Exhibit 99.5

 

TPR Firm:   EdgeMAC Date Submitted: 3/3/2022
Client Name:   Deephaven Report: Supplemental Data
Client Project:   DRMT 2022-2 Loans in report: 41

 

Report Date Deal Loan ID Loan Number Edge MAC ID Seller Loan Number Most Recent Pay History Longest Available  Credit based Modification Flag Type of Modification Modification Term Servicing Transfer Date Borrower 3 Original Score Borrower 4 Original Score Borrower 3 Original Score Date Borrower 4 Original Score Date Borrower 3 Updated Score Borrower 4 Updated Score
03/03/2022 6598640904 XXX XXX XXX X                    
03/03/2022 4646407115 XXX XXX XXX X                    
03/03/2022 1490180451 XXX XXX XXX X                    
03/03/2022 2714235511 XXX XXX XXX X                    
03/03/2022 8191817300 XXX XXX XXX X                    
03/03/2022 5814266290 XXX XXX XXX X                    
03/03/2022 1938361239 XXX XXX XXX X                    
03/03/2022 1715458486 XXX XXX XXX X                    
03/03/2022 6788001469 XXX XXX XXX X                    
03/03/2022 4614365622 XXX XXX XXX X                    
03/03/2022 8840248803 XXX XXX XXX X                    
03/03/2022 1710648266 XXX XXX XXX X                    
03/03/2022 8332291668 XXX XXX XXX X                    
03/03/2022 7728326039 XXX XXX XXX X                    
03/03/2022 9487145928 XXX XXX XXX X                    
03/03/2022 3794728831 XXX XXX XXX X                    
03/03/2022 8031124749 XXX XXX XXX X                    
03/03/2022 9271797628 XXX XXX XXX X                    
03/03/2022 2536532616 XXX XXX XXX X                    
03/03/2022 5691797503 XXX XXX XXX X         776          
03/03/2022 3154214901 XXX XXX XXX X                    
03/03/2022 4041095047 XXX XXX XXX X                    
03/03/2022 6115236013 XXX XXX XXX X                    
03/03/2022 8552162636 XXX XXX XXX X                    
03/03/2022 5190540770 XXX XXX XXX X                    
03/03/2022 6141283100 XXX XXX XXX X                    
03/03/2022 4263623187 XXX XXX XXX X                    
03/03/2022 7785549770 XXX XXX XXX X                    
03/03/2022 2461609956 XXX XXX XXX X                    
03/03/2022 8946117110 XXX XXX XXX X                    
03/03/2022 6246886113 XXX XXX XXX X                    
03/03/2022 5269511822 XXX XXX XXX X                    
03/03/2022 1594175971 XXX XXX XXX X                    
03/03/2022 8713115959 XXX XXX XXX X                    
03/03/2022 9822508881 XXX XXX XXX X                    
03/03/2022 2507123365 XXX XXX XXX X                    
03/03/2022 5934473574 XXX XXX XXX X                    
03/03/2022 8513206191 XXX XXX XXX X                    
03/03/2022 1181540443 XXX XXX XXX X                    
03/03/2022 9889447192 XXX XXX XXX X                    
03/03/2022 4556822906 XXX XXX XXX X                    

 

Report Date Borrower 3 Updated Score Date Borrower 4 Updated Score Date FN Alternative Credit Documentation Borrower Residency Status Co-Borrower Residency Status UW Guideline Author UW Guideline Date UW Guideline Program Originator Credit Grade if appl  Correspondent Name Qualifying Credit Score Qualifying Home Value for LTV HOA Flag HOA Monthly Premium Amount
03/03/2022       Borrower is a US Citizen Borrower is a US Citizen   XXX XXX XXX XXX 669 XXX N  
03/03/2022       Borrower is a US Citizen Borrower is a US Citizen   XXX XXX XXX XXX 669 XXX N  
03/03/2022       Borrower is a US Citizen     XXX XXX XXX XXX 787 XXX Y $169.00
03/03/2022       Borrower is a US Citizen     XXX XXX XXX XXX 748 XXX N  
03/03/2022       Borrower is a US Citizen     XXX XXX XXX XXX 646 XXX Y $100.00
03/03/2022       Borrower is a US Citizen     XXX XXX XXX XXX 677 XXX N  
03/03/2022       Borrower is a US Citizen     XXX XXX XXX XXX 677 XXX N  
03/03/2022       Borrower is a US Citizen     XXX XXX XXX XXX 725 XXX Y $609.09
03/03/2022       Borrower is a US Citizen     XXX XXX XXX XXX 656 XXX N  
03/03/2022       Borrower is a US Citizen     XXX XXX XXX XXX 765 XXX N  
03/03/2022       Borrower is a US Citizen     XXX XXX XXX XXX 691 XXX Y $127.42
03/03/2022       Borrower is a US Citizen Borrower is a US Citizen   XXX XXX XXX XXX 692 XXX Y $107.00
03/03/2022       Borrower is a US Citizen Borrower is a US Citizen   XXX XXX XXX XXX 704 XXX N  
03/03/2022       Borrower is a US Citizen     XXX XXX XXX XXX 788 XXX N  
03/03/2022       Borrower is a US Citizen Borrower is a US Citizen   XXX XXX XXX XXX 745 XXX N  
03/03/2022       Borrower is a US Citizen     XXX XXX XXX XXX 732 XXX N  
03/03/2022     Used Borrower is a Foreign National - missing evidence of legal residency.       XXX XXX XXX XXX   XXX Y $520.00
03/03/2022       Borrower is a US Citizen Borrower is a US Citizen   XXX XXX XXX XXX 774 XXX Y $137.00
03/03/2022       Borrower is a US Citizen     XXX XXX XXX XXX 746 XXX N  
03/03/2022       Borrower is a US Citizen     XXX XXX XXX XXX 758 XXX N  
03/03/2022       Borrower is a US Citizen     XXX XXX XXX XXX 774 XXX N  
03/03/2022       Borrower is a US Citizen     XXX XXX XXX XXX 747 XXX N  
03/03/2022       Borrower is a US Citizen     XXX XXX XXX XXX 747 XXX N  
03/03/2022       Borrower is a US Citizen     XXX XXX XXX XXX 760 XXX Y $764.00
03/03/2022     Not used Borrower is a Foreign National  - Legal residency has been verified Borrower is a Foreign National  - Legal residency has been verified   XXX XXX XXX XXX 749 XXX Y $265.00
03/03/2022       Borrower is a US Citizen     XXX XXX XXX XXX 694 XXX N  
03/03/2022       Borrower is a US Citizen     XXX XXX XXX XXX 771 XXX Y $422.00
03/03/2022       Borrower is a US Citizen     XXX XXX XXX XXX 739 XXX Y $135.00
03/03/2022       Borrower is a US Citizen     XXX XXX XXX XXX 721 XXX N  
03/03/2022       Borrower is a US Citizen Borrower is a US Citizen   XXX XXX XXX XXX 658 XXX Y $95.00
03/03/2022       Borrower is a US Citizen     XXX XXX XXX XXX 796 XXX N  
03/03/2022       Borrower is a US Citizen     XXX XXX XXX XXX 669 XXX N  
03/03/2022       Borrower is a US Citizen     XXX XXX XXX XXX 656 XXX N  
03/03/2022       Borrower is a US Citizen     XXX XXX XXX XXX 760 XXX N  
03/03/2022       Borrower is a US Citizen     XXX XXX XXX XXX 774 XXX Y $384.00
03/03/2022       Borrower is a US Citizen     XXX XXX XXX XXX 765 XXX Y $253.00
03/03/2022       Borrower is a US Citizen Borrower is a US Citizen   XXX XXX XXX XXX 749 XXX N  
03/03/2022       Borrower is a US Citizen     XXX XXX XXX XXX 754 XXX N  
03/03/2022       Borrower is a US Citizen Borrower is a US Citizen   XXX XXX XXX XXX 713 XXX Y $87.00
03/03/2022       Borrower is a US Citizen     XXX XXX XXX XXX 729 XXX Y $269.17
03/03/2022       Borrower is a US Citizen Borrower is a US Citizen   XXX XXX XXX XXX 722 XXX Y $100.00

 

Report Date Borrower Employment Status Co Borrower Employment Status No of Months Statement Type of Statements Assets / Income Doc Source - Bank Statements Income Doc Source (m) - W2 Income Doc Source (m) - Tax Returns Assets / Income Doc Source (m) - Asset Depletion Income Doc Source (m) - P&L Asset Verification (d)
03/03/2022 Salaried Employee Salaried Employee     XXX XXX XXX   XXX 60
03/03/2022 Salaried Employee Salaried Employee     XXX XXX XXX   XXX 60
03/03/2022         XXX   XXX     120
03/03/2022 Self-employed   12 Business Account XXX   XXX     120
03/03/2022 Self-employed   12 Business Account XXX   XXX     120
03/03/2022 Self-employed   12 Business Account XXX   XXX     120
03/03/2022         XXX   XXX     60
03/03/2022 Salaried Employee       XXX XXX XXX     60
03/03/2022 Self-employed   12 Business Account XXX   XXX     120
03/03/2022 Self-employed   12 Business Account XXX   XXX     120
03/03/2022 Self-employed   12 Business Account XXX   XXX     120
03/03/2022 Fixed Income Self-employed     XXX XXX XXX     60
03/03/2022 Self-employed   24 Business Account XXX   XXX     120
03/03/2022 Self-employed   12 Personal Account XXX   XXX     120
03/03/2022 Salaried Employee Salaried Employee     XXX XXX XXX     60
03/03/2022 Self-employed   12 Personal Account XXX   XXX     60
03/03/2022 Self-employed       XXX   XXX     60
03/03/2022 Self-employed Self-employed 12 Business Account XXX   XXX     60
03/03/2022 Self-employed   24 Business Account XXX   XXX     120
03/03/2022 Self-employed       XXX XXX XXX   XXX 60
03/03/2022 Self-employed   12 Business Account XXX   XXX     120
03/03/2022 Self-employed   12 Business Account XXX   XXX     120
03/03/2022 Self-employed   12 Business Account XXX   XXX     120
03/03/2022         XXX   XXX     90
03/03/2022 Salaried Employee Salaried Employee     XXX   XXX     90
03/03/2022 Self-employed   12 Business Account XXX   XXX     60
03/03/2022 Self-employed   12 Business Account XXX   XXX     120
03/03/2022 Self-employed       XXX   XXX   XXX 60
03/03/2022 Self-employed   24 Business Account XXX   XXX     60
03/03/2022 Hourly Employee       XXX XXX XXX     60
03/03/2022 Self-employed   24 Business Account XXX   XXX     60
03/03/2022 Salaried Employee       XXX XXX XXX     60
03/03/2022 Salaried Employee       XXX XXX XXX     60
03/03/2022 Self-employed   12 Personal Account XXX   XXX     60
03/03/2022 Salaried Employee       XXX XXX XXX     60
03/03/2022 Self-employed   12 Personal Account XXX   XXX     60
03/03/2022 Self-employed   24 Business Account XXX   XXX     120
03/03/2022 Self-employed   12 Business Account XXX   XXX     60
03/03/2022 Self-employed Self-employed 12 Business Account XXX         120
03/03/2022 Self-employed   12 Business Account XXX   XXX     60
03/03/2022 Self-employed Salaried Employee 12 Business Account XXX XXX XXX     60

 

Report Date Borrower 1 Doc Type Borrower 2 Doc Type Borrower 3 Doc Type Borrower 4 Doc Type Investor DTI Prop DTI  Actual In Place Rent Third Party Market Rent Recourse Rent Loss Insurance m  Executed NOO Docs In File # Units Lease In Place Flag Borrower 1 Type Borrower 2 Type No Mtg Prop With Lender  No of Properties Year Built Total Sq Ft
03/03/2022 Full Doc Full Doc     30.84%           1                                                                                      0 0 XXX  
03/03/2022 Full Doc Full Doc     46.55%           1                                                                                      0 0 XXX  
03/03/2022 DSCR         XXX XXX       1                                                                                N     0 0 XXX XXX
03/03/2022 12 Month Business Bank Statements       34.40%           1                                                                                      0 0 XXX  
03/03/2022 12 Month Business Bank Statements       16.45%           1                                                                                      0 0 XXX  
03/03/2022 12 Month Business Bank Statements       33.80%           1                                                                                      0 0 XXX  
03/03/2022 DSCR         XXX XXX       1                                                                                Y     0 1 XXX XXX
03/03/2022 Full Doc       34.69% XXX XXX       1                                                                                N     0 0 XXX XXX
03/03/2022 12 Month Business Bank Statements       23.30%           1                                                                                      0 0 XXX  
03/03/2022 12 Month Business Bank Statements       19.04%           1                                                                                      0 4 XXX  
03/03/2022 12 Month Business Bank Statements       21.06%           1                                                                                      0 0 XXX  
03/03/2022 12 Month Personal Bank Statements  12 Month Personal Bank Statements      48.69%           1                                                                                      0 0 XXX  
03/03/2022 24 Month Business Bank Statements 24 Month Business Bank Statements     48.27%           1                                                                                      0 0 XXX  
03/03/2022 12 Month Personal Bank Statements        53.24%           1                                                                                      0 0 XXX  
03/03/2022 Full Doc Full Doc     41.39%           1                                                                                      0 1 XXX  
03/03/2022 12 Month Personal Bank Statements        39.93%           1                                                                                      0 0 XXX  
03/03/2022 Full Doc       47.68%           1                                                                                      0 1 XXX  
03/03/2022 12 Month Business Bank Statements 12 Month Business Bank Statements     50.14%           1                                                                                      0 1 XXX  
03/03/2022 24 Month Business Bank Statements       45.86%           1                                                                                      0 0 XXX  
03/03/2022 Full Doc Full Doc Full Doc   17.30%           1                                                                                      0 3 XXX  
03/03/2022 12 Month Business Bank Statements       33.86%           1                                                                                      0 1 XXX  
03/03/2022 12 Month Business Bank Statements       19.41%           1                                                                                      0 1 XXX  
03/03/2022 12 Month Business Bank Statements       28.69%           1                                                                                      0 1 XXX  
03/03/2022 DSCR         XXX XXX       1                                                                                N     0 0 XXX XXX
03/03/2022 Full Doc Full Doc     50.35%           1                                                                                      0 0 XXX  
03/03/2022 12 Month Business Bank Statements       16.60% XXX XXX       1                                                                                N     0 1 XXX XXX
03/03/2022 12 Month Business Bank Statements       25.51%           1                                                                                      0 0 XXX  
03/03/2022 Full Doc       47.46%           1                                                                                      0 0 XXX  
03/03/2022 24 Month Business Bank Statements       29.17%           1                                                                                      0 0 XXX  
03/03/2022 Full Doc Full Doc     53.58%           1                                                                                      0 0 XXX  
03/03/2022 24 Month Business Bank Statements       16.78%           1                                                                                      0 1 XXX  
03/03/2022 Full Doc       45.75%           2                                                                                      0 0 XXX  
03/03/2022 Full Doc       47.93%           2                                                                                      0 0 XXX  
03/03/2022 12 Month Personal Bank Statements        44.09%           1                                                                                      0 0 XXX  
03/03/2022 Full Doc       47.13%           1                                                                                      0 0 XXX  
03/03/2022 12 Month Business Bank Statements       48.16%           1                                                                                      0 0 XXX  
03/03/2022 24 Month Business Bank Statements 24 Month Business Bank Statements     42.91%           1                                                                                      0 1 XXX  
03/03/2022 12 Month Business Bank Statements       12.50%           1                                                                                      0 1 XXX  
03/03/2022 12 Month Business Bank Statements 12 Month Business Bank Statements     30.32%           1                                                                                      0 0 XXX  
03/03/2022 Business - 12m  Bank Statement                    1                                                                                      0 0 XXX  
03/03/2022 Business - 12m  Bank Statement  Business - 12m  Bank Statement                  1                                                                                          XXX  

 

Report Date Property Condition # Beds # Baths Section 8 Acquisition Cost Renovation Cost UW Gross Potential Rent UW Economic Vacancy UW Effective Gross Income UW RE Taxes UW Ins Costs UW Prop Mgmt Fee UW Turnover Costs UW Repairs and Maintenance UW Marketing and Leasing Costs UW Utilities UW Other Costs UW HOA Fees
03/03/2022 C3 - Well maintained/normal wear and tear       XXX         XXX XXX             $0.00
03/03/2022 C3 - Well maintained/normal wear and tear       XXX         XXX XXX             $0.00
03/03/2022 C1 - Newly contracted/Not Previously Occupied 3 2.1 N     0 0 0 XXX XXX $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $2,028.00
03/03/2022 C3 - Well maintained/normal wear and tear       XXX         XXX XXX             $0.00
03/03/2022 C3 - Well maintained/normal wear and tear                 XXX XXX             $1,200.00
03/03/2022 C2 - Relatively new or recently renovated property/Well Maint/No Deferred Maint                 XXX XXX             $0.00
03/03/2022 C3 - Well maintained/normal wear and tear 2 1 N     0 0 0 XXX XXX $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
03/03/2022 C3 - Well maintained/normal wear and tear 1 1 N XXX   44400 0 44400 XXX XXX $7,500.00 $0.00 $1,100.00 $0.00 $75.00 $0.00 $7,309.08
03/03/2022 C3 - Well maintained/normal wear and tear                 XXX XXX             $0.00
03/03/2022 C2 - Relatively new or recently renovated property/Well Maint/No Deferred Maint       XXX         XXX XXX             $0.00
03/03/2022 C3 - Well maintained/normal wear and tear       XXX         XXX XXX             $1,529.04
03/03/2022 C3 - Well maintained/normal wear and tear                 XXX XXX             $1,284.00
03/03/2022 C2 - Relatively new or recently renovated property/Well Maint/No Deferred Maint       XXX         XXX XXX             $0.00
03/03/2022 C3 - Well maintained/normal wear and tear       XXX         XXX XXX             $0.00
03/03/2022 C3 - Well maintained/normal wear and tear       XXX         XXX XXX             $0.00
03/03/2022 C4 - Some minor deferred maint/normal wear and tear/minimal repairs/adequate       XXX         XXX XXX             $0.00
03/03/2022 C3 - Well maintained/normal wear and tear       XXX         XXX XXX             $6,240.00
03/03/2022 C3 - Well maintained/normal wear and tear                 XXX XXX             $1,644.00
03/03/2022 C3 - Well maintained/normal wear and tear       XXX         XXX XXX             $0.00
03/03/2022 C3 - Well maintained/normal wear and tear       XXX         XXX XXX             $0.00
03/03/2022 C2 - Relatively new or recently renovated property/Well Maint/No Deferred Maint                 XXX XXX             $0.00
03/03/2022 C3 - Well maintained/normal wear and tear                 XXX XXX             $0.00
03/03/2022 C3 - Well maintained/normal wear and tear                 XXX XXX             $0.00
03/03/2022 C2 - Relatively new or recently renovated property/Well Maint/No Deferred Maint 2 2 N XXX   0 0 0 XXX XXX $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $9,168.00
03/03/2022 C3 - Well maintained/normal wear and tear       XXX         XXX XXX             $3,180.00
03/03/2022 C3 - Well maintained/normal wear and tear 2 2 N     0 0 0 XXX XXX $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
03/03/2022 C3 - Well maintained/normal wear and tear                 XXX XXX             $5,064.00
03/03/2022 C3 - Well maintained/normal wear and tear       XXX         XXX XXX             $1,620.00
03/03/2022 C3 - Well maintained/normal wear and tear       XXX         XXX XXX             $0.00
03/03/2022 C3 - Well maintained/normal wear and tear                 XXX XXX             $1,140.00
03/03/2022 C3 - Well maintained/normal wear and tear                 XXX XXX             $0.00
03/03/2022 C3 - Well maintained/normal wear and tear                 XXX XXX             $0.00
03/03/2022 C3 - Well maintained/normal wear and tear                 XXX XXX             $0.00
03/03/2022 C2 - Relatively new or recently renovated property/Well Maint/No Deferred Maint                 XXX XXX             $0.00
03/03/2022 C3 - Well maintained/normal wear and tear                 XXX XXX             $4,608.00
03/03/2022 C3 - Well maintained/normal wear and tear       XXX         XXX XXX             $3,036.00
03/03/2022 C3 - Well maintained/normal wear and tear       XXX         XXX XXX             $0.00
03/03/2022 C2 - Relatively new or recently renovated property/Well Maint/No Deferred Maint                 XXX XXX             $0.00
03/03/2022 C4 - Some minor deferred maint/normal wear and tear/minimal repairs/adequate                 XXX XXX             $1,044.00
03/03/2022 C3 - Well maintained/normal wear and tear                 XXX XXX             $3,230.04
03/03/2022 C3 - Well maintained/normal wear and tear                 XXX XXX             $1,200.00

 

Report Date UW Cap Ex Reserve Lease End Date Borrower 1 Name - By Income Borrower 2 Name - By Income Borrower First Name - Per Application Borrower Last Name  - Per Application Co Borrower First Name  - Per Application Co Borrower Last Name - Per Application Guarantor 1 Name Guarantor 1 Experian Score Guarantor 1 Transunion Score Guarantor 1 Most Recent Tri Merge Score Guarantor 1 Most Recent Tri Merge Score Date Guarantor 1 Total Income Guarantor 1 Total Debt Guarantor 2 Name Guarantor 2 Equifax Score
03/03/2022     XXX XXX XXX XXX XXX XXX                  
03/03/2022     XXX XXX XXX XXX XXX XXX                  
03/03/2022 $0.00 1/1/1900 XXX   XXX XXX                      
03/03/2022     XXX   XXX XXX                      
03/03/2022     XXX   XXX XXX                      
03/03/2022     XXX   XXX XXX                      
03/03/2022 $0.00 9/5/2021 XXX   XXX XXX                      
03/03/2022 $472.00 1/1/1900 XXX   XXX XXX                      
03/03/2022     XXX   XXX XXX                      
03/03/2022     XXX   XXX XXX                      
03/03/2022     XXX   XXX XXX                      
03/03/2022     XXX XXX XXX XXX XXX XXX                  
03/03/2022     XXX XXX XXX XXX XXX XXX                  
03/03/2022     XXX   XXX XXX                      
03/03/2022     XXX XXX XXX XXX XXX XXX                  
03/03/2022     XXX   XXX XXX                      
03/03/2022     XXX   XXX XXX                      
03/03/2022     XXX XXX XXX XXX XXX XXX                  
03/03/2022     XXX   XXX XXX                      
03/03/2022     XXX XXX XXX XXX XXX XXX                  
03/03/2022     XXX   XXX XXX                      
03/03/2022     XXX   XXX XXX                      
03/03/2022     XXX   XXX XXX                      
03/03/2022 $0.00 1/1/1900 XXX   XXX XXX                      
03/03/2022     XXX XXX XXX XXX XXX XXX                  
03/03/2022 $0.00 1/1/1900 XXX   XXX XXX                      
03/03/2022     XXX   XXX XXX                      
03/03/2022     XXX   XXX XXX                      
03/03/2022     XXX   XXX XXX                      
03/03/2022     XXX XXX XXX XXX XXX XXX                  
03/03/2022     XXX   XXX XXX                      
03/03/2022     XXX   XXX XXX                      
03/03/2022     XXX   XXX XXX                      
03/03/2022     XXX   XXX XXX                      
03/03/2022     XXX   XXX XXX                      
03/03/2022     XXX   XXX XXX                      
03/03/2022     XXX XXX XXX XXX XXX XXX                  
03/03/2022     XXX   XXX XXX                      
03/03/2022     XXX XXX XXX XXX XXX XXX                  
03/03/2022     XXX   XXX XXX                      
03/03/2022     XXX XXX XXX XXX XXX XXX                  

 

Report Date Guarantor 2 Experian Score Guarantor 2 Transunion Score Guarantor 2 Most Recent Tri Merge Score Guarantor 2 Most Recent Tri Merge Score Date Guarantor 2 Total Income Guarantor 2 Total Debt ACH Payments Tape Cut Off Date Annual Property Tax Annual Insurance Costs Months Bankruptcy 7 11  Months Bankruptcy 13  Months Deed in Lieu Months Short Sale or Pre FC  Months Modification Prior Mtg Rent Late 30d in 24m  Prior Mtg Rent Late 60d in 24m 
03/03/2022                 XXXX XXXX           0 0
03/03/2022                 XXXX XXXX           0 0
03/03/2022                 XXXX XXXX           0 0
03/03/2022                 XXXX XXXX           0 0
03/03/2022                 XXXX XXXX              
03/03/2022                 XXXX XXXX           0 0
03/03/2022                 XXXX XXXX           0 0
03/03/2022                 XXXX XXXX           0 0
03/03/2022                 XXXX XXXX              
03/03/2022                 XXXX XXXX           0 0
03/03/2022                 XXXX XXXX           0 0
03/03/2022                 XXXX XXXX           0 0
03/03/2022                 XXXX XXXX              
03/03/2022                 XXXX XXXX              
03/03/2022                 XXXX XXXX           0 0
03/03/2022                 XXXX XXXX              
03/03/2022                 XXXX XXXX           0 0
03/03/2022                 XXXX XXXX           0 0
03/03/2022                 XXXX XXXX              
03/03/2022                 XXXX XXXX           0 0
03/03/2022                 XXXX XXXX           0 0
03/03/2022                 XXXX XXXX           0 0
03/03/2022                 XXXX XXXX           0 0
03/03/2022                 XXXX XXXX           0 0
03/03/2022                 XXXX XXXX              
03/03/2022                 XXXX XXXX           0 0
03/03/2022                 XXXX XXXX              
03/03/2022                 XXXX XXXX           0 0
03/03/2022                 XXXX XXXX 83         0 0
03/03/2022                 XXXX XXXX           0 0
03/03/2022                 XXXX XXXX           0 0
03/03/2022                 XXXX XXXX 95         0 0
03/03/2022                 XXXX XXXX           0 0
03/03/2022                 XXXX XXXX              
03/03/2022                 XXXX XXXX              
03/03/2022                 XXXX XXXX              
03/03/2022                 XXXX XXXX           0 0
03/03/2022                 XXXX XXXX           0 0
03/03/2022                 XXXX XXXX              
03/03/2022                 XXXX XXXX           0 0
03/03/2022                 XXXX XXXX              

 

Report Date Prior Mtg Rent Late 90d in 24m  Life Event LOE Life Event Documented Prior Occupancy Type Number of Prior Credit Events Loan Application Date Regulatory Loan Purpose APR Points Fees QM Designation ATR Status Rate Lock Date Residual Income Originator QM Agency UW Test Non QM Reason Product Type Non QM Reason DTI Test 43 App Q 
03/03/2022 0       0 XXX Consumer Purpose XXX XXX Non-Qualified Mortgage Compliant XXX XXX   Y N
03/03/2022 0       0 XXX Consumer Purpose XXX   Non-Qualified Mortgage Compliant XXX XXX   Y Y
03/03/2022 0       0 XXX Business Purpose     Not covered / exempt         N N
03/03/2022 0       0 XXX Consumer Purpose XXX XXX Non-Qualified Mortgage Compliant XXX XXX   Y N
03/03/2022   Y     0 XXX Consumer Purpose XXX XXX Non-Qualified Mortgage Compliant XXX XXX   Y N
03/03/2022 0       0 XXX Consumer Purpose XXX XXX Non-Qualified Mortgage Compliant XXX XXX   N N
03/03/2022 0       0 XXX Business Purpose     Not covered / exempt         N N
03/03/2022 0       0 XXX Business Purpose XXX   Not covered / exempt     XXX   N N
03/03/2022         0 XXX Consumer Purpose XXX XXX Non-Qualified Mortgage Compliant XXX XXX   Y N
03/03/2022 0       0 XXX Consumer Purpose XXX XXX Non-Qualified Mortgage Compliant XXX XXX   N N
03/03/2022 0 Y     0 XXX Consumer Purpose XXX XXX Non-Qualified Mortgage Compliant XXX XXX   N N
03/03/2022 0 N     0 XXX Business Purpose XXX   Not covered / exempt   XXX XXX   N N
03/03/2022         0 XXX Consumer Purpose XXX XXX Non-Qualified Mortgage Compliant XXX XXX   N Y
03/03/2022         0 XXX Consumer Purpose XXX XXX Non-Qualified Mortgage Compliant XXX XXX   Y Y
03/03/2022 0       0 XXX Consumer Purpose XXX XXX Non-Qualified Mortgage Compliant XXX XXX   Y N
03/03/2022         0 XXX Consumer Purpose XXX XXX Non-Qualified Mortgage Compliant XXX XXX   Y N
03/03/2022 0       0 XXX Consumer Purpose XXX   Non-Qualified Mortgage Compliant XXX XXX   N Y
03/03/2022 0       0 XXX Consumer Purpose XXX XXX Non-Qualified Mortgage Compliant XXX XXX   N Y
03/03/2022         0 XXX Consumer Purpose XXX XXX Non-Qualified Mortgage Compliant XXX XXX   Y Y
03/03/2022 0       0 XXX Business Purpose XXX   Not covered / exempt     XXX   N N
03/03/2022 0       0 XXX Consumer Purpose XXX XXX Non-Qualified Mortgage Compliant XXX XXX   N N
03/03/2022 0       0 XXX Business Purpose XXX   Not covered / exempt     XXX   N N
03/03/2022 0       0 XXX Consumer Purpose XXX XXX Non-Qualified Mortgage Compliant XXX XXX   Y N
03/03/2022 0       0 XXX Business Purpose     Not covered / exempt         N N
03/03/2022         0 XXX Consumer Purpose XXX   Non-Qualified Mortgage Compliant XXX XXX   Y Y
03/03/2022 0       0 XXX Business Purpose XXX   Not covered / exempt     XXX   N N
03/03/2022         0 XXX Consumer Purpose XXX XXX Non-Qualified Mortgage Compliant XXX XXX   N N
03/03/2022 0       0 XXX Consumer Purpose XXX XXX Non-Qualified Mortgage Compliant XXX XXX   N Y
03/03/2022 0       1 XXX Consumer Purpose XXX XXX Non-Qualified Mortgage Compliant XXX XXX   Y N
03/03/2022 0       0 XXX Consumer Purpose XXX XXX Non-Qualified Mortgage Compliant XXX XXX   N Y
03/03/2022 0       0 XXX Business Purpose XXX   Not covered / exempt     XXX   N N
03/03/2022 0 Y     1 XXX Consumer Purpose XXX XXX Non-Qualified Mortgage Compliant XXX XXX   Y N
03/03/2022 0 Y     0 XXX Consumer Purpose XXX XXX Non-Qualified Mortgage Compliant XXX XXX   Y N
03/03/2022         0 XXX Consumer Purpose XXX XXX Non-Qualified Mortgage Compliant XXX XXX   N Y
03/03/2022         0 XXX Consumer Purpose XXX XXX Non-Qualified Mortgage Compliant XXX XXX   N Y
03/03/2022         0 XXX Consumer Purpose XXX XXX Non-Qualified Mortgage Compliant XXX XXX   N Y
03/03/2022 0       0 XXX Consumer Purpose XXX XXX Non-Qualified Mortgage Compliant XXX XXX   Y N
03/03/2022 0 Y     0 XXX Consumer Purpose XXX XXX Non-Qualified Mortgage Compliant XXX XXX   Y N
03/03/2022         0 XXX Consumer Purpose XXX XXX Non-Qualified Mortgage Compliant XXX XXX   N N
03/03/2022 0       0 XXX Consumer Purpose XXX XXX Non-Qualified Mortgage Compliant XXX XXX   Y N
03/03/2022         0 XXX Consumer Purpose XXX XXX Non-Qualified Mortgage Compliant XXX XXX   Y N

 

Report Date Non QM Reason Not App Q Any DTI  Non QM Reason Pts Fees Non QM Reason Other Executed ATR Docs In File QM ATR Exempt Reason TRID Applicable Full SFIG TRID 3 0 Scope Reviewed LP Grade DU Grade AUS Engine Collateral Underwriter CU risk score Property Inspection Wavier PIW  DSCR PITIA Income Used in DSCR
03/03/2022 Y N N     Y Y             $7,743.78  
03/03/2022 N N N     Y Y             $5,299.82  
03/03/2022 N N N   Investor Property N N           0.84% $3,468.31 $2,900.00
03/03/2022 Y N N     Y Y             $7,622.26  
03/03/2022 Y N N     Y Y             $10,130.29  
03/03/2022 Y N N     Y Y             $12,476.75  
03/03/2022 N N N   Investor Property N N           0.96% $2,495.08 $2,400.00
03/03/2022 N N N   Investor Property N N             $3,820.91  
03/03/2022 Y N N     Y Y             $7,750.80  
03/03/2022 Y Y N     Y Y         No   $6,250.34  
03/03/2022 Y N N     Y Y             $7,336.25  
03/03/2022 N N N   Investor Property N N             $6,445.21  
03/03/2022 Y N N     Y Y             $3,305.10  
03/03/2022 Y N N     Y Y             $6,808.72  
03/03/2022 Y N N     Y Y             $14,604.08  
03/03/2022 Y N N     Y Y             $3,452.09  
03/03/2022 Y N N     Y Y             $7,896.34  
03/03/2022 Y N N     Y Y             $2,965.25  
03/03/2022 Y N N     Y Y             $4,831.45  
03/03/2022 N N N   Investor Property N N             $5,771.20  
03/03/2022 Y N N     Y Y             $8,135.48  
03/03/2022 N N N   Investor Property N N             $24,972.61  
03/03/2022 Y N N     Y Y       1.5     $18,894.84  
03/03/2022 N N N   Investor Property N N           1.34% $3,195.20 $4,275.00
03/03/2022 Y N N     Y Y             $7,943.61  
03/03/2022 N N N   Investor Property N N             $5,510.04  
03/03/2022 Y N N     Y Y             $10,660.57  
03/03/2022 Y N N     Y Y             $5,068.43  
03/03/2022 Y N N     Y Y         No   $3,404.14  
03/03/2022 N N N     Y Y             $2,529.47  
03/03/2022 N N N   Investor Property N N             $1,721.61  
03/03/2022 N N N     Y Y             $3,169.86  
03/03/2022 N N N     Y Y             $8,534.06  
03/03/2022 Y N N     Y Y             $2,274.14  
03/03/2022 N Y N     Y Y         No   $2,381.61  
03/03/2022 Y N N     Y Y             $4,577.45  
03/03/2022 Y N N     Y Y             $12,141.73  
03/03/2022 Y N N     Y Y             $7,675.37  
03/03/2022 Y N N     Y Y             $4,612.74  
03/03/2022 Y N N     Y Y             $21,269.40  
03/03/2022 Y Y N     Y Y             $8,518.06  

 

Report Date Qualifying Rate Maturity Date P I Payment QM DTI ATR DTI Loan Regulation Benchmark Date Benchmark Rate HUD-1 Page 1 (Credits) Total  BALLOON FLAG FIRST RATE ADJUSTMENT DATE FIRST PAYMENT ADJUSTMENT DATE PAYMENT ADJUSTMENT FREQUENCY BORROWER 1 FIRST TIME HOME BUYER BORROWER 2 FIRST TIME HOME BUYER
03/03/2022 4.99% XXX XXX XXX XXX XXX XXX   No XXX XXX 12 months / yearly Borrower has prior home ownership experience within the past 3 years Borrower has prior home ownership experience within the past 3 years
03/03/2022 5.50% XXX XXX XXX XXX XXX XXX   No XXX XXX 12 months / yearly Borrower has prior home ownership experience within the past 3 years Borrower has prior home ownership experience within the past 3 years
03/03/2022 4.88% XXX XXX     XXX XXX   No       Borrower has prior home ownership experience within the past 3 years  
03/03/2022 5.50% XXX XXX XXX XXX XXX XXX   No XXX XXX 6 months Borrower has prior home ownership experience within the past 3 years  
03/03/2022 5.75% XXX XXX XXX XXX XXX XXX XXX No XXX XXX 6 months Borrower is a First Time Home Buyer  
03/03/2022 4.25% XXX XXX XXX XXX XXX XXX XXX No XXX XXX 6 months Borrower has prior home ownership experience within the past 3 years  
03/03/2022 4.88% XXX XXX     XXX XXX   No XXX XXX 6 months Borrower has prior home ownership experience within the past 3 years  
03/03/2022 5.38% XXX XXX XXX XXX XXX XXX   No       Borrower has prior home ownership experience within the past 3 years  
03/03/2022 5.75% XXX XXX XXX XXX XXX XXX   No XXX XXX 6 months Borrower is a First Time Home Buyer  
03/03/2022 4.50% XXX XXX XXX XXX XXX XXX   No       Borrower has prior home ownership experience within the past 3 years  
03/03/2022 5.50% XXX XXX XXX XXX XXX XXX   No       Borrower has prior home ownership experience within the past 3 years  
03/03/2022 5.50% XXX XXX XXX XXX XXX XXX XXX No XXX XXX 6 months Borrower has prior home ownership experience within the past 3 years Borrower has prior home ownership experience within the past 3 years
03/03/2022 5.63% XXX XXX XXX XXX XXX XXX   No       Borrower is a First Time Home Buyer Borrower is a First Time Home Buyer
03/03/2022 4.50% XXX XXX XXX XXX XXX XXX   No XXX XXX 6 months Borrower has prior home ownership experience within the past 3 years  
03/03/2022 3.55% XXX XXX XXX XXX XXX XXX   No XXX XXX 6 months Borrower has prior home ownership experience within the past 3 years Borrower has prior home ownership experience within the past 3 years
03/03/2022 4.25% XXX XXX XXX XXX XXX XXX XXX No XXX XXX 6 months Borrower has prior home ownership experience within the past 3 years  
03/03/2022 4.50% XXX XXX XXX XXX XXX XXX   No       Borrower has prior home ownership experience within the past 3 years  
03/03/2022 6.25% XXX XXX XXX XXX XXX XXX   No       Borrower has prior home ownership experience within the past 3 years Borrower has prior home ownership experience within the past 3 years
03/03/2022 5.50% XXX XXX XXX XXX XXX XXX XXX No XXX XXX 6 months Borrower is a First Time Home Buyer  
03/03/2022 4.50% XXX XXX XXX XXX XXX XXX   No XXX XXX 6 months Borrower has prior home ownership experience within the past 3 years  
03/03/2022 5.63% XXX XXX XXX XXX XXX XXX XXX No       Borrower has prior home ownership experience within the past 3 years  
03/03/2022 4.99% XXX XXX XXX XXX XXX XXX   No XXX XXX 6 months Borrower has prior home ownership experience within the past 3 years  
03/03/2022 4.38% XXX XXX XXX XXX XXX XXX   No XXX XXX 6 months Borrower has prior home ownership experience within the past 3 years  
03/03/2022 4.99% XXX XXX     XXX XXX   No       Borrower has prior home ownership experience within the past 3 years  
03/03/2022 4.50% XXX XXX XXX XXX XXX XXX   No XXX XXX 6 months Borrower is a First Time Home Buyer Borrower is a First Time Home Buyer
03/03/2022 5.99% XXX XXX XXX XXX XXX XXX   No       Borrower has prior home ownership experience within the past 3 years  
03/03/2022 5.63% XXX XXX XXX XXX XXX XXX   No       Borrower is a First Time Home Buyer  
03/03/2022 4.75% XXX XXX XXX XXX XXX XXX   No       Borrower has prior home ownership experience within the past 3 years  
03/03/2022 4.99% XXX XXX XXX XXX XXX XXX   No XXX XXX 6 months Borrower has prior home ownership experience within the past 3 years  
03/03/2022 4.99% XXX XXX XXX XXX XXX XXX   No       Borrower has prior home ownership experience within the past 3 years Borrower has prior home ownership experience within the past 3 years
03/03/2022 4.38% XXX XXX XXX XXX XXX XXX   No       Borrower has prior home ownership experience within the past 3 years  
03/03/2022 4.99% XXX XXX XXX XXX XXX XXX   No XXX XXX 6 months Borrower has prior home ownership experience within the past 3 years  
03/03/2022 4.99% XXX XXX XXX XXX XXX XXX XXX No XXX XXX 6 months Borrower has prior home ownership experience within the past 3 years  
03/03/2022 4.88% XXX XXX XXX XXX XXX XXX   No       Borrower is a First Time Home Buyer  
03/03/2022 4.25% XXX XXX XXX XXX XXX XXX   No       Borrower is a First Time Home Buyer  
03/03/2022 4.25% XXX XXX XXX XXX XXX XXX   No XXX XXX 6 months Borrower is a First Time Home Buyer  
03/03/2022 4.63% XXX XXX XXX XXX XXX XXX XXX No XXX XXX 6 months Borrower has prior home ownership experience within the past 3 years Borrower has prior home ownership experience within the past 3 years
03/03/2022 4.99% XXX XXX XXX XXX XXX XXX   No XXX XXX 6 months Borrower has prior home ownership experience within the past 3 years  
03/03/2022 6.50% XXX XXX XXX XXX XXX XXX   No       Borrower is a First Time Home Buyer Borrower is a First Time Home Buyer
03/03/2022 3.88% XXX XXX XXX XXX XXX XXX   No       Borrower has prior home ownership experience within the past 3 years  
03/03/2022 3.63% XXX XXX XXX XXX XXX XXX   No       Borrower has prior home ownership experience within the past 3 years Borrower has prior home ownership experience within the past 3 years

 

Report Date MOST RECENT BANKRUPTCY FILING DATE MOST RECENT BANKRUPTCY TYPE MOST RECENT BANKRUPTCY DISCHARGE DATE MOST RECENT FORECLOSURE DATE MOST RECENT SHORT SALE DATE MOST RECENT DEED IN LIEU DATE LEASEHOLD INDICATOR QUALIFYING PAYMENT TOTAL ASSETS WARRANTABLE CONDO
03/03/2022             No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022       XXX     No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022       XXX     No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022             No XXX XXX Warrantable Condo
03/03/2022             No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022 XXX XXX XXX       No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022 XXX XXX XXX       No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022             No XXX XXX Warrantable Condo
03/03/2022             No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022             No XXX XXX  
03/03/2022             No XXX XXX