First Bank & Trust Form 13F-HR Filed 2025-07-09

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	July 31, 2015
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Abbott Laboratories	Equities	002824100	3,944	29	SH		DFND		29	0	0
Abbott Laboratories	Equities	002824100	444,209	3,266	SH		SOLE		3,266	0	0
Abbvie Inc USD .01	Equities	00287Y109	111,001	598	SH		DFND		598	0	0
Abbvie Inc USD .01	Equities	00287Y109	3,422,462	18,438	SH		SOLE		18,438	0	0
Adobe Systems Inc	Equities	00724F101	369,470	955	SH		SOLE		955	0	0
Advanced Micro Devcs	Equities	007903107	2,980	21	SH		DFND		21	0	0
Advanced Micro Devcs	Equities	007903107	511,691	3,606	SH		SOLE		3,606	0	0
ALEXANDRIA REAL ESTATE EQ INC C	Equities	015271109	407,454	5,610	SH		SOLE		5,610	0	0
ALLEGION PLC ORD SHS	Equities	G0176J109	218,054	1,513	SH		SOLE		1,513	0	0
Alliant Energy Corp	Equities	018802108	496,580	8,212	SH		SOLE		8,212	0	0
Alphabet Inc Class A	Equities	02079K305	12,512	71	SH		DFND		71	0	0
Alphabet Inc Class A	Equities	02079K305	1,610,214	9,137	SH		SOLE		9,137	0	0
Alphabet Inc Class C	Equities	02079K107	449,329	2,533	SH		DFND		2,533	0	0
Alphabet Inc Class C	Equities	02079K107	3,460,169	19,506	SH		SOLE		19,506	0	0
Amazon Com Inc	Equities	023135106	737,150	3,360	SH		DFND		3,360	0	0
Amazon Com Inc	Equities	023135106	5,199,982	23,702	SH		SOLE		23,702	0	0
Amcor Plc	Equities	G0250X107	23,425	2,549	SH		DFND		2,549	0	0
Amcor Plc	Equities	G0250X107	799,006	86,943	SH		SOLE		86,943	0	0
AMENTUM HOLDINGS INC COM	Equities	023939101	5,005	212	SH		DFND		212	0	0
AMENTUM HOLDINGS INC COM	Equities	023939101	326,574	13,831	SH		SOLE		13,831	0	0
Ameren Corp	Equities	023608102	518,616	5,400	SH		SOLE		5,400	0	0
American Elec Pwr	Equities	025537101	2,799,964	26,985	SH		SOLE		26,697	0	288
American Intl Corp	Equities	026874784	506,864	5,922	SH		SOLE		5,922	0	0
Ameriprise Financial	Equities	03076C106	390,157	731	SH		SOLE		731	0	0
Amgen Inc	Equities	031162100	89,906	322	SH		DFND		322	0	0
Amgen Inc	Equities	031162100	3,054,557	10,940	SH		SOLE		10,798	0	142
Analog Devices	Equities	032654105	352,508	1,481	SH		SOLE		1,481	0	0
Anthem Inc	Equities	036752103	334,506	860	SH		SOLE		860	0	0
APPFOLIO INC COM CL A	Equities	03783C100	300,976	1,307	SH		SOLE		1,307	0	0
Apple Inc	Equities	037833100	20,927	102	SH		DFND		102	0	0
Apple Inc	Equities	037833100	3,177,057	15,485	SH		SOLE		15,485	0	0
ASTRONICS CORP COM	Equities	046433108	193,012	5,765	SH		DFND		5,765	0	0
ASTRONICS CORP COM	Equities	046433108	63,913	1,909	SH		SOLE		1,909	0	0
ATT Inc	Equities	00206R102	278,374	9,619	SH		DFND		9,619	0	0
ATT Inc	Equities	00206R102	3,488,572	120,545	SH		SOLE		119,516	0	1,029
ATLANTA BRAVES HLDGS INC COM SE	Equities	047726302	333,564	7,132	SH		SOLE		7,132	0	0
Atricure Inc	Equities	04963C209	273,302	8,340	SH		SOLE		8,340	0	0
Autodesk Inc	Equities	052769106	309,880	1,001	SH		DFND		1,001	0	0
Autodesk Inc	Equities	052769106	2,397,001	7,743	SH		SOLE		7,743	0	0
Avantor, Inc	Equities	05352A100	268,527	19,950	SH		SOLE		19,950	0	0
BANK MONTREAL QUE COM	Equities	063671101	1,792,870	16,206	SH		SOLE		15,996	0	210
Bank Of America Corp	Equities	060505104	420,533	8,887	SH		SOLE		8,887	0	0
Berkshire Hathaway	Equities	084670108	728,800	1	SH		SOLE		1	0	0
Berkshire Hathaway	Equities	084670702	1,648,218	3,393	SH		SOLE		3,393	0	0
Big Sioux Financial Class A	Equities	080002991	6,834,220	101	SH		SOLE		101	0	0
Bookings Holdings	Equities	09857L108	833,651	144	SH		SOLE		144	0	0
BRIDGEBIO PHARMA INC COM	Equities	10806X102	160,846	3,725	SH		DFND		3,725	0	0
BRIDGEBIO PHARMA INC COM	Equities	10806X102	220,088	5,097	SH		SOLE		5,097	0	0
Bristol Myers Squibb	Equities	110122108	113,457	2,451	SH		DFND		2,451	0	0
Bristol Myers Squibb	Equities	110122108	1,197,985	25,880	SH		SOLE		25,598	0	282
British American Tob	Equities	110448107	266,515	5,631	SH		DFND		5,631	0	0
British American Tob	Equities	110448107	1,880,800	39,739	SH		SOLE		39,739	0	0
Broadcom In	Equities	11135F101	13,783	50	SH		DFND		50	0	0
Broadcom In	Equities	11135F101	788,083	2,859	SH		SOLE		2,859	0	0
C H Robinson Ww	Equities	12541W209	293,991	3,064	SH		SOLE		3,064	0	0
Cabot Corp	Equities	127055101	102,075	1,361	SH		DFND		1,361	0	0
Cabot Corp	Equities	127055101	135,225	1,803	SH		SOLE		1,803	0	0
Cadence Design Sys	Equities	127387108	850,186	2,759	SH		SOLE		2,759	0	0
Can Imperial Bk Comm	Equities	136069101	173,746	2,453	SH		DFND		2,453	0	0
Can Imperial Bk Comm	Equities	136069101	1,909,364	26,957	SH		SOLE		26,739	0	218
Capital ONE Financia	Equities	14040H105	4,468	21	SH		DFND		21	0	0
Capital ONE Financia	Equities	14040H105	363,607	1,709	SH		SOLE		1,709	0	0
Carrier Global Corp	Equities	14448C104	478,589	6,539	SH		SOLE		6,539	0	0
Casella Waste System	Equities	147448104	157,609	1,366	SH		DFND		1,366	0	0
Casella Waste System	Equities	147448104	221,991	1,924	SH		SOLE		1,924	0	0
Caseys Gen Store	Equities	147528103	875,623	1,716	SH		SOLE		1,716	0	0
Castle Biosciences	Equities	14843C105	407,399	19,951	SH		SOLE		19,951	0	0
Caterpillar Inc	Equities	149123101	1,553	4	SH		DFND		4	0	0
Caterpillar Inc	Equities	149123101	201,093	518	SH		SOLE		518	0	0
Chevron Corp	Equities	166764100	55,844	390	SH		DFND		390	0	0
Chevron Corp	Equities	166764100	3,321,578	23,197	SH		SOLE		23,023	0	174
Chubb Ltd Chf	Equities	H1467J104	3,766	13	SH		DFND		13	0	0
Chubb Ltd Chf	Equities	H1467J104	1,446,282	4,992	SH		SOLE		4,992	0	0
Cintas Corp	Equities	172908105	755,975	3,392	SH		DFND		3,392	0	0
Cintas Corp	Equities	172908105	2,724,363	12,224	SH		SOLE		12,224	0	0
Cisco Systems Inc	Equities	17275R102	81,938	1,181	SH		DFND		1,181	0	0
Cisco Systems Inc	Equities	17275R102	450,207	6,489	SH		SOLE		6,418	0	71
Cl A Com	Equities	23804L103	1,213,672	9,035	SH		SOLE		9,035	0	0
Coastal Financial Co	Equities	19046P209	41,460	428	SH		DFND		428	0	0
Coastal Financial Co	Equities	19046P209	1,330,800	13,738	SH		SOLE		13,738	0	0
Coca-Cola Co	Equities	191216100	1,769,245	25,007	SH		SOLE		24,643	0	364
Commerce Bancshares	Equities	200525103	367,363	5,909	SH		SOLE		5,909	0	0
Costar Group Inc	Equities	22160N109	340,414	4,234	SH		DFND		4,234	0	0
Costar Group Inc	Equities	22160N109	1,634,371	20,328	SH		SOLE		20,328	0	0
Costco Whsl Corp	Equities	22160K105	1,017,658	1,028	SH		DFND		1,028	0	0
Costco Whsl Corp	Equities	22160K105	2,894,585	2,924	SH		SOLE		2,924	0	0
CYTOKINETICS INC COM NEW	Equities	23282W605	79,362	2,402	SH		DFND		2,402	0	0
CYTOKINETICS INC COM NEW	Equities	23282W605	128,922	3,902	SH		SOLE		3,902	0	0
Daktronics Inc.	Equities	234264109	75,600	5,000	SH		DFND		0	0	5,000
Daktronics Inc.	Equities	234264109	8,872,476	586,804	SH		SOLE		87,665	0	499,139
DARDEN RESTAURANTS INC COM	Equities	237194105	217,970	1,000	SH		SOLE		1,000	0	0
Deere Co	Equities	244199105	9,153	18	SH		DFND		18	0	0
Deere Co	Equities	244199105	861,382	1,694	SH		SOLE		1,694	0	0
Dell Technologies In	Equities	24703L202	8,705	71	SH		DFND		71	0	0
Dell Technologies In	Equities	24703L202	505,602	4,124	SH		SOLE		4,124	0	0
Diageo Plc-Spons	Equities	25243Q205	1,172,063	11,623	SH		SOLE		11,457	0	166
Dick's Sporting Good	Equities	253393102	6,923	35	SH		DFND		35	0	0
Dick's Sporting Good	Equities	253393102	594,419	3,005	SH		SOLE		3,005	0	0
Disney (Walt) Co	Equities	254687106	3,596	29	SH		DFND		29	0	0
Disney (Walt) Co	Equities	254687106	299,112	2,412	SH		SOLE		2,412	0	0
Dominion Resources	Equities	25746U109	478,216	8,461	SH		SOLE		8,335	0	126
Dover Corp	Equities	260003108	2,382	13	SH		DFND		13	0	0
Dover Corp	Equities	260003108	227,388	1,241	SH		SOLE		1,241	0	0
Duke Energy Corp NEw	Equities	26441C204	185,496	1,572	SH		DFND		1,572	0	0
Duke Energy Corp NEw	Equities	26441C204	4,322,812	36,634	SH		SOLE		36,351	0	283
Dycom Industries	Equities	267475101	187,936	769	SH		DFND		769	0	0
Dycom Industries	Equities	267475101	324,550	1,328	SH		SOLE		1,328	0	0
Edwards Lifesciences	Equities	28176E108	501,717	6,415	SH		SOLE		6,415	0	0
Eli Lilly Company	Equities	532457108	418,608	537	SH		SOLE		537	0	0
Enbridge Inc C	Equities	29250N105	182,640	4,030	SH		DFND		4,030	0	0
Enbridge Inc C	Equities	29250N105	4,029,220	88,906	SH		SOLE		87,855	0	1,051
Entergy Corp	Equities	29364G103	106,061	1,276	SH		DFND		1,276	0	0
Entergy Corp	Equities	29364G103	2,435,416	29,300	SH		SOLE		29,138	0	162
ETF Vanguard Div	Equities	921908844	422,644	2,065	SH		SOLE		2,065	0	0
Evercore PartNErs	Equities	29977A105	418,261	1,549	SH		SOLE		1,549	0	0
EVOLV TECHNOLOGIES HLDNGS INC C	Equities	30049H102	171,288	27,450	SH		DFND		27,450	0	0
EVOLV TECHNOLOGIES HLDNGS INC C	Equities	30049H102	133,062	21,324	SH		SOLE		21,324	0	0
Expedia Inc	Equities	30212P303	6,579	39	SH		DFND		39	0	0
Expedia Inc	Equities	30212P303	316,444	1,876	SH		SOLE		1,876	0	0
EXTREME NETWORKS COM	Equities	30226D106	140,351	7,819	SH		DFND		7,819	0	0
EXTREME NETWORKS COM	Equities	30226D106	76,808	4,279	SH		SOLE		4,279	0	0
Exxon Mobil Corp	Equities	30231G102	49,480	459	SH		DFND		459	0	0
Exxon Mobil Corp	Equities	30231G102	2,683,681	24,895	SH		SOLE		24,536	0	359
Facebook Inc	Equities	30303M102	286,379	388	SH		DFND		388	0	0
Facebook Inc	Equities	30303M102	6,987,498	9,467	SH		SOLE		9,467	0	0
FAIR ISAAC CORP COM	Equities	303250104	168,172	92	SH		DFND		92	0	0
FAIR ISAAC CORP COM	Equities	303250104	881,077	482	SH		SOLE		482	0	0
FERGUSON ENTERPRISES INC COMMON	Equities	31488V107	203,161	933	SH		SOLE		933	0	0
First Citizens Bcshs	Equities	31946M103	565,420	289	SH		SOLE		289	0	0
Firstcash Hlds Inc	Equities	33768G107	121,896	902	SH		DFND		902	0	0
Firstcash Hlds Inc	Equities	33768G107	108,923	806	SH		SOLE		806	0	0
Firstenergy Corp	Equities	337932107	1,002,957	24,912	SH		SOLE		24,380	0	532
Fiserv Incorported	Equities	337738108	438,439	2,543	SH		SOLE		2,543	0	0
Flowserve Corp	Equities	34354P105	107,684	2,057	SH		DFND		2,057	0	0
Flowserve Corp	Equities	34354P105	92,660	1,770	SH		SOLE		1,770	0	0
FOX FACTORY HLDG CORP COM	Equities	35138V102	200,309	7,722	SH		SOLE		7,722	0	0
Franklin Electric In	Equities	353514102	90,907	1,013	SH		DFND		1,013	0	0
Franklin Electric In	Equities	353514102	151,930	1,693	SH		SOLE		1,693	0	0
FRESHPET INC COM	Equities	358039105	134,493	1,979	SH		DFND		1,979	0	0
FRESHPET INC COM	Equities	358039105	173,298	2,550	SH		SOLE		2,550	0	0
Gatx Corp	Equities	361448103	120,545	785	SH		DFND		785	0	0
Gatx Corp	Equities	361448103	121,312	790	SH		SOLE		790	0	0
Gen Elec Co USD .06	Equities	369604301	429,584	1,669	SH		SOLE		1,669	0	0
GENERAC HLDGS INC COM	Equities	368736104	243,743	1,702	SH		DFND		1,702	0	0
GENERAC HLDGS INC COM	Equities	368736104	1,009,774	7,051	SH		SOLE		7,051	0	0
Gilead Sciences In	Equities	375558103	262,097	2,364	SH		DFND		2,364	0	0
Gilead Sciences In	Equities	375558103	4,598,001	41,472	SH		SOLE		41,115	0	357
Goldman Sachs Group	Equities	38141G104	15,571	22	SH		DFND		22	0	0
Goldman Sachs Group	Equities	38141G104	733,229	1,036	SH		SOLE		1,036	0	0
GSK PLC SPONSORED ADR	Equities	37733W204	1,216,013	31,667	SH		SOLE		31,667	0	0
GuideWire Software I	Equities	40171V100	47,090	200	SH		DFND		200	0	0
GuideWire Software I	Equities	40171V100	644,662	2,738	SH		SOLE		2,738	0	0
Gxo Logistics Inc	Equities	36262G101	270,869	5,562	SH		SOLE		5,562	0	0
HANCOCK WHITNEY CORPORATION COM	Equities	410120109	181,499	3,162	SH		DFND		3,162	0	0
HANCOCK WHITNEY CORPORATION COM	Equities	410120109	27,322	476	SH		SOLE		476	0	0
Hedge Mlti ETF	Equities	45409B107	256,944	7,950	SH		SOLE		7,950	0	0
HILTON WORLDWIDE HLDGS INC COM	Equities	43300A203	503,116	1,889	SH		DFND		1,889	0	0
HILTON WORLDWIDE HLDGS INC COM	Equities	43300A203	2,227,934	8,365	SH		SOLE		8,365	0	0
HoNEywell Int'L Inc	Equities	438516106	3,493	15	SH		DFND		15	0	0
HoNEywell Int'L Inc	Equities	438516106	417,787	1,794	SH		SOLE		1,794	0	0
Houlihan Lokey Inc	Equities	441593100	265,786	1,477	SH		DFND		1,477	0	0
Houlihan Lokey Inc	Equities	441593100	283,781	1,577	SH		SOLE		1,577	0	0
Huntington Bancshrs	Equities	446150104	51,520	3,074	SH		DFND		3,074	0	0
Huntington Bancshrs	Equities	446150104	3,392,677	202,427	SH		SOLE		200,587	0	1,840
Illinois Tool Works	Equities	452308109	216,097	874	SH		SOLE		874	0	0
Impinj Inc	Equities	453204109	89,411	805	SH		DFND		805	0	0
Impinj Inc	Equities	453204109	118,623	1,068	SH		SOLE		1,068	0	0
INDIE SEMICONDUCTOR INC CLASS A	Equities	45569U101	66,814	18,768	SH		SOLE		18,768	0	0
Intuit Inc	Equities	461202103	856,154	1,087	SH		DFND		1,087	0	0
Intuit Inc	Equities	461202103	3,357,667	4,263	SH		SOLE		4,263	0	0
Intuitive Surgical	Equities	46120E602	674,915	1,242	SH		DFND		1,242	0	0
Intuitive Surgical	Equities	46120E602	2,634,995	4,849	SH		SOLE		4,849	0	0
iShares 1000 Grwth	Equities	464287614	1,113,673	2,623	SH		SOLE		2,623	0	0
iShares 1000 Value	Equities	464287598	890,350	4,584	SH		SOLE		4,584	0	0
iShares Core	Equities	464287226	27,821,411	280,458	SH		DFND		280,458	0	0
iShares Core	Equities	464287226	1,361,619	13,726	SH		SOLE		13,724	0	2
iShares Core MSCI	Equities	46434G103	681,280	11,349	SH		SOLE		11,349	0	0
iShares Core SP	Equities	464287200	3,686,283	5,937	SH		SOLE		5,934	0	3
iShares Core SP Scp	Equities	464287804	6,748,093	61,745	SH		DFND		61,745	0	0
iShares Core SP Scp	Equities	464287804	7,148,768	65,411	SH		SOLE		65,411	0	0
iShares MSCI Emging	Equities	464287234	1,299,923	26,947	SH		SOLE		26,947	0	0
iShares MSCI Usa	Equities	46435G433	247,061	5,881	SH		SOLE		5,881	0	0
iShares MSCI Usa	Equities	46432F396	504,432	2,099	SH		SOLE		2,099	0	0
iShares MSCI USA Min Vol Factor	Equities	46429B697	458,367	4,883	SH		SOLE		4,883	0	0
iShares Russell 2000	Equities	464287655	666,575	3,089	SH		SOLE		3,089	0	0
iShares SP 500 Grth	Equities	464287309	240,458	2,184	SH		SOLE		2,184	0	0
iShares Tr Core SP	Equities	464287507	13,483,716	217,409	SH		DFND		217,409	0	0
iShares Tr Core SP	Equities	464287507	193,688	3,123	SH		SOLE		3,123	0	0
iShares Tr Mrg Grw	Equities	464288307	756,168	9,425	SH		SOLE		9,413	0	12
iShares Trust Core	Equities	46432F842	1,757,087	21,048	SH		SOLE		21,048	0	0
Johnson & Johnson	Equities	478160104	1,982,237	12,977	SH		SOLE		12,977	0	0
Jones Lang Lasalle I	Equities	48020Q107	574,993	2,248	SH		SOLE		2,248	0	0
JP Morgan Chase Co	Equities	46625H100	11,596	40	SH		DFND		40	0	0
JP Morgan Chase Co	Equities	46625H100	2,946,065	10,162	SH		SOLE		10,075	0	87
KENVUE INC COM	Equities	49177J102	2,016,166	96,329	SH		SOLE		95,499	0	830
Keycorp	Equities	493267108	108,858	6,249	SH		DFND		6,249	0	0
Keycorp	Equities	493267108	105,583	6,061	SH		SOLE		6,061	0	0
Kimberly Clark Corp	Equities	494368103	610,178	4,733	SH		SOLE		4,603	0	130
Kkr & Co Inc Cl A	Equities	48251W104	1,027,657	7,725	SH		SOLE		7,725	0	0
Kla Corporation	Equities	482480100	203,333	227	SH		SOLE		227	0	0
Lowes Companies Inc	Equities	548661107	310,618	1,400	SH		SOLE		1,400	0	0
LSB INDS INC COM	Equities	502160104	96,268	12,342	SH		DFND		12,342	0	0
LSB INDS INC COM	Equities	502160104	15,405	1,975	SH		SOLE		1,975	0	0
Lyondellbasell Ind	Equities	N53745100	351,037	6,067	SH		SOLE		5,917	0	150
Marathon Petroleum	Equities	56585A102	11,794	71	SH		DFND		71	0	0
Marathon Petroleum	Equities	56585A102	524,243	3,156	SH		SOLE		3,156	0	0
Marriott Intl	Equities	571903202	6,557	24	SH		DFND		24	0	0
Marriott Intl	Equities	571903202	416,918	1,526	SH		SOLE		1,526	0	0
Marvell Technology Inc	Equities	573874104	217,726	2,813	SH		DFND		2,813	0	0
Marvell Technology Inc	Equities	573874104	2,120,063	27,391	SH		SOLE		27,391	0	0
Mastercard Inc Cl A	Equities	57636Q104	727,712	1,295	SH		DFND		1,295	0	0
Mastercard Inc Cl A	Equities	57636Q104	3,700,937	6,586	SH		SOLE		6,586	0	0
Meritage Homes Inc	Equities	59001A102	97,240	1,452	SH		DFND		1,452	0	0
Meritage Homes Inc	Equities	59001A102	113,313	1,692	SH		SOLE		1,692	0	0
Microsoft Corp (Wa)	Equities	594918104	1,577,287	3,171	SH		DFND		3,171	0	0
Microsoft Corp (Wa)	Equities	594918104	15,712,187	31,588	SH		SOLE		31,588	0	0
Mondelez Intl Inc	Equities	609207105	208,997	3,099	SH		SOLE		3,099	0	0
Monolithic Power Sys	Equities	609839105	82,646	113	SH		DFND		113	0	0
Monolithic Power Sys	Equities	609839105	122,872	168	SH		SOLE		168	0	0
Moog Inc-Class A	Equities	615394202	115,459	638	SH		DFND		638	0	0
Moog Inc-Class A	Equities	615394202	197,257	1,090	SH		SOLE		1,090	0	0
Morgan Stanley	Equities	617446448	27,749	197	SH		DFND		197	0	0
Morgan Stanley	Equities	617446448	1,277,037	9,066	SH		SOLE		8,945	0	121
MSCI Emg Mrkt China	Equities	46434G764	1,761,290	27,895	SH		SOLE		27,895	0	0
Natl Grid Plc Npv	Equities	636274409	3,977,289	53,452	SH		SOLE		52,883	0	569
Ncino Inc New	Equities	63947X101	204,209	7,301	SH		SOLE		7,301	0	0
Netflix Com Inc	Equities	64110L106	168,730	126	SH		DFND		126	0	0
Netflix Com Inc	Equities	64110L106	2,702,364	2,018	SH		SOLE		2,018	0	0
Nomad Foods Limited	Equities	G6564A105	195,810	11,525	SH		SOLE		11,525	0	0
Nvidia Corporation	Equities	67066G104	986,174	6,242	SH		DFND		6,242	0	0
Nvidia Corporation	Equities	67066G104	5,948,481	37,651	SH		SOLE		37,651	0	0
Nxp Semiconductors	Equities	N6596X109	251,045	1,149	SH		DFND		1,149	0	0
Nxp Semiconductors	Equities	N6596X109	1,175,476	5,380	SH		SOLE		5,380	0	0
Oge Energy Co	Equities	670837103	293,174	6,606	SH		SOLE		6,606	0	0
Oracle Corp	Equities	68389X105	10,276	47	SH		DFND		47	0	0
Oracle Corp	Equities	68389X105	611,289	2,796	SH		SOLE		2,796	0	0
Owens Corning	Equities	690742101	18,703	136	SH		DFND		136	0	0
Owens Corning	Equities	690742101	530,002	3,854	SH		SOLE		3,854	0	0
Palo Alto Net	Equities	697435105	311,871	1,524	SH		SOLE		1,524	0	0
Parsons Corporation	Equities	70202L102	133,995	1,867	SH		DFND		1,867	0	0
Parsons Corporation	Equities	70202L102	121,578	1,694	SH		SOLE		1,694	0	0
Paychex Inc	Equities	704326107	603,368	4,148	SH		SOLE		4,049	0	99
Paypal Holdgs Inc	Equities	70450Y103	6,912	93	SH		DFND		93	0	0
Paypal Holdgs Inc	Equities	70450Y103	312,962	4,211	SH		SOLE		4,211	0	0
Pepsico Inc	Equities	713448108	887,441	6,721	SH		SOLE		6,551	0	170
Pfizer Inc	Equities	717081103	1,726,276	71,216	SH		SOLE		71,216	0	0
Phillip Morris Intl	Equities	718172109	370,270	2,033	SH		DFND		2,033	0	0
Phillip Morris Intl	Equities	718172109	5,392,323	29,607	SH		SOLE		29,607	0	0
PINNACLE FINL PARTNERS INC COM	Equities	72346Q104	420,773	3,811	SH		SOLE		3,811	0	0
Pjt Partners Inc	Equities	69343T107	863,827	5,235	SH		SOLE		5,235	0	0
PNC Financial Serv	Equities	693475105	3,367,864	18,066	SH		SOLE		17,844	0	222
Pool Corp	Equities	73278L105	402,242	1,380	SH		SOLE		1,380	0	0
Ppl Corporation	Equities	69351T106	61,002	1,800	SH		DFND		1,800	0	0
Ppl Corporation	Equities	69351T106	1,461,981	43,139	SH		SOLE		42,696	0	443
Procore Technologies	Equities	74275K108	28,463	416	SH		DFND		416	0	0
Procore Technologies	Equities	74275K108	402,104	5,877	SH		SOLE		5,877	0	0
Procter Gamble Co	Equities	742718109	273,552	1,717	SH		SOLE		1,717	0	0
Progressive Corp Oh	Equities	743315103	600,969	2,252	SH		DFND		2,252	0	0
Progressive Corp Oh	Equities	743315103	2,640,313	9,894	SH		SOLE		9,894	0	0
Prologis Inc	Equities	74340W103	2,242,315	21,331	SH		SOLE		21,093	0	238
Public Service Enter	Equities	744573106	2,441	29	SH		DFND		29	0	0
Public Service Enter	Equities	744573106	205,062	2,436	SH		SOLE		2,436	0	0
QXO INC COM NEW	Equities	82846H405	316,121	14,676	SH		SOLE		14,676	0	0
Raymond James Financ	Equities	754730109	135,426	883	SH		DFND		883	0	0
Raymond James Financ	Equities	754730109	141,714	924	SH		SOLE		924	0	0
RBC Bearings Inc	Equities	75524B104	876,190	2,277	SH		SOLE		2,277	0	0
Realty Income Corp	Equities	756109104	2,465,823	42,802	SH		SOLE		42,155	0	647
Reinsurance Group	Equities	759351604	73,988	373	SH		DFND		373	0	0
Reinsurance Group	Equities	759351604	133,695	674	SH		SOLE		674	0	0
RIBBON COMMUNICATIONS INC COM	Equities	762544104	55,037	13,725	SH		SOLE		13,725	0	0
Roper Industries Inc	Equities	776696106	134,341	237	SH		DFND		237	0	0
Roper Industries Inc	Equities	776696106	523,193	923	SH		SOLE		923	0	0
Rus Mid Cap ETF	Equities	464287499	270,668	2,943	SH		SOLE		2,943	0	0
Ryder Systems	Equities	783549108	125,451	789	SH		DFND		789	0	0
Ryder Systems	Equities	783549108	96,513	607	SH		SOLE		607	0	0
SP 500 Catholic	Equities	37954Y889	6,757,453	89,562	SH		SOLE		89,562	0	0
SP Global Inc USD	Equities	78409V104	276,827	525	SH		DFND		525	0	0
SP Global Inc USD	Equities	78409V104	1,298,188	2,462	SH		SOLE		2,462	0	0
Sanmina Corp	Equities	801056102	200,649	2,051	SH		DFND		2,051	0	0
Sanmina Corp	Equities	801056102	68,481	700	SH		SOLE		700	0	0
Sanofi	Equities	80105N105	3,319,718	68,717	SH		SOLE		68,717	0	0
Servicenow Inc	Equities	81762P102	1,101,074	1,071	SH		DFND		1,071	0	0
Servicenow Inc	Equities	81762P102	3,254,901	3,166	SH		SOLE		3,166	0	0
SOLVENTUM CORP COM SHS	Equities	83444M101	264,985	3,494	SH		SOLE		3,494	0	0
SPDR Gold Trust ETF	Equities	78463V107	2,725,180	8,940	SH		SOLE		8,940	0	0
SPDR SP 500 ETF Tr	Equities	78462F103	248,376	402	SH		SOLE		402	0	0
Spx Corp USD	Equities	78473E103	177,238	1,057	SH		DFND		1,057	0	0
Spx Corp USD	Equities	78473E103	166,506	993	SH		SOLE		993	0	0
Starbucks Corp	Equities	855244109	6,781	74	SH		DFND		74	0	0
Starbucks Corp	Equities	855244109	291,292	3,179	SH		SOLE		3,179	0	0
Stevanato Group	Equities	T9224W109	394,349	16,142	SH		SOLE		16,142	0	0
Suncor Energy Inc	Equities	867224107	393,562	10,509	SH		SOLE		10,509	0	0
SUNOPTA INC COM	Equities	8676EP108	104,876	18,082	SH		DFND		18,082	0	0
SUNOPTA INC COM	Equities	8676EP108	30,630	5,281	SH		SOLE		5,281	0	0
SUPER MICRO COMPUTER INC COM NE	Equities	86800u302	230,592	4,705	SH		DFND		4,705	0	0
SUPER MICRO COMPUTER INC COM NE	Equities	86800u302	228,191	4,656	SH		SOLE		4,656	0	0
T Mobile Us Inc	Equities	872590104	5,480	23	SH		DFND		23	0	0
T Mobile Us Inc	Equities	872590104	608,993	2,556	SH		SOLE		2,556	0	0
Taiwan Semiconductor	Equities	874039100	986,817	4,357	SH		SOLE		4,357	0	0
Tc Energy Corp Com	Equities	87807B107	2,906,859	59,579	SH		SOLE		58,908	0	671
TEMPUR SEALY INTL INC COM	Equities	88023U101	122,354	1,798	SH		DFND		1,798	0	0
TEMPUR SEALY INTL INC COM	Equities	88023U101	161,891	2,379	SH		SOLE		2,379	0	0
The Southern Company	Equities	842587107	125,623	1,368	SH		DFND		1,368	0	0
The Southern Company	Equities	842587107	4,170,459	45,415	SH		SOLE		44,949	0	466
The Trade Desk Inc C	Equities	88339J105	268,739	3,733	SH		DFND		3,733	0	0
The Trade Desk Inc C	Equities	88339J105	1,398,982	19,433	SH		SOLE		19,433	0	0
Thermo Fisher Scient	Equities	883556102	352,345	869	SH		SOLE		869	0	0
Timken Company	Equities	887389104	293,755	4,049	SH		SOLE		4,049	0	0
Tjx Companies Inc	Equities	872540109	423,818	3,432	SH		SOLE		3,432	0	0
Total Sa-Spon Adr	Equities	89151E109	141,750	2,309	SH		DFND		2,309	0	0
Total Sa-Spon Adr	Equities	89151E109	4,153,463	67,658	SH		SOLE		66,992	0	666
TRANE TECHNOLOGIES PLC SHS	Equities	G8994E103	858,636	1,963	SH		SOLE		1,963	0	0
TranSDigm	Equities	893641100	109,486	72	SH		DFND		72	0	0
TranSDigm	Equities	893641100	1,420,278	934	SH		SOLE		934	0	0
Truist Financial Cor	Equities	89832Q109	2,437,189	56,692	SH		SOLE		56,069	0	623
Uber Technologies	Equities	90353T100	422,929	4,533	SH		DFND		4,533	0	0
Uber Technologies	Equities	90353T100	3,207,747	34,381	SH		SOLE		34,381	0	0
Unilever Plc-Spons A	Equities	904767704	41,840	684	SH		DFND		684	0	0
Unilever Plc-Spons A	Equities	904767704	724,253	11,840	SH		SOLE		11,516	0	324
United Rentals Inc	Equities	911363109	611,007	811	SH		SOLE		811	0	0
Unitedhealth Group	Equities	91324P102	422,095	1,353	SH		SOLE		1,353	0	0
Ups Cl B	Equities	911312106	368,431	3,650	SH		SOLE		3,596	0	54
US Bancorp Del Com	Equities	902973304	188,059	4,156	SH		DFND		4,156	0	0
US Bancorp Del Com	Equities	902973304	3,119,354	68,936	SH		SOLE		68,278	0	658
Utz Brands Cl A Ord	Equities	918090101	205,331	16,361	SH		SOLE		16,361	0	0
Van Ttl Stk Mkt	Equities	922908769	65,342,215	214,991	SH		SOLE		214,991	0	0
Vang Indx Growth	Equities	922908736	214,816	490	SH		SOLE		490	0	0
Vanguard FTSE All Wo	Equities	922042775	265,519	3,950	SH		SOLE		3,950	0	0
Vanguard FTSE Dev	Equities	921943858	47,989,665	841,776	SH		DFND		841,776	0	0
Vanguard FTSE Dev	Equities	921943858	180,893	3,173	SH		SOLE		3,173	0	0
Vanguard FTSE Emg	Equities	922042858	21,669,886	438,130	SH		DFND		438,130	0	0
Vanguard FTSE Emg	Equities	922042858	831,670	16,815	SH		SOLE		16,815	0	0
Vanguard FTSE ETF	Equities	922042866	3,571,954	43,465	SH		SOLE		43,465	0	0
Vanguard FTSE Europe	Equities	922042874	1,975,088	25,485	SH		SOLE		25,485	0	0
Vanguard Index Fd Et	Equities	922908363	23,549,935	41,459	SH		DFND		41,459	0	0
Vanguard Index Fd Et	Equities	922908363	1,062,216	1,870	SH		SOLE		1,870	0	0
Vanguard Mid Cap	Equities	922908629	530,278	1,895	SH		SOLE		1,895	0	0
Vanguard SP 500 Val	Equities	921932703	8,635,747	45,762	SH		SOLE		45,762	0	0
Vanguard Sp 600 Val	Equities	921932778	6,710,571	78,422	SH		SOLE		78,422	0	0
Vanguard Ttl Intl St	Equities	921909768	593,276	8,587	SH		SOLE		8,587	0	0
Veeva Systems	Equities	922475108	971,357	3,373	SH		SOLE		3,373	0	0
VERALTO CORP COM SHS	Equities	92338C103	264,994	2,625	SH		DFND		2,625	0	0
VERALTO CORP COM SHS	Equities	92338C103	1,194,844	11,836	SH		SOLE		11,836	0	0
Verizon Comm	Equities	92343V104	84,506	1,953	SH		DFND		1,953	0	0
Verizon Comm	Equities	92343V104	4,459,969	103,073	SH		SOLE		101,838	0	1,235
Virtu Fincl Inc	Equities	928254101	653,038	14,580	SH		SOLE		14,580	0	0
Visa, Inc	Equities	92826C839	1,435,822	4,044	SH		SOLE		4,044	0	0
Wal-Mart Stores, Inc	Equities	931142103	15,254	156	SH		DFND		156	0	0
Wal-Mart Stores, Inc	Equities	931142103	812,650	8,311	SH		SOLE		8,311	0	0
Watsco Inc	Equities	942622200	523,320	1,185	SH		SOLE		1,185	0	0
Wec Energy Group	Equities	92939U106	307,390	2,950	SH		SOLE		2,837	0	113
Wells Fargo Co	Equities	949746101	3,285	41	SH		DFND		41	0	0
Wells Fargo Co	Equities	949746101	1,528,129	19,073	SH		SOLE		19,073	0	0
WELLS FARGO & CO FR 5.389 04243	Fixed Income	95000U3D3	204,725	2,000	PRN		SOLE		2,000	0	0
West Pharmaceuticals	Equities	955306105	312,884	1,430	SH		SOLE		1,430	0	0
WIlliam Sonoma Inc	Equities	969904101	98,349	602	SH		DFND		602	0	0
WIlliam Sonoma Inc	Equities	969904101	143,929	881	SH		SOLE		881	0	0
WIlliams Cos Inc	Equities	969457100	347,528	5,533	SH		DFND		5,533	0	0
WIlliams Cos Inc	Equities	969457100	3,832,666	61,020	SH		SOLE		60,460	0	560
Workday Inc	Equities	98138H101	111,120	463	SH		DFND		463	0	0
Workday Inc	Equities	98138H101	1,293,600	5,390	SH		SOLE		5,390	0	0
Xcel Energy Inc	Equities	98389B100	4,098,667	60,186	SH		SOLE		59,724	0	462
Zoetis Inc	Equities	98978V103	8,577	55	SH		DFND		55	0	0
Zoetis Inc	Equities	98978V103	1,423,512	9,128	SH		SOLE		9,128	0	0

Check here if Amendment:	☐ Amendment Number:
This Amendment (Check only one.):	☐ is a restatement. ☐ adds new holdings entries.

Name:	First Bank & Trust
Address:	520 6TH ST

	BROOKINGS, SD 57006
Form 13F File Number:	028-17587

Name:	Erin Snyder
Title:	Wealth Management Operations/Compliance Admin
Phone:	6056962061

Number of Other Included Managers:	0
Form 13F Information table Entry Total:	364
Form 13F Information table Value Total:	560750808 (thousands)

Institutional Investment Manager Filing this Report:

Signature, Place, and Date of Signing:

Report Type (Check only one.):

Form 13F Summary Page

Report Summary:

List of Other Included Managers: