MEMBERS Life Insurance Company
CERTIFICATION OF CORPORATE RECORDS
I, the undersigned, DO HEREBY CERTIFY that I am a duly appointed Assistant Secretary of MEMBERS Life
Insurance Company (“MLIC”) and that as such officer I have access to MLIC’s books and records and that I
have authority to make this certification; and
I further certify that via Unanimous Written Consent dated and effective December 2, 2024, the Board of
Directors of MLIC adopted the following resolutions which have not been modified or rescinded and are
now in full force and effect:
WHEREAS, the Company’s Board of Directors previously adopted, on July 1, 2019, resolutions
authorizing the President or the President’s designee to take certain actions with respect to writing
modified guaranteed annuity business, including the establishment of separate accounts to be used in
connection with this business, pursuant to Iowa Statute 508A.1, one of which is designated the “Risk
Control Separate Account” (the “Account”), and
WHEREAS, the Company has developed a new TruStage™ ZoneChoice Advantage Annuity Contract
(the “Contract” or “Contracts”);
NOW THEREFORE, BE IT RESOLVED, that the Company’s Board of Directors hereby adopts the
following resolutions authorizing the President or the President’s designee to take certain actions with
respect to writing modified guaranteed annuity business; be it further, 
RESOLVED, that:
1.the Contract is acknowledged as a Contract registered with the Securities and Exchange
Commission (“SEC”), which the Account was established to support;
2.premiums and other amounts the Company receives on account of the Contracts with respect to
the investment options described as Risk Control Accounts in the Contracts shall be allocated to
the Account, for purposes of providing benefits related to or arising under the Contracts;
3.the President, or the President’s designee (with such assistance from the Company’s
independent certified public accountants, legal counsel and independent consultants or others as
the President may require), be, and hereby is, authorized and directed to take all action
necessary to comply with the Investment Company Act of 1940, the Securities Exchange Act of
1934, the Securities Act of 1933 (the “1933 Act”), and other applicable federal and state laws
including to: (a) register the Contract in such amounts, which may be an indefinite amount, as
may from time to time be deemed appropriate under the 1933 Act; and (b) file any amendments
to registration statements, any undertakings, and any applications for exemptions from the
securities laws or other applicable laws as shall be deemed necessary or appropriate;
4.the President, or the President’s designee, be, and hereby is, authorized and empowered to
prepare, execute and cause to be filed with the SEC on the Company and Account’s behalf
notifications of registration, registration statements registering the Contract under the 1933 Act,
and any and all amendments to the foregoing on the Company and Account’s behalf and on
behalf of and as attorneys-in-fact for the principal executive officer and/or the principal financial
officer and/or the principal accounting officer and/or any other officer of the Company;
5.the President, or the President’s designee, be, and hereby is, authorized on the Company and
the Account’s behalf to take any and all action that each of them may deem necessary or
advisable to offer and sell the Contracts, including any registrations, exemptive applications,
filings and qualifications both of the Company, its officers, agents and employees, and of the
Contracts, under the insurance and securities laws of any of the states of the United States of
America or other jurisdictions, and in connection therewith to prepare, execute, deliver and file all
such applications, reports, covenants, resolutions, applications for exemptions, consents to
service of process and other papers and instruments as may be required under such laws, and to
take any and all further action which the President or the Company’s legal counsel may deem
necessary or desirable (including entering into whatever agreements and contracts may be
necessary) in order to maintain such registrations or qualifications for as long as the President or
legal counsel deem it to be in the Account and Company’s best interests;
6.the President, or the President’s designee, be, and hereby is, authorized on the Company and
Account’s behalf to execute and file irrevocable written consents to be used in such states
wherein such consents to service of process may be requisite under the insurance or securities
laws therein in connection with the registration or qualification of the Contract and to appoint the
appropriate state official, or such other person as may be allowed by insurance or securities laws,
agent of the Account and of the Company for the purpose of receiving and accepting process;
7.the President, or the President’s designee, be, and hereby is, authorized to execute an
agreement or agreements as deemed necessary and appropriate (i) with CUNA Brokerage
Services, Inc. (“CBSI”) or other qualified entity or entities under which CBSI or such other entity or
entities will be appointed principal underwriter and distributor for the Contracts, and (ii) with one
or more qualified banks or other qualified entities to provide administrative and/or custody
services in connection with the establishment and maintenance of the Account and the design,
issuance, and administration of the Contracts;
8.the President, or the President’s designee, be, and hereby is, authorized to execute and deliver
these agreements and other documents and do such acts and things as may be necessary or
desirable to carry out the foregoing resolutions and the intent and purposes thereof; and be it
further
RESOLVED, that the foregoing resolution will remain in full force and effect until otherwise revoked by
the Company’s Board of Directors; and
RESOLVED, that if any resolution in any form different from, but generally consistent with the foregoing
is required, such other resolution shall be deemed to have been duly approved and adopted hereby;
and
RESOLVED, that the Company is authorized to seek additional regulatory authority to underwrite, issue,
solicit and sell modified guaranteed annuity products or variable annuity products as necessary in the
various states where the Company is now licensed to conduct its insurance business; and
RESOLVED, that:
1.the appropriate officers of the Company are hereby authorized on the Company’s behalf to
develop suitability standards for the guidance of field agents and brokers, as well as underwriters,
for the purpose of dealing with suitability issues affecting applicants and potential applicants for
annuity products and/or authorized to execute an agreement or agreements as deemed
necessary and appropriate with CBSI or other qualified entity or entities under which CBSI or
such other entity or entities will perform such duties.
2.the suitability standards shall take into consideration all pertinent factors of potential applicants
and at a minimum, require reasonable inquiry of every applicant for annuity contracts, so that
prior to any recommendation by an agent or broker, a reasonable judgment can be made as to
the suitability of the product being offered in light of the applicant’s financial situation and needs,
as well as the applicant’s insurance and investment objectives and provided further, that lapse
ratios and other relevant information shall be monitored on a broader scale from time to time, with
a view toward determining whether suitability guidelines are, in fact, being utilized as a general
business practice among agents and brokers in the field.
WITNESS MY HAND and the seal of the company this 18th day of March, 2025.
/s/Katherine L. Castro
_________________________________
Katherine L. Castro, Assistant Secretary
MEMBERS Life Insurance Company
[Seal]