UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8

Report for the Calendar Year or Quarter Ended:
03-31-2024
Check here if Amendment: Amendment Number:
This Amendment (Check only one.): is a restatement.
adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:
Harbor Group, Inc.
Address:
331 SOUTH RIVER ROAD
BEDFORD, NH 03110
Form 13F File Number:

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.


Person Signing this Report on Behalf of Reporting Manager:
Name:
Christopher MacBean
Title:
Chief Compliance Officer
Phone:
603-668-0634


Signature, Place, and Date of Signing:

/s/Christopher MacBean
                         [Signature]
Bedford, NEW HAMPSHIRE
                 [City, State]
04-15-2024
                           [Date]
                          

Report Type (Check only one.):

13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) 

13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) 

13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
0
Form 13F Information table Entry Total:
82
Form 13F Information table Value Total:
379237602
          (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]

  
NONE


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8

COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
ABBOTT LABSCOM002824100211,9761,865SHSOLE 0 0 1,865
ABBVIE INCCOM00287Y109278,6131,530SHSOLE 0 0 1,530
ADVANCED MICRO DEVICES INCCOM007903107561,1433,109SHSOLE 0 0 3,109
AMERICAN EXPRESS COCOM025816109216,831952SHSOLE 0 0 952
ANALOG DEVICES INCCOM032654105968,0734,894SHSOLE 0 0 4,894
APPLE INCCOM0378331001,644,8609,592SHSOLE 0 0 9,592
AT&T INCCOM00206R102403,64022,934SHSOLE 0 0 22,934
BERKSHIRE HATHAWAY INC DELCL B NEW084670702902,4362,146SHSOLE 0 0 2,146
BNY MELLON ETF TRUSTCONCENTRATED INT09661T83431,586,306617,604SHSOLE741 0 616,863
COCA COLA COCOM191216100259,0364,234SHSOLE 0 0 4,234
COSTCO WHSL CORP NEWCOM22160K105334,933457SHSOLE 0 0 457
CSX CORPCOM126408103665,61417,956SHSOLE 0 0 17,956
DELTA AIR LINES INC DELCOM NEW247361702293,3946,129SHSOLE 0 0 6,129
DIMENSIONAL ETF TRUSTUS CORE EQUITY 225434V708538,48516,854SHSOLE 0 0 16,854
DIMENSIONAL ETF TRUSTUS TARGETED VLU25434V609249,9584,592SHSOLE 0 0 4,592
DIMENSIONAL ETF TRUSTWORLD EX US CORE25434V8802,998,248117,856SHSOLE 0 0 117,856
ECOLAB INCCOM278865100256,0681,109SHSOLE 0 0 1,109
ELEVANCE HEALTH INCCOM036752103425,203820SHSOLE 0 0 820
EXXON MOBIL CORPCOM30231G102539,2514,639SHSOLE 0 0 4,639
FIDELITY MERRIMACK STR TRTOTAL BD ETF31618830936,124,649797,278SHSOLE387 0 796,891
GENERAL ELECTRIC COCOM NEW369604301626,0733,567SHSOLE 0 0 3,567
HOME DEPOT INCCOM437076102233,100608SHSOLE 0 0 608
INTUITCOM461202103863,8501,329SHSOLE 0 0 1,329
INVESCO EXCHANGE TRADED FD TS&P MIDCAP 40046137V225233,6351,942SHSOLE 0 0 1,942
INVESCO EXCHANGE TRADED FD TS&P500 EQL WGT46137V357214,2531,265SHSOLE 0 0 1,265
INVESCO QQQ TRUNIT SER 146090E103931,2522,097SHSOLE 0 0 2,097
ISHARES TRCORE MSCI EAFE46432F842736,4029,922SHSOLE 0 0 9,922
ISHARES TRCORE S&P MCP ETF46428750739,224,735645,781SHSOLE2,125 0 643,656
ISHARES TRCORE S&P SCP ETF46428780424,169,036218,685SHSOLE 0 0 218,685
ISHARES TRCORE S&P TTL STK464287150219,0581,900SHSOLE 0 0 1,900
ISHARES TRCORE S&P500 ETF46428720012,949,21424,631SHSOLE 0 0 24,631
ISHARES TRCORE TOTAL USD46434V613936,92520,551SHSOLE 0 0 20,551
ISHARES TREAFE GRWTH ETF4642888854,354,74741,957SHSOLE 0 0 41,957
ISHARES TREAFE SML CP ETF4642882731,051,97516,611SHSOLE 0 0 16,611
ISHARES TREAFE VALUE ETF4642888773,156,12558,017SHSOLE 0 0 58,017
ISHARES TRESG AWARE MSCI46435U663337,4118,379SHSOLE 0 0 8,379
ISHARES TRGLOBAL REIT ETF46434V647702,88129,682SHSOLE 0 0 29,682
ISHARES TRGRWT ALLOCAT ETF4642898671,539,90027,661SHSOLE 0 0 27,661
ISHARES TRMSCI EMG MKT ETF464287234421,89210,270SHSOLE 0 0 10,270
ISHARES TRMSCI USA ESG SLC464288802376,6033,450SHSOLE 0 0 3,450
ISHARES TRNATIONAL MUN ETF4642884149,457,61087,896SHSOLE 0 0 87,896
ISHARES TRRUS 1000 ETF464287622602,8472,093SHSOLE 0 0 2,093
ISHARES TRRUS 1000 GRW ETF464287614501,1931,487SHSOLE 0 0 1,487
ISHARES TRRUSSELL 2000 ETF464287655202,405962SHSOLE 0 0 962
ISHARES TRS&P 500 GRWT ETF464287309226,8482,686SHSOLE 0 0 2,686
ISHARES TRSHRT NAT MUN ETF464288158280,0482,674SHSOLE 0 0 2,674
J P MORGAN EXCHANGE TRADED FCORE PLUS BD ETF46641Q67036,242,483776,985SHSOLE375 0 776,610
J P MORGAN EXCHANGE TRADED FULTRA SHT MUNCPL46641Q654256,8615,062SHSOLE 0 0 5,062
JOHNSON & JOHNSONCOM478160104274,3631,734SHSOLE 0 0 1,734
JPMORGAN CHASE & COCOM46625H100798,7623,988SHSOLE 0 0 3,988
LOCKHEED MARTIN CORPCOM539830109396,576872SHSOLE 0 0 872
MASTERCARD INCORPORATEDCL A57636Q104376,532782SHSOLE 0 0 782
MICROSOFT CORPCOM594918104779,8491,854SHSOLE 0 0 1,854
NVIDIA CORPORATIONCOM67066G104202,397224SHSOLE 0 0 224
RTX CORPORATIONCOM75513E101495,6235,082SHSOLE 0 0 5,082
SCHWAB STRATEGIC TRSCHWAB FDT US LG8085247711,534,51522,771SHSOLE 0 0 22,771
SCHWAB STRATEGIC TRUS LCAP GR ETF80852430020,846,043224,828SHSOLE 0 0 224,828
SCHWAB STRATEGIC TRUS LCAP VA ETF8085244098,810,187115,954SHSOLE 0 0 115,954
SCHWAB STRATEGIC TRUS LRG CAP ETF8085242016,270,724101,043SHSOLE 0 0 101,043
SCHWAB STRATEGIC TRUS MID-CAP ETF80852450813,579,843166,767SHSOLE 0 0 166,767
SCHWAB STRATEGIC TRUS SML CAP ETF8085246073,082,47362,601SHSOLE 0 0 62,601
SELECT SECTOR SPDR TRTECHNOLOGY81369Y803210,1441,009SHSOLE 0 0 1,009
SPDR DOW JONES INDL AVERAGEUT SER 178467X109236,667595SHSOLE 0 0 595
SPDR S&P 500 ETF TRTR UNIT78462F103653,3991,249SHSOLE 0 0 1,249
SPDR SER TRNUVEEN BLOOMBERG78464A2843,712,179144,499SHSOLE 0 0 144,499
SPDR SER TRPRTFLO S&P500 GW78464A40913,870,065189,611SHSOLE 0 0 189,611
SPDR SER TRPRTFLO S&P500 VL78464A50820,696,086413,096SHSOLE 0 0 413,096
SPRINKLR INCCL A85208T107133,43610,875SHSOLE 0 0 10,875
SSGA ACTIVE ETF TRMULT ASS RLRTN78467V1038,470,775303,069SHSOLE 0 0 303,069
T ROWE PRICE ETF INCPRICE BLUE CHIP87283Q10713,237,964375,013SHSOLE 0 0 375,013
TEXAS INSTRS INCCOM882508104263,7541,514SHSOLE 0 0 1,514
VANECK ETF TRUSTMRNGSTR WDE MOAT92189F64331,749,159353,161SHSOLE1,102 0 352,059
VANGUARD INDEX FDSGROWTH ETF9229087361,241,7513,608SHSOLE 0 0 3,608
VANGUARD INDEX FDSMID CAP ETF9229086291,863,0867,457SHSOLE 0 0 7,457
VANGUARD INDEX FDSS&P 500 ETF SHS922908363527,5901,098SHSOLE 0 0 1,098
VANGUARD INDEX FDSSMALL CP ETF9229087511,737,0047,599SHSOLE 0 0 7,599
VANGUARD INDEX FDSTOTAL STK MKT922908769781,2753,006SHSOLE 0 0 3,006
VANGUARD INDEX FDSVALUE ETF922908744280,0321,719SHSOLE 0 0 1,719
VANGUARD TAX-MANAGED FDSVAN FTSE DEV MKT921943858271,3625,409SHSOLE 0 0 5,409
VELO3D INCCOMMON STOCK92259N1048,33418,292SHSOLE 0 0 18,292
VERIZON COMMUNICATIONS INCCOM92343V104338,7478,073SHSOLE 0 0 8,073
VISA INCCOM CL A92826C839998,8273,579SHSOLE 0 0 3,579