Charles Schwab Investment Management, Inc.

9800 Schwab Way

Lone Tree, CO 80124

 

 

February 27, 2026

 

 

VIA EDGAR

 

 

Securities and Exchange Commission

100 F Street, NE

Washington, D.C. 20549

 

 

Schwab Capital Trust (“Trust”) (File Nos. 033-62470 and 811-07704)

 

 

Schwab International Opportunities Fund Schwab Target 2025 Fund
Schwab Balanced Fund Schwab Target 2030 Fund
Schwab MarketTrack All Equity Portfolio Schwab Target 2035 Fund
Schwab MarketTrack Growth Portfolio Schwab Target 2040 Fund
Schwab MarketTrack Balanced Portfolio Schwab Target 2045 Fund
Schwab MarketTrack Conservative Portfolio Schwab Target 2050 Fund
Schwab Target 2010 Fund Schwab Target 2055 Fund
Schwab Target 2015 Fund Schwab Target 2060 Fund
Schwab Target 2020 Fund Schwab Target 2065 Fund

 

 

 

Post-Effective Amendment No. 237

 

 

Dear Sir or Madam:

 

 

Pursuant to Rule 497(j) under the Securities Act of 1933, as amended, the prospectuses, dated February 24, 2026, for the above-named funds that would have been filed pursuant to Rule 497(c) do not differ from the prospectuses in the most recently electronically filed Post-Effective Amendment, as referenced above, for the above-named Trust.

 

 

Respectfully,

 

 

 

/s/ Michael Cirelli                                   

Michael Cirelli

Corporate Counsel