GS Mortgage-Backed Securities Trust 2022-LTV1 ABS-15G
Exhibit 99.1 - Schedule 2
| Loan Number | Seller ID Number | Finding ID | Deal Num | Investor Loan Number | Deal Specific Name | Exception ID | Last Name | Loan Purpose | Occupancy | Note Date | State | Original Loan Amount | Loan Status | Exception Date | Exception Type | Exception Subcategory | Exception Status | Exception Status Change Date | Exception Grade | Exception | Exception Information | Exception Rebuttal | Exception Rebuttal Date | Compensating Factors | Statute of Limitation Date | Assigned To | Status Comment |
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years) | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Credit | No Credit Findings | Cleared | XX/XX/XXXX | 1 | No Credit Findings | The loan meets all applicable credit guidelines. | XX/XX/XXXX | ||||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Compliance | No Compliance Findings | Cleared | XX/XX/XXXX | 1 | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |
XX/XX/XXXX | ||||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Credit | No Credit Findings | Cleared | XX/XX/XXXX | 1 | No Credit Findings | The loan meets all applicable credit guidelines. | XX/XX/XXXX | ||||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Compliance | No Compliance Findings | Cleared | XX/XX/XXXX | 1 | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. ; The exception 'No Compliance Findings' is cleared. |
XX/XX/XXXX | ||||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Credit | No Credit Findings | Cleared | XX/XX/XXXX | 1 | No Credit Findings | The loan meets all applicable credit guidelines. | XX/XX/XXXX | ||||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Credit | No Credit Findings | Cleared | XX/XX/XXXX | 1 | No Credit Findings | The exception 'No Credit Findings' is cleared.; The loan meets all applicable credit guidelines. | XX/XX/XXXX | ||||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Compliance | No Compliance Findings | Cleared | XX/XX/XXXX | 1 | No Compliance Findings | The exception 'No Compliance Findings' is cleared.; The loan is in compliance with all applicable laws and regulations. |
XX/XX/XXXX | ||||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Credit | No Credit Findings | Cleared | XX/XX/XXXX | 1 | No Credit Findings | The loan meets all applicable credit guidelines. | XX/XX/XXXX | ||||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Compliance | No Compliance Findings | Cleared | XX/XX/XXXX | 1 | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |
XX/XX/XXXX | ||||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Compliance | Escrow Waiver Disclosure is Missing | Cleared | XX/XX/XXXX | 1 | Escrow Waiver Disclosure is Missing | The escrow waiver disclosure is Missing.; Please provide executed copy of the Escrow Waiver disclosure. | The escrow waiver disclosure is Present; XX/XX/XXXX: Received XXX Escrow Waiver disclosure in trailing docs. Exception cleared. | XX/XX/XXXX | The escrow waiver disclosure is Present | ||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Credit | No Credit Findings | Cleared | XX/XX/XXXX | 1 | No Credit Findings | The loan meets all applicable credit guidelines. | XX/XX/XXXX | ||||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Compliance | Charges That Cannot Increase Test | Cleared | XX/XX/XXXX | 1 | Charges That Cannot Increase Test | Discount points increased from XXX to XXX on the Final Disclosure dated XX/XX/XXXX. Located disclosure tracking that reflects a Change of Circumstance was done on XX/XX/XXXX. Please provide a copy of the COC and the CD associated with it.; This loan failed the charges that cannot increase test. (XX CFR §XXXX(e)(X)(i))The loan contains charges that exceed the good faith determination according to §XXXX(e)(X)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is XXX. Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX(e)(X)(i). | This loan passed the charges that cannot increase test. (XX CFR §XXX(e)(X)(i))The loan contains charges that do not exceed the good faith determination according to §XXX(e)(X)(i).Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXX(e)(X)(i). | XX/XX/XXXX | This loan passed the charges that cannot increase test. (XXX CFR §XXX(e)(XXX)(i))The loan contains charges that do not exceed the good faith determination according to §XXX(e)(3)(i).Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXX(e)(XXX)(i). | ||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Credit | No Credit Findings | Cleared | XX/XX/XXXX | 1 | No Credit Findings | The loan meets all applicable credit guidelines. | XX/XX/XXXX | ||||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Compliance | No Compliance Findings | Cleared | XX/XX/XXXX | 1 | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |
XX/XX/XXXX | ||||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Compliance | No Compliance Findings | Cleared | XX/XX/XXXX | 1 | No Compliance Findings | The exception 'No Compliance Findings' is cleared.; The loan is in compliance with all applicable laws and regulations. |
XX/XX/XXXX | ||||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Credit | No Credit Findings | Cleared | XX/XX/XXXX | 1 | No Credit Findings | The loan meets all applicable credit guidelines. | XX/XX/XXXX | ||||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Credit | Title Policy is Missing | Cleared | XX/XX/XXXX | 1 | Title Policy is Missing | Title policy is Missing | Title policy is Present; XX/XX/XXXX: Received in trailing docs. Exception cleared. | XX/XX/XXXX | Title policy is Present | ||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Credit | No Credit Findings | Cleared | XX/XX/XXXX | 1 | No Credit Findings | The loan meets all applicable credit guidelines. | XX/XX/XXXX | ||||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Compliance | No Compliance Findings | Cleared | XX/XX/XXXX | 1 | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |
The exception 'No Compliance Findings' is cleared. | XX/XX/XXXX | |||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Compliance | Home loan Toolkit is Missing | Cleared | XX/XX/XXXX | 1 | Home loan Toolkit is Missing | The home loan toolket is Missing | Seller | The home loan toolket is Missing | |||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Credit | No Credit Findings | Cleared | XX/XX/XXXX | 1 | No Credit Findings | The loan meets all applicable credit guidelines. | |||||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past XXX years) | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Compliance | Escrow Waiver Disclosure is Missing | Cleared | XX/XX/XXXX | 1 | Escrow Waiver Disclosure is Missing | Please provided executed copy of the Escrow Waiver disclosure.; The escrow waiver disclosure is Missing. | The escrow waiver disclosure is Present; XX/XX/XXXX: Utilized CD to validate escrow waiver, exception cleared. | XX/XX/XXXX | The escrow waiver disclosure is Present | ||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past XXX years) | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Credit | No Credit Findings | Cleared | XX/XX/XXXX | 1 | No Credit Findings | The loan meets all applicable credit guidelines. | |||||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Compliance | No Compliance Findings | Cleared | XX/XX/XXXX | 1 | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |
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| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Property | UCDP Summary Report is Missing | Cleared | XX/XX/XXXX | 1 | UCDP Summary Report is Missing | The SSR indicator is Missing | The SSR indicator is Present; XX/XX/XXXX: Received in trailing docs. Exception cleared. | XX/XX/XXXX | The SSR indicator is Present | ||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Credit | Hazard Insurance Effective Date is after the Note Date | Cleared | XX/XX/XXXX | 1 | Hazard Insurance Effective Date is after the Note Date | The hazard insurance effective date of XX/XX/XXXX is after the note date of XX/XX/XXXX | Correction.; XX/XX/XXXX: The hazard insurance effective date of XX/XX/XXXX is after the note date of XX/XX/XXXX.; XX/XX/XXXX: The hazard insurance effective date of XX/XX/XXXX is after the note date of XX/XX/XXXX.; XX/XX/XXXX: The hazard insurance effective date of XX/XX/XXXX is after the note date of XX/XX/XXXX. |
XX/XX/XXXX | Correction. | ||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Property | Third Party Valuation Product Not Provided and CU Score is Greater Than XXX | Cleared | XX/XX/XXXX | 1 | Third Party Valuation Product Not Provided and CU Score is Greater Than XXX | Please provide Third Party Valuation.; Third Party Valuation Product Not Provided and CU Score is XXX. | XX/XX/XXXX: Received in trailing docs. Exception cleared.; XX/XX/XXXX: Received in trailing docs. Exception cleared.; Third Party Valuation Product Provided.; XX/XX/XXXX: Received in trailing docs. Exception cleared.; XX/XX/XXXX: Please provide Third Party Valuation. |
XX/XX/XXXX | Third Party Valuation Product Provided. | ||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Compliance | Charges That Cannot Increase Test | Cleared | XX/XX/XXXX | 1 | Charges That Cannot Increase Test | Discount points increased from $XXX to $XXX on XX/XX/XXXX. The disclosure tracking shows a Change of Circumstance dated XX/XX/XXXX was sent to the Borrower. Please provide a copy of the COC dated XX/XX/XXXX.; This loan failed the charges that cannot increase test. (XXX CFR §XXX(e)(XXX)(i))The loan contains charges that exceed the good faith determination according to §XXX(e)(XXX)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXX(e)(XXX)(i). | This loan passed the charges that cannot increase test. (XXX CFR §XXX(e)(XXX)(i))The loan contains charges that do not exceed the good faith determination according to §XXX(e)(XXX)(i).Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures. An estimated closing cost disclosed pursuant to §XXX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXX(e)(X)(i).; XX/XX/XXXX: Received COC in trailing docs. Exception cleared.; XX/XX/XXXX: Discount points increased from $XXX to $XXX on XX/XX/XXXX. The disclosure tracking shows a Change of Circumstance dated XX/XX/XXXX was sent to the Borrower. Please provide a copy of the COC dated XX/XX/XXXX. | XX/XX/XXXX | This loan passed the charges that cannot increase test. (XXX CFR §XXX(e)(XXX)(i))The loan contains charges that do not exceed the good faith determination according to §XXX(e)(XXX)(i).Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXX(e)(XXX)(i). | ||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Property | Third Party Valuation Product not Provided | Cleared | XX/XX/XXXX | 1 | Third Party Valuation Product not Provided | Please provide Third Party Valuation.; Third Party Valuation Product not Provided to Support Origination Appraised Value within XXX%. | XX/XX/XXXX: Received in trailing docs. Exception cleared.; XX/XX/XXXX: Received in trailing docs. Exception cleared.; Third Party Valuation Product Provided.XX/XX/XXXX: Received in trailing docs. Exception cleared.; XX/XX/XXXX: Received in trailing docs. Exception cleared.; XX/XX/XXXX: Please provide Third Party Valuation. |
XX/XX/XXXX | Third Party Valuation Product Provided.XX/XX/XXXX: Received in trailing docs. Exception cleared. | ||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Property | UCDP Summary Report is Missing | Cleared | XX/XX/XXXX | 1 | UCDP Summary Report is Missing | The SSR indicator is Missing | The SSR indicator is Present; XX/XX/XXXX: Recieved in trailing docs. Exception cleared. | XX/XX/XXXX | The SSR indicator is Present | ||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Compliance | Regulation §XXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XXX%. | Cleared | XX/XX/XXXX | 1 | Regulation §XXX(e)(XXX)(vi) failure - The Qualified Mortgage calculated DTI is greater than XXX%. | Regulation §XXX(e)(XXX)(vi) - The Qualified Mortgage calculated DTI of XXX is greater than XXX% (Total Income of $XXX and Total Monthly Debt $XXX and Future PITI XXX) | XX/XX/XXXX: DU approval, not applicable. Clear exception.; XX/XX/XXXX: DU approval, not applicable. Clear exception.; XX/XX/XXXX: DU approval, not applicable. Clear exception.; XX/XX/XXXX: DU approval, not applicable. Clear exception.; XX/XX/XXXX: DU approval, not applicable. Clear exception.; XX/XX/XXXX: DU approval, not applicable. Clear exception.; XX/XX/XXXX: DU approval, not applicable. Clear exception.; XX/XX/XXXX: DU approval, not applicable. Clear exception. |
XX/XX/XXXX | Seller | Regulation §XXX(e)(XXX)(vi) - The Qualified Mortgage calculated DTI of XXX is greater than XXX% (Total Income of $XXX and Total Monthly Debt $XXX and Future PITI XXX) | |||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Credit | No Credit Findings | Cleared | XX/XX/XXXX | 1 | No Credit Findings | The loan meets all applicable credit guidelines. | |||||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Compliance | No Compliance Findings | Cleared | XX/XX/XXXX | 1 | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |
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| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Property | UCDP Summary Report is Missing | Cleared | XX/XX/XXXX | 1 | UCDP Summary Report is Missing | The SSR indicator is Missing | The SSR indicator is Present; XX/XX/XXXX: Received in trailing docs. Exception cleared.; Need UCDP FNMA and Freddie Mac. | XX/XX/XXXX | The SSR indicator is Present | ||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Compliance | Regulation §XXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XXX%. | Cleared | XX/XX/XXXX | 1 | Regulation §XXX(e)(XXX)(vi) failure - The Qualified Mortgage calculated DTI is greater than XXX%. | Regulation §XXX(e)(XXX)(vi) - The Qualified Mortgage calculated DTI of XXX is greater than XXX% (Total Income of $XXX and Total Monthly Debt $XXX and Future PITI XXX) | XX/XX/XXXX: DU approved, not applicable. Exception cleared.; XX/XX/XXXX: DU approved, not applicable. Exception cleared.; XX/XX/XXXX: DU approved, not applicable. Exception cleared. |
XX/XX/XXXX | |||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Property | UCDP Summary Report is Missing | Cleared | XX/XX/XXXX | 1 | UCDP Summary Report is Missing | The SSR indicator is Missing | The SSR indicator is Present; XX/XX/XXXX: Received in trailing docs. Exception cleared. | XX/XX/XXXX | The SSR indicator is Present | ||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Compliance | No Compliance Findings | Cleared | XX/XX/XXXX | 1 | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |
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| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Property | UCDP Summary Report is Missing | Cleared | XX/XX/XXXX | 1 | UCDP Summary Report is Missing | Need UCDP FNMA/FHLMC.; The SSR indicator is Missing | The SSR indicator is Present; XX/XX/XXXX: Received in trailing docs. Exception cleared. | XX/XX/XXXX | The SSR indicator is Present | ||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Compliance | No Compliance Findings | Cleared | XX/XX/XXXX | 1 | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |
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| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Compliance | Lender Credits That Cannot Decrease Test | Cleared | XX/XX/XXXX | 1 | Lender Credits That Cannot Decrease Test | This loan failed the lender credits that cannot decrease test. ( XXX CFR §XXX(e)(XXX)(i) )The loan contains charges that exceed the good faith determination according to §XXX(e)(XXX)(i). The final sum of specific and non-specific lender credits ($XXX) does not exceed or equal the comparable sum of specific and non-specific lender credits ($XXX). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXX(e)(XXX)(i).; Lender credit decreased from $XXX (XX/XX/XXXX CD) to zero (XX/XX/XXXX). Please provide COC, Rate Lock or proof of reimbursement to the Borrower. | This loan passed the lender credits that cannot decrease test. ( XXX CFR §XXX(e)(X)(i) )The loan contains lender credits that do not exceed the good faith determination according to §XXX(e)(X)(i). The final sum of specific and non-specific lender credits ($XXX) exceeds or equals the comparable sum of specific and non-specific lender credits ($XXX). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXX(e)(X)(i). | XX/XX/XXXX | This loan passed the lender credits that cannot decrease test. ( XXX CFR §XXX(e)(XXX)(i) )The loan contains lender credits that do not exceed the good faith determination according to §XXX(e)(XXX)(i). The final sum of specific and non-specific lender credits ($XXX) exceeds or equals the comparable sum of specific and non-specific lender credits ($XXX). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXX(e)(XXX)(i). | ||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Property | UCDP Summary Report is Missing | Cleared | XX/XX/XXXX | 1 | UCDP Summary Report is Missing | Need UCDP FNMA/FHLMC.; The SSR indicator is Missing. | The SSR indicator is Present; XX/XX/XXXX: Received in trailing docs. Exception cleared. | XX/XX/XXXX | The SSR indicator is Present | ||||
| XXXXX | XXXXX | XXX | XXX | XXX | XXX | XXX | Other than first time Home Purchase | Owner occupied | XX/XX/XXXX | XXX | $XXXXXX | Closed | XX/XX/XXXX | Compliance | No Compliance Findings | Cleared | XX/XX/XXXX | 1 | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |