UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F INFORMATION TABLE |
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| VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY | |||||
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| AIRBNB INC | COM CL A | 009066101 | 767 | 4,606 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 4,606 | |
| ALPHABET INC | CAP STK CL A | 02079K305 | 243 | 84 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 84 | |
| AMAZON COM INC | COM | 023135106 | 353 | 106 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 106 | |
| AMERICAN EXPRESS CO | COM | 025816109 | 264 | 1,612 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 1,612 | |
| AMERICAN WTR WKS CO INC NEW | COM | 030420103 | 640 | 3,387 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 3,387 | |
| APPLE INC | COM | 037833100 | 5,403 | 30,425 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 30,425 | |
| CHEVRON CORP NEW | COM | 166764100 | 1,454 | 12,392 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 12,392 | |
| CISCO SYS INC | COM | 17275R102 | 2,874 | 45,354 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 45,354 | |
| COSTCO WHSL CORP NEW | COM | 22160K105 | 1,116 | 1,966 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 1,966 | |
| DBX ETF TR | XTRACKERS LOW | 233051267 | 542 | 10,716 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 10,716 | |
| DISNEY WALT CO | COM | 254687106 | 220 | 1,418 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 1,418 | |
| ETF SER SOLUTIONS | LHA MKT ST TACTL | 26922B105 | 1,255 | 38,935 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 38,935 | |
| ECOARK HLDGS INC | COM NEW | 27888N307 | 244 | 109,366 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 109,366 | |
| META PLATFORMS INC | CL A | 30303M102 | 204 | 607 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 607 | |
| FIRST TR EXCHANGE-TRADED FD | SENIOR LN FD | 33738D309 | 2,581 | 53,858 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 53,858 | |
| FIRST TR EXCHANGE TRAD FD VI | FST TR GLB FD | 33739H101 | 680 | 29,472 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 29,472 | |
| FLEXSHARES TR | DISCP DUR MBS | 33939L779 | 287 | 12,400 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 12,400 | |
| GOLDMAN SACHS ETF TR | ACCES TREASURY | 381430529 | 693 | 6,925 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 6,925 | |
| HONEYWELL INTL INC | COM | 438516106 | 334 | 1,602 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 1,602 | |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | 12,049 | 30,284 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 30,284 | |
| INTUIT | COM | 461202103 | 203 | 316 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 316 | |
| INVESCO EXCH TRADED FD TR II | PFD ETF | 46138E511 | 3,241 | 216,062 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 216,062 | |
| INVESCO EXCH TRADED FD TR II | EMRNG MKT SVRG | 46138E784 | 1,265 | 47,997 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 47,997 | |
| ISHARES GOLD TR | ISHARES NEW | 464285204 | 686 | 19,693 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 19,693 | |
| ISHARES TR | CORE S&P TTL STK | 464287150 | 654 | 6,116 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 6,116 | |
| ISHARES TR | TIPS BD ETF | 464287176 | 238 | 1,845 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 1,845 | |
| ISHARES TR | CORE US AGGBD ET | 464287226 | 5,743 | 50,343 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 50,343 | |
| ISHARES TR | MSCI EAFE ETF | 464287465 | 262 | 3,332 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 3,332 | |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 | 3,161 | 10,343 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 10,343 | |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 | 12,863 | 57,823 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 57,823 | |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 | 617 | 5,743 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 5,743 | |
| ISHARES TR | EAFE SML CP ETF | 464288273 | 7,112 | 97,310 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 97,310 | |
| ISHARES TR | JPMORGAN USD EMG | 464288281 | 900 | 8,251 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 8,251 | |
| ISHARES TR | CALIF MUN BD ETF | 464288356 | 4,346 | 69,728 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 69,728 | |
| ISHARES TR | NATIONAL MUN ETF | 464288414 | 2,986 | 25,676 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 25,676 | |
| ISHARES TR | SHORT TREAS BD | 464288679 | 220 | 1,991 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 1,991 | |
| ISHARES TR | PFD AND INCM SEC | 464288687 | 475 | 12,059 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 12,059 | |
| ISHARES TR | GRWT ALLOCAT ETF | 464289867 | 1,227 | 21,497 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 21,497 | |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 | 3,548 | 33,509 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 33,509 | |
| ISHARES TR | CORE MSCI EAFE | 46432F842 | 25,728 | 344,688 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 344,688 | |
| ISHARES INC | CORE MSCI EMKT | 46434G103 | 3,085 | 51,530 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 51,530 | |
| J P MORGAN EXCHANGE-TRADED F | ULTRA SHT MUNCPL | 46641Q654 | 710 | 13,904 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 13,904 | |
| J P MORGAN EXCHANGE-TRADED F | ULTRA SHRT INC | 46641Q837 | 6,046 | 119,763 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 119,763 | |
| KRANESHARES TR | QUADRTC INT RT | 500767736 | 613 | 22,836 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 22,836 | |
| MICROSOFT CORP | COM | 594918104 | 1,723 | 5,122 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 5,122 | |
| NIKE INC | CL B | 654106103 | 349 | 2,093 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 2,093 | |
| PIMCO ETF TR | 1-5 US TIP IDX | 72201R205 | 2,063 | 37,390 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 37,390 | |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 | 3,615 | 35,591 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 35,591 | |
| SPDR S&P 500 ETF TR | TR UNIT | 78462F103 | 38,072 | 80,158 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 80,158 | |
| SPDR INDEX SHS FDS | DJ GLB RL ES ETF | 78463X749 | 665 | 11,760 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 11,760 | |
| SPDR SER TR | NUVEEN BLOOMBERG | 78464A284 | 1,848 | 30,757 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 30,757 | |
| SPDR SER TR | BLOOMBERG CONV | 78464A359 | 706 | 8,510 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 8,510 | |
| SPDR SER TR | BLOOMBERG SHT TE | 78468R408 | 5,622 | 207,060 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 207,060 | |
| SPDR SER TR | BLOOMBERG HIGH Y | 78468R622 | 3,329 | 30,662 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 30,662 | |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 | 5,237 | 46,343 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 46,343 | |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 | 12,187 | 107,071 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 107,071 | |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 | 1,134 | 15,493 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 15,493 | |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 | 2,523 | 24,638 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 24,638 | |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 | 2,256 | 76,163 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 76,163 | |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 | 5,830 | 72,127 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 72,127 | |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 | 4,794 | 123,339 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 123,339 | |
| SCHWAB STRATEGIC TR | INTRM TRM TRES | 808524854 | 508 | 9,056 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 9,056 | |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 | 2,252 | 44,294 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 44,294 | |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 | 12,537 | 199,343 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 199,343 | |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 | 1,786 | 43,647 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 43,647 | |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 | 5,761 | 74,715 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 74,715 | |
| SERVICENOW INC | COM | 81762P102 | 260 | 400 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 400 | |
| TESLA INC | COM | 88160R101 | 373 | 353 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 353 | |
| UNITED PARCEL SERVICE INC | CL B | 911312106 | 216 | 1,007 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 1,007 | |
| VANECK ETF TRUST | INTRMDT MUNI ETF | 92189H201 | 1,587 | 30,962 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 30,962 | |
| VANECK ETF TRUST | HIGH YLD MUNIETF | 92189H409 | 1,972 | 31,591 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 31,591 | |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 | 2,059 | 25,471 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 25,471 | |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | 16,028 | 189,125 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 189,125 | |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 | 8,391 | 74,843 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 74,843 | |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 | 6,663 | 129,627 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 129,627 | |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 | 8,065 | 146,203 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 146,203 | |
| VANGUARD INTL EQUITY INDEX F | GLB EX US ETF | 922042676 | 3,188 | 59,086 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 59,086 | |
| VANGUARD WORLD FDS | FINANCIALS ETF | 92204A405 | 6,552 | 67,845 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 67,845 | |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 | 850 | 10,466 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 10,466 | |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | 2,748 | 50,051 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 50,051 | |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | 16,442 | 141,726 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 141,726 | |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 | 574 | 1,788 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 1,788 | |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | 30,868 | 127,851 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 127,851 | |
| VISA INC | COM CL A | 92826C839 | 778 | 3,591 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 3,591 | |
| WEC ENERGY GROUP INC | COM | 92939U106 | 246 | 2,531 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 2,531 | |
| WALMART INC | COM | 931142103 | 203 | 1,404 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 1,404 | |
| WISDOMTREE TR | INTRST RATE HDGE | 97717W380 | 1,583 | 33,917 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 33,917 | |
| WISDOMTREE TR | YIELD ENHANCD US | 97717X511 | 2,187 | 42,309 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 42,309 | |
| WISDOMTREE TR | FLOATNG RAT TREA | 97717X628 | 301 | 12,000 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 12,000 | |
| WISDOMTREE TR | YIELD ENHANCED | 97717Y808 | 2,024 | 40,064 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 40,064 | |
| CHUBB LIMITED | COM | H1467J104 | 236 | 1,220 | SH | SOLE | Pacific Capital Wealth Advisors | 0 | 0 | 1,220 | |