UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
Report for the Calendar Year or Quarter Ended:
09-30-2023
Check here if Amendment: ☐ Amendment Number:
This Amendment (Check only one.):☐ is a restatement.
☐ adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:
Harbor Group, Inc.
Address:
331 SOUTH RIVER ROAD
BEDFORD, NH 03110
Form 13F File Number:
028-20446

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.


Person Signing this Report on Behalf of Reporting Manager:
Name:
Timothy Riley
Title:
Chief Compliance Officer
Phone:
603-668-0634


Signature, Place, and Date of Signing:

/s/Timothy Riley
                         [Signature]
Bedford, NEW HAMPSHIRE
                 [City, State]
10-10-2023
                           [Date]
                          

Report Type (Check only one.):

☒ 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) 

☐ 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) 

☐ 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
0
Form 13F Information table Entry Total:
67
Form 13F Information table Value Total:
177516574
          (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]

  
NONE


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
ABBVIE INCCOM00287Y109250,7191,682SHSOLE 0 0 1,682
ADVANCED MICRO DEVICES INCCOM007903107376,8353,665SHSOLE 0 0 3,665
ANALOG DEVICES INCCOM032654105854,6934,881SHSOLE 0 0 4,881
APPLE INCCOM0378331001,780,42110,399SHSOLE 0 0 10,399
AT&T INCCOM00206R102351,53323,404SHSOLE 0 0 23,404
BERKSHIRE HATHAWAY INC DELCL B NEW084670702751,7442,146SHSOLE 0 0 2,146
CANO HEALTH INC*W EXP 06/03/20213781Y1113,12762,532SHSOLE 0 0 62,532
CANO HEALTH INCCOM CL A13781Y10325,858101,963SHSOLE 0 0 101,963
COCA COLA COCOM191216100237,0194,234SHSOLE 0 0 4,234
COSTCO WHSL CORP NEWCOM22160K105260,540461SHSOLE 0 0 461
CSX CORPCOM126408103366,29811,912SHSOLE 0 0 11,912
DELTA AIR LINES INC DELCOM NEW247361702236,0626,380SHSOLE 0 0 6,380
DIMENSIONAL ETF TRUSTUS CORE EQUITY 225434V708441,57516,854SHSOLE 0 0 16,854
DIMENSIONAL ETF TRUSTUS TARGETED VLU25434V609264,5055,789SHSOLE 0 0 5,789
DIMENSIONAL ETF TRUSTWORLD EX US CORE25434V8802,736,240121,503SHSOLE 0 0 121,503
ELEVANCE HEALTH INCCOM036752103357,044820SHSOLE 0 0 820
EXXON MOBIL CORPCOM30231G102544,7734,633SHSOLE 0 0 4,633
FIDELITY MERRIMACK STR TRTOTAL BD ETF316188309345,8237,939SHSOLE 0 0 7,939
GENERAL ELECTRIC COCOM NEW369604301394,2233,566SHSOLE 0 0 3,566
HERITAGE INSURANCE HLDGS INCCOM42727J102122,77818,918SHSOLE 0 0 18,918
INTUITCOM461202103679,0391,329SHSOLE 0 0 1,329
INVESCO QQQ TRUNIT SER 146090E103575,2391,606SHSOLE 0 0 1,606
ISHARES TRCORE MSCI EAFE46432F842571,8078,886SHSOLE 0 0 8,886
ISHARES TRCORE S&P MCP ETF46428750731,956,794128,160SHSOLE425 0 127,735
ISHARES TRCORE S&P SCP ETF46428780419,664,836208,469SHSOLE 0 0 208,469
ISHARES TRCORE S&P500 ETF46428720010,292,58923,968SHSOLE 0 0 23,968
ISHARES TRCORE TOTAL USD46434V6131,071,32424,507SHSOLE 0 0 24,507
ISHARES TREAFE GRWTH ETF464288885909,36310,537SHSOLE 0 0 10,537
ISHARES TREAFE SML CP ETF464288273549,6799,734SHSOLE 0 0 9,734
ISHARES TREAFE VALUE ETF464288877498,67410,192SHSOLE 0 0 10,192
ISHARES TRESG AWARE MSCI46435U663278,1048,265SHSOLE 0 0 8,265
ISHARES TRGRWT ALLOCAT ETF464289867658,69113,331SHSOLE 0 0 13,331
ISHARES TRMSCI EMG MKT ETF464287234353,6569,319SHSOLE 0 0 9,319
ISHARES TRMSCI USA ESG SLC464288802288,1053,202SHSOLE 0 0 3,202
ISHARES TRNATIONAL MUN ETF464288414820,1237,998SHSOLE 0 0 7,998
ISHARES TRRUS 1000 ETF464287622507,8752,162SHSOLE 0 0 2,162
ISHARES TRRUS 1000 GRW ETF464287614409,0931,538SHSOLE 0 0 1,538
J P MORGAN EXCHANGE TRADED FCORE PLUS BD ETF46641Q670249,7955,592SHSOLE 0 0 5,592
JOHNSON & JOHNSONCOM478160104272,0941,747SHSOLE 0 0 1,747
JPMORGAN CHASE & COCOM46625H100529,8433,654SHSOLE 0 0 3,654
LOCKHEED MARTIN CORPCOM539830109354,524867SHSOLE 0 0 867
MASTERCARD INCORPORATEDCL A57636Q104309,520782SHSOLE 0 0 782
MICROSOFT CORPCOM594918104510,9221,618SHSOLE 0 0 1,618
RTX CORPORATIONCOM75513E101372,5525,176SHSOLE 0 0 5,176
SALESFORCE INCCOM79466L302217,1771,071SHSOLE 0 0 1,071
SCHWAB STRATEGIC TRSCHWAB FDT US LG8085247711,285,15322,961SHSOLE 0 0 22,961
SCHWAB STRATEGIC TRUS LCAP GR ETF80852430017,553,432241,384SHSOLE 0 0 241,384
SCHWAB STRATEGIC TRUS LCAP VA ETF8085244097,491,166116,214SHSOLE 0 0 116,214
SCHWAB STRATEGIC TRUS LRG CAP ETF8085242015,295,916104,662SHSOLE 0 0 104,662
SCHWAB STRATEGIC TRUS MID-CAP ETF80852450811,451,519169,201SHSOLE 0 0 169,201
SCHWAB STRATEGIC TRUS SML CAP ETF8085246072,445,66759,046SHSOLE 0 0 59,046
SPDR S&P 500 ETF TRTR UNIT78462F103574,5851,344SHSOLE 0 0 1,344
SPDR SER TRNUVEEN BLOOMBERG78464A284233,6509,809SHSOLE 0 0 9,809
SPDR SER TRPRTFLO S&P500 GW78464A40910,819,541182,516SHSOLE 0 0 182,516
SPDR SER TRPRTFLO S&P500 VL78464A50816,261,228394,116SHSOLE 0 0 394,116
SPRINKLR INCCL A85208T107150,51010,875SHSOLE 0 0 10,875
SSGA ACTIVE ETF TRMULT ASS RLRTN78467V1036,270,508232,586SHSOLE 0 0 232,586
T ROWE PRICE ETF INCPRICE BLUE CHIP87283Q10710,342,776380,809SHSOLE 0 0 380,809
TEXAS INSTRS INCCOM882508104240,7411,514SHSOLE 0 0 1,514
UNITEDHEALTH GROUP INCCOM91324P102201,139399SHSOLE 0 0 399
VANGUARD INDEX FDSGROWTH ETF9229087361,081,8133,973SHSOLE 0 0 3,973
VANGUARD INDEX FDSS&P 500 ETF SHS922908363308,958787SHSOLE 0 0 787
VANGUARD INDEX FDSTOTAL STK MKT922908769499,3762,351SHSOLE 0 0 2,351
VANGUARD TAX-MANAGED FDSVAN FTSE DEV MKT921943858285,5076,530SHSOLE 0 0 6,530
VELO3D INCCOMMON STOCK92259N10428,53618,292SHSOLE 0 0 18,292
VERIZON COMMUNICATIONS INCCOM92343V104268,4198,282SHSOLE 0 0 8,282
VISA INCCOM CL A92826C839823,2063,579SHSOLE 0 0 3,579