UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8

Report for the Calendar Year or Quarter Ended:
09-30-2021
Check here if Amendment: Amendment Number:
This Amendment (Check only one.): is a restatement.
adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:
Harbor Group, Inc.
Address:
331 SOUTH RIVER ROAD
BEDFORD, NH 03110
Form 13F File Number:

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.


Person Signing this Report on Behalf of Reporting Manager:
Name:
Timothy Riley
Title:
Chief Compliance Officer
Phone:
603-668-0634


Signature, Place, and Date of Signing:

Timothy Riley
                         [Signature]
Bedford, NEW HAMPSHIRE
                 [City, State]
10-19-2021
                           [Date]
                          

Report Type (Check only one.):

13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) 

13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) 

13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
0
Form 13F Information table Entry Total:
50
Form 13F Information table Value Total:
155128
          (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]

  
NONE


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8

COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
INVESCO EXCHANGE TRADED FD TS&P500 EQL WGT46137V3572151,432SHSOLE0 0 0 1,432
J P MORGAN EXCHANGE-TRADED FULTRA SHT MUNCPL46641Q6543035,923SHSOLE0 0 0 5,923
MASTERCARD INCORPORATEDCL A57636Q104249716SHSOLE0 0 0 716
SPDR S&P 500 ETF TRTR UNIT78462F1035781,348SHSOLE0 0 0 1,348
SSGA ACTIVE ETF TRMULT ASS RLRTN78467V1033,849134,750SHSOLE0 0 0 134,750
VANGUARD TAX-MANAGED INTL FDFTSE DEV MKT ETF9219438583306,528SHSOLE0 0 0 6,528
SCHWAB STRATEGIC TRSCHWAB FDT US SC8085247633707,031SHSOLE0 0 0 7,031
AT&T INCCOM00206R10265624,280SHSOLE0 0 0 24,280
APPLE INCCOM0378331001,3679,664SHSOLE0 0 0 9,664
SCHWAB STRATEGIC TRUS SML CAP ETF8085246073,00129,980SHSOLE0 0 0 29,980
VANGUARD INDEX FDSGROWTH ETF9229087361,2424,281SHSOLE0 0 0 4,281
COMCAST CORP NEWCL A20030N1012003,580SHSOLE0 0 0 3,580
JPMORGAN CHASE & COCOM46625H1006063,704SHSOLE0 0 0 3,704
APRIA INCCOM03836A10146312,450SHSOLE0 0 0 12,450
CISCO SYS INCCOM17275R1022244,117SHSOLE0 0 0 4,117
ISHARES TRCORE S&P SCP ETF46428780417,645161,603SHSOLE0 0 0 161,603
EXXON MOBIL CORPCOM30231G1022934,974SHSOLE0 0 0 4,974
ANALOG DEVICES INCCOM0326541059435,631SHSOLE0 0 0 5,631
T ROWE PRICE ETF INCPRICE BLUE CHIP87283Q1074,202131,724SHSOLE0 0 0 131,724
BERKSHIRE HATHAWAY INC DELCL B NEW0846707025682,082SHSOLE0 0 0 2,082
VISA INCCOM CL A92826C8398023,602SHSOLE0 0 0 3,602
SCHWAB STRATEGIC TRUS LCAP GR ETF80852430019,471131,484SHSOLE0 0 0 131,484
SCHWAB STRATEGIC TRSCHWAB FDT US LG8085247711,54528,632SHSOLE0 0 0 28,632
HOME DEPOT INCCOM437076102209636SHSOLE0 0 0 636
INVESCO QQQ TRUNIT SER 146090E1035411,512SHSOLE0 0 0 1,512
DIMENSIONAL ETF TRUSTUS TARGETED VLU25434V60963814,369SHSOLE0 0 0 14,369
ECOLAB INCCOM2788651002311,109SHSOLE0 0 0 1,109
VERIZON COMMUNICATIONS INCCOM92343V1044498,304SHSOLE0 0 0 8,304
CANO HEALTH INCCOM CL A13781Y1031,293101,963SHSOLE0 0 0 101,963
HERITAGE INSURANCE HLDGS INCCOM42727J10212918,918SHSOLE0 0 0 18,918
ISHARES TRS&P 500 GRWT ETF4642873092563,459SHSOLE0 0 0 3,459
RAYTHEON TECHNOLOGIES CORPCOM75513E1015516,409SHSOLE0 0 0 6,409
ISHARES TRCORE S&P MCP ETF46428750729,026110,337SHSOLE0 0 0 110,337
ISHARES TRRUS 1000 GRW ETF4642876143851,405SHSOLE0 0 0 1,405
MICROSOFT CORPCOM5949181043191,132SHSOLE0 0 0 1,132
SCHWAB STRATEGIC TRUS LRG CAP ETF8085242016,59263,371SHSOLE0 0 0 63,371
ANTHEM INCCOM036752103351941SHSOLE0 0 0 941
DIMENSIONAL ETF TRUSTWORLD EX US CORE25434V8803,257125,852SHSOLE0 0 0 125,852
SPDR SER TRPRTFLO S&P500 GW78464A4095,85891,502SHSOLE0 0 0 91,502
CANO HEALTH INC*W EXP 06/03/20213781Y11125862,532SHSOLE0 0 0 62,532
ISHARES TRMSCI USA ESG SLC4642888022492,593SHSOLE0 0 0 2,593
INTUITCOM4612021037171,329SHSOLE0 0 0 1,329
ISHARES TRCORE S&P500 ETF4642872007,14316,580SHSOLE0 0 0 16,580
SPDR SER TRPRTFLO S&P500 VL78464A50812,611323,352SHSOLE0 0 0 323,352
XILINX INCCOM9839191012741,814SHSOLE0 0 0 1,814
JOHNSON & JOHNSONCOM4781601042581,600SHSOLE0 0 0 1,600
PAYPAL HLDGS INCCOM70450Y1038373,218SHSOLE0 0 0 3,218
INVESCO EXCHANGE TRADED FD TS&P MDCP400 EQ46137V2252092,322SHSOLE0 0 0 2,322
SCHWAB STRATEGIC TRUS MID-CAP ETF80852450814,492189,047SHSOLE0 0 0 189,047
SCHWAB STRATEGIC TRUS LCAP VA ETF8085244098,873131,489SHSOLE0 0 0 131,489