Bray Capital Advisors Form 13F-HR Filed 2020-10-30

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	July 31, 2015
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ISHARES TR	CORE S&P MCP ETF	464287507	137	738	SH		SOLE		0	0	738
ISHARES TR	CORE S&P SCP ETF	464287804	35	500	SH		SOLE		0	0	500
ISHARES TR	CORE S&P500 ETF	464287200	3,544	10,545	SH		SOLE		0	0	10,545
ISHARES TR	RUS 1000 VAL ETF	464287598	66	557	SH		SOLE		0	0	557
ISHARES TR	RUSSELL 2000 ETF	464287655	10,326	68,934	SH		SOLE		0	0	68,934
SPDR S&P 500 ETF TR	TR UNIT	78462F103	2,290	6,838	SH		SOLE		0	0	6,838
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	2,260	38,056	SH		SOLE		0	0	38,056
AGILENT TECHNOLOGIES INC	COM	00846U101	3	25	SH		SOLE		0	0	25
ADOBE SYSTEMS INCORPORATED	COM	00724F101	987	2,012	SH		SOLE		0	0	2,012
AMERICAN INTL GROUP INC	COM NEW	026874784	22	810	SH		SOLE		0	0	810
AMAZON COM INC	COM	023135106	10,879	3,455	SH		SOLE		0	0	3,455
BRISTOL-MYERS SQUIBB CO	COM	110122108	1,404	23,286	SH		SOLE		0	0	23,286
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	21	97	SH		SOLE		0	0	97
EMERSON ELEC CO	COM	291011104	18	275	SH		SOLE		0	0	275
ERICSSON	ADR B SEK 10	294821608	66	6,075	SH		SOLE		0	0	6,075
BOEING CO	COM	097023105	204	1,236	SH		SOLE		0	0	1,236
INVESCO QQQ TR	UNIT SER 1	46090E103	68	245	SH		SOLE		0	0	245
AMGEN INC	COM	031162100	4,235	16,664	SH		SOLE		0	0	16,664
ABBOTT LABS	COM	002824100	356	3,272	SH		SOLE		0	0	3,272
ALTRIA GROUP INC	COM	02209S103	31	800	SH		SOLE		0	0	800
FEDEX CORP	COM	31428X106	1,292	5,135	SH		SOLE		0	0	5,135
GLAXOSMITHKLINE PLC	SPONSORED ADR	37733W105	16	435	SH		SOLE		0	0	435
INTEL CORP	COM	458140100	83	1,599	SH		SOLE		0	0	1,599
ILLINOIS TOOL WKS INC	COM	452308109	332	1,720	SH		SOLE		0	0	1,720
ORACLE CORP	COM	68389X105	13	215	SH		SOLE		0	0	215
QUALCOMM INC	COM	747525103	12	100	SH		SOLE		0	0	100
DISNEY WALT CO	COM DISNEY	254687106	829	6,682	SH		SOLE		0	0	6,682
HONEYWELL INTL INC	COM	438516106	496	3,014	SH		SOLE		0	0	3,014
SHERWIN WILLIAMS CO	COM	824348106	24	35	SH		SOLE		0	0	35
US BANCORP DEL	COM NEW	902973304	1,526	42,564	SH		SOLE		0	0	42,564
JOHNSON & JOHNSON	COM	478160104	3,681	24,723	SH		SOLE		0	0	24,723
MEDTRONIC PLC	SHS	G5960L103	3,058	29,431	SH		SOLE		0	0	29,431
PFIZER INC	COM	717081103	533	14,514	SH		SOLE		0	0	14,514
LOWES COS INC	COM	548661107	18	110	SH		SOLE		0	0	110
ISHARES TR	MSCI EAFE ETF	464287465	4,518	70,988	SH		SOLE		0	0	70,988
CHEVRON CORP NEW	COM	166764100	235	3,259	SH		SOLE		0	0	3,259
MICROSOFT CORP	COM	594918104	6,546	31,124	SH		SOLE		0	0	31,124
UNITED PARCEL SERVICE INC	CL B	911312106	319	1,912	SH		SOLE		0	0	1,912
AT&T INC	COM	00206R102	185	6,494	SH		SOLE		0	0	6,494
PRUDENTIAL FINL INC	COM	744320102	470	7,403	SH		SOLE		0	0	7,403
TRUIST FINL CORP	COM	89832Q109	2,313	60,801	SH		SOLE		0	0	60,801
CISCO SYS INC	COM	17275R102	75	1,912	SH		SOLE		0	0	1,912
INTERNATIONAL BUSINESS MACHS	COM	459200101	23	190	SH		SOLE		0	0	190
COCA COLA CO	COM	191216100	830	16,814	SH		SOLE		0	0	16,814
LOCKHEED MARTIN CORP	COM	539830109	144	375	SH		SOLE		0	0	375
PEPSICO INC	COM	713448108	922	6,651	SH		SOLE		0	0	6,651
PPG INDS INC	COM	693506107	244	1,999	SH		SOLE		0	0	1,999
STRYKER CORPORATION	COM	863667101	10	50	SH		SOLE		0	0	50
VERIZON COMMUNICATIONS INC	COM	92343V104	731	12,291	SH		SOLE		0	0	12,291
ISHARES TR	RUS MID CAP ETF	464287499	6	100	SH		SOLE		0	0	100
SPDR SER TR	DJ REIT ETF	78464A607	578	7,415	SH		SOLE		0	0	7,415
ISHARES TR	U.S. BAS MTL ETF	464287838	558	5,650	SH		SOLE		0	0	5,650
ISHARES TR	U.S. ENERGY ETF	464287796	2	100	SH		SOLE		0	0	100
ISHARES TR	US INDUSTRIALS	464287754	1,534	9,177	SH		SOLE		0	0	9,177
ISHARES TR	U.S. TECH ETF	464287721	142	473	SH		SOLE		0	0	473
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	2,029	31,876	SH		SOLE		0	0	31,876
SELECT SECTOR SPDR TR	ENERGY	81369Y506	962	32,119	SH		SOLE		0	0	32,119
SELECT SECTOR SPDR TR	SBI INT-FINL	81369Y605	1,512	62,813	SH		SOLE		0	0	62,813
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	1,189	15,450	SH		SOLE		0	0	15,450
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	545	4,672	SH		SOLE		0	0	4,672
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	1,494	23,311	SH		SOLE		0	0	23,311
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	3,247	30,781	SH		SOLE		0	0	30,781
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	2,271	15,449	SH		SOLE		0	0	15,449
ISHARES TR	NASDAQ BIOTECH	464287556	2,598	19,186	SH		SOLE		0	0	19,186
DEERE & CO	COM	244199105	1,161	5,237	SH		SOLE		0	0	5,237
STARBUCKS CORP	COM	855244109	3,587	41,743	SH		SOLE		0	0	41,743
ANALOG DEVICES INC	COM	032654105	32	278	SH		SOLE		0	0	278
EXXON MOBIL CORP	COM	30231G102	364	10,592	SH		SOLE		0	0	10,592
ASTRAZENECA PLC	SPONSORED ADR	046353108	466	8,500	SH		SOLE		0	0	8,500
TEXAS INSTRS INC	COM	882508104	14	100	SH		SOLE		0	0	100
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	1,008	12,438	SH		SOLE		0	0	12,438
TARGET CORP	COM	87612E106	169	1,074	SH		SOLE		0	0	1,074
CAPITAL ONE FINL CORP	COM	14040H105	22	305	SH		SOLE		0	0	305
COSTCO WHSL CORP NEW	COM	22160K105	3,712	10,455	SH		SOLE		0	0	10,455
LILLY ELI & CO	COM	532457108	1,110	7,500	SH		SOLE		0	0	7,500
CVS HEALTH CORP	COM	126650100	42	718	SH		SOLE		0	0	718
DOMINION ENERGY INC	COM	25746U109	44	554	SH		SOLE		0	0	554
STATE STR CORP	COM	857477103	145	2,447	SH		SOLE		0	0	2,447
SCHLUMBERGER LTD	COM	806857108	1	50	SH		SOLE		0	0	50
MCKESSON CORP	COM	58155Q103	616	4,135	SH		SOLE		0	0	4,135
MERCK & CO. INC	COM	58933Y105	3,002	36,186	SH		SOLE		0	0	36,186
NOVARTIS AG	SPONSORED ADR	66987V109	41	467	SH		SOLE		0	0	467
RAYMOND JAMES FINL INC	COM	754730109	15	200	SH		SOLE		0	0	200
PROCTER AND GAMBLE CO	COM	742718109	946	6,804	SH		SOLE		0	0	6,804
KIMBERLY CLARK CORP	COM	494368103	382	2,585	SH		SOLE		0	0	2,585
GILEAD SCIENCES INC	COM	375558103	11	175	SH		SOLE		0	0	175
HOME DEPOT INC	COM	437076102	192	691	SH		SOLE		0	0	691
MCDONALDS CORP	COM	580135101	2,686	12,238	SH		SOLE		0	0	12,238
NIKE INC	CL B	654106103	270	2,150	SH		SOLE		0	0	2,150
JPMORGAN CHASE & CO	COM	46625H100	4,950	51,422	SH		SOLE		0	0	51,422
MONDELEZ INTL INC	CL A	609207105	27	475	SH		SOLE		0	0	475
BOOKING HOLDINGS INC	COM	09857L108	2,455	1,435	SH		SOLE		0	0	1,435
WELLS FARGO CO NEW	COM	949746101	168	7,142	SH		SOLE		0	0	7,142
ISHARES TR	1 3 YR TREAS BD	464287457	26	295	SH		SOLE		0	0	295
ISHARES TR	BARCLAYS 7 10 YR	464287440	27	225	SH		SOLE		0	0	225
ISHARES TR	20 YR TR BD ETF	464287432	31	190	SH		SOLE		0	0	190
CORNING INC	COM	219350105	154	4,750	SH		SOLE		0	0	4,750
FORD MTR CO DEL	COM	345370860	72	10,749	SH		SOLE		0	0	10,749
UNITEDHEALTH GROUP INC	COM	91324P102	3,447	11,055	SH		SOLE		0	0	11,055
SOUTHWEST AIRLS CO	COM	844741108	31	829	SH		SOLE		0	0	829
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	2,628	11,627	SH		SOLE		0	0	11,627
RAYTHEON TECHNOLOGIES CORP	COM	755111507	1,599	27,798	SH		SOLE		0	0	27,798
3M CO	COM	88579Y101	939	5,862	SH		SOLE		0	0	5,862
COMCAST CORP NEW	CL A	20030N101	32	700	SH		SOLE		0	0	700
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	93	547	SH		SOLE		0	0	547
WASTE MGMT INC DEL	COM	94106L109	150	1,325	SH		SOLE		0	0	1,325
UNILEVER N V	N Y SHS NEW	904784709	15	250	SH		SOLE		0	0	250
SMUCKER J M CO	COM NEW	832696405	10	90	SH		SOLE		0	0	90
O-I GLASS INC	COM	67098H104	47	4,403	SH		SOLE		0	0	4,403
HUNTINGTON BANCSHARES INC	COM	446150104	116	12,664	SH		SOLE		0	0	12,664
NEXTERA ENERGY INC	COM	65339F101	264	950	SH		SOLE		0	0	950
DUKE ENERGY CORP NEW	COM NEW	26441C204	383	4,320	SH		SOLE		0	0	4,320
CONOCOPHILLIPS	COM	20825C104	126	3,846	SH		SOLE		0	0	3,846
CSX CORP	COM	126408103	175	2,250	SH		SOLE		0	0	2,250
APPLE INC	COM	037833100	7,834	67,643	SH		SOLE		0	0	67,643
LAM RESEARCH CORP	COM	512807108	856	2,580	SH		SOLE		0	0	2,580
CATERPILLAR INC DEL	COM	149123101	32	214	SH		SOLE		0	0	214
VANGUARD WORLD FDS	CONSUM STP ETF	92204A207	755	4,620	SH		SOLE		0	0	4,620
ISHARES TR	MSCI EMG MKT ETF	464287234	45	1,015	SH		SOLE		0	0	1,015
ELECTRONIC ARTS INC	COM	285512109	14	110	SH		SOLE		0	0	110
TAKE-TWO INTERACTIVE SOFTWAR	COM	874054109	18	110	SH		SOLE		0	0	110
CHUBB LIMITED	COM	H1467J104	52	446	SH		SOLE		0	0	446
ISHARES TR	S&P 100 ETF	464287101	15	95	SH		SOLE		0	0	95
NETAPP INC	COM	64110D104	13	305	SH		SOLE		0	0	305
SONY CORP	SPONSORED ADR	835699307	1,003	13,065	SH		SOLE		0	0	13,065
KONINKLIJKE PHILIPS N V	NY REG SH NEW	500472303	634	13,450	SH		SOLE		0	0	13,450
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	2,920	67,523	SH		SOLE		0	0	67,523
PAYCHEX INC	COM	704326107	2,284	28,636	SH		SOLE		0	0	28,636
PNC FINL SVCS GROUP INC	COM	693475105	18	167	SH		SOLE		0	0	167
OREILLY AUTOMOTIVE INC	COM	67103H107	23	50	SH		SOLE		0	0	50
NETFLIX INC	COM	64110L106	2	3	SH		SOLE		0	0	3
D R HORTON INC	COM	23331A109	37	495	SH		SOLE		0	0	495
ISHARES TR	CORE US AGGBD ET	464287226	142	1,204	SH		SOLE		0	0	1,204
ISHARES TR	SELECT DIVID ETF	464287168	87	1,068	SH		SOLE		0	0	1,068
CARNIVAL CORP	UNIT 99/99/9999	143658300	29	1,922	SH		SOLE		0	0	1,922
CLOROX CO DEL	COM	189054109	58	275	SH		SOLE		0	0	275
ACTIVISION BLIZZARD INC	COM	00507V109	1,144	14,130	SH		SOLE		0	0	14,130
CONSOLIDATED EDISON INC	COM	209115104	356	4,572	SH		SOLE		0	0	4,572
NVIDIA CORPORATION	COM	67066G104	4,691	8,668	SH		SOLE		0	0	8,668
VERTEX PHARMACEUTICALS INC	COM	92532F100	687	2,525	SH		SOLE		0	0	2,525
BHP GROUP LTD	SPONSORED ADS	088606108	13	250	SH		SOLE		0	0	250
TRAVELERS COMPANIES INC	COM	89417E109	54	500	SH		SOLE		0	0	500
NUCOR CORP	COM	670346105	46	1,032	SH		SOLE		0	0	1,032
CHURCH & DWIGHT INC	COM	171340102	450	4,800	SH		SOLE		0	0	4,800
SANOFI	SPONSORED ADR	80105N105	204	4,075	SH		SOLE		0	0	4,075
ENTERPRISE PRODS PARTNERS L	COM	293792107	5	300	SH		SOLE		0	0	300
NETEASE INC	SPONSORED ADS	64110W102	664	1,460	SH		SOLE		0	0	1,460
ALPHABET INC	CAP STK CL A	02079K305	5,783	3,946	SH		SOLE		0	0	3,946
SPDR GOLD TR	GOLD SHS	78463V107	1,488	8,400	SH		SOLE		0	0	8,400
WEC ENERGY GROUP INC	COM	92939U106	154	1,592	SH		SOLE		0	0	1,592
VANGUARD WORLD FDS	ENERGY ETF	92204A306	107	2,660	SH		SOLE		0	0	2,660
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	145	710	SH		SOLE		0	0	710
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,115	14,119	SH		SOLE		0	0	14,119
VANGUARD WORLD FDS	MATERIALS ETF	92204A801	41	302	SH		SOLE		0	0	302
TORONTO DOMINION BK ONT	COM NEW	891160509	7	150	SH		SOLE		0	0	150
BLACKROCK INC	COM	09247X101	125	221	SH		SOLE		0	0	221
CANADIAN NATL RY CO	COM	136375102	277	2,600	SH		SOLE		0	0	2,600
ROYAL DUTCH SHELL PLC	SPONS ADR A	780259206	49	1,950	SH		SOLE		0	0	1,950
VANGUARD INDEX FDS	SMALL CP ETF	922908751	6,062	39,415	SH		SOLE		0	0	39,415
FASTENAL CO	COM	311900104	16	348	SH		SOLE		0	0	348
VANGUARD INDEX FDS	GROWTH ETF	922908736	86	377	SH		SOLE		0	0	377
GARMIN LTD	SHS	H2906T109	76	800	SH		SOLE		0	0	800
OSHKOSH CORP	COM	688239201	88	1,200	SH		SOLE		0	0	1,200
AMERIPRISE FINL INC	COM	03076C106	23	150	SH		SOLE		0	0	150
ISHARES TR	MICRO-CAP ETF	464288869	31	346	SH		SOLE		0	0	346
VANGUARD WORLD FDS	FINANCIALS ETF	92204A405	3,137	53,630	SH		SOLE		0	0	53,630
PARKER-HANNIFIN CORP	COM	701094104	15	75	SH		SOLE		0	0	75
UNDER ARMOUR INC	CL A	904311107	5	409	SH		SOLE		0	0	409
SPDR SER TR	S&P DIVID ETF	78464A763	55	600	SH		SOLE		0	0	600
ISHARES GOLD TRUST	ISHARES	464285105	4	250	SH		SOLE		0	0	250
SALESFORCE COM INC	COM	79466L302	5,268	20,962	SH		SOLE		0	0	20,962
ENBRIDGE INC	COM	29250N105	207	7,075	SH		SOLE		0	0	7,075
ROYAL BK CDA	COM	780087102	179	2,550	SH		SOLE		0	0	2,550
VANGUARD WORLD FDS	INF TECH ETF	92204A702	1,557	5,000	SH		SOLE		0	0	5,000
SPDR SER TR	S&P BIOTECH	78464A870	1,240	11,125	SH		SOLE		0	0	11,125
VANGUARD WORLD FDS	CONSUM DIS ETF	92204A108	352	1,500	SH		SOLE		0	0	1,500
VANGUARD WORLD FDS	INDUSTRIAL ETF	92204A603	381	2,630	SH		SOLE		0	0	2,630
MASTERCARD INCORPORATED	CL A	57636Q104	1,058	3,129	SH		SOLE		0	0	3,129
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	213	4,070	SH		SOLE		0	0	4,070
BANK MONTREAL QUE	COM	063671101	47	800	SH		SOLE		0	0	800
FARMERS NATIONAL BANC CORP	COM	309627107	116	10,640	SH		SOLE		0	0	10,640
DARLING INGREDIENTS INC	COM	237266101	276	7,650	SH		SOLE		0	0	7,650
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	41	260	SH		SOLE		0	0	260
CF INDS HLDGS INC	COM	125269100	23	750	SH		SOLE		0	0	750
VIASAT INC	COM	92552V100	3	100	SH		SOLE		0	0	100
ISHARES TR	SHORT TREAS BD	464288679	34	303	SH		SOLE		0	0	303
ISHARES TR	ISHS 1-5YR INVS	464288646	5,146	93,710	SH		SOLE		0	0	93,710
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	52	625	SH		SOLE		0	0	625
ISHARES TR	10-20 YR TRS ETF	464288653	29	175	SH		SOLE		0	0	175
FIRST SOLAR INC	COM	336433107	6	85	SH		SOLE		0	0	85
ISHARES TR	3 7 YR TREAS BD	464288661	27	200	SH		SOLE		0	0	200
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	97	1,193	SH		SOLE		0	0	1,193
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	7,867	192,354	SH		SOLE		0	0	192,354
ISHARES TR	NATIONAL MUN ETF	464288414	39	335	SH		SOLE		0	0	335
ISHARES TR	ISHS 5-10YR INVT	464288638	730	12,005	SH		SOLE		0	0	12,005
ISHARES TR	INTRM GOV CR ETF	464288612	4	35	SH		SOLE		0	0	35
ISHARES TR	CRE U S REIT ETF	464288521	18	405	SH		SOLE		0	0	405
VISA INC	COM CL A	92826C839	4,773	23,868	SH		SOLE		0	0	23,868
PHILIP MORRIS INTL INC	COM	718172109	30	400	SH		SOLE		0	0	400
VANECK VECTORS ETF TR	SHORT MUNI ETF	92189F528	133	7,350	SH		SOLE		0	0	7,350
SPDR SER TR	PORTFOLIO S&P500	78464A854	10	260	SH		SOLE		0	0	260
ULTA BEAUTY INC	COM	90384S303	39	175	SH		SOLE		0	0	175
FIDELITY COVINGTON TRUST	CONSMR STAPLES	316092303	976	25,585	SH		SOLE		0	0	25,585
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	5	63	SH		SOLE		0	0	63
ISHARES TR	SHRT NAT MUN ETF	464288158	142	1,315	SH		SOLE		0	0	1,315
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	3,889	40,592	SH		SOLE		0	0	40,592
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	28,203	340,415	SH		SOLE		0	0	340,415
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	1,784	28,729	SH		SOLE		0	0	28,729
SPDR SER TR	PORTFOLIO SHORT	78464A474	2	60	SH		SOLE		0	0	60
SENSATA TECHNOLOGIES HLDNG P	SHS	G8060N102	670	15,520	SH		SOLE		0	0	15,520
TESLA INC	COM	88160R101	260	607	SH		SOLE		0	0	607
KKR & CO INC	COM	48251W104	846	24,650	SH		SOLE		0	0	24,650
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	3,565	11,587	SH		SOLE		0	0	11,587
VANGUARD STAR FDS	VG TL INTL STK F	921909768	13	242	SH		SOLE		0	0	242
MARATHON PETE CORP	COM	56585A102	468	15,960	SH		SOLE		0	0	15,960
DUNKIN BRANDS GROUP INC	COM	265504100	287	3,500	SH		SOLE		0	0	3,500
FORTUNE BRANDS HOME & SEC IN	COM	34964C106	65	750	SH		SOLE		0	0	750
PHILLIPS 66	COM	718546104	120	2,310	SH		SOLE		0	0	2,310
SPLUNK INC	COM	848637104	666	3,540	SH		SOLE		0	0	3,540
FACEBOOK INC	CL A	30303M102	6,138	23,435	SH		SOLE		0	0	23,435
FLEETCOR TECHNOLOGIES INC	COM	339041105	21	90	SH		SOLE		0	0	90
PALO ALTO NETWORKS INC	COM	697435105	2,627	10,735	SH		SOLE		0	0	10,735
WORKDAY INC	CL A	98138H101	3,104	14,430	SH		SOLE		0	0	14,430
ISHARES INC	CORE MSCI EMKT	46434G103	6,335	119,988	SH		SOLE		0	0	119,988
ISHARES TR	CORE MSCI EAFE	46432F842	2,685	44,550	SH		SOLE		0	0	44,550
ABBVIE INC	COM	00287Y109	457	5,218	SH		SOLE		0	0	5,218
ZOETIS INC	CL A	98978V103	18	109	SH		SOLE		0	0	109
VEEVA SYS INC	CL A COM	922475108	580	2,064	SH		SOLE		0	0	2,064
FIDELITY COVINGTON TRUST	MSCI ENERGY IDX	316092402	820	103,805	SH		SOLE		0	0	103,805
FIDELITY COVINGTON TRUST	MSCI INDL INDX	316092709	771	19,210	SH		SOLE		0	0	19,210
ISHARES TR	0-5YR INVT GR CP	46434V100	242	4,643	SH		SOLE		0	0	4,643
TWITTER INC	COM	90184L102	41	920	SH		SOLE		0	0	920
FIDELITY COVINGTON TRUST	MSCI FINLS IDX	316092501	991	29,305	SH		SOLE		0	0	29,305
FIDELITY COVINGTON TRUST	MSCI MATLS INDEX	316092881	165	4,795	SH		SOLE		0	0	4,795
ALPHABET INC	CAP STK CL C	02079K107	2,052	1,396	SH		SOLE		0	0	1,396
ARISTA NETWORKS INC	COM	040413106	47	225	SH		SOLE		0	0	225
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	2,157	7,337	SH		SOLE		0	0	7,337
CITIZENS FINL GROUP INC	COM	174610105	409	16,175	SH		SOLE		0	0	16,175
FIDELITY COVINGTON TRUST	MSCI RL EST ETF	316092857	128	5,455	SH		SOLE		0	0	5,455
CANOPY GROWTH CORP	COM	138035100	4	300	SH		SOLE		0	0	300
AEROJET ROCKETDYNE HLDGS INC	COM	007800105	152	3,810	SH		SOLE		0	0	3,810
PAYPAL HLDGS INC	COM	70450Y103	8,168	41,458	SH		SOLE		0	0	41,458
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	2,855	52,440	SH		SOLE		0	0	52,440
SQUARE INC	CL A	852234103	918	5,650	SH		SOLE		0	0	5,650
VIEWRAY INC	COM	92672L107	49	13,990	SH		SOLE		0	0	13,990
UNDER ARMOUR INC	CL C	904311206	43	4,343	SH		SOLE		0	0	4,343
CRONOS GROUP INC	COM	22717L101	3	610	SH		SOLE		0	0	610
DUPONT DE NEMOURS INC	COM	26614N102	91	1,632	SH		SOLE		0	0	1,632
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	1,870	31,474	SH		SOLE		0	0	31,474
HYRECAR INC	COM	44916T107	3	815	SH		SOLE		0	0	815
TILRAY INC	COM CL 2	88688T100	1	190	SH		SOLE		0	0	190
DOW INC	COM	260557103	48	1,029	SH		SOLE		0	0	1,029
LYFT INC	CL A COM	55087P104	4	150	SH		SOLE		0	0	150
ALCON AG	ORD SHS	H01301128	1	25	SH		SOLE		0	0	25
UBER TECHNOLOGIES INC	COM	90353T100	415	11,385	SH		SOLE		0	0	11,385
CORTEVA INC	COM	22052L104	47	1,629	SH		SOLE		0	0	1,629
BRISTOL-MYERS SQUIBB CO	RIGHT 99/99/9999	110122157	4	1,891	SH		SOLE		0	0	1,891
CARRIER GLOBAL CORPORATION	COM	14448C104	214	7,018	SH		SOLE		0	0	7,018
OTIS WORLDWIDE CORP	COM	68902V107	211	3,378	SH		SOLE		0	0	3,378
OCCIDENTAL PETE CORP	*W EXP 08/03/202	674599162	1	487	SH		SOLE		0	0	487

Check here if Amendment:	☐ Amendment Number:
This Amendment (Check only one.):	☐ is a restatement. ☐ adds new holdings entries.

Name:	Bray Capital Advisors
Address:	9115 Corsea Del Fontana Way
	Suite 200
	Naples, FL 34109
Form 13F File Number:	028-16369

Name:	Kimberly Wilmore
Title:	Director of Operations
Phone:	239-451-6008

Number of Other Included Managers:	0
Form 13F Information table Entry Total:	260
Form 13F Information table Value Total:	284020 (thousands)

Institutional Investment Manager Filing this Report:

Signature, Place, and Date of Signing:

Report Type (Check only one.):

Form 13F Summary Page

Report Summary:

List of Other Included Managers: