UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8

Report for the Calendar Year or Quarter Ended:
12-31-2022
Check here if Amendment: Amendment Number:
This Amendment (Check only one.): is a restatement.
adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:
FIRST NATIONAL CORP /MA/ /ADV
Address:
300 LEDGEWOOD PLACE
SUITE 101
ROCKLAND, MA 02370
Form 13F File Number:

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.


Person Signing this Report on Behalf of Reporting Manager:
Name:
JASON T. SKOLNICK
Title:
Chief Compliance Officer
Phone:
781-878-7757


Signature, Place, and Date of Signing:

JASON T. SKOLNICK
                         [Signature]
ROCKLAND, MASSACHUSETTS
                 [City, State]
01-26-2023
                           [Date]
                          

Report Type (Check only one.):

13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) 

13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) 

13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
0
Form 13F Information table Entry Total:
154
Form 13F Information table Value Total:
404523899
          (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]

  
NONE


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8

COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
1/100 Berkshire Htwy AEquity0849901751,874,844400SHSOLE 0 0 400
Berkshire Hathaway Inc Class BEquity0846702074,093,69713,253SHSOLE 0 0 13,253
Cisco Systems IncEquity17275R102563,67611,832SHSOLE 0 0 11,832
Home Depot IncEquity437076102707,1452,239SHSOLE 0 0 2,239
Amgen IncEquity031162100598,4252,279SHSOLE 0 0 2,279
iShares Tr S&P SmallcapEquity4642878041,150,18212,153SHSOLE 0 0 12,153
Coca-Cola Company Equity191216100499,2387,848SHSOLE 0 0 7,848
Lockheed Martin CorpEquity539830109250,578515SHSOLE 0 0 515
Eli Lilly & CompanyEquity5324571082,911,5387,959SHSOLE 0 0 7,959
Travelers Companies IncEquity89417E109458,6012,446SHSOLE 0 0 2,446
American Water Works CoEquity0304201039,864,99764,722SHSOLE 0 0 64,722
California Water Service GroupEquity1307881022,826,53346,612SHSOLE 0 0 46,612
Alphabet Class CEquity02079K107931,93110,503SHSOLE 0 0 10,503
JP Morgan Chase & CompanyEquity46625H100584,8584,361SHSOLE 0 0 4,361
Planet Fitness IncEquity72703H101625,2787,935SHSOLE 0 0 7,935
CSW Industrials IncEquity126402106330,0532,847SHSOLE 0 0 2,847
Valero Energy Corp NewEquity91913Y100579,9724,572SHSOLE 0 0 4,572
Chevron Corporation Equity166764100739,1404,118SHSOLE 0 0 4,118
Intel CorpEquity458140100510,04719,298SHSOLE 0 0 19,298
Anheuser Busch Cos Inc Equity03524A108339,4665,654SHSOLE 0 0 5,654
Duke Energy Corp NewEquity26441C2041,420,69613,795SHSOLE 0 0 13,795
Kirby CorporationEquity497266106401,6736,242SHSOLE 0 0 6,242
Visa Inc Cl AEquity92826C839388,5381,870SHSOLE 0 0 1,870
Starbucks Corporation Equity855244109222,0112,238SHSOLE 0 0 2,238
Consolidated Edison IncEquity209115104267,7262,809SHSOLE 0 0 2,809
Qualcomm Inc Equity747525103320,1692,912SHSOLE 0 0 2,912
Verizon Communications Inc Equity92343V1041,184,44730,062SHSOLE 0 0 30,062
CVS CorpEquity126650100299,0363,209SHSOLE 0 0 3,209
Nvidia CorpEquity67066G104349,8592,394SHSOLE 0 0 2,394
Merck & Company Inc Equity58933Y1051,450,26313,071SHSOLE 0 0 13,071
Essential UtilitiesEquity29670G1025,886,154123,322SHSOLE 0 0 123,322
McDonalds CorpEquity580135101254,931967SHSOLE 0 0 967
Gilead Sciences Inc Equity375558103220,2052,565SHSOLE 0 0 2,565
AbbVie IncEquity00287Y1091,061,9806,571SHSOLE 0 0 6,571
Genuine Parts CoEquity372460105209,2531,206SHSOLE 0 0 1,206
S&P Global IncEquity78409V104773,7112,310SHSOLE 0 0 2,310
U S Bancorp De Equity902973304226,0965,185SHSOLE 0 0 5,185
Kimberly-Clark CorpEquity494368103475,0473,499SHSOLE 0 0 3,499
Procter & Gamble CompanyEquity742718109912,8196,023SHSOLE 0 0 6,023
Camden Natl CorpEquity133034108293,4567,039SHSOLE 0 0 7,039
Texas Instruments Inc Equity882508104410,5722,485SHSOLE 0 0 2,485
SJW CorpEquity7843051043,045,23737,508SHSOLE 0 0 37,508
American States Water CoEquity0298991012,843,79630,727SHSOLE 0 0 30,727
Deere & CoEquity244199105651,0231,518SHSOLE 0 0 1,518
Honeywell Intl Inc Equity438516106354,7141,655SHSOLE 0 0 1,655
Emerson Electric CompanyEquity291011104247,6432,578SHSOLE 0 0 2,578
Microsoft CorpEquity5949181042,151,0728,970SHSOLE 0 0 8,970
Amazon.Com Inc Equity0231351061,160,71213,818SHSOLE 0 0 13,818
Pfizer Incorporated Equity7170811031,277,99024,941SHSOLE 0 0 24,941
Johnson & JohnsonEquity4781601042,349,35513,299SHSOLE 0 0 13,299
International Business Machine CorpEquity459200101561,3193,984SHSOLE 0 0 3,984
Abbott LaboratoriesEquity0028241001,277,70911,638SHSOLE 0 0 11,638
NextEra Energy IncEquity65339F101791,1879,464SHSOLE 0 0 9,464
Southern Company Equity842587107748,21610,478SHSOLE 0 0 10,478
Raytheon Technologies CorpEquity75513E1011,996,28719,781SHSOLE 0 0 19,781
General Mills IncEquity370334104367,4604,382SHSOLE 0 0 4,382
Colgate-Palmolive CompanyEquity194162103400,7265,086SHSOLE 0 0 5,086
Apple Computer Inc Equity03783310010,175,70478,317SHSOLE 0 0 78,317
Leggett&Platt Inc ComEquity5246601075,847,263181,423SHSOLE 0 0 181,423
Diageo Plc New Spn Adr Equity25243Q205425,1612,386SHSOLE 0 0 2,386
Disney Walt CompanyEquity254687106312,2353,594SHSOLE 0 0 3,594
Boeing Company Equity097023105220,9681,160SHSOLE 0 0 1,160
Waste Management Inc DelEquity94106L109316,7412,019SHSOLE 0 0 2,019
Wal-Mart Stores IncEquity931142103226,5481,598SHSOLE 0 0 1,598
Costco Wholesale Corp Equity22160K1051,083,2452,373SHSOLE 0 0 2,373
Paychex IncEquity704326107564,7424,887SHSOLE 0 0 4,887
Genl Dynamics Corp Com Equity369550108518,0512,088SHSOLE 0 0 2,088
Pepsico IncorporatedEquity713448108312,3171,729SHSOLE 0 0 1,729
AT&T IncEquity00206R102228,12312,391SHSOLE 0 0 12,391
Alphabet Inc Class AEquity02079K3051,923,76721,804SHSOLE 0 0 21,804
Exxon Mobil CorpEquity30231G102990,3798,979SHSOLE 0 0 8,979
Caterpillar IncEquity149123101335,5041,401SHSOLE 0 0 1,401
Vanguard Emerging MarketEquity922042858510,48213,096SHSOLE 0 0 13,096
Schwab International Equity ETFEquity8085248058,304,949257,838SHSOLE 0 0 257,838
Schwab US Mid-Cap ETFEquity80852450811,163,729170,153SHSOLE 0 0 170,153
iShares iBoxx Investment Grade Corp BondEquity46428724210,801,240102,449SHSOLE 0 0 102,449
SPDR Barclays Capital TipsEquity78464A656508,38019,735SHSOLE 0 0 19,735
Schwab US Dividend Equity ETFEquity80852479713,532,954179,150SHSOLE 0 0 179,150
Fidelity MSCI Real Estate Index ETFEquity316092857825,65233,279SHSOLE 0 0 33,279
Schwab US TIPS ETFEquity8085248702,260,76343,653SHSOLE 0 0 43,653
Goldman Sachs ActiveBeta InternationalEquity3814301074,586,355159,359SHSOLE 0 0 159,359
Vanguard Mid CapEquity9229086299,794,30448,056SHSOLE 0 0 48,056
iShares Russell 2000 IndexEquity464287655229,4141,316SHSOLE 0 0 1,316
iShares Barclays TIPSEquity464287176426,5054,007SHSOLE 0 0 4,007
Vanguard Value ETFEquity9229087441,016,9567,245SHSOLE 0 0 7,245
ProShares Ultra QQQEquity74347R2062,356,90767,263SHSOLE 0 0 67,263
WisdomTree Floating Rate Treasury ETFEquity97717Y52712,264,762243,978SHSOLE 0 0 243,978
SPDR Lehman Municipal Bond ETFEquity78468R7212,166,49447,490SHSOLE 0 0 47,490
iShares DJ US Aerospace & Defense IndexEquity4642887601,628,35514,557SHSOLE 0 0 14,557
PIMCO Investment Grade Corp Bond IndexEquity72201R8171,414,80915,213SHSOLE 0 0 15,213
iShares S&P North Amer Tech-SemicondctrsEquity46428752312,673,63136,421SHSOLE 0 0 36,421
Schwab Fundamental US Large Company ETFEquity8085247711,617,94930,276SHSOLE 0 0 30,276
iShares S&P US Preferred FundEquity4642886871,249,01040,911SHSOLE 0 0 40,911
Schwab Fundamental US Broad Market ETFEquity8085247891,170,47922,244SHSOLE 0 0 22,244
Standard & Poors Dep Rcpts Series 1Equity78462F10318,200,71847,592SHSOLE 0 0 47,592
SPDR MSCI EAFE Fossil Fuel Free ETFEquity78470E106344,3005,062SHSOLE 0 0 5,062
iShares Core S&P 500 ETFEquity4642872001,352,0313,519SHSOLE 0 0 3,519
PIMCO Total Return ETFEquity72201R775429,3574,745SHSOLE 0 0 4,745
Vanguard UtilitiesEquity92204A87619,705,313128,491SHSOLE 0 0 128,491
Vanguard Dividend Appreciation ETFEquity921908844437,1002,878SHSOLE 0 0 2,878
iShares DJ US Health Care ProvidersEquity4642888282,344,2498,757SHSOLE 0 0 8,757
Financial Select Sector SPDREquity81369Y605680,28019,891SHSOLE 0 0 19,891
SPDR Long Term TreasuryEquity78464A6641,988,87468,511SHSOLE 0 0 68,511
Guggenheim Bulletshares 2023 Corporate BondEquity46138J866287,42613,700SHSOLE 0 0 13,700
Schwab US Large Cap ETFEquity8085242019,750,775215,964SHSOLE 0 0 215,964
ProShares UltraShort Bloomberg Crude OilEquity74347Y7975,507,991230,943SHSOLE 0 0 230,943
Invesco Fundamental High Yield Corp Bond ETFEquity46138E719412,85624,115SHSOLE 0 0 24,115
SPDR S&P 500 Fossil Fuel Free ETFEquity78468R796479,7265,139SHSOLE 0 0 5,139
Guggenheim Bulletshares 2024 Corporate BondEquity46138J841274,50013,400SHSOLE 0 0 13,400
iShares S&P MidcapEquity4642875071,040,9564,303SHSOLE 0 0 4,303
iShares Core MSCI EAFE ETFEquity46432F842719,83211,678SHSOLE 0 0 11,678
iShares Core High DividendEquity46429B663730,3057,006SHSOLE 0 0 7,006
Aberdeen Standard Phys PalladiumShrs ETFEquity0032621022,209,17213,380SHSOLE 0 0 13,380
SPDR Barclays Capital Convertible SecuritiesEquity78464A3592,030,37731,557SHSOLE 0 0 31,557
iShares International Treasury BondEquity464288117201,1535,138SHSOLE 0 0 5,138
Vanguard Total Stock MktEquity922908769994,2745,200SHSOLE 0 0 5,200
Invesco QQQ TrustEquity46090E1034,639,48117,423SHSOLE 0 0 17,423
Proshares Short S&P 500Equity74347B4255,673,819353,950SHSOLE 0 0 353,950
iShares Barclays MBS BondsEquity4642885881,380,72514,887SHSOLE 0 0 14,887
Invesco BulletShares 2025 Corp Bond ETFEquity46138J825213,48410,600SHSOLE 0 0 10,600
Fidelity MSCI Utilities ETFEquity316092865480,59610,544SHSOLE 0 0 10,544
iShares S&P 500 GrowthEquity464287309438,9847,504SHSOLE 0 0 7,504
Vanguard International Equity IndexEquity922042775314,2806,268SHSOLE 0 0 6,268
SPDR Gold SharesEquity78463V1075,196,24330,631SHSOLE 0 0 30,631
Schwab Fundamental Emerging Markets Large CompanyEquity808524730984,68339,737SHSOLE 0 0 39,737
Vanguard REITEquity9229085538,892,812107,818SHSOLE 0 0 107,818
SPDR Barclays Investment Grade Floating Rate ETFEquity78468R2002,037,71067,052SHSOLE 0 0 67,052
iShares Bloomberg Roll Sel Brd Cmdty ETFEquity46431W5981,045,37619,178SHSOLE 0 0 19,178
SPDR S&P Intl Small CapEquity78463X871210,2827,150SHSOLE 0 0 7,150
Vanguard Total World Stock Index ETFEquity922042742338,9853,933SHSOLE 0 0 3,933
Vanguard ESG US Stock ETFEquity921910733340,5625,171SHSOLE 0 0 5,171
SPDR S&P Dividend ETFEquity78464A76310,238,88981,839SHSOLE 0 0 81,839
Vanguard S&P 500 ETFEquity9229083633,421,9139,740SHSOLE 0 0 9,740
iShares GNMA BondEquity46429B333312,8887,192SHSOLE 0 0 7,192
iShares Core Dividend Growth ETFEquity46434V6214,039,76880,795SHSOLE 0 0 80,795
ProShares Ultra S&P 500Equity74347R1071,476,62933,220SHSOLE 0 0 33,220
iShares Cohen & Steers Realty MajorsEquity4642875641,236,19422,542SHSOLE 0 0 22,542
iShares MSCI EAFE IndexEquity4642874651,707,55926,014SHSOLE 0 0 26,014
iShares Core S&P Total US Stock Market ETFEquity464287150474,3815,594SHSOLE 0 0 5,594
Xtrackers MSCI USA ESG Leaders Eq ETFEquity233051150334,5869,602SHSOLE 0 0 9,602
Vanguard FTSE Developed Markets Index FundEquity9219438583,983,09494,903SHSOLE 0 0 94,903
Schwab US Small Cap ETFEquity80852460711,441,528282,437SHSOLE 0 0 282,437
Vanguard Total International Bond ETFEquity92203J4071,885,43739,752SHSOLE 0 0 39,752
Vanguard Tax-Exempt Bond ETFEquity9229077461,489,45130,096SHSOLE 0 0 30,096
Columbia EM Core ex-China ETFEquity19762B2021,686,40966,004SHSOLE 0 0 66,004
Schwab US Broad Market ETFEquity80852410220,349,221454,122SHSOLE 0 0 454,122
PIMCO Enhaced Low Duration Active ETFEquity72201R7182,497,88926,500SHSOLE 0 0 26,500
Energy Select Sector SPDREquity81369Y506780,4078,922SHSOLE 0 0 8,922
iShares Russell 3000Equity464287689640,4132,902SHSOLE 0 0 2,902
iShares Lehman 20 Year Treas BondEquity46428743227,638,955277,611SHSOLE 0 0 277,611
Vanguard Small Cap ETFEquity9229087517,926,08143,184SHSOLE 0 0 43,184
iShares 0-5 Year TIPS Bond ETFEquity46429B7471,838,38818,960SHSOLE 0 0 18,960
Schwab US REIT ETFEquity8085248475,081,850263,445SHSOLE 0 0 263,445
LUMIRADX ORDEquityG5709L10954,26860,298SHSOLE 0 0 60,298