First Bank & Trust Form 13F-HR Filed 2025-04-28

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	July 31, 2015
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Abbott Laboratories	Equities	002824100	3,847	29	SH		DFND		29	0	0
Abbott Laboratories	Equities	002824100	431,510	3,253	SH		SOLE		3,253	0	0
Abbvie Inc USD .01	Equities	00287Y109	125,293	598	SH		DFND		598	0	0
Abbvie Inc USD .01	Equities	00287Y109	3,676,657	17,548	SH		SOLE		17,548	0	0
Adobe Systems Inc	Equities	00724F101	87,445	228	SH		DFND		228	0	0
Adobe Systems Inc	Equities	00724F101	896,693	2,338	SH		SOLE		2,338	0	0
Advanced Micro Devcs	Equities	007903107	2,158	21	SH		DFND		21	0	0
Advanced Micro Devcs	Equities	007903107	365,549	3,558	SH		SOLE		3,558	0	0
ALEXANDRIA REAL ESTATE EQ INC C	Equities	015271109	1,120,481	12,112	SH		SOLE		11,918	0	194
Align Technology	Equities	016255101	494,531	3,113	SH		SOLE		3,113	0	0
Alliant Energy Corp	Equities	018802108	528,442	8,212	SH		SOLE		8,212	0	0
Alphabet Inc Class A	Equities	02079K305	10,979	71	SH		DFND		71	0	0
Alphabet Inc Class A	Equities	02079K305	1,463,822	9,466	SH		SOLE		9,466	0	0
Alphabet Inc Class C	Equities	02079K107	521,183	3,336	SH		DFND		3,336	0	0
Alphabet Inc Class C	Equities	02079K107	3,603,601	23,066	SH		SOLE		23,066	0	0
Amazon Com Inc	Equities	023135106	639,274	3,360	SH		DFND		3,360	0	0
Amazon Com Inc	Equities	023135106	4,581,271	24,079	SH		SOLE		24,079	0	0
Amcor Plc	Equities	G0250X107	24,725	2,549	SH		DFND		2,549	0	0
Amcor Plc	Equities	G0250X107	928,503	95,722	SH		SOLE		95,722	0	0
AMENTUM HOLDINGS INC COM	Equities	023939101	5,060	278	SH		DFND		278	0	0
AMENTUM HOLDINGS INC COM	Equities	023939101	256,238	14,079	SH		SOLE		14,079	0	0
Ameren Corp	Equities	023608102	542,160	5,400	SH		SOLE		5,400	0	0
American Elec Pwr	Equities	025537101	2,950,509	27,002	SH		SOLE		26,714	0	288
American Intl Corp	Equities	026874784	3,565	41	SH		DFND		41	0	0
American Intl Corp	Equities	026874784	538,332	6,192	SH		SOLE		6,192	0	0
Ameriprise Financial	Equities	03076C106	372,765	770	SH		SOLE		770	0	0
Amgen Inc	Equities	031162100	100,319	322	SH		DFND		322	0	0
Amgen Inc	Equities	031162100	3,180,302	10,208	SH		SOLE		10,112	0	96
Analog Devices	Equities	032654105	304,925	1,512	SH		SOLE		1,512	0	0
Anthem Inc	Equities	036752103	336,224	773	SH		SOLE		773	0	0
APPFOLIO INC COM CL A	Equities	03783C100	264,540	1,203	SH		SOLE		1,203	0	0
Apple Inc	Equities	037833100	22,657	102	SH		DFND		102	0	0
Apple Inc	Equities	037833100	3,439,683	15,485	SH		SOLE		15,485	0	0
ATT Inc	Equities	00206R102	272,025	9,619	SH		DFND		9,619	0	0
ATT Inc	Equities	00206R102	3,691,671	130,540	SH		SOLE		129,404	0	1,136
ATLANTA BRAVES HLDGS INC COM SE	Equities	047726302	267,267	6,680	SH		SOLE		6,680	0	0
Autodesk Inc	Equities	052769106	262,062	1,001	SH		DFND		1,001	0	0
Autodesk Inc	Equities	052769106	1,911,140	7,300	SH		SOLE		7,300	0	0
Avantor, Inc	Equities	05352A100	274,792	16,952	SH		SOLE		16,952	0	0
Baker Hughes A Ge	Equities	05722G100	279,170	6,352	SH		SOLE		6,352	0	0
BANK MONTREAL QUE COM	Equities	063671101	1,453,089	15,214	SH		SOLE		15,004	0	210
Bank New York	Equities	064058100	4,445	53	SH		DFND		53	0	0
Bank New York	Equities	064058100	264,610	3,155	SH		SOLE		3,155	0	0
Bank Of America Corp	Equities	060505104	327,914	7,858	SH		SOLE		7,858	0	0
Berkshire Hathaway	Equities	084670108	798,442	1	SH		SOLE		1	0	0
Berkshire Hathaway	Equities	084670702	1,843,259	3,461	SH		SOLE		3,461	0	0
Big Sioux Financial	Equities	080002991	6,834,220	101	SH		SOLE		101	0	0
Bookings Holdings	Equities	09857L108	677,216	147	SH		SOLE		147	0	0
BRIDGEBIO PHARMA INC COM	Equities	10806X102	128,773	3,725	SH		DFND		3,725	0	0
BRIDGEBIO PHARMA INC COM	Equities	10806X102	164,830	4,768	SH		SOLE		4,768	0	0
Bright Horizons Fami	Equities	109194100	206,821	1,628	SH		SOLE		1,628	0	0
Bristol Myers Squibb	Equities	110122108	149,486	2,451	SH		DFND		2,451	0	0
Bristol Myers Squibb	Equities	110122108	3,797,603	62,266	SH		SOLE		61,465	0	801
British American Tob	Equities	110448107	232,954	5,631	SH		DFND		5,631	0	0
British American Tob	Equities	110448107	768,406	18,575	SH		SOLE		18,575	0	0
Broadcom In	Equities	11135F101	8,372	50	SH		DFND		50	0	0
Broadcom In	Equities	11135F101	484,710	2,895	SH		SOLE		2,895	0	0
C H Robinson Ww	Equities	12541W209	313,754	3,064	SH		SOLE		3,064	0	0
Cabot Corp	Equities	127055101	113,154	1,361	SH		DFND		1,361	0	0
Cabot Corp	Equities	127055101	149,901	1,803	SH		SOLE		1,803	0	0
Cadence Design Sys	Equities	127387108	702,968	2,764	SH		SOLE		2,764	0	0
Can Imperial Bk Comm	Equities	136069101	138,104	2,453	SH		DFND		2,453	0	0
Can Imperial Bk Comm	Equities	136069101	1,610,124	28,599	SH		SOLE		28,331	0	268
Carrier Global Corp	Equities	14448C104	325,115	5,128	SH		SOLE		5,128	0	0
Casella Waste System	Equities	147448104	152,323	1,366	SH		DFND		1,366	0	0
Casella Waste System	Equities	147448104	224,247	2,011	SH		SOLE		2,011	0	0
Caseys Gen Store	Equities	147528103	752,191	1,733	SH		SOLE		1,733	0	0
Castle Biosciences	Equities	14843C105	303,023	15,136	SH		SOLE		15,136	0	0
Caterpillar Inc	Equities	149123101	3,958	12	SH		DFND		12	0	0
Caterpillar Inc	Equities	149123101	202,167	613	SH		SOLE		613	0	0
Centene Corp	Equities	15135B101	4,614	76	SH		DFND		76	0	0
Centene Corp	Equities	15135B101	210,178	3,462	SH		SOLE		3,462	0	0
Chevron Corp	Equities	166764100	65,243	390	SH		DFND		390	0	0
Chevron Corp	Equities	166764100	3,890,664	23,257	SH		SOLE		23,083	0	174
Chubb Ltd Chf	Equities	H1467J104	3,926	13	SH		DFND		13	0	0
Chubb Ltd Chf	Equities	H1467J104	1,522,634	5,042	SH		SOLE		5,042	0	0
Cintas Corp	Equities	172908105	697,158	3,392	SH		DFND		3,392	0	0
Cintas Corp	Equities	172908105	2,636,128	12,826	SH		SOLE		12,826	0	0
Cisco Systems Inc	Equities	17275R102	72,880	1,181	SH		DFND		1,181	0	0
Cisco Systems Inc	Equities	17275R102	423,084	6,856	SH		SOLE		6,785	0	71
Coastal Financial Co	Equities	19046P209	38,695	428	SH		DFND		428	0	0
Coastal Financial Co	Equities	19046P209	1,294,400	14,317	SH		SOLE		14,317	0	0
Coca-Cola Co	Equities	191216100	1,836,122	25,637	SH		SOLE		25,273	0	364
Commerce Bancshares	Equities	200525103	367,717	5,909	SH		SOLE		5,909	0	0
Costar Group Inc	Equities	22160N109	335,460	4,234	SH		DFND		4,234	0	0
Costar Group Inc	Equities	22160N109	1,624,453	20,503	SH		SOLE		20,503	0	0
Costco Whsl Corp	Equities	22160K105	972,262	1,028	SH		DFND		1,028	0	0
Costco Whsl Corp	Equities	22160K105	2,912,057	3,079	SH		SOLE		3,079	0	0
CYTOKINETICS INC COM NEW	Equities	23282W605	96,536	2,402	SH		DFND		2,402	0	0
CYTOKINETICS INC COM NEW	Equities	23282W605	161,684	4,023	SH		SOLE		4,023	0	0
Daktronics Inc.	Equities	234264109	60,900	5,000	SH		DFND		0	0	5,000
Daktronics Inc.	Equities	234264109	8,979,729	737,252	SH		SOLE		89,841	0	647,411
DARDEN RESTAURANTS INC COM	Equities	237194105	207,760	1,000	SH		SOLE		1,000	0	0
Deere Co	Equities	244199105	9,856	21	SH		DFND		21	0	0
Deere Co	Equities	244199105	872,991	1,860	SH		SOLE		1,860	0	0
Dell Technologies In	Equities	24703L202	6,472	71	SH		DFND		71	0	0
Dell Technologies In	Equities	24703L202	377,634	4,143	SH		SOLE		4,143	0	0
Diageo Plc-Spons	Equities	25243Q205	1,043,184	9,955	SH		SOLE		9,955	0	0
Dick's Sporting Good	Equities	253393102	7,055	35	SH		DFND		35	0	0
Dick's Sporting Good	Equities	253393102	615,766	3,055	SH		SOLE		3,055	0	0
Discover Fincl Serv	Equities	254709108	3,585	21	SH		DFND		21	0	0
Discover Fincl Serv	Equities	254709108	287,117	1,682	SH		SOLE		1,682	0	0
Disney (Walt) Co	Equities	254687106	2,862	29	SH		DFND		29	0	0
Disney (Walt) Co	Equities	254687106	238,064	2,412	SH		SOLE		2,412	0	0
Dominion Resources	Equities	25746U109	822,659	14,672	SH		SOLE		14,360	0	312
Dover Corp	Equities	260003108	2,284	13	SH		DFND		13	0	0
Dover Corp	Equities	260003108	218,019	1,241	SH		SOLE		1,241	0	0
Duke Energy Corp NEw	Equities	26441C204	191,737	1,572	SH		DFND		1,572	0	0
Duke Energy Corp NEw	Equities	26441C204	4,491,423	36,824	SH		SOLE		36,541	0	283
Dycom Industries	Equities	267475101	117,149	769	SH		DFND		769	0	0
Dycom Industries	Equities	267475101	173,668	1,140	SH		SOLE		1,140	0	0
Edwards Lifesciences	Equities	28176E108	459,016	6,333	SH		SOLE		6,333	0	0
Eli Lilly Company	Equities	532457108	444,340	538	SH		SOLE		538	0	0
Enbridge Inc C	Equities	29250N105	178,569	4,030	SH		DFND		4,030	0	0
Enbridge Inc C	Equities	29250N105	3,782,789	85,371	SH		SOLE		84,320	0	1,051
Entergy Corp	Equities	29364G103	109,085	1,276	SH		DFND		1,276	0	0
Entergy Corp	Equities	29364G103	3,134,747	36,668	SH		SOLE		36,240	0	428
Eog Resources	Equities	26875P101	2,693	21	SH		DFND		21	0	0
Eog Resources	Equities	26875P101	211,340	1,648	SH		SOLE		1,648	0	0
ETF Vanguard Div	Equities	921908844	400,589	2,065	SH		SOLE		2,065	0	0
Evercore PartNErs	Equities	29977A105	307,569	1,540	SH		SOLE		1,540	0	0
EVOLV TECHNOLOGIES HLDNGS INC C	Equities	30049H102	85,644	27,450	SH		DFND		27,450	0	0
EVOLV TECHNOLOGIES HLDNGS INC C	Equities	30049H102	45,817	14,685	SH		SOLE		14,685	0	0
Expedia Inc	Equities	30212P303	6,556	39	SH		DFND		39	0	0
Expedia Inc	Equities	30212P303	342,084	2,035	SH		SOLE		2,035	0	0
EXTREME NETWORKS COM	Equities	30226D106	103,445	7,819	SH		DFND		7,819	0	0
EXTREME NETWORKS COM	Equities	30226D106	54,693	4,134	SH		SOLE		4,134	0	0
Exxon Mobil Corp	Equities	30231G102	54,589	459	SH		DFND		459	0	0
Exxon Mobil Corp	Equities	30231G102	1,699,866	14,293	SH		SOLE		14,152	0	141
F5 NEtworks Inc	Equities	315616102	215,679	810	SH		SOLE		810	0	0
Facebook Inc	Equities	30303M102	14,985	26	SH		DFND		26	0	0
Facebook Inc	Equities	30303M102	4,295,611	7,453	SH		SOLE		7,453	0	0
First Citizens Bcshs	Equities	31946M103	530,278	286	SH		SOLE		286	0	0
Firstcash Hlds Inc	Equities	33768G107	108,529	902	SH		DFND		902	0	0
Firstcash Hlds Inc	Equities	33768G107	96,978	806	SH		SOLE		806	0	0
Fiserv Incorported	Equities	337738108	550,308	2,492	SH		SOLE		2,492	0	0
Flowserve Corp	Equities	34354P105	100,464	2,057	SH		DFND		2,057	0	0
Flowserve Corp	Equities	34354P105	124,640	2,552	SH		SOLE		2,552	0	0
Franklin Electric In	Equities	353514102	95,100	1,013	SH		DFND		1,013	0	0
Franklin Electric In	Equities	353514102	158,939	1,693	SH		SOLE		1,693	0	0
FRESHPET INC COM	Equities	358039105	164,593	1,979	SH		DFND		1,979	0	0
FRESHPET INC COM	Equities	358039105	226,222	2,720	SH		SOLE		2,720	0	0
Gatx Corp	Equities	361448103	121,887	785	SH		DFND		785	0	0
Gatx Corp	Equities	361448103	122,663	790	SH		SOLE		790	0	0
Gen Elec Co USD .06	Equities	369604301	315,036	1,574	SH		SOLE		1,574	0	0
GENERAC HLDGS INC COM	Equities	368736104	215,558	1,702	SH		DFND		1,702	0	0
GENERAC HLDGS INC COM	Equities	368736104	931,131	7,352	SH		SOLE		7,352	0	0
Gilead Sciences In	Equities	375558103	264,886	2,364	SH		DFND		2,364	0	0
Gilead Sciences In	Equities	375558103	5,386,580	48,073	SH		SOLE		47,604	0	469
Goldman Sachs Group	Equities	38141G104	12,018	22	SH		DFND		22	0	0
Goldman Sachs Group	Equities	38141G104	575,243	1,053	SH		SOLE		1,053	0	0
GuideWire Software I	Equities	40171V100	37,472	200	SH		DFND		200	0	0
GuideWire Software I	Equities	40171V100	517,676	2,763	SH		SOLE		2,763	0	0
Hedge Mlti ETF	Equities	45409B107	248,915	7,950	SH		SOLE		7,950	0	0
HILTON WORLDWIDE HLDGS INC COM	Equities	43300A203	429,842	1,889	SH		DFND		1,889	0	0
HILTON WORLDWIDE HLDGS INC COM	Equities	43300A203	1,945,553	8,550	SH		SOLE		8,550	0	0
HoNEywell Int'L Inc	Equities	438516106	3,176	15	SH		DFND		15	0	0
HoNEywell Int'L Inc	Equities	438516106	381,574	1,802	SH		SOLE		1,802	0	0
Houlihan Lokey Inc	Equities	441593100	238,536	1,477	SH		DFND		1,477	0	0
Houlihan Lokey Inc	Equities	441593100	263,084	1,629	SH		SOLE		1,629	0	0
Huntington Bancshrs	Equities	446150104	46,141	3,074	SH		DFND		3,074	0	0
Huntington Bancshrs	Equities	446150104	2,867,736	191,055	SH		SOLE		189,215	0	1,840
Idex Corp	Equities	45167R104	201,601	1,114	SH		SOLE		1,114	0	0
Illinois Tool Works	Equities	452308109	216,761	874	SH		SOLE		874	0	0
Intuit Inc	Equities	461202103	667,407	1,087	SH		DFND		1,087	0	0
Intuit Inc	Equities	461202103	2,700,328	4,398	SH		SOLE		4,398	0	0
Intuitive Surgical	Equities	46120E602	773,116	1,561	SH		DFND		1,561	0	0
Intuitive Surgical	Equities	46120E602	2,547,174	5,143	SH		SOLE		5,143	0	0
iShares 1000 Grwth	Equities	464287614	988,664	2,738	SH		SOLE		2,738	0	0
iShares 1000 Value	Equities	464287598	864,783	4,596	SH		SOLE		4,596	0	0
iShares Core	Equities	464287226	26,458,506	267,474	SH		DFND		267,474	0	0
iShares Core	Equities	464287226	921,143	9,312	SH		SOLE		9,310	0	2
iShares Core MSCI	Equities	46434G103	613,153	11,361	SH		SOLE		11,361	0	0
iShares Core SP	Equities	464287200	2,872,433	5,112	SH		SOLE		5,110	0	2
iShares Core SP Scp	Equities	464287804	6,136,360	58,682	SH		DFND		58,682	0	0
iShares Core SP Scp	Equities	464287804	6,840,028	65,411	SH		SOLE		65,411	0	0
iShares MSCI Emging	Equities	464287234	1,177,584	26,947	SH		SOLE		26,947	0	0
iShares MSCI Usa	Equities	46435G433	246,835	5,955	SH		SOLE		5,955	0	0
iShares MSCI Usa	Equities	46432F396	424,675	2,101	SH		SOLE		2,101	0	0
iShares MSCI USA Min Vol Factor	Equities	46429B697	457,342	4,883	SH		SOLE		4,883	0	0
iShares Russell 2000	Equities	464287655	526,255	2,638	SH		SOLE		2,638	0	0
iShares SP 500 Grth	Equities	464287309	234,489	2,526	SH		SOLE		2,526	0	0
iShares Tr Core SP	Equities	464287507	11,995,952	205,586	SH		DFND		205,586	0	0
iShares Tr Core SP	Equities	464287507	181,469	3,110	SH		SOLE		3,110	0	0
iShares Tr Mrg Grw	Equities	464288307	553,511	7,749	SH		SOLE		7,738	0	11
iShares Trust Core	Equities	46432F842	1,607,260	21,246	SH		SOLE		21,246	0	0
Johnson & Johnson	Equities	478160104	1,728,219	10,421	SH		SOLE		10,421	0	0
Jones Lang Lasalle I	Equities	48020Q107	557,302	2,248	SH		SOLE		2,248	0	0
JP Morgan Chase Co	Equities	46625H100	9,812	40	SH		DFND		40	0	0
JP Morgan Chase Co	Equities	46625H100	2,568,046	10,469	SH		SOLE		10,347	0	122
KENVUE INC COM	Equities	49177J102	2,281,745	95,152	SH		SOLE		94,322	0	830
Keycorp	Equities	493267108	99,922	6,249	SH		DFND		6,249	0	0
Keycorp	Equities	493267108	96,915	6,061	SH		SOLE		6,061	0	0
Kimberly Clark Corp	Equities	494368103	567,173	3,988	SH		SOLE		3,858	0	130
Kkr Co Inc Cl A	Equities	48251W104	858,057	7,422	SH		SOLE		7,422	0	0
Lowes Companies Inc	Equities	548661107	377,599	1,619	SH		SOLE		1,619	0	0
Lyondellbasell Ind	Equities	N53745100	52,589	747	SH		DFND		747	0	0
Lyondellbasell Ind	Equities	N53745100	1,610,822	22,881	SH		SOLE		22,561	0	320
Marathon Petroleum	Equities	56585A102	10,344	71	SH		DFND		71	0	0
Marathon Petroleum	Equities	56585A102	459,798	3,156	SH		SOLE		3,156	0	0
Marriott Intl	Equities	571903202	5,717	24	SH		DFND		24	0	0
Marriott Intl	Equities	571903202	365,637	1,535	SH		SOLE		1,535	0	0
Marvell Technology Inc	Equities	573874104	173,196	2,813	SH		DFND		2,813	0	0
Marvell Technology Inc	Equities	573874104	1,423,622	23,122	SH		SOLE		23,122	0	0
Mastercard Inc Cl A	Equities	57636Q104	709,815	1,295	SH		DFND		1,295	0	0
Mastercard Inc Cl A	Equities	57636Q104	3,677,337	6,709	SH		SOLE		6,709	0	0
Merck	Equities	58933Y105	77,014	858	SH		DFND		858	0	0
Merck	Equities	58933Y105	422,590	4,708	SH		SOLE		4,708	0	0
Meritage Homes Inc	Equities	59001A102	102,918	1,452	SH		DFND		1,452	0	0
Meritage Homes Inc	Equities	59001A102	119,929	1,692	SH		SOLE		1,692	0	0
Microsoft Corp (Wa)	Equities	594918104	1,190,362	3,171	SH		DFND		3,171	0	0
Microsoft Corp (Wa)	Equities	594918104	11,936,276	31,797	SH		SOLE		31,797	0	0
Moog Inc-Class A	Equities	615394202	110,597	638	SH		DFND		638	0	0
Moog Inc-Class A	Equities	615394202	195,019	1,125	SH		SOLE		1,125	0	0
Morgan Stanley	Equities	617446448	22,984	197	SH		DFND		197	0	0
Morgan Stanley	Equities	617446448	1,431,191	12,267	SH		SOLE		12,146	0	121
MSCI Emg Mrkt China	Equities	46434G764	1,536,736	27,895	SH		SOLE		27,895	0	0
Natl Grid Plc Npv	Equities	636274409	3,011,499	45,901	SH		SOLE		45,442	0	459
Ncino Inc New	Equities	63947X101	214,568	7,811	SH		SOLE		7,811	0	0
Netflix Com Inc	Equities	64110L106	117,499	126	SH		DFND		126	0	0
Netflix Com Inc	Equities	64110L106	1,672,026	1,793	SH		SOLE		1,793	0	0
Nomad Foods Limited	Equities	G6564A105	218,567	11,123	SH		SOLE		11,123	0	0
Nvidia Corporation	Equities	67066G104	780,986	7,206	SH		DFND		7,206	0	0
Nvidia Corporation	Equities	67066G104	4,212,080	38,864	SH		SOLE		38,864	0	0
Nxp Semiconductors	Equities	N6596X109	218,379	1,149	SH		DFND		1,149	0	0
Nxp Semiconductors	Equities	N6596X109	971,587	5,112	SH		SOLE		5,112	0	0
Oge Energy Co	Equities	670837103	303,612	6,606	SH		SOLE		6,606	0	0
Oracle Corp	Equities	68389X105	6,571	47	SH		DFND		47	0	0
Oracle Corp	Equities	68389X105	392,027	2,804	SH		SOLE		2,804	0	0
Owens Corning	Equities	690742101	19,424	136	SH		DFND		136	0	0
Owens Corning	Equities	690742101	508,725	3,562	SH		SOLE		3,562	0	0
Palo Alto Net	Equities	697435105	260,055	1,524	SH		SOLE		1,524	0	0
Parsons Corporation	Equities	70202L102	110,545	1,867	SH		DFND		1,867	0	0
Parsons Corporation	Equities	70202L102	116,348	1,965	SH		SOLE		1,965	0	0
Paychex Inc	Equities	704326107	1,061,138	6,878	SH		SOLE		6,779	0	99
Paypal Holdgs Inc	Equities	70450Y103	6,068	93	SH		DFND		93	0	0
Paypal Holdgs Inc	Equities	70450Y103	274,507	4,207	SH		SOLE		4,207	0	0
Pepsico Inc	Equities	713448108	710,116	4,736	SH		SOLE		4,566	0	170
Pfizer Inc	Equities	717081103	1,760,573	69,478	SH		SOLE		69,478	0	0
Phillip Morris Intl	Equities	718172109	322,698	2,033	SH		DFND		2,033	0	0
Phillip Morris Intl	Equities	718172109	5,386,820	33,937	SH		SOLE		33,937	0	0
PINNACLE FINL PARTNERS INC COM	Equities	72346Q104	401,998	3,791	SH		SOLE		3,791	0	0
Pjt Partners Inc	Equities	69343T107	715,046	5,186	SH		SOLE		5,186	0	0
PNC Financial Serv	Equities	693475105	3,020,607	17,185	SH		SOLE		16,980	0	205
Pool Corp	Equities	73278L105	434,229	1,364	SH		SOLE		1,364	0	0
Ppl Corporation	Equities	69351T106	64,998	1,800	SH		DFND		1,800	0	0
Ppl Corporation	Equities	69351T106	1,546,050	42,815	SH		SOLE		42,372	0	443
Procore Technologies	Equities	74275K108	27,464	416	SH		DFND		416	0	0
Procore Technologies	Equities	74275K108	359,809	5,450	SH		SOLE		5,450	0	0
Procter Gamble Co	Equities	742718109	302,496	1,775	SH		SOLE		1,775	0	0
Progressive Corp Oh	Equities	743315103	637,339	2,252	SH		DFND		2,252	0	0
Progressive Corp Oh	Equities	743315103	3,037,263	10,732	SH		SOLE		10,732	0	0
Prologis Inc	Equities	74340W103	2,206,623	19,739	SH		SOLE		19,501	0	238
Public Service Enter	Equities	744573106	2,387	29	SH		DFND		29	0	0
Public Service Enter	Equities	744573106	200,565	2,437	SH		SOLE		2,437	0	0
QXO INC COM NEW	Equities	82846H405	193,866	14,318	SH		SOLE		14,318	0	0
Raymond James Financ	Equities	754730109	122,658	883	SH		DFND		883	0	0
Raymond James Financ	Equities	754730109	128,353	924	SH		SOLE		924	0	0
RBC Bearings Inc	Equities	75524B104	696,632	2,165	SH		SOLE		2,165	0	0
Realty Income Corp	Equities	756109104	2,009,060	34,633	SH		SOLE		34,115	0	518
Reinsurance Group	Equities	759351604	73,444	373	SH		DFND		373	0	0
Reinsurance Group	Equities	759351604	140,193	712	SH		SOLE		712	0	0
RIBBON COMMUNICATIONS INC COM	Equities	762544104	86,303	22,016	SH		DFND		22,016	0	0
RIBBON COMMUNICATIONS INC COM	Equities	762544104	28,404	7,246	SH		SOLE		7,246	0	0
Roper Industries Inc	Equities	776696106	139,730	237	SH		DFND		237	0	0
Roper Industries Inc	Equities	776696106	560,101	950	SH		SOLE		950	0	0
Rus Mid Cap ETF	Equities	464287499	250,361	2,943	SH		SOLE		2,943	0	0
Ryder Systems	Equities	783549108	113,466	789	SH		DFND		789	0	0
Ryder Systems	Equities	783549108	87,293	607	SH		SOLE		607	0	0
SP 500 Catholic	Equities	37954Y889	6,049,017	89,562	SH		SOLE		89,562	0	0
SP Global Inc USD	Equities	78409V104	266,753	525	SH		DFND		525	0	0
SP Global Inc USD	Equities	78409V104	1,747,864	3,440	SH		SOLE		3,440	0	0
Sanmina Corp	Equities	801056102	156,245	2,051	SH		DFND		2,051	0	0
Sanmina Corp	Equities	801056102	53,326	700	SH		SOLE		700	0	0
Sanofi	Equities	80105N105	3,580,775	64,565	SH		SOLE		64,565	0	0
Servicenow Inc	Equities	81762P102	852,666	1,071	SH		DFND		1,071	0	0
Servicenow Inc	Equities	81762P102	2,544,463	3,196	SH		SOLE		3,196	0	0
SOLVENTUM CORP COM SHS	Equities	83444M101	278,839	3,667	SH		SOLE		3,667	0	0
SPDR Gold Trust ETF	Equities	78463V107	2,575,972	8,940	SH		SOLE		8,940	0	0
SPDR SP 500 ETF Tr	Equities	78462F103	224,875	402	SH		SOLE		402	0	0
Spx Corp USD	Equities	78473E103	136,120	1,057	SH		DFND		1,057	0	0
Spx Corp USD	Equities	78473E103	131,356	1,020	SH		SOLE		1,020	0	0
Starbucks Corp	Equities	855244109	7,259	74	SH		DFND		74	0	0
Starbucks Corp	Equities	855244109	314,378	3,205	SH		SOLE		3,205	0	0
Stevanato Group	Equities	T9224W109	310,343	15,198	SH		SOLE		15,198	0	0
Suncor Energy Inc	Equities	867224107	414,769	10,712	SH		SOLE		10,712	0	0
SUNOPTA INC COM	Equities	8676EP108	87,879	18,082	SH		DFND		18,082	0	0
SUNOPTA INC COM	Equities	8676EP108	32,241	6,634	SH		SOLE		6,634	0	0
SUPER MICRO COMPUTER INC COM NE	Equities	86800u302	161,099	4,705	SH		DFND		4,705	0	0
SUPER MICRO COMPUTER INC COM NE	Equities	86800u302	95,872	2,800	SH		SOLE		2,800	0	0
T Mobile Us Inc	Equities	872590104	4,801	18	SH		DFND		18	0	0
T Mobile Us Inc	Equities	872590104	672,109	2,520	SH		SOLE		2,520	0	0
Taiwan Semiconductor	Equities	874039100	669,478	4,033	SH		SOLE		4,033	0	0
Tc Energy Corp Com	Equities	87807B107	2,755,931	58,376	SH		SOLE		57,705	0	671
The Southern Company	Equities	842587107	125,788	1,368	SH		DFND		1,368	0	0
The Southern Company	Equities	842587107	4,271,813	46,458	SH		SOLE		45,992	0	466
The Trade Desk Inc C	Equities	88339J105	533,411	9,748	SH		SOLE		9,748	0	0
Thermo Fisher Scient	Equities	883556102	598,115	1,202	SH		SOLE		1,202	0	0
Timken Company	Equities	887389104	332,614	4,628	SH		SOLE		4,628	0	0
Tjx Companies Inc	Equities	872540109	400,478	3,288	SH		SOLE		3,288	0	0
Total Sa-Spon Adr	Equities	89151E109	149,369	2,309	SH		DFND		2,309	0	0
Total Sa-Spon Adr	Equities	89151E109	4,134,661	63,916	SH		SOLE		63,250	0	666
TRANE TECHNOLOGIES PLC SHS	Equities	G8994E103	555,581	1,649	SH		SOLE		1,649	0	0
TranSDigm	Equities	893641100	99,597	72	SH		DFND		72	0	0
TranSDigm	Equities	893641100	1,134,298	820	SH		SOLE		820	0	0
Truist Financial Cor	Equities	89832Q109	2,395,671	58,218	SH		SOLE		57,595	0	623
Uber Technologies	Equities	90353T100	249,837	3,429	SH		DFND		3,429	0	0
Uber Technologies	Equities	90353T100	2,565,036	35,205	SH		SOLE		35,205	0	0
Unilever Plc-Spons A	Equities	904767704	40,732	684	SH		DFND		684	0	0
Unilever Plc-Spons A	Equities	904767704	749,437	12,585	SH		SOLE		12,261	0	324
United Rentals Inc	Equities	911363109	513,267	819	SH		SOLE		819	0	0
Unitedhealth Group	Equities	91324P102	764,151	1,459	SH		SOLE		1,459	0	0
Ups Cl B	Equities	911312106	688,867	6,263	SH		SOLE		6,178	0	85
US Bancorp Del Com	Equities	902973304	175,466	4,156	SH		DFND		4,156	0	0
US Bancorp Del Com	Equities	902973304	3,114,949	73,779	SH		SOLE		73,326	0	453
Utz Brands Cl A Ord	Equities	918090101	199,908	14,198	SH		SOLE		14,198	0	0
Van Ttl Stk Mkt	Equities	922908769	59,528,695	216,594	SH		SOLE		216,594	0	0
Vanguard FTSE All Wo	Equities	922042775	239,607	3,950	SH		SOLE		3,950	0	0
Vanguard FTSE Dev	Equities	921943858	43,376,963	853,373	SH		DFND		853,373	0	0
Vanguard FTSE Dev	Equities	921943858	161,284	3,173	SH		SOLE		3,173	0	0
Vanguard FTSE Emg	Equities	922042858	19,815,938	437,825	SH		DFND		437,825	0	0
Vanguard FTSE Emg	Equities	922042858	763,038	16,859	SH		SOLE		16,859	0	0
Vanguard FTSE ETF	Equities	922042866	3,149,474	43,465	SH		SOLE		43,465	0	0
Vanguard FTSE Europe	Equities	922042874	1,789,302	25,485	SH		SOLE		25,485	0	0
Vanguard Index Fd Et	Equities	922908363	20,203,325	39,313	SH		DFND		39,313	0	0
Vanguard Index Fd Et	Equities	922908363	925,038	1,800	SH		SOLE		1,800	0	0
Vanguard Mid Cap	Equities	922908629	498,878	1,929	SH		SOLE		1,929	0	0
Vanguard SP 500 Val	Equities	921932703	8,428,903	45,762	SH		SOLE		45,762	0	0
Vanguard Sp 600 Val	Equities	921932778	6,580,766	78,422	SH		SOLE		78,422	0	0
Vanguard Ttl Intl St	Equities	921909768	533,253	8,587	SH		SOLE		8,587	0	0
Veeva Systems	Equities	922475108	923,740	3,988	SH		SOLE		3,988	0	0
VERALTO CORP COM SHS	Equities	92338C103	255,806	2,625	SH		DFND		2,625	0	0
VERALTO CORP COM SHS	Equities	92338C103	1,218,222	12,501	SH		SOLE		12,501	0	0
Verizon Comm	Equities	92343V104	88,588	1,953	SH		DFND		1,953	0	0
Verizon Comm	Equities	92343V104	4,767,926	105,113	SH		SOLE		103,878	0	1,235
Virtu Fincl Inc	Equities	928254101	586,362	15,382	SH		SOLE		15,382	0	0
Visa, Inc	Equities	92826C839	1,419,013	4,049	SH		SOLE		4,049	0	0
Wal-Mart Stores, Inc	Equities	931142103	13,695	156	SH		DFND		156	0	0
Wal-Mart Stores, Inc	Equities	931142103	753,063	8,578	SH		SOLE		8,578	0	0
Watsco Inc	Equities	942622200	602,336	1,185	SH		SOLE		1,185	0	0
Wec Energy Group	Equities	92939U106	213,056	1,955	SH		SOLE		1,955	0	0
Wells Fargo Co	Equities	949746101	2,943	41	SH		DFND		41	0	0
Wells Fargo Co	Equities	949746101	1,397,608	19,468	SH		SOLE		19,468	0	0
WELLS FARGO CO FR 5.389 04243	Fixed Income	95000U3D3	200,931	2,000	PRN		SOLE		2,000	0	0
West Pharmaceuticals	Equities	955306105	460,969	2,059	SH		SOLE		2,059	0	0
WIlliam Sonoma Inc	Equities	969904101	95,176	602	SH		DFND		602	0	0
WIlliam Sonoma Inc	Equities	969904101	136,124	861	SH		SOLE		861	0	0
WIlliams Cos Inc	Equities	969457100	330,652	5,533	SH		DFND		5,533	0	0
WIlliams Cos Inc	Equities	969457100	4,125,591	69,036	SH		SOLE		68,356	0	680
Workday Inc	Equities	98138H101	236,332	1,012	SH		DFND		1,012	0	0
Workday Inc	Equities	98138H101	1,314,073	5,627	SH		SOLE		5,627	0	0
Xcel Energy Inc	Equities	98389B100	4,103,130	57,962	SH		SOLE		57,596	0	366
Zoetis Inc	Equities	98978V103	9,056	55	SH		DFND		55	0	0
Zoetis Inc	Equities	98978V103	1,394,256	8,468	SH		SOLE		8,468	0	0

Check here if Amendment:	☐ Amendment Number:
This Amendment (Check only one.):	☐ is a restatement. ☐ adds new holdings entries.

Name:	First Bank & Trust
Address:	520 6TH ST

	BROOKINGS, SD 57006
Form 13F File Number:	028-17587

Name:	Erin Snyder
Title:	Wealth Management Operations/Compliance Admin
Phone:	6056962061

Number of Other Included Managers:	0
Form 13F Information table Entry Total:	354
Form 13F Information table Value Total:	516633678 (thousands)

Institutional Investment Manager Filing this Report:

Signature, Place, and Date of Signing:

Report Type (Check only one.):

Form 13F Summary Page

Report Summary:

List of Other Included Managers: