JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.)
SEPARATE ACCOUNTS H AND Q
JOHN HANCOCK LIFE INSURANCE COMPANY OF NEW YORK
SEPARATE ACCOUNT A
Supplement dated May 27, 2025 to PROSPECTUSES dated April 28, 2025
Changes to Variable Investment Options
This Supplement applies to REVOLUTION VALUE VARIABLE ANNUITY, VENTURE® VARIABLE ANNUITY, VENTURE III® VARIABLE ANNUITY, VENTURE VISION® VARIABLE ANNUITY, VENTURE VANTAGE® VARIABLE ANNUITY, WEALTHMARK VARIABLE ANNUITY, and WEALTHMARK ML3 VARIABLE ANNUITY Contracts issued by John Hancock Life Insurance Company (U.S.A.) or John Hancock Life Insurance Company of New York (the “Contracts”). It supplements the prospectus dated April 28, 2025 for the Contract you purchased (the “Annuity Prospectus”).
You should read this Supplement together with the Annuity Prospectus and retain all documents for future reference. We define certain terms in this Supplement. If a term is not defined in this Supplement, it has the meaning given to it in the Annuity Prospectus. If you would like another copy of the Annuity Prospectus please contact our Annuities Service Center at 1-800-344-1029 to request a free copy. You may also visit our website at www.jhannuities.com.
Portfolio Name Change and Subadvisor Change
Effective on or about May 28, 2025 (the “Effective Date”), the following John Hancock Variable Insurance Trust (“JHVIT”) portfolio’s “Former Name” is changing to the “New Name” listed below:
| Former Name | New Name | |
| Capital Appreciation Trust | U.S. Growth Trust |
Moreover, as of the Effective Date, the following JHVIT portfolio’s “Former Subadvisor” will be replaced by the “New Subadvisor” indicated below:
| Former Subadvisor | New Subadvisor | |
| Jennison Associates LLC | Wellington Management Company LLP |
As a result, after the Effective Date, all references in the prospectuses to the Former Name and Former Subadvisor are changed to the New Name and New Subadvisor, respectively.
Changes to Current Expenses
In addition, effective May 28, 2025, there is a reduction in “Current Expenses” for the JHVIT U.S. Growth Trust in the “Appendix: Portfolios Available Under the Contract” section of the Annuity Prospectus.
Accordingly, the name, subadvisor, and “Current Expenses” of the JHVIT U.S. Growth Trust portfolio are updated as follows in the “Appendix: Portfolios Available Under the Contract” section of each Annuity Prospectus where the appendix lists Capital Appreciation Trust Series I:
| Investment Objective | Portfolio and Adviser/Subadviser | Current Expenses |
Average Annual Total Returns (as of 12/31/24) (%) | |||||||||||||||||||
| 1-Year
|
5-Year
|
10-Year
| ||||||||||||||||||||
| To seek long-term growth of capital. |
U.S. Growth Trust – Series I John Hancock Variable Trust Advisers LLC/Wellington Management Company LLP
|
0.64%* | 30.81 | 17.61 | 16.14 | |||||||||||||||||
* This portfolio’s annual expenses reflect temporary fee or expense waivers or reimbursements.
The name, subadvisor, and “Current Expenses” of the JHVIT U.S. Growth Trust portfolio are updated as follows in the “Appendix: Portfolios Available Under the Contract” section of each Annuity Prospectus where the appendix lists Capital Appreciation Trust Series II:
| Investment Objective | Portfolio and Adviser/Subadviser | Current Expenses |
Average Annual Total Returns (as of 12/31/24) (%) | |||||||||||||||||||
| 1-Year
|
5-Year
|
10-Year
| ||||||||||||||||||||
| To seek long-term growth of capital. |
U.S. Growth Trust – Series II John Hancock Variable Trust Advisers LLC/Wellington Management Company LLP
|
0.84%* | 30.54 | 17.36 | 15.90 | |||||||||||||||||
* This portfolio’s annual expenses reflect temporary fee or expense waivers or reimbursements.
The name, subadvisor, and “Current Expenses” of the JHVIT U.S. Growth Trust portfolio are updated as follows in the “Appendix: Portfolios Available Under the Contract” section of each Annuity Prospectus where the appendix lists Capital Appreciation Trust Series NAV:
| Investment Objective | Portfolio and Adviser/Subadviser | Current Expenses |
Average Annual Total Returns (as of 12/31/24) (%) | |||||||||||||||||||
| 1-Year
|
5-Year
|
10-Year
| ||||||||||||||||||||
| To seek long-term growth of capital. |
U.S. Growth Trust – Series NAV John Hancock Variable Trust Advisers LLC/Wellington Management Company LLP
|
0.59%* | 30.71 | 17.68 | 16.20 | |||||||||||||||||
* This portfolio’s annual expenses reflect temporary fee or expense waivers or reimbursements.
You should retain this Supplement for future reference.
Supplement dated May 27, 2025
| 05/25:VAPS74 |
333-70728 | 333-71074 | ||
| 333-70730 | 333-164147 | |||
| 333-70850 | 033-79112 | |||
| 333-71072 | 333-83558 |