension - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $11,560.00 | 2.920% | $3,456.00 | 2.6 | None | No | No | XXXX | 0 | 1 | 0 | 2 | 1 | 21.00 | No | 0.03724 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (43-Q) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 4506-C - 2018 |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $1,290.00 | 2.830% | $24,000.00 | 2.6 | None | Yes | No | XXXX | 0 | 1 | 2 | 0 | 3 | 2 | 0.00 | No | 0.03635 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2018 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2018 [Borrower]; Transcripts (1040) - 2018 [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; Transcripts (1040) - 2018 |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $14,863.03 | 2.820% | $2,100.00 | 1.0 | None | No | No | XXXX | 3 | 0 | 2 | 0 | 3 | 3 | 0.00 | No | 0.03494 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-T - 2020 [Borrower]; 4506-T - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-T - 2018 [Borrower]; 4506-C - 2018 [Coborrower]; 4506-T - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-T - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-T - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $100.00 | 2.920% | $0.00 | None | N/A | No | XXXX | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03875 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 |
[Borrower]; Tax Return Extension - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $19,082.27 | 2.920% | $0.00 | 1.0 | None | Yes | No | XXXX | 1 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 0.03394 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $8,964.87 | 2.920% | $0.00 | 1.1 | None | Yes | No | XXXX | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03502 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $17,745.00 | 2.920% | $0.00 | 1.5 | None | Yes | No | XXXX | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.04018 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Level 1-Not Stated/Not Verified | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-C - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $7,705.00 | 2.910% | $300.00 | 4.2 | None | N/A | No | XXXX | 1 | 1 | 0 | 0 | 4 | 0 | 0.00 | No | 0.03453 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $4,203.00 | 2.920% | $10,000.00 | 2.6 | None | Yes | No | XXXX | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 0.03936 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; VVOE - 2001 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $13,113.66 | 2.920% | $0.00 | 1.7 | None | Yes | No | XXXX | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03989 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $11,806.88 | 2.920% | $0.00 | 2.9 | None | Yes | No | XXXX | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.034 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Employer Letter - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $34,079.52 | 2.920% | $5,056.50 | 2.6 | None | No | No | XXXX | 2 | 0 | 0 | 0 | 3 | 1 | 0.00 | No | 0.03321 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $3,373.00 | 2.920% | $17,012.10 | 3.0 | None | No | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03774 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2019 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-T - 2020 [Borrower]; 4506-T - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-T - 2018 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-T - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-T - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-T - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $2,274.57 | 2.920% | $10,000.00 | None | N/A | No | XXXX | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03786 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 |
[Borrower]; 1040 - 2020 [Borrower]; Transcripts (1040) - No Results Returned - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-T - 2020 [Borrower]; 4506-T - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-T - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-T - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; Transcripts (1040) - No Results Returned - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-T - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-T - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $3,017.63 | 2.920% | $0.00 | 1.0 | None | Yes | No | XXXX | 1 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 0.0342 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $17,929.50 | 2.920% | $0.00 | 1.6 | None | Yes | No | XXXX | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03917 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $7,529.29 | 2.920% | $2,000.00 | 2.5 | None | No | No | XXXX | 0 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03901 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $10,000.00 | 2.920% | $0.00 | 3.1 | None | No | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03803 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $9,041.00 | 2.920% | $0.00 | 3.1 | None | No | No | XXXX | 2 | 0 | 0 | 3 | 2 | 0.00 | No | 0.03511 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $10,055.00 | 2.920% | $0.00 | 1.0 | None | No | No | XXXX | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03249 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $2,165.00 | 2.920% | $5,000.00 | 1.0 | None | Yes | No | XXXX | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 0.0354 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (43-Q) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | 2.820% | $0.00 | None | Yes | No | XXXX | 1 | 2 | 2 | 0 | 3 | 0 | 0.00 | No | 0.03637 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2017 |
[Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $17,861.52 | 2.850% | $0.00 | 1.4 | None | No | No | XXXX | 0 | 1 | 0 | 3 | 1 | 19.00 | No | 0.03043 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (43-Q) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $6,577.99 | 2.920% | $6,500.00 | 3.0 | None | No | No | XXXX | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 0.032 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $5,775.72 | 2.920% | $0.00 | 1.0 | None | Yes | No | XXXX | 1 | 0 | 0 | 3 | 3 | 0.00 | No | 0.03316 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $12,944.93 | 2.920% | $0.00 | 4.3 | None | No | No | XXXX | 0 | 0 | 0 | 3 | 2 | 0.00 | No | 0.03345 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $18,071.09 | 2.920% | $0.00 | 1.2 | None | Yes | No | XXXX | 1 | 2 | 2 | 0 | 3 | 0 | 0.00 | No | 0.03945 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; Transcripts (1040) - No Results Returned - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $31,055.00 | 2.920% | $22,000.00 | 1.0 | None | Yes | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.04009 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $6,989.00 | 2.920% | $0.00 | None | N/A | No | XXXX | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03441 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (43-Q) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $7,592.96 | 2.930% | $12,500.00 | 2.5 | None | No | No | XXXX | 2 | 2 | 0 | 2 | 2 | 0.00 | No | 0.02921 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Non-Primary Income - Wages]; Paystubs - 2021 [Borrower - Non-Primary Income - Wages]; Paystubs - 2021 [Borrower - Non-Primary Income - Wages]; VVOE - 2021 [Borrower - Non-Primary Income - Wages]; WVOE - 2021 [Borrower - Non-Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $14,653.46 | 2.910% | $550.00 | 1.0 | None | No | No | XXXX | 1 | 2 | 2 | 0 | 3 | 1 | 0.00 | No | 0.03948 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $10,206.00 | 2.920% | $10,000.00 | 1.0 | None | Yes | No | XXXX | 0 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.0389 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $8,020.00 | 2.920% | $0.00 | 1.0 | None | Yes | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03597 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Sole Proprietor]; P&L Statement - 2021 [Coborrower(s) - Primary Income - Sole Proprietor]; Third Party Verification - 2021 [Coborrower(s) - Primary Income - Sole Proprietor]; Third Party Verification - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-C - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $1,495.00 | 2.920% | $12,000.00 | 1.0 | None | Yes | No | XXXX | 0 | 0 | 1 | 0 | 4 | 0 | 0.00 | No | 0.0364 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2021 [Coborrower(s) - Non-Primary Income - Annuity]; Bank Statements - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $25,066.70 | 2.920% | $10,500.00 | 1.1 | None | No | No | XXXX | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03574 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $10,396.01 | 2.930% | $25,000.00 | 1.0 | None | No | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03515 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 [Coborrower(s) - Primary Income - Sole Proprietor]; P&L Statement - 2021 [Coborrower(s) - Primary Income - Sole Proprietor]; Third Party Verification - 2021 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-T - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-T - 2019 [Borrower]; 4506-T - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 1040 - 1920 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 4506-T - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-T - 2019 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-T - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
3 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $5,749.97 | 2.930% | $0.00 | None | N/A | No | XXXX | 2 | 0 | 3 | 0 | 3 | 1 | 0.00 | No | 0.03824 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $41,676.31 | 2.930% | $0.00 | 1.0 | None | No | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03216 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $15,920.00 | 2.930% | $0.00 | 2.1 | None | No | No | XXXX | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 0.03937 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2017 |
[Borrower]; Tax Return Extension - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $1,595.00 | 2.930% | $0.00 | 5.0 | None | No | No | XXXX | 0 | 1 | 0 | 4 | 0 | 19.97 | No | 0.03406 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2020 [Coborrower(s) - Non-Primary Income - Wages]; Employer Letter - 2021 [Coborrower(s) - Non-Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Non-Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Non-Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Non-Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Non-Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - K-1 (< 25%)]; Third Party Verification - 2021 [Coborrower(s) - Primary Income - K-1 (< 25%)]; Third Party Verification - 2021 [Coborrower(s) - Primary Income - K-1 (< 25%)]; 1120S - 2020 [Coborrower(s) - Primary Income - K-1 (< 25%)]; K-1 - 2020 [Coborrower(s) - Primary Income - K-1 (< 25%)]; W-2 - 2020 [Coborrower(s) - Primary Income - K-1 (< 25%)]; W-2 - 2019 |
[Borrower]; 4506-T - 2020 [Borrower]; 1040 - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-T - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-T - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2020 [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-T - 2020 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-T - 2019 [Coborrower]; 4506-T - 2018 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $1,925.25 | 2.930% | $0.00 | 4.0 | DU | ApproveIneligible | No | No | XXXX | 1 | 2 | 1 | 0 | 3 | 2 | 0.00 | No | 0.03647 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-T - 2020 [Borrower]; 1040 - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-T - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-T - 2018 [Coborrower]; 4506-T - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-T - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-T - 2018 |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $3,942.39 | 2.930% | $0.00 | 1.2 | None | Yes | No | XXXX | 0 | 2 | 1 | 0 | 3 | 1 | 0.00 | No | 0.03052 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - S-Corp (>= 25%)]; Bank Statements - Personal - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Paystubs - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1040 - 2019 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2020 [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $9,948.00 | 2.930% | $5,000.00 | 2.0 | None | Yes | No | XXXX | 0 | 1 | 2 | 0 | 2 | 1 | 20.00 | No | 0.03956 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2018 |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | 2.920% | $7,000.00 | 3.2 | None | N/A | No | XXXX | 2 | 0 | 2 | 0 | 3 | 2 | 0.00 | No | 0.03136 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $13,555.00 | 2.930% | $12,487.75 | 1.5 | None | Yes | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03886 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Other - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2019 |
[Borrower]; 1040 - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-T - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-T - 2019 [Borrower]; 4506-T - 2018 [Borrower]; 4506-C - 2018 |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $5,598.25 | 2.930% | $0.00 | 1.3 | None | Yes | No | XXXX | 2 | 1 | 0 | 3 | 1 | 17.97 | No | 0.0303 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 1040 - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts (1040) - 2021 [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $17,612.92 | 2.930% | $0.00 | 1.0 | None | Yes | No | XXXX | 0 | 1 | 1 | 0 | 3 | 2 | 0.00 | No | 0.03689 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; Transcripts (1040) - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $1,690.00 | 2.820% | $0.00 | 2.9 | None | Yes | No | XXXX | 0 | 2 | 0 | 0 | 3 | 3 | 0.00 | No | 0.03149 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (43-Q) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Projected Income]; Employer Letter - 2021 [Borrower - Primary Income - Projected Income]; Employer Non-Revocable Contract - 2021 [Borrower - Primary Income - Projected Income]; VVOE - 2021 [Borrower - Primary Income - Projected Income]; VVOE - 2021 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $8,023.30 | 2.930% | $0.00 | 4.5 | None | Yes | No | XXXX | 0 | 0 | 0 | 3 | 2 | 0.00 | No | 0.03354 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Other - 2021 [Borrower - Primary Income - Wages]; Other - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Non-Primary Income - Wages]; Other - 2021 [Borrower - Non-Primary Income - Wages]; Paystubs - 2021 [Borrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Non-Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Non-Primary Income - Wages]; VVOE - 2021 [Borrower - Non-Primary Income - Wages]; W-2 - 2020 [Borrower - Non-Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Non-Primary Income - Wages]; W-2 - 2019 [Borrower - Non-Primary Income - Wages]; W-2 Transcript - 2019 [Coborrower(s) - Primary Income - Wages]; Other - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $22,162.56 | 2.930% | $13,000.00 | 1.0 | None | Yes | No | XXXX | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03655 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Paystubs - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2021 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2021 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2021 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2021 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; Paystubs - 2021 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2020 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; W-2 - 2020 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; K-1 - 2019 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; W-2 - 2019 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 |
[Borrower]; Transcripts (1040) - No Results Returned - 2020 [Borrower]; Tax Return Extension - 2020 [Borrower]; Tax Return Extension - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 1040 - 2019 [Borrower]; 1040 - 2018 [Borrower]; 4506-C - 2018 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Tax Return Extension - 2020 [Coborrower]; Transcripts (1040) - No Results Returned - 2020 [Coborrower]; Tax Return Extension - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; Transcripts (1040) - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $11,798.00 | 2.920% | $0.00 | 1.0 | None | No | No | XXXX | 2 | 2 | 2 | 0 | 3 | 2 | 17.97 | No | 0.03963 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 |
[Borrower]; 4506-T - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-T - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-T - 2018 [Borrower]; 4506-C - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $7,239.25 | 2.930% | $0.00 | None | No | No | XXXX | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03575 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $1,230.00 | 2.910% | $0.00 | 5.0 | None | No | No | XXXX | 1 | 0 | 0 | 2 | 0 | 0.00 | No | 0.04151 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; Other - 2021 [Borrower - Primary Income - Wages]; Other - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $29,858.27 | 2.930% | $0.00 | 1.0 | None | Yes | No | XXXX | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.04151 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-T - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-T - 2019 [Borrower]; 4506-T - 2018 [Borrower]; 4506-C - 2018 [Coborrower]; 4506-T - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-T - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-T - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $16,548.29 | 2.910% | $0.00 | 1.0 | None | N/A | No | XXXX | 0 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03408 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $9,125.75 | 2.910% | $12,000.00 | 1.0 | None | Yes | No | XXXX | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03519 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Non-Primary Income - Sole Proprietor]; P&L Statement - 2021 [Coborrower(s) - Non-Primary Income - Sole Proprietor]; Third Party Verification - 2021 [Coborrower(s) - Non-Primary Income - Sole Proprietor]; Third Party Verification - 2021 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $8,138.34 | 2.910% | $0.00 | 3.7 | None | No | No | XXXX | 0 | 1 | 2 | 0 | 3 | 0 | 0.00 | No | 0.03738 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-C - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $5,431.94 | 2.910% | $9,000.00 | None | N/A | No | XXXX | 0 | 1 | 0 | 0 | 4 | 0 | 0.00 | No | 0.03203 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2019 |
[Borrower]; Account Transcripts - 2020 [Borrower]; 4506-T - 2020 [Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; Account Transcripts - 2019 [Borrower]; 4506-T - 2019 [Borrower]; 4506-T - 2018 [Borrower]; 4506-C - 2018 |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $1,346.98 | 2.910% | $0.00 | None | N/A | No | XXXX | 0 | 2 | 0 | 3 | 2 | 20.00 | No | 0.03532 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (43-Q) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 1040 - 2019 [Coborrower]; 1040 - 2018 [Coborrower]; 4506-C - 2018 [Coborrower]; Transcripts (1040) - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
3 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $3,837.90 | 2.930% | $6,150.00 | 2.3 | None | Yes | No | XXXX | 1 | 2 | 3 | 0 | 3 | 3 | 0.00 | No | 0.03328 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Non-Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Non-Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2020 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; K-1 - 2019 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; W-2 - 2019 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Coborrower(s) - Non-Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Coborrower(s) - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Coborrower(s) - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Coborrower(s) - Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2020 [Coborrower(s) - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Coborrower(s) - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2019 [Coborrower(s) - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Coborrower(s) - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Coborrower(s) - Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2018 |
[Borrower]; Transcripts (1040) - No Results Returned - 2020 [Borrower]; Tax Return Extension - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2018 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts (1040) - No Results Returned - 2020 [Coborrower]; Tax Return Extension - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; Transcripts (1040) - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506-C - 2018 [Coborrower]; Transcripts (1040) - 2018 [Coborrower]; 4506-C - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $16,485.63 | 2.910% | $0.00 | 4.3 | None | N/A | No | XXXX | 2 | 2 | 2 | 0 | 4 | 2 | 0.00 | No | 0.0328 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $4,902.38 | 2.910% | $0.00 | 1.4 | None | N/A | No | XXXX | 2 | 1 | 0 | 3 | 0 | 0.00 | No | 0.03886 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $13,606.85 | 2.910% | $5,000.00 | 1.1 | None | N/A | No | XXXX | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.04066 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Other - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $18,142.48 | 2.910% | $0.00 | 4.9 | None | No | No | XXXX | 2 | 1 | 0 | 3 | 1 | 0.00 | No | 0.0378 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (43-Q) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $12,250.00 | 2.910% | $0.00 | 1.0 | None | Yes | No | XXXX | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 0.03264 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Other - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $5,002.47 | 2.910% | $0.00 | 2.3 | None | No | No | XXXX | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.037 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $8,854.00 | 2.910% | $2,000.00 | 1.8 | None | Yes | No | XXXX | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 0.03989 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (43-Q) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $9,711.25 | 2.910% | $0.00 | 1.0 | None | Yes | No | XXXX | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 0.03394 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Higher Priced QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2018 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2019 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2018 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $9,872.18 | 2.910% | $0.00 | 1.0 | None | Yes | No | XXXX | 3 | 3 | 0 | 0 | 3 | 0 | 0.00 | No | 0.04466 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-T - 2020 [Borrower]; 1040 - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-T - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-T - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-T - 2020 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-T - 2019 [Coborrower]; 4506-T - 2018 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $4,931.25 | 2.910% | $0.00 | 1.4 | None | Yes | No | XXXX | 0 | 0 | 2 | 0 | 3 | 0 | 0.00 | No | 0.03432 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2021 [Borrower - Non-Primary Income - Pension]; D1C Income Verification Report - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 1040 - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $15,420.41 | 2.910% | $725.00 | 1.0 | None | Yes | No | XXXX | 1 | 1 | 1 | 0 | 3 | 1 | 0.00 | No | 0.03897 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $4,287.97 | 2.910% | $19,976.00 | 2.1 | None | No | No | XXXX | 2 | 0 | 0 | 3 | 3 | 0.00 | No | 0.03044 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Coborrower(s) - Primary Income - Partnership (>= 25%)]; Balance Sheet - 2021 [Coborrower(s) - Primary Income - Partnership (>= 25%)]; Bank Statements - Business - 2021 [Coborrower(s) - Primary Income - Partnership (>= 25%)]; P&L Statement - 2021 [Coborrower(s) - Primary Income - Partnership (>= 25%)]; Third Party Verification - 2021 [Coborrower(s) - Primary Income - Partnership (>= 25%)]; 1065 - 2020 [Coborrower(s) - Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2020 [Coborrower(s) - Primary Income - Partnership (>= 25%)]; K-1 - 2020 [Coborrower(s) - Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Coborrower]; 1040 - 2020 [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $17,325.00 | 2.910% | $15,000.00 | 3.5 | None | Yes | No | XXXX | 0 | 0 | 1 | 0 | 3 | 1 | 0.00 | No | 0.03862 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $4,191.92 | 2.930% | $0.00 | 1.0 | None | No | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.0382 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Paystubs - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2020 [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $22,543.29 | 2.930% | $0.00 | 1.0 | None | Yes | No | XXXX | 0 | 1 | 1 | 0 | 3 | 1 | 19.00 | No | 0.03798 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $5,055.00 | 2.930% | $1,100.00 | 1.0 | None | Yes | No | XXXX | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03705 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; Transcripts (1040) - No Results Returned - 2020 [Borrower]; Tax Return Extension - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $10,597.82 | 2.930% | $0.00 | 2.8 | None | Yes | No | XXXX | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03842 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (43-Q) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $11,997.44 | 2.830% | $0.00 | 3.9 | None | N/A | No | XXXX | 0 | 2 | 0 | 3 | 2 | 0.00 | No | 0.03626 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | Yes | XXXX | None | $14,079.00 | 3.000% | $0.00 | 2.7 | DU | ApproveIneligible | Yes | No | XXXX | 0 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 0.03773 | Yes | FNMA (June 2020) | Yes | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - Sole Proprietor]; CPA Letter - 2021 [Borrower - Primary Income - Sole Proprietor]; P&L Statement - 2021 [Borrower - Primary Income - Sole Proprietor]; Third Party Verification - 2021 [Borrower - Primary Income - Sole Proprietor]; Other - 2020 [Borrower - Primary Income - Sole Proprietor]; P&L Statement - 2020 [Borrower - Primary Income - Sole Proprietor]; Other - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; CPA Letter - 2021 [Borrower - Non-Primary Income - Sole Proprietor]; CPA Letter - 2021 [Borrower - Non-Primary Income - Sole Proprietor]; Other - 2021 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2021 [Borrower - Non-Primary Income - Sole Proprietor]; Other - 2020 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2020 [Borrower - Non-Primary Income - Sole Proprietor]; Other - 2019 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | Yes | XXXX | None | $23,493.19 | 2.990% | $0.00 | 2.3 | None | Yes | No | XXXX | 0 | 2 | 0 | 2 | 0 | 16.77 | No | 0.03515 | Yes | FNMA (June 2020) | Yes | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; Transcripts (1040) - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $15,526.50 | 2.920% | $0.00 | 1.1 | None | No | No | XXXX | 2 | 2 | 0 | 0 | 3 | 3 | 0.00 | No | 0.03624 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2018 |
[Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $4,278.45 | 2.920% | $8,600.00 | 1.8 | None | No | No | XXXX | 3 | 0 | 0 | 3 | 3 | 0.00 | No | 0.03187 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (43-Q) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $8,915.25 | 2.930% | $0.00 | 2.6 | None | No | No | XXXX | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 0.03904 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $5,901.79 | 3.060% | $11,260.00 | 1.0 | None | No | No | XXXX | 2 | 0 | 0 | 3 | 2 | 0.00 | No | 0.03741 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (43-Q) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2018 [Coborrower(s) - Primary Income - Wages]; Employer Letter - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2019 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2018 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; Transcripts (1040) - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $17,046.21 | 2.930% | $10,000.00 | 4.0 | None | Yes | No | XXXX | 3 | 3 | 2 | 0 | 3 | 3 | 0.00 | No | 0.03702 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2018 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 |
[Borrower]; 1040 - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $15,167.50 | 2.930% | $5,399.00 | 1.5 | None | No | No | XXXX | 1 | 0 | 1 | 0 | 3 | 1 | 20.97 | No | 0.04129 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - Partnership (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - Partnership (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - Partnership (>= 25%)]; 1065 - 2020 [Borrower - Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2020 [Borrower - Primary Income - Partnership (>= 25%)]; Balance Sheet - 2020 [Borrower - Primary Income - Partnership (>= 25%)]; K-1 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; W-2 - 2018 |
[Borrower]; Account Transcripts - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Tax Return Extension - 2020 [Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2019 [Borrower]; Account Transcripts - 2018 [Borrower]; 4506-C - 2018 [Borrower]; Account Transcripts - 2017 [Borrower]; Account Transcripts - 2016 [Borrower]; Account Transcripts - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Tax Return Extension - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; Account Transcripts - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; Account Transcripts - 2018 [Coborrower]; 4506-C - 2018 [Coborrower]; Account Transcripts - 2017 [Coborrower]; Account Transcripts - 2016 [Coborrower]; Account Transcripts - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $19,246.57 | 2.930% | $0.00 | 2.1 | None | Yes | No | XXXX | 0 | 3 | 1 | 0 | 3 | 5 | 19.27 | No | 0.04093 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $9,195.00 | 2.930% | $0.00 | 1.0 | None | Yes | No | XXXX | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03733 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $1,290.00 | 2.910% | $0.00 | 1.0 | None | N/A | No | XXXX | 0 | 2 | 2 | 0 | 3 | 2 | 0.00 | No | 0.03533 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Other - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2019 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-T - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2019 [Borrower]; Account Transcripts - 2019 [Borrower]; 4506-T - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-T - 2018 |
2 Years Tax Returns | 1 | 0 | 0 | 0 | XXXX | None | $12,275.25 | 2.930% | $15,000.00 | None | N/A | No | XXXX | 1 | 2 | 0 | 3 | 1 | 20.00 | No | 0.03702 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $18,398.28 | 2.930% | $0.00 | 1.5 | None | No | No | XXXX | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03881 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 |
[Borrower]; 1040 - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2020 [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $6,417.60 | 2.930% | $0.00 | 2.2 | None | No | No | XXXX | 1 | 0 | 1 | 0 | 3 | 1 | 0.00 | No | 0.041 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $2,323.03 | 2.930% | $7,500.00 | 1.0 | None | Yes | No | XXXX | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03915 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Non-Primary Income - Wages]; Paystubs - 2021 [Borrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Non-Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Non-Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $13,438.95 | 2.930% | $0.00 | 1.3 | None | Yes | No | XXXX | 0 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03924 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined | Level 5-Stated/Verified as defined | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Employer Letter - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Employer Letter - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Employer Letter - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $23,083.51 | 2.930% | $10,000.00 | 2.0 | None | Yes | No | XXXX | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.04092 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; FNMA 1088 - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $20,351.63 | 2.930% | $0.00 | 2.8 | None | No | No | XXXX | 0 | 1 | 0 | 3 | 1 | 20.00 | No | 0.04031 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 |
[Borrower]; Transcripts (1040) - No Results Returned - 2020 [Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $1,393.92 | 2.930% | $0.00 | 1.0 | None | Yes | No | XXXX | 0 | 1 | 0 | 3 | 2 | 20.97 | No | 0.03785 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Social Security]; Award Letter / Continuance Letter - 2021 [Borrower - Primary Income - Social Security]; Bank Statements - 2021 [Borrower - Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2021 [Borrower - Non-Primary Income - Pension]; Bank Statements - 2021 [Coborrower(s) - Primary Income - Wages]; Other - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $18,382.10 | 2.930% | $3,000.00 | 4.0 | None | Yes | No | XXXX | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.04235 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-T - 2020 [Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-T - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-T - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-T - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-T - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-T - 2018 |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $6,845.00 | 2.910% | $0.00 | None | N/A | No | XXXX | 1 | 0 | 1 | 0 | 3 | 1 | 0.00 | No | 0.03226 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (43-Q) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Paystubs - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2021 [Borrower - Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2021 [Borrower - Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2021 [Borrower - Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2021 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2021 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2020 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2020 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2020 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2021 [Borrower - Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2021 [Borrower - Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2021 [Borrower - Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2021 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2021 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2020 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2020 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2020 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; Other - 2021 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2020 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2019 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $1,290.00 | 2.830% | $0.00 | 5.0 | None | Yes | No | XXXX | 2 | 2 | 0 | 3 | 2 | 20.00 | No | 0.03398 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $5,108.35 | 2.920% | $0.00 | 1.0 | None | No | No | XXXX | 2 | 0 | 0 | 3 | 2 | 0.00 | No | 0.03311 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2020 [Borrower]; 4506-T - 2020 [Borrower]; 4506-T - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-T - 2018 [Borrower]; 4506-C - 2018 |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $2,530.88 | 2.930% | $0.00 | 1.0 | None | Yes | No | XXXX | 0 | 2 | 0 | 3 | 2 | 0.00 | No | 0.03797 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $1,495.00 | 2.920% | $0.00 | 2.4 | None | N/A | No | XXXX | 2 | 0 | 0 | 4 | 0 | 0.00 | No | 0.03903 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-T - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-T - 2019 [Borrower]; 4506-T - 2018 [Borrower]; 4506-C - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $9,938.60 | 2.930% | $0.00 | None | No | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03598 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $11,136.26 | 2.930% | $0.00 | 1.0 | None | Yes | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03896 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Non-Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Non-Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Non-Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Non-Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Non-Primary Income - Wages]; W-2 - 2020 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 1 | 0 | 0 | 0 | XXXX | None | $11,956.50 | 2.930% | $2,500.00 | 1.0 | None | Yes | No | XXXX | 1 | 1 | 0 | 0 | 3 | 1 | 0.00 | No | 0.04029 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $13,410.00 | 2.930% | $350.00 | 1.0 | None | Yes | No | XXXX | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.04132 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (43-Q) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Business License - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2017 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2019 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2021 [Coborrower(s) - Non-Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Coborrower(s) - Non-Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Coborrower(s) - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Coborrower(s) - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Coborrower(s) - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Coborrower(s) - Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020 [Coborrower(s) - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Coborrower(s) - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Coborrower(s) - Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2019 [Coborrower(s) - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2019 [Coborrower(s) - Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2018 [Coborrower(s) - Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2017 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $8,453.50 | 3.060% | $0.00 | 1.0 | None | Yes | No | XXXX | 2 | 2 | 2 | 0 | 3 | 2 | 0.00 | No | 0.03323 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $17,991.31 | 3.060% | $0.00 | 1.2 | None | No | No | XXXX | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03839 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Level 4-Stated/Verified as defined | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 [Borrower - Non-Primary Income - Wages]; Paystubs - 2021 [Borrower - Non-Primary Income - Wages]; WVOE - 2021 [Borrower - Non-Primary Income - Wages]; W-2 - 2020 [Borrower - Non-Primary Income - Wages]; W-2 - 2019 [Borrower - Non-Primary Income - Wages]; Paystubs - 2021 [Borrower - Non-Primary Income - Wages]; WVOE - 2021 [Borrower - Non-Primary Income - Wages]; W-2 - 2020 [Borrower - Non-Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2019 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $17,526.70 | 2.930% | $0.00 | 2.6 | None | Yes | No | XXXX | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03381 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Employer Letter - 2021 [Coborrower(s) - Primary Income - Wages]; Other - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $11,772.00 | 2.930% | $0.00 | 1.0 | None | Yes | No | XXXX | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.04094 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2018 [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $24,410.84 | 2.920% | $0.00 | 1.8 | None | Yes | No | XXXX | 2 | 2 | 2 | 0 | 3 | 2 | 0.00 | No | 0.02904 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1040 - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 1040 - 2019 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $1,595.00 | 3.060% | $4,000.00 | 2.6 | None | N/A | No | XXXX | 0 | 2 | 2 | 0 | 2 | 2 | 0.00 | No | 0.0378 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Non-Primary Income - Wages]; Paystubs - 2021 [Borrower - Non-Primary Income - Wages]; Paystubs - 2021 [Borrower - Non-Primary Income - Wages]; VVOE - 2021 [Borrower - Non-Primary Income - Wages]; WVOE - 2021 [Borrower - Non-Primary Income - Wages]; W-2 - 2020 [Borrower - Non-Primary Income - Wages]; Paystubs - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Non-Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Non-Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Non-Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Non-Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Non-Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Non-Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Non-Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Non-Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Non-Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Non-Primary Income - Wages]; Paystubs - 2020 [Coborrower(s) - Non-Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Non-Primary Income - Wages]; Paystubs - 2018 [Coborrower(s) - Non-Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Non-Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Non-Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Non-Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Non-Primary Income - Wages]; Paystubs - 2019 [Coborrower(s) - Non-Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $38,306.43 | 3.060% | $27,000.00 | None | Yes | No | XXXX | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.0404 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $8,816.30 | 3.060% | $0.00 | 1.1 | None | Yes | No | XXXX | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.041 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Other - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-T - 2020 [Borrower]; 4506-T - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-T - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $8,331.25 | 3.060% | $0.00 | 1.0 | None | No | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03867 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Other - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; Other - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2020 [Borrower]; Tax Return Extension - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2018 |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $10,921.25 | 3.060% | $0.00 | 1.0 | None | Yes | No | XXXX | 2 | 0 | 2 | 0 | 3 | 2 | 0.00 | No | 0.02999 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-T - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-T - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-T - 2018 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-T - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-T - 2019 [Coborrower]; 4506-T - 2018 [Coborrower]; 4506-C - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $1,932.99 | 3.060% | $5,000.00 | 1.0 | DU | ApproveIneligible | N/A | No | XXXX | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03666 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-T - 2020 [Borrower]; 4506-T - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-T - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-T - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-T - 2019 [Coborrower]; 4506-T - 2018 [Coborrower]; 4506-C - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $6,576.82 | 3.060% | $0.00 | DU | ApproveIneligible | N/A | No | XXXX | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03455 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $22,312.68 | 3.060% | $0.00 | 1.0 | None | Yes | No | XXXX | 0 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.04017 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $12,426.56 | 3.060% | $12,600.00 | 1.0 | None | Yes | No | XXXX | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03942 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $8,844.42 | 3.060% | $0.00 | 1.3 | None | Yes | No | XXXX | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03665 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $9,006.64 | 2.910% | $0.00 | 1.8 | None | No | No | XXXX | 1 | 1 | 0 | 3 | 1 | 0.00 | No | 0.03695 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 [Borrower - Primary Income - Wages]; Employer Letter - 2018 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $22,145.05 | 2.930% | $5,000.00 | 1.0 | None | No | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.02901 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $8,949.89 | 3.060% | $1,000.00 | 3.3 | None | No | No | XXXX | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03835 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $4,755.50 | 3.060% | $0.00 | 2.1 | None | Yes | No | XXXX | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03687 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-T - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-T - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-T - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $4,772.01 | 3.060% | $0.00 | None | N/A | No | XXXX | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03703 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Borrower Intent to Return to Work Letter - 2021 [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $5,695.00 | 3.060% | $0.00 | 1.0 | None | Yes | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03459 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; Transcripts (1040) - No Results Returned - 2020 [Borrower]; Tax Return Extension - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2018 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; Transcripts (1040) - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $1,290.00 | 2.850% | $0.00 | 1.0 | None | No | No | XXXX | 0 | 2 | 0 | 0 | 3 | 2 | 0.00 | No | 0.03142 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $2,025.25 | 3.040% | $0.00 | 1.0 | None | Yes | No | XXXX | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03657 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1040 - 2019 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 1040 - 2019 [Coborrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $1,695.00 | 3.060% | $0.00 | 1.3 | None | No | No | XXXX | 0 | 0 | 2 | 0 | 2 | 0 | 0.00 | No | 0.03782 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Non-Primary Income - Child Support]; Bank Statements - 2021 [Borrower - Non-Primary Income - Child Support]; Child Support Order - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $9,255.00 | 3.060% | $5,000.00 | 1.0 | None | No | No | XXXX | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.0375 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 |
Other | 0 | 0 | 0 | XXXX | None | $21,845.00 | 3.040% | $15,000.00 | None | No | No | XXXX | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 0.03377 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; Transcripts (1040) - No Results Returned - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2020 [Borrower]; 1040 - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $16,214.37 | 3.040% | $750.00 | 2.6 | None | N/A | No | XXXX | 2 | 2 | 2 | 0 | 3 | 1 | 20.00 | No | 0.04105 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Non-Primary Income - Foster Care]; Award Letter / Continuance Letter - 2021 [Borrower - Non-Primary Income - Child Support]; Child Support Order - 2010 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $21,547.68 | 3.040% | $14,000.00 | 5.0 | None | No | No | XXXX | 2 | 2 | 0 | 3 | 2 | 0.00 | No | 0.04145 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 1040 - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $12,243.22 | 2.920% | $1,000.00 | 2.0 | None | Yes | No | XXXX | 1 | 1 | 0 | 3 | 1 | 0.00 | No | 0.03139 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (43-Q) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2018 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2018 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; Transcripts (1040) - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $1,712.93 | 2.910% | $7,300.00 | 2.2 | None | No | No | XXXX | 3 | 2 | 2 | 0 | 3 | 3 | 0.00 | No | 0.03389 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $4,791.83 | 3.040% | $1,500.00 | 1.8 | None | N/A | No | XXXX | 2 | 2 | 2 | 0 | 2 | 2 | 0.00 | No | 0.03686 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $1,255.00 | 3.040% | $0.00 | 1.0 | None | Yes | No | XXXX | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03662 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-T - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-T - 2019 [Borrower]; 4506-T - 2018 [Borrower]; 4506-C - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $237.99 | 3.040% | $0.00 | 1.0 | None | N/A | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03524 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2018 [Coborrower(s) - Primary Income - Wages]; Employer Letter - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2019 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2018 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $1,440.00 | 2.930% | $0.00 | 1.0 | None | Yes | No | XXXX | 3 | 3 | 0 | 0 | 3 | 0 | 0.00 | No | 0.0326 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $1,290.00 | 2.930% | $20,000.00 | 2.6 | None | Yes | No | XXXX | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03029 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 1040 - 2020 [Borrower]; Tax Return Extension - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $1,290.00 | 2.920% | $5,000.00 | 3.7 | None | Yes | XXXX | 2 | 2 | 0 | 3 | 3 | 0.00 | No | 0.03636 | Not Stated | Not Tested | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 1040 - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1040 - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2020 [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 1040 - 2019 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 4506-C - 2018 |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $1,301.56 | 2.930% | $12,500.00 | 4.8 | None | No | No | XXXX | 2 | 0 | 2 | 0 | 3 | 2 | 0.00 | No | 0.02992 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined | Level 3-Stated/Partially Verified | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 1-Not Stated/Not Verified | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 [Coborrower(s) - Primary Income - Sole Proprietor]; P&L Statement - 2021 [Coborrower(s) - Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2021 [Coborrower(s) - Primary Income - Sole Proprietor]; Third Party Verification - 2021 [Coborrower(s) - Primary Income - Social Security]; Bank Statements - 2021 [Coborrower(s) - Primary Income - Social Security]; Award Letter / Continuance Letter - 2020 [Coborrower(s) - Non-Primary Income - Social Security]; Bank Statements - 2021 [Coborrower(s) - Primary Income - Social Security]; Award Letter / Continuance Letter - 2020 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $1,290.00 | 2.920% | $0.00 | None | No | No | XXXX | 2 | 0 | 1 | 0 | 3 | 1 | 0.00 | No | 0.03766 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $3,657.51 | 3.060% | $0.00 | 1.0 | None | Yes | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03555 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $3,791.92 | 3.060% | $0.00 | 1.7 | None | Yes | No | XXXX | 3 | 2 | 0 | 3 | 0 | 0.00 | No | 0.03534 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $1,290.00 | 3.060% | $0.00 | 1.0 | None | No | No | XXXX | 0 | 0 | 0 | 0 | 3 | 2 | 0.00 | No | 0.03783 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $12,683.63 | 3.040% | $0.00 | 1.8 | None | Yes | No | XXXX | 2 | 0 | 0 | 3 | 2 | 0.00 | No | 0.03878 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $20,035.75 | 3.200% | $0.00 | None | N/A | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03374 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2020 [Borrower - Non-Primary Income - Wages]; Paystubs - 2021 [Borrower - Non-Primary Income - Wages]; VVOE - 2021 [Borrower - Non-Primary Income - Wages]; WVOE - 2021 [Borrower - Non-Primary Income - Wages]; W-2 - 2020 [Borrower - Non-Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $6,385.00 | 3.140% | $0.00 | 1.8 | None | No | No | XXXX | 2 | 2 | 0 | 3 | 2 | 21.87 | No | 0.03664 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-T - 2020 [Borrower]; 1040 - 2020 [Borrower]; 4506-T - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-T - 2018 [Borrower]; 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-T - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-T - 2019 [Coborrower]; 4506-T - 2018 [Coborrower]; 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | No | XXXX | None | $22,498.84 | 2.980% | $0.00 | 3.3 | DU | ApproveIneligible | N/A | No | XXXX | 2 | 2 | 2 | 0 | 4 | 0 | 0.00 | No | 0.0415 | Yes | FNMA (June 2020) | Yes | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Non-Primary Income - Wages]; Paystubs - 2021 [Borrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Non-Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Non-Primary Income - Wages]; W-2 - 2020 [Borrower - Non-Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | Yes | XXXX | None | $13,629.42 | 2.930% | $85,000.00 | 4.6 | DU | ApproveIneligible | No | No | XXXX | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 0.03637 | Yes | FNMA (June 2020) | Yes | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Projected Income]; Employer Letter - 2021 | [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | No | XXXX | None | $1,390.00 | 2.920% | $9,500.00 | 3.7 | DU | ApproveIneligible | No | No | XXXX | 0 | 0 | 0 | 4 | 0 | 0.00 | No | 0.03137 | Yes | FNMA (June 2020) | Yes | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 |
Other | 0 | 0 | 0 | No | XXXX | None | $8,802.63 | 2.850% | $0.00 | 1.0 | DU | ApproveIneligible | Yes | No | XXXX | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03352 | Yes | FNMA (June 2020) | Yes | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | Yes | XXXX | None | $4,810.65 | 2.850% | $0.00 | 1.0 | DU | ApproveIneligible | Yes | No | XXXX | 1 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03919 | Yes | FNMA (June 2020) | Yes | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | No | XXXX | None | $19,529.40 | 2.850% | $2,800.00 | 1.0 | DU | ApproveIneligible | No | No | XXXX | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 0.0345 | Yes | FNMA (June 2020) | Yes | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - Sole Proprietor]; Balance Sheet - 2021 [Borrower - Primary Income - Sole Proprietor]; Business License - 2021 [Borrower - Primary Income - Sole Proprietor]; P&L Statement - 2021 [Borrower - Primary Income - Sole Proprietor]; Third Party Verification - 2021 [Borrower - Primary Income - Sole Proprietor]; Other - 2020 [Borrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2021 [Borrower - Non-Primary Income - Sole Proprietor]; Business License - 2021 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2021 [Borrower - Non-Primary Income - Sole Proprietor]; Third Party Verification - 2021 [Borrower - Non-Primary Income - Sole Proprietor]; Other - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2019 |
1 Year Tax Returns | 0 | 0 | 0 | Yes | XXXX | None | $23,237.40 | 2.850% | $0.00 | 2.7 | DU | ApproveIneligible | Yes | No | XXXX | 0 | 0 | 1 | 0 | 2 | 0 | 19.00 | No | 0.03816 | Yes | FNMA (June 2020) | Yes | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | No | XXXX | None | $14,457.43 | 2.930% | $0.00 | 1.2 | DU | ApproveIneligible | No | No | XXXX | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 0.03264 | Yes | FNMA (June 2020) | Yes | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Other - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2021 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; Other - 2021 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; W-2 - 2020 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; W-2 - 2019 |
[Borrower]; 1040 - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | No | XXXX | None | $1,355.01 | 2.830% | $0.00 | 1.0 | DU | ApproveIneligible | Yes | No | XXXX | 2 | 2 | 1 | 0 | 2 | 2 | 18.97 | No | 0.03401 | Yes | FNMA (June 2020) | Yes | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1040 - 2019 [Borrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | Yes | XXXX | None | $8,763.80 | 2.830% | $2,500.00 | 1.0 | DU | ApproveIneligible | No | No | XXXX | 2 | 2 | 0 | 2 | 0 | 0.00 | No | 0.03476 | Yes | FNMA (June 2020) | Yes | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 |
Other | 0 | 0 | 0 | No | XXXX | None | $11,235.00 | 2.850% | $60,000.00 | 1.0 | DU | ApproveIneligible | No | No | XXXX | 1 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 0.03397 | Yes | FNMA (June 2020) | Yes | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $1,295.00 | 2.930% | $0.00 | 1.9 | LP / LPA | Accept | Yes | No | XXXX | 0 | 0 | 2 | 0 | 3 | 0 | 0.00 | No | 0.03136 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2018 |
Other | 0 | 0 | 0 | XXXX | None | $3,090.00 | 2.910% | $1,500.00 | 1.0 | DU | ApproveIneligible | Yes | No | XXXX | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03645 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $7,545.00 | 2.910% | $700.00 | 2.8 | DU | ApproveIneligible | Yes | No | XXXX | 0 | 1 | 0 | 3 | 0 | 20.00 | No | 0.03651 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $4,616.75 | 2.920% | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | XXXX | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.02934 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 3 | 3 | 3 | XXXX | None | $9,188.34 | 2.920% | $0.00 | 2.3 | DU | ApproveIneligible | No | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.04337 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; Tax Return Extension - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Tax Return Extension - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $22,404.07 | 2.930% | $150,000.00 | 1.0 | DU | ApproveIneligible | Yes | No | XXXX | 1 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 0.03489 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $2,520.00 | 2.910% | $0.00 | 1.2 | DU | ApproveIneligible | Yes | No | XXXX | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03465 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; Employer Letter - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $1,290.00 | 2.920% | $0.00 | 1.0 | LP / LPA | Accept | Yes | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03278 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $5,445.27 | 2.920% | $2,500.00 | 2.6 | DU | ApproveIneligible | Yes | No | XXXX | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03894 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | None | $1,195.00 | 2.930% | $0.00 | 1.0 | DU | ApproveIneligible | Yes | No | XXXX | 0 | 1 | 0 | 3 | 0 | 0.00 | No | 0.0389 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | None | $9,762.44 | 2.920% | $0.00 | DU | ApproveIneligible | No | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03966 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Non-Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Non-Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Non-Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Non-Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Non-Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Non-Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Non-Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Non-Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Non-Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Non-Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Non-Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Non-Primary Income - Wages]; W-2 - 2020 |
[Borrower]; Tax Return Extension - 2020 [Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; Tax Return Extension - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2018 [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | None | $26,261.25 | 2.910% | $0.00 | 4.0 | DU | ApproveIneligible | Yes | No | XXXX | 2 | 2 | 2 | 0 | 3 | 0 | 19.00 | No | 0.03782 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (43-Q) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Employer Letter - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; Employer Letter - 2020 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; Account Transcripts - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2020 [Borrower]; Account Transcripts - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | No | XXXX | $2,977.92 | 2.850% | $0.00 | 2.8 | None | No | No | XXXX | 2 | 2 | 0 | 3 | 2 | 0.00 | No | 0.03532 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (43-Q) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | $17,362.53 | 2.920% | $0.00 | None | N/A | No | XXXX | 2 | 0 | 0 | 4 | 0 | 0.00 | No | 0.03644 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | $15,506.27 | 2.820% | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | XXXX | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 0.0351 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | 2.930% | $0.00 | 1.9 | DU | ApproveIneligible | N/A | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03611 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2020 [Borrower]; 1040 - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | $17,080.59 | 2.930% | $7,500.00 | 2.6 | DU | ApproveIneligible | N/A | No | XXXX | 0 | 2 | 0 | 3 | 2 | 0.00 | No | 0.02802 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Annuity]; Cancelled Checks - 2021 [Coborrower(s) - Primary Income - Annuity]; Cancelled Checks - 2021 [Coborrower(s) - Primary Income - Annuity]; Award Letter / Continuance Letter - 2020 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2018 [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 4506-C - 2018 |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | $5,473.44 | 2.830% | $0.00 | 3.5 | DU | ApproveIneligible | N/A | No | XXXX | 1 | 0 | 2 | 0 | 3 | 2 | 0.00 | No | 0.0342 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2018 [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 1040 - 2019 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | $4,417.15 | 2.910% | $14,000.00 | 3.2 | DU | ApproveIneligible | N/A | No | XXXX | 2 | 0 | 2 | 0 | 3 | 2 | 0.00 | No | 0.03434 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Account Transcripts - 2020 [Borrower]; Account Transcripts - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; Account Transcripts - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | $17,994.60 | 2.930% | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | XXXX | 0 | 2 | 0 | 4 | 3 | 0.00 | No | 0.03672 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-T - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-T - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-T - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | No | XXXX | $1,500.00 | 3.070% | $0.00 | 3.2 | DU | ApproveIneligible | N/A | No | XXXX | 2 | 0 | 0 | 4 | 0 | 0.00 | No | 0.03279 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Paystubs - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2019 [Borrower - Non-Primary Income - Other]; Other - 2021 [Borrower - Non-Primary Income - Other]; 1099 - 2020 [Borrower - Non-Primary Income - Other]; 1099 - 2019 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | $1,445.00 | 2.930% | $0.00 | 2.0 | DU | ApproveIneligible | N/A | No | XXXX | 2 | 2 | 0 | 4 | 2 | 20.97 | No | 0.04274 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | $10,284.58 | 3.070% | $687.50 | 2.2 | DU | ApproveIneligible | N/A | No | XXXX | 1 | 2 | 0 | 3 | 2 | 0.00 | No | 0.03738 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2020 [Borrower]; 1040 - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 1040 - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | $17,569.05 | 2.820% | $0.00 | 3.0 | DU | ApproveIneligible | N/A | No | XXXX | 2 | 0 | 2 | 0 | 3 | 2 | 0.00 | No | 0.03437 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | $14,238.43 | 2.920% | $2,100.00 | 1.2 | DU | ApproveIneligible | N/A | No | XXXX | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03231 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Borrower Intent to Return to Work Letter - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; Documented access to income - 2021 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 - 2019 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-C - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | $20,596.46 | 3.030% | $13,000.00 | DU | ApproveIneligible | N/A | No | XXXX | 0 | 2 | 0 | 0 | 4 | 0 | 0.00 | No | 0.03372 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Coborrower(s) - Primary Income - Wages]; Paystubs - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; VVOE - 2021 [Coborrower(s) - Primary Income - Wages]; WVOE - 2021 [Coborrower(s) - Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2021 [Coborrower(s) - Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2021 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Account Transcripts - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Account Transcripts - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-C - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | $28,291.78 | 2.920% | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | XXXX | 1 | 0 | 1 | 0 | 4 | 1 | 0.00 | No | 0.03473 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | $8,727.37 | 3.010% | $70,100.00 | 1.7 | DU | ApproveIneligible | No | No | XXXX | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 0.03348 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 [Borrower - Non-Primary Income - Wages]; Paystubs - 2021 [Borrower - Non-Primary Income - Wages]; VVOE - 2021 [Borrower - Non-Primary Income - Wages]; WVOE - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | $6,602.27 | 2.930% | $34,000.00 | 2.7 | DU | ApproveIneligible | N/A | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03274 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 [Coborrower(s) - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Coborrower(s) - Primary Income - Wages]; The Work Number - Income - 2021 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2020 [Coborrower(s) - Primary Income - Wages]; W-2 Transcript - 2019 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2020 [Coborrower]; 4506-C - 2019 |
Other | 0 | 0 | 0 | XXXX | $5,935.28 | 2.930% | $0.00 | 2.8 | DU | ApproveIneligible | N/A | No | XXXX | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 0.03686 | Not Stated | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 |
[Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
Other | 0 | 0 | 0 | XXXX | $11,671.79 | 3.060% | $0.00 | 1.8 | DU | ApproveIneligible | N/A | No | XXXX | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03656 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | XXXX | [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Other - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; Paystubs - 2021 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2020 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2021 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; Bank Statements - Business - 2021 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; Other - 2021 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; 1120S - 2020 [Coborrower(s) - Primary Income - S-Corp (>= 25%)]; K-1 - 2020 |
[Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2020 [Coborrower]; 1040 - 2020 [Coborrower]; Transcripts (1040) - 2020 [Coborrower]; 4506-C - 2020 [Coborrower]; Transcripts (1040) - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | $1,641.18 | 3.060% | $0.00 | 3.3 | DU | ApproveIneligible | N/A | No | XXXX | 1 | 0 | 1 | 0 | 2 | 2 | 20.00 | No | 0.03896 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 Transcript - 2019 [Borrower - Non-Primary Income - Wages]; Paystubs - 2021 [Borrower - Non-Primary Income - Wages]; VVOE - 2021 [Borrower - Non-Primary Income - Wages]; W-2 - 2020 [Borrower - Non-Primary Income - Wages]; W-2 - 2019 |
[Borrower]; 4506-T - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-T - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-T - 2018 [Borrower]; 4506-C - 2018 |
Other | 0 | 0 | 0 | XXXX | $15,145.00 | 2.930% | $20,000.00 | 1.0 | DU | ApproveIneligible | N/A | No | XXXX | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 0.03889 | Not Stated | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (43-Q) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2021 [Borrower - Primary Income - Wages]; The Work Number - Income - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 |
[Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2020 [Borrower]; 4506-C - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 1040 - 2019 [Borrower]; Transcripts (1040) - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 1084 or income worksheet - Year Not Available |
2 Years Tax Returns | 0 | 0 | 0 | XXXX | $8,010.55 | 3.140% | $500.00 | None | N/A | No | XXXX | 2 | 2 | 0 | 3 | 2 | 0.00 | No | 0.03559 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [redacted] | [redacted] | [redacted] | [redacted] | Safe Harbor QM (APOR) | Yes | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | No | [Borrower - Primary Income - Wages]; Paystubs - 2021 [Borrower - Primary Income - Wages]; VVOE - 2021 [Borrower - Primary Income - Wages]; WVOE - 2021 [Borrower - Primary Income - Wages]; W-2 - 2020 [Borrower - Primary Income - Wages]; W-2 Transcript - 2020 |
[Borrower]; 4506-C - 2020 [Borrower]; 1040 - 2020 [Borrower]; Transcripts (1040) - 2020 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available |
1 Year Tax Returns | 0 | 0 | 0 | XXXX | $16,312.56 | 2.910% | $29,174.74 | 4.2 | DU | ApproveIneligible | N/A | No | XXXX | 1 | 1 | 0 | 4 | 1 | 0.00 | No | 0.03455 | Not Stated |