UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8

Report for the Calendar Year or Quarter Ended:
03-31-2022
Check here if Amendment: Amendment Number:
This Amendment (Check only one.): is a restatement.
adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:
Harbor Group, Inc.
Address:
331 SOUTH RIVER ROAD
BEDFORD, NH 03110
Form 13F File Number:

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.


Person Signing this Report on Behalf of Reporting Manager:
Name:
Timothy Riley
Title:
Chief Compliance Officer
Phone:
603-668-0634


Signature, Place, and Date of Signing:

/s/Timothy Riley
                         [Signature]
Bedford, NEW HAMPSHIRE
                 [City, State]
04-22-2022
                           [Date]
                          

Report Type (Check only one.):

13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) 

13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) 

13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
0
Form 13F Information table Entry Total:
54
Form 13F Information table Value Total:
158304
          (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]

  
NONE


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8

COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
ADVANCED MICRO DEVICES INCCOM0079031073423,131SHSOLE 0 0 3,131
AMAZON COM INCCOM02313510621967SHSOLE 0 0 67
ANALOG DEVICES INCCOM0326541058064,881SHSOLE 0 0 4,881
ANTHEM INCCOM036752103428872SHSOLE 0 0 872
APPLE INCCOM0378331001,7239,870SHSOLE 0 0 9,870
AT&T INCCOM00206R10257424,307SHSOLE 0 0 24,307
BERKSHIRE HATHAWAY INC DELCL B NEW0846707027352,082SHSOLE 0 0 2,082
CANO HEALTH INC*W EXP 06/03/20213781Y1119962,532SHSOLE 0 0 62,532
CANO HEALTH INCCOM CL A13781Y103647101,963SHSOLE 0 0 101,963
CISCO SYS INCCOM17275R1022123,800SHSOLE 0 0 3,800
CONFORMIS INCCOM20717E101610,000SHSOLE 0 0 10,000
COSTCO WHSL CORP NEWCOM22160K105227395SHSOLE 0 0 395
CSX CORPCOM1264081032045,457SHSOLE 0 0 5,457
DIMENSIONAL ETF TRUSTUS TARGETED VLU25434V6094198,995SHSOLE 0 0 8,995
DIMENSIONAL ETF TRUSTWORLD EX US CORE25434V8803,199128,232SHSOLE 0 0 128,232
ENTERPRISE BANCORP INC MASSCOM2936681092065,136SHSOLE 0 0 5,136
EXXON MOBIL CORPCOM30231G1023924,745SHSOLE 0 0 4,745
HERITAGE INSURANCE HLDGS INCCOM42727J10213518,918SHSOLE 0 0 18,918
INTUITCOM4612021036391,329SHSOLE 0 0 1,329
INVESCO EXCHANGE TRADED FD TS&P MDCP400 EQ46137V2252152,333SHSOLE 0 0 2,333
INVESCO EXCHANGE TRADED FD TS&P500 EQL WGT46137V3572161,367SHSOLE 0 0 1,367
INVESCO QQQ TRUNIT SER 146090E1035491,514SHSOLE 0 0 1,514
ISHARES TRCORE S&P MCP ETF46428750729,835111,184SHSOLE 0 0 111,184
ISHARES TRCORE S&P SCP ETF46428780418,179168,508SHSOLE 0 0 168,508
ISHARES TRCORE S&P500 ETF4642872008,24518,173SHSOLE 0 0 18,173
ISHARES TREAFE GRWTH ETF4642888854574,743SHSOLE 0 0 4,743
ISHARES TRMSCI USA ESG SLC4642888022742,831SHSOLE 0 0 2,831
ISHARES TRRUS 1000 ETF4642876222531,012SHSOLE 0 0 1,012
ISHARES TRRUS 1000 GRW ETF4642876144731,704SHSOLE 0 0 1,704
ISHARES TRS&P 500 GRWT ETF4642873092503,274SHSOLE 0 0 3,274
J P MORGAN EXCHANGE-TRADED FULTRA SHT MUNCPL46641Q6543005,923SHSOLE 0 0 5,923
JOHNSON & JOHNSONCOM4781601043061,727SHSOLE 0 0 1,727
JPMORGAN CHASE & COCOM46625H1005093,735SHSOLE 0 0 3,735
MASTERCARD INCORPORATEDCL A57636Q104251703SHSOLE 0 0 703
MICROSOFT CORPCOM5949181044691,521SHSOLE 0 0 1,521
PUBLIC STORAGECOM74460D109216553SHSOLE 0 0 553
RAYTHEON TECHNOLOGIES CORPCOM75513E1016356,409SHSOLE 0 0 6,409
SCHWAB STRATEGIC TRSCHWAB FDT US LG8085247711,62227,721SHSOLE 0 0 27,721
SCHWAB STRATEGIC TRSCHWAB FDT US SC8085247632224,161SHSOLE 0 0 4,161
SCHWAB STRATEGIC TRUS LCAP GR ETF80852430018,703249,968SHSOLE 0 0 249,968
SCHWAB STRATEGIC TRUS LCAP VA ETF8085244098,821123,567SHSOLE 0 0 123,567
SCHWAB STRATEGIC TRUS LRG CAP ETF8085242016,642123,337SHSOLE 0 0 123,337
SCHWAB STRATEGIC TRUS MID-CAP ETF80852450813,438177,144SHSOLE 0 0 177,144
SCHWAB STRATEGIC TRUS SML CAP ETF8085246072,59254,728SHSOLE 0 0 54,728
SPDR S&P 500 ETF TRTR UNIT78462F1035831,292SHSOLE 0 0 1,292
SPDR SER TRPRTFLO S&P500 GW78464A4096,57399,268SHSOLE 0 0 99,268
SPDR SER TRPRTFLO S&P500 VL78464A50814,335343,356SHSOLE 0 0 343,356
SPRINKLR INCCL A85208T10712910,875SHSOLE 0 0 10,875
SSGA ACTIVE ETF TRMULT ASS RLRTN78467V1034,444144,137SHSOLE 0 0 144,137
T ROWE PRICE ETF INCPRICE BLUE CHIP87283Q1074,655158,589SHSOLE 0 0 158,589
VANGUARD INDEX FDSGROWTH ETF9229087361,1443,977SHSOLE 0 0 3,977
VANGUARD TAX-MANAGED INTL FDFTSE DEV MKT ETF9219438583547,367SHSOLE 0 0 7,367
VERIZON COMMUNICATIONS INCCOM92343V1044098,025SHSOLE 0 0 8,025
VISA INCCOM CL A92826C8397943,579SHSOLE 0 0 3,579