UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8

Report for the Calendar Year or Quarter Ended:
06-30-2022
Check here if Amendment: Amendment Number:
This Amendment (Check only one.): is a restatement.
adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:
Harbor Group, Inc.
Address:
331 SOUTH RIVER ROAD
BEDFORD, NH 03110
Form 13F File Number:

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.


Person Signing this Report on Behalf of Reporting Manager:
Name:
Timothy Riley
Title:
Chief Compliance Officer
Phone:
603-668-0634


Signature, Place, and Date of Signing:

/s/Timothy Riley
                         [Signature]
Bedford, NEW HAMPSHIRE
                 [City, State]
07-15-2022
                           [Date]
                          

Report Type (Check only one.):

13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) 

13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) 

13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
0
Form 13F Information table Entry Total:
51
Form 13F Information table Value Total:
136114
          (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]

  
NONE


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8

COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
ADVANCED MICRO DEVICES INCCOM0079031072533,305SHSOLE 0 0 3,305
ANALOG DEVICES INCCOM0326541057134,881SHSOLE 0 0 4,881
APPLE INCCOM0378331001,45010,603SHSOLE 0 0 10,603
AT&T INCCOM00206R10250323,994SHSOLE 0 0 23,994
BERKSHIRE HATHAWAY INC DELCL B NEW0846707025682,082SHSOLE 0 0 2,082
CANO HEALTH INC*W EXP 06/03/20213781Y1114362,532SHSOLE 0 0 62,532
CANO HEALTH INCCOM CL A13781Y103447101,963SHSOLE 0 0 101,963
DIMENSIONAL ETF TRUSTUS CORE EQUITY 225434V70830413,043SHSOLE 0 0 13,043
DIMENSIONAL ETF TRUSTUS TARGETED VLU25434V60943810,896SHSOLE 0 0 10,896
DIMENSIONAL ETF TRUSTWORLD EX US CORE25434V8802,753128,406SHSOLE 0 0 128,406
ELEVANCE HEALTH INCCOM036752103421872SHSOLE 0 0 872
EXXON MOBIL CORPCOM30231G1024024,690SHSOLE 0 0 4,690
HERITAGE INSURANCE HLDGS INCCOM42727J1025018,918SHSOLE 0 0 18,918
INTUITCOM4612021035121,329SHSOLE 0 0 1,329
INVESCO QQQ TRUNIT SER 146090E1034251,516SHSOLE 0 0 1,516
ISHARES TRCORE S&P MCP ETF46428750725,555112,961SHSOLE 0 0 112,961
ISHARES TRCORE S&P SCP ETF46428780415,745170,382SHSOLE 0 0 170,382
ISHARES TRCORE S&P500 ETF4642872006,86518,106SHSOLE 0 0 18,106
ISHARES TRCORE TOTAL USD46434V61357712,324SHSOLE 0 0 12,324
ISHARES TREAFE GRWTH ETF4642888851,59619,825SHSOLE 0 0 19,825
ISHARES TREAFE VALUE ETF4642888772415,553SHSOLE 0 0 5,553
ISHARES TRGRWT ALLOCAT ETF4642898673717,729SHSOLE 0 0 7,729
ISHARES TRMSCI EMG MKT ETF4642872343268,131SHSOLE 0 0 8,131
ISHARES TRMSCI USA ESG SLC4642888022292,834SHSOLE 0 0 2,834
ISHARES TRRUS 1000 ETF4642876222101,012SHSOLE 0 0 1,012
ISHARES TRRUS 1000 GRW ETF4642876143731,704SHSOLE 0 0 1,704
J P MORGAN EXCHANGE TRADED FULTRA SHT MUNCPL46641Q6543005,923SHSOLE 0 0 5,923
JOHNSON & JOHNSONCOM4781601042951,662SHSOLE 0 0 1,662
JPMORGAN CHASE & COCOM46625H1004143,680SHSOLE 0 0 3,680
MASTERCARD INCORPORATEDCL A57636Q104222703SHSOLE 0 0 703
MICROSOFT CORPCOM5949181043911,521SHSOLE 0 0 1,521
RAYTHEON TECHNOLOGIES CORPCOM75513E1016236,483SHSOLE 0 0 6,483
SCHWAB STRATEGIC TRSCHWAB FDT US LG8085247711,33926,301SHSOLE 0 0 26,301
SCHWAB STRATEGIC TRUS LCAP GR ETF80852430014,472249,557SHSOLE 0 0 249,557
SCHWAB STRATEGIC TRUS LCAP VA ETF8085244097,471119,695SHSOLE 0 0 119,695
SCHWAB STRATEGIC TRUS LRG CAP ETF8085242014,819107,899SHSOLE 0 0 107,899
SCHWAB STRATEGIC TRUS MID-CAP ETF80852450811,064176,375SHSOLE 0 0 176,375
SCHWAB STRATEGIC TRUS SML CAP ETF8085246072,13054,636SHSOLE 0 0 54,636
SPDR S&P 500 ETF TRTR UNIT78462F1034941,309SHSOLE 0 0 1,309
SPDR SER TRNUVEEN BLMBRG MU78468R72172515,800SHSOLE 0 0 15,800
SPDR SER TRNUVEEN BLOOMBERG78464A28491717,838SHSOLE 0 0 17,838
SPDR SER TRPRTFLO S&P500 GW78464A4095,840111,704SHSOLE 0 0 111,704
SPDR SER TRPRTFLO S&P500 VL78464A50812,863349,360SHSOLE 0 0 349,360
SPRINKLR INCCL A85208T10711010,875SHSOLE 0 0 10,875
SSGA ACTIVE ETF TRMULT ASS RLRTN78467V1034,034144,209SHSOLE 0 0 144,209
T ROWE PRICE ETF INCPRICE BLUE CHIP87283Q1073,962180,354SHSOLE 0 0 180,354
VANGUARD INDEX FDSGROWTH ETF9229087368463,794SHSOLE 0 0 3,794
VANGUARD TAX-MANAGED INTL FDVAN FTSE DEV MKT9219438582686,574SHSOLE 0 0 6,574
VELO3D INCCOMMON STOCK92259N1042518,292SHSOLE 0 0 18,292
VERIZON COMMUNICATIONS INCCOM92343V1043987,844SHSOLE 0 0 7,844
VISA INCCOM CL A92826C8397223,666SHSOLE 0 0 3,666