VALLEY WEALTH MANAGERS, INC. Form 13F-HR Filed 2024-05-03

No.	Form 13F File Number	Name	CIK
1	028-22712	Valley National Bank

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	July 31, 2015
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC COM	Stock	023135106	21,646	120	SH		DFND	1	0	0	120
AMAZON COM INC COM	Stock	023135106	2,629,219	14,576	SH		SOLE	0	10,776	0	3,800
BLACKROCK SHORT MATURITY MUNICIPAL BOND ETF	ETF	46431W838	42,402	846	SH		SOLE	0	646	0	200
PRUDENTIAL FINL INC COM	Stock	744320102	1,157,916	9,863	SH		DFND	1	0	0	9,863
PRUDENTIAL FINL INC COM	Stock	744320102	2,946,277	25,096	SH		SOLE	0	24,197	0	899
ULTA BEAUTY INC COM	Stock	90384S303	353,467	676	SH		SOLE	0	676	0	0
SIRIUS XM HOLDINGS INC COM	Stock	82968B103	3	1	SH		SOLE	0	0	0	0
INVESCO QQQ TRUST SERIES I	ETF	46090E103	678,003	1,527	SH		SOLE	0	1,082	0	445
TECHNOLOGY SELECT SECTOR SPDR FUND	ETF	81369Y803	1,234,833	5,929	SH		SOLE	0	4,769	0	1,160
STARBUCKS CORP COM	Stock	855244109	1,095,583	11,988	SH		DFND	1	0	0	11,988
STARBUCKS CORP COM	Stock	855244109	3,068,876	33,580	SH		SOLE	0	32,976	0	604
SEMPRA COM	Stock	816851109	77,864	1,084	SH		SOLE	0	0	0	1,084
PUBLIC SVC ENTERPRISE GRP INC COM	Stock	744573106	840,092	12,580	SH		DFND	1	0	0	12,580
PUBLIC SVC ENTERPRISE GRP INC COM	Stock	744573106	3,147,043	47,126	SH		SOLE	0	45,922	0	1,203
SPDR PORTFOLIO AGGREGATE BOND ETF	ETF	78464A649	244,635	9,677	SH		SOLE	0	9,677	0	0
ELEVANCE HEALTH INC COM	Stock	036752103	1,736,590	3,349	SH		DFND	1	0	0	3,349
ELEVANCE HEALTH INC COM	Stock	036752103	18,980,661	36,604	SH		SOLE	0	36,080	0	524
HUBBELL INC COM	Stock	443510607	2,733,519	6,586	SH		DFND	1	0	0	6,586
HUBBELL INC COM	Stock	443510607	23,228,428	55,965	SH		SOLE	0	55,709	0	256
JOHNSON & JOHNSON COM	Stock	478160104	793,797	5,018	SH		DFND	1	0	0	5,018
JOHNSON & JOHNSON COM	Stock	478160104	2,952,286	18,663	SH		SOLE	0	17,709	0	953
LKQ CORP COM	Stock	501889208	1,597,119	29,903	SH		DFND	1	0	0	29,903
LKQ CORP COM	Stock	501889208	14,317,267	268,063	SH		SOLE	0	267,011	0	1,052
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	28,589	110	SH		SOLE	0	0	0	110
INVESCO FUNDAMENTAL HIGH YIELD CORPORATE BOND ETF	ETF	46138E719	679,875	37,500	SH		SOLE	0	37,500	0	0
COSTCO WHSL CORP NEW COM	Stock	22160K105	146,526	200	SH		DFND	1	0	0	200
COSTCO WHSL CORP NEW COM	Stock	22160K105	613,417	837	SH		SOLE	0	837	0	0
HCA HEALTHCARE INC COM	Stock	40412C101	389,897	1,169	SH		SOLE	0	1,169	0	0
FIRST TRUST TECHNOLOGY ALPHADEX FUND	ETF	33734X176	3,070,660	22,776	SH		SOLE	0	22,776	0	0
LAS VEGAS SANDS CORP COM	Stock	517834107	7	0	SH		SOLE	0	0	0	0
SPDR NUVEEN BLOOMBERG SHORT TERM MUNICIPAL BOND ETF	ETF	78468R739	97,632	2,058	SH		SOLE	0	2,058	0	0
SHELL PLC SPON ADS	ADR	780259305	18	0	SH		SOLE	0	0	0	0
YUM BRANDS INC COM	Stock	988498101	11,092	80	SH		SOLE	0	80	0	0
REAL ESTATE SELECT SECTOR SPDR FUND	ETF	81369Y860	29,648	750	SH		SOLE	0	750	0	0
MAGNOLIA OIL & GAS CORP CL A	Stock	559663109	1,925,049	74,183	SH		DFND	1	0	0	74,183
MAGNOLIA OIL & GAS CORP CL A	Stock	559663109	16,391,733	631,666	SH		SOLE	0	625,079	0	6,587
PROCTER AND GAMBLE CO COM	Stock	742718109	1,352,354	8,335	SH		DFND	1	0	0	8,335
PROCTER AND GAMBLE CO COM	Stock	742718109	3,360,563	20,712	SH		SOLE	0	19,345	0	1,367
COCA COLA CO COM	Stock	191216100	1,159,728	18,956	SH		DFND	1	0	0	18,956
COCA COLA CO COM	Stock	191216100	2,932,724	47,936	SH		SOLE	0	47,082	0	854
GENERAL MLS INC COM	Stock	370334104	1,197,886	17,120	SH		DFND	1	0	0	17,120
GENERAL MLS INC COM	Stock	370334104	3,010,558	43,026	SH		SOLE	0	42,278	0	748
ISHARES U.S. ENERGY ETF	ETF	464287796	80,967	1,639	SH		SOLE	0	1,639	0	0
UNITED PARCEL SERVICE INC CL B	Stock	911312106	1,111,455	7,478	SH		DFND	1	0	0	7,478
UNITED PARCEL SERVICE INC CL B	Stock	911312106	2,938,235	19,769	SH		SOLE	0	19,461	0	307
ISHARES MSCI USA ESG SELECT ETF	ETF	464288802	38,210	350	SH		SOLE	0	350	0	0
GLOBAL X SUPERDIVIDEND US ETF	ETF	37950E291	12	1	SH		SOLE	0	0	0	0
INTEL CORP COM	Stock	458140100	28,711	650	SH		SOLE	0	0	0	650
INTEL CORP COM	Stock	458140100	282,688	6,400	SH		DFND	1	0	0	6,400
STATE STR CORP COM	Stock	857477103	1,161,037	15,016	SH		DFND	1	0	0	15,016
STATE STR CORP COM	Stock	857477103	3,084,370	39,891	SH		SOLE	0	39,228	0	662
ADVANCE AUTO PARTS INC COM	Stock	00751Y106	5,786	68	SH		SOLE	0	68	0	0
PROLOGIS INC. COM	REIT	74340W103	95,842	736	SH		SOLE	0	736	0	0
MERCK & CO INC COM	Stock	58933Y105	1,396,559	10,584	SH		DFND	1	0	0	10,584
MERCK & CO INC COM	Stock	58933Y105	4,449,030	33,718	SH		SOLE	0	31,890	0	1,827
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF	ETF	464288158	26,183	250	SH		DFND	1	0	0	250
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF	ETF	464288158	135,311	1,292	SH		SOLE	0	994	0	298
SPDR S&P 500 ETF TRUST	ETF	78462F103	98,860	189	SH		SOLE	1	189	0	0
SPDR S&P 500 ETF TRUST	ETF	78462F103	1,025,217	1,960	SH		SOLE	0	1,291	0	669
SPDR S&P 500 ETF TRUST	ETF	78462F103	2,228,801	4,261	SH		DFND	1	0	0	4,261
THE TRADE DESK INC COM CL A	Stock	88339J105	2,623	30	SH		SOLE	0	0	0	30
MASTERCARD INCORPORATED CL A	Stock	57636Q104	4,334	9	SH		SOLE	0	0	0	9
CRISPR THERAPEUTICS AG NAMEN AKT	Stock	H17182108	15	0	SH		SOLE	0	0	0	0
EMERSON ELEC CO COM	Stock	291011104	45,368	400	SH		SOLE	0	150	0	250
VANECK SHORT MUNI ETF	ETF	92189F528	40,967	2,407	SH		SOLE	0	2,407	0	0
YUM CHINA HLDGS INC COM	Stock	98850P109	3,183	80	SH		SOLE	0	80	0	0
ALLSTATE CORP COM	Stock	020002101	48,962	283	SH		SOLE	0	0	0	283
ISHARES TIPS BOND ETF	ETF	464287176	96	1	SH		SOLE	0	0	0	0
VERTEX PHARMACEUTICALS INC COM	Stock	92532F100	2,301,145	5,505	SH		DFND	1	0	0	5,505
VERTEX PHARMACEUTICALS INC COM	Stock	92532F100	20,774,261	49,698	SH		SOLE	0	49,461	0	237
LIONS GATE ENTMNT CORP CL B NON VTG	Stock	535919500	102	11	SH		SOLE	0	11	0	0
ISHARES FALLEN ANGELS USD BOND ETF	ETF	46435G474	777,463	28,945	SH		SOLE	0	28,945	0	0
VERIZON COMMUNICATIONS INC COM	Stock	92343V104	2,885,967	68,779	SH		DFND	1	0	0	68,779
VERIZON COMMUNICATIONS INC COM	Stock	92343V104	18,197,443	433,685	SH		SOLE	0	428,918	0	4,767
SONOCO PRODS CO COM	Stock	835495102	2,714,547	46,932	SH		DFND	1	0	0	46,932
SONOCO PRODS CO COM	Stock	835495102	17,278,651	298,732	SH		SOLE	0	295,136	0	3,595
CACI INTL INC CL A	Stock	127190304	1,909,682	5,041	SH		DFND	1	0	0	5,041
CACI INTL INC CL A	Stock	127190304	18,092,163	47,758	SH		SOLE	0	47,209	0	549
FEDEX CORP COM	Stock	31428X106	28,974	100	SH		SOLE	0	0	0	100
SHERWIN WILLIAMS CO COM	Stock	824348106	405,681	1,168	SH		SOLE	0	1,168	0	0
PEPSICO INC COM	Stock	713448108	1,042,710	5,958	SH		DFND	1	0	0	5,958
PEPSICO INC COM	Stock	713448108	2,932,155	16,754	SH		SOLE	0	16,489	0	265
ISHARES CORE MSCI PACIFIC ETF	ETF	46434V696	181,193	2,862	SH		SOLE	1	2,862	0	0
ISHARES CORE MSCI PACIFIC ETF	ETF	46434V696	3,924,506	61,989	SH		SOLE	0	61,988	0	0
ISHARES 1-3 YEAR TREASURY BOND ETF	ETF	464287457	7,360	90	SH		DFND	1	0	0	90
ISHARES 1-3 YEAR TREASURY BOND ETF	ETF	464287457	9,732	119	SH		SOLE	0	119	0	0
HONEYWELL INTL INC COM	Stock	438516106	1,472,669	7,175	SH		DFND	1	0	0	7,175
HONEYWELL INTL INC COM	Stock	438516106	15,950,614	77,713	SH		SOLE	0	76,687	0	1,026
FORD MTR CO DEL COM	Stock	345370860	3,320	250	SH		SOLE	0	0	0	250
US BANCORP DEL COM NEW	Stock	902973304	1,449,755	32,433	SH		DFND	1	0	0	32,433
US BANCORP DEL COM NEW	Stock	902973304	3,585,499	80,213	SH		SOLE	0	78,283	0	1,929
HOME DEPOT INC COM	Stock	437076102	1,322,269	3,447	SH		DFND	1	0	0	3,447
HOME DEPOT INC COM	Stock	437076102	3,769,435	9,826	SH		SOLE	0	9,306	0	520
STARWOOD PPTY TR INC COM	REIT	85571B105	1,511,393	74,343	SH		DFND	1	0	0	74,343
STARWOOD PPTY TR INC COM	REIT	85571B105	13,892,465	683,348	SH		SOLE	0	677,674	0	5,674
AUTOMATIC DATA PROCESSING INC COM	Stock	053015103	344,391	1,379	SH		SOLE	0	1,379	0	0
FAIR ISAAC CORP COM	Stock	303250104	388,629	311	SH		SOLE	0	311	0	0
DUPONT DE NEMOURS INC COM	Stock	26614N102	3,297	43	SH		SOLE	0	0	0	43
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	69,559	438	SH		SOLE	0	0	0	438
HEALTH CARE SELECT SECTOR SPDR FUND	ETF	81369Y209	294,574	1,994	SH		SOLE	1	1,994	0	0
HEALTH CARE SELECT SECTOR SPDR FUND	ETF	81369Y209	6,355,197	43,019	SH		SOLE	0	43,019	0	0
SPDR GOLD SHARES	ETF	78463V107	1,234	6	SH		SOLE	1	6	0	0
SPDR GOLD SHARES	ETF	78463V107	30,447	148	SH		DFND	1	0	0	148
SPDR GOLD SHARES	ETF	78463V107	44,847	218	SH		SOLE	0	118	0	100
VICI PPTYS INC COM	REIT	925652109	1,061,865	35,645	SH		DFND	1	0	0	35,645
VICI PPTYS INC COM	REIT	925652109	2,868,009	96,274	SH		SOLE	0	94,469	0	1,805
CENCORA INC COM	Stock	03073E105	2,097,976	8,634	SH		DFND	1	0	0	8,634
CENCORA INC COM	Stock	03073E105	23,037,639	94,809	SH		SOLE	0	94,035	0	774
BROADRIDGE FINL SOLUTIONS INC COM	Stock	11133T103	10,653	52	SH		SOLE	0	52	0	0
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	7	0	SH		SOLE	0	0	0	0
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	739,151	2,193	SH		SOLE	0	2,193	0	0
SCHWAB U.S. BROAD MARKET ETF	ETF	808524102	13,187	216	SH		SOLE	0	216	0	0
SCHWAB INTERNATIONAL EQUITY ETF	ETF	808524805	39	1	SH		SOLE	0	0	0	0
SCHWAB U.S. LARGE-CAP ETF	ETF	808524201	8	0	SH		SOLE	0	0	0	0
ISHARES U.S. REAL ESTATE ETF	ETF	464287739	18,879	210	SH		SOLE	1	210	0	0
CONSUMER STAPLES SELECT SECTOR SPDR FUND	ETF	81369Y308	124,085	1,625	SH		SOLE	0	1,625	0	0
FORTINET INC COM	Stock	34959E109	381,785	5,589	SH		SOLE	0	5,589	0	0
JPMORGAN ULTRA-SHORT INCOME ETF ULTRA SHORT INCOME FUND	ETF	46641Q837	74,414	1,475	SH		DFND	1	0	0	1,475
JPMORGAN ULTRA-SHORT INCOME ETF ULTRA SHORT INCOME FUND	ETF	46641Q837	209,973	4,162	SH		SOLE	1	4,162	0	0
JPMORGAN ULTRA-SHORT INCOME ETF ULTRA SHORT INCOME FUND	ETF	46641Q837	11,247,805	222,950	SH		SOLE	0	208,989	0	13,959
AON PLC SHS CL A	Stock	G0403H108	312,028	935	SH		SOLE	0	935	0	0
LUMEN TECHNOLOGIES INC COM	Stock	550241103	30	19	SH		SOLE	0	19	0	0
GALLAGHER ARTHUR J & CO COM	Stock	363576109	35,756	143	SH		SOLE	0	143	0	0
SCHWAB U.S. LARGE-CAP GROWTH ETF	ETF	808524300	20,955	226	SH		SOLE	0	150	0	76
NUVEEN NEW YORK AMT QLT MUNICP COM	CEF	670656107	4,968	457	SH		SOLE	0	457	0	0
MSC INDL DIRECT INC CL A	Stock	553530106	1,012,418	10,433	SH		DFND	1	0	0	10,433
MSC INDL DIRECT INC CL A	Stock	553530106	3,031,264	31,237	SH		SOLE	0	30,677	0	560
ISHARES IBONDS DEC 2027 TERM CORPORATE ETF	ETF	46435UAA9	1,690,171	71,016	SH		SOLE	0	4,915	0	66,100
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	105,130	250	SH		DFND	1	0	0	250
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	252,733	601	SH		SOLE	0	601	0	0
FIRST TRUST INDXX INNOVATIVE TRANSACTION & PROCESS ETF	ETF	33741X201	387	9	SH		SOLE	0	9	0	0
ADOBE INC COM	Stock	00724F101	498,545	988	SH		SOLE	0	988	0	0
VANGUARD SHORT-TERM CORPORATE BOND ETF	ETF	92206C409	25,667	332	SH		DFND	1	0	0	332
VANGUARD SHORT-TERM CORPORATE BOND ETF	ETF	92206C409	1,519,933	19,660	SH		SOLE	0	3,156	0	16,504
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	ETF	92206C870	5,555	69	SH		DFND	1	0	0	69
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	ETF	92206C870	711,708	8,840	SH		SOLE	0	3,530	0	5,310
ALPHABET INC CAP STK CL A	Stock	02079K305	1,916,056	12,695	SH		DFND	1	0	0	12,695
ALPHABET INC CAP STK CL A	Stock	02079K305	20,623,830	136,645	SH		SOLE	0	134,480	0	2,165
PROGRESSIVE CORP COM	Stock	743315103	2,561,466	12,385	SH		DFND	1	0	0	12,385
PROGRESSIVE CORP COM	Stock	743315103	23,405,509	113,169	SH		SOLE	0	111,279	0	1,889
GLOBAL X U.S. PREFERRED ETF	ETF	37954Y657	124	6	SH		SOLE	0	6	0	0
FIRST TRUST NASDAQ ARTIFICIAL INTELLIGENCE & ROBOTICS ETF	ETF	33738R720	271	6	SH		SOLE	0	6	0	0
FISERV INC COM	Stock	337738108	45,549	285	SH		SOLE	0	285	0	0
OREILLY AUTOMOTIVE INC COM	Stock	67103H107	401,881	356	SH		SOLE	0	356	0	0
ZSCALER INC COM	Stock	98980G102	50	0	SH		SOLE	0	0	0	0
CONSTELLATION BRANDS INC CL A	Stock	21036P108	27,176	100	SH		SOLE	0	100	0	0
NEWMONT CORP COM	Stock	651639106	348,508	9,724	SH		DFND	1	0	0	9,724
NEWMONT CORP COM	Stock	651639106	10,198,647	284,560	SH		SOLE	0	283,176	0	1,384
COMCAST CORP NEW CL A	Stock	20030N101	968,309	22,337	SH		DFND	1	0	0	22,337
COMCAST CORP NEW CL A	Stock	20030N101	2,983,995	68,835	SH		SOLE	0	67,993	0	841
MICROSOFT CORP COM	Stock	594918104	3,150,351	7,488	SH		DFND	1	0	0	7,488
MICROSOFT CORP COM	Stock	594918104	30,644,391	72,838	SH		SOLE	0	70,664	0	2,173
SS&C TECHNOLOGIES HLDGS INC COM	Stock	78467J100	1,002,498	15,574	SH		DFND	1	0	0	15,574
SS&C TECHNOLOGIES HLDGS INC COM	Stock	78467J100	14,658,475	227,722	SH		SOLE	0	225,859	0	1,863
WARNER BROS DISCOVERY INC COM SER A	Stock	934423104	8,398	962	SH		SOLE	0	0	0	962
CVS HEALTH CORP COM	Stock	126650100	2,763,844	34,652	SH		DFND	1	0	0	34,652
CVS HEALTH CORP COM	Stock	126650100	18,160,017	227,683	SH		SOLE	0	224,432	0	3,251
COMMUNICATION SERVICES SELECT SECTOR SPDR FUND	ETF	81369Y852	261,802	3,206	SH		SOLE	0	3,206	0	0
BJS WHSL CLUB HLDGS INC	Stock	05550J101	1,832,092	24,218	SH		DFND	1	0	0	24,218
BJS WHSL CLUB HLDGS INC	Stock	05550J101	14,849,868	196,297	SH		SOLE	0	194,649	0	1,648
MASCO CORP COM	Stock	574599106	23,664	300	SH		SOLE	0	0	0	300
RPM INTL INC COM	Stock	749685103	33	0	SH		SOLE	0	0	0	0
BOEING CO COM	Stock	097023105	74,880	388	SH		SOLE	0	388	0	0
VANGUARD MID-CAP ETF	ETF	922908629	5,997	24	SH		SOLE	0	0	0	24
VANGUARD SHORT-TERM TREASURY ETF	ETF	92206C102	626,750	10,793	SH		SOLE	0	2,213	0	8,580
ISHARES IBONDS DEC 2028 TERM CORPORATE ETF	ETF	46435U515	1,124,079	45,135	SH		SOLE	0	3,476	0	41,658
SPDR S&P KENSHO NEW ECONOMIES COMPOSITE ETF	ETF	78468R648	240	5	SH		SOLE	0	5	0	0
NCR VOYIX CORPORATION COM	Stock	62886E108	227	18	SH		SOLE	0	18	0	0
PIMCO SHORT TERM MUNICIPAL BOND ACTIVE EXCHANGE-TRADED FUND PIMCO SHORT TER	ETF	72201R874	159,281	3,192	SH		SOLE	0	541	0	2,651
FINANCIAL SELECT SECTOR SPDR FUND	ETF	81369Y605	490,951	11,656	SH		SOLE	0	10,946	0	710
CODEXIS INC COM	Stock	192005106	175	50	SH		SOLE	0	0	0	50
DELL TECHNOLOGIES INC CL C	Stock	24703L202	2,903,643	25,446	SH		DFND	1	0	0	25,446
DELL TECHNOLOGIES INC CL C	Stock	24703L202	26,054,622	228,329	SH		SOLE	0	225,373	0	2,956
VANGUARD INFORMATION TECHNOLOGY ETF	ETF	92204A702	28,839	55	SH		SOLE	1	55	0	0
VANGUARD INFORMATION TECHNOLOGY ETF	ETF	92204A702	488,483	932	SH		SOLE	0	411	0	520
VANGUARD INFORMATION TECHNOLOGY ETF	ETF	92204A702	854,150	1,629	SH		DFND	1	0	0	1,629
ASSURANT INC COM	Stock	04621X108	1,959,767	10,411	SH		DFND	1	0	0	10,411
ASSURANT INC COM	Stock	04621X108	17,964,711	95,435	SH		SOLE	0	94,698	0	737
AMDOCS LTD SHS	Stock	G02602103	2,672,151	29,569	SH		DFND	1	0	0	29,569
AMDOCS LTD SHS	Stock	G02602103	20,035,662	221,707	SH		SOLE	0	219,074	0	2,633
GLOBAL X ARTIFICIAL INTELLIGENCE & TECHNOLOGY ETF	ETF	37954Y632	237,448	6,992	SH		SOLE	1	6,992	0	0
GLOBAL X ARTIFICIAL INTELLIGENCE & TECHNOLOGY ETF	ETF	37954Y632	7,639,370	224,952	SH		SOLE	0	224,952	0	0
STANLEY BLACK & DECKER INC COM	Stock	854502101	22,034	225	SH		SOLE	0	75	0	150
DOW INC COM	Stock	260557103	2,491	43	SH		SOLE	0	0	0	43
HANESBRANDS INC COM	Stock	410345102	23	4	SH		SOLE	0	4	0	0
ZOOM VIDEO COMMUNICATIONS INC CL A	Stock	98980L101	131	2	SH		SOLE	0	0	0	2
CONAGRA BRANDS INC COM	Stock	205887102	1,419,045	47,876	SH		DFND	1	0	0	47,876
CONAGRA BRANDS INC COM	Stock	205887102	14,230,875	480,124	SH		SOLE	0	478,142	0	1,982
GLOBAL X LITHIUM & BATTERY TECH ETF	ETF	37954Y855	21	0	SH		SOLE	0	0	0	0
LYONDELLBASELL INDUSTRIES N V SHS - A -	Stock	N53745100	507,104	4,958	SH		DFND	1	0	0	4,958
LYONDELLBASELL INDUSTRIES N V SHS - A -	Stock	N53745100	2,805,617	27,431	SH		SOLE	0	27,149	0	281
VANGUARD S&P 500 ETF	ETF	922908363	777,138	1,617	SH		SOLE	0	1,260	0	356
ASTRAZENECA PLC SPONSORED ADR	ADR	046353108	50,813	750	SH		SOLE	0	750	0	0
WISDOMTREE EUROPE HEDGED EQUITY FUND	ETF	97717X701	264,201	5,470	SH		SOLE	1	5,470	0	0
WISDOMTREE EUROPE HEDGED EQUITY FUND	ETF	97717X701	5,416,283	112,138	SH		SOLE	0	112,138	0	0
CORTEVA INC COM	Stock	22052L104	2,480	43	SH		SOLE	0	0	0	43
BOOZ ALLEN HAMILTON HLDG CORP CL A	Stock	099502106	455,414	3,068	SH		SOLE	0	3,068	0	0
SPDR S&P 600 SMALL CAP VALUE ETF	ETF	78464A300	172,329	2,077	SH		DFND	1	0	0	2,077
SPDR S&P 600 SMALL CAP VALUE ETF	ETF	78464A300	809,040	9,751	SH		SOLE	0	945	0	8,806
ELI LILLY & CO COM	Stock	532457108	1,352,872	1,739	SH		SOLE	0	1,739	0	0
SCHWAB U.S. MID-CAP ETF	ETF	808524508	17,833	219	SH		SOLE	0	0	0	219
ISHARES IBONDS DEC 2029 TERM CORPORATE ETF	ETF	46436E205	467,654	20,493	SH		SOLE	0	2,838	0	17,655
VANGUARD RUSSELL 1000 GROWTH ETF	ETF	92206C680	343,907	3,968	SH		DFND	1	0	0	3,968
VANGUARD RUSSELL 1000 GROWTH ETF	ETF	92206C680	1,936,728	22,346	SH		SOLE	1	22,346	0	0
VANGUARD RUSSELL 1000 GROWTH ETF	ETF	92206C680	41,449,162	478,241	SH		SOLE	0	450,916	0	27,325
FIRST TRUST INDXX NEXTG ETF	ETF	33737K205	317	4	SH		SOLE	0	4	0	0
VANGUARD MORTGAGE-BACKED SECURITIES ETF	ETF	92206C771	9,396	206	SH		SOLE	0	0	0	206
ISHARES RUSSELL 2000 ETF	ETF	464287655	46,056	219	SH		SOLE	1	219	0	0
ISHARES RUSSELL 2000 ETF	ETF	464287655	68,768	327	SH		DFND	1	0	0	327
ISHARES RUSSELL 2000 ETF	ETF	464287655	159,197	757	SH		SOLE	0	757	0	0
MICRON TECHNOLOGY INC COM	Stock	595112103	7	0	SH		SOLE	0	0	0	0
AFLAC INC COM	Stock	001055102	60,531	705	SH		SOLE	0	705	0	0
CHIPOTLE MEXICAN GRILL INC COM	Stock	169656105	552,286	190	SH		SOLE	0	190	0	0
ISHARES U.S. AEROSPACE & DEFENSE ETF	ETF	464288760	5,145	39	SH		SOLE	0	39	0	0
GABELLI DIVID & INCOME TR COM	CEF	36242H104	22,980	1,000	SH		SOLE	0	0	0	1,000
SONY GROUP CORP SPONSORED ADR	ADR	835699307	8,574	100	SH		SOLE	0	0	0	100
VALLEY NATL BANCORP COM	Stock	919794107	11,669	1,466	SH		DFND	1	0	0	1,466
VALLEY NATL BANCORP COM	Stock	919794107	452,550	56,853	SH		SOLE	0	42,613	0	14,240
MATCH GROUP INC NEW COM	Stock	57667L107	834	23	SH		SOLE	0	0	0	23
OCCIDENTAL PETE CORP WT EXP 080327	Stock	674599162	216	5	SH		SOLE	0	5	0	0
ISHARES SELECT DIVIDEND ETF	ETF	464287168	144,490	1,173	SH		DFND	1	0	0	1,173
AMERICAN ELEC PWR CO INC COM	Stock	025537101	1,111,637	12,911	SH		DFND	1	0	0	12,911
AMERICAN ELEC PWR CO INC COM	Stock	025537101	3,225,220	37,459	SH		SOLE	0	36,806	0	653
INVESCO AEROSPACE & DEFENSE ETF	ETF	46137V100	302,577	2,979	SH		SOLE	1	2,979	0	0
INVESCO AEROSPACE & DEFENSE ETF	ETF	46137V100	8,205,874	80,790	SH		SOLE	0	80,790	0	0
FIRST TRUST CLOUD COMPUTING ETF	ETF	33734X192	4,009,082	41,936	SH		SOLE	0	41,936	0	0
VANGUARD SMALL CAP VALUE ETF	ETF	922908611	17,263	90	SH		SOLE	0	89	0	0
VANECK IG FLOATING RATE ETF	ETF	92189F486	14,133	554	SH		DFND	1	0	0	554
VANECK IG FLOATING RATE ETF	ETF	92189F486	930,197	36,464	SH		SOLE	0	5,820	0	30,644
LANDSTAR SYS INC COM	Stock	515098101	339,065	1,759	SH		SOLE	0	1,759	0	0
CONCENTRIX CORP COM	Stock	20602D101	1,186,066	17,911	SH		DFND	1	0	0	17,911
CONCENTRIX CORP COM	Stock	20602D101	12,513,925	188,975	SH		SOLE	0	187,645	0	1,330
C3 AI INC CL A	Stock	12468P104	1,354	50	SH		SOLE	0	50	0	0
VANGUARD MID-CAP GROWTH ETF	ETF	922908538	89,129	378	SH		SOLE	1	378	0	0
VANGUARD MID-CAP GROWTH ETF	ETF	922908538	499,403	2,118	SH		DFND	1	0	0	2,118
VANGUARD MID-CAP GROWTH ETF	ETF	922908538	3,142,845	13,329	SH		SOLE	0	1,285	0	12,044
SCHWAB US DIVIDEND EQUITY ETF	ETF	808524797	732,201	9,081	SH		SOLE	0	9,081	0	0
TRACTOR SUPPLY CO COM	Stock	892356106	2,617	10	SH		SOLE	0	0	0	10
PROSPERITY BANCSHARES INC COM	Stock	743606105	0	0	SH		SOLE	0	0	0	0
VISA INC COM CL A	Stock	92826C839	543,648	1,948	SH		SOLE	0	1,948	0	0
HERSHEY CO COM	Stock	427866108	366,096	1,882	SH		SOLE	0	1,882	0	0
KYNDRYL HLDGS INC COMMON STOCK	Stock	50155Q100	435	20	SH		SOLE	0	0	0	20
VANGUARD SMALL-CAP GROWTH ETF	ETF	922908595	324,596	1,245	SH		DFND	1	0	0	1,245
VANGUARD SMALL-CAP GROWTH ETF	ETF	922908595	1,771,657	6,795	SH		SOLE	0	1,413	0	5,382
VANGUARD VALUE ETF	ETF	922908744	284,842	1,749	SH		DFND	1	0	0	1,749
VANGUARD VALUE ETF	ETF	922908744	1,057,450	6,493	SH		SOLE	1	6,493	0	0
VANGUARD VALUE ETF	ETF	922908744	21,717,210	133,349	SH		SOLE	0	121,502	0	11,846
VANGUARD GROWTH ETF	ETF	922908736	533,166	1,549	SH		SOLE	0	1,549	0	0
SPDR BLOOMBERG SHORT TERM HIGH YIELD BOND ETF	ETF	78468R408	211,066	8,369	SH		SOLE	0	8,369	0	0
PEMBINA PIPELINE CORP COM	Stock	706327103	7,492	212	SH		SOLE	0	0	0	212
PHILLIPS 66 COM	Stock	718546104	16,334	100	SH		SOLE	0	0	0	100
VANECK BIOTECH ETF	ETF	92189F726	3,211,500	19,308	SH		SOLE	0	19,308	0	0
CALAMOS DYNAMIC CONV & INCOME COM	CEF	12811V105	32,700	1,500	SH		SOLE	0	0	0	1,500
META PLATFORMS INC CL A	Stock	30303M102	387,978	799	SH		SOLE	0	799	0	0
INGREDION INC COM	Stock	457187102	95	1	SH		SOLE	0	0	0	0
LPL FINL HLDGS INC COM	Stock	50212V100	412,680	1,562	SH		SOLE	0	1,562	0	0
VANECK MORNINGSTAR WIDE MOAT ETF	ETF	92189F643	904,484	10,061	SH		SOLE	1	10,061	0	0
VANECK MORNINGSTAR WIDE MOAT ETF	ETF	92189F643	19,281,185	214,474	SH		SOLE	0	214,473	0	0
SERVICENOW INC COM	Stock	81762P102	369,764	485	SH		SOLE	0	485	0	0
JABIL INC COM	Stock	466313103	2,952,392	22,041	SH		DFND	1	0	0	22,041
JABIL INC COM	Stock	466313103	23,261,087	173,655	SH		SOLE	0	171,356	0	2,299
HALEON PLC SPON ADS	ADR	405552100	1,486	175	SH		SOLE	0	175	0	0
BROADCOM INC COM	Stock	11135F101	4,074,310	3,074	SH		DFND	1	0	0	3,074
BROADCOM INC COM	Stock	11135F101	35,169,125	26,535	SH		SOLE	0	26,105	0	429
METLIFE INC COM	Stock	59156R108	2,815,735	37,994	SH		DFND	1	0	0	37,994
METLIFE INC COM	Stock	59156R108	21,306,420	287,497	SH		SOLE	0	284,022	0	3,475
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	3,637	49	SH		SOLE	1	49	0	0
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	462,687	6,234	SH		DFND	1	0	0	6,234
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	1,748,549	23,559	SH		SOLE	0	6,399	0	17,160
KINDER MORGAN INC DEL COM	Stock	49456B101	1,108,103	60,420	SH		DFND	1	0	0	60,420
KINDER MORGAN INC DEL COM	Stock	49456B101	2,853,698	155,600	SH		SOLE	0	152,711	0	2,888
ACCENTURE PLC IRELAND SHS CLASS A	Stock	G1151C101	1,665,808	4,806	SH		DFND	1	0	0	4,806
ACCENTURE PLC IRELAND SHS CLASS A	Stock	G1151C101	18,735,137	54,053	SH		SOLE	0	53,369	0	683
ISHARES U.S. MEDICAL DEVICES ETF	ETF	464288810	3,382,518	57,732	SH		SOLE	0	57,732	0	0
NVIDIA CORPORATION COM	Stock	67066G104	86,742	96	SH		DFND	1	0	0	96
NVIDIA CORPORATION COM	Stock	67066G104	1,497,535	1,657	SH		SOLE	0	1,657	0	0
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF	ETF	464288646	4,102	80	SH		DFND	1	0	0	80
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF	ETF	464288646	61,844	1,206	SH		SOLE	0	1,206	0	0
WESTERN DIGITAL CORP. COM	Stock	958102105	58	1	SH		SOLE	0	0	0	0
CUMMINS INC COM	Stock	231021106	1,447,910	4,914	SH		DFND	1	0	0	4,914
CUMMINS INC COM	Stock	231021106	2,020,925	6,859	SH		SOLE	0	6,652	0	206
EOG RES INC COM	Stock	26875P101	1,211,412	9,476	SH		DFND	1	0	0	9,476
EOG RES INC COM	Stock	26875P101	3,027,507	23,682	SH		SOLE	0	23,239	0	443
ABBVIE INC COM	Stock	00287Y109	1,340,802	7,363	SH		DFND	1	0	0	7,363
ABBVIE INC COM	Stock	00287Y109	4,258,365	23,385	SH		SOLE	0	22,130	0	1,254
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	31,682	614	SH		SOLE	0	0	0	614
VANGUARD TOTAL BOND MARKET ETF	ETF	921937835	14,453	199	SH		DFND	1	0	0	199
VANGUARD TOTAL BOND MARKET ETF	ETF	921937835	152,523	2,100	SH		SOLE	0	756	0	1,344
KENVUE INC COM	Stock	49177J102	3,777	176	SH		SOLE	0	176	0	0
NATIONAL FUEL GAS CO COM	Stock	636180101	1,677,192	31,221	SH		DFND	1	0	0	31,221
NATIONAL FUEL GAS CO COM	Stock	636180101	15,098,812	281,065	SH		SOLE	0	278,521	0	2,544
CELANESE CORP DEL COM	Stock	150870103	86	1	SH		SOLE	0	0	0	0
ZOETIS INC CL A	Stock	98978V103	80,375	475	SH		DFND	1	0	0	475
ZOETIS INC CL A	Stock	98978V103	314,392	1,858	SH		SOLE	0	1,858	0	0
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	11	0	SH		SOLE	0	0	0	0
GRACO INC COM	Stock	384109104	392,252	4,197	SH		SOLE	0	4,197	0	0
ENERGOUS CORP COM NEW	Stock	29272C202	10	5	SH		SOLE	0	5	0	0
QUALCOMM INC COM	Stock	747525103	1,297,007	7,661	SH		DFND	1	0	0	7,661
QUALCOMM INC COM	Stock	747525103	4,431,340	26,174	SH		SOLE	0	25,854	0	320
T-MOBILE US INC COM	Stock	872590104	1,699,773	10,414	SH		DFND	1	0	0	10,414
T-MOBILE US INC COM	Stock	872590104	16,799,092	102,923	SH		SOLE	0	102,223	0	700
GENERAL DYNAMICS CORP COM	Stock	369550108	1,336,460	4,731	SH		DFND	1	0	0	4,731
GENERAL DYNAMICS CORP COM	Stock	369550108	3,543,724	12,545	SH		SOLE	0	12,338	0	206
VERALTO CORP COM SHS	Stock	92338C103	798	9	SH		DFND	1	0	0	9
MCDONALDS CORP COM	Stock	580135101	1,005,998	3,568	SH		DFND	1	0	0	3,568
MCDONALDS CORP COM	Stock	580135101	2,969,098	10,531	SH		SOLE	0	10,365	0	165
NCR ATLEOS CORPORATION COM SHS	Stock	63001N106	178	9	SH		SOLE	0	9	0	0
CISCO SYS INC COM	Stock	17275R102	2,800,400	56,109	SH		DFND	1	0	0	56,109
CISCO SYS INC COM	Stock	17275R102	18,438,542	369,436	SH		SOLE	0	364,639	0	4,796
VANGUARD TOTAL INTERNATIONAL BOND ETF	ETF	92203J407	30,301	616	SH		DFND	1	0	0	616
VANGUARD TOTAL INTERNATIONAL BOND ETF	ETF	92203J407	112,989	2,297	SH		SOLE	1	2,297	0	0
VANGUARD TOTAL INTERNATIONAL BOND ETF	ETF	92203J407	4,899,978	99,613	SH		SOLE	0	99,613	0	0
TAPESTRY INC COM	Stock	876030107	1,955,274	41,181	SH		DFND	1	0	0	41,181
TAPESTRY INC COM	Stock	876030107	18,442,087	388,418	SH		SOLE	0	386,920	0	1,498
ADVANCED MICRO DEVICES INC COM	Stock	007903107	1,805	10	SH		SOLE	0	0	0	10
CDW CORP COM	Stock	12514G108	393,134	1,537	SH		SOLE	0	1,537	0	0
AT&T INC COM	Stock	00206R102	1,148,224	65,240	SH		DFND	1	0	0	65,240
AT&T INC COM	Stock	00206R102	2,821,706	160,324	SH		SOLE	0	153,641	0	6,683
VANGUARD INTERMEDIATE-TERM BOND ETF	ETF	921937819	19,755	262	SH		SOLE	0	80	0	182
ENERGY SELECT SECTOR SPDR FUND	ETF	81369Y506	218,087	2,310	SH		SOLE	0	2,310	0	0
MATERIALS SELECT SECTOR SPDR FUND	ETF	81369Y100	116,577	1,255	SH		SOLE	0	1,255	0	0
SPDR PORTFOLIO SHORT TERM TREASURY ETF	ETF	78468R101	69,119	2,390	SH		DFND	1	0	0	2,390
SPDR S&P REGIONAL BANKING ETF	ETF	78464A698	2,061	41	SH		SOLE	1	41	0	0
SPDR S&P REGIONAL BANKING ETF	ETF	78464A698	14,330	285	SH		SOLE	0	285	0	0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND	ETF	81369Y407	393,708	2,141	SH		SOLE	0	1,641	0	500
INDUSTRIAL SELECT SECTOR SPDR FUND	ETF	81369Y704	160,347	1,273	SH		SOLE	0	1,273	0	0
ISHARES SEMICONDUCTOR ETF	ETF	464287523	358,535	1,587	SH		SOLE	1	1,587	0	0
ISHARES SEMICONDUCTOR ETF	ETF	464287523	10,207,596	45,182	SH		SOLE	0	45,182	0	0
ISHARES EXPANDED TECH-SOFTWARE SECTOR ETF	ETF	464287515	3,629,006	42,559	SH		SOLE	0	42,559	0	0
NETAPP INC COM	Stock	64110D104	1,253,657	11,943	SH		DFND	1	0	0	11,943
NETAPP INC COM	Stock	64110D104	4,206,284	40,071	SH		SOLE	0	39,618	0	453
VEEVA SYS INC CL A COM	Stock	922475108	4,634	20	SH		SOLE	0	0	0	20
ROBO GLOBAL ROBOTICS & AUTOMATION INDEX ETF	ETF	301505707	2,975,276	50,738	SH		SOLE	0	50,738	0	0
BLACKROCK SHORT DURATION BOND ETF	ETF	46431W507	18,115	359	SH		SOLE	0	359	0	0
ISHARES S&P 500 VALUE ETF	ETF	464287408	76,405	409	SH		SOLE	1	409	0	0
ISHARES S&P 500 VALUE ETF	ETF	464287408	191,667	1,026	SH		SOLE	0	1,026	0	0
ISHARES S&P 500 GROWTH ETF	ETF	464287309	317,157	3,756	SH		SOLE	1	3,756	0	0
ISHARES S&P 500 GROWTH ETF	ETF	464287309	476,410	5,642	SH		DFND	1	0	0	5,642
ISHARES S&P 500 GROWTH ETF	ETF	464287309	3,597,397	42,603	SH		SOLE	0	7,567	0	35,036
ISHARES CORE S&P 500 ETF	ETF	464287200	613,527	1,167	SH		DFND	1	0	0	1,167
ISHARES CORE S&P 500 ETF	ETF	464287200	3,016,418	5,738	SH		SOLE	0	834	0	4,903
THE CIGNA GROUP COM	Stock	125523100	1,628,544	4,484	SH		DFND	1	0	0	4,484
THE CIGNA GROUP COM	Stock	125523100	19,378,774	53,357	SH		SOLE	0	52,966	0	391
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF	ETF	46435GAA0	1,908,177	80,007	SH		SOLE	0	5,556	0	74,451
ROSS STORES INC COM	Stock	778296103	1,575,175	10,733	SH		DFND	1	0	0	10,733
ROSS STORES INC COM	Stock	778296103	19,340,014	131,780	SH		SOLE	0	130,966	0	813
MASIMO CORP COM	Stock	574795100	3,818	26	SH		SOLE	0	0	0	26
WELLS FARGO CO NEW COM	Stock	949746101	1,507	26	SH		SOLE	0	0	0	26
ISHARES MBS ETF	ETF	464288588	6,007	65	SH		SOLE	0	0	0	65
ISHARES MBS ETF	ETF	464288588	8,041	87	SH		SOLE	1	87	0	0
ISHARES PREFERRED & INCOME SECURITIES ETF	ETF	464288687	1,174,262	36,434	SH		SOLE	0	36,433	0	0
MICROCHIP TECHNOLOGY INC. COM	Stock	595017104	558,624	6,227	SH		SOLE	0	6,227	0	0
MCCORMICK & CO INC COM NON VTG	Stock	579780206	1,536	20	SH		SOLE	0	0	0	20
DARDEN RESTAURANTS INC COM	Stock	237194105	1,714,625	10,258	SH		DFND	1	0	0	10,258
DARDEN RESTAURANTS INC COM	Stock	237194105	15,888,443	95,055	SH		SOLE	0	93,886	0	1,169
THERMO FISHER SCIENTIFIC INC COM	Stock	883556102	390,573	672	SH		SOLE	0	672	0	0
VANGUARD MID-CAP VALUE ETF	ETF	922908512	79,514	510	SH		SOLE	1	510	0	0
VANGUARD MID-CAP VALUE ETF	ETF	922908512	408,328	2,619	SH		DFND	1	0	0	2,619
VANGUARD MID-CAP VALUE ETF	ETF	922908512	2,446,072	15,689	SH		SOLE	0	2,011	0	13,678
LOCKHEED MARTIN CORP COM	Stock	539830109	943,400	2,074	SH		DFND	1	0	0	2,074
LOCKHEED MARTIN CORP COM	Stock	539830109	3,021,919	6,643	SH		SOLE	0	6,538	0	105
JPMORGAN CHASE & CO COM	Stock	46625H100	1,644,463	8,210	SH		DFND	1	0	0	8,210
JPMORGAN CHASE & CO COM	Stock	46625H100	4,389,208	21,913	SH		SOLE	0	20,559	0	1,354
CHEVRON CORP NEW COM	Stock	166764100	3,045,802	19,309	SH		DFND	1	0	0	19,309
CHEVRON CORP NEW COM	Stock	166764100	18,746,782	118,846	SH		SOLE	0	117,332	0	1,514
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414	51,863	482	SH		SOLE	0	387	0	95
CONOCOPHILLIPS COM	Stock	20825C104	31,820	250	SH		SOLE	0	250	0	0
DANAHER CORPORATION COM	Stock	235851102	316,395	1,267	SH		SOLE	0	1,267	0	0
TJX COS INC NEW COM	Stock	872540109	393,408	3,879	SH		SOLE	0	3,879	0	0
BANK AMERICA CORP COM	Stock	060505104	56,880	1,500	SH		SOLE	0	1,500	0	0
TERADATA CORP DEL COM	Stock	88076W103	696	18	SH		SOLE	0	18	0	0
SPDR S&P DIVIDEND ETF	ETF	78464A763	205,128	1,563	SH		SOLE	1	1,563	0	0
SPDR S&P DIVIDEND ETF	ETF	78464A763	918,155	6,996	SH		DFND	1	0	0	6,996
SPDR S&P DIVIDEND ETF	ETF	78464A763	3,623,405	27,609	SH		SOLE	0	3,600	0	24,009
WALMART INC COM	Stock	931142103	195,514	3,249	SH		SOLE	0	3,249	0	0
ISHARES 3-7 YEAR TREASURY BOND ETF	ETF	464288661	2,200	19	SH		DFND	1	0	0	19
ISHARES 3-7 YEAR TREASURY BOND ETF	ETF	464288661	422,707	3,650	SH		SOLE	0	1,359	0	2,291
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	1,499,991	7,855	SH		DFND	1	0	0	7,855
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	3,339,196	17,486	SH		SOLE	0	17,088	0	398
ORACLE CORP COM	Stock	68389X105	2,406,185	19,156	SH		DFND	1	0	0	19,156
ORACLE CORP COM	Stock	68389X105	22,520,276	179,287	SH		SOLE	0	177,659	0	1,628
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	65,412	1,566	SH		SOLE	1	1,566	0	0
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	180,989	4,333	SH		DFND	1	0	0	4,333
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	1,256,734	30,087	SH		SOLE	0	8,593	0	21,494
TEXAS INSTRS INC COM	Stock	882508104	1,004,321	5,765	SH		DFND	1	0	0	5,765
TEXAS INSTRS INC COM	Stock	882508104	2,806,966	16,113	SH		SOLE	0	15,854	0	258
TARGET CORP COM	Stock	87612E106	2,990,773	16,877	SH		DFND	1	0	0	16,877
TARGET CORP COM	Stock	87612E106	13,584,775	76,659	SH		SOLE	0	76,004	0	655
VANGUARD HIGH DIVIDEND YIELD INDEX ETF	ETF	921946406	104,172	861	SH		SOLE	0	0	0	861
PFIZER INC COM	Stock	717081103	2,404,149	86,636	SH		DFND	1	0	0	86,636
PFIZER INC COM	Stock	717081103	12,886,295	464,371	SH		SOLE	0	461,158	0	3,212
MORGAN STANLEY COM NEW	Stock	617446448	2,917,642	30,986	SH		DFND	1	0	0	30,986
MORGAN STANLEY COM NEW	Stock	617446448	19,547,466	207,598	SH		SOLE	0	205,969	0	1,629
3M CO COM	Stock	88579Y101	21,214	200	SH		SOLE	0	0	0	200
KLA CORP COM NEW	Stock	482480100	463,152	663	SH		SOLE	0	663	0	0
HP INC COM	Stock	40434L105	655,170	21,680	SH		DFND	1	0	0	21,680
HP INC COM	Stock	40434L105	2,873,819	95,097	SH		SOLE	0	93,650	0	1,446
GILEAD SCIENCES INC COM	Stock	375558103	937,820	12,803	SH		DFND	1	0	0	12,803
GILEAD SCIENCES INC COM	Stock	375558103	2,713,947	37,050	SH		SOLE	0	36,363	0	687
CATERPILLAR INC COM	Stock	149123101	1,465,720	4,000	SH		DFND	1	0	0	4,000
CATERPILLAR INC COM	Stock	149123101	4,303,913	11,746	SH		SOLE	0	11,562	0	183
ALPHABET INC CAP STK CL C	Stock	02079K107	11,420	75	SH		DFND	1	0	0	75
ALPHABET INC CAP STK CL C	Stock	02079K107	683,343	4,488	SH		SOLE	0	2,708	0	1,780
AMERICAN EXPRESS CO COM	Stock	025816109	23,907	105	SH		SOLE	0	105	0	0
AMGEN INC COM	Stock	031162100	2,865,661	10,079	SH		DFND	1	0	0	10,079
AMGEN INC COM	Stock	031162100	20,488,833	72,063	SH		SOLE	0	71,210	0	852
APPLIED MATLS INC COM	Stock	038222105	486,703	2,360	SH		SOLE	0	2,360	0	0
INVESCO VARIABLE RATE PREFERRED ETF	ETF	46138G870	11,006	463	SH		DFND	1	0	0	463
INVESCO VARIABLE RATE PREFERRED ETF	ETF	46138G870	402,711	16,942	SH		SOLE	0	4,230	0	12,712
JD.COM INC SPON ADR CL A	ADR	47215P106	1,205	44	SH		SOLE	0	0	0	44
ARISTA NETWORKS INC COM	Stock	040413106	604,318	2,084	SH		SOLE	0	2,084	0	0
WISDOMTREE EUROPE QUALITY DIVIDEND GROWTH FUND	ETF	97717X610	239,953	7,346	SH		SOLE	1	7,346	0	0
WISDOMTREE EUROPE QUALITY DIVIDEND GROWTH FUND	ETF	97717X610	4,538,665	138,948	SH		SOLE	0	138,947	0	0
SPDR S&P OIL & GAS EXPLORATION & PRODUCTION ETF	ETF	78468R556	327,522	2,114	SH		SOLE	1	2,114	0	0
SPDR S&P OIL & GAS EXPLORATION & PRODUCTION ETF	ETF	78468R556	5,789,368	37,368	SH		SOLE	0	37,367	0	0
MERCADOLIBRE INC COM	Stock	58733R102	6,048	4	SH		SOLE	0	0	0	4
VANGUARD DIVIDEND APPRECIATION ETF	ETF	921908844	44,739	245	SH		SOLE	0	0	0	245
ISHARES 7-10 YEAR TREASURY BOND ETF	ETF	464287440	95	1	SH		SOLE	0	1	0	0
ISHARES 7-10 YEAR TREASURY BOND ETF	ETF	464287440	6,626	70	SH		SOLE	1	70	0	0
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	79,136	808	SH		SOLE	1	808	0	0
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	3,115,776	31,813	SH		SOLE	0	31,813	0	0
EATON CORP PLC SHS	Stock	G29183103	100,058	320	SH		SOLE	0	100	0	220
ISHARES S&P SMALL-CAP 600 VALUE ETF	ETF	464287879	75,426	734	SH		SOLE	1	734	0	0
ISHARES S&P SMALL-CAP 600 VALUE ETF	ETF	464287879	110,878	1,079	SH		DFND	1	0	0	1,079
ISHARES S&P SMALL-CAP 600 VALUE ETF	ETF	464287879	488,624	4,755	SH		SOLE	0	1,770	0	2,985
FIRST TRUST NASDAQ CLEAN EDGE GREEN ENERGY INDEX FUND	ETF	33733E500	208	6	SH		SOLE	0	6	0	0
VANGUARD SHORT-TERM BOND ETF	ETF	921937827	1,922,270	25,072	SH		SOLE	0	25,072	0	0
FIDELITY TOTAL BOND ETF	ETF	316188309	1,137,915	25,114	SH		SOLE	0	25,114	0	0
SYNOPSYS INC COM	Stock	871607107	572,643	1,002	SH		SOLE	0	1,002	0	0
TRINITY INDS INC COM	Stock	896522109	158	6	SH		SOLE	0	5	0	0
BRISTOL-MYERS SQUIBB CO COM	Stock	110122108	1,148,591	21,180	SH		DFND	1	0	0	21,180
BRISTOL-MYERS SQUIBB CO COM	Stock	110122108	2,774,445	51,161	SH		SOLE	0	50,544	0	616
REALTY INCOME CORP COM	REIT	756109104	1,049,107	19,392	SH		DFND	1	0	0	19,392
REALTY INCOME CORP COM	REIT	756109104	2,778,360	51,356	SH		SOLE	0	50,605	0	751
ALTRIA GROUP INC COM	Stock	02209S103	17,753	407	SH		SOLE	0	0	0	407
SPDR DOUBLELINE TOTAL RETURN TACTICAL ETF	ETF	78467V848	15,339	383	SH		DFND	1	0	0	383
EXXON MOBIL CORP COM	Stock	30231G102	104,616	900	SH		SOLE	0	100	0	800
UNITEDHEALTH GROUP INC COM	Stock	91324P102	22,262	45	SH		DFND	1	0	0	45
UNITEDHEALTH GROUP INC COM	Stock	91324P102	546,149	1,104	SH		SOLE	0	870	0	234
VANGUARD MEGA CAP VALUE ETF	ETF	921910840	10,397	87	SH		SOLE	0	87	0	0
PRICE T ROWE GROUP INC COM	Stock	74144T108	215,555	1,768	SH		DFND	1	0	0	1,768
PRICE T ROWE GROUP INC COM	Stock	74144T108	2,606,472	21,379	SH		SOLE	0	21,096	0	282
TRAVELERS COMPANIES INC COM	Stock	89417E109	1,265,540	5,499	SH		DFND	1	0	0	5,499
TRAVELERS COMPANIES INC COM	Stock	89417E109	3,634,324	15,792	SH		SOLE	0	15,574	0	217
LOWES COS INC COM	Stock	548661107	26,747	105	SH		SOLE	0	105	0	0
VANECK INTERMEDIATE MUNI ETF	ETF	92189H201	15,209	327	SH		SOLE	0	327	0	0
ON SEMICONDUCTOR CORP COM	Stock	682189105	52	1	SH		SOLE	0	0	0	0
DEERE & CO COM	Stock	244199105	379,113	923	SH		SOLE	0	923	0	0
COLGATE PALMOLIVE CO COM	Stock	194162103	9,005	100	SH		SOLE	0	0	0	100
ISHARES U.S. PHARMACEUTICALS ETF	ETF	464288836	61,106	900	SH		SOLE	0	0	0	900
APPLE HOSPITALITY REIT INC COM NEW	REIT	03784Y200	70,418	4,299	SH		SOLE	0	0	0	4,299
SHOPIFY INC CL A	Stock	82509L107	165,916	2,150	SH		SOLE	0	0	0	2,150
UTILITIES SELECT SECTOR SPDR FUND	ETF	81369Y886	57,969	883	SH		SOLE	0	883	0	0
CHEMOURS CO COM	Stock	163851108	525	20	SH		SOLE	0	0	0	20
NOVO-NORDISK A S ADR	ADR	670100205	28,762	224	SH		SOLE	0	224	0	0
KRAFT HEINZ CO COM	Stock	500754106	27,048	733	SH		SOLE	0	733	0	0
PAYPAL HLDGS INC COM	Stock	70450Y103	1,679,573	25,072	SH		DFND	1	0	0	25,072
PAYPAL HLDGS INC COM	Stock	70450Y103	15,335,820	228,927	SH		SOLE	0	226,699	0	2,228
FIRST TRUST NASDAQ CYBERSECURITY ETF	ETF	33734X846	451	8	SH		SOLE	0	8	0	0
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF	ETF	78463X889	168,484	4,701	SH		SOLE	0	4,701	0	0
VANGUARD TAX-EXEMPT BOND ETF	ETF	922907746	53,838	1,064	SH		SOLE	0	834	0	230
ISHARES MSCI EAFE ETF	ETF	464287465	51,190	641	SH		SOLE	1	641	0	0
APPLE INC COM	Stock	037833100	2,879,492	16,792	SH		DFND	1	0	0	16,792
APPLE INC COM	Stock	037833100	33,649,086	196,227	SH		SOLE	0	189,046	0	7,181
GOLDMAN SACHS ACTIVEBETA U.S. LARGE CAP EQUITY ETF	ETF	381430503	201,664	1,943	SH		DFND	1	0	0	1,943
GOLDMAN SACHS ACTIVEBETA U.S. LARGE CAP EQUITY ETF	ETF	381430503	1,915,133	18,452	SH		SOLE	0	4,492	0	13,960
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF	ETF	46434VBD1	2,098,895	84,599	SH		SOLE	0	4,989	0	79,609
ISHARES IBONDS DEC 2024 TERM CORPORATE ETF	ETF	46434VBG4	1,876,362	74,905	SH		SOLE	0	4,887	0	70,017
ABBOTT LABS COM	Stock	002824100	90,928	800	SH		DFND	1	0	0	800
ABBOTT LABS COM	Stock	002824100	332,569	2,926	SH		SOLE	0	2,926	0	0
DISNEY WALT CO COM	Stock	254687106	39,767	325	SH		SOLE	0	25	0	300
BOOKING HOLDINGS INC COM	Stock	09857L108	97,953	27	SH		SOLE	0	27	0	0
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	48,718	272	SH		SOLE	0	224	0	48
Ishares Iboxx Inv Gr	Com	464287242	654	6	SH		SOLE	1	6	0	0
Ishares US Real Estate ETF	Com	464287739	1,888	21	SH		SOLE	1	21	0	0
SPDR S&P 500	Com	78462F103	15,692	30	SH		SOLE	1	30	0	0
SPDR S&P Div ETF	Com	78464A763	2,625	20	SH		SOLE	1	20	0	0
SPDR Doubleline	Com	78467V848	2,563	64	SH		SOLE	1	64	0	0
Vanguard Total Bond	Com	921937835	1,235	17	SH		SOLE	1	17	0	0
DUBUQUE CAPITAL, INC	Com	978978978	1,000	100,000	SH		DFND	1	0	100,000	0

Check here if Amendment:	☐ Amendment Number:
This Amendment (Check only one.):	☐ is a restatement. ☐ adds new holdings entries.

Name:	VALLEY WEALTH MANAGERS, INC.
Address:	80 EAST RIDGEWOOD AVENUE
	SUITE 3
	PARAMUS, NJ 07652
Form 13F File Number:	028-04334

Name:	Steven A. Tussi
Title:	Chief Investment Officer
Phone:	973-808-4144

Number of Other Included Managers:	1
Form 13F Information table Entry Total:	480
Form 13F Information table Value Total:	1327146649 (thousands)

Institutional Investment Manager Filing this Report:

Signature, Place, and Date of Signing:

Report Type (Check only one.):

List of Other Managers Reporting for this Manager
[If there are no entries in this list, omit this section.]

Form 13F Summary Page

Report Summary:

List of Other Included Managers:

Institutional Investment Manager Filing this Report:

Signature, Place, and Date of Signing:

Report Type (Check only one.):

List of Other Managers Reporting for this Manager[If there are no entries in this list, omit this section.]

Form 13F Summary Page

Report Summary:

List of Other Included Managers:

List of Other Managers Reporting for this Manager
[If there are no entries in this list, omit this section.]