CONSENT OF INDEPENDENT AUDITOR

We consent to the incorporation by reference in this Pre-Effective Amendment No. 1 to Registration

Statement No. 333-283638 on Form N-4 of our report dated March 14, 2025, relating to the statutory

basis financial statements of MEMBERS Life Insurance Company, appearing on Form N-VPFS filed with

the SEC by the Company on April 1, 2025. We also consent to the reference to us under the heading

"Experts" in such Registration Statement.

/s/ DELOITTE & TOUCHE LLP

Chicago, Illinois

April 9, 2025