April 20, 2021
VIA EDGAR
The United States Securities
    and Exchange Commission
100 F. Street, NE
Washington, D.C. 20549-8629
Subject: Nationwide Life Insurance Company
Registration Statements filed on Form N-4
Nationwide Variable Account  
Soloist 002-58043
Nationwide Destination Income Annuity 333-176908
Nationwide Variable Account - II  
BOA IV 002-75059
BOA America's VISION Annuity 033-67636
BOA America's FUTURE Annuity II 333-103093
Nationwide Destination All American Gold 333-103094
Compass All American Gold  
Key All American Gold  
M&T All American Gold (Variable Annuity Portfolio II)  
Wells Fargo Gold Variable Annuity  
BOA Achiever Annuity 333-103095
America's Horizon Annuity  
BOA Future Venue Annuity 333-104513
Nationwide Heritage Annuity  
BOA Elite Venue Annuity 333-104512
Destination Future 333-235382
Destination Future NY 333-235383
Nationwide Destination B 333-160635
Nationwide Destination B NY (2.0) 333-177441
Nationwide Destination C 333-104511
Nationwide Destination EV (2.0) 333-177316
Nationwide Destination EV NY (2.0) 333-177319
Nationwide Destination L 333-151990
Nationwide Destination L (2.0) 333-177581
Nationwide Destination L NY (2.0) 333-177582
Nationwide Destination Navigator (2.0) 333-177934
Nationwide Destination Navigator NY (2.0) 333-177938
Nationwide Destination All American Gold (2.0) 333-177729
Nationwide Destination All American Gold NY (2.0) 333-177731
Nationwide Destination Architect 2.0 333-182494
Nationwide Variable Account - 4  
Columbus, Ohio 43215-2220 Nationwide Financial
Legal Counsel to the Nationwide Insurance Companies and their Associated Companies

 

America's marketFLEX® II Annuity 333-135650
America's marketFLEX® Edge Annuity  
America's marketFLEX® Advisor Annuity 333-140812
JP Morgan Multi-Asset Choice 333-240010
JP Morgan Multi-Asset Choice New York 333-240009
Nationwide Destination Freedom+ 333-201820
Nationwide Variable Account - 7  
Best of America All American Annuity 033-89560
Sun Trust All American  
M&T All American (M&T Variable Annuity Portfolio)  
Compass All American  
Nationwide Variable Account - 9  
BOA America's Future Annuity 333-28995
Key Future  
NEA Valuebuilder Future  
Waddell & Reed Advisors Select Plus Annuity  
America's Future Horizon Annuity  
The BB&T Future Annuity  
BOA V 333-56073
NEA Valuebuilder Select  
Nationwide Variable Account - 12  
Waddell & Reed Advisors Select Preferred 333-108894
Nationwide Variable Account - 15  
Nationwide Advisory Retirement Income Annuity 333-227783
Nationwide Advisory Retirement Income Annuity NY 333-227780
Multi-Flex Variable Account  
NEA Valuebuilder 002-75174
Ladies and Gentlemen:
Pursuant to Rule 497(j) under the Securities Act of 1933 and in lieu of filing under paragraph (c) of Rule 497, we hereby certify respecting the above-captioned registration statements on Form N-4 that:
(1) the form of prospectus and Statement of Additional Information that would have been filed under Rule 497(c) would not have differed from that contained in the most recent amendment to the registration statement, and
(2) the text of the most recent amendment to the registration statement has been filed electronically.
Please contact the undersigned at 614-249-8782 with any questions regarding this filing.
Very truly yours,
NATIONWIDE LIFE INSURANCE COMPANY
/s/ JAMIE RUFF CASTO
Jamie Ruff Casto
AVP, Associate General Counsel
Columbus, Ohio 43215-2220 Nationwide Financial
Legal Counsel to the Nationwide Insurance Companies and their Associated Companies