UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
Report for the Calendar Year or Quarter Ended:
06-30-2022
Check here if Amendment: ☐ Amendment Number:
This Amendment (Check only one.):☐ is a restatement.
☐ adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:
RHS Financial, LLC
Address:
4171 24TH STREET
SUITE 101
SAN FRANCISCO, CA 94114
Form 13F File Number:
028-19046

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.


Person Signing this Report on Behalf of Reporting Manager:
Name:
Risley Sams
Title:
Managing Member & Chief Compliance Officer
Phone:
415-495-2900


Signature, Place, and Date of Signing:

/s/Risley Sams
                         [Signature]
San Francisco, CALIFORNIA
                 [City, State]
07-14-2022
                           [Date]
                          

Report Type (Check only one.):

☒ 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) 

☐ 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) 

☐ 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
0
Form 13F Information table Entry Total:
79
Form 13F Information table Value Total:
121647
          (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]

  
NONE


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
ALPHABET INCCAP STK CL A02079K305283130SHSOLE130 0 0
AMAZON COM INCCOM0231351063042,865SHSOLE2,865 0 0
APPLE INCCOM0378331001,2419,077SHSOLE9,077 0 0
BERKSHIRE HATHAWAY INC DELCL B NEW084670702262960SHSOLE960 0 0
BLACKROCK CORE BD TRSHS BEN INT09249E1014,383387,218SHSOLE387,218 0 0
DIMENSIONAL ETF TRUSTWORLD EX US CORE25434V88027112,636SHSOLE12,636 0 0
GRANITESHARES ETF TRHIPS US HIGH INC38747R30632726,441SHSOLE26,441 0 0
INTUITCOM461202103338878SHSOLE878 0 0
INVESCO EXCH TRADED FD TR IIEMRNG MKT SVRG46138E78477942,013SHSOLE42,013 0 0
INVESCO EXCH TRADED FD TR IIS&P EMRNG MKTS46138E29731313,445SHSOLE13,445 0 0
INVESCO EXCH TRADED FD TR IIS&P INTL LOW46138E23030210,939SHSOLE10,939 0 0
INVESCO QQQ TRUNIT SER 146090E1035331,900SHSOLE1,900 0 0
ISHARES INCESG AWR MSCI EM46434G8631,08233,495SHSOLE33,495 0 0
ISHARES INCJP MORGAN EM ETF4642865171,03330,236SHSOLE30,236 0 0
ISHARES INCMSCI EMERG MKT46434G8894,842112,818SHSOLE112,818 0 0
ISHARES INCMSCI EMERG MRKT4642865333,90970,518SHSOLE70,518 0 0
ISHARES INCMSCI GBL GOLD MN46434G8551,00746,239SHSOLE46,239 0 0
ISHARES TR0-5 YR TIPS ETF46429B7479299,162SHSOLE9,162 0 0
ISHARES TRBLACKROCK ULTRA46434V8783156,286SHSOLE6,286 0 0
ISHARES TRCALIF MUN BD ETF4642883561,95334,595SHSOLE34,595 0 0
ISHARES TRCORE HIGH DV ETF46429B6634624,600SHSOLE4,600 0 0
ISHARES TRCORE MSCI EAFE46432F8424978,442SHSOLE8,442 0 0
ISHARES TRCORE S&P500 ETF4642872001,8394,850SHSOLE4,850 0 0
ISHARES TREAFE GRWTH ETF4642888852092,599SHSOLE2,599 0 0
ISHARES TREAFE VALUE ETF46428887747510,937SHSOLE10,937 0 0
ISHARES TRESG AW MSCI EAFE46435G5162,45539,121SHSOLE39,121 0 0
ISHARES TRESG AWR MSCI USA46435G4253,70444,144SHSOLE44,144 0 0
ISHARES TRINTL EQTY FACTOR46434V2742,06487,703SHSOLE87,703 0 0
ISHARES TRISHS 1-5YR INVS46428864682216,254SHSOLE16,254 0 0
ISHARES TRISHS 5-10YR INVT4642886382023,965SHSOLE3,965 0 0
ISHARES TRMBS ETF4642885883593,680SHSOLE3,680 0 0
ISHARES TRMSCI EAFE MIN VL46429B6891,31820,821SHSOLE20,821 0 0
ISHARES TRMSCI INTL MOMENT46434V44932810,971SHSOLE10,971 0 0
ISHARES TRMSCI INTL SML CP46434V2661,20141,680SHSOLE41,680 0 0
ISHARES TRMSCI INTL VLU FT46435G40958126,207SHSOLE26,207 0 0
ISHARES TRMSCI USA MIN VOL46429B6974,35061,957SHSOLE61,957 0 0
ISHARES TRMSCI USA MMENTM46432F3962,96321,728SHSOLE21,728 0 0
ISHARES TRMSCI USA QLT FCT46432F3395014,486SHSOLE4,486 0 0
ISHARES TRMSCI USA VALUE46432F3886777,485SHSOLE7,485 0 0
ISHARES TRNATIONAL MUN ETF4642884143052,864SHSOLE2,864 0 0
ISHARES TRSHRT NAT MUN ETF4642881582392,279SHSOLE2,279 0 0
ISHARES TRU S EQUITY FACTR46434V28282721,821SHSOLE21,821 0 0
ISHARES TRUS TREAS BD ETF46429B2672,410100,857SHSOLE100,857 0 0
ISHARES TRUSD INV GRDE ETF46428862065312,819SHSOLE12,819 0 0
MCDONALDS CORPCOM5801351013191,290SHSOLE1,290 0 0
MICROSOFT CORPCOM5949181041,5085,871SHSOLE5,871 0 0
ORACLE CORPCOM68389X1052563,664SHSOLE3,664 0 0
PIMCO EQUITY SERRAFI ESG US72201T34289832,640SHSOLE32,640 0 0
SCHWAB STRATEGIC TREMRG MKTEQ ETF8085247061,84472,645SHSOLE72,645 0 0
SCHWAB STRATEGIC TRINTL EQTY ETF8085248054,875155,004SHSOLE155,004 0 0
SCHWAB STRATEGIC TRINT-TRM U.S TRES8085248543,71371,965SHSOLE71,965 0 0
SCHWAB STRATEGIC TRSCHWAB FDT US LG8085247717,726151,792SHSOLE151,792 0 0
SCHWAB STRATEGIC TRSCHWAB FDT US SC8085247631,36830,239SHSOLE30,239 0 0
SCHWAB STRATEGIC TRSCHWB FDT EMK LG8085247303,576137,927SHSOLE137,927 0 0
SCHWAB STRATEGIC TRSCHWB FDT INT LG8085247558,264291,913SHSOLE291,913 0 0
SCHWAB STRATEGIC TRSCHWB FDT INT SC8085247481,27942,054SHSOLE42,054 0 0
SCHWAB STRATEGIC TRSHT TM US TRES8085248621,12222,819SHSOLE22,819 0 0
SCHWAB STRATEGIC TRUS AGGREGATE B8085248391,96941,132SHSOLE41,132 0 0
SCHWAB STRATEGIC TRUS BRD MKT ETF8085241024,10092,789SHSOLE92,789 0 0
SCHWAB STRATEGIC TRUS DIVIDEND EQ8085247973014,200SHSOLE4,200 0 0
SCHWAB STRATEGIC TRUS LRG CAP ETF8085242011,90342,612SHSOLE42,612 0 0
SCHWAB STRATEGIC TRUS REIT ETF8085248472009,470SHSOLE9,470 0 0
SCHWAB STRATEGIC TRUS TIPS ETF8085248701,68730,238SHSOLE30,238 0 0
SIMPLIFY EXCHANGE TRADED FUNRISK PARITY TREA82889N79853129,142SHSOLE29,142 0 0
UBS AG LONDON BRANCHETRACS UBS BLOOM90274D3904,043166,575SHSOLE166,575 0 0
VANGUARD INDEX FDSGROWTH ETF9229087363931,761SHSOLE1,761 0 0
VANGUARD INDEX FDSSM CP VAL ETF9229086112161,439SHSOLE1,439 0 0
VANGUARD INDEX FDSSMALL CP ETF9229087512321,318SHSOLE1,318 0 0
VANGUARD INDEX FDSTOTAL STK MKT9229087692,13111,299SHSOLE11,299 0 0
VANGUARD INDEX FDSVALUE ETF9229087442261,716SHSOLE1,716 0 0
VANGUARD INTL EQUITY INDEX FFTSE EMR MKT ETF9220428583809,124SHSOLE9,124 0 0
VANGUARD SCOTTSDALE FDSLONG TERM TREAS92206C8471,67823,922SHSOLE23,922 0 0
VANGUARD SPECIALIZED FUNDSDIV APP ETF9219088444062,833SHSOLE2,833 0 0
VANGUARD TAX-MANAGED INTL FDVAN FTSE DEV MKT9219438582,28656,032SHSOLE56,032 0 0
VANGUARD WHITEHALL FDSHIGH DIV YLD9219464064104,027SHSOLE4,027 0 0
VANGUARD WORLD FDEXTENDED DUR9219107092392,391SHSOLE2,391 0 0
WISDOMTREE TRCBOE S&P 50097717X5602979,303SHSOLE9,303 0 0
WISDOMTREE TRINTERNATIONL EFI97717Y63499932,277SHSOLE32,277 0 0
WISDOMTREE TRUS EFFICIENT COR97717Y7906,425192,698SHSOLE192,698 0 0