UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM ABS-15G

ASSET-BACKED SECURITIZER
REPORT PURSUANT TO SECTION 15G OF
THE SECURITIES EXCHANGE ACT OF 1934

 

Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:

☐Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period______________ to _________________

Date of Report (Date of filing) __________________

Commission File Number of securitizer: __________________

Central Index Key Number of securitizer:__________________

 

Name and telephone number, including area code, of the person
to contact in connection with this filing

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(l) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

☒Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

Central Index Key Number of depositor: 0000802106

CSMC 2022-NQM6 Trust
(Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): Not applicable

Central Index Key Number of underwriter (if applicable): Not applicable

Bruce Kaiserman, Vice President, (212) 538-1962

Name and telephone number, including area code, of the person
to contact in connection with this filing

 

 

FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS

 

Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

 

Exhibits

 

99.1       Mission Global, LLC (“Mission”) Narrative

99.2       Mission Supplemental Data Extract

99.3       Mission Valuation Report

99.4       Mission Rating Agency Grades Summary

99.5       Mission Rating Agency Grades Detail

99.6       Mission Data Integrity Report

 

 

 

SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

CREDIT SUISSE FIRST BOSTON
MORTGAGE SECURITIES CORP.

 

 

Date: December 8, 2022

By: /s/ Bruce Kaiserman

Name: Bruce Kaiserman

Title: Vice President

 

 

 

EXHIBIT INDEX

 

 

Exhibit Number

 

99.1Mission Narrative
99.2Mission Supplemental Data Extract
99.3Mission Valuation Report
99.4Mission Rating Agency Grades Summary
99.5Mission Rating Agency Grades Detail
99.6Mission Data Integrity Report

 

 

 

CSMC 2022-NQM6 Trust ABS-15G

Exhibit 99.1

 

 

 

CSMC 2022-NQM6

Due Diligence Review

Narrative Summary

 

December 7, 2022

 

Prepared by

Mission Global, LLC

 

For

DLJ Mortgage Capital, Inc.

 

This report is prepared by Mission Global, LLC ("Mission") and summarizes the results of a due diligence review performed on a pool of two hundred sixty-two (262) residential mortgage loans. Mission was engaged by Residential Real Estate Review, Inc. (“RRR”) on behalf of Credit Suisse Securities (USA) LLC and DLJ Mortgage Capital, Inc., to perform due diligence services on the pool. RRR provided Mission Global, LLC ("Mission") with a data tape, from which 100% of the loan sample was selected and loan data was entered into and analyzed using the Mission Global Grade® Underwriting and Diligence grading solution. Mission performed a detailed credit re-underwrite and regulatory compliance review of 100% loans. Mission performed the review beginning on May 15, 2022 and completed the review on November 30, 2022.

 

Mission Global is a technology-forward service provider built on a culture of deep client service. Mission is a rating agency approved Third Party Review firm delivering underwriting and compliance audits for residential and business purpose loans. Since 1994, Mission Global and its predecessor company, Global Financial Review have provided comprehensive loan due diligence, re-underwriting, and asset management services to clients in the financial services industry.  In 2015, Global Financial Review merged with the leading Secondary market consulting firm Mission Capital Advisors, LLC to form Mission Global, LLC. In 2020, Mission Capital Advisors, LLC and Mission Global, LLC were acquired by the leading real estate sales, financing and advisory service firm and now a wholly-owned subsidiary of Marcus & Millichap (NYSE:MMI).

 

Mission performed a full credit re-underwrite, regulatory compliance, valuation and data integrity review to meet the criteria as published by the Nationally Recognized Statistical Rating Organizations. This deal is to be rated in accordance with the published guidelines of Standard & Poor’s Global Ratings (S&P Ratings).

 

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Of the 262 loans reviewed, two hundred one (201) of the loans are considered Non-QM qualified, non-conventional or commonly referred to as non-agency residential mortgage loans. The remainder of the sixty-one (61) loans are investment or business purpose loans and are considered ATR/QM Exempt. The loan pool is a mix of loan occupancies including primary residences, secondary residences or investment purpose loans secured by residential single family or one-to-four family multi-family property as collateral.

 

1.File RE-Underwrite Credit Review

 

The loans were originated by Athas Capital group directly or through a correspondent lender. A full re-underwriting credit review was conducted to verify that the requisite underwriting guidelines as specified by loan program were met. Confirmation of the loan terms was conducted through recalculation and review of documentation contained in the loan files and documents provided to Mission.

 

The Credit Qualification review will consist of the following:

 

1.1Guidelines and Overlays

Mission reviewed each loan each mortgage loan to ensure it met the requisite guideline requirements as specified by the Client guidelines. In lieu of specific requirements, Mission also considered Regulation Z requirements including Appendix Q where applicable.

 

In addition to the guidelines there were three unique overlays for each type of loan program reviewed:

 

Athas Consumer Purpose Express
Athas Business Purpose DSCR Rate - Investment Only
Athas Business Purpose No DSCR Rate - Investment Only

 

These guideline overlays provided additional specific qualification requirements and program specific metric such as min and max loan amounts, cash out refinance limits, ranges of values for acceptance, geographic eligibility, escrow requirements, note, rate and term specific details, qualifying property types, residency requirements, limits on seller and third-party contributions, valuation and title requirements The guidelines and overlays also specified borrower requirements such as credit tradeline and credit event requirements, income and asset qualifications, and citizenship requirements.

 

1.2Employment and Income

 

These were non-QM qualified loans with a variety of ways that Borrower income could be verified including stated and verified 12/24 month bank statement verification, WVOE verification of employment. Loans were also underwritten to Full documentation requirements with traditional full documentation including w-2, paystubs and other employment documentation. In the case of investment purposes loans DSCR ratios were used to qualify the loans. In these cases, rental property income was both estimated or stated,

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and/or verified through leases and rent rolls. Mission verified the file documentation for minimum required level of employment and income verifications in accordance with Client provided underwriting guidelines.

 

1.3Income

 

Mission recalculates borrower(s) monthly gross income and verified calculations of income as used by the original loan underwriter at origination to determine compliance with the Client provided underwriting guidelines. In all cases, Mission verified stated/verified income in accordance with Client provided underwriting guidelines.

 

1.4Assets

 

Mission confirmed the presence of adequate asset documentation to comply with the Client provided underwriting guideline requirements for closing funds, reserves and borrower liquidity. Mission verified the file documentation for minimum required level of asset verification in accordance with Client provided underwriting guidelines.

 

1.5Debt-to-Income Ratio

 

On all primary or secondary residential loans other than the Asset Depletion loans, Mission recalculated and verified the debt-to-income ratio used by the loan underwriter at origination to determine compliance with Client provided underwriting guidelines and requirements. On the Asset depletion loans there was insufficient income information to calculate at DTI ratio.

 

1.6Debt Service Coverage Ratio

 

On all investment related loans that were qualified under the DSCR Rate programs, Mission recalculated and verified the Debt Service Coverage Ratio used by the loan underwriter at origination to determine compliance with Client provided underwriting guidelines and requirements. Rental income used in the calculation for each loan was either verified from an in-place lease and verification of payment or based upon projected market rents taken from the 1007 in the subject property appraisal. The lower of actual or projected market rents is used in the DSCR calculation.

 

1.7Property Valuation

 

Mission analyzed all appraisals and secondary value tools used to qualify the loan for integrity of comparable sales, completeness of data, eligibility of the appraiser and reasonableness of estimated value. In all cases an AVM was used to validate original value. If the representative value tolerance was 10% or greater another secondary valuation product was utilized to establish value used for LTV. Mission verified the valuation waterfall in each case to determine if based upon AVM values whether a Desk review or a second appraisal was required and to verify all valuation documentation met the requirements of Client provided underwriting guidelines.

 

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1.8Loan-to-Value Ratio

 

Mission recalculated based upon valuation waterfall and verified the recalculated loan-to-value ratio and combined loan-to-value ratio were accurate both at origination and subsequent to the review and met Client provided underwriting guideline and regulatory requirements.

 

1.9Credit History

 

Mission reviewed the initial credit reports used at origination and captured updated gap report values to verify that the borrower(s) demonstrate adequate credit depth to comply with the Client provided underwriting guideline requirements.

 

1.10Credit Scores

 

Mission captured FICO scores from credit reports used at origination and any updated gap report values to validate that borrower(s) met minimum credit score requirements of the Client provided underwriting guidelines.

 

1.11Compensating Factors

 

Mission reviewed all provided guideline exceptions and verified exceptions to the Client provided underwriting guidelines were documented and that compensating factors were reasonable.

 

2.Document Review

 

Mission’s review each loan file confirmed the presence of material documentation as applicable to the specifics of the loan transaction.

 

2.2Title Commitment and Policy

Mission verified the presence of at a minimum the initial title commitment or final title policy. Mission confirmed the vested parties and the description of the property, liens and tax assessments. Given the recent origination of many of the loans contained only an initial title commitment. Comments on loans where the final title policy was still pending were noted in the resolution of each loan in the grading findings.

  

2.3Mortgage Note & Security Instrument

Verify the presence of the mortgage note or security instrument. Confirm that the document has been executed by all borrowers and that all riders, addendums and endorsement were present and duly executed. Mission confirmed that Mortgage note was either fixed or adjustable according to requirements of the Client provided underwriting guidelines and captured relevant Note data specific to each loan.

 

2.4Mortgage & Deed of Trust

Mission verified the presence of a copy Mortgage or Deed of Trust and confirmed that

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the documents were executed by all required parties and that all riders, addendums and exhibits as required exist in the loan file. Mission also verified that the Mortgage was recorded or sent for recording. Given the recent origination of many of the loans contained only an executed Mortgage not a recorded document. Comments on loans where recorded Mortgage was still pending were noted in the resolution of each loan in the grading findings.

 

2.5Income Documentation

Mission verified the presence of income and employment related documentation as required by the Client provided underwriting guidelines for all borrowing parties contributing income to the debt ratio calculation.

 

2.6Asset Documentation

Mission verified the presence of asset documentation required by the Client provided underwriting guidelines in the loan file.

 

2.7Proof of Insurance

Mission verified the presence of insurance policies and certificates for mortgage, hazard and flood insurance on each loan depending upon the specifics of the loan. Mission confirmed that adequate coverage is present to meet the requirements of the Client provided underwriting guidelines.

 

3.Regulatory Compliance

 

For each primary or secondary home mortgage loan file Mission conducted a post-closing regulatory compliance review to verify that each loan was originated in compliance with the applicable federal, state and local anti-predatory lending statutes in effect at the time of origination of the Mortgage Loan. Mission further validated that the loans met the applicable disclosure requirements provided under (i) the federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026; (ii) Section 4 of the Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 24 C.F.R. Part 3500; (iii) the National Flood Insurance Act, (iv) the disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations; and (v) the disclosure requirements and prohibitions of the applicable state, county and municipal laws and ordinances enacted to combat predatory lending, as was applicable depending upon the specifics of the loan.

 

3.1Federal Truth in Lending Act/Regulation Z

A review of the material compliance disclosures set forth in Reg Z, as amended, including the Truth in Lending Disclosure and the Notice of Right-to-Cancel, if applicable; and a review and comparison of the material disclosures with a report outlining any TILA violations. This includes a re-calculation of disclosed finance charge [§1026.18(d)], proper execution by all required parties [§1026.17(b)], principal and interest calculations [§1026.18(s)], payment stream(s), recalculation of disclosed APR [§1026.22], and a review to ensure disclosure differences are within the allowed tolerances [§1026.18(d) and §1026.23(g)]. A review of the Notice of Right to Cancel (§1026.15 I §1026.23):

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Review includes a verification of the transaction date and expiration date, ensures proper execution of the Notice of Right to Cancel by all required parties verifies the disbursement date and determines if a full 3 day rescission period was adequately provided to the borrower(s).

 

3.2Business Days as Defined by Regulation Z

General business day is defined as the days on which a creditor's offices are open to the public for carrying on substantially all of its business functions excluding Sundays and holidays specified by §1026.2(a)(6). Specific business day is defined as all calendar days (Monday through Saturday) excluding Sundays and holidays specified by 5 U.S.C. 6103(a)

 

3.3Home Ownership Equity Protection Act (HOEPA) testing, to include:

 

3.3.1APR test [HOEPA (§1026.32(a)(l))] and [HPML(§1026.35(a)(l))]

3.3.2Points and Fees test [HOEPA (§1026.32(a)(2))]

Review of HOEPA disclosure (§1026.32(c)) for accuracy (i.e. payment stream, highest payment scenario; dates disclosed, dates acknowledged) 

3.3.3Review and confirm documentation type (i.e. full, stated, no ratio)

3.3.4Review for evidence of prepayment penalty

3.3.5Verification of Debt-to-Income conformity, when necessary.

HOEPA (Section 32) loan coverage has been expanded to include purchase-money mortgages and open-end credit plans (i.e., home equity lines of credit or HELOCS), as well as the amendment of rate and points and fees threshold testing. Mission system requirements have been updated to address the expansion of coverage as well as amendments to threshold testing. In addition, there is a homeownership counseling requirement that was verified for all covered loans.

 

4.RESPA/Regulation X

 

Each investment purpose loan was reviewed by Mission to ensure compliance with the most current amendments to Regulation X. The RESPA/Regulation X review consisted of the following:

 

4.1Good Faith Estimate (GFE)

Mission confirmed compliance with current RESPA requirements in effect at origination of the Mortgage Loan including confirming the presence of the current GFE form in effect at the time of origination and verification the GFE was provided to the borrower(s) within three days of "Application".

 

4.2Application Date

Application was defined by Regulation X and generally considered complete when the creditor collected information regarding the following: 

■Borrower(s) First and Last Name

■Borrower(s) Social Security Number (to enable the loan originator to obtain a

 

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  credit report)

■Subject Property Address

■Mortgage Loan Amount Sought

■Estimation of Property Value

■Monthly Income

 

4.3Broker Fees and Yield Spread

Mission verified that all Broker fees, including Yield Spread Premium ("YSP") were accurately disclosed and reflected in the appropriate locations.

 

4.4GFE Fees

Fees were reviewed to ensure they are reasonable and customary fees for the lender and title and escrow companies and that those fees were accurately disclosed on the GFE and were reflected in the proper location on the document.

 

4.5Change of Circumstance (COC)

Mission reviewed all available documentation to determine whether a Change of Circumstance (COC) form was required to accompany each revised Good Faith Estimate (GFE).

 

4.6Change of Circumstance Definition:

4.6.1Acts of God, war, disaster or other emergencies;

4.6.2Information in particular to borrower or transaction that was relied on in providing the GFE and that changes or is found to be inaccurate after GFE has been provided to borrower;

4.6.3New information particular to the borrower or transaction that was not relied on in providing the GFE; or

4.6.4Other circumstances that are particular to borrower or transaction, including boundary disputes, need for flood insurance or environmental problems

4.6.5In the event any of the above occurs, the loan originator is required to provide a new revised GFE to the borrower within three business days of receiving information sufficient to establish "changed circumstances" and document the reason the revised GFE was provided.

4.6.6Rate Locks: If the rate has not been locked by the borrower or a locked rate has expired, the charge or credit for rate chosen, adjusted origination charges, per diem interest and loan terms related to the rate may change. If borrower later locks the rate, a new GFE must be provided showing the revised rate-dependent charges and terms. All other charges and terms must remain the same as on the original GFE, except as otherwise provided above for "changed circumstances."

 

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4.7Final HUD-1

Mission confirmed compliance with current RESPA requirements in effect at origination of the Mortgage Loan including the presence of the current applicable Final HUD-1 form and that the Final HUD-1 accurately lists all broker and YSP fees.

 

4.8Good Faith Estimate (GFE) and Final HUD-1 Analysis

Mission confirmed compliance with current RESPA requirements in effect at origination of the Mortgage Loan.

 

This analysis included the following:

 

4.8.1Analysis of Origination fees disclosed on the Good Faith Estimate (GFE) and those charged to the borrower(s) on the Final HUD-1 (no variance) - No variance for the following charges:

■Origination Charge

■Credit or Charge for Interest Rate Chosen

■Adjusted Origination Charge

■Transfer Taxes

4.8.2Analysis of Third-Party fees disclosed on the Good Faith Estimate (GFE) and those charged to the borrower(s) on the Final HUD-1 (10% tolerance) - 10% tolerance between GFE and actual charges at settlement for sum of following services:

■Lender-required settlement services (lender selects third-party provider);

■Lender-required services, title services and required title insurance, and owner's title insurance, when the borrower uses a settlement service provider identified by the loan originator; and

■Government recording charges. Analysis to confirm all fees are accurately reflected in the correct tolerance category on the Good Faith Estimate (GFE) and Final HUD-1.

 

4.8.3Analysis to confirm lender accurately provided borrower adequate restitution in the event of tolerance violations and timelines for restitution/document correction were adhered to.

 

4.8.4Analysis to confirm loan terms are accurately disclosed between the Good Faith Estimate(GFE) and Final HUD-1.

 

4.8.5Analysis to confirm page 3 of the HUD-1 accurately reflects fees disclosed on the Good Faith Estimate (GFE) and Final HUD-1.

 

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5.QM/ATR (Qualified Mortgage and Ability to Repay) Dodd Frank Review (Loans with Application Date on or after 01/10/2014)

 

5.1Ability-to-Repay:

The loans reviewed in this pool were all non-QM loans at origination so were not subject to QM Points and fees testing. Mission did verify that underwriter confirmed ATR's eight verification steps for any origination. Mission verified documentation sufficient to run ATR checks on all loans to meet ATR requirements. 

■Income and assets

■Current employment status

■Monthly qualifying mortgage payment for the proposed loan

■Monthly qualifying mortgage payment for the simultaneous loan on the same property payments for taxes, insurance and HOA, and other housing expenses

■Debts, alimony and child support

■Qualifying monthly DTI

■Residual income

■Credit history

 

5.2Verification of ATR.

All the verifications were made and each of the eight topic areas were confirmed to agree with the representations made by the lender, and there were no credit exceptions to the lender's guidelines, the loan passed the ATR test. If any of the conditions fail or the loan lacked sufficient documentation to support the stated values in any of the areas, affected items will not be considered verified and the loan was failed for the ATR test. In all cases the loans reviewed by Mission in this pool were reported as ATR-Pass, and ATR-Exempt.

 

Note regarding Asset Depletion Loans- A number of the loans reviewed were asset depletion loans that meet the ATR requirements of Dodd-Frank, as implemented by Regulation Z. There was some concern regarding whether the loans originated under the “assets” program would satisfy these ATR requirements as no specific borrower income was reviewed to determine whether the income requirements were truly met to mee the standard required for ATR compliance.

 

The client provided an opinion letter related to the matter. That letter noted “neither the Dodd Frank Act, Regulation Z nor the Consumer Financial Protection Bureau’s (“CFPB”) Official Staff Commentary to Regulation Z (the “Commentary”) provides definitive guidance for how a creditor must consider these factors in attempting to meet the ATR requirements. In fact, the Commentary indicates that as long as the creditor considers the eight ATR factors:

 

“creditors are permitted to develop their own underwriting standards and make changes to those standards over time and in response to empirical information and changing economical and other conditions. Whether a particular ability-to-repay determination is reasonable and in good faith will depend not only on the underwriting standards adopted by

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the creditor, but on the facts and circumstances of an individual extension of credit and how a creditor’s underwriting standards were applied to those facts and circumstances.”

 

According to the underwriting guidelines for the asset depletion program, applicants must meet a minimum reserve requirement of 24/36 months of future housing payment (“PITIA”) on the subject loan and any simultaneous loans being made to purchase or finance the subject property or another property that is in process. All of the loans reviewed had assets equal to or substantially higher than the program requirement.

 

Notably, however, under these guidelines, while the lender apparently does not calculate the applicant’s monthly DTI or residual income, which is one of the eight ATR factors required to meet ATR compliance, it does require substantial asset reserves in lieu of income verification and it considers the other seven ATR elements in determining the consumer’s ability to repay the loan.

 

The asset depletion program is a niche program that is made available only to highly qualified applicants. A touchstone of the regulations implementing the Dodd-Frank Act is the leeway accorded creditors in developing their own underwriting standards.

 

Notwithstanding the risk associated with non-ATR compliance, we deemed the loans originated under this asset qualification program generally meet the requirements and are therefore ATR compliant. 

 

5.3Qualified Mortgage.

Mission confirmed in all cases that the loans contained in this pool were non-Qualified Mortgages and therefore classified as Non-QM in the reports. The following was verified as well: 

5.3.1Mission verified the were no Negative Amortization and no interest only payments

5.3.2Mission verified there were no loan terms that exceeded 30 years

5.3.3Mission verified these were non-QM loans and therefore exempt from QM Points and Fees testing. However, were specific state requirement exist, Mission identified these loans with a Finding of Informational only.

 

5.4QM DTI Testing.

The debt-to-income threshold of 43.00% applies only to any QM loan. Mission verified these were non-QM loans and therefore exempt from QM DTI testing. However, Mission did calculate DTI and verify to comply with the Client provided underwriting guideline requirements or apportion of the loans.

 

5.5HPML Testing- QM APR.

Mission verified these were non-QM loans and therefore exempt from HPML Testing- QM APR testing.

 

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5.6Escrow Requirement – High Cost.

Mission verified the required escrow accounts to be in place for the first five years of the transaction.

 

6.TILA/RESPA Integrated Disclosures

 

Mission used following criteria was used in determining whether TRID applies:

 

6.2Application Date

The Application Date is October 3, 2015, or later (the earlier of the date the broker or lender received the borrower's application).

 

6.3Purpose and Property Type

For those loans where the Purpose and Property Type included a closed-end mortgage secured by real estate and primary purpose was to occupy or hold as a second home(Purchase or Refinance).

 

The loan Purpose and Property Type does not include:

 

■Home Equity Lines of Credit

■Reverse mortgages

■Dwellings that are not attached to real property

■Mobile homes, where the consumer does not own the land

 

6.4TILA Exemption

Mission applied the standard exemptions from TILA, i.e., business purposes loans, loans for agricultural purposes and loans secured by five (5) or more units.

 

6.5TRID Loan Estimate (“LE”)

Mission verified of compliance with timing requirements as to whether the Initial LE was delivered within three (3) business days from the Application Date. The Initial LE shall use the delivery date to calculate the earliest closing Consummation Date (no less than seven (7) business days from the delivery of the Initial LE). The delivery date is the date the creditor hand delivers the disclosures or places the disclosures in the mail, 1026.19(e)(l).

 

6.6Revised LE’s

Mission verified any revision to the Initial LE and validated that the Revised LE was provided within three (3) days of COC, BRC or interest rate lock. Mission validated as necessary for sufficient information to establish one of the six (6) valid reasons to reset tolerance fees set forth in TRID:

 

■Changed Circumstance affecting settlement charges

 

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■Change Circumstance affecting eligibility

■Revisions requested by the consumer

■Interest rate dependent charges

■Expiration of the LE and

■Delayed settlement date on a construction loan

■Timing Requirement for LE seven days prior to consummation

 

Mission also validated that settlement charges good through date, time and time zone were properly disclosed with minimum of ten (10) days during which borrower is permitted to shop knowing fees are locked during that timeframe.

 

6.7Determination of Final LE

Mission analyzed each LE in file to determine final Binding LE. If there is a change in loan terms, change in interest rate or increase in charges subject to variances without valid reason for a Revised LE as set forth above, findings were cited. If the Revised LE was issued without a valid reason, the previous valid LE was considered the Binding LE for the purposes of comparison with the Closing Disclosure. Mission verified compliance with timing requirements to ensure there were no loan estimates provided to the borrower after a Closing Disclosure had been delivered, and whether the Final LE was provided at least four (4) business days prior to the closing Consummation Date.

 

6.8LE Confirmation of Receipt

If the LE did not contain a signature line for the consumer's confirmation of receipt, then Mission verified electronic delivery of documents provided to borrower.

 

6.9Closing Disclosures

Mission analyzed each Closing Disclosure in the file all sections of Closing Disclosures were completed (no blanks, ''NA's" or incomplete sections) and the Disclosure is accurate as follows: 

6.9.1Mission verified that the correct form is used and General loan information and loan terms sections were completed, and formatting is accurate.

6.9.2Verified the loan term, purpose, and product descriptions follow the prescribed format.

6.9.3Verified all applicants applying for credit, as disclosed on the application, are listed on the CD

6.9.4Verified critical section such as "Can this amount increase after closing?" and "Does the loan have these features" sections are completed and are accurate based on the terms disclosed on the LE.

6.9.5If rate was locked, Mission verified lock expiration date, time and time zone was disclosed.

6.9.6Validated projected Payments and Estimated Taxes, Insurance & Assessments sections were complete and accurate based on the loan terms and information known at the time of disclosure.

 

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6.9.7Verified the Closing Costs and Cash-to-Close sections were complete and accurate based on the information provided on page 2 of the CD.

6.9.8Verified fees disclosed properly (alphabetical order within Section with certain exceptions, and all title fees start with "Title - ") were accurate in the Closing Cost Details section.

6.9.9Validated when Interest Only Payments, Optional Payments, Step Payments, or Seasonal Payments, is Adjustable Payment ("AP") Table were disclosed and accurate based on early disclosures in the file.

6.9.10Validated when ARM or Step Rate, that Adjustable Interest Rate ("AIR") Table was properly disclosed and accurate based on the early disclosures in the file.

6.9.11Verified the Comparison section is complete.

6.9.12Validated that all Rounding rules were verified as per 1026.37(o)(4).

6.9.13Validated the Other Considerations Section was complete

 

6.10    Written List of Providers

Mission verified that if the lender placed fees in the Services You Can Shop For category, that the file properly contained a Written List of Providers provided to the borrower within three (3) business days of application. The WLSP must have included at least one available provider for each service and state the consumer may choose a different provider for that service. If a WLSP was not provided, the fees will be treated as a 10% Tolerance fee and a finding for missing service provider list will be noted. If a WLSP is provided outside of three (3) days of the application date, the fees will be treated as a 10% Tolerance fee and a finding for a service provider list being provided outside of three (3) days from application will be noted.

 

6.11    Variance Testing

Mission deploys in its testing one or the other of the following Variance Categories in performing variance tests:

 

6.11.1Zero Tolerance Variance- A finding will be cited if any charges increase from the Binding LE to the Final CD without COC or BRC.

Such increases include: 

■Fees paid to the lender, broker or an affiliate of either lender or broker [except fees paid to an affiliate of the lender for services NOT required by the creditor are not subject to tolerance/variance per CFR 1026.19(e)(3)(iii)(E)];

■Fees paid to an unaffiliated third party if the lender did not permit the borrower to shop for servicer; and

■Transfer taxes.

■Lender Credits

 

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6.11.210% Tolerance Variance- A finding will be cited if the aggregate of the charges increased by more than 10% from the Binding LE to the Final CD without COC or BRC. If a fee/service is listed on the LE but not charged/reflected on the Final CD, the fee will be removed and not considered in calculating the 10% variance threshold pursuant to CFR 19(e)(3)(ii)-5.

Such increases include: 

■Recording fees; and

■Charges for third party services not paid to creditor or affiliate AND borrower permitted to shop for service but selects a provider on the creditor's Written List of Service Providers.

6.11.3Prepaid mortgage insurance will be treated as a 10% tolerance fee if it can be shopped for (and not identified as an affiliate), otherwise it will be treated as a Zero Tolerance fee.

6.11.4No Tolerance/Unlimited - No finding will be cited if any of the charges change from the Binding LE to the Final CD, provided that the disclosed amount on the LE is based on information reasonably known to the creditor at the time of disclosure (disclosed in good faith), such as:

●Prepaid interest;

●Property insurance premiums;

●Impounds/Escrows;

●Charges for services required by the creditor but the borrower is permitted to shop for and borrower selects a third party provider not on the lender's Written Service Provider List; and

●Charges for third party services not required by the creditor (even if paid to an affiliate of the creditor).

6.11.5Prepaid property taxes charged by local and state governments periodically will have no tolerance under the general 'best information reasonably available' standard unless otherwise instructed by the Client.

6.11.6As noted above, Mission reviewed the loan file for evidence the disclosure was not made in "Good Faith". "Good faith" means the creditor made the estimate based on the information reasonably available to them at the time the LE was provided. Absent such evidence, Mission will consider the disclosures made in "good faith".

6.11.7Additionally, if a documented valid COC or BRC occurred resulting in a change to loan terms, settlement charges or interest rate within four (4) business days of consummation, the variance test will be performed based on the revised amounts disclosed on the initial CD (or subsequent CD if change occurs after the initial CD has been provided) provided that the change is related to the COC or BRC per Comment 19(e)(4)(ii)-1.

6.11.8For loans with no Interim LE and no COC or BRC occurring four (4) days prior to consummation, fees and charges on the CD were tested for compliance with permitted variances against fees disclosed on Initial LE.

6.11.9For loans with an Interim LE, the review of each Interim LE and fees and charges on the CD were tested for compliance with variance thresholds against fees supported by a valid COC or BRC related to the charge that increases.

6.11.10In those cases where an Interim LE was issued with several fee increases, but

 

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  only some are supported by or related to a valid COC or BRC, those fees which are not supported by or related to a valid COC, BRC or disclosed on an LE that was not provided timely (within three (3) business days of changed circumstance) were tested for variance using the amounts disclosed in the Initial LE previously valid LE.

 

6.12TRID Review - Closing Disclosures ("CD")

Mission conducted a full Closing Disclosure review and verified the following:

 

6.12.1That the correct form was used and all sections of the CD were completed (no blanks or incomplete sections).

6.12.2Acknowledgement of receipt, either by signature or evidence of electronic delivery by all borrowers with a right to rescind under 1026.23 by verifying that each borrower with a right to rescind was provided with a copy of the CD. This could include the non-borrowing spouse. Acknowledgement is based on either signature, evidence of electronic delivery or by apply the common mail rules.

6.12.3If a subsequent CD was issued with changes to (a) the loan product which affects disclosed terms and loan information; (b) the addition of a prepayment penalty; or (c) an APR which exceeds the previously disclosed APR by more than the permitted tolerances for accuracy, Mission validated that the borrower was given an additional three (3)-business day waiting period from the date of final pre-close CD with (a) the final loan product; (b) the prepayment penalty addition; or (c) the APR, and that the final pre-close CD has been received by borrower by consummation.

6.12.4On the final CD the following checks and limitations apply:

6.12.5Verification of the technical formatting of the CD is out of scope in the standard review. The formatting of the document is the responsibility of the document preparation source.

6.12.6Closing, Transaction and Loan Information sections have been completed with accurate information.

6.12.7Loan terms sections are completed.

6.12.8Mission will verify loan term, purpose, and product descriptions follow the prescribed format.

6.12.9Mission will verify all applicants applying for credit, as disclosed on the application, are listed on the LE

6.12.10"Can this mount increase after closing?" and "Does the loan have these features" sections are completed accurately.

6.12.11Projected Payments and Estimated Taxes, Insurance & Assessments sections are completed accurately.

6.12.12Fees have been disclosed properly (alphabetically, correct buckets and all title fees start with "Title - ") in Closing Cost Details section.

6.12.13Any additional fees for sections other than Section C (Services You Can Shop For).

 

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6.12.14Calculating Cash to Close table completed accurately.

6.12.15Summaries of Transaction section completed accurately

6.12.16CD Assumption, Demand Feature, Negative Amortization, and Partial Payments sections completed properly (at least and only one box selected).

6.12.17Late Payment completed properly (terms disclosed and accurate per note).

6.12.18Escrow Amount section was completed properly (only one box selected and amounts disclosed).

6.12.19Escrow Property Costs over Year 1 to be calculated per the payments scheduled to be made in a 1 year period after consummation (1026.38)1)(7)(i) (A)( I).

6.12.20Non-Escrowed Property Costs over 1 Year to be calculated using either 11 or 12 months as determined by client. (1026.38)(1)(7)(i)(B)(1)

6.12.21If Interest Only, Optional Payments, Step Payments, or Seasonal Payments, is

6.12.22Adjustable Payment ("AP") Table disclosed accurately.

6.12.23If ARM or Step, is Adjustable Interest Rate ("AIR") Table was disclosed accurately.

6.12.24Loan Calculations sections were complete and accurate.

6.12.25Total of Payments is accurate per 1026.38(o)(1).

6.12.26Include fees in section A, B, and C that are paid by the borrower as well as the seller or other if those fees are customarily paid by the borrower.

6.12.27Mission captured amounts disclosed in Loan Calculations section and tested for TILA tolerance violations on disclosed APR and Finance Charge.

6.12.28Mission confirmed the Total Interest Percentage (TIP) was accurate with proper rounding.

6.12.29Other Disclosures section was complete with at least one choice selected as applicable.

6.12.30Rounding rules were verified as per 1026.38(t)(4). Rounding on all percentages except APR is percentages should be truncated so that a zero is not disclosed in the last decimal place (7.250 should be rounded to 7.25).

 

6.13TRID Method of Delivery/Receipt LE and CD

Mission verified the method of receipt of the revised LE and CD and performed a compliance test with timing requirements. For purposes of the review and verification, the date the borrower is deemed to have received the disclosure(s) is based on any of the following methods: 

6.13.1In Person: borrower signature date is used.

6.13.2Electronic - No Receipt Confirmation in File: three (3) business days from later of document issue date or proof of e-delivery date is used.

6.13.3Electronic - With Receipt Confirmation in File, date of receipt confirmation is used.

6.13.4Electronic - Delivery confirmation of an email, assuming the borrower(s) have consented to electronic delivery.

6.13.5Mail (USPS or other parcel delivery service) - No Receipt Confirmation in File: three (3) business days from later of document issue date or proof of mailing date is used. Delivery confirmation, i.e., confirmation that documents have been delivered to the borrower(s) door. Signature receipt by anyone other than the borrower(s) to the mortgage transaction constitutes evidence of delivery, not receipt, for the purposes of

 

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  the receipt requirements.

6.13.6Mail (USPS or other parcel delivery service) - With Receipt Confirmation in File: date of receipt confirmation is used. Delivery confirmation, i.e., confirmation that documents have been delivered to the borrower(s) door. Signature receipt by anyone other than the borrower(s) to the mortgage transaction constitutes evidence of delivery, not receipt, for the purposes of the receipt requirements. Unknown (unable to determine delivery method or unable to verify borrower received disclosures in any other method than by USPS Mail method): follow the USPS Mail delivery method of three (3) business days from the document issue date. As noted above, a signature by anyone other than the borrower(s) constitutes evidence of delivery and the method of receipt will be considered unknown, requiring an additional three (3) days from the date the non-borrower received the documents.

6.13.7Electronic Disclosures. If disclosures were sent electronically, a finding was cited if there was no evidence in the file that the borrower consented to receive disclosures electronically. Default to the three (3) business day mail rule for delivery without the proper documentation of borrower consent.

 

6.14Other TRID Compliance Testing

6.14.1Mission verified that the Home Loan Toolkit was present. If not present, a finding was cited if the Your Home Loan Toolkit Disclosure or evidence the disclosure was delivered or placed in the mail is not in the file or was not provided to the borrower within three (3) business days of application.

6.14.2Consummation Date: Consummation varies by applicable state law and the term is not often clearly defined. Accordingly, Mission used the notary date of the Deed of Trust to confirm consummation.

6.14.3Post-Consummation Disclosures: As noted in the findings resolutions, the creditor used a Post-consummation Closing Disclosure to either correct clerical errors and clear findings or to cure pre-consummation fee tolerance errors and clear findings. In all cases, Mission confirmed the testing against the Post-consummation Closing Disclosure before findings were resolved.

 

6.15SUBSEQUENT CHANGES AFTER CONSUMMATION

 

There were loans in the pool reviewed by Mission that contained findings related to issues that could only be cured by issuance of a Post-close Closing Disclosure. The following prescribed cures as set forth in section 1026.19 (t)(2)(iii) through (v) that are acceptable for changes and corrections to the Final CD after consummation.

 

6.15.1Section 1026.19(t)(2)(iii) - Changes due to events occurring after consummation. If within 30 days of consummation or as in this case, within 30 days of creditor first becoming aware of the existence of an event, an event occurs that causes the final CD to become inaccurate and such inaccuracy results in a change to an amount actually paid by the borrower(s) from the amount disclosed, Mission tested for evidence that a new, corrected CD was delivered or placed in the mail

 

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  to the borrower within thirty (30) days of receiving information that an event occurred.

 

6.15.2Section 1026.19(f)(2)(iv)- Changes due to clerical errors. Non-numeric clerical errors, for the purpose of this scope are any error not related to a disclosed dollar amount or percentage. Where applicable, Mission tested for evidence that a new, corrected Post-Closing CD was delivered or placed in the mail to the borrower within sixty (60) calendar days of consummation, or within sixty (60) calendar days of the first date of which the creditor becomes aware of such error.

6.15.3Section 1026.19(f)(2)(v)-Refunds related to the good faith analysis. Where applicable, Mission identified findings related to fee disclosures and brought such findings to the attention of the creditor. As noted in the resolution of these findings, the Creditor acted in Good Faith and cured these findings by issuing a corrected Post-Closing CD and where a fee tolerance violation occurred the Creditor issued a refund to the borrower. In all cases, Mission tested for evidence such as a copy of the refund check, a new corrected CD, and evidence the creditor delivered or placed in the mail to the borrower within the timeframe necessary as noted in the resolution to the findings.

6.15.4A post-consummation CD is understood to be issued with a Date Issued represented as the date the post-consummation CD was issued.

6.15.5Errors on LE's and Interim CD's and numeric errors on final CD's which do not have prescribed cures as per the regulation were not be reported as having been cured. The assessment of risk and decision to accept a finding that does not have a prescribed cure is the responsibility of the purchaser of the loan.

 

6.16Additional Disclosures and Requirements:

 

Mission confirmed compliance with current documentation and timing requirements in effect at origination of the Mortgage Loan including:

 

6.16.1Confirmed the presence of the Home Loan Tool Kit is in file for covered loans.

6.16.2Confirmed the presence of the Affiliated Business Disclosure in file in the event the lender has affiliated business arrangements

6.16.3Confirmed the Affiliated Business Disclosure provided within three general business days of "Application" (Mission reviews for this disclosure to be provided within three general business days, as the lender will typically know at the time of application if borrower(s) will be referred to affiliates for provision of third party services)

6.16.4Confirmed the Affiliated Business Disclosure is executed.

6.16.5Confirmed the presence of the Initial Escrow Disclosure Statement in file

6.16.6Confirmed the Initial Escrow Disclosure Statement was provided at closing or within 45 days after settlement

6.16.7Confirmed that each mortgage loan adhered to flood insurance coverage requirements as outlined under the NFIP, including identification of flood zones and subsequent policy documentation for evidence of adequate coverage amounts.

 

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6.17High Cost- State & Local Anti-Predatory Regulations:

 

In addition to federal thresholds, Mission reviewed the anti-predatory lending statutes in the following states and local municipalities, as applicable:

 

6.17.1Arkansas Home Loan Protection Act, AR. Stat. Ann.§ 23-53-101 et seq.

6.17.2California Anti-Predatory Lending Statute, CA. Fin. Code§ 4970 et seq.

6.17.34.3 California Higher Priced Mortgage Loan Statute, CA. Fin Code § 4995 et seq.

6.17.44.4 Colorado Consumer Equity Protection Act, CO. Rev. Stat. § 5-3.5-101 et seq. and as amended by Senate Bi11216 (2007) and House Bi111322 (2007)

6.17.5Colorado Consumer Credit Code, CO. Rev. Stat. 5-1-101 et seq.

6.17.6Connecticut Abusive Home Loan Lending Practices Act, CT. Stat. Ann. § 36a-746 et seq. and the Responsible Lending and Economic Security Act, CT. House Bill 5577 (2008).

6.17.7Connecticut Nonprime Home Loan Statute, CT. Gen. Stat. §§ 36a-760 et seq. (as originally enacted and as amended by Senate Bill 949.

6.17.8District of Columbia Home Loan Protection Act of 2002, D.C. Official Code § 26-1151.01 et seq., as implemented by 20 D.C. Municipal Reg. § 2000.1 et seq. and DC Mortgage Disclosure Act of2007.

6.17.9Florida Fair Lending Act, FL. Stat. Ann. § 494.0078 et seq.

6.17.10Georgia Fair Lending Act, GA. Stat. Ann.§ 7-6A-1 et seq. (as originally enacted by House Bill 02-1361 and as modified by Senate Bill 03-53)

6.17.11Idaho Residential Mortgage Practices Act, ID. Code§ 26-3101 et seq.

6.17.12Illinois High Risk Home Act, IL. Comp Stat. tit. 815, §§ 137/5 et seq.

6.17.13Illinois High Risk Home Loan Regulations, 38 IL. Admin. Code § 345.10 et seq.

6.17.14Illinois High Risk Home Loan Act, Public Act. 93-0561 (2003).

6.17.15City of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§ 2-32-440; 2-32-455; 2-92-325; 4-4-155; 8-4-325.

6.17.16Cook County, Illinois, Anti-Predatory Lending Ordinance, Ordinance No. 240864 (2001) as amended by Illinois SB 1167 (2007).

6.17.17Indiana Home Loan Practices Act, IN. Code§ 24-9-1-1 et seq. and as amended by 2005 In. P.L. 141 § 6 P2013-011.

6.17.18Kansas Consumer Credit Code, KS. Stat. Ann. § 16a-1-101 et seq. Sections 16a-1-301, 16a-3- 207 and 16a-3-308a.

6.17.19Kentucky Anti-Predatory Lending Statute, KY. Rev. Stat. § 360.100 et seq. and as amended by KY. House Bill 552 (2008).

6.17.20Maine, An Act to Enhance Consumer Protections in Relation to Certain Mortgages, 9A ME. Rev. Stat. Ann. §§ 8-101; 8-103(1); 8-206(8); 8-206A and ME. Legislative Document 1869 (2007).

6.17.21Maryland Commercial Law, MD. Stat. Ann. §§ 12-124.1; 12-127; 12-409.1; 12-1029 and as amended by MD. Senate Bill 270 (2008) and Maryland Regulations under the MD. Mortgage Lender Law (2009).

6.17.22Maryland Regulations for Higher Priced Mortgage Loans, as promulgated under the MD. Mortgage Lender Law, MD. Code Ann., Fin. Instit. Code §§ 11-501 et seq.; MD. Code Regs. §§ 09.03.06.01 et seq.

 

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6.17.23Massachusetts High Cost Mortgage Regulations, 209 CMR § 32.32 et seq. including MA. House Bill4387 (2008) 20. MA. Predatory Home Loan Practices Act, M.G.L. Chapter 183(C).

6.17.24Massachusetts Regulations for Higher Priced Mortgage Loans, 209 MA. Code Regs. §§ 32.00

6.17.25Massachusetts "Borrower's Interest" Standard, M.G.L. Chapter 183, §28C.

6.17.26Massachusetts Mortgage Lender and Broker Regulations, 940 CMR § 8.00 (15-17).

6.17.27Michigan Consumer Mortgage Protection Act, MI. Stat. Ann. § 445-1631 et seq.

6.17.28Minnesota Mortgage Originator and Service Licensing Act, § 58.137 etal. (S.F. 2988 (2002) and as amended by House File 1004 and SF 98 (2007) and SF 3154 and 3214 (2008).

6.17.29Nebraska Mortgage Bankers Registration and Licensing Act, NE. Stat.§ 45-702 et seq.

6.17.30Nevada Anti-Predatory Lending Law, NV. Rev. Stat. § 598D.010 et seq. and as amended by AB 440 and492.

6.17.31New Jersey Home Ownership Security Act of 2002, NJ. Stat. Ann. §C:46:10 B-22 et seq. and as amended by PL. 2004, Ch. 84 § 1.

6.17.32New Mexico Home Loan Protection Act, NM. Stat. Ann. § 58-21A-1 et seq. and as amended by Senate Bill 342 (2009 High Cost Home Loan Act, NY. Bank. L. Ch. 626., as implemented by 3 NYCCR Part 41 (2003) and as amended by Senate Bill 8143-A (2008). Banking Law Article 6-1 (2003) and 6-m (2008).

6.17.33New York High Cost Home Loan Regulations, 3 NYCCR Part 41 (2001).

6.17.34New York High Cost Home Loan Act, NY. Bank. L. Ch. 626., as implemented by 3 NYCCR Part 41 (2003) and as amended by Senate Bill 8143-A (2008). Banking Law Article 6-1 (2003) and 6-m (2008).

6.17.35North Carolina Anti-Predatory Lending Law, NC. Gen. Stat. §§ 24-l.1 to 24-10.2 and North Carolina Amendments to Anti-Predatory Lending Law, NC. Gen. Stat. §§ 24-9; 24-l.l(E)(a); 24-10.2(a) and as amended by House Bill1817 (2007).

6.17.36Ohio Anti-Predatory Lending Statute, OH. Rev. Code Ann. §§ 1349.25 to 1349.37and § 1.63 and as amended by S.B. 185.

6.17.37City of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 72-2003.

6.17.38Oklahoma Anti-Predatory Lending Law, House Bill No. 1574 (2003).

6.17.39Oklahoma Higher -Priced Mortgage Loans Law, OK. Admin. Code§§ 160:45-9-1 et seq.

6.17.40Pennsylvania Consumer Equity Protection Act, 63 PA. Cons. Stat. Ann. § 456.501 et seq. 4.41 City of Providence, Rhode Island Predatory Lending Ordinance, Ordinance No. 245, Chapter 2006-33 as amended.

6.17.41Rhode Island Home Loan Protection Act, Chapter 25.2 of Title 34 of RI. Gen. Laws. §§ 34-25.2-1 et seq., including the Emergency and Final Regulations.

6.17.42South Carolina High-Cost and Consumer Home Loans Act, SC. Code§ 37-23-10 et seq.

6.17.43South Carolina Consumer Protection Code, SC. Code 37-1-101 et seq.

6.17.44Tennessee Home Loan Protection Act, TN. Code Annotated §§ 45-20-101 et seq., Title 47 et seq.

6.17.45Texas High-Cost Home Loan Statute, TX. Fin. Code Ann.§ 343.201 et seq.

 

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6.17.46Texas Constitution, Section 50(a)(6), Article XVI

6.17.47Utah Residential Mortgage Practices Amendments, UT. Code Ann.§ 61- 2c-102 et seq.

6.17.48Utah High Cost Home Loan Act, UT. Code § 61-2d-101 et seq.

6.17.49Vermont Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

6.17.50Virginia Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), VA. Code Ann.§§ 6.1-413; 6.1-422, 6.1-428.

6.17.51Virginia Mortgage Lender and Broker Act (for loans originated after July 1, 2003), VA. Code Ann.§§ 6.1-411; 6.1-422.1, 6.1-425.1; 6.1-425.2.

6.17.52Washington House Bill 2770, Mortgage Lending and Homeownership, Chapter 108, Laws of 2008.

6.17.53Wisconsin Responsible High Cost Mortgage Lending Act, WI. Stat. § 428.202.

6.17.54West Virginia Residential Mortgage Lender, Broker and Servicer Act, WV. Code § 31-17-1 et seq.

6.17.55Wyoming Credit Code, WY. Stat. Ann.§§ 40-14-101 et seq.

 

6.18Regulatory Compliance Disclaimer

Please be advised that Mission did not make a determination as to whether loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated herein. There can be no assurance that the review uncovered all issues relating to the origination of the mortgage loans, their compliance with applicable law and regulation and the original appraisals relating of the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Mission are dependent upon its receiving complete and accurate data regarding the mortgage loans from loans originators and other third parties upon which Mission is relying in reaching such findings.

 

Please be further advised that Mission does not employ personnel who are licensed to practice law in various jurisdictions, and the findings set forth in the reports prepared by Mission do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Mission. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including potential liability related to the purchase or other transaction involving any such loans, shall be made solely by the Client, or other agreed upon party, that has engaged Mission to prepare its reports pursuant to its instructions and guidelines. Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Mission are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use.

 

6.19Misrepresentation and Third-Party Report Review

Mission verified that fraud reports were present on all loans and independent third-party property valuations reports are in the file.

 

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6.19.1Misrepresentation Review

Mission validated the presence of a Fraud Guard report on each loan to identify potential misrepresentations of income, employment, identity, occupancy, transaction and appraisal misrepresentation or other areas of potential misrepresentation.

 

6.19.2Alerts

Mission validated credit report alerts for accuracy and potential issues.

 

6.19.3Social Security Numbers

Mission verified SSN(s) across all file documents.

 

6.19.4Document Integrity

Mission validated to the extent possible for apparent alterations to loan documents.

 

6.19.5Data Consistency

Mission validated the documents contained in the loan file for consistency of data.

 

6.19.65.1.6 Third Party Fraud Tools

To the extent a third-party Fraud Guard was present in the loan file, Mission reviewed high level or critical warnings were reviewed and addressed.

 

7.Data Integrity Review

 

Mission was provided with a Client bid tape to conduct a Data Integrity Review. The Client provided a data tape with the following data fields and Mission compared the field to the applicable source document and reported all variances.

 

The following fields were provided and compared:

 

■Borrower First Name

■Borrower Last Name

■Co-Borrower First Name

■Co-Borrower Last Name

■# of Units Financed

■Contract Sales Price

■Debt Service Coverage Ratio (Business Purpose Investment loans)

■Borrower Qualifying FICO

■Borrower Total Income

■Occupancy

■First Payment Date

■Primary Appraised Value for LTV

■Note Date

■Original Note Interest Rate

■Original Loan Amount

■Original LTV

 

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■Original P&I

■Property Type

■Refinance Purpose

■Subject Property Street

■Subject Property City

■Subject Property State

■Subject Property Zip

  

8.Loan and Exception Level Grading Methodology

 

Pursuant to the applicable NRSRO criteria, Mission graded each loan exception with an event level 1 for exceptions findings that are informational in nature, event level 2 for exceptions findings that are considered non-material, event level 3 for exceptions findings that are considered material. In accordance applicable NRSRO criteria exceptions and overall initial loan grades and final loan Grades were assigned with an A, B, C or D. The methodology for the application of RMBS grading is defined by each NRSRO in their current industry publications as updated from time to time.

 

Pursuant to the applicable NRSRO criteria, Mission graded certain compliance exceptions as nonmaterial based on seasoning of the mortgage loan. Where applicable, mortgage loans that are seasoned beyond the applicable period under TILA in which affirmative claims could be brought by a consumer. The period is not limited for claims, other than recission, which are raised as a defense to foreclosure. Information contained in any Mission reports related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual loan.

 

S&P RATINGS GRADING METHODOLOGY

 

NRSRO Grade # of Loans % of Loans (by count) in MISSION Population
A   244 93.1%
B     17   6.5%
C       1   0.4%
D     0   0%

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NRSRO GRADE SUMMARY    
NRSRO GRADE # of Loans % of Loans (by count) in
MISSION Population
CREDIT    
A        248       94.7%
B   14   5.3%
C    0 0%
D    0 0%
     
COMPLIANCE    
A 261  99.6%
B     1    0.4%
C   0 0%
D   0 0%
     
PROPERTY/VALUE    
A  259  98.9%
B      2     0.8%
C     1  0.4%
D    0  0%
     

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DATA INTEGRITY REVIEW

 

Data Compare Summary (Total)
CSMC_2022-NQM6        
Run Date - 12/6/2022 16:30:00 PM
 
Field Label Loans With
Discrepancy		 Total Times Compared % Variance Comments
Borrower First Name 62 262 23.66% Tape value include borrower first and middle name.
Borrower Last Name 92 262 35.11% Tape value included business vested entity name rather than borrowers last name.
Coborrower First Name 16 262 6.11% Tape value include coborrower first and middle name.
Coborrower Last Name 12 262 4.58% Tape value included business vested entity name rather than coborrowers last name.
# of Units 3 262 1.15% We are unable to determine variance in tape dates. In all cases Mission verified # of units from appraisal.
Contract Sales Price 6 140 4.29% We are unable to determine variance in tape dates. In all cases Mission verified sales price from purchase contract.
Debt Service Coverage Ratio 74 262 28.24% All variances were the result of rounding differences or other  variations in debts what was captured from the credit reports. Mission verified all captured DSCR ratios met Guidelines.

 

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Borrower Qualifying FICO 225 262 85.88% All variances were the result of rounding differences or other slight variations in what was captured from the credit reports. Mission verified all captured FICO scores met Guidelines.
Borrower Qualifying DTI 1 262 0.38% All variances were the result of rounding differences or other  variations in what was captured from the credit reports. Mission verified all captured DTI ratios met Guidelines.
Borrower Total Income 0 262 0.00%  
Occupancy 3 262 1.15%  
First Payment Date 256 262 97.71% We are unable to determine variance in tape dates. In all cases Mission verified initial payment date from the Promissory Note.
Primary Appraised Value for LTV 3 262 1.15% We used the ASF designated waterfall which resulted in a tiered waterfall for values. The variances are the result of lower values from either purchase contracts or secondary valuations. on thi sloan the tape data used Appraisal rather than the lower sales price. Mission verified that the lower valuation met guideline requirement.
Note Date 262 262 100.00% We are unable to determine variance in tape dates. In all cases Mission verified Note date from the Promissory Note.

 

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Note Type 0 262 0.00%  
Original Note Interest Rate 0 262 0.00%  
First Interest Rate Change Date 0 262 0.00%  
Original Loan Amount 0 262 0.00%  
Original LTV 3 262 1.15% Mission verified in each case that the lower LTV met guideline requirements or an exception with compensating factors was present.
Original P&I 0 262 0.00%  
Property Type 0 262 0.00%  
Purpose 0 262 0.00%  
Refi Purpose 0 262 0.00%  
Property Street 0 262 0.00%  
Property City 0 262 0.00%  
Property State 0 262 0.00%  
Property Zip 0 262 0.00%  
         

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POOL DETAILS

 

Amortization Type   Borrower Citizenship
Type Count % of
Pool		   Type Count % of
Pool
Fixed 253 96.6%   Foreign National 51 19%
Adjustable Rate Mortgage 9 3.4%   Non-Permanent Resident Alien 19 7%
Total 262 100%   Permanent Resident Alien 11 4%
        US Citizen 181 69%
        Total 262 100%
             
Loan Purpose   Occupancy
Type Count % of
Pool		   Type Count % of
Pool
Purchase 158 60%   Investment 201 77%
Refinance - Cash Out 84 32%   Primary Residence 57 22%
Refinance - Limited Cash Out 5 2%   Secondary Residence 4 2%
Refinance - Rate and Term 15 6%   Total 262 100%
Total 262 100%        
             
Original Interest Rate   Property Type
Type Count % of Pool   Type Count % of Pool
< 3.500% 0 0%   1 Family Attached 3 1%
3.500 - 3.999% 0 0%   2 Family 9 3%
4.000 - 4.499% 0 0%   3 Family 8 3%
4.500 - 4.999% 0 0%   4 Family 4 2%
5.000 - 5.499% 0 0%   Condo, High Rise 2 1%
5.500 - 5.999% 0 0%   Condo, Low Rise 49 19%
6.000 - 6.499% 6 2%   Condotel 0 0%
6.500 - 6.999% 15 6%   Double-wide Manufactured Housing 0 0%
7.000 - 7.499% 36 14%   PUD 65 25%
7.500 - 7.999% 38 15%   Single Family Detached 117 45%
>= 8.000% 167 64%   Single Wide Manufactured Housing 0 0%
Total 262 100%   Townhouse 5 2%
        Mixed-use 0 0%
        Total 262 100%
             

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POOL DETAILS

 

Qualifying FICO Credit Score   Verified DSCR
Type Count % of Pool   Type Count % of Pool
< 501 1     < 1.00 203 77%
501 - 600 14 5%   1.00 - 1.99 57 22%
601 - 700 75 29%   2.00 - 2.99 2 1%
701 - 800 126 48%   3.00 - 3.99 0 0%
801 - 900 5 2%   >= 4.00 0 0%
No FICO 41 16%   Total 262 100%
Total 262 100%        
             
Verified DTI        
Type Count % of Pool        
< 10 or Null 205 78%        
10 - 19 9 3%        
20 - 29 7 3%        
30 - 39 13 5%        
40 - 49 21 8%        
> = 50 7 3%        
Total 262 100%        
             

Confidential and Privileged. Use is restricted without the written consent of the Author.P a g e | 29

 

 

CSMC 2022-NQM6 Trust ABS-15G

Exhibit 99.2

 

 

 

Supplemental Data

CSMC_2022-NQM6

Run Date - 12/6/2022 16:30:00 PM

 

Loan ID Customer Loan ID Seller Loan ID Loan Program Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Updated Credit Report Date Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Most Recent Updated Co Borrower 2 FICO Most Recent Updated Co Borrower 3 FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Late 30d in 24m  Prior Mortgage/Rent Late 60d in 24m  Prior Mortgage/Rent Late 90d in 24m  Has ACH Is Equity Shared Loan Subordinate Lien Type Is Shared Appreciation Mortgage Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification "Other" Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation  Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type  Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation  Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type  Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation  Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type  Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Non-US Document Expiration Date Property Rights
XXXXXXX_CSMC_2022-NQM6-1 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.917% 7.917 $827.72 $3,460.44 $288.37 $0.00 $47.08 $4,452.00 $371.00   1534.17   [redacted] [redacted] $371.00   Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 1.04 1.04   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 707                               NA             0     0         0 0 0   No   No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-2 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.615% 7.615 $2,121.32 $6,912.00 $576.00 $1,743.00 $145.25 $963.96 $80.33   2922.9   [redacted] [redacted] $80.33   Annually 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0.8 0.81   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 719                               NA             0     0         0 0 0   No   No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-3 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.375% 8.375 $912.09 $1,056.00 $88.00 $987.00 $82.25       1082.34             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 1.48 1.48   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 698                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-4 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     10.875% 10.875 $5,573.44 $9,684.24 $807.02 $3,432.00 $286.00       6666.46             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 753                               NA             0     0         0 0 0   No N/A No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-5 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 7.000% 7.0 $731.83 $3,194.40 $266.20 $0.00 $44.33 $4,896.00 $408.00 $0.00 1450.36   [redacted] [redacted] $408.00 09/01/2022 Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 1.07 1.07 N/A Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA             0     0         0 0 0   No N/A No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-6 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.084% 7.084 $1,962.54 $2,270.64 $189.22 $633.00 $52.75       2204.51             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0.91 0.91   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 700                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   OR [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-7 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     6.990% 6.99 $697.86 $5,310.84 $442.57 $1,059.38 $88.28       1228.71             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 1.59 1.59   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 654                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-8 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     9.000% 9 $2,824.23 $10,834.92 $902.91 $1,666.95 $138.91 $2,856.00 $238.00   4104.05   [redacted] [redacted] $238.00   Monthly 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 769                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-9 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     9.000% 9.000 $2,151.56 $3,954.12 $329.51 $1,447.00 $120.58       2601.65             0 0.00% 0.00% No No                         Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 794                               NA             0     0         0 0 0   No N/A No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A   Foreign National Foreign National N/A Passport   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-10 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.125% 7.125 $1,018.88 $1,985.88 $165.49 $1,061.00 $88.42       1272.79             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 1.06 1.06   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 781                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-11 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     6.491% 6.491 $1,100.03 $2,831.52 $235.96 $0.00 $30.38 $2,568.00 $214.00   1580.37   [redacted] [redacted] $214.00   Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0.95 0.95   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA                             0 0 0   No   No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-12 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     10.250% 10.250 $3,387.26 $5,331.00 $444.25 $1,813.00 $151.08 $650.04 $54.17   4036.76   [redacted] [redacted] $54.17   Annually 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 625                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   NV [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-13 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     10.875% 10.875 $4,655.41 $16,557.00 $1,379.75 $4,183.36 $348.61     $0.00 6383.77             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA             0     0         0 0 0   No N/A No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-14 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 4597.5 07/04/2022 5.780% Manual Underwriting Manual Underwriting No 9.070%   8.500% 8.500 $771.22 $1,849.32 $154.11 $0.00 $60.51 $2,604.00 $217.00   1202.84   [redacted] [redacted] $217.00   Monthly 37.74 37.75% 37.75% Yes               Retired           Full Doc 1 YR 0 NA NA N/A   N/A   2 0 0 0 0 0 Yes NA No No   No No Yes     No N/A     3528.06% 0.00%     N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A Conventional 0 0   Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, Award Letter Verified, 1040 Schedule E Verified Borrower - 2 YRS Personal Tax Returns Verified, 1040 Schedule E Verified [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 794                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-15 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 9.250% 9.250 $3,023.33 $6,397.20 $533.10 $982.00 $81.83 $480.00 $40.00 $0.00 3678.26   [redacted] [redacted] $40.00   Annually 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0 N/A Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 656                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   TX [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-16 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     9.365% 9.365 $6,855.93 $16,459.56 $1,371.63 $10,012.00 $834.33     $0.00 9061.89             0 0.00% 0.00% No No                         Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0.55 0.56   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 709                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CT [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-17 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No   Appendix Q Documentation 8550 07/04/2022 5.780% Manual Underwriting Manual Underwriting No 8.688%   8.375% 8.375 $2,417.03 $2,378.04 $198.17 $1,584.00 $132.00     $0.00 2747.2             54.27 54.28% 54.28% Yes               Employed           Full Doc 2 0 1 Month NA         0 0 0 0 0 0 NA NA No No   No No       No       5376.21% 0.00%     N/A     N/A     NA   NA 0 NA       NA       Conventional 0 0 N/A Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 569                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-18 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No   Appendix Q Documentation 6520 07/04/2022 5.780% Manual Underwriting Manual Underwriting No 9.683%   9.250% 9.250 $1,563.08 $1,367.88 $113.99 $1,007.00 $83.92     $0.00 1760.99             40.20 40.03% 40.03% Yes               Employed           Full Doc 2 0 2+ Months NA         0 0 0 0 0 0 NA NA No No   No No       No       4820.94% 0.00%     N/A     N/A     NA   NA 0 NA       NA       Conventional 0 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 569                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   ID [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-19 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No   Appendix Q Documentation 11365 07/04/2022 5.780% Manual Underwriting Manual Underwriting No 7.029%   6.625% 6.625 $1,792.87 $5,928.00 $494.00 $855.00 $71.25 $825.00 $68.75 $0.00 2426.87   [redacted] [redacted] $68.75   Annually 6.38 6.38% 6.38% Yes               Self-Employed           12 Month Bank Statement 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No     12 No       39030.04% 100.00%     N/A     N/A     NA   NA 0 NA       NA       Conventional 0 0 N/A Borrower - SESoleProprietor - Business Bank Statements Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 747                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   TX [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-20 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No   Appendix Q Documentation 10795 07/04/2022 5.780% Manual Underwriting Manual Underwriting No 8.815%   8.500% 8.500 $2,906.49 $7,658.16 $638.18 $1,199.00 $99.92 $219.96 $18.33 $0.00 3662.92   [redacted] [redacted] $18.33   Annually 27.64 27.47% 27.47% Yes Yes             Self-Employed Self-Employed         24 Month Bank Statement 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes   24 No Yes     21026.05% 50.00%     N/A   N/A N/A N/A   Yes 36 Yes 36 NA     N/A NA     N/A Conventional 0 0 N/A Borrower - CPA Letter Verified, Business Bank Statements Verified || Co Borrower - CPA Letter Verified Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 603                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-21 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     11.000% 11.000 $1,820.84 $6,120.60 $510.05 $5,557.00 $463.08       2793.97             0 0.00% 0.00% No No                         Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 709                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   CT [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-22 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.875% 8.875 $5,696.82 $6,672.48 $556.04 $2,184.95 $182.08     $0.00 6434.94             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0 N/A Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 778                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-23 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No   Appendix Q Documentation 10955 07/04/2022 5.780% Manual Underwriting Manual Underwriting No 7.158%   6.875% 6.875 $2,538.37 $4,627.56 $385.63 $820.00 $68.33       2992.33             50.38 50.17% 50.17% Yes               Employed           Full Doc 2 0 2+ Months NA         0 0 0 0 0 0 NA NA No No   No No       No       7453.33% 0.00%     N/A     N/A     NA   NA 0 NA       NA       Conventional 0 0   Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 711                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-24 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     9.125% 9.125 $2,440.90 $2,707.20 $225.60 $862.00 $71.83       2738.33             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 774                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-25 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     9.990% 9.990 $7,365.39 $7,414.56 $617.88 $1,620.09 $135.01       8118.28             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 648                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   NV [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-26 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No   Appendix Q Documentation 27771 06/27/2022 5.880% Manual Underwriting Manual Underwriting No 7.807%   7.500% 7.500 $6,555.14 $25,100.52 $2,091.71 $0.00 $353.69 $27,243.24 $2,270.27   11270.81   [redacted] [redacted] $2,270.27   Monthly 10.82 10.82% 10.82% Yes               Self-Employed           12 Month Bank Statement 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No     12 No       120155.71% 100.00%     N/A     N/A     NA   NA 0 NA       NA       Conventional 0 0 N/A Borrower - SESoleProprietor - Business Bank Statements Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 755                               NA             0     0         0 0 0   No N/A No Non Permanent Resident Alien Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] Work Visa  07-21-2024           [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-27 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No   Appendix Q Documentation 6650 07/04/2022 5.780% Manual Underwriting Manual Underwriting No 8.434%   8.125% 8.125 $1,767.14 $623.76 $51.98 $1,062.00 $88.50       1907.62             29.87 29.87% 29.87% Yes               Self-Employed           W2/1099 Verified 2 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes     No N/A     7159.50% 100.00%     N/A   N/A N/A N/A   NA   NA 0 Yes 60 30 FNMA 1005 NA     N/A Conventional 0 0   Borrower - SESoleProprietor - 2 YRS W2 1099 Verified, Written VOE Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 650                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Passport   AZ [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-28 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 9845 07/11/2022 5.370% Manual Underwriting Manual Underwriting No 8.264%   8.000% 8.00 $3,136.84 $6,600.00 $550.00 $960.14 $80.01       3766.85             47.30 47.30% 47.30% Yes Yes             Self-Employed Not Employed         W2/1099 Verified 2 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes     No N/A     11624.69% 100.00%     N/A   N/A N/A N/A   Yes 24 NA 24 NA     N/A NA     N/A Conventional 0 0   Borrower - CPA Letter Verified, 2 YRS W2 1099 Verified || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 714                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-29 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 7.750% 7.75 $4,307.07 $1,111.08 92.59 $812.00 $67.67       4467.33             0 0.00% 0.00% No No                         Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 772                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-30 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No   Appendix Q Documentation 13440 07/04/2022 5.780% Manual Underwriting Manual Underwriting No 10.862%   10.490% 10.490 $4,112.96 $7,500.00 $625.00 $1,289.00 $107.42       4845.38             4.22 4.26% 4.26% Yes               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes   12 No N/A     115278.50% 100.00%     N/A   N/A N/A N/A   Yes 42 NA 42 NA     N/A NA     N/A Conventional 0 0   Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 587                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-31 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 7.375% 7.375 $4,237.98 $13,412.76 $1,117.73 $2,148.00 $179.00       5534.71             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 784                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   TX [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-32 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No   Appendix Q Documentation 16685 07/04/2022 5.780% Manual Underwriting Manual Underwriting No 10.422%   9.990% 9.990 $4,235.10 $5,537.16 $461.43 $752.00 $62.67 $3,120.00 $260.00   5019.2   [redacted] [redacted] $260.00   Monthly 49.31 49.31% 49.31% Yes Yes             Employed Employed         Full Doc 2 2 2+ Months 2+ Months         0 0 0 0 0 0 NA NA No No   No No       No       14032.59% 0.00%     N/A     N/A     NA   NA 0 NA       NA       Conventional 0 0   Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 513                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Standard Driver's License - Not for federal Use   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-33 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     9.875% 9.875 $3,455.63 $9,600.00 $800.00 $0.00 $21.25 $6,132.00 $511.00 $0.00 4766.63   [redacted] [redacted] $511.00   Monthly 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0 N/A Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 730                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   WA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-34 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 7.209% 7.209 $2,087.11 $12,630.36 $1,052.53 $1,025.00 $85.42 $3,300.00 $275.00 $0.00 3500.06   [redacted] [redacted] $275.00   Annually 0 0.00% 0.00% No No                         Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0.71 0.71 N/A Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA             0     0         0 0 0   No   No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A   Foreign National Foreign National N/A Passport   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-35 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     10.500% 10.500 $1,083.97 $1,421.40 $118.45 $0.00 $37.00 $4,962.24 $413.52   1652.94   [redacted] [redacted] $413.52   Monthly 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0 N/A Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 681                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   TX [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-36 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     9.626% 9.626 $2,733.80 $6,499.20 541.60 $0.00 $79.47 $6,000.00 $500.00   3854.87   [redacted] [redacted] $500.00   Monthly 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA             0     0         0 0 0   No   No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-37 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.116% 8.116 $3,442.26 $7,286.88 $607.24 $2,302.00 $191.83       4241.33             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 1 1.03   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 770                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   MA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-38 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.750% 7.750 $1,646.88 $2,982.12 $248.51 $1,864.00 $155.33 $456.00 $38.00   2088.72   [redacted] [redacted] $38.00 09/01/2022 Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 1.01 1   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 657                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   SC [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-39 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 13075 07/11/2022 5.370% Manual Underwriting Manual Underwriting No 8.823%   8.708% 8.708 $8,185.52 $4,838.16 $403.18 $1,367.00 $177.92       8766.62 $0.00           46.31 48.78% 51.56% Yes               Self-Employed           Business P&L 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes     No N/A     23568.40% 100.00%     Borrower Prepared 29   N/A N/A   Yes 24 NA 24 NA     N/A NA     N/A Conventional 0 0   Borrower - SESoleProprietor, Primary Residence Rent Income - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 763                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-40 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 10.250% 10.250 $930.15 $3,670.20 $305.85 $0.00 $32.08 $3,948.00 $329.00 $0.00 1597.08   [redacted] [redacted] $329.00   Monthly 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0 N/A Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA             0     0         0 0 0   No   No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-41 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.375% 8.375 $3,400.25 $8,612.52 717.71 $493.00 $41.08 $3,168.00 $264.00   4423.04   [redacted] [redacted] $264.00   Monthly 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 708                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-42 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.875% 7.875 $2,395.63 $5,191.44 432.62 $0.00 $107.40 $6,684.00 $557.00   3492.65   [redacted] [redacted] $557.00   Monthly 0 0.00% 0.00% No No                         Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 755                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   IN [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-43 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 8.125% 8.125 $2,004.74 $1,460.64 $121.72 $1,510.03 $125.84 $4,080.00 $340.00 $0.00 2592.3   [redacted] [redacted] $340.00   Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0.96 0.98 N/A Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 726                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-44 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 7.501% 7.501 $1,395.07 $1,501.08 $125.09 $711.00 $59.25       1579.41             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 1.01 1.01   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA             0     0         0 0 0   No   No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-45 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.000% 7 $1,330.60 $6,660.00 $555.00 $0.00 $44.33 $3,744.00 $312.00   2241.93   [redacted] [redacted] $312.00   Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 1.16 1.11   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 719                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-46 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.126% 7.126 $1,150.83 $3,867.84 $322.32 $0.00 $85.83 $4,014.24 $334.52   1893.5   [redacted] [redacted] $334.52 09/01/2022 Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0.79 0.79   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 716                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-47 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No   Appendix Q Documentation 15825 07/25/2022 5.610% Manual Underwriting Manual Underwriting No 7.580%   7.375% 7.375 $6,319.68 $16,749.96 1395.83 $0.00 $24.69 $3,552.00 $296.00 $0.00 8036.2   [redacted] [redacted] $296.00   Monthly 54.50 54.51% 54.51% Yes               Employed           Full Doc 2 0 1 Month NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes     No N/A     15000.00% 0.00%     N/A   N/A N/A N/A   NA   NA 0 Yes 7 7 FNMA 1005 NA     N/A Conventional 0 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 785                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-48 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 15534 07/11/2022 5.370% Manual Underwriting Manual Underwriting No 8.223%   7.709% 7.709 $2,362.67 $6,026.04 $502.17 $822.60 $68.55 $2,904.00 $242.00 $0.00 3175.39   [redacted] [redacted] $242.00   Monthly 41.01 40.71% 40.71% Yes Yes             Self-Employed Not Employed         2YR Full Doc 2 0 1 Month NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A     20833.32% 0.00%     N/A   N/A N/A N/A   NA   NA 0 Yes 60 30 FNMA 1005 NA     N/A Conventional 0 0 N/A Borrower - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 710                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-49 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     6.250% 6.25 $1,120.61 $3,423.96 $285.33 $0.00 $31.19 $3,396.00 $283.00   1720.13   [redacted] [redacted] $283.00   Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0.87 0.87   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA                             0 0 0   No N/A No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-50 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No   Appendix Q Documentation 12895 07/18/2022 5.580% Manual Underwriting Manual Underwriting No 10.374%   10.115% 10.115 $4,888.92 $7,967.88 $663.99 $1,707.15 $142.26 $3,756.00 $313.00   6008.17   [redacted] [redacted] $313.00   Monthly 32.47 31.18% 32.47% Yes               Self-Employed           12 Month Bank Statement 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No     12 No       19383.59% 100.00%     N/A     N/A     NA   NA 0 NA       NA       Conventional 0 0   Borrower - SESoleProprietor - Business Bank Statements Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 615                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-51 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No   Appendix Q Documentation 8460 06/13/2022 5.310% Manual Underwriting Manual Underwriting No 10.430%   9.990% 9.99 $2,199.10 $2,722.68 $226.89 $1,117.00 $93.08     $0.00 2519.07 $4,165.65           39.49 39.49% 39.49% Yes               Employed           2YR Full Doc 2 0 2+ Months NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A     6883.96% 100.00%     N/A   N/A N/A N/A   NA   NA 0 Yes 226 36 Other NA     N/A Conventional 0 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 545                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-52 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 11.000% 11 $2,178.44 $3,871.80 $322.65 $1,797.00 $149.75       2650.84             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 678                               NA             0     0         0 0 0   No N/A No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-53 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No   Appendix Q Documentation 7457.5 07/18/2022 5.580% Manual Underwriting Manual Underwriting No 7.566%   7.500% 7.500 $8,617.82 $18,125.04 $1,510.42 $969.00 $80.75 $1,704.00 $142.00 $0.00 10350.99 $0.00 [redacted] [redacted] $142.00   Monthly 48.85 48.85% 48.85% Yes Yes             Employed Employed         Full Doc 2 2 2+ Months 2+ Months N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes     No N/A     27872.54% 0.00%     N/A   N/A N/A N/A   NA   NA 0 Yes 13 13 FNMA 1005 Yes 72 36 FNMA 1005 Conventional 0 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 644                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-54 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     11.000% 11 $1,024.83 $1,430.28 $119.19 $479.00 $39.92       1183.94             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 647                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   OR [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-55 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.375% 7.375 $2,486.43 $1,800.36 $150.03 $1,202.00 $100.17       2736.63             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0.55 0.55   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 795                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-56 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 6.335% 6.335 $2,795.65 $10,214.28 $851.19 $1,994.00 $166.17 $5,160.00 $430.00 $0.00 4243.01   [redacted] [redacted] $430.00   Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 1.06 1.06 N/A Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA             0     0         0 0 0   No   No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-57 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.000% 7 $1,643.30 $8,968.32 747.36 $4,107.00 $342.25 $8,640.00 $720.00 $0.00 3452.91   [redacted] [redacted] $720.00   Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0.89 1.02   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 640                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   TX [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-58 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 6.990% 6.990 $1,624.01 $3,723.60 $310.31 $667.00 $55.58 $1,944.00 $162.00 $0.00 2151.89   [redacted] [redacted] $162.00   Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 1.02 1.02 N/A Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 673                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-59 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     10.750% 10.750 $10,151.61 $11,550.00 962.50 $6,991.85 $582.65     $0.00 11696.76             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0 N/A Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 671                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NY [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-60 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No   Appendix Q Documentation 18928 07/18/2022 5.580% Manual Underwriting Manual Underwriting No 9.474%   9.125% 9.125 $5,217.01 $18,565.92 $1,547.16 $0.00 $104.50 $11,304.00 $942.00 $0.00 7810.67   [redacted] [redacted] $942.00   Monthly 46.54 46.19% 46.19% No               Self-Employed           2YR Full Doc 1 YR 0 2+ Months NA N/A   N/A   2 0 0 0 0 0 NA NA No No   No No Yes     No N/A     39608.08% 100.00%     Borrower Prepared 6   N/A N/A   Yes 24 NA 24 NA     N/A NA     N/A Conventional 0 0 N/A Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified Borrower - 2 YRS Personal Tax Returns Verified [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 659                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-61 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.865% 8.865 $1,565.21 $8,130.84 677.57 $1,097.00 $91.42       2334.2             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 717                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   IN [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-62 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.500% 8.5 $1,909.21 $6,556.56 546.38 $1,408.00 $117.33       2572.92             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 741                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-63 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No   Appendix Q Documentation 81295 06/20/2022 5.860% Manual Underwriting Manual Underwriting No 8.212%   7.990% 7.990 $29,322.70 $68,810.64 $5,734.22 $10,426.00 $868.83 $9,000.00 $750.00 $0.00 36675.75   [redacted] [redacted] $750.00   Monthly 7.33 7.33% 7.33% Yes               Self-Employed           24 Month Bank Statement 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No     24 No       500276.60% 100.00%   Stocks/Bonds,Stocks/Bonds,Stocks/Bonds N/A     N/A     NA   NA 0 NA       NA       Conventional 0 0   Borrower - SESoleProprietor - Business Bank Statements Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 670                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   NV [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-64 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     6.251% 6.251 $1,120.72 $2,819.52 $234.96 $0.00 $30.14 $3,600.00 $300.00   1685.82   [redacted] [redacted] $300.00   Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0.89 0.92   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 680                               NA             0     0         0 0 0   No N/A No Foreign National Foreign National No Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-65 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.240% 7.240 $1,870.71 $4,024.56 $335.38 $1,659.00 $138.25     $0.00 2344.34             0 0.00% 0.00% No No     2 - Stated, Not Verified   2 - Stated, Not Verified               Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 2 2.01 N/A Borrower || Co Borrower || Co Borrower 2 Borrower || Co Borrower || Co Borrower 2 [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 755 766 750 755                         NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   NY [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Passport   [redacted] [redacted] [redacted] [redacted] [redacted] N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] United States 08-05-2023     N/A                           Fee Simple
XXXXXXX_CSMC_2022-NQM6-66 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.125% 8.125 $2,431.68 $10,806.84 $900.57 $2,367.00 $197.25 $2,256.00 $188.00   3717.5   [redacted] [redacted] $188.00   Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0.78 0.78   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA             0     0         0 0 0   No N/A No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-67 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     9.500% 9.500 $899.71 $2,840.76 $236.73 $865.00 $72.08       1208.52             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 1.16 1.15   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 617                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   NC [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-68 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     6.753% 6.753 $1,362.47 $3,500.04 $291.67 $1,047.00 $87.25 $3,960.00 $330.00   2071.39   [redacted] [redacted] $330.00   Monthly 0 0.00% 0.00% No No                         Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 1.09 1.09   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 748                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-69 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.875% 7.875 $1,467.54 $6,330.84 527.57 $917.00 $76.42     $0.00 2071.53             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0.81 0.82 N/A Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 737                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-70 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 9.625% 9.625 $5,550.42 $10,812.48 $901.04 $889.00 $74.08       6525.54             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 779                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-71 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.750% 8.750 $1,239.05 $2,434.92 $202.91 $2,975.00 $247.92       1689.88             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 1.07 1.07   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 636                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-72 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.250% 7.250 $2,031.32 $7,788.72 $649.06 $0.00 $145.33 $3,336.00 $278.00   3103.71   [redacted] [redacted] $278.00   Monthly 0 0.00% 0.00% Yes Yes     2 - Stated, Not Verified   2 - Stated, Not Verified               Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 1.13 1.04   Borrower || Co Borrower || Co Borrower 2 Borrower || Co Borrower || Co Borrower 2 [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA                             0 0 0   No N/A No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A   Foreign National Foreign National N/A Passport   [redacted] [redacted] [redacted] [redacted] [redacted] N/A   Foreign National Foreign National N/A Passport   [redacted] Colombia 11-26-2023 Colombia 11-26-2023 N/A                           Fee Simple
XXXXXXX_CSMC_2022-NQM6-73 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No   Appendix Q Documentation 3111 07/11/2022 5.370% Manual Underwriting Manual Underwriting No 8.076%   7.875% 7.875 $1,316.73 $2,544.00 $212.00 $549.22 $45.77     $0.00 1574.5             13.05 13.06% 13.06% Yes               Self-Employed           12 Month Bank Statement 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No Yes   12   No       14578.70% 100.00%     N/A     N/A     NA   NA 0 NA       NA       Conventional 0 0   Borrower - SESoleProprietor - Personal Bank Statements Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 805                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   KY [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-74 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.500% 7.50 $978.90 $330.84 $27.57 $804.00 $67.00     $0.00 1073.47             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 1.21 1.21 N/A Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 737                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-75 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.625% 8.625 $2,527.82 $8,750.04 729.17 $0.00 $0.00 $5,040.00 $420.00   3676.99   [redacted] [redacted] $420.00   Monthly 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 709                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   TX [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-76 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.750% 8.750 $1,947.08 $1,884.48 $157.04 $1,748.00 $145.67       2249.79             0 0.00% 0.00% No No                         Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 764                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   GA [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-77 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.125% 7.125 $1,684.30 $1,855.68 $154.64 $0.00 $94.00 $4,068.00 $339.00 $0.00 2271.94   [redacted] [redacted] $339.00   Monthly 0 0.00% 0.00% No No                         Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 1.45 1.45 N/A Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 716                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   TN [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-78 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     11.250% 11.250 $3,943.32 $9,751.44 $812.62 $3,028.00 $252.33 $99.96 $8.33   5016.6   [redacted] [redacted] $8.33   Annually 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 615                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-79 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     6.750% 6.750 $3,039.98 $6,500.04 $541.67 $1,497.00 $124.75       3706.4             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 1.16 1.16   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 811                               NA             0     0         0 0 0   No N/A No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-80 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     9.500% 9.500 $3,127.98 $13,351.44 1112.62 $1,041.00 $86.75       4327.35             0 0.00% 0.00% No No                         Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 730                               NA             0     0         0 0 0   No N/A No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A   Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-81 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.375% 7.375 $7,749.38 $8,459.04 $704.91 $4,397.28 $366.44       8820.74             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0.51 0.49   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 758                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-82 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.970% 7.970 $951.18 $5,357.88 $446.49 $0.00 $26.91 $3,300.00 $275.00 $0.00 1699.58   [redacted] [redacted] $275.00   Monthly 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 682                               NA             0     0         0 0 0   No N/A No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-83 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.240% 7.240 $3,577.87 $15,107.88 1258.99 $2,801.00 $233.42 $1,884.00 $157.00   5227.28   [redacted] [redacted] $157.00   Monthly 0 0.00% 0.00% No No                         Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0.96 0.98   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA                             0 0 0   No N/A No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A   Foreign National Foreign National N/A Passport   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-84 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.500% 8.50 $841.96 $1,145.04 $95.42 $1,329.38 $110.78     $0.00 1048.16             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No             Stocks/Bonds N/A     N/A     NA   NA 0 NA       NA       DSCR 1.35 1.55 N/A Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 689                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-85 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     6.449% 6.449 $3,678.00 $10,538.64 $878.22 $2,055.00 $171.25 $2,532.00 $211.00   4938.47   [redacted] [redacted] $211.00   Annually 0 0.00% 0.00% No No                         Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 1.17 1.17   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA             0     0         0 0 0   No   No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A   Foreign National Foreign National N/A Passport   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-86 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     11.000% 11 $5,005.00 $10,160.64 $846.72 $1,048.00 $87.33     $0.00 5939.05             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0 N/A Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 647                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   OR [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-87 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.334% 7.334 $1,599.33 $6,015.72 $501.31 $1,540.00 $128.33 $699.96 $58.33   2287.3   [redacted] [redacted] $58.33   Annually 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0.84 0.84   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 687                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   TN [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-88 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     9.750% 9.750 $3,869.63 $7,187.52 $598.96 $1,453.33 $121.11       4589.7             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 731                               NA             0     0         0 0 0   No N/A No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   I-151 Permanent Resident Card 09-20-2029           [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-89 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     9.875% 9.875 $1,464.90 $595.56 $49.63 $3,759.96 $313.33       1827.86             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 670                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Other Identification Card LA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-90 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 7.375% 7.375 $863.34 $3,105.24 258.77 $1,625.00 $135.42       1257.53             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 1.91 1.91   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 640                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   GA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-91 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.500% 7.500 $1,964.98 $6,277.32 523.11 $0.00 $97.50 $5,796.00 $483.00   3068.59   [redacted] [redacted] $483.00   Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0.65 0.71   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 783                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   GA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-92 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.250% 7.250 $1,764.79 $6,042.96 $503.58 $1,862.00 $155.17       2423.54             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 1.05 1.05   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA             0     0         0 0 0   No   No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] Work Visa  08-04-2030           [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-93 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.375% 7.25 $1,436.60 $4,083.84 $340.32 $1,431.00 $119.25 $900.00 $75.00   1971.17   [redacted] [redacted] $75.00   Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 1.01 1.01   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 744                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   PA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-94 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No   Appendix Q Documentation 8290 07/11/2022 5.370% Manual Underwriting Manual Underwriting No 10.406%   9.875% 9.875 $1,736.70 $1,047.96 $87.33 $1,913.49 $159.46 $816.00 $68.00   2051.49   [redacted] [redacted] $68.00   Monthly 46.18 46.18% 46.18% Yes Yes             Employed Employed         2YR Full Doc 2 2 2+ Months 2+ Months         0 0 0 0 0 0 NA NA No No   No No       No       5358.28% 0.00%     N/A     N/A     NA   NA 0 NA       NA       Conventional 0 0   Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 598                               7 06/11/2018 10/01/2018 1 44     0     0         5 3 1   No   No US Citizen US Citizen N/A Real ID Driver's License   AZ [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-95 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.626% 8.626 $2,613.61 $9,336.00 778 $546.44 $45.54 $5,088.00 $424.00   3861.15   [redacted] [redacted] $424.00   Monthly 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 681                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-96 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.834% 8.834 $2,233.85 $9,149.40 $762.45 $1,261.00 $105.08 $1,194.96 $99.58 $0.00 3200.96   [redacted] [redacted] $99.58   Annually 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0.87 0.87 N/A Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 764                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   MA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-97 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     9.500% 9.500 $2,018.05 $4,301.16 $358.43 $850.00 $70.83 $396.00 $33.00   2480.31   [redacted] [redacted] $33.00   Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 1.13 1.01   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA             0     0         0 0 0   No N/A No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-98 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 8.000% 8 $825.49 $1,997.76 $166.48 $570.86 $47.57 $900.00 $75.00   1114.54   [redacted] [redacted] $75.00   Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 1.26 1.26   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 763                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   GA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-99 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A         Manual Underwriting Manual Underwriting No     7.625% 7.625 $2,230.97 $6,062.52 505.21 $1,154.28 $96.19       2832.37             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 1.01 1.01   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 753                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-100 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No   Appendix Q Documentation 9655 06/27/2022 5.880% Manual Underwriting Manual Underwriting No 9.392%   9.000% 9.000 $2,446.05 $4,764.00 $397.00 $0.00 $23.42 $4,764.00 $397.00   3263.47   [redacted] [redacted] $397.00   Monthly 18.66 18.67% 18.67% Yes               Self-Employed           12 Month Bank Statement 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No     13 No       53435.71% 100.00%     N/A     N/A     Yes   NA 24 NA       NA       Conventional 0 0   Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 676                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   NJ [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-101 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 6.824% 6.824 $1,797.19 $8,303.04 $691.92 $588.63 $49.05 $2,604.00 $217.00   2755.16   [redacted] [redacted] $217.00   Annually 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 1.02 1.02   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA                             0 0 0   No N/A No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-102 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.251% 8.251 $793.41 $3,953.28 329.44 $312.50 $93.29 $11,232.00 $936.00 $0.00 2152.14   [redacted] [redacted] $936.00   Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0.93 0.93 N/A Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 713                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   TX [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-103 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.125% 8.125 $2,356.69 $5,346.48 $445.54 $833.82 $69.48 $1,680.00 $140.00   3011.71   [redacted] [redacted] $140.00   Monthly 0 0.00% 0.00% No No                         Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0.84 0.84   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA             0     0         0 0 0   No   No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A   Foreign National Foreign National N/A Passport   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-104 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.500% 7.5 $972.61 $4,592.88 382.74 $3,053.31 $254.44       1609.79             0 0.00% 0.00% No No                         Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 1.24 1.49   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 655                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-105 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No   Appendix Q Documentation 6415 07/25/2022 5.610% Manual Underwriting Manual Underwriting No 10.711%   10.375% 10.375 $2,317.84 $4,020.24 $335.02 $1,016.00 $84.67       2737.53             0 18.03% 18.03% Yes               Self-Employed           12 Month Bank Statement 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No     12 No       19247.53% 100.00%     N/A     N/A     NA   NA 0 NA       NA       Conventional 0 0   Borrower - SESoleProprietor - Business Bank Statements Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 632                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   WA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-106 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     9.000% 9.000 $4,885.67 $9,600.00 $800.00 $1,016.93 $84.74       5770.41             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No             Proceeds from Sale N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 792                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-107 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     10.240% 10.240 $3,666.49 $7,875.00 656.25 $0.00 $56.50 $3,000.00 $250.00   4629.24   [redacted] [redacted] $250.00   Monthly 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0 N/A Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 720                               NA             0     0         0 0 0   No   No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-108 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No   Appendix Q Documentation 5585 07/18/2022 5.580% Manual Underwriting Manual Underwriting No 9.321%   9.000% 9.00 $1,725.92 $822.00 $68.50 $699.00 $58.25     $0.00 1852.67             18.26 18.27% 18.27% Yes               Self-Employed           12 Month Bank Statement 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No     12 No       10629.06% 100.00%     N/A     N/A     NA   NA 0 NA       NA       Conventional 0 0 N/A Borrower - SESoleProprietor - Business Bank Statements Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 651                               NA             0     0         0 0 0   No N/A No Permanent Resident Alien Permanent Non-US Citizen N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-109 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.625% 8.625 $2,391.70 $8,064.96 $672.08 $0.00 $413.33 $9,276.00 $773.00 $0.00 4250.11   [redacted] [redacted] $773.00   Monthly 0 0.00% 0.00% No No                         Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No             Proceeds from Sale N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0 N/A Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 739                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-110 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.001% 7.001 $1,206.98 $6,490.92 $540.91 $0.00 $37.17 $4,536.00 $378.00   2163.06   [redacted] [redacted] $378.00   Monthly 0 0.00% 0.00% No No                         Debt Service Coverage Ratio 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 1.29 1.29   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA                             0 0 0   No N/A No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A   Foreign National Foreign National N/A Passport   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-111 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 11.625% 11.625 $8,573.44 $7,387.44 615.62 $1,213.15 $101.10 $2,472.00 $206.00 $0.00 9496.16   [redacted] [redacted] $206.00   Monthly 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 683                               7 01/01/2021 02/01/2021 1 16     0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-112 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No   Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.490% 8.490 $5,377.43 $20,438.64 $1,703.22 $9,873.00 $822.75       7903.4             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No       No               N/A     N/A     NA   NA 0 NA       NA       DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 736                               NA             0     0         0 0 0   No N/A No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-113 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 13432 07/25/2022 5.610% Manual Underwriting Manual Underwriting No 8.081%   7.584% 7.584 $2,024.69 $4,613.88 $384.49 $1,522.00 $126.83 $125.04 $10.42   2546.43   [redacted] [redacted] $10.42   Annually 40.33 36.21% 36.21% Yes Yes             Self-Employed Self-Employed         24 Month Bank Statement 0 0 NA NA         0 0 0 0 0 0 NA NA No No   No No     24 No       10180.33% 50.00%     N/A     N/A     NA   NA 0 NA       NA       Conventional 0 0   Borrower - Business Bank Statements Verified || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 659                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-114 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 7.667% 7.667 $1,318.32 $3,380.88 $281.74 $2,071.62 $172.63       1772.69             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 1.07 1.07   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 688                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-115 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 3742 09/12/2022 5.950% Manual Underwriting Manual Underwriting No 11.314%   10.917% 10.917 $1,288.53 $4,176.00 $348.00 $1,773.00 $147.75       1784.28             54.91 54.22% 54.22% Yes               Employed           Full Doc 2 0 1 Month NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes     No N/A     3755.09% 0.00%     N/A   N/A N/A N/A   NA   NA 0 Yes 20 20 FNMA 1005 NA     N/A Conventional 0 0   Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 644                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   IA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-116 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 9070 09/19/2022 6.090% Manual Underwriting Manual Underwriting No 6.939%   6.750% 6.75 $2,931.66 $8,632.80 $719.40 $950.00 $79.17       3730.23             38.53 39.42% 39.42% Yes               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes   12 No N/A     9462.45% 100.00%     N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A Conventional 0 0   Borrower - SESoleProprietor - Business Bank Statements Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 720                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-117 [redacted] [redacted] Business Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.615% 8.615 $990.77 $1,992.48 $166.04 $0.00 $45.70 $3,348.00 $279.00   1481.51   [redacted] [redacted] $279.00   Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 1.01 1.19   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 692                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-118 [redacted] [redacted] CONSUMER PURPOSE EXPRESS [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 19182.5 09/19/2022 6.090% Manual Underwriting Manual Underwriting No 9.818%   9.625% 9.625 $10,136.12 $11,526.96 $960.58 $3,984.00 $332.00       11428.7             26.83 26.83% 26.83% Yes               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes   12 No N/A     42909.41% 100.00%     N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A Conventional 0 0   Borrower - SESoleProprietor - Business Bank Statements Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 686                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   MD [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-119 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 15630 09/19/2022 6.090% Manual Underwriting Manual Underwriting No 7.578%   7.250% 7.25 $3,465.46 $6,644.88 $553.74 $9,996.64 $833.05       4852.25             46.48 46.49% 46.49% Yes               Self-Employed           24 Month Bank Statement 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes   24 No N/A     10676.33% 100.00%     N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A Conventional 0 0   Borrower - SESCorp - Business Bank Statements Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 728                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-120 [redacted] [redacted] BUSINESS PURPOSE DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     9.375% 9.375 $1,437.50 $3,052.68 $254.39 $0.00 $73.64 $1,200.00 $100.00   1865.53   [redacted] [redacted] $100.00   Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0.96 0.98   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 679                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-121 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 4610 08/22/2022 5.200% Manual Underwriting Manual Underwriting No 11.533%   10.992% 10.992 $1,051.65 $3,796.56 $316.38 $978.00 $81.50       1449.53             54.59 54.60% 54.60% Yes               Employed           2YR Full Doc 2 0 2+ Months NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes     No N/A     3290.46% 0.00%     N/A   N/A N/A N/A   NA   NA 0 Yes 46 33 FNMA 1005 NA     N/A Conventional 0 0   Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 590                               NA             0     0         0 0 0   No N/A No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Real ID Driver's License   NJ [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-122 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 9572.5 08/15/2022 5.280% Manual Underwriting Manual Underwriting No 11.267%   11.115% 11.115 $2,892.68 $1,424.52 $118.71 $865.00 $72.08 $780.00 $65.00   3148.47   [redacted] [redacted] $65.00   Monthly 49.89 49.89% 49.89% Yes Yes             Employed Employed         Full Doc 2 2 2+ Months 2+ Months N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes     No Yes     13002.64% 0.00%     N/A   N/A N/A N/A   NA   NA 0 Yes 36 36 Work Number Yes 36 36 FNMA 1005 Conventional 0 0   Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 490                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   AZ [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-123 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     9.000% 9 $2,574.79 $5,319.96 $443.33 $1,316.00 $109.67 $6,000.00 $500.00   3627.79   [redacted] [redacted] $500.00   Annually 0 0.00% 0.00% No No     2 - Stated, Not Verified   2 - Stated, Not Verified               Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0.88 0.88   Borrower || Co Borrower || Co Borrower 2 Borrower || Co Borrower || Co Borrower 2 [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 648 609 697 648                         NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   AZ [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] United States 08-23-2026     N/A                           Fee Simple
XXXXXXX_CSMC_2022-NQM6-124 [redacted] [redacted] Hybridge [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     10.000% 10.00 $4,022.79 $7,599.00 $633.25 $2,531.60 $210.97 $5,652.00 $471.00 $0.00 5338.01   [redacted] [redacted] $471.00 12/01/2022 Monthly 0 0.00% 0.00% No No                         Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 761                               NA             0     0         0 0 0   No N/A No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   I-551 Permanent Resident Card  08-27-2030 Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] I-551 Permanent Resident Card 08-27-2030           [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-125 [redacted] [redacted] Hybridge [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     11.000% 11.00 $4,400.00 $9,522.48 $793.54 $970.00 $80.83     $0.00 5274.37             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 714                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   NY [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-126 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     9.250% 9.25 $3,702.04 $11,221.08 $935.09 $2,906.00 $242.17       4879.3             0 0.00% 0.00% No No                         Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 725                               NA             0     0         0 0 0   No   No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   I-151 Permanent Resident Card 12-20-2026 Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport   [redacted] [redacted] [redacted] [redacted] [redacted] Work Visa 01-25-2027           [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-127 [redacted] [redacted] Business Purpose- No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     10.750% 10.750 $2,723.90 $7,059.84 $588.32 $863.00 $71.92 $288.00 $24.00   3408.14   [redacted] [redacted] $24.00   Monthly 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA                                     No N/A No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] I-551 Stamp and Passport 06-26-2026           [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-128 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 16095 09/19/2022 6.090% Manual Underwriting Manual Underwriting No 8.395%   8.115% 8.115 $5,044.22 $2,146.68 $178.89 $1,090.00 $90.83       5313.94             40.23 38.31% 38.31% Yes               Employed           Full Doc 2 0 2+ Months NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes     No N/A     14470.54% 0.00%     N/A   N/A N/A N/A   NA   NA 0 Yes 33 33 FNMA 1005 NA     N/A Conventional 0 0   Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 647                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-129 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A         Manual Underwriting Manual Underwriting No   $0.00 11.000% 11.00 $1,485.00 $2,052.96 $171.08 $441.00 $36.75       1692.83             0 0.00% 0.00% No No                         Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 576                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   WA [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-130 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     10.750% 10.75 $4,235.20 $1,657.92 $138.16 $0.00 $74.00 $5,197.56 $433.13   4880.49   [redacted] [redacted] $433.13   Monthly 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 697                               NA             0     0         2 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-131 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.250% 6.99 $2,646.84 $2,626.80 $218.90 $698.99 $58.25 $708.00 $59.00   2982.99   [redacted] [redacted] $59.00   Annually 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 1.17 1.17   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 703                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   AZ [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-132 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.084% 7.084 $1,352.64 $7,522.56 $626.88 $965.00 $80.42       2059.94             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 1.46 1.46   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 784                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   NY [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-133 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.084% 8.084 $4,794.49 $8,358.96 $696.58 $2,471.74 $205.98 $5,412.00 $451.00   6148.05   [redacted] [redacted] $451.00   Monthly 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 759                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-134 [redacted] [redacted] Business Purpose - No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     10.000% 10.000 $2,609.90 $4,778.64 $398.22 $2,009.88 $167.49 $1,164.00 $97.00   3272.61   [redacted] [redacted] $97.00   Annually 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 732                               NA             0     0         0 0 0   No N/A No Permanent Resident Alien Permanent Non-US Citizen N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-135 [redacted] [redacted] BUSINESS PURPOSE - DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.042% 8.042 $2,707.35 $6,820.08 $568.34 $2,189.16 $182.43       3458.12             0.00 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0.9 0.9   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 768                               NA             0     0         0 0 0   No N/A No Non Permanent Resident Alien Non-Permanent Non-US Citizen Missing Real ID Driver's License   TX [redacted] [redacted] [redacted]   Missing             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-136 [redacted] [redacted] CONSUMER PURPOSE EXPRESS [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 9155 08/29/2022 5.620% Manual Underwriting Manual Underwriting No 7.297%   7.115% 7.115 $3,526.75 $3,670.08 $305.84 $594.00 $49.50       3882.09             43.35 41.28% 41.28% Yes               Self-Employed           1YR Business P&L 0 0 NA NA N/A   N/A   1 YR 0 0 0 0 0 NA NA No No   No No Yes     No N/A     11069.96% 100.00%     Borrower Prepared 8 Borrower N/A N/A   Yes 12 NA 12 NA     N/A NA     N/A Conventional 0 0   Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified Borrower - 1 YR Personal Tax Returns Verified [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 774                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   UT [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-137 [redacted] [redacted] BUSINESS PURPOSE DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.084% 8.084 $1,022.91 $3,578.16 $298.18 $0.00 $70.17 $6,000.00 $500.00   1891.26   [redacted] [redacted] $500.00   Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0.79 0.8   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA             0     0         0 0 0   No N/A No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] Work Visa  08-09-2026           [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-138 [redacted] [redacted] Business Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.865% 7.86 $1,528.43 $5,231.16 $435.93 $1,615.15 $134.60     $0.00 2098.96             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 713                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-139 [redacted] [redacted] Business Purpose - No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     10.750% 10.75 $2,894.73 $9,858.12 821.51 $1,019.00 $84.92 $192.00 $16.00 $0.00 3817.16   [redacted] [redacted] $16.00   Monthly 0 0.00% 0.00% No No                         Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0 N/A Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 604                               NA             0     0         0 0 0   No N/A No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A   Foreign National Foreign National N/A Passport   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-140 [redacted] [redacted] CONSUMER PURPOSE EXPRESS [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 15125 09/19/2022 6.090% Manual Underwriting Manual Underwriting No 9.989%   9.625% 9.625 $4,363.85 $6,287.40 $523.95 $1,767.00 $147.25       5035.05             48.00 48.00% 48.00% Yes               Self-Employed           24 Month Bank Statement 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes   24 No N/A     13794.30% 100.00%     N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A Conventional 0 0   Borrower - SESoleProprietor - Business Bank Statements Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 602                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-141 [redacted] [redacted] CONSUMER PURPOSE EXPRESS [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 6996.5 09/05/2022 5.730% Manual Underwriting Manual Underwriting No 7.618%   7.375% 7.375 $2,183.22 $2,242.20 $186.85 $1,254.00 $104.50 $650.04 $54.17   2528.74   [redacted] [redacted] $54.17   Annually 19.38 19.38% 19.38% No               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes   12 No N/A     72810.87% 100.00%     N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A Conventional 0 0   Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - Business Bank Statements Verified, Lease Agreements Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 735                               NA             0     0         0 0 0   No N/A No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   I-151 Permanent Resident Card 05-19-2031           [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-142 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.875% 7.875 $2,791.52 $4,094.04 $341.17 $4,571.00 $380.92       3513.61             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 1.02 1.02   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 751                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-143 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.125% 8.125 $3,378.36 $12,698.64 $1,058.22 $7,074.75 $589.56       5026.14             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 1.23 1.23   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 671                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-144 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.542% 7.542 $1,816.31 $8,586.48 $715.54 $559.00 $46.58 $3,000.00 $250.00   2828.43   [redacted] [redacted] $250.00   Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0.92 0.86   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 754                               NA             0     0         0 0 0   No N/A No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] I-551 Stamp and Passport 08-28-2026           [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-145 [redacted] [redacted] Business Purpose - DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     6.709% 6.709 $1,356.34 $3,805.08 $317.09 $560.00 $46.67 $876.00 $73.00 $0.00 1793.1   [redacted] [redacted] $73.00   Monthly 0.00 0.00% 0.00% No No                         Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 1.06 1.06   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 760                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   VA [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-146 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     6.625% 6.625 $2,433.18 $2,539.92 $211.66 $655.00 $54.58       2699.42             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 1.1 1.09   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 797                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   HI [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-147 [redacted] [redacted] CONSUMER PURPOSE EXPRESS [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 12290 08/22/2022 5.200% Manual Underwriting Manual Underwriting No 6.897%   6.625% 6.625 $3,041.48 $4,793.76 $399.48 $960.38 $80.03       3520.99             48.93 48.93% 48.93% Yes               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes   14 No N/A     11057.04% 100.00%     N/A   N/A N/A N/A   Yes 180 NA 180 NA     N/A NA     N/A Conventional 0 0   Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 733                               NA             0     0         1 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-148 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.865% 7.865 $1,238.68 $3,647.04 $303.92 $2,239.00 $186.58       1729.18             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 1.01 1.01 N/A Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 692                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   GA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-149 [redacted] [redacted] Business Purpose-No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.875% 8.875 $4,356.16 $5,174.88 $431.24 $2,083.00 $173.58       4960.98             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 707                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   NY [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-150 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.115% 8.115 $2,136.38 $6,579.60 548.30 $1,578.70 $131.56     $0.00 2816.24             0.00 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0.89 0.92   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 782                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   CT [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-151 [redacted] [redacted] Hybridge [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     11.090% 11.090 $2,685.56 $5,440.44 $453.37 $1,227.00 $102.25     $0.00 3241.18             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 625                               NA             0     0         0 0 0   No N/A No Foreign National Foreign National Missing Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-152 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 7.500% 7.5 $769.14 $3,471.60 $289.30 $1,486.00 $123.83       1182.27             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 755                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   GA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-153 [redacted] [redacted] Hybridge [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     10.250% 10.250 $3,835.31 $7,668.84 $639.07 $1,573.00 $131.08     $0.00 4605.46             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 786                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NJ [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-154 [redacted] [redacted] Business Purpose - No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 8.375% 8.375 $3,059.29 $6,437.64 $536.47 $0.00 $135.36 $6,096.00 $508.00   4239.12   [redacted] [redacted] $508.00   Monthly 0 0.00% 0.00% No No                         Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A           Stocks/Bonds N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 741                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   AL [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-155 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 17590 09/12/2022 5.950% Manual Underwriting Manual Underwriting No 6.695%   6.375% 6.375 $3,743.22 $12,500.04 $1,041.67 $1,087.43 $90.62       4875.51             38.38 38.39% 38.39% Yes Yes             Not Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes     Yes Yes 12   13038.76% 100.00%     N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A Conventional 0 0 N/A Borrower - SESoleProprietor || Co Borrower - SESoleProprietor - Personal Bank Statements Verified Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 778                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-156 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 8307.5 09/12/2022 5.950% Manual Underwriting Manual Underwriting No 8.267%   7.875% 7.875 $1,848.93 $5,568.96 $464.08 $1,767.00 $147.25       2460.26             49.93 49.94% 49.94% Yes               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes   12 No N/A     5375.36% 100.00%     N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A Conventional 0 0   Borrower - SESCorp - Business Bank Statements Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 746                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-157 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     9.000% 9 $899.62 $1,834.80 $152.90 $1,026.60 $85.55       1138.07             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 761                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-158 [redacted] [redacted] Hybridge [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     11.250% 11.250 $4,009.37 $9,270.96 $772.58 $1,234.00 $102.83 $5,424.00 $452.00   5336.78   [redacted] [redacted] $452.00   Monthly 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA             0     0                 No N/A No Foreign National Foreign National No Passport   N/A [redacted] [redacted] [redacted] [redacted] I-551 Stamp and Passport 01-13-2032           [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-159 [redacted] [redacted] Hybridge [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     11.000% 11 $4,838.76 $8,436.96 $703.08 $1,808.94 $150.75 $5,412.00 $451.00   6143.59   [redacted] [redacted] $451.00   Monthly 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 724                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   SC [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-160 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 17855 08/29/2022 5.620% Manual Underwriting Manual Underwriting No 9.372%   9.000% 9.000 $4,554.16 $6,901.32 $575.11 $654.34 $54.53       5183.8             39.80 37.10% 37.10% Yes               Employed           2YR Full Doc 2 0 2+ Months NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes     No N/A     21256.53% 0.00%     N/A   N/A N/A N/A   NA   NA 0 Yes 69 33 FNMA 1005 NA     N/A Conventional 0 0   Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 584                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-161 [redacted] [redacted] Business Purpose-No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.042% 8.042 $2,467.93 $4,257.12 $354.76 $0.00 $27.83 $5,148.00 $429.00   3279.52   [redacted] [redacted] $429.00   Monthly 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 720                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Passport   WY [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-162 [redacted] [redacted] Hybridge [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     10.250% 10.250 $3,369.34 $11,280.00 $940.00 $1,144.83 $95.40       4404.74             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 785                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   NY [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-163 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 7332.81 09/26/2022 6.380% Manual Underwriting Manual Underwriting No 11.753%   11.365% 11.365 $2,626.41 $5,805.24 $483.77 $1,682.00 $140.17       3250.35             40.84 40.85% 40.85% Yes Yes             Employed Employed         Full Doc 2 2 1 Month 1 Month N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes     No Yes     8423.91% 0.00%     N/A   N/A N/A N/A   NA   NA 0 NA   N/A   NA   N/A   Conventional 0 0   Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 629                               13 03/01/2020 04/01/2021 2   16   0     0         0 0 0   No N/A No Permanent Resident Alien Permanent Non-US Citizen No Real ID Driver's License   WA [redacted] [redacted] [redacted]   I-151 Permanent Resident Card 10-02-2030 US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-164 [redacted] [redacted] CONSUMER PURPOSE EXPRESS [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 21295 09/26/2022 6.380% Manual Underwriting Manual Underwriting No 7.378%   7.125% 80.00 $6,737.19 $15,624.96 $1,302.08 $1,876.15 $156.35       8195.62             45.43 45.43% 45.43% Yes               Self-Employed           24 Month Bank Statement 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes   24 No N/A     22451.41% 100.00%     N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A Conventional 0 0   Borrower - SESoleProprietor - Business Bank Statements Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 788                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-165 [redacted] [redacted] CONSUMER PURPOSE EXPRESS [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 7940 09/12/2022 5.950% Manual Underwriting Manual Underwriting No 10.229%   9.875% 9.875 $2,539.92 $2,453.04 $204.42 $1,028.00 $85.67       2830.01             29.76 29.76% 29.76% Yes Yes             Self-Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes   13 No N/A     20059.93% 100.00%     N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A Conventional 0 0   Borrower - Business Bank Statements Verified || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 605                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-166 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     10.625% 10.625 $4,782.20 $5,686.08 $473.84 $1,299.32 $108.28       5364.32             0 0.00% 0.00% No No                         Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 654                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   NY [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-167 [redacted] [redacted] Business Purpose NO DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     9.750% 9.750 $4,020.84 $12,367.68 $1,030.64 $3,290.00 $274.17       5325.65             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 709                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   NY [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-168 [redacted] [redacted] Business Purpose NO DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 10.625% 10.625 $2,888.23 $4,005.72 333.81 $3,621.24 $301.77 $440.04 $36.67   3560.48   [redacted] [redacted] $36.67   Annually 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 690                               NA             0     0         0 0 0   No N/A No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] I-551 Stamp and Passport 06-29-2027           [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-169 [redacted] [redacted] Business Purpose-DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.250% 8.250 $5,362.50 $15,000.00 $1,250.00 $1,939.32 $161.61       6774.11             0 0.00% 0.00% No No                         Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0.93 0.92   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 622                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-170 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.125% 8.125 $2,078.99 $2,046.00 $170.50 $0.00 $167.96 $7,524.00 $627.00   3044.45   [redacted] [redacted] $627.00   Monthly 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 797                               NA             0     0         0 0 0   No N/A No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   GA [redacted] [redacted] [redacted]   I-151 Permanent Resident Card 08-02-2027           [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-171 [redacted] [redacted] Business Purpose-DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.375% 8.375 $2,939.20 $2,695.08 $224.59 $2,579.00 $214.92       3378.71             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0.73 0.72   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 666                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   MA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-172 [redacted] [redacted] Business Purpose - DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     6.625% 6.625 $1,856.90 $3,958.56 $329.88 $849.00 $70.75     $0.00 2257.53             0 0.00% 0.00% No No                         Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0.93 0.93 N/A Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 741                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-173 [redacted] [redacted] Business Purpose - No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     10.000% 10.00 $2,702.92 $8,472.48 706.04 $0.00 $67.88 $4,284.00 $357.00 $0.00 3833.84   [redacted] [redacted] $357.00   Monthly 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0 N/A Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 774                               NA             0     0         0 0 0   No N/A No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-174 [redacted] [redacted] Business Purpose - DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     9.125% 9.125 $1,682.04 $6,152.52 $512.71 $3,692.75 $307.73     $0.00 2502.48             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 1.04 1.03 N/A Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 648                               NA             0     0         0 0 0   No N/A No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-175 [redacted] [redacted] CONSUMER PURPOSE EXPRESS [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 7995 10/10/2022 6.740% Manual Underwriting Manual Underwriting No 8.331%   7.990% 7.990 $1,964.62 $3,230.52 $269.21 $1,589.00 $132.42 $95.04 $7.92 $0.00 2374.17 $0.00 [redacted] [redacted] $7.92   Annually 31.49 31.48% 31.48% Yes               Self-Employed           12 Month Bank Statement 1 YR 0 NA NA N/A   N/A   0 0 0 0 0 0 Yes NA No No   No No Yes   12 No N/A     9085.63% 100.00%     N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A Conventional 0 0   Borrower - SESoleProprietor, SSI and Disability - 1 YR W2 1099 Verified, Award Letter Verified, Business Bank Statements Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 679                               7 09/01/2014 01/01/2015 1 92     0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   GA [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-176 [redacted] [redacted] CONSUMER PURPOSE EXPRESS [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 6595 10/03/2022 6.790% Manual Underwriting Manual Underwriting No 7.572%   7.240% 7.240 $1,805.97 $6,875.04 $572.92 $1,611.15 $134.26       2513.15             10.96 12.34% 12.34% Yes               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes   12 No N/A     20574.38% 100.00%     N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A Conventional 0 0   Borrower - SESoleProprietor - Business Bank Statements Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 697                               NA             0     0         0 0 0   No   No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted] [redacted] Work Visa  09-11-2024           [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-177 [redacted] [redacted] Hybridge [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     12.750% 12.750 $4,477.18 $6,051.96 $504.33 $1,676.52 $139.71 $1,416.00 $118.00   5239.22   [redacted] [redacted] $118.00   Monthly 0 0.00% 0.00% No No                         Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 700                               NA             0     0         0 0 0   No   No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] Work Visa  09-16-2024 Foreign National Foreign National N/A Passport   [redacted] [redacted] [redacted] [redacted] [redacted] Work Visa 07-08-2023           [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-178 [redacted] [redacted] Hybridge [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 12.125% 12.125 $15,988.97 $27,592.08 $2,299.34 $2,566.15 $213.85       18502.16             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 689                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-179 [redacted] [redacted] CONSUMER PURPOSE EXPRES [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 2295 10/03/2022 6.790% Manual Underwriting Manual Underwriting No 7.076%   7.000% 7 $2,860.80 $7,139.40 $594.95 $953.24 $79.44       3535.19             45.09 45.09% 45.09% Yes               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No Yes Yes 12   No N/A     8844.77% 100.00%     N/A   N/A N/A N/A   Yes 24 NA 24 NA     N/A NA     N/A Conventional 0 0   Borrower - SESoleProprietor - CPA Letter Verified, Personal Bank Statements Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 699                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-180 [redacted] [redacted] CONSUMER PURPOSE EXPRESS [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 2685 09/12/2022 5.950% Manual Underwriting Manual Underwriting No 7.826%   7.625% 7.625 $1,215.28 $3,686.88 $307.24 $0.00 $68.42 $5,880.00 $490.00   2080.94 $0.00 [redacted] [redacted] $490.00   Monthly 15.34 50.88% 50.88% No No             Employed Employed         Full Doc 2 2 2+ Months 2+ Months N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes     No Yes     15376.37% 100.00%     N/A   N/A N/A N/A   NA   NA 0 Yes 111 32 Work Number Yes 97 33 FNMA 1005 Conventional 0 0   Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 780                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-181 [redacted] [redacted] CONSUMER PURPOSE EXPRESS [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 7595 10/10/2022 6.740% Manual Underwriting Manual Underwriting No 11.052%   10.750% 10.750 $2,940.47 $3,261.12 $271.76 $3,910.00 $325.83 $399.96 $33.33   3571.39   [redacted] [redacted] $33.33   Annually 25.26 25.26% 25.26% Yes               Employed           Asset Depletion 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA Yes Yes 2 No Yes Yes 3 2 No N/A     18780.29% 100.00%   Stocks/Bonds,Stocks/Bonds N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A Conventional 0 0   Borrower - Asset Depletion - Personal Bank Statements Verified, Business Bank Statements Verified - 2022 Borrower - 2022 [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 584                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   SC [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-182 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 9702 09/12/2022 5.950% Manual Underwriting Manual Underwriting No 7.909%   7.490% 7.490 $1,857.39 $5,501.88 $458.49 $2,195.67 $182.97     $0.00 2498.85             9.10 9.11% 9.11% Yes               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes   12 No N/A     35376.88% 100.00%     N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A Conventional 0 0 N/A Borrower - SESCorp - Business Bank Statements Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 687                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-183 [redacted] [redacted] Hybridge [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     12.115% 12.115 $1,049.92 $4,495.44 $374.62 $1,179.93 $98.33       1522.87             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 666                               NA             0     0         0 0 0   No   No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Consular Card   N/A [redacted] [redacted] [redacted]   I-551 Stamp and Passport 04-03-2027           [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-184 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     9.625% 9.625 $1,121.99 $4,641.36 $386.78 $0.00 $78.19 $2,310.48 $192.54   1779.5   [redacted] [redacted] $192.54   Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0.9 0.9   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA                                     No   No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-185 [redacted] [redacted] Business Purpose - No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.365% 8.365 $2,278.10 $7,285.32 607.11 $721.82 $60.15     $0.00 2945.36             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0 N/A Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 723                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-186 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.532% 8.532 $5,783.87 $7,202.52 $600.21 $3,242.00 $270.17       6654.25             0 0.00% 0.00% No No                         Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0.87 0.87   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 694                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   NY [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-187 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     11.375% 11.375 $2,095.90 $3,562.56 $296.88 $842.02 $70.17     $0.00 2462.95             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0.67 0.67   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 664                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   WA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-188 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.959% 7.959 $1,841.89 $8,133.00 $677.75 $0.00 $236.14 $8,976.00 $748.00   3503.78   [redacted] [redacted] $748.00 11/01/2022 Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0.88 0.88   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA                                     No   No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-189 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     9.750% 9.750 $2,867.00 $3,385.32 $282.11 $1,348.20 $112.35 $939.96 $78.33   3339.79   [redacted] [redacted] $78.33   Annually 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 769                               NA             0     0         0 0 0   No   No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   IN [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-190 [redacted] [redacted] BUSINESS PURPOSE DSCR  [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.625% 8.625 $2,052.59 $5,573.88 $464.49 $2,712.00 $226.00       2743.08             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 1.28 1.16   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 672                               13 06/01/2018 08/01/2019 2   37   0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-191 [redacted] [redacted] Business Purpose NO DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     10.625% 10.325 $4,731.38 $5,235.24 436.27 $1,545.00 $128.75       5296.4             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 702                               NA             0     0         0 0 0   No   No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Real ID Driver's License   NY [redacted] [redacted] [redacted] [redacted] I-551 Stamp and Passport 12-20-2031           [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-192 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.875% 8.875 $1,265.08 $1,855.80 $154.65 $2,664.00 $222.00     $0.00 1641.73             0 0.00% 0.00% No No                         Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 1.58 1.58   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 724                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NY [redacted] [redacted] [redacted]   N/A   Permanent Resident Alien Unable to Determine N/A Standard Driver's License - Not for federal Use   [redacted] [redacted] [redacted] [redacted] [redacted] Missing             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-193 [redacted] [redacted] Business Purpose - DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.365% 8.365 $1,067.67 $456.48 $38.04 $0.00 $71.42 $2,364.00 $197.00 $0.00 1374.13   [redacted] [redacted] $197.00   Monthly 0 0.00% 0.00% No No                         Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 1.09 1.09 N/A Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 744                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   AZ [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-194 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     9.000% 9 $5,632.36 $12,922.92 $1,076.91 $3,924.25 $327.02 $2,100.00 $175.00   7211.29   [redacted] [redacted] $175.00   Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 1.18 1.18   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 765                               NA             0     0         0 0 0   No   No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-195 [redacted] [redacted] Business Purpose No  DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.740% 7.740 $715.72 $4,562.52 380.21 $846.00 $70.50       1166.43             0 0.00% 0.00% No No                         Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 685                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-196 [redacted] [redacted] Business Purpose - No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     12.000% 12 $4,212.90 $2,066.88 $172.24 $1,512.00 $126.00 $300.00 $25.00 $0.00 4536.14   [redacted] [redacted] $25.00   Monthly 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0 N/A Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 690                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-197 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     9.334% 9.334 $1,358.35 $3,698.76 $308.23 $0.00 $123.50 $7,620.00 $635.00   2425.08   [redacted] [redacted] $635.00   Monthly 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 705                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-198 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 8.250% 8.250 $2,422.08 $14,508.60 $1,209.05 $921.00 $76.75 $849.96 $70.83 $0.00 3778.71   [redacted] [redacted] $70.83   Annually 0 0.00% 0.00% Yes                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0.74 0.84 N/A Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA             0     0                 No   No Foreign National Foreign National No Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-199 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 7.375% 7.375 $1,682.48 $2,435.04 $202.92 $1,603.50 $133.63     $0.00 2019.03             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 1.44 2.05 N/A Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 693                               NA             0     0                 No   No Non Permanent Resident Alien Non-Permanent Non-US Citizen No Standard Driver's License - Not for federal use   OR [redacted] [redacted] [redacted]   N/A 12-24-2028           [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-200 [redacted] [redacted] HyBridge [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     12.365% 12.365 $6,491.62 $15,720.72 $1,310.06 $4,504.80 $375.40       8177.08             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 691                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   NJ [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-201 [redacted] [redacted] Business Purpose - No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     10.750% 10.75 $2,552.23 $3,486.24 290.52 $1,504.40 $125.37 $9,708.00 $809.00   3777.12   [redacted] [redacted] $809.00   Monthly 0 0.00% 0.00% No No                         Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA             0     0         0 0 0   No   No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A   Foreign National Foreign National N/A Passport   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-202 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.750% 7.75 $1,907.09 $3,221.88 $268.49 $1,583.00 $131.92       2307.5             0 0.00% 0.00% No No                         Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0.91 0.91   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 758                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-203 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     10.000% 10 $2,672.21 $7,987.56 $665.63 $1,521.57 $126.80       3464.64             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0.84 0.86   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 646                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   NJ [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-204 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 8.625% 8.625 $1,952.25 $723.72 $60.31 $1,780.00 $148.33     $0.00 2160.89             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0.91 0.91 N/A Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 716                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   AZ [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-205 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     9.250% 9.250 $2,961.63 $8,903.16 $741.93 $0.00 $94.33 $6,672.00 $556.00 $0.00 4353.89   [redacted] [redacted] $556.00 01/01/2023 Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0.92 0.92   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA                                     No   No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-206 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.000% 7.00 $1,596.73 $7,503.36 $625.28 $2,940.00 $245.00     $0.00 2467.01             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 1.42 1.42   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 753                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-207 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.615% 8.615 $2,374.75 $5,596.20 $466.35 $0.00 $154.25 $6,909.48 $575.79   3571.14   [redacted] [redacted] $575.79   Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A           Stocks/Bonds N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0.84 0.84   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 776                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-208 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     10.625% 10.625 $1,455.42 $3,159.24 $263.27 $1,682.04 $140.17       1858.86             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 693                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-209 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.709% 7.709 $1,521.35 $2,663.40 $221.95 $1,073.00 $89.42       1832.72             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0.91 0.91   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA                             0 0 0   No   No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-210 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.625% 8.625 $1,555.58 $4,147.20 $345.60 $2,443.00 $203.58 $2,280.00 $190.00   2294.76   [redacted] [redacted] $190.00   Monthly 0 0.00% 0.00% No No                         Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 1.31 1.31   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA                             0 0 0   No   No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A   Foreign National Foreign National N/A Passport   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-211 [redacted] [redacted] CONSUMER PURPOSE EXPRESS [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 9316.75 09/19/2022 6.090% Manual Underwriting Manual Underwriting No 11.305%   10.875% 10.875 $2,750.41 $3,882.00 $323.50 $2,255.00 $187.92       3261.83 $0.00           38.36 38.18% 38.18% Yes               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No Yes Yes 12   No N/A     21806.24% 100.00%     N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A Conventional 0 0   Borrower - SESCorp - Personal Bank Statements Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 564                               NA             0     0         0 0 0   No   No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License   TX [redacted] [redacted] [redacted]   I-151 Permanent Resident Card 07-19-2023           [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-212 [redacted] [redacted] CONSUMER PURPOSE EXPRESS  [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 11565 10/10/2022 6.740% Manual Underwriting Manual Underwriting No 11.081%   10.740% 10.740 $4,365.18 $8,446.68 $703.89 $2,954.77 $246.23 $225.00 $18.75   5334.05   [redacted] [redacted] $18.75   Annually 48.60 47.92% 47.92% Yes               Employed           2YR Full Doc 2 0 2+ Months NA N/A   N/A   0 0 0 0 0 0 NA NA No No 60 No Yes Yes 2   No N/A     11637.94% 100.00%     N/A   N/A N/A N/A   NA   NA 0 Yes 17 16 FNMA 1005 NA     N/A Conventional 0 0   Borrower - Wage, Asset Depletion - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Personal Bank Statements Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 624                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NY [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-213 [redacted] [redacted] CONSUMER PURPOSE EXPRESS [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 21157.5 09/19/2022 6.090% Manual Underwriting Manual Underwriting No 9.953%   9.625% 9.625 $6,693.67 $14,647.44 $1,220.62 $4,534.00 $377.83 $1,820.04 $151.67   8443.79 $0.00 [redacted] [redacted] $151.67   Annually 38.63 38.63% 38.63% Yes               Self-Employed           24 Month Bank Statement 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes   24 No N/A     43252.51% 50.00%     N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A Conventional 0 0   Borrower - SESoleProprietor - Business Bank Statements Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 699                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   TX [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-214 [redacted] [redacted] CONSUMER PURPOSE EXPRESS [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 10962.5 09/19/2022 6.090% Manual Underwriting Manual Underwriting No 7.343%   7.000% 7 $2,572.72 $11,179.68 $931.64 $0.00 $458.75 $16,248.00 $1,354.00   5317.11 $0.00 [redacted] [redacted] $1,354.00   Monthly 50.58 50.58% 50.58% Yes               Employed           2YR Full Doc 2 0 1 Month NA N/A   N/A   2 0 0 0 0 0 NA NA No No   No No Yes     No N/A     10833.33% 100.00%     N/A   N/A N/A N/A   NA   NA 0 Yes 9 9 FNMA 1005 NA     N/A Conventional 0 0   Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified Borrower - 2 YRS Personal Tax Returns Verified [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 771                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-215 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.875% 7.875 $1,566.15 $4,752.36 $396.03 $1,232.00 $102.67 $3,996.00 $333.00   2397.85   [redacted] [redacted] $333.00   Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 1.13 1.12   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 765                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-216 [redacted] [redacted] Consumer Purpose Express  [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 12015 10/10/2022 6.740% Manual Underwriting Manual Underwriting No 10.028%   9.750% 9.75 $4,605.07 $2,040.48 $170.04 $1,830.00 $152.50     $516.76 5444.37             38.23 38.23% 38.23% Yes Yes             Self-Employed Employed         12 Month Bank Statement 2 2 1 Month Less than 1 Month N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes   12 No Yes     18085.47% 100.00%     N/A   N/A N/A N/A   NA   NA 0 Yes 32 32 FNMA 1005 Yes 30 30 FNMA 1005 Conventional 0 0   Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Business Bank Statements Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 661                               NA             0     0         0 0 0   No   No Permanent Resident Alien Permanent Non-US Citizen No Real ID Driver's License   PA [redacted] [redacted] [redacted]   I-551 Permanent Resident Card  12-01-2023 Permanent Resident Alien Permanent Non-US Citizen No Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] I-551 Permanent Resident Card 11-17-2029           [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-217 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.875% 7.875 $2,175.21 $9,250.56 $770.88 $0.00 $180.87 $9,600.00 $800.00   3926.96   [redacted] [redacted] $800.00   Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 1.02 1.02   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 641                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-218 [redacted] [redacted] HyBridge [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     11.209% 11.209 $2,405.85 $6,493.68 $541.14 $929.63 $77.47 $1,260.00 $105.00   3129.46   [redacted] [redacted] $105.00   Monthly 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 608                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   NJ [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-219 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.750% 8.75 $6,008.03 $14,687.52 $1,223.96 $1,239.84 $103.32       7335.31             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0.52 0.54   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 760                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-220 [redacted] [redacted] Business Purpose - No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     9.959% 9.959 $3,219.19 $10,931.52 910.96 $866.00 $72.17 $1,071.96 $89.33   4291.65   [redacted] [redacted] $89.33   Annually 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA                                     No   No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-221 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 12870 10/03/2022 6.790% Manual Underwriting Manual Underwriting No 10.735%   10.500% 10.50 $4,235.24 $8,807.76 $733.98 $1,363.00 $113.58     $3,158.72 8241.52             41.77 41.78% 41.78% Yes               Employed           Full Doc 2 0 2+ Months NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes     No N/A     22785.76% 0.00%     N/A   N/A N/A N/A   NA   NA 0 Yes 120 33 FNMA 1005 NA     N/A Conventional 0 0   Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 570                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-222 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.209% 7.209 $1,286.78 $8,384.16 $698.68 $3,201.88 $266.82 $960.00 $80.00 $0.00 2332.28   [redacted] [redacted] $80.00 01/01/2023 Monthly 0 0.00% 0.00% No No                         Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 1.07 1.07   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA                                     No   No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A   Foreign National Foreign National N/A Passport   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-223 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     6.875% 6.875 $965.69 $5,201.16 $433.43 $0.00 $41.25 $6,012.00 $501.00   1941.37   [redacted] [redacted] $501.00   Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 1.02 1.01   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 764                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-224 [redacted] [redacted] Business Purpose-No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.750% 7.750 $1,540.29 $5,346.36 $445.53 $443.00 $36.92 $4,260.00 $355.00   2377.74   [redacted] [redacted] $355.00   Monthly 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 757                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   UT [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-225 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.459% 7.459 $905.33 $2,131.20 $177.60 $2,055.00 $171.25       1254.18             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 1.36 1.36   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA                                     No   No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-226 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     10.375% 10.375 $1,306.50 $1,708.56 $142.38 $0.00 $39.25 $164.76 $13.73   1501.86   [redacted] [redacted] $13.73   Annually 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A           Stocks/Bonds N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 660                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-227 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     9.875% 9.875 $3,060.93 $13,333.80 $1,111.15 $2,257.95 $188.16 $474.96 $39.58   4399.82   [redacted] [redacted] $39.58   Annually 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 738                               NA             0     0         0 0 0   No   No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] I-551 Stamp and Passport 06-21-2023           [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-228 [redacted] [redacted] Consumer Purpose Express [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 9165 08/15/2022 5.280% Manual Underwriting Manual Underwriting No 8.276%   7.875% 7.875 $1,993.94 $7,914.00 $659.50 $597.23 $49.77       2703.21             48.45 48.47% 48.47% Yes Yes     3 - Stated, 3rd Party Verification   3 - Stated, 3rd Party Verification   Employed Employed Employed   0.6   2YR Full Doc 2 2 2+ Months 2+ Months N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes     No Yes     8245.05% 0.00%     N/A   N/A N/A N/A   NA   NA 0 Yes 48 33 FNMA 1005 Yes 12 12 FNMA 1005 Conventional 0 0   Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified || Co Borrower 2 - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified Borrower || Co Borrower || Co Borrower 2 [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 581 659 561 581                         NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] United States 07-13-2026     N/A                           Fee Simple
XXXXXXX_CSMC_2022-NQM6-229 [redacted] [redacted] CONSUMER PURPOSE EXPRESS [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 7325 10/10/2022 6.740% Manual Underwriting Manual Underwriting No 8.588%   8.125% 8.125 $1,492.42 $1,673.28 $139.44 $1,708.00 $142.33       1774.19             25.93 25.93% 25.93% Yes               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No Yes Yes 12   No N/A     12927.49% 100.00%     N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A Conventional 0 0   Borrower - SESoleProprietor - Personal Bank Statements Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 624                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NC [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-230 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.615% 8.615 $2,374.75 $5,596.20 $466.35 $0.00 $155.83 $6,909.48 $575.79 $0.00 3572.72   [redacted] [redacted] $575.79 01/01/2023 Monthly 0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A           Stocks/Bonds N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0.84 0.84   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 776                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-231 [redacted] [redacted] Hybridge [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     11.750% 11.750 $6,560.42 $11,249.88 $937.49 $4,322.00 $360.17 $768.00 $64.00   7922.08   [redacted] [redacted] $64.00   Monthly 0.00 0.00% 0.00% No No                         Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 664                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-232 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     9.500% 9.5 $5,297.38 $10,500.00 875 $1,432.01 $119.33       6291.71             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 726                               NA                                     No   No Foreign National Foreign National No Passport   N/A [redacted] [redacted] [redacted] [redacted] I-551 Stamp and Passport 04-02-2028           [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-233 [redacted] [redacted] CONSUMER PURPOSE EXPRESS [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 17270 09/19/2022 6.090% Manual Underwriting Manual Underwriting No 7.286%   7.000% 7 $4,204.71 $16,604.40 $1,383.70 $6,651.00 $554.25 $660.00 $55.00   6197.66   [redacted] [redacted] $55.00   Annually 13.02 13.02% 13.02% Yes Yes             Self-Employed Self-Employed         12 Month Bank Statement 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes   13 Yes Yes   13 145310.44% 100.00%     N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A Conventional 0 0   Borrower - SESoleProprietor - Business Bank Statements Verified || Co Borrower - SESoleProprietor - Business Bank Statements Verified Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 757                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-234 [redacted] [redacted] Hybridge [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 11.500% 11.500 $8,278.84 $16,240.56 $1,353.38 $2,580.00 $215.00       9847.22             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 704                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   PA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-235 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 10.500% 10.50 $2,936.31 $8,012.16 $667.68 $2,204.96 $183.75     $0.00 3787.74             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0 N/A Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 768                               NA             0     0                 No   No US Citizen US Citizen N/A Standard Driver's License - Not for federal use   NY [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-236 [redacted] [redacted] Business Purpose - DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 7.375% 7.375 $1,509.13 $5,019.12 $418.26 $0.00 $163.83 $4,058.88 $338.24 $0.00 2429.46   [redacted] [redacted] $338.24   Monthly 0 0.00% 0.00% N/A                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 1.11 1 N/A Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 769                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Passport   FL [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-237 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 6.875% 6.875 $2,627.72 $9,716.52 $809.71 $12,659.30 $1,054.94     $0.00 4492.37             0 0.00% 0.00% No No                         Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 1 1 N/A Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 803                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-238 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     11.625% 11.625 $2,323.63 $2,882.88 $240.24 $615.00 $51.25       2615.12             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0.8 0.84   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA                                     No   No Foreign National Foreign National Yes - ITIN Card Passport   GA [redacted] [redacted] [redacted] [redacted] I-551 Stamp and Passport 09-01-2023           [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-239 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.709% 7.709 $784.94 $2,686.92 $223.91 $1,191.00 $99.25       1108.1             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 1.35 1.35   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA             0     0         0 0 0   No   No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] I-551 Stamp and Passport 01-22-2024           [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-240 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     6.875% 6.875 $656.93 $1,023.00 $85.25 $1,175.00 $97.92       840.1             0 0.00% 0.00% No No                         Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 2.98 2.88   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 782                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-241 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.500% 7.084 $2,114.51 $11,218.68 $934.89 $7,303.00 $608.58       3657.98             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0.83 1.24   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 671                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   CA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-242 [redacted] [redacted] HyBridge [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     12.750% 12.750 $3,260.08 $7,361.28 $613.44 $3,063.00 $255.25       4128.77             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A           Stocks/Bonds N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 709                               7 07/01/2015 11/01/2015 1 82     0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   CT [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-243 [redacted] [redacted] Business Purpose - No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     10.625% 10.625 $1,697.57 $4,603.44 $383.62 $0.00 $58.42 $4,416.00 $368.00   2507.61   [redacted] [redacted] $368.00   Monthly 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA                                     No   No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-244 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     11.625% 11.625 $2,328.63 $2,900.64 241.72 $550.00 $45.83       2616.18             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0.8 0.84   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted]                                 NA                                     No   No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] I-551 Stamp and Passport 01-09-2023           [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-245 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     10.500% 10.500 $1,536.76 $1,631.40 $135.95 $1,102.00 $91.83       1764.54             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 736                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   GA [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-246 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     12.250% 12.250 $7,125.70 $8,568.00 $714.00 $2,406.20 $200.52 $2,028.00 $169.00 $0.00 8209.22   [redacted] [redacted] $169.00   Monthly 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 717                               NA             0     0         0 0 0   No   No Non Permanent Resident Alien Non-Permanent Non-US Citizen Yes - ITIN Letter/Certificate Real ID Driver's License   FL [redacted] [redacted] [redacted] [redacted] N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-247 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 9.875% 9.875 $3,809.45 $3,156.12 $263.01 $940.00 $78.33       4150.79             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A           Stocks/Bonds N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 768                               NA             0     0         0 0 0   No   No Foreign National Foreign National Yes - ITIN Letter/Certificate Passport   N/A [redacted] [redacted] [redacted] [redacted] I-551 Stamp and Passport 01-04-2029           [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-248 [redacted] [redacted] Hybridge [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     12.375% 12.375 $3,787.86 $2,776.80 $231.40 $1,047.00 $87.25     $0.00 4106.51             0 0.00% 0.00% No No                         Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 695                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   UT [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-249 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 10.750% 10.750 $1,092.17 $3,026.40 $252.20 $0.00 $52.83 $4,116.00 $343.00   1740.2   [redacted] [redacted] $343.00   Monthly 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 700                               NA             0     0         0 0 0   No   No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] I-551 Stamp and Passport 10-01-2029           [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-250 [redacted] [redacted] CONSUMER PURPOSE EXPRESS [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 1795 09/26/2022 6.380% Manual Underwriting Manual Underwriting No 11.079%   11.000% 11.000 $4,071.18 $11,304.96 $942.08 $1,083.00 $90.25       5103.51             23.41 23.42% 23.42% Yes Yes             Self-Employed Not Employed         12 Month Bank Statement 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No Yes Yes 12   No N/A     27429.12% 100.00%     N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A Conventional 0 0   Borrower - Personal Bank Statements Verified || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 674                               NA             0     0         0 0 0   No   No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Employment Authorization Card   N/A [redacted] [redacted] [redacted] [redacted] I-551 Stamp and Passport 08-26-2024 Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Employment Authorization Card   [redacted] [redacted] [redacted] [redacted] [redacted] I-821D Employment Authorization Document (I-821-D) 05-30-2024           [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-251 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.875% 8.375 $3,625.35 $25,345.92 $2,112.16 $2,800.00 $233.33       5970.84             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 1 1.01   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA                                     No   No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] Work Visa  12-02-2025           [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-252 [redacted] [redacted] CONSUMER PURPOSE EXPRESS [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 11495 10/17/2022 7.000% Manual Underwriting Manual Underwriting No 9.301%   9.125% 9.125 $5,532.70 $1,543.32 $128.61 $2,240.93 $186.74       5848.05             10.94 11.50% 11.50% Yes               Self-Employed           12 Month Bank Statement 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No Yes Yes 12   No N/A     64418.82% 100.00%     N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A Conventional 0 0   Borrower - SESoleProprietor - Personal Bank Statements Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 670                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   AZ [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-253 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     12.365% 12.365 $3,872.09 $10,392.00 $866.00 $2,885.00 $240.42 $365.04 $30.42   5008.93   [redacted] [redacted] $30.42 01/01/2023 Annually 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 744                               NA             0     0         0 0 0   No   No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] Employment Authorization Document (I-821D) 02-03-2023           [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-254 [redacted] [redacted] Hybridge [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 11.240% 11.240 $1,048.14 $2,184.60 $182.05 $751.44 $108.51 $3,180.00 $265.00   1603.7   [redacted] [redacted] $265.00   Monthly 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0     Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 765                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   NJ [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-255 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     8.500% 8.500 $4,867.22 $8,594.52 $716.21 $2,634.96 $219.58       5803.01             0 0.00% 0.00% No No                         Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 1.02 1.02   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 729                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   NY [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-256 [redacted] [redacted] CONSUMER PURPOSE EXPRESS  [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 4470 10/03/2022 6.790% Manual Underwriting Manual Underwriting No 8.679%   8.125% 8.125 $742.50 $2,041.56 $170.13 $0.00 $59.58 $5,172.00 $431.00   1403.21   [redacted] [redacted] $431.00   Monthly 38.63 38.63% 38.63% Yes               Employed           Full Doc 2 0 1 Month NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes     No N/A     3891.40% 100.00%     N/A   N/A N/A N/A   NA   NA 0 Yes 66 34 Work Number NA     N/A Conventional 0 0   Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 763                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   TX [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-257 [redacted] [redacted] CONSUMER PURPOSE EXPRESS [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] Non-QM: Lender documented all ATR UW factors Yes No No N/A Appendix Q Documentation 4320 09/19/2022 6.090% Manual Underwriting Manual Underwriting No 11.316%   10.750% 10.750 $1,026.83 $2,853.60 $237.80 $0.00 $124.08 $3,900.00 $325.00   1713.71   [redacted] [redacted] $325.00   Annually 43.24 43.24% 43.24% No               Employed           2YR Full Doc 2 0 Less than 1 Month NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No Yes     No N/A     5312.91% 100.00%     N/A   N/A N/A N/A   NA   NA 0 Yes 82 33 Work Number NA     N/A Conventional 0 0   Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 583                               13 02/01/2016 08/01/2016 1   73   0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   CT [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-258 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     11.625% 11.625 $2,375.62 $1,622.64 $135.22 $0.00 $100.05 $3,996.00 $333.00   2943.89   [redacted] [redacted] $333.00   Monthly 0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0 N/A Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 725                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   OH [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-259 [redacted] [redacted] Business Purpose DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No   $0.00 10.000% 10 $2,720.65 $4,578.48 $381.54 $13,483.54 $1,123.63       4225.82             0 0.00% 0.00% No                           Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0.66 0.7   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 650                               NA             0     0         0 0 0   No   No US Citizen US Citizen N/A Real ID Driver's License   FL [redacted] [redacted] [redacted]   N/A             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-260 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     11.875% 11.875 $1,141.28 $2,075.28 $172.94 $1,404.00 $117.00       1431.22             0 0.00% 0.00% No No                         Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 583                               NA             0     0         0       No   No US Citizen US Citizen N/A Real ID Driver's License   TX [redacted] [redacted] [redacted]   N/A   US Citizen US Citizen N/A Real ID Driver's License   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-261 [redacted] [redacted] Business Purpose No DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     11.115% 11.115 $4,071.86 $7,033.44 $586.12 $1,585.00 $132.08     $0.00 4790.06             0 0.00% 0.00% No                           Not Stated Not Verified 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 0 0   Borrower Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 669                               NA             0     0         0 0 0   No   No Non Permanent Resident Alien Non-Permanent Non-US Citizen Yes - ITIN Letter/Certificate Passport   N/A [redacted] [redacted] [redacted] [redacted] Missing             [redacted] [redacted] [redacted] [redacted] [redacted]               [redacted]                                     Fee Simple
XXXXXXX_CSMC_2022-NQM6-262 [redacted] [redacted] Business Purpose - DSCR [redacted] No [redacted] [redacted] [redacted] [redacted] [redacted] ATR/QM: Exempt No No No N/A Appendix Q Documentation       Manual Underwriting Manual Underwriting No     7.584% 7.584 $1,480.45 $1,209.00 100.75 $1,524.00 $127.00 $324.96 $27.08   1735.28   [redacted] [redacted] $27.08   Annually 0 0.00% 0.00% No No                         Debt Service Coverage Ratio 0 0 NA NA N/A   N/A   0 0 0 0 0 0 NA NA No No   No No N/A     No N/A             N/A   N/A N/A N/A   NA   NA 0 NA     N/A NA     N/A DSCR 1.44 1.44   Borrower || Co Borrower Borrower || Co Borrower [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 0                               NA                                     No   No Foreign National Foreign National N/A Passport   N/A [redacted] [redacted] [redacted] [redacted] N/A   Foreign National Foreign National N/A Passport   [redacted] [redacted] [redacted] [redacted] [redacted] N/A             [redacted]                                     Fee Simple

 

 

 

CSMC 2022-NQM6 Trust ABS-15G

Exhibit 99.3

 

 

 

VALUATION REPORT

CSMC_2022-NQM6

Run Date - 12/6/2022 16:30:00 PM

 

LOAN INFORMATION ORIGINATION VALUES SECOND APPRAISAL VALUE         AVM VALUES DESK REVIEW VALUES FIELD REVIEW VALUES BPO VALUES SECOND FIELD REVIEW VALUES 2055 VALUES UPDATED VALUES COLLATERAL UNDERWRITER SCORES
Loan ID Customer Loan ID Seller Loan ID Note Date Original Loan Amount Sales Price Total Adjusted Prior Purchase Price Primary Appraised Value Value for LTV LTV CLTV Primary Appraisal Date Second Appraisal Value Second Appraisal Variance Amount Second Appraisal Variance Percent Second Appraisal Date Second Appraisal Type AVM Appraised Value AVM Variance Amount AVM Variance Percent AVM Confidence Score FSD Score AVM Vendor AVM Product Name AVM Appraisal Date Desk Review Appraised Value Desk Review Variance Amount Desk Review Variance Percent Desk Review Company Desk Review Risk Score Desk Review Appraisal Date Desk Top Appraised Value Desk Top Variance Amount Desk Top Variance Percent Desk Top Company Desk Top Appraisal Date BPO Appraised Value BPO Variance Amount BPO Variance Percent BPO Company BPO Appraisal Date Field Review Appraised Value Field Review Variance Amount Field Review Variance Percent Field Review Company Field Review Appraisal Date 2055 Appraised Value 2055 Variance Amount 2055 Variance Percent 2055 Company 2055 Appraisal Date AVE/CMA Appraised Value AVE/CMA Variance Amount AVE/CMA Variance Percent AVE/CMA Company AVE/CMA Appraisal Date Updated Appraised Value Updated Variance Amount Updated Variance Percent Updated Company Updated Appraisal Date Updated Appraisal Type Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor? Collateral Underwriter Risk Score
XXXXXXX_CSMC_2022-NQM6-1 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 96 0.04 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-2 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 96 0.04 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-3 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 80 0.2 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-4 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 95 0.05 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-5 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 88 0.12 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-6 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]                           [redacted] [redacted] [redacted] Proteck Reasonable [redacted]           [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-7 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 94 0.06 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-8 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 50   Collateral Analytics CA IAVM [redacted] [redacted] [redacted] [redacted] Proteck Excellent [redacted]           [redacted] [redacted] [redacted] RRR [redacted]                                              
XXXXXXX_CSMC_2022-NQM6-9 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 90 0.1 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-10 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 89 0.11 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-11 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]                                                 [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-12 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 76 0.24 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-13 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 99 0.01 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-14 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]                                                 [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-15 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 91 0.09 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-16 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 77 0.23 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-17 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]                           [redacted] [redacted] [redacted] Proteck Reasonable [redacted]           [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-18 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 95 0.05 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-19 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 99 0.01 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-20 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 91 0.09 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-21 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 81 0.19 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-22 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 1004 URAR [redacted] [redacted] [redacted] 78 0.22 Collateral Analytics CA IAVM [redacted] [redacted] [redacted] [redacted] Proteck Inconclusive [redacted]           [redacted] [redacted] [redacted] RRR [redacted]           [redacted] 0.0 .000   [redacted]                       N/A  
XXXXXXX_CSMC_2022-NQM6-23 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted] [redacted]         [redacted] [redacted] [redacted] 91 0.09 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-24 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted] [redacted]         [redacted] [redacted] [redacted] 91 0.09 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] ClearCapital [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-25 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 87 0.13 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-26 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted]  87 0.13 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-27 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 93 0.07 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-28 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 92 0.08 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-29 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 72 0.28 Collateral Analytics CA IAVM [redacted] [redacted] [redacted] [redacted] Proteck Reasonable [redacted]                                                               N/A  
XXXXXXX_CSMC_2022-NQM6-30 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 80 0.2 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-31 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 93 0.07 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] Clear capital [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-32 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 88 0.12 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-33 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted]  94 0.06 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-34 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 50   Collateral Analytics CA IAVM [redacted] [redacted] [redacted] [redacted] Proteck Reasonable [redacted]           [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-35 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted]  90 0.1 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-36 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 89 0.11 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-37 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 94 0.06 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-38 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 50 0.5 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] ClearCapital [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-39 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 1025 Small Residential Income Report                 [redacted] [redacted] [redacted] Proteck High Risk [redacted]           [redacted] [redacted] [redacted] RRR [redacted]           [redacted] 0.0 .000   [redacted]                       N/A  
XXXXXXX_CSMC_2022-NQM6-40 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted] [redacted]         [redacted] [redacted] [redacted] 94 0.06 Collateral Analytics CA IAVM [redacted]                                                                              
XXXXXXX_CSMC_2022-NQM6-41 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted] [redacted]         [redacted] [redacted] [redacted] 50 0.5 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-42 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 97 0.03 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-43 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 89 0.11 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-44 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 71 0.29 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-45 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 89 0.11 Collateral Analytics CA IAVM [redacted]                                                                              
XXXXXXX_CSMC_2022-NQM6-46 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 94 0.06 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-47 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]                                                 [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-48 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 94 0.06 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-49 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]                                                 [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-50 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 80   Collateral Analytics CA IAVM [redacted] [redacted] [redacted] [redacted] Proteck Reasonable [redacted]           [redacted] [redacted] [redacted] Clear Capital  [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-51 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 90 0.1 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-52 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 82 0.18 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-53 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 97 0.03 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-54 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 82 0.18 Collateral Analytics CA IAVM [redacted]                                                                              
XXXXXXX_CSMC_2022-NQM6-55 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 91 0.09 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-56 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 82 0.18 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-57 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]                           [redacted] [redacted] [redacted] Proteck Reasonable [redacted]           [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-58 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 86 0.14 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-59 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 73 0.27 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-60 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 98 0.02 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-61 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 85 0.15 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-62 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 85 0.15 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-63 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] [redacted] 1004 URAR [redacted] [redacted] [redacted] 85 0.15 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-64 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted] [redacted]                                               [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-65 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted] [redacted]         [redacted] [redacted] [redacted] 89 0.11 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-66 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 95 0.05 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-67 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 68 0.32 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-68 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 95 0.05 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-69 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 94 0.06 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-70 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 93 0.07 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-71 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 76 0.24 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-72 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 50 0.5 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-73 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 86 0.14 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-74 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 92 0.08 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-75 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 88 0.12 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-76 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 82   Collateral Analytics CA IAVM [redacted] [redacted] [redacted] [redacted] Proteck Reasonable [redacted]           [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-77 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 84 0.16 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-78 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 96 0.04 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-79 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 95 0.05 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-80 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 90 0.1 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-81 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]                           [redacted] [redacted] [redacted] Proteck Reasonable [redacted]           [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-82 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 88 0.12 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-83 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 97 0.03 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-84 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 86 0.14 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-85 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 83 0.17 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-86 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 93 0.07 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-87 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 94 0.06 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-88 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 98 0.02 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-89 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 56 0.44 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-90 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 84   Collateral Analytics CA IAVM [redacted] [redacted] [redacted] [redacted] Proteck Reasonable [redacted]           [redacted] [redacted] [redacted] Clear capital [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-91 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 87 0.13 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] ClearCapital [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-92 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 89 0.11 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-93 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 92 0.08 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-94 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 93 0.07 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-95 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 93 0.07 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-96 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 95 0.05 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-97 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]                                                 [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-98 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 79 0.21 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-99 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 89 0.11 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-100 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 86 0.14 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-101 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 92 0.08 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-102 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 58   Collateral Analytics CA IAVM [redacted] [redacted] [redacted] [redacted] Proteck Reasonable [redacted]           [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-103 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 50 0.5 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-104 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 71 0.29 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-105 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 92 0.08 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] Interior BPO [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-106 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 87 0.13 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-107 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 98 0.02 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-108 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 85 0.15 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-109 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 88 0.12 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-110 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]                                                 [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-111 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 89 0.11 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-112 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 88 0.12 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-113 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]                                                 [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-114 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]                                                 [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-115 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 84 0.16 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-116 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 91   Collateral Analytics CA IAVM [redacted] [redacted] [redacted] [redacted] Proteck Reasonable [redacted]           [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-117 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]                                                 [redacted] [redacted] [redacted] Clear Capital [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-118 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 83 0.17 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-119 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 88 0.12 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-120 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 91 0.09 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-121 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 92 0.08 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-122 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 90 0.1 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-123 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 93 0.07 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-124 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 75 0.25 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-125 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 87 0.13 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] ClearCapital [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-126 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 86 0.14 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-127 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 82 0.18 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-128 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 90 0.1 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-129 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 89 0.11 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-130 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 94 0.06 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-131 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 89 0.11 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-132 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 94 0.06 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-133 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 90   Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-134 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 50 0.5 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-135 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 93 0.07 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-136 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 92 0.08 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-137 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 98 0.02 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-138 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 50 0.5 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-139 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 85 0.15 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-140 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 94 0.06 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-141 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 75 0.25 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-142 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 91 0.09 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-143 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 50 0.5 Collateral Analytics CA IAVM [redacted] [redacted] [redacted] [redacted] Proteck Inconclusive [redacted]           [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-144 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 93 0.07 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-145 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 93 0.07 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-146 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 91 0.09 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-147 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 91 0.09 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-148 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 88 0.12 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-149 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 86 0.14 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] Proteck [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-150 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 84 0.16 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-151 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 96 0.04 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-152 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 94 0.06 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-153 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 89 0.11 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] ClearCapital [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-154 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 96 0.04 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-155 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 73 0.27 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-156 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 90 0.1 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] Clear Capital [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-157 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 75 0.25 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-158 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 50 0.5 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-159 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 50 0.5 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-160 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 85 0.15 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-161 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 92 0.08 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-162 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 95 0.05 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] ClearCapital [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-163 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 95 0.05 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-164 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 95 0.05 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-165 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 89 0.11 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-166 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 92 0.08 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] Interior BPO [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-167 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 93 0.07 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] Clear Capital [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-168 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 94 0.06 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-169 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 75 0.25 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-170 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 71 0.29 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-171 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 79 0.21 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-172 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 50   Collateral Analytics CA IAVM [redacted] [redacted] [redacted] [redacted] Proteck Reasonable [redacted]           [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-173 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 91 0.09 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-174 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 85 0.15 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-175 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 96 0.04 Collateral Analytics iAVM [redacted]                       [redacted] [redacted] [redacted] ClearCapital [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-176 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 82 0.18 Collateral Analytics iAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-177 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 50       [redacted] [redacted] [redacted] [redacted] Proteck Reasonable [redacted]           [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-178 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]                                                 [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-179 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 85 0.15 Collateral Analytics iAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-180 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 87 0.13 Collateral Analytics iAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-181 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 79 0.21 Collateral Analytics Other [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-182 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 90 0.1 Collateral Analytics CMV [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-183 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 88 0.12 Collateral Analytics iAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-184 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 89 0.11 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-185 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 96 0.04 Collateral Analytics CMV [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-186 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 72 0.28 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-187 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 96 0.04 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-188 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 93 0.07 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-189 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 88 0.12 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-190 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 98 0.02 Collateral Analytics CMV [redacted]                       [redacted] [redacted] [redacted] Clear Capital [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-191 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 73 0.27 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-192 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 89 0.11 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-193 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 93 0.07 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] Interior BPO [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-194 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 95 0.05 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-195 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 91 0.09 Collateral Analytics CMV [redacted]                       [redacted] [redacted] [redacted] Clear capital [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-196 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 96 0.04 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-197 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 94 0.06 Collateral Analytics CMV [redacted]                       [redacted] [redacted] [redacted] Clear capital [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-198 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 50 0.5 Collateral Analytics CMV [redacted]                       [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-199 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]                           [redacted] [redacted] [redacted] Proteck Reasonable [redacted]                                                               N/A  
XXXXXXX_CSMC_2022-NQM6-200 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 85 0.15 Collateral Analytics iAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-201 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 88 0.12 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-202 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 98 0.02 Collateral Analytics CMV [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-203 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 82 0.18 Collateral Analytics iAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-204 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 81 0.19 Collateral Analytics CA Consumer AVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-205 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 89 0.11 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-206 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 86 0.14 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-207 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 96 0.04 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-208 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 80 0.2 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-209 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 88 0.12 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-210 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 92 0.08 Collateral Analytics Other [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-211 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 97 0.03 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-212 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 97 0.03 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] ClearCapital [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-213 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 86 0.14 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-214 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 91 0.09 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-215 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 92 0.08 Collateral Analytics Other [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-216 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 90 0.1 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-217 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 96 0.04 Collateral Analytics Other [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-218 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 98 0.02 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-219 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 85 0.15 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] Clear Capital [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-220 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 93 0.07 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-221 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 93 0.07 Collateral Analytics CMV [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-222 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 50 0.5 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-223 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 98 0.02 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-224 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]                           [redacted] [redacted] [redacted] Proteck Excellent [redacted]           [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-225 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 73       [redacted] [redacted] [redacted] [redacted] Proteck Reasonable [redacted]           [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-226 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 90 0.1 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-227 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 89 0.11 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] by Clear capital [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-228 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 77 0.23 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-229 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 78 0.22 Collateral Analytics CASA [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-230 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 95 0.05 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-231 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 83 0.17 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-232 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 93 0.07 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-233 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 86 0.14 Black Knight iAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-234 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 71 0.29 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-235 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 74 0.26 Collateral Analytics CA Consumer AVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-236 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 86 0.14 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] Clear Capital [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-237 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 58       [redacted] [redacted] [redacted] [redacted] Proteck Reasonable [redacted]           [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-238 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 94 0.06 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-239 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 84 0.16 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-240 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 90 0.1 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-241 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 92       [redacted] [redacted] [redacted] [redacted] Proteck Reasonable [redacted]           [redacted] [redacted] [redacted] RRR [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-242 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 81 0.19 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-243 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 95 0.05 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-244 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 94 0.06 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-245 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 90 0.1 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-246 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 96 0.04 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-247 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 95 0.05 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-248 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 89 0.11 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-249 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 94 0.06 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-250 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 84 0.16 Collateral Analytics CA IAVM [redacted]                       [redacted] [redacted] [redacted] Clear Capital [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-251 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 82 0.18 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-252 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 98 0.02 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-253 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 79 0.21 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-254 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 50 0.5 VeroValue CA IAVM [redacted]                       [redacted] [redacted] [redacted] ClearCapital [redacted]                                           N/A  
XXXXXXX_CSMC_2022-NQM6-255 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 85 0.15 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-256 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 85 0.15 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-257 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 89 0.11 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-258 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 81 0.19 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-259 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 95 0.05 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-260 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 91 0.09 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-261 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 96 0.04 Collateral Analytics CA IAVM [redacted]                                                                           N/A  
XXXXXXX_CSMC_2022-NQM6-262 [redacted] [redacted] [redacted] [redacted] [redacted]   [redacted] [redacted] [redacted] [redacted] [redacted]           [redacted] [redacted] [redacted] 92 0.08 Collateral Analytics CA IAVM [redacted]                                                                           N/A  

 

 

 

CSMC 2022-NQM6 Trust ABS-15G

Exhibit 99.4

 

 

Rating Agency Grades

CSMC_2022-NQM6

Run Date - 12/6/2022 16:30:00 PM

 

LOAN INFORMATION INITIAL CREDIT LOAN GRADES INITIAL COMPLIANCE LOAN GRADES INITIAL PROPERTY LOAN GRADES INITIAL OVERALL LOAN GRADES FINAL CREDIT LOAN GRADES FINAL COMPLIANCE LOAN GRADES FINAL PROPERTY LOAN GRADES FINAL OVERALL LOAN GRADES
Loan ID Investor ID Seller Loan ID Original Loan Amount DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys
XXXXXXX_CSMC_2022-NQM6-1  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-2  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-3  [redacted]   [redacted]   [redacted]  D D D D D A A A A A C C C C C D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-4  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-5  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-6  [redacted]   [redacted]   [redacted]  D D D D D A A A A A C C C C C D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-7  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-8  [redacted]   [redacted]   [redacted]  D D D D D A A A A A C C C C C D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-9  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-10  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-11  [redacted]   [redacted]   [redacted]  A A A A A A A A A A C C C C C C C C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-12  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-13  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-14  [redacted]   [redacted]   [redacted]  D D D D D A A A A A C C C C C D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-15  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-16  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-17  [redacted]   [redacted]   [redacted]  D D D D D A A A A A D D D D D D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-18  [redacted]   [redacted]   [redacted]  D D D D D A A A A A D D D D D D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-19  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-20  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-21  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-22  [redacted]   [redacted]   [redacted]  D D D D D A A A A A C C C C C D D D D D A A A A A A A A A A B B B B B B B B B B
XXXXXXX_CSMC_2022-NQM6-23  [redacted]   [redacted]   [redacted]  A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-24  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-25  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-26  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-27  [redacted]   [redacted]   [redacted]  C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-28  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-29  [redacted]   [redacted]   [redacted]  D D D D D A A A A A C C C C C D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-30  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-31  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-32  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-33  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-34  [redacted]   [redacted]   [redacted]  C C C C C A A A A A C C C C C C C C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-35  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-36  [redacted]   [redacted]   [redacted]  C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-37  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-38  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-39  [redacted]   [redacted]   [redacted]  D D D D D A A A A A C C C C C D D D D D A A A A A A A A A A C C C C C C C C C C
XXXXXXX_CSMC_2022-NQM6-40  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-41  [redacted]   [redacted]   [redacted]  D D D D D A A A A A C C C C C D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-42  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-43  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D B B B B B A A A A A A A A A A B B B B B
XXXXXXX_CSMC_2022-NQM6-44  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D B B B B B A A A A A A A A A A B B B B B
XXXXXXX_CSMC_2022-NQM6-45  [redacted]   [redacted]   [redacted]  D D D D D D D D D D A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-46  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-47  [redacted]   [redacted]   [redacted]  A A A A A D D D D D A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-48  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-49  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-50  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-51  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-52  [redacted]   [redacted]   [redacted]  A A A A A D D D D D A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-53  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-54  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-55  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-56  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-57  [redacted]   [redacted]   [redacted]  C C C C C A A A A A A A A A A C C C C C B B B B B A A A A A A A A A A B B B B B
XXXXXXX_CSMC_2022-NQM6-58  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-59  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-60  [redacted]   [redacted]   [redacted]  A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-61  [redacted]   [redacted]   [redacted]  A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-62  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-63  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-64  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-65  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-66  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-67  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-68  [redacted]   [redacted]   [redacted]  C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-69  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-70  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-71  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-72  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-73  [redacted]   [redacted]   [redacted]  C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-74  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-75  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-76  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-77  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-78  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-79  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-80  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-81  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-82  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-83  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-84  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-85  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-86  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-87  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-88  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-89  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-90  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-91  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-92  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-93  [redacted]   [redacted]   [redacted]  A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-94  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-95  [redacted]   [redacted]   [redacted]  A A A A A D D D D D A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-96  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-97  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-98  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-99  [redacted]   [redacted]   [redacted]  A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-100  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-101  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-102  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-103  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-104  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-105  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-106  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-107  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-108  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-109  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-110  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-111  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-112  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-113  [redacted]   [redacted]   [redacted]  A A A A A D D D D D A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-114  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-115  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-116  [redacted]   [redacted]   [redacted]  A A A A A C C C C C C D C C C C D C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-117  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-118  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-119  [redacted]   [redacted]   [redacted]  D D D D D C C C C C A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-120  [redacted]   [redacted]   [redacted]  B B B B B D D D D D A A A A A D D D D D B B B B B A A A A A A A A A A B B B B B
XXXXXXX_CSMC_2022-NQM6-121  [redacted]   [redacted]   [redacted]  D D D D D D D D D D A A A A A D D D D D B B B B B A A A A A A A A A A B B B B B
XXXXXXX_CSMC_2022-NQM6-122  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-123  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-124  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D B B B B B A A A A A A A A A A B B B B B
XXXXXXX_CSMC_2022-NQM6-125  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-126  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-127  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-128  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-129  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-130  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-131  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-132  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-133  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-134  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-135  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-136  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-137  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-138  [redacted]   [redacted]   [redacted]  A A A A A A A A A A C D C C C C D C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-139  [redacted]   [redacted]   [redacted]  D D D D D A A A A A C D C C C D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-140  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-141  [redacted]   [redacted]   [redacted]  C C C C C A A A A A A A A A A C C C C C B B B B B A A A A A A A A A A B B B B B
XXXXXXX_CSMC_2022-NQM6-142  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-143  [redacted]   [redacted]   [redacted]  A A A A A A A A A A C D C C C C D C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-144  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-145  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-146  [redacted]   [redacted]   [redacted]  A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-147  [redacted]   [redacted]   [redacted]  A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-148  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-149  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-150  [redacted]   [redacted]   [redacted]  C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-151  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-152  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-153  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-154  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-155  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-156  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-157  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-158  [redacted]   [redacted]   [redacted]  A A A A A A A A A A C D C C C C D C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-159  [redacted]   [redacted]   [redacted]  A A A A A A A A A A C D C C C C D C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-160  [redacted]   [redacted]   [redacted]  A A A A A D D D D D A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-161  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-162  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-163  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-164  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-165  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-166  [redacted]   [redacted]   [redacted]  C C C C C C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-167  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-168  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-169  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-170  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-171  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-172  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-173  [redacted]   [redacted]   [redacted]  C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-174  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-175  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-176  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-177  [redacted]   [redacted]   [redacted]  A A A A A A A A A A C D C C C C D C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-178  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-179  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-180  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-181  [redacted]   [redacted]   [redacted]  D D D D D C C C C C A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-182  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-183  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-184  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-185  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-186  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-187  [redacted]   [redacted]   [redacted]  C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-188  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-189  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-190  [redacted]   [redacted]   [redacted]  B B B B B A A A A A A A A A A B B B B B B B B B B A A A A A A A A A A B B B B B
XXXXXXX_CSMC_2022-NQM6-191  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-192  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-193  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-194  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D B B B B B A A A A A A A A A A B B B B B
XXXXXXX_CSMC_2022-NQM6-195  [redacted]   [redacted]   [redacted]  A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-196  [redacted]   [redacted]   [redacted]  B B B B B C C C C C A A A A A C C C C C B B B B B A A A A A A A A A A B B B B B
XXXXXXX_CSMC_2022-NQM6-197  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-198  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-199  [redacted]   [redacted]   [redacted]  A A A A A A A A A A C D C C C C D C C C A A A A A A A A A A B B B B B B B B B B
XXXXXXX_CSMC_2022-NQM6-200  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-201  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-202  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-203  [redacted]   [redacted]   [redacted]  C C C C C A A A A A A A A A A C C C C C B B B B B A A A A A A A A A A B B B B B
XXXXXXX_CSMC_2022-NQM6-204  [redacted]   [redacted]   [redacted]  C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-205  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-206  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-207  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-208  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-209  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-210  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-211  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-212  [redacted]   [redacted]   [redacted]  A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-213  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-214  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-215  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-216  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-217  [redacted]   [redacted]   [redacted]  B B B B B A A A A A A A A A A B B B B B A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-218  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-219  [redacted]   [redacted]   [redacted]  C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-220  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-221  [redacted]   [redacted]   [redacted]  A A A A A D D D D D A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-222  [redacted]   [redacted]   [redacted]  A A A A A A A A A A C D C C C C D C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-223  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-224  [redacted]   [redacted]   [redacted]  A A A A A A A A A A C D C C C C D C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-225  [redacted]   [redacted]   [redacted]  A A A A A A A A A A C D C C C C D C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-226  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-227  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-228  [redacted]   [redacted]   [redacted]  B B B B B A A A A A A A A A A B B B B B B B B B B A A A A A A A A A A B B B B B
XXXXXXX_CSMC_2022-NQM6-229  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-230  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-231  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-232  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-233  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-234  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-235  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-236  [redacted]   [redacted]   [redacted]  C C C C C A A A A A A A A A A C C C C C B B B B B A A A A A A A A A A B B B B B
XXXXXXX_CSMC_2022-NQM6-237  [redacted]   [redacted]   [redacted]  A A A A A A A A A A C D C C C C D C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-238  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-239  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-240  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-241  [redacted]   [redacted]   [redacted]  A A A A A A A A A A C D C C C C D C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-242  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-243  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-244  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-245  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-246  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-247  [redacted]   [redacted]   [redacted]  C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-248  [redacted]   [redacted]   [redacted]  A A A A A C C C C C A A A A A C C C C C A A A A A B B B B B A A A A A B B B B B
XXXXXXX_CSMC_2022-NQM6-249  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-250  [redacted]   [redacted]   [redacted]  A A A A A D D D D D A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-251  [redacted]   [redacted]   [redacted]  B B B B B A A A A A A A A A A B B B B B B B B B B A A A A A A A A A A B B B B B
XXXXXXX_CSMC_2022-NQM6-252  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-253  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-254  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-255  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-256  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-257  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-258  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-259  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-260  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-261  [redacted]   [redacted]   [redacted]  D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
XXXXXXX_CSMC_2022-NQM6-262  [redacted]   [redacted]   [redacted]  A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A

 

 

 

 

CSMC 2022-NQM6 Trust ABS-15G

Exhibit 99.5

 

 

 

 

Exception Grade Detail

CSMC_2022-NQM6

Run Date - 12/6/2022 16:30:00 PM

 

Loan ID Seller Loan ID Investor Loan ID Overall Initial Loan Grade Overall Final Loan Grade Credit Initial Loan Grade Credit Current/Final Loan Grade Compliance Initial Loan Grade Compliance Current/Final Loan Grade Property Initial Loan Grade Property Current/Final Loan Grade Queue Finding Code Date Created Date Modified Finding Status Event Level Initial Finding Grade Current/Final Finding Grade Finding Category Finding Sub Category Finding Name Finding Comments Seller Comments Resolution Comments Reviewer Comp Factor Originator Comp Factors Finding Documents Originator QM Status Final Reviewed QM Status Loan Amount Property State Occupancy Loan Purpose Refinance Purpose Acknowledged / WaivedBy Waiver in File? Unique Finding ID
XXXXXXX_CSMC_2022-NQM6-1 [redacted] [redacted] D A D A A A A A Closed FCRE7347 2022-07-22 08:57 2022-08-16 11:40 Resolved 1 - Information D A Credit Missing Doc Missing Lease Agreement Resolved-Per uploaded letter, Tenant moved out and property is no longer rented - Due Diligence Vendor-08/16/2022

Ready for Review-Uploaded Rebuttal Response. - Due Diligence Vendor-08/15/2022

Open- - Due Diligence Vendor-07/22/2022		   Resolved-Per uploaded letter, Tenant moved out and property is no longer rented - Due Diligence Vendor-08/16/2022

     788467_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 565489
XXXXXXX_CSMC_2022-NQM6-2 [redacted] [redacted] D A D A A A A A Closed FCRE1159 2022-07-21 15:53 2022-08-23 09:17 Resolved 1 - Information C A Credit Insurance Hazard Insurance Effective Date is after the Note Date Resolved-Received proof of insurance - Due Diligence Vendor-08/23/2022
Ready for Review-Uploaded hazard insurance - Due Diligence Vendor-08/19/2022
Open-Hazard Insurance Effective Date of [redacted] is after the Note Date of [redacted] Loan funded on [redacted] as well.  - Due Diligence Vendor-07/21/2022		   Resolved-Received proof of insurance - Due Diligence Vendor-08/23/2022

     789200_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 564467
XXXXXXX_CSMC_2022-NQM6-3 [redacted] [redacted] D A D A A A A A Closed FCOM4028 2022-07-21 13:34 2022-07-27 15:04 Resolved 1 - Information D A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2022

Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/21/2022		   Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2022

       ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 564028
XXXXXXX_CSMC_2022-NQM6-4 [redacted] [redacted] D A D A A A C A Closed FCRE1201 2022-07-21 14:38 2022-11-18 09:41 Resolved 1 - Information D A Credit Missing Doc Third Party Fraud Report not Provided Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-08/12/2022

Ready for Review-Uploaded credit report with OFAC - Due Diligence Vendor-08/11/2022

Open-Missing Third Party Fraud Report Missing credit report, so not able to see if it's on that.    - Due Diligence Vendor-07/21/2022		   Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-08/12/2022

     788148_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 564248
XXXXXXX_CSMC_2022-NQM6-5 [redacted] [redacted] D A D A A A C A Closed FCRE5770 2022-07-27 13:31 2022-11-15 13:28 Resolved 1 - Information D A Credit Missing Doc Borrower 1 Credit Report is Missing Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-08/12/2022

Resolved-Received credit report - Due Diligence Vendor-08/12/2022

Ready for Review-Uploaded credit report - Due Diligence Vendor-08/11/2022

Open-Borrower 1 Credit Report is Missing. - Due Diligence Vendor-07/27/2022		   Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-08/12/2022

 Resolved-Received credit report - Due Diligence Vendor-08/12/2022

     788149_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 574112
XXXXXXX_CSMC_2022-NQM6-6 [redacted] [redacted] D A D A A A C A Closed FCOM4028 2022-07-21 13:53 2022-08-12 13:29 Resolved 1 - Information D A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-08/12/2022

Ready for Review-Uploaded recorded mortgage - Due Diligence Vendor-08/11/2022

Resolved-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2022

Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/21/2022		   Resolved-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved - Due Diligence Vendor-08/12/2022

 Resolved-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2022

     788150_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 564077
XXXXXXX_CSMC_2022-NQM6-7 [redacted] [redacted] D A D A A A C A Closed FVAL1039 2022-07-21 10:15 2022-07-29 11:33 Resolved 1 - Information C A Property Value Appraised value unsupported Resolved-Document Uploaded. BPO supports original appraisal.
 - Due Diligence Vendor-07/29/2022

Open-AVM does not support appraised value. Ordered BPO - Due Diligence Vendor-07/21/2022		   Resolved-Document Uploaded. BPO supports original appraisal.
 - Due Diligence Vendor-07/29/2022

     5448100_[redacted]_MissionGlobal_7.21.2022.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 563240
XXXXXXX_CSMC_2022-NQM6-8 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-9 [redacted] [redacted] D A D A A A A A Closed FCOM4028 2022-07-22 11:51 2022-07-27 05:25 Resolved 1 - Information D A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2022

Open-Missing evidence of Mortgage recording Creditor file closed within past 60 days and mortgage has been sent for recording. It will be provided upon receipt. - Due Diligence Vendor-07/22/2022		   Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2022

       ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 566217
XXXXXXX_CSMC_2022-NQM6-10 [redacted] [redacted] D A D A A A C A Closed FCRE7347 2022-07-21 13:35 2022-08-12 13:59 Resolved 1 - Information D A Credit Missing Doc Missing Lease Agreement Resolved-Received lease - Due Diligence Vendor-08/12/2022

Ready for Review-Uploaded lease agreement. - Due Diligence Vendor-08/11/2022

Open-Lease for subject property not in PDF.  Loan is a refinance. - Due Diligence Vendor-07/21/2022		   Resolved-Received lease - Due Diligence Vendor-08/12/2022

     788242_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 564031
XXXXXXX_CSMC_2022-NQM6-11 [redacted] [redacted] D A D A A A C A Closed FVAL1039 2022-07-21 10:15 2022-07-29 09:40 Resolved 1 - Information C A Property Value Appraised value unsupported Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-07/29/2022

Open-Document Uploaded. AVM/BPO does not support value. Ordered desk review.
 - Due Diligence Vendor-07/24/2022

Open-AVM does not support appraised value. Ordered BPO - Due Diligence Vendor-07/21/2022		   Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-07/29/2022

     5448097_[redacted]_MissionGlobal_7.21.2022.pdf
BPD2022060371.pdf		 ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 563236
XXXXXXX_CSMC_2022-NQM6-12 [redacted] [redacted] D A D A A A A A Closed FCOM4028 2022-07-21 09:05 2022-07-27 05:32 Resolved 1 - Information D A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2022

Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/21/2022		   Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2022

       ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 562942
XXXXXXX_CSMC_2022-NQM6-13 [redacted] [redacted] D A D A A A C A Closed FVAL1039 2022-07-21 10:16 2022-07-29 10:01 Resolved 1 - Information C A Property Value Appraised value unsupported Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-07/29/2022

Open-Document Uploaded. AVM does not support appraised value. Ordered BPO. ___AVM/BPO does not support value. Ordered desk review.
 - Due Diligence Vendor-07/21/2022		   Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-07/29/2022

     5448106_[redacted]_MissionGlobal_7.21.2022.pdf
BPND2022050355.pdf		 ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 563246
XXXXXXX_CSMC_2022-NQM6-14 [redacted] [redacted] D A D A A A C A Closed FCOM4028 2022-07-21 20:09 2022-07-27 15:13 Resolved 1 - Information D A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2022

Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/22/2022		   Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2022

       ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 564623
XXXXXXX_CSMC_2022-NQM6-15 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-16 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-17 [redacted] [redacted] C A A A A A C A Closed FVAL1039 2022-07-21 10:14 2022-07-25 12:29 Resolved 1 - Information C A Property Value Appraised value unsupported Resolved-Document Uploaded. BPO supports original appraisal.
 - Due Diligence Vendor-07/25/2022

Open-AVM could not be generated. Ordered BPO - Due Diligence Vendor-07/21/2022		   Resolved-Document Uploaded. BPO supports original appraisal.
 - Due Diligence Vendor-07/25/2022

     5448088_[redacted]_MissionGlobal_7.21.2022.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 563217
XXXXXXX_CSMC_2022-NQM6-18 [redacted] [redacted] D A D A A A A A Closed FCOM4028 2022-07-25 06:40 2022-07-27 20:59 Resolved 1 - Information D A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2022

Open-Missing evidence of Mortgage recording Evidence Of Mortgage recording is missing - Due Diligence Vendor-07/26/2022		   Resolved-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2022

       ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 567525
XXXXXXX_CSMC_2022-NQM6-19 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-20 [redacted] [redacted] D A D A A A C A Closed FVAL1039 2022-07-21 10:14 2022-07-28 12:33 Resolved 1 - Information C A Property Value Appraised value unsupported Resolved-Document Uploaded.  - Due Diligence Vendor-07/28/2022

Resolved-BPO supports original appraisal.
 - Due Diligence Vendor-07/28/2022

Open-AVM could not be generated. Ordered BPO - Due Diligence Vendor-07/21/2022		   Resolved-Document Uploaded.  - Due Diligence Vendor-07/28/2022

 Resolved-BPO supports original appraisal.
 - Due Diligence Vendor-07/28/2022

     5448093_[redacted]_MissionGlobal_7.21.2022.pdf Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA N/A N/A 563223
XXXXXXX_CSMC_2022-NQM6-21 [redacted] [redacted] D A D A A A C A Closed FCOM4028 2022-07-21 11:31 2022-07-27 05:43 Resolved 1 - Information D A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2022

Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/21/2022		   Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2022

       Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA N/A N/A 563558
XXXXXXX_CSMC_2022-NQM6-22 [redacted] [redacted] D A D A A A A A Closed FCOM4028 2022-07-25 04:32 2022-07-27 20:59 Resolved 1 - Information D A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2022

Open-Missing evidence of Mortgage recording Evidence Of Mortgage recording is missing - Due Diligence Vendor-07/25/2022		   Resolved-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2022

       ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 567416
XXXXXXX_CSMC_2022-NQM6-23 [redacted] [redacted] D A D A A A A A Closed FCRE1167 2022-07-22 12:58 2022-08-23 09:32 Resolved 1 - Information C A Credit Insurance Inadequate Hazard Insurance Coverage - Hazard Insurance Coverage is less than all Subject Lien(s)and Replacement Cost Estimator by Insurer was not Provided Resolved-Received adequate insurance info - Due Diligence Vendor-08/23/2022
Ready for Review-Uploaded RCE - Due Diligence Vendor-08/22/2022
Open-Inadequate Hazard Insurance Coverage - Hazard Insurance Coverage of [redacted] is less than all Subject Lien(s), and Guaranteed Replacement Coverage is provided but Replacement Cost Estimator by Insurer was not Provided Hazard Insurance Policy (page 167) for [redacted] was the only policy located in file data. No evidence of the Replacement Cost Estimator - Due Diligence Vendor-07/22/2022		   Resolved-Received adequate insurance info - Due Diligence Vendor-08/23/2022

     789385_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 566540
XXXXXXX_CSMC_2022-NQM6-24 [redacted] [redacted] D A D A A A A A Closed FCRE2109 2022-07-22 12:15 2022-08-23 09:23 Resolved 1 - Information D A Credit Missing Doc Missing Lender Income Calculation Worksheet Resolved-Received DSCR worksheet - Due Diligence Vendor-08/23/2022

Ready for Review-Uploaded DSCR - Due Diligence Vendor-08/19/2022

Open-Missing DSCR calculation Worksheet - Due Diligence Vendor-07/22/2022		   Resolved-Received DSCR worksheet - Due Diligence Vendor-08/23/2022

     789268_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 566325
XXXXXXX_CSMC_2022-NQM6-25 [redacted] [redacted] D A D A A A A A Closed FCRE8012 2022-07-23 07:38 2022-08-12 14:14 Resolved 1 - Information D A Credit Missing Doc Missing Purchase Contract Resolved-Received contract - Due Diligence Vendor-08/12/2022

Ready for Review-Uploaded purchase contract - Due Diligence Vendor-08/11/2022

Open-Missing Purchase Contract in File Data -- pulled purchase info from Appraisal, HUD-1 Settlement and Executive Summary - Due Diligence Vendor-07/23/2022		   Resolved-Received contract - Due Diligence Vendor-08/12/2022

     788189_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 567143
XXXXXXX_CSMC_2022-NQM6-26 [redacted] [redacted] D A D A A A A A Closed FCOM4028 2022-07-22 11:58 2022-07-27 20:59 Resolved 1 - Information D A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2022

Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/22/2022		   Resolved-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2022

       ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 566234
XXXXXXX_CSMC_2022-NQM6-27 [redacted] [redacted] D A D A A A D A Closed FCRE1964 2022-07-25 09:46 2022-08-12 14:26 Resolved 1 - Information D A Credit Missing Doc Missing income documentation Resolved-Received leases to support rent received - Due Diligence Vendor-08/12/2022

Ready for Review-Uploaded Lease Agreement and LOE. - Due Diligence Vendor-08/11/2022

Open-Borrower getting Accessory unit income but we don't have any supporting document. - Due Diligence Vendor-07/25/2022		   Resolved-Received leases to support rent received - Due Diligence Vendor-08/12/2022

     788193_1.pdf

788193_2.pdf

788193_3.pdf		 Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other N/A N/A 568314
XXXXXXX_CSMC_2022-NQM6-28 [redacted] [redacted] D A D A A A D A Closed FCRE1161 2022-07-21 09:12 2022-08-12 14:25 Resolved 1 - Information D A Credit Missing Doc Flood Certificate Missing Resolved-Flood Certificate is fully present Flood cert received - Due Diligence Vendor-08/12/2022

Ready for Review-Uploaded flood cert - Due Diligence Vendor-08/11/2022

Open-Missing Flood Certificate Flood Certificate missing in the file - Due Diligence Vendor-07/21/2022		   Resolved-Flood Certificate is fully present Flood cert received - Due Diligence Vendor-08/12/2022

     788192_1.pdf Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other N/A N/A 562974
XXXXXXX_CSMC_2022-NQM6-29 [redacted] [redacted] D A D A A A D A Closed FVAL1039 2022-07-21 10:14 2022-07-29 10:05 Resolved 1 - Information C A Property Value Appraised value unsupported Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-07/29/2022

Open-Document Uploaded. BPO does not support value. Ordered desk review.
 - Due Diligence Vendor-07/25/2022

Open-AVM could not be generated. Ordered BPO - Due Diligence Vendor-07/21/2022		   Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-07/29/2022

     5448094_[redacted]_MissionGlobal_7.21.2022.pdf
CPE2022050599.pdf		 Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other N/A N/A 563232
XXXXXXX_CSMC_2022-NQM6-30 [redacted] [redacted] D A D A A A D A Closed FPRO1242 2022-07-21 09:13 2022-07-29 10:04 Resolved 1 - Information D A Property Missing Doc Appraisal is Missing Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-07/28/2022

Resolved-Received Appraisal - Due Diligence Vendor-07/28/2022

Ready for Review-Uploaded appraisal - Due Diligence Vendor-07/25/2022

Open-Appraisal is Missing Appraisal Document is missing in the file - Due Diligence Vendor-07/21/2022		   Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-07/28/2022

 Resolved-Received Appraisal - Due Diligence Vendor-07/28/2022

     785703_1.pdf Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other N/A N/A 562975
XXXXXXX_CSMC_2022-NQM6-31 [redacted] [redacted] D A D A A A D A Closed FCOM4028 2022-07-21 08:15 2022-07-27 20:59 Resolved 1 - Information D A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2022

Open-Missing evidence of Mortgage recording Evidence Of Mortgage Recording is missing - Due Diligence Vendor-07/21/2022		   Resolved-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2022

       Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other N/A N/A 562695
XXXXXXX_CSMC_2022-NQM6-32 [redacted] [redacted] D A D A A A D A Closed FPRO1242 2022-07-21 12:40 2022-08-12 14:31 Resolved 1 - Information D A Property Missing Doc Appraisal is Missing Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-08/12/2022

Resolved-Received appraisal - Due Diligence Vendor-08/12/2022

Ready for Review-Uploaded appraisal - Due Diligence Vendor-08/11/2022

Open-Appraisal is Missing Appraisal document is missing in the file. - Due Diligence Vendor-07/21/2022		   Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-08/12/2022

 Resolved-Received appraisal - Due Diligence Vendor-08/12/2022

     788195_1.pdf Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other N/A N/A 563823
XXXXXXX_CSMC_2022-NQM6-33 [redacted] [redacted] D A D A A A D A Closed 123ABJ 2022-07-21 13:00 2022-08-12 14:27 Resolved 1 - Information D A Credit Missing Doc Missing VVOE dated within 10 days consummation Resolved-Received voe prior to close - Due Diligence Vendor-08/12/2022

Ready for Review-Uploaded VVOE - Due Diligence Vendor-08/11/2022

Open-VERBAL VOE IS MISSING IN THE FILE - Due Diligence Vendor-07/21/2022		   Resolved-Received voe prior to close - Due Diligence Vendor-08/12/2022

     788196_1.pdf Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other N/A N/A 563896
XXXXXXX_CSMC_2022-NQM6-34 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA      
XXXXXXX_CSMC_2022-NQM6-35 [redacted] [redacted] D A D A A A A A Closed FCOM4028 2022-07-21 08:50 2022-07-25 11:23 Resolved 1 - Information D A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2022

Open-Missing evidence of Mortgage recording Mortgage is not Recorded / Not sent for Recording. - Due Diligence Vendor-07/21/2022		   Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2022

       Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other N/A N/A 562856
XXXXXXX_CSMC_2022-NQM6-36 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-37 [redacted] [redacted] D B D A A A C B Closed FVAL1039 2022-07-21 10:15 2022-08-09 14:48 Acknowledged 2 - Non-Material C B Property Value Appraised value unsupported Acknowledged-Document Uploaded. Drive by appraisal is lower than original.  Using drive by value for ltv - Due Diligence Vendor-08/09/2022

Open-External Appraisal has been ordered. - Due Diligence Vendor-07/29/2022

Open-Document Uploaded. Desk Review does not supports original appraisal. DR Note: INCONCLUSIVE. Not enough verifiable data to reach a credible conclusion.
 - Due Diligence Vendor-07/29/2022

Open-Document Uploaded. AVM does not support appraised value. Ordered BPO. ___AVM/BPO does not support value. Ordered desk review.
 - Due Diligence Vendor-07/21/2022		   Acknowledged-Document Uploaded. Drive by appraisal is lower than original.  Using drive by value for ltv - Due Diligence Vendor-08/09/2022

     5448102_[redacted]_MissionGlobal_7.21.2022.pdf
[redacted].pdf
5452309_[redacted]_MissionGlobal_7.29.2022.pdf		 ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other Originator Post-Close Yes 563243
XXXXXXX_CSMC_2022-NQM6-38 [redacted] [redacted] D B D A A A C B Closed FCOM4028 2022-07-25 05:06 2022-07-27 20:59 Resolved 1 - Information D A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2022

Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/25/2022		   Resolved-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2022

       ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 567423
XXXXXXX_CSMC_2022-NQM6-39 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-40 [redacted] [redacted] D A D A A A A A Closed FCOM4028 2022-07-25 07:06 2022-07-27 20:59 Resolved 1 - Information D A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2022

Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/25/2022		   Resolved-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2022

       ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 567567
XXXXXXX_CSMC_2022-NQM6-41 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-42 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA      
XXXXXXX_CSMC_2022-NQM6-43 [redacted] [redacted] C A C A A A A A Closed FCRE1159 2022-07-21 08:45 2022-09-12 13:15 Resolved 1 - Information C A Credit Insurance Hazard Insurance Effective Date is after the Note Date Resolved-Received upated insurance - Due Diligence Vendor-09/12/2022
Ready for Review-Uploaded hazard insurance. - Due Diligence Vendor-09/09/2022
Open-Hazard Insurance Effective Date of [redacted] is after the Note Date of 07-05-2022  - Due Diligence Vendor-07/21/2022		   Resolved-Received upated insurance - Due Diligence Vendor-09/12/2022

     791803_1.pdf Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other N/A N/A 562823
XXXXXXX_CSMC_2022-NQM6-44 [redacted] [redacted] D A D A A A A A Closed FCOM4028 2022-07-21 21:10 2022-07-26 14:51 Resolved 1 - Information D A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/26/2022

Open-Missing evidence of Mortgage recording Evidence of Mortgage recorded missing in the file. - Due Diligence Vendor-07/22/2022		   Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/26/2022

       Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA N/A N/A 564636
XXXXXXX_CSMC_2022-NQM6-45 [redacted] [redacted] D A D A A A C A Closed FVAL1039 2022-07-21 10:14 2022-08-01 13:25 Resolved 1 - Information C A Property Value Appraised value unsupported Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-08/01/2022

Open-BPO not available, ordered DR. - Due Diligence Vendor-07/28/2022

Open-AVM does not support appraised value. Ordered BPO - Due Diligence Vendor-07/21/2022		   Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-08/01/2022

     [redacted].pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 563233
XXXXXXX_CSMC_2022-NQM6-46 [redacted] [redacted] D A D A A A C A Closed FCOM4028 2022-07-23 08:18 2022-07-27 20:59 Resolved 1 - Information D A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2022

Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/23/2022		   Resolved-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2022

       ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 567146
XXXXXXX_CSMC_2022-NQM6-47 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA      
XXXXXXX_CSMC_2022-NQM6-48 [redacted] [redacted] D A D A A A A A Closed FCOM4028 2022-07-24 09:03 2022-07-27 14:58 Resolved 1 - Information D A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2022

Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/24/2022		   Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2022

       ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 567220
XXXXXXX_CSMC_2022-NQM6-49 [redacted] [redacted] D A D A A A A A Closed FCOM4028 2022-07-21 10:45 2022-07-25 11:27 Resolved 1 - Information D A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2022

Open-Missing evidence of Mortgage recording Evidence of Recorded Mortgage document is missing. - Due Diligence Vendor-07/21/2022		   Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/25/2022

       Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other N/A N/A 563337
XXXXXXX_CSMC_2022-NQM6-50 [redacted] [redacted] D A D A A A A A Closed FCOM4028 2022-07-22 10:55 2022-07-27 20:59 Resolved 1 - Information D A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2022

Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/22/2022		   Resolved-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2022

       ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 565971
XXXXXXX_CSMC_2022-NQM6-51 [redacted] [redacted] C A C A A A C A Closed FCRE1491 2022-07-22 08:57 2022-08-23 09:34 Resolved 1 - Information C A Credit Assets Asset Qualification Does Not Meet Guideline Requirements Resolved-Received updated statement - Due Diligence Vendor-08/23/2022
Ready for Review-Uploaded assets. - Due Diligence Vendor-08/19/2022
Open-Asset Qualification Does Not Meet Guideline Requirements Asset verification is stale dated. Last available balance information from bwrs' accounts are dated [redacted], which covers the EMD period. No verification of funds to close in 07/2022 present. - Due Diligence Vendor-07/22/2022		   Resolved-Received updated statement - Due Diligence Vendor-08/23/2022

     789273_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 565490
XXXXXXX_CSMC_2022-NQM6-52 [redacted] [redacted] C A C A A A C A Closed FVAL1039 2022-07-21 10:16 2022-07-29 09:51 Resolved 1 - Information C A Property Value Appraised value unsupported Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-07/29/2022

Open-Document Uploaded. AVM does not support appraised value. Ordered BPO. ___AVM/BPO does not support value. Ordered desk review.
 - Due Diligence Vendor-07/21/2022		   Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-07/29/2022

     5448104_[redacted]_MissionGlobal_7.21.2022.pdf
BPD2022060420.pdf		 ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 563244
XXXXXXX_CSMC_2022-NQM6-53 [redacted] [redacted] D A D A A A A A Closed FCOM4028 2022-07-22 12:48 2022-07-27 20:59 Resolved 1 - Information D A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2022

Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/22/2022		   Resolved-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2022

       ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 566467
XXXXXXX_CSMC_2022-NQM6-54 [redacted] [redacted] C A C A A A A A Closed FCRE1176 2022-07-25 03:15 2022-08-12 16:25 Resolved 1 - Information C A Credit Insurance HO6 Insurance Policy Effective Date is after the Note Date Resolved-Received correct insurance - Due Diligence Vendor-08/12/2022
Ready for Review-Uploaded hazard insurance. - Due Diligence Vendor-08/11/2022
Open-HO-6 Insurance Policy Effective Date of [redacted] is after the Note Date of [redacted] - Due Diligence Vendor-07/25/2022		   Resolved-Received correct insurance - Due Diligence Vendor-08/12/2022

     788227_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 567385
XXXXXXX_CSMC_2022-NQM6-55 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-56 [redacted] [redacted] D A D A A A A A Closed FCOM4028 2022-07-23 08:36 2022-07-27 20:59 Resolved 1 - Information D A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2022

Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/23/2022		   Resolved-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2022

       ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 567148
XXXXXXX_CSMC_2022-NQM6-57 [redacted] [redacted] D C D A A A C C Closed FVAL1039 2022-07-21 10:14 2022-12-01 16:12 Acknowledged 3 - Material C C Property Value Appraised value unsupported Acknowledged-Appraisal Value cannot be supported by secondary valuation. Appraiser did provide a reconciliation of value to support original appraised value. Finding grade remains a C. - Due Diligence Vendor-12/01/2022

Ready for Review-please see attached appraisal report  - Due Diligence Vendor-11/29/2022

Acknowledged- - Due Diligence Vendor-11/11/2022

Unable to Resolve-Drive by in at $1,000,000 does not support original appraisal - Due Diligence Vendor-08/10/2022

Open-Document Uploaded. Drive by does not support value - Due Diligence Vendor-08/09/2022

Open-Document Uploaded. Desk Review does not supports original appraisal. DR note: HIGH RISK One or more of following issues are present: Greater than 10% value variance between OA and Review, significant deficiencies noted, report contains a major omission, absence of data that prevents a reasonable reconciliation of the report. External Appraisal will be ordered.
 - Due Diligence Vendor-07/29/2022

Open-Document Uploaded. AVM could not be generated. Ordered BPO. ___BPO does not support value. Ordered desk review.
 - Due Diligence Vendor-07/21/2022		   Acknowledged-Appraisal Value cannot be supported by secondary valuation. Appraiser did provide a reconciliation of value to support original appraised value. Finding grade remains a C. - Due Diligence Vendor-12/01/2022

     5448092_[redacted]_MissionGlobal_7.21.2022.pdf
[redacted].pdf
5452310_[redacted]_MissionGlobal_7.29.2022.pdf
802478_1.pdf		 Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance No Cash Out - Borrower Initiated Investor Post-Close No 563222
XXXXXXX_CSMC_2022-NQM6-58 [redacted] [redacted] D C D A A A C C Closed FCOM4028 2022-07-22 06:19 2022-07-27 05:41 Resolved 1 - Information D A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2022

Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/22/2022		   Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2022

       Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance No Cash Out - Borrower Initiated N/A N/A 564977
XXXXXXX_CSMC_2022-NQM6-59 [redacted] [redacted] D A D A A A A A Closed FCOM4028 2022-07-23 08:27 2022-07-27 20:59 Resolved 1 - Information D A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2022

Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/23/2022		   Resolved-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2022

       ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 567147
XXXXXXX_CSMC_2022-NQM6-60 [redacted] [redacted] D A D A A A C A Closed FVAL1039 2022-07-21 10:16 2022-07-30 11:15 Resolved 1 - Information C A Property Value Appraised value unsupported Resolved-Document Uploaded. BPO supports original appraisal.
 - Due Diligence Vendor-07/30/2022

Open-AVM does not support appraised value. Ordered BPO - Due Diligence Vendor-07/21/2022		   Resolved-Document Uploaded. BPO supports original appraisal.
 - Due Diligence Vendor-07/30/2022

     5452263_[redacted]_MissionGlobal_7.21.2022.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 563245
XXXXXXX_CSMC_2022-NQM6-61 [redacted] [redacted] D A D A A A C A Closed FCOM4028 2022-07-26 03:10 2022-07-27 20:59 Resolved 1 - Information D A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2022

Open-Missing evidence of Mortgage recording Recorded mortgage is missing. - Due Diligence Vendor-07/26/2022		   Resolved-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2022

       ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 570005
XXXXXXX_CSMC_2022-NQM6-62 [redacted] [redacted] D A D A A A A A Closed FCOM4028 2022-07-26 05:06 2022-07-27 14:58 Resolved 1 - Information D A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2022

Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/26/2022		   Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2022

       ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 570065
XXXXXXX_CSMC_2022-NQM6-63 [redacted] [redacted] D B D B A A A A Closed FCRE1159 2022-07-22 10:09 2022-11-08 11:53 Waived 2 - Non-Material C B Credit Insurance Hazard Insurance Effective Date is after the Note Date Waived-Per investor, accept insurance as is - Due Diligence Vendor-11/08/2022
Open-Hazard Insurance Effective Date of [redacted] is after the Note Date of [redacted] Loan disbursed [redacted] - No other amended policy located - Due Diligence Vendor-07/22/2022		   Waived-Per investor, accept insurance as is - Due Diligence Vendor-11/08/2022

       ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA Investor Post-Close No 565817
XXXXXXX_CSMC_2022-NQM6-64 [redacted] [redacted] D B D B A A A A Closed FCOM4028 2022-07-22 09:27 2022-07-27 15:39 Resolved 1 - Information D A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2022

Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/22/2022		   Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2022

       ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 565649
XXXXXXX_CSMC_2022-NQM6-65 [redacted] [redacted] D B D B A A A A Closed FCRE1194 2022-07-24 07:21 2022-08-23 09:36 Waived 2 - Non-Material C B Credit Eligibility Audited LTV Exceeds Guideline LTV Waived-Exception received: LTV of 70% exceeds Guideline LTV of 65% Max - Due Diligence Vendor-08/23/2022
Ready for Review-Uploaded Exception - Due Diligence Vendor-08/19/2022
Open-Audited LTV of 70% exceeds Guideline LTV of 65% Max LTV per [redacted] Matrix for Cash out FN is 65%. - Due Diligence Vendor-07/24/2022		   Waived-Exception received: LTV of 70% exceeds Guideline LTV of 65% Max - Due Diligence Vendor-08/23/2022

   Subject property owned for 4 years, purchased property in cash, pride of ownership, experienced investor 789283_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other Originator Post-Close Yes 567217
XXXXXXX_CSMC_2022-NQM6-66 [redacted] [redacted] D B D B A A A A Closed FCOM4028 2022-07-24 06:41 2022-07-27 15:44 Resolved 1 - Information D A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2022

Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/24/2022		   Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/27/2022

       ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 567212
XXXXXXX_CSMC_2022-NQM6-67 [redacted] [redacted] D A D A D A A A Closed FCRE2109 2022-07-22 14:56 2022-09-15 11:37 Resolved 1 - Information D A Credit Missing Doc Missing Lender Income Calculation Worksheet Resolved-Received DSCR worksheet - Due Diligence Vendor-09/15/2022

Ready for Review-Uploaded DSCR - Due Diligence Vendor-09/14/2022

Counter-This is not a No DSCR loan.  We require worksheets on BPD loans - Due Diligence Vendor-08/26/2022

Ready for Review-Uploaded DSCR. - Due Diligence Vendor-08/25/2022

Counter-Per investor DSCR calc is required. - Due Diligence Vendor-08/12/2022

Ready for Review-DSCR not required. Uploaded rate sheet.  - Due Diligence Vendor-08/11/2022

Open-DSCR calculation worksheet not provided in file - Due Diligence Vendor-07/22/2022		   Resolved-Received DSCR worksheet - Due Diligence Vendor-09/15/2022

     788241_1.pdf

789957_1.pdf

792364_1.pdf		 ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 566962
XXXXXXX_CSMC_2022-NQM6-68 [redacted] [redacted] D A D A D A A A Closed FCOM4247 2022-07-22 16:16 2022-08-12 16:29 Resolved 1 - Information D A Compliance Missing Doc Missing HUD-1 Closing Statement Resolved-Received HUD statement - Due Diligence Vendor-08/12/2022

Ready for Review-Uploaded final settlement statement - Due Diligence Vendor-08/11/2022

Open-Borrower/Buyer statement not provided in file - Due Diligence Vendor-07/22/2022		   Resolved-Received HUD statement - Due Diligence Vendor-08/12/2022

     788235_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 567085
XXXXXXX_CSMC_2022-NQM6-69 [redacted] [redacted] D A D A D A A A Closed FCOM4028 2022-07-22 15:01 2022-07-27 20:59 Resolved 1 - Information D A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2022

Open-Missing evidence of Mortgage recording - Due Diligence Vendor-07/22/2022		   Resolved-- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-07/28/2022

       ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 566964
XXXXXXX_CSMC_2022-NQM6-70 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-71 [redacted] [redacted] D A A A D A A A Closed FCOM1231 2022-08-15 08:09 2022-09-09 15:30 Resolved 1 - Information D A Compliance Missing Doc The Initial 1003 is Missing Resolved-The Initial 1003 is Present or Not Applicable (The 1003 Page Occupancy status is 'Investment'). - Due Diligence Vendor-09/09/2022

Resolved-Documents received and cleared - Due Diligence Vendor-08/23/2022

Ready for Review-Uploaded executed initial 1003. - Due Diligence Vendor-08/18/2022

Open- - Due Diligence Vendor-08/15/2022		   Resolved-The Initial 1003 is Present or Not Applicable (The 1003 Page Occupancy status is 'Investment'). - Due Diligence Vendor-09/09/2022

 Resolved-Documents received and cleared - Due Diligence Vendor-08/23/2022

     789115_1.pdf Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA N/A N/A 602405
XXXXXXX_CSMC_2022-NQM6-72 [redacted] [redacted] D A A A D A A A Closed FCOM4028 2022-08-23 14:29 2022-08-23 14:59 Resolved 1 - Information A A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.
 
 - Due Diligence Vendor-08/23/2022

Open-Missing evidence of Mortgage recording - Due Diligence Vendor-08/23/2022		   Resolved-File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved.
 
 - Due Diligence Vendor-08/23/2022

       Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA N/A N/A 618367
XXXXXXX_CSMC_2022-NQM6-73 [redacted] [redacted] D A A A D A A A Closed FCOM1266 2022-08-07 15:22 2022-08-23 14:58 Resolved 1 - Information D A Compliance Missing Doc Homeownership Counseling Disclosure Is Missing Resolved-Documents received and cleared - Due Diligence Vendor-08/23/2022

Ready for Review-Uploaded initial disclosures. See page 18 for Home Counseling Disclosure. - Due Diligence Vendor-08/18/2022

Open-Homeownership Counseling Disclosure Is Missing in file. - Due Diligence Vendor-08/07/2022		   Resolved-Documents received and cleared - Due Diligence Vendor-08/23/2022

     789107_1.pdf Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA N/A N/A 588264
XXXXXXX_CSMC_2022-NQM6-74 [redacted] [redacted] D A A A D A A A Closed FCOM1797 2022-08-12 12:29 2022-08-23 14:58 Resolved 1 - Information D A Compliance Missing Doc Missing Service Provider List Resolved-Documents received and cleared - Due Diligence Vendor-08/23/2022

Ready for Review-Uploaded intital disclosures. See page 33 for SSPL - Due Diligence Vendor-08/18/2022

Open- - Due Diligence Vendor-08/12/2022		   Resolved-Documents received and cleared - Due Diligence Vendor-08/23/2022

     789108_1.pdf Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA N/A N/A 600437
XXXXXXX_CSMC_2022-NQM6-75 [redacted] [redacted] D A A A D A A A Closed FCRE6618 2022-08-15 10:58 2022-08-23 14:58 Resolved 1 - Information A A Credit Borrower Borrower information on 1003 is incomplete Resolved-Documents received and cleared - Due Diligence Vendor-08/23/2022

Ready for Review-Uploaded revised 1003 - Due Diligence Vendor-08/22/2022

Open-Final 1003 states borrower does not intend to occupy.  Provide corrected 1003  - Due Diligence Vendor-08/15/2022		   Resolved-Documents received and cleared - Due Diligence Vendor-08/23/2022

     789345_1.pdf Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA N/A N/A 603014
XXXXXXX_CSMC_2022-NQM6-76 [redacted] [redacted] D A A A D A A A Closed FCOM1544 2022-08-12 12:31 2022-08-23 14:29 Resolved 1 - Information D A Compliance Missing Doc TRID: Missing Closing Disclosure Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-08/23/2022

Ready for Review-Uploaded initial CD - Due Diligence Vendor-08/18/2022

Open-Initial Closing disclosure missing in the file.  ***NOTE compliance has not been run as initial CD and LE are missing. - Due Diligence Vendor-08/12/2022		   Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-08/23/2022

     789112_1.pdf Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA N/A N/A 600450
XXXXXXX_CSMC_2022-NQM6-77 [redacted] [redacted] D A A A D A A A Closed FCOM1207 2022-08-15 02:01 2022-08-23 14:28 Resolved 1 - Information C A Compliance Closing The Note is Not Executed Resolved-The Note is Executed - Due Diligence Vendor-08/23/2022

Resolved-Received signed note - Due Diligence Vendor-08/23/2022

Ready for Review-Uploaded executed Note - Due Diligence Vendor-08/18/2022

Open-Note is not executed / The signature is not visible... - Due Diligence Vendor-08/15/2022		   Resolved-The Note is Executed - Due Diligence Vendor-08/23/2022

 Resolved-Received signed note - Due Diligence Vendor-08/23/2022

     789114_1.pdf Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA N/A N/A 601954
XXXXXXX_CSMC_2022-NQM6-78 [redacted] [redacted] D A D A A A A A Closed 123ABJ 2022-08-09 04:04 2022-08-23 10:18 Resolved 1 - Information D A Credit Missing Doc Missing VVOE dated within 10 days consummation Resolved-Received voe - Due Diligence Vendor-08/23/2022

Ready for Review-Uploaded WVOE and VVOE. VVOE is dated within 10 days of closing. - Due Diligence Vendor-08/18/2022

Open-WVOE document signature date should be within 10 from the closing date - Due Diligence Vendor-08/09/2022		   Resolved-Received voe - Due Diligence Vendor-08/23/2022

     789144_1.pdf

789144_2.pdf		 Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA N/A N/A 591231
XXXXXXX_CSMC_2022-NQM6-79 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-80 [redacted] [redacted] D A D A A A A A Closed FCRE3464 2022-08-09 05:29 2022-08-23 13:50 Resolved 1 - Information D A Credit Missing Doc Missing Closing/Final Verbal VOE Resolved-received voe - Due Diligence Vendor-08/23/2022

Ready for Review-Borrower is self employed. VVOE needed as business bank statements in file. Uploaded final 1003. - Due Diligence Vendor-08/23/2022

Open-Final Verbal VOE is missing in the file. - Due Diligence Vendor-08/09/2022		   Resolved-received voe - Due Diligence Vendor-08/23/2022

     789543_1.pdf Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other N/A N/A 591340
XXXXXXX_CSMC_2022-NQM6-81 [redacted] [redacted] D A D A A A A A Closed FVAL1039 2022-08-15 12:23 2022-08-19 11:37 Resolved   A A Property Value Appraised value unsupported Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-08/19/2022

Open-AVM and BPO outside of allowable tolerance.  - Due Diligence Vendor-08/15/2022		   Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-08/19/2022

     [redacted].pdf Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other N/A N/A 603241
XXXXXXX_CSMC_2022-NQM6-82 [redacted] [redacted] D A D A A A A A Closed 123ABJ 2022-08-06 11:32 2022-08-23 10:43 Resolved 1 - Information D A Credit Missing Doc Missing VVOE dated within 10 days consummation Resolved-Received voe - Due Diligence Vendor-08/23/2022

Ready for Review-Uploaded VVOE. - Due Diligence Vendor-08/18/2022

Open-No VVOE prior to close. 2 yr full doc - Due Diligence Vendor-08/06/2022		   Resolved-Received voe - Due Diligence Vendor-08/23/2022

     789154_1.pdf Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other N/A N/A 587949
XXXXXXX_CSMC_2022-NQM6-83 [redacted] [redacted] D A A A D A A A Closed FCOM1221 2022-08-06 12:15 2022-08-23 10:46 Resolved 1 - Information D A Compliance Missing Doc The Deed of Trust is Incomplete Resolved-Received deed of trust. - Due Diligence Vendor-08/23/2022
Ready for Review-Uploaded recorded DOT. Notary ack date is [redacted]. - Due Diligence Vendor-08/18/2022
Open-Deed of Trust notary date is not legible. Input date of [redacted] as that is the date other documents were notarized.  - Due Diligence Vendor-08/06/2022		   Resolved-Received deed of trust. - Due Diligence Vendor-08/23/2022

     789158_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 587959
XXXXXXX_CSMC_2022-NQM6-84 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA      
XXXXXXX_CSMC_2022-NQM6-85 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-86 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance No Cash Out - Borrower Initiated      
XXXXXXX_CSMC_2022-NQM6-87 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Limited Cash Out - >2% of Loan Amount or $2000      
XXXXXXX_CSMC_2022-NQM6-88 [redacted] [redacted] C B C B A A A A Closed FCRE1491 2022-08-09 10:33 2022-09-07 08:14 Waived 2 - Non-Material C B Credit Assets Asset Qualification Does Not Meet Guideline Requirements Waived-Exception granted Borrower to bring in cash to close of approx 100 at closing not sourced - Due Diligence Vendor-09/07/2022
Ready for Review-Uploaded exception. - Due Diligence Vendor-09/06/2022
Open-Asset Qualification Does Not Meet Guideline Requirements Total Cash to close amount is [redacted] and the available assets is [redacted] there is shortage of $81.92Assets
 - Due Diligence Vendor-08/09/2022		   Waived-Exception granted Borrower to bring in cash to close of approx 100 at closing not sourced - Due Diligence Vendor-09/07/2022

   65% LTV  3 months LCR's  791107_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA Originator Post-Close Yes 592242
XXXXXXX_CSMC_2022-NQM6-89 [redacted] [redacted] C B C B A A A A Closed FVAL1039 2022-08-09 10:47 2022-08-16 13:14 Resolved   A A Property Value Appraised value unsupported Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-08/16/2022

Open-Document Uploaded. BPO does not support value. Ordered desk review.
 - Due Diligence Vendor-08/12/2022

Open-AVM document is required  - Due Diligence Vendor-08/09/2022		   Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-08/16/2022

     5459212_[redacted]_MissionGlobal_8.5.2022.pdf
[redacted].pdf		 ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 592283
XXXXXXX_CSMC_2022-NQM6-90 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-91 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-92 [redacted] [redacted] C A A A C A A A Closed finding-3752 2022-08-12 14:31 2022-08-24 12:50 Resolved 1 - Information C A Compliance ComplianceEase TRID Disclosure Dates and Personal Delivery Validation Test Resolved-notary date 7/23 - Due Diligence Vendor-08/24/2022

Open-This loan failed the TRID disclosure dates and personal delivery validation test.This loan contains either:A Revised Loan Estimate Receipt Date that is after the Revised Loan Estimate Delivery Date; orThe Initial Closing Disclosure Receipt Date that is after the Initial Closing Disclosure Delivery Date; orThe Revised Closing Disclosure Receipt Date that is after the Revised Closing Disclosure Delivery Date.However, the method of delivery is marked as "Personal." Please review the loan data to ensure the dates and method of delivery are correct. - Due Diligence Vendor-08/12/2022		   Resolved-notary date 7/23 - Due Diligence Vendor-08/24/2022

       Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Second Home Purchase NA N/A N/A 600763
XXXXXXX_CSMC_2022-NQM6-93 [redacted] [redacted] C A A A C A A A Closed FCOM1207 2022-08-11 07:01 2022-08-23 12:31 Resolved 1 - Information C A Compliance Closing The Note is Not Executed Resolved-The Note is Executed Received signed note - Due Diligence Vendor-08/23/2022

Ready for Review-Uploaded Note. - Due Diligence Vendor-08/19/2022

Open-The Note is Not Executed The Note document is Not Executed. - Due Diligence Vendor-08/11/2022		   Resolved-The Note is Executed Received signed note - Due Diligence Vendor-08/23/2022

     789228_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 596687
XXXXXXX_CSMC_2022-NQM6-94 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-95 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA      
XXXXXXX_CSMC_2022-NQM6-96 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-97 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-98 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-99 [redacted] [redacted] D A D A A A A A Closed FCRE1161 2022-08-09 00:03 2022-08-23 12:34 Resolved 1 - Information D A Credit Missing Doc Flood Certificate Missing Resolved-Flood Certificate is fully present - Due Diligence Vendor-08/23/2022

Resolved-Received Flood cert - Due Diligence Vendor-08/23/2022

Ready for Review-Uploaded flood cert. - Due Diligence Vendor-08/19/2022

Open-Missing Flood Certificate  Flood Certificate missing in the file. - Due Diligence Vendor-08/09/2022		   Resolved-Flood Certificate is fully present - Due Diligence Vendor-08/23/2022

 Resolved-Received Flood cert - Due Diligence Vendor-08/23/2022

     789235_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 590978
XXXXXXX_CSMC_2022-NQM6-100 [redacted] [redacted] D A D A A A A A Closed FCRE7347 2022-08-09 00:10 2022-08-23 12:34 Resolved 1 - Information D A Credit Missing Doc Missing Lease Agreement Resolved-Rent roll received clears finding - Due Diligence Vendor-08/23/2022

Ready for Review-Uploaded Income and Exepsen Statement and Rent Roll. - Due Diligence Vendor-08/19/2022

Open-Lease Agreement missing in the file - Due Diligence Vendor-08/09/2022		   Resolved-Rent roll received clears finding - Due Diligence Vendor-08/23/2022

     789236_1.pdf

789236_2.pdf		 ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 590987
XXXXXXX_CSMC_2022-NQM6-101 [redacted] [redacted] C A C A A A A A Closed FCRE1491 2022-08-12 05:26 2022-08-23 12:38 Resolved 1 - Information C A Credit Assets Asset Qualification Does Not Meet Guideline Requirements Resolved-Asset Qualification Meets Guideline Requirements Received updated bank statements - Due Diligence Vendor-08/23/2022

Ready for Review-Uploaded bank statements - Due Diligence Vendor-08/19/2022

Open-Asset Qualification Does Not Meet Guideline Requirements For BPD loans we need 2 months bank statement .but we have only 1 Month bank statement provided - Due Diligence Vendor-08/12/2022		   Resolved-Asset Qualification Meets Guideline Requirements Received updated bank statements - Due Diligence Vendor-08/23/2022

     789256_1.pdf

789256_2.pdf		 ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 599181
XXXXXXX_CSMC_2022-NQM6-102 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-103 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-104 [redacted] [redacted] D A D A A A A A Closed FCRE1345 2022-08-10 04:35 2022-08-23 13:49 Resolved 1 - Information D A Credit Missing Doc Borrower 1 Lease Agreements Missing Resolved-No lease used 1007 - Due Diligence Vendor-08/23/2022

Ready for Review-Lease agreement not required. Rent Schedule reflects comparable 2 given great weight in estimating market rent. Uploaded appraisal. - Due Diligence Vendor-08/23/2022

Open-Borrower 1 lease agreement is missing. - Due Diligence Vendor-08/10/2022		   Resolved-No lease used 1007 - Due Diligence Vendor-08/23/2022

     789539_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 593994
XXXXXXX_CSMC_2022-NQM6-105 [redacted] [redacted] D A D A A A A A Closed FCRE6914 2022-08-09 15:04 2022-08-23 12:40 Resolved 1 - Information D A Credit Missing Doc Borrower 2 Citizenship Documentation Not Provided Resolved-Received passports - Due Diligence Vendor-08/23/2022

Ready for Review-Uploaded borrower's passport.  - Due Diligence Vendor-08/19/2022

Open-Borrower 2 Citizenship Documentation Is Missing As per Guidelines 03/23/2023 , Please provide work visa for Borrower  - Due Diligence Vendor-08/09/2022		   Resolved-Received passports - Due Diligence Vendor-08/23/2022

     789287_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 593463
XXXXXXX_CSMC_2022-NQM6-106 [redacted] [redacted] D A D A A A A A Closed FCRE947 2022-08-09 15:04 2022-08-23 12:40 Resolved 1 - Information D A Credit Missing Doc Borrower 3 Citizenship Documentation Not Provided Resolved-Received passports - Due Diligence Vendor-08/23/2022

Ready for Review-Uploaded borrower's passport.  - Due Diligence Vendor-08/19/2022

Open-Borrower 3 Citizenship Documentation Is Missing As per Guidelines 03/23/2023 , Please provide work visa for Borrower  - Due Diligence Vendor-08/09/2022		   Resolved-Received passports - Due Diligence Vendor-08/23/2022

     789288_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 593464
XXXXXXX_CSMC_2022-NQM6-107 [redacted] [redacted] D A D A A A A A Closed FCRE6019 2022-08-09 15:04 2022-08-23 12:40 Resolved 1 - Information D A Credit Missing Doc Citizenship Documentation Not Provided Resolved-Received passports - Due Diligence Vendor-08/23/2022

Ready for Review-Uploaded borrower's passport.  - Due Diligence Vendor-08/19/2022

Open-Borrower 1 Citizenship Documentation Is Missing As per Guidelines 03/23/2023 , Please provide work visa for Borrower  - Due Diligence Vendor-08/09/2022		   Resolved-Received passports - Due Diligence Vendor-08/23/2022

     789286_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 593462
XXXXXXX_CSMC_2022-NQM6-108 [redacted] [redacted] C A C A A A A A Closed FCRE1159 2022-08-08 05:29 2022-08-23 12:47 Resolved 1 - Information C A Credit Insurance Hazard Insurance Effective Date is after the Note Date Resolved-Received proof of insurance dated correctly - Due Diligence Vendor-08/23/2022
Ready for Review-Uploaded hazard insurance - Due Diligence Vendor-08/19/2022
Open-Hazard Insurance Effective Date of [redacted] is after the Note Date of [redacted] - Due Diligence Vendor-08/08/2022		   Resolved-Received proof of insurance dated correctly - Due Diligence Vendor-08/23/2022

     789293_1.pdf Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA N/A N/A 588632
XXXXXXX_CSMC_2022-NQM6-109 [redacted] [redacted] D A D A A A A A Closed FCRE2109 2022-08-11 03:18 2022-09-07 08:16 Resolved 1 - Information D A Credit Missing Doc Missing Lender Income Calculation Worksheet Resolved-Received DSCR calc - Due Diligence Vendor-09/07/2022

Ready for Review-Uploaded DSCR - Due Diligence Vendor-09/06/2022

Open-Lender Income Calculation Worksheet is missing in the file.  - Due Diligence Vendor-08/11/2022		   Resolved-Received DSCR calc - Due Diligence Vendor-09/07/2022

     791108_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 596407
XXXXXXX_CSMC_2022-NQM6-110 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-111 [redacted] [redacted] A A A A A A A A Closed FVAL1039 2022-08-10 11:20 2022-08-12 14:58 Resolved   A A Property Value Appraised value unsupported Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-08/12/2022

Open-Document Uploaded. BPO does not support value. Ordered desk review.
 - Due Diligence Vendor-08/10/2022		   Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-08/12/2022

     5459224_[redacted]_MissionGlobal_8.5.2022.pdf
[redacted].pdf		 ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 595300
XXXXXXX_CSMC_2022-NQM6-112 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-113 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-114 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-115 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-116 [redacted] [redacted] D A D A A A A A Closed FCRE2109 2022-08-09 22:44 2022-09-01 14:07 Resolved 1 - Information D A Credit Missing Doc Missing Lender Income Calculation Worksheet Resolved-received - Due Diligence Vendor-09/01/2022

Ready for Review-Uploaded DSCR - Due Diligence Vendor-08/30/2022

Counter-This loan is a BPD loan and need the DSCR calc worksheet - Due Diligence Vendor-08/23/2022

Ready for Review-Uploaded rate sheet. Rate sheet reflects no DSCR. - Due Diligence Vendor-08/19/2022

Open-Lender income calculation worksheet missing in the file. - Due Diligence Vendor-08/10/2022		   Resolved-received - Due Diligence Vendor-09/01/2022

     789290_1.pdf

790342_1.pdf		 ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance No Cash Out - Borrower Initiated N/A N/A 593829
XXXXXXX_CSMC_2022-NQM6-117 [redacted] [redacted] D A D A A A A A Closed FVAL1039 2022-08-10 11:06 2022-08-12 14:55 Resolved   A A Property Value Appraised value unsupported Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-08/12/2022

Open-Document Uploaded. BPO does not support value. Ordered desk review.
 - Due Diligence Vendor-08/10/2022		   Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-08/12/2022

     5459213_[redacted]_MissionGlobal_8.5.2022.pdf
[redacted].pdf		 ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance No Cash Out - Borrower Initiated N/A N/A 595228
XXXXXXX_CSMC_2022-NQM6-118 [redacted] [redacted] D A D A A A A A Closed FCRE1161 2022-08-15 09:13 2022-08-23 12:49 Resolved 1 - Information D A Credit Missing Doc Flood Certificate Missing Resolved-Received flood cert - Due Diligence Vendor-08/23/2022

Ready for Review-Uploaded Flood cert - Due Diligence Vendor-08/19/2022

Open-Missing Flood Certificate Flood Certificate is missing in the file - Due Diligence Vendor-08/16/2022		   Resolved-Received flood cert - Due Diligence Vendor-08/23/2022

     789297_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 602654
XXXXXXX_CSMC_2022-NQM6-119 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-120 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-121 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-122 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Limited Cash Out - >2% of Loan Amount or $2000      
XXXXXXX_CSMC_2022-NQM6-123 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-124 [redacted] [redacted] D A D A A A A A Closed FCRE1241 2022-08-11 16:28 2022-08-23 13:27 Resolved 1 - Information D A Credit Missing Doc Purchase Contract is Missing Resolved-Purchase contract received - Due Diligence Vendor-08/23/2022

Ready for Review-Uploaded purchase contract. - Due Diligence Vendor-08/19/2022

Open-Purchase Contract is missing in the file  - Due Diligence Vendor-08/11/2022		   Resolved-Purchase contract received - Due Diligence Vendor-08/23/2022

     789316_1.pdf

789316_2.pdf

789316_3.pdf		 ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 598722
XXXXXXX_CSMC_2022-NQM6-125 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance No Cash Out - Borrower Initiated      
XXXXXXX_CSMC_2022-NQM6-126 [redacted] [redacted] A A A A A A A A Closed FVAL1039 2022-08-12 12:31 2022-08-19 11:32 Resolved   A A Property Value Appraised value unsupported Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-08/19/2022

Open-AVM and BPO values were both 10% less than appraised value. - Due Diligence Vendor-08/12/2022		   Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-08/19/2022

     [redacted].pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 600449
XXXXXXX_CSMC_2022-NQM6-127 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-128 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-129 [redacted] [redacted] C A A A C A A A Closed FCOM1207 2022-08-12 06:55 2022-08-23 13:32 Resolved 1 - Information C A Compliance Closing The Note is Not Executed Resolved-Received signed note - Due Diligence Vendor-08/23/2022

Ready for Review-Uploaded Note. - Due Diligence Vendor-08/19/2022

Open-The Note is Not Executed Note document is not executed properly, unable to read signature - Due Diligence Vendor-08/12/2022		   Resolved-Received signed note - Due Diligence Vendor-08/23/2022

     789318_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 599353
XXXXXXX_CSMC_2022-NQM6-130 [redacted] [redacted] D A D A A A A A Closed FCRE1347 2022-08-08 06:16 2022-08-23 13:34 Resolved 1 - Information A A Credit Missing Doc Borrower 2 3rd Party VOE Prior to Close Missing Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-08/23/2022

Rescinded-Borrower 2 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-08/08/2022		   Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-08/23/2022

 Rescinded-Borrower 2 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-08/08/2022

       Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other N/A N/A 588675
XXXXXXX_CSMC_2022-NQM6-131 [redacted] [redacted] D A D A A A A A Closed FCRE3464 2022-08-08 06:16 2022-08-23 13:33 Resolved 1 - Information D A Credit Missing Doc Missing Closing/Final Verbal VOE Resolved-Received voes - Due Diligence Vendor-08/23/2022

Ready for Review-Uploaded VVOE - Due Diligence Vendor-08/22/2022

Open-missing VVOE for both borrowers - Due Diligence Vendor-08/08/2022		   Resolved-Received voes - Due Diligence Vendor-08/23/2022

     789350_1.pdf

789350_2.pdf		 Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other N/A N/A 588676
XXXXXXX_CSMC_2022-NQM6-132 [redacted] [redacted] D A D A A A A A Closed FCRE8728 2022-08-08 06:38 2022-08-23 13:33 Resolved 1 - Information D A Credit Missing Doc Missing Payment History Resolved-Received pay history - Due Diligence Vendor-08/23/2022
Ready for Review-Uploaded VOM - Due Diligence Vendor-08/22/2022
Open-Missing Wells Fargo mortgage history.  last report on credit is [redacted] and shows NA for balance but acct # matches pay off.  - Due Diligence Vendor-08/08/2022		   Resolved-Received pay history - Due Diligence Vendor-08/23/2022

     789354_1.pdf Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other N/A N/A 588724
XXXXXXX_CSMC_2022-NQM6-133 [redacted] [redacted] D A A A D A A A Closed FCOM1232 2022-08-17 09:50 2022-08-23 13:35 Resolved 1 - Information D A Compliance Missing Doc The Final 1003 is Missing Resolved-Received 1003 - Due Diligence Vendor-08/23/2022

Ready for Review-Uploaded final 1003 - Due Diligence Vendor-08/22/2022

Open-The Final 1003 is Missing in the file. - Due Diligence Vendor-08/17/2022		   Resolved-Received 1003 - Due Diligence Vendor-08/23/2022

     789358_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 607642
XXXXXXX_CSMC_2022-NQM6-134 [redacted] [redacted] D A A A D A A A Closed FCOM1208 2022-08-17 11:52 2022-08-23 13:35 Resolved 1 - Information D A Compliance Missing Doc The Note is Incomplete Resolved-Received Guaranty agreements - Due Diligence Vendor-08/23/2022

Ready for Review-Uploaded Guaranty and Entity Docs - Due Diligence Vendor-08/22/2022

Open-Guaranty and Entity documents are missing in the file. - Due Diligence Vendor-08/17/2022		   Resolved-Received Guaranty agreements - Due Diligence Vendor-08/23/2022

     789360_1.pdf

789360_2.pdf

789360_3.pdf

789360_4.pdf

789360_5.pdf

789360_6.pdf

789360_7.pdf		 ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 608123
XXXXXXX_CSMC_2022-NQM6-135 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-136 [redacted] [redacted] A A A A A A A A Closed FVAL1039 2022-08-16 04:43 2022-08-22 09:32 Resolved   A A Property Value Appraised value unsupported Resolved-Document Uploaded. New BPO supports original appraisal.
 - Due Diligence Vendor-08/22/2022
Open-The Interior BPO value of [redacted] is more than 10% less than the Original appraised value of [redacted]. - Due Diligence Vendor-08/16/2022		   Resolved-Document Uploaded. New BPO supports original appraisal.
 - Due Diligence Vendor-08/22/2022

     5464008_[redacted]_MissionGlobal_8.5.2022.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 604266
XXXXXXX_CSMC_2022-NQM6-137 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-138 [redacted] [redacted] C A A A C A A A Closed FCOM3571 2022-08-12 08:39 2022-08-23 13:36 Resolved 1 - Information C A Compliance Closing HUD-1 not executed properly Resolved-Received HUD signed - Due Diligence Vendor-08/23/2022

Ready for Review-Uploaded final HUD - Due Diligence Vendor-08/22/2022

Open-HUD is not executed by the borrower. we have recent estimated HUD document only. Final HUD document is not available. - Due Diligence Vendor-08/12/2022		   Resolved-Received HUD signed - Due Diligence Vendor-08/23/2022

     789362_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 599716
XXXXXXX_CSMC_2022-NQM6-139 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA      
XXXXXXX_CSMC_2022-NQM6-140 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-141 [redacted] [redacted] D A D A A A A A Closed FCRE5275 2022-08-15 06:31 2022-09-07 08:17 Resolved 1 - Information C A Credit Eligibility Asset do not meet guidelines Resolved-Received bank statement - Due Diligence Vendor-09/07/2022

Ready for Review-Uploaded bank statements - Due Diligence Vendor-09/01/2022

Open- Only 1 month of Bank statement is provided in file. - Due Diligence Vendor-08/15/2022		   Resolved-Received bank statement - Due Diligence Vendor-09/07/2022

     790901_1.pdf

790901_2.pdf		 ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance No Cash Out - Borrower Initiated N/A N/A 602195
XXXXXXX_CSMC_2022-NQM6-142 [redacted] [redacted] D A D A A A A A Closed FCRE7347 2022-08-16 07:14 2022-08-23 13:37 Resolved 1 - Information D A Credit Missing Doc Missing Lease Agreement Resolved-Air bnb no lease - Due Diligence Vendor-08/23/2022

Ready for Review-Lease agreement not required; appraisal reflects subject is used as AirBnB. Uploaded appraisal. - Due Diligence Vendor-08/22/2022

Open-Lease agreement is missing in file. - Due Diligence Vendor-08/16/2022		   Resolved-Air bnb no lease - Due Diligence Vendor-08/23/2022

     789373_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance No Cash Out - Borrower Initiated N/A N/A 604545
XXXXXXX_CSMC_2022-NQM6-143 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-144 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance No Cash Out - Borrower Initiated      
XXXXXXX_CSMC_2022-NQM6-145 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA      
XXXXXXX_CSMC_2022-NQM6-146 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-147 [redacted] [redacted] D A D A A A A A Closed FCRE1161 2022-08-15 08:41 2022-08-23 13:38 Resolved 1 - Information D A Credit Missing Doc Flood Certificate Missing Resolved-Flood Certificate is fully present Received Flood cert - Due Diligence Vendor-08/23/2022

Ready for Review-Uploaded flood cert - Due Diligence Vendor-08/22/2022

Open-Missing Flood Certificate Flood Certificate is missing in the file. - Due Diligence Vendor-08/15/2022		   Resolved-Flood Certificate is fully present Received Flood cert - Due Diligence Vendor-08/23/2022

     789376_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 602541
XXXXXXX_CSMC_2022-NQM6-148 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-149 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-150 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-151 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Limited Cash Out - >2% of Loan Amount or $2000      
XXXXXXX_CSMC_2022-NQM6-152 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-153 [redacted] [redacted] D A A A D A A A Closed finding-47 2022-08-07 10:34 2022-08-29 13:08 Resolved 1 - Information C A Compliance Right to Rescind TILA Right of Rescission Test Resolved-Loan is a rent to own purchase - Due Diligence Vendor-08/29/2022

Ready for Review-Please note that this is a Lease-Option-To-Purchase which is technically a purchase, not a refinance, therefore TILA’s Right of Rescission does not apply.  Please see the purchase agreement attached as well as the updated 1003 & Post-closing CD reflecting the purpose as a purchase transaction and UW Explanation. - Due Diligence Vendor-08/24/2022

Open-This loan failed the TILA right of rescission test.

Closed-end ( 12 CFR §1026.23(a)(3) , transferred from  12 CFR §226.23(a)(3) ), Open-end ( 12 CFR §1026.15(a)(3) , transferred from  12 CFR §226.15(a)(3) )The funding date is before the third business day following consummation.

The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. loan is a lease option and set up as a refi.  no recission on CD funding date and right to cancel in file - Due Diligence Vendor-08/07/2022		   Resolved-Loan is a rent to own purchase - Due Diligence Vendor-08/29/2022

     789719_1.pdf

789719_2.pdf

789719_3.pdf

789719_4.pdf

789719_5.pdf

789719_6.pdf

789719_7.pdf		 Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA N/A N/A 588206
XXXXXXX_CSMC_2022-NQM6-154 [redacted] [redacted] D A A A D A A A Closed FCOM1231 2022-08-07 10:03 2022-08-29 13:02 Resolved 1 - Information D A Compliance Missing Doc The Initial 1003 is Missing Resolved-Received - Due Diligence Vendor-08/23/2022

Ready for Review-Uploaded initial 1003 - Due Diligence Vendor-08/22/2022

Open-The Initial 1003 is Missing and the 1003 Page Occupancy Status is 'Primary Residence'. missing 1003 from 6/21 - Due Diligence Vendor-08/07/2022		   Resolved-Received - Due Diligence Vendor-08/23/2022

     789378_1.pdf Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA N/A N/A 588197
XXXXXXX_CSMC_2022-NQM6-155 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-156 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-157 [redacted] [redacted] D A A A C A D A Closed finding-47 2022-10-06 09:48 2022-11-18 13:21 Resolved 1 - Information C A Compliance Right to Rescind TILA Right of Rescission Test Resolved-Proof of funding on 9/29 received - Due Diligence Vendor-11/18/2022

Ready for Review-Please see the post-closing CD + proof of delivery that was issued w/the correct Closing & Disbursement dates. - Due Diligence Vendor-11/16/2022

Counter-please provide proof loan funded on 9/29 in order to allow sufficent rescission.  Interest collected in CD was from 9/28- please fix. - Due Diligence Vendor-10/31/2022

Ready for Review-Uploaded closing disclosure signed 9/24/2022. - Due Diligence Vendor-10/27/2022

Open-This loan failed the TILA right of rescission test.

Closed-end ( 12 CFR §1026.23(a)(3) , transferred from  12 CFR §226.23(a)(3) ), Open-end ( 12 CFR §1026.15(a)(3) , transferred from  12 CFR §226.15(a)(3) )The funding date is before the third business day following consummation.

The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. ROR in file is dated 09/24/2022 with a cancel date of 09/28/2022. Final CD 09/23/2022 in file Closing date is 09/23/2022 and is signed 09/28/2022. Provide a PCCD with the correct Closing Date of 09/24/2022. - Due Diligence Vendor-10/06/2022		   Resolved-Proof of funding on 9/29 received - Due Diligence Vendor-11/18/2022

     796105_1.pdf

801624_1.pdf

801624_2.pdf		 Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance No Cash Out - Borrower Initiated N/A N/A 680570
XXXXXXX_CSMC_2022-NQM6-158 [redacted] [redacted] D A A A C A D A Closed FCOM5814 2022-10-06 10:17 2022-10-31 15:02 Resolved 1 - Information C A Compliance TRID TRID: Closing Disclosure Deficiency Resolved-final CD provided. - Due Diligence Vendor-10/31/2022
Ready for Review-Uploaded closing disclosure signed 9/24/2022. - Due Diligence Vendor-10/27/2022
Open-CD [redacted] in file is signed [redacted]. Provide the Final CD signed at Closing [redacted]. - Due Diligence Vendor-10/06/2022		   Resolved-final CD provided. - Due Diligence Vendor-10/31/2022

     796104_1.pdf Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance No Cash Out - Borrower Initiated N/A N/A 680673
XXXXXXX_CSMC_2022-NQM6-159 [redacted] [redacted] D A A A C A D A Closed FVAL1039 2022-10-09 13:05 2022-10-17 10:15 Resolved 1 - Information D A Property Value Appraised value unsupported Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-10/17/2022

Open-Document Uploaded. AVM/BPO does not support value. Ordered desk review.
 - Due Diligence Vendor-10/09/2022		   Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-10/17/2022

     5495266_[redacted]_MissionGlobal_10.5.2022.pdf
[redacted].pdf		 Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance No Cash Out - Borrower Initiated N/A N/A 685171
XXXXXXX_CSMC_2022-NQM6-160 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-161 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA      
XXXXXXX_CSMC_2022-NQM6-162 [redacted] [redacted] D A D A C A A A Closed finding-3519 2022-10-06 09:31 2022-11-01 08:24 Resolved 1 - Information C A Compliance TRID Initial Closing Disclosure Delivery Date Test Resolved-Received initial closing disclosure - Due Diligence Vendor-11/01/2022

Ready for Review-Uploaded initial CD - Due Diligence Vendor-10/27/2022

Open-Provide the missing initial Closing Disclosure. - Due Diligence Vendor-10/06/2022		   Resolved-Received initial closing disclosure - Due Diligence Vendor-11/01/2022

     796109_1.pdf Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other N/A N/A 680509
XXXXXXX_CSMC_2022-NQM6-163 [redacted] [redacted] D A D A C A A A Closed FCRE7805 2022-10-10 10:11 2022-10-31 14:51 Resolved 1 - Information D A Credit Missing Doc Missing Income - Bank Statements Resolved-received missing statements - Due Diligence Vendor-10/31/2022

Ready for Review-Uploaded July and January statement. - Due Diligence Vendor-10/27/2022

Open-Missing July 21 and Jan 21 income bank statements - Due Diligence Vendor-10/10/2022		   Resolved-received missing statements - Due Diligence Vendor-10/31/2022

     797042_1.pdf

797042_2.pdf		 Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other N/A N/A 685715
XXXXXXX_CSMC_2022-NQM6-164 [redacted] [redacted] D B B B D A A A Closed FCOM4247 2022-10-11 09:10 2022-10-31 14:49 Resolved 1 - Information D A Compliance Missing Doc Missing HUD-1 Closing Statement Resolved-received bottom half of HUD - Due Diligence Vendor-10/31/2022

Ready for Review-Uploaded final HUD - Due Diligence Vendor-10/27/2022

Open-missing bottom half or page of HUD that shows cash amount due to borrower. - Due Diligence Vendor-10/11/2022		   Resolved-received bottom half of HUD - Due Diligence Vendor-10/31/2022

     796117_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 687659
XXXXXXX_CSMC_2022-NQM6-165 [redacted] [redacted] D B B B D A A A Closed FCRE1197 2022-10-07 14:43 2022-10-10 15:58 Waived 2 - Non-Material B B Credit Eligibility Audited FICO is less than Guideline FICO Waived-Audited FICO of 679 is less than Guideline FICO of 680 Fico score needed 680 we are at 679
(Exception form on page #4) - Due Diligence Vendor-10/07/2022		   Waived-Audited FICO of 679 is less than Guideline FICO of 680 Fico score needed 680 we are at 679
(Exception form on page #4) - Due Diligence Vendor-10/07/2022

   Refinance: Cash out, Skin in the game since 2005, LTV:70%, Value:$263,000   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other Originator Pre-Close Yes 684696
XXXXXXX_CSMC_2022-NQM6-166 [redacted] [redacted] D B D B D A A A Closed FCRE1469 2022-10-07 07:31 2022-11-23 11:03 Resolved 1 - Information D A Credit Missing Doc Asset 3 Missing Resolved-Documentation provided resolved Finding - Due Diligence Vendor-11/23/2022

Ready for Review-Document Uploaded.  - Due Diligence Vendor-11/23/2022

Open-Gift of Equity document is missing in the file- Gift letter - Due Diligence Vendor-10/07/2022		   Resolved-Documentation provided resolved Finding - Due Diligence Vendor-11/23/2022

     [redacted]_891240_GiftLetter.pdf Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA N/A N/A 683024
XXXXXXX_CSMC_2022-NQM6-167 [redacted] [redacted] D B D B D A A A Closed FCOM9970 2022-10-10 10:23 2022-11-01 12:10 Resolved 1 - Information D A Compliance Missing Doc Missing Compliance Documentation Unable to Test Compliance Resolved-Received document - Due Diligence Vendor-11/01/2022

Ready for Review-Uploaded initial CD - Due Diligence Vendor-10/27/2022

Open-Missing final TIL and/or other documentation necessary to run Compliance Testing. initial CD needed to run - Due Diligence Vendor-10/10/2022		   Resolved-Received document - Due Diligence Vendor-11/01/2022

     796111_1.pdf Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA N/A N/A 685752
XXXXXXX_CSMC_2022-NQM6-168 [redacted] [redacted] D B D B D A A A Closed FCOM4227 2022-10-06 11:21 2022-11-01 11:55 Resolved 1 - Information D A Compliance Missing Doc TRID: Missing Closing Disclosure Resolved-Received CD - Due Diligence Vendor-11/01/2022

Ready for Review-Uploaded closing disclosure. - Due Diligence Vendor-10/27/2022

Open-Provide the missing initial Closing Disclosure. - Due Diligence Vendor-10/06/2022		   Resolved-Received CD - Due Diligence Vendor-11/01/2022

     796112_1.pdf Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA N/A N/A 680970
XXXXXXX_CSMC_2022-NQM6-169 [redacted] [redacted] D B D B D A A A Closed finding-1124 2022-10-06 11:41 2022-11-01 11:54 Resolved 1 - Information C A Compliance Points & Fees NJ HOSA 2004 High-Cost Home Loan Points and Fees Threshold Test Resolved-NJ laws resolved issue - Due Diligence Vendor-11/01/2022
Ready for Review-The total points & fees on this loan are $4610 or 4.354%.  Please see the Final Closing Statement + CD from closing which can be found on page 29-33 of the "Executed Loan Documents" upload.
 - Due Diligence Vendor-10/27/2022
Open-This loan failed the high-cost home loan points and fees threshold test.
 (NJ AB 75, § 3.) ,  (NJ SB 279, § 2.)
The total points and fees of this loan, which are $5,405.00, exceed one of the following thresholds based on the total loan amount, which is [redacted]:

Either the total points and fees exceed 4.5% of the total loan amount if the total loan amount is $40,000 or more; or
The total points and fees exceed 6% of the total loan amount if the total loan amount is $20,000 or more but less than $40,000; or
The total points and fees exceed the lesser of 6% of the total loan amount or $1,000, if the total loan amount is less than $20,000.
 - Due Diligence Vendor-10/06/2022		   Resolved-NJ laws resolved issue - Due Diligence Vendor-11/01/2022

     796674_1.pdf

796674_2.pdf		 Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA N/A N/A 681097
XXXXXXX_CSMC_2022-NQM6-170 [redacted] [redacted] D B D B D A A A Closed FCRE1197 2022-10-07 07:22 2022-10-10 10:12 Waived 2 - Non-Material B B Credit Eligibility Audited FICO is less than Guideline FICO Waived-Audited FICO of 590 is less than Guideline FICO of 600 Found Exception on pg 449 . Gift Of Equity provided ,Payoff took longer than expected due to private money lender. Had to repull credit and now credit dropped from 605 mid to 590 mid.  
 - Due Diligence Vendor-10/07/2022		   Waived-Audited FICO of 590 is less than Guideline FICO of 600 Found Exception on pg 449 . Gift Of Equity provided ,Payoff took longer than expected due to private money lender. Had to repull credit and now credit dropped from 605 mid to 590 mid.  
 - Due Diligence Vendor-10/07/2022

   Max ltv 6+5%. 0x 30 on mtgs   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA Originator Post-Close Yes 683012
XXXXXXX_CSMC_2022-NQM6-171 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-172 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-173 [redacted] [redacted] D B D B A A A A Closed FCRE1194 2022-10-14 14:52 2022-11-10 09:49 Waived 2 - Non-Material A B Credit Eligibility Audited LTV Exceeds Guideline LTV Waived-Exception:  .128 LTV exception - Due Diligence Vendor-11/10/2022
Ready for Review-Attached is the management exception.  please review and clear - Due Diligence Vendor-11/09/2022
Open-Using the lower Sales Purchase price of [redacted] puts the LTV at 80.128% (which matches the Executive Summary (page 1) but exceeds the 80% max LTV for this Hybridge Product. Unable to verify the purchase price due to missing purchase contract. - Due Diligence Vendor-10/14/2022		   Waived-Exception:  .128 LTV exception - Due Diligence Vendor-11/10/2022

   12 Mos good credit, 0x30 on primary residence, 779 Fico, Experienced investor 800087_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA Originator Post-Close Yes 694295
XXXXXXX_CSMC_2022-NQM6-174 [redacted] [redacted] D B D B A A A A Closed FCRE8012 2022-10-05 16:52 2022-10-31 14:45 Resolved 1 - Information D A Credit Missing Doc Missing Purchase Contract Resolved-contract provided. - Due Diligence Vendor-10/31/2022

Ready for Review-Uploaded purchase contract - Due Diligence Vendor-10/27/2022

Open- - Due Diligence Vendor-10/05/2022		   Resolved-contract provided. - Due Diligence Vendor-10/31/2022

     796114_1.pdf

796114_2.pdf		 ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 679620
XXXXXXX_CSMC_2022-NQM6-175 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-176 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-177 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-178 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-179 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-180 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-181 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-182 [redacted] [redacted] D A D A A A A A Closed FCRE1345 2022-10-11 09:25 2022-10-31 14:39 Resolved 1 - Information D A Credit Missing Doc Borrower 1 Lease Agreements Missing Resolved-lease provided - Due Diligence Vendor-10/31/2022
Ready for Review-Uploaded lease agreement - Due Diligence Vendor-10/27/2022
Open-Please provide lease agreement for the subject property - [redacted] as this is tenant occupied.  - Due Diligence Vendor-10/11/2022		   Resolved-lease provided - Due Diligence Vendor-10/31/2022

     796139_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 687712
XXXXXXX_CSMC_2022-NQM6-183 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-184 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-185 [redacted] [redacted] D A D A A A A A Closed FCRE6019 2022-10-07 08:09 2022-11-18 13:25 Resolved 1 - Information D A Credit Missing Doc Citizenship Documentation Not Provided Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-11/18/2022

Resolved-Borrower is US citizen corrected 1003 clears finding - Due Diligence Vendor-11/18/2022

Ready for Review-Borrower is a US Citizen. Uploaded revised final 1003 signed by borrower. - Due Diligence Vendor-11/18/2022

Open-Borrower 1 Citizenship Documentation Is Missing Borrower is a Non Permanent Resident Alien, Please provide Citizenship Proof. {SSN, EAD Card, Work Visa.} - Due Diligence Vendor-10/07/2022		   Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-11/18/2022

 Resolved-Borrower is US citizen corrected 1003 clears finding - Due Diligence Vendor-11/18/2022

     801917_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 683141
XXXXXXX_CSMC_2022-NQM6-186 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-187 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-188 [redacted] [redacted] D A A A A A D A Closed FVAL1039 2022-10-07 05:30 2022-10-12 10:00 Resolved 1 - Information D A Property Value Appraised value unsupported Resolved-Document Uploaded. BPO supports original appraisal.
 - Due Diligence Vendor-10/12/2022

Open-AVM confidence score is less than 70% - Due Diligence Vendor-10/07/2022		   Resolved-Document Uploaded. BPO supports original appraisal.
 - Due Diligence Vendor-10/12/2022

     5495267_[redacted]_MissionGlobal_10.5.2022.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance No Cash Out - Borrower Initiated N/A N/A 682689
XXXXXXX_CSMC_2022-NQM6-189 [redacted] [redacted] D A D A A A D A Closed FCRE1212 2022-10-12 09:12 2022-10-31 14:38 Resolved 1 - Information D A Credit Missing Doc Purchase Contract is Partial Resolved-addendum provided. - Due Diligence Vendor-10/31/2022
Ready for Review-Uploaded purchase addenedum reflecting sales price of [redacted]. - Due Diligence Vendor-10/27/2022
Open-Purchase contract has not been fully provided Addendum to contract with updated sales price of [redacted] is missing.   Final HUD shows sales price of [redacted] - Due Diligence Vendor-10/12/2022		   Resolved-addendum provided. - Due Diligence Vendor-10/31/2022

     796298_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 689889
XXXXXXX_CSMC_2022-NQM6-190 [redacted] [redacted] D A D A A A D A Closed FVAL1039 2022-10-11 06:50 2022-10-12 10:06 Resolved 1 - Information D A Property Value Appraised value unsupported Resolved-Document Uploaded. BPO supports original appraisal.
 - Due Diligence Vendor-10/12/2022

Open-AVM value is unsupported. - Due Diligence Vendor-10/11/2022		   Resolved-Document Uploaded. BPO supports original appraisal.
 - Due Diligence Vendor-10/12/2022

     5495265_[redacted]_MissionGlobal_10.5.2022.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 687253
XXXXXXX_CSMC_2022-NQM6-191 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-192 [redacted] [redacted] C B C B A A A A Closed FCRE1194 2022-10-06 15:31 2022-10-31 14:37 Waived 2 - Non-Material C B Credit Eligibility Audited LTV Exceeds Guideline LTV Waived-waiver provided for max LTV exceeded as property is rural and cannot exceed 70%.   - Due Diligence Vendor-10/31/2022

Ready for Review-Uploaded exception - Due Diligence Vendor-10/27/2022

Open-Audited LTV of 75% exceeds Guideline LTV of 65% - Due Diligence Vendor-10/06/2022		   Waived-waiver provided for max LTV exceeded as property is rural and cannot exceed 70%.   - Due Diligence Vendor-10/31/2022

   735 FIco, 6 mths reserves, DTI under 20% 797044_1.pdf Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Second Home Refinance Cash Out - Other Originator Post-Close Yes 682310
XXXXXXX_CSMC_2022-NQM6-193 [redacted] [redacted] A A A A A A A A Closed FCRE1166 2022-10-07 16:50 2022-11-18 07:31 Resolved 1 - Information A A Credit Insurance Hazard Insurance Coverage is less than all Subject Lien(s) Resolved-Update mTrade - Due Diligence Vendor-11/18/2022
Resolved-Received estimated cost proof - Due Diligence Vendor-11/08/2022
Ready for Review-Please see page 4 of Appraisal. The insurance coverage is adequate as the Total Estimate of Cost-New is within the dwelling coverage amount. - Due Diligence Vendor-11/04/2022
Open-Hazard Insurance Coverage Amount of [redacted] is less than Total Amount of Subject Lien(s) of [redacted] Please provide an additional coverage.  - Due Diligence Vendor-10/10/2022		   Resolved-Update mTrade - Due Diligence Vendor-11/18/2022

 Resolved-Received estimated cost proof - Due Diligence Vendor-11/08/2022

     799250_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 684980
XXXXXXX_CSMC_2022-NQM6-194 [redacted] [redacted] D A A A A A D A Closed FVAL1039 2022-10-11 12:04 2022-10-27 10:22 Resolved 1 - Information D A Property Value Appraised value unsupported Resolved-Document Uploaded. BPO supports original appraisal.
 - Due Diligence Vendor-10/27/2022

Open-Document Uploaded. Desk Review does not support value. Desk Review comments: INCONCLUSIVE, Not enough verifiable data to reach a credible conclusion.

 - Due Diligence Vendor-10/17/2022

Open-BPO not available, ordered Desk Review.
 - Due Diligence Vendor-10/12/2022

Open-AVW is off by 10% and confidence score is 50 - Due Diligence Vendor-10/11/2022		   Resolved-Document Uploaded. BPO supports original appraisal.
 - Due Diligence Vendor-10/27/2022

     [redacted].pdf
5495260_[redacted]_MissionGlobal_10.5.2022.pdf		 ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 688186
XXXXXXX_CSMC_2022-NQM6-195 [redacted] [redacted] D A D A A A A A Closed FCRE1241 2022-10-10 01:31 2022-10-31 14:32 Resolved 1 - Information D A Credit Missing Doc Purchase Contract is Missing Resolved-provided sales contract - Due Diligence Vendor-10/31/2022

Ready for Review-Uploaded purchase contract - Due Diligence Vendor-10/27/2022

Open-Purchase contract is missing - Due Diligence Vendor-10/10/2022		   Resolved-provided sales contract - Due Diligence Vendor-10/31/2022

     796256_1.pdf

796256_2.pdf		 ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 685197
XXXXXXX_CSMC_2022-NQM6-196 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-197 [redacted] [redacted] C A A A C A A A Closed FCOM3571 2022-10-11 06:30 2022-11-03 14:44 Resolved 1 - Information C A Compliance Closing HUD-1 not executed properly Resolved-Client explanation for signature by escrow  - Due Diligence Vendor-11/03/2022

Counter-missing buyer and seller signatures.  this is signed by title agent only - Due Diligence Vendor-10/31/2022

Ready for Review-Uploaded certified final HUD. Please see page 2 for closing agent's signature certification. Borrower/seller's signature is not required.  - Due Diligence Vendor-10/27/2022

Open-Final HUD missing and seller and buyer to sign HUDs - Due Diligence Vendor-10/12/2022

Open-Hud doc is not executed by the borrower and seller - Due Diligence Vendor-10/11/2022		   Resolved-Client explanation for signature by escrow  - Due Diligence Vendor-11/03/2022

     796286_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 687219
XXXXXXX_CSMC_2022-NQM6-198 [redacted] [redacted] C A A A C A A A Closed FCOM5814 2022-10-06 12:06 2022-10-31 14:28 Resolved 1 - Information C A Compliance TRID TRID: Closing Disclosure Deficiency Resolved-electronic proof provided. - Due Diligence Vendor-10/31/2022

Ready for Review-Please see the proof of delivery for both the initial CD & redisclosed CD along w/the executed redisclosed CD.

 - Due Diligence Vendor-10/27/2022

Open-Provide evidence CD 09/15/2022 was sent electronically. - Due Diligence Vendor-10/06/2022		   Resolved-electronic proof provided. - Due Diligence Vendor-10/31/2022

     796680_1.pdf

796680_2.pdf

796680_3.pdf

796680_4.pdf		 Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other N/A N/A 681266
XXXXXXX_CSMC_2022-NQM6-199 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-200 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-201 [redacted] [redacted] C A C A A A A A Closed FCRE1456 2022-10-07 10:35 2022-10-21 10:01 Resolved 1 - Information C A Credit Assets Asset 2 Less Than 2 Months Verified Resolved-Statement uploaded clears finding - Due Diligence Vendor-10/21/2022
Ready for Review-[redacted] is a new account that was opened on 8/18/2022. The funds appear to be from account [redacted]. Uploaded bank statement [redacted] reflecting deposit check of $125,000. - Due Diligence Vendor-10/18/2022
Open-Assets from [redacted] sourced only for 14 days (Page #,59) missing two months consecutive bank statement as per guideline requirement. - Due Diligence Vendor-10/07/2022		   Resolved-Statement uploaded clears finding - Due Diligence Vendor-10/21/2022

     796300_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 683776
XXXXXXX_CSMC_2022-NQM6-202 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-203 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-204 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-205 [redacted] [redacted] D A D A A A A A Closed FCRE1201 2022-10-10 11:57 2022-10-31 14:13 Resolved 1 - Information D A Credit Missing Doc Third Party Fraud Report not Provided Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-10/31/2022

Ready for Review-Uploaded credit report; see page 43 for OFAC for both borrowers. - Due Diligence Vendor-10/27/2022

Open-Missing Third Party Fraud Report Fraud Report is missing in the file - Due Diligence Vendor-10/10/2022		   Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-10/31/2022

     796312_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 686047
XXXXXXX_CSMC_2022-NQM6-206 [redacted] [redacted] D A D A A A A A Closed FCRE5770 2022-10-10 07:43 2022-10-31 14:13 Resolved 1 - Information D A Credit Missing Doc Borrower 1 Credit Report is Missing Resolved-Borrower 1 Credit Report is not missing. reports provided. - Due Diligence Vendor-10/31/2022

Ready for Review-Uploaded credit report - Due Diligence Vendor-10/27/2022

Open-Borrower 1 Credit Report is Missing. Credit Report is missing in the file - Due Diligence Vendor-10/10/2022		   Resolved-Borrower 1 Credit Report is not missing. reports provided. - Due Diligence Vendor-10/31/2022

     796307_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 685346
XXXXXXX_CSMC_2022-NQM6-207 [redacted] [redacted] D A D A A A A A Closed FCRE5771 2022-10-10 07:43 2022-10-31 14:13 Resolved 1 - Information D A Credit Missing Doc Borrower 2 Credit Report is Missing Resolved-Borrower 2 Credit Report is not missing. - Due Diligence Vendor-10/31/2022

Ready for Review-Uploaded credit report - Due Diligence Vendor-10/27/2022

Open-Borrower 2 Credit Report is Missing. Credit Report is missing in the file - Due Diligence Vendor-10/10/2022		   Resolved-Borrower 2 Credit Report is not missing. - Due Diligence Vendor-10/31/2022

     796309_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 685347
XXXXXXX_CSMC_2022-NQM6-208 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA      
XXXXXXX_CSMC_2022-NQM6-209 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA      
XXXXXXX_CSMC_2022-NQM6-210 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-211 [redacted] [redacted] D A A A A A D A Closed FVAL1039 2022-10-14 14:49 2022-10-19 10:36 Resolved 1 - Information D A Property Value Appraised value unsupported Resolved-Document Uploaded. BPO supports original appraisal.
 - Due Diligence Vendor-10/19/2022

Open-AVM does not support appraised value. Ordered BPO. - Due Diligence Vendor-10/14/2022		   Resolved-Document Uploaded. BPO supports original appraisal.
 - Due Diligence Vendor-10/19/2022

     5501529_[redacted]_MissionGlobal_10.14.2029.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 694284
XXXXXXX_CSMC_2022-NQM6-212 [redacted] [redacted] D A A A A A D A Closed FVAL1039 2022-10-14 14:49 2022-10-19 10:54 Resolved 1 - Information D A Property Value Appraised value unsupported Resolved-Document Uploaded. BPO supports original appraisal.
 - Due Diligence Vendor-10/19/2022

Open-AVM does not support appraised value. Ordered BPO. - Due Diligence Vendor-10/14/2022		   Resolved-Document Uploaded. BPO supports original appraisal.
 - Due Diligence Vendor-10/19/2022

     5501528_[redacted]_MissionGlobal_10.14.2028.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 694283
XXXXXXX_CSMC_2022-NQM6-213 [redacted] [redacted] D A A A D A A A Closed FCOM1544 2022-10-17 10:18 2022-11-18 13:27 Resolved 1 - Information D A Compliance Missing Doc TRID: Missing Closing Disclosure Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-10/24/2022

Ready for Review-Uploaded executed closing disclosure - Due Diligence Vendor-10/21/2022

Open-TRID: Missing Final Closing Disclosure Provide the missing Final Closing Disclosure. - Due Diligence Vendor-10/17/2022		   Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-10/24/2022

     796835_1.pdf Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other N/A N/A 695894
XXXXXXX_CSMC_2022-NQM6-214 [redacted] [redacted] D A A A D A A A Closed finding-3632 2022-10-17 10:32 2022-10-24 15:26 Resolved 1 - Information A A Compliance Disclosure Consummation or Reimbursement Date Validation Test Resolved-Resolved - Due Diligence Vendor-10/24/2022

Rescinded-rescinded for now as we dont have FInal CD - Due Diligence Vendor-10/19/2022

Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. Provide the COC for CD 09/28/2022 showing the Flood Certificate Fee was added. - Due Diligence Vendor-10/17/2022		   Resolved-Resolved - Due Diligence Vendor-10/24/2022

 Rescinded-rescinded for now as we dont have FInal CD - Due Diligence Vendor-10/19/2022

       Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other N/A N/A 695941
XXXXXXX_CSMC_2022-NQM6-215 [redacted] [redacted] D A A A D A A A Closed finding-3631 2022-10-17 10:32 2022-10-24 15:26 Resolved 1 - Information A A Compliance Points & Fees Reimbursement Amount Validation Test Resolved-Resolved - Due Diligence Vendor-10/24/2022

Rescinded-rescinded for now as we dont have FInal CD - Due Diligence Vendor-10/19/2022

Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-10/17/2022		   Resolved-Resolved - Due Diligence Vendor-10/24/2022

 Rescinded-rescinded for now as we dont have FInal CD - Due Diligence Vendor-10/19/2022

       Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other N/A N/A 695940
XXXXXXX_CSMC_2022-NQM6-216 [redacted] [redacted] D A A A D A A A Closed finding-3634 2022-10-17 10:32 2022-10-24 15:26 Resolved 1 - Information A A Compliance TRID Charges That Cannot Increase Test Resolved-Resolved - Due Diligence Vendor-10/24/2022

Rescinded-rescinded for now as we dont have FInal CD - Due Diligence Vendor-10/19/2022

Open-This loan failed the charges that cannot increase test.  (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $25.00.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). Provide the COC for CD 09/28/2022 showing the Flood Certificate Fee was added. - Due Diligence Vendor-10/17/2022		   Resolved-Resolved - Due Diligence Vendor-10/24/2022

 Rescinded-rescinded for now as we dont have FInal CD - Due Diligence Vendor-10/19/2022

       Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other N/A N/A 695943
XXXXXXX_CSMC_2022-NQM6-217 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-218 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-219 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-220 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA      
XXXXXXX_CSMC_2022-NQM6-221 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-222 [redacted] [redacted] C A C A C A A A Closed FCOM3571 2022-10-19 04:39 2022-11-08 12:46 Resolved 1 - Information C A Compliance Closing HUD-1 not executed properly Resolved-Received HUD executed correctly - Due Diligence Vendor-11/08/2022

Ready for Review-Uploaded seller signed final HUD - Due Diligence Vendor-11/04/2022

Open-seller signature is missing. - Due Diligence Vendor-10/19/2022		   Resolved-Received HUD executed correctly - Due Diligence Vendor-11/08/2022

     799171_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 698746
XXXXXXX_CSMC_2022-NQM6-223 [redacted] [redacted] C A C A C A A A Closed FCRE1197 2022-10-19 06:45 2022-11-01 08:27 Resolved 1 - Information C A Credit Eligibility Audited FICO is less than Guideline FICO Resolved-Blended score is acceptable - Due Diligence Vendor-11/01/2022
Ready for Review-We used a blended score of [redacted] - Due Diligence Vendor-10/31/2022
Open-Audited FICO of 654 is less than Guideline FICO of [redacted] Partial gift funds minimum fico score of 680 where as audited FICO IS [redacted] - Due Diligence Vendor-10/19/2022		   Resolved-Blended score is acceptable - Due Diligence Vendor-11/01/2022

       ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 698813
XXXXXXX_CSMC_2022-NQM6-224 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-225 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-226 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-227 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-228 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-229 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Limited Cash Out - <2% of Loan Amount or $2000      
XXXXXXX_CSMC_2022-NQM6-230 [redacted] [redacted] C A C A A A A A Closed FCRE3091 2022-10-17 10:17 2022-10-25 12:29 Resolved 1 - Information C A Credit Insurance Master Policy Expiration Date is Prior To the Transaction Date Resolved-Updated policy received - Due Diligence Vendor-10/25/2022
Ready for Review-Uploaded master policy - Due Diligence Vendor-10/24/2022
Open-Master Policy Expiration Date of [redacted] is Prior To the Transaction Date of [redacted] Updated Condo Master Policy is missing in this file. - Due Diligence Vendor-10/17/2022		   Resolved-Updated policy received - Due Diligence Vendor-10/25/2022

     796978_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 695893
XXXXXXX_CSMC_2022-NQM6-231 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-232 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA      
XXXXXXX_CSMC_2022-NQM6-233 [redacted] [redacted] D A D A A A A A Closed FCRE6019 2022-10-25 12:20 2022-11-04 08:27 Resolved 1 - Information D A Credit Missing Doc Citizenship Documentation Not Provided Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-11/04/2022

Resolved-Received Visa - Due Diligence Vendor-11/04/2022

Ready for Review-attached is borrower's work visa w/ CA ID.  please review & clear - Due Diligence Vendor-11/03/2022

Open-Borrower 1 Citizenship Documentation Is Missing Borrower is a non-permanent please provide citizenship proof for the same (Green card or any other supporting documents) - Due Diligence Vendor-10/25/2022		   Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-11/04/2022

 Resolved-Received Visa - Due Diligence Vendor-11/04/2022

     798976_1.pdf Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA N/A N/A 707405
XXXXXXX_CSMC_2022-NQM6-234 [redacted] [redacted] D A A A A A D A Closed FVAL1039 2022-10-24 14:16 2022-10-31 16:59 Resolved 1 - Information D A Property Value Appraised value unsupported Resolved-Document Uploaded. Desk Review supports original appraisal. - Due Diligence Vendor-10/31/2022

Open-Document Uploaded. AVM/BPO does not support value. Ordered desk review.
 - Due Diligence Vendor-10/27/2022

Open-AVM does not support appraised value. Ordered BPO. - Due Diligence Vendor-10/24/2022		   Resolved-Document Uploaded. Desk Review supports original appraisal. - Due Diligence Vendor-10/31/2022

     5504096_[redacted]_MissionGlobal_10.20.2022.pdf
[redacted].pdf		 ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 705752
XXXXXXX_CSMC_2022-NQM6-235 [redacted] [redacted] A A A A A A A A Seller FCOM4028 2022-10-25 09:45 2022-10-27 11:45 Open 1 - Information A A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-Missing evidence of Mortgage recording Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/26/2022   Resolved-Missing evidence of Mortgage recording Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/26/2022

       ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 707028
XXXXXXX_CSMC_2022-NQM6-236 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance No Cash Out - Borrower Initiated      
XXXXXXX_CSMC_2022-NQM6-237 [redacted] [redacted] D A D A A A A A Closed 123ABJ 2022-10-24 16:24 2022-11-04 08:29 Resolved 1 - Information D A Credit Missing Doc Missing VVOE dated within 10 days consummation Resolved-VOE received and clears finding - Due Diligence Vendor-11/04/2022

Ready for Review-Attached are the Final VOEs.  please review & clear - Due Diligence Vendor-11/03/2022

Open-WVOEs provided were dated on 9/15 and 9/16.  Loan closed on 10/7/22.   - Due Diligence Vendor-10/24/2022		   Resolved-VOE received and clears finding - Due Diligence Vendor-11/04/2022

     798984_1.pdf Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Second Home Purchase NA N/A N/A 706015
XXXXXXX_CSMC_2022-NQM6-238 [redacted] [redacted] D A D A C A A A Closed FCOM4028 2022-10-21 12:43 2022-10-26 09:05 Resolved 1 - Information D A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/26/2022

Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/21/2022		   Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/26/2022

       Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA N/A N/A 703439
XXXXXXX_CSMC_2022-NQM6-239 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA      
XXXXXXX_CSMC_2022-NQM6-240 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-241 [redacted] [redacted] D A D A A A A A Closed FCRE1201 2022-10-22 10:29 2022-11-10 09:55 Resolved 1 - Information D A Credit Missing Doc Third Party Fraud Report not Provided Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-11/10/2022

Resolved-Received fraud report - Due Diligence Vendor-11/10/2022

Ready for Review-attached is the OFAC Clearance.  please review & clear - Due Diligence Vendor-11/09/2022

Open-Missing Third Party Fraud Report - Due Diligence Vendor-10/22/2022		   Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-11/10/2022

 Resolved-Received fraud report - Due Diligence Vendor-11/10/2022

     800089_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 704012
XXXXXXX_CSMC_2022-NQM6-242 [redacted] [redacted] D A D A A A A A Seller FCRE1157 2022-10-22 10:17 2022-11-11 10:15 Counter 1 - Information D A Credit Missing Doc Hazard Insurance Policy is Missing Counter-This is a townhome  uploaded document is for the hoa   Need Hazard insurance. - Due Diligence Vendor-11/11/2022

Resolved-Received insurance - Due Diligence Vendor-11/11/2022

Ready for Review-Upload HOA Master Policy - Due Diligence Vendor-11/10/2022

Open-Missing Hazard Insurance Policy  - property is a townhouse.  Borrower provided HO6 Interior Only insurance.  Please provide full coverage insurance or a copy of the HOA insurance for the structure.  - Due Diligence Vendor-10/22/2022		   Resolved-Received insurance - Due Diligence Vendor-11/11/2022

     801034_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 704010
XXXXXXX_CSMC_2022-NQM6-243 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-244 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-245 [redacted] [redacted] C A C A A A A A Closed FCRE8860 2022-10-22 16:00 2022-11-18 13:53 Resolved 1 - Information C A Credit Income/Employment Audited DSCR does not meet guidelines requirements Resolved-Per updated rate sheet the loan is in guideline - Due Diligence Vendor-11/18/2022

Ready for Review-The 0.67 DSCR is allowed per applicable rate sheet and loan priced accordingly - Due Diligence Vendor-11/17/2022

Open-Originator and Calculated 0.67 DSCR score is less than 0.70 minimum guidelines - Due Diligence Vendor-10/22/2022		   Resolved-Per updated rate sheet the loan is in guideline - Due Diligence Vendor-11/18/2022

     801772_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 704031
XXXXXXX_CSMC_2022-NQM6-246 [redacted] [redacted] C A C A A A A A Closed FCOM4028 2022-10-22 13:35 2022-11-18 13:52 Resolved 1 - Information A A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-Evidence of Mortgage Recording is present or Mortgage has been sent for Recording - Due Diligence Vendor-11/18/2022

Resolved-Received recorded mtg - Due Diligence Vendor-11/18/2022

Ready for Review-RECORDED DOT_MORTGAGE - Due Diligence Vendor-11/17/2022

Resolved-Missing evidence of Mortgage recording Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/26/2022		   Resolved-Evidence of Mortgage Recording is present or Mortgage has been sent for Recording - Due Diligence Vendor-11/18/2022

 Resolved-Received recorded mtg - Due Diligence Vendor-11/18/2022

 Resolved-Missing evidence of Mortgage recording Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/26/2022

     801782_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 704018
XXXXXXX_CSMC_2022-NQM6-247 [redacted] [redacted] A A A A A A A A Seller FCOM4028 2022-10-22 14:43 2022-11-01 10:57 Open 1 - Information A A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Open- - Due Diligence Vendor-11/01/2022

Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/26/2022

Open-Missing evidence of Mortgage recording unable to locate in file - Due Diligence Vendor-10/22/2022		   Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-10/26/2022

       ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 704024
XXXXXXX_CSMC_2022-NQM6-248 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-249 [redacted] [redacted] B B B B A A A A Closed FCRE9806 2022-10-26 06:06 2022-10-26 06:06 Waived 2 - Non-Material B B Credit Eligibility Other Credit Finding Waived-Found Exception on page no.4 stating Broker appraisal expired on 10/05/2022 - Due Diligence Vendor-10/26/2022   Waived-Found Exception on page no.4 stating Broker appraisal expired on 10/05/2022 - Due Diligence Vendor-10/26/2022

   Refinance-cash out, Skin in the game since 2012, LTV 65%, Value $406,000   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other Originator Pre-Close Yes 708340
XXXXXXX_CSMC_2022-NQM6-250 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-251 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-252 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-253 [redacted] [redacted] D B D B A A A A Closed FCRE7347 2022-10-24 09:11 2022-11-15 15:59 Resolved 1 - Information D A Credit Missing Doc Missing Lease Agreement Resolved-SHort term rate sheet clears finding - Due Diligence Vendor-11/15/2022

Ready for Review-please see attached Rate Sheet (property is short term rental) & page 3 of the appraisal report (Est Monthly Market Rent amount was provided). - Due Diligence Vendor-11/15/2022

Open- - Due Diligence Vendor-10/24/2022		   Resolved-SHort term rate sheet clears finding - Due Diligence Vendor-11/15/2022

     801403_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 704884
XXXXXXX_CSMC_2022-NQM6-254 [redacted] [redacted] D B D B A A A A Closed FCRE1492 2022-10-24 09:06 2022-10-24 09:06 Waived 2 - Non-Material B B Credit Assets Cash Out Does Not Meet Guideline Requirements Waived-Cash Out Does Not Meet Guideline Requirements Cash out Exceeds guidelines.   - Due Diligence Vendor-10/24/2022   Waived-Cash Out Does Not Meet Guideline Requirements Cash out Exceeds guidelines.   - Due Diligence Vendor-10/24/2022

   free and clear, skin in game since 2021, 60% LTV
pg 4		   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other Originator Pre-Close Yes 704867
XXXXXXX_CSMC_2022-NQM6-255 [redacted] [redacted] C A A A C A A A Closed FCOM3571 2022-10-25 09:53 2022-11-08 12:49 Resolved 1 - Information C A Compliance Closing HUD-1 not executed properly Resolved-Fully executed hud received - Due Diligence Vendor-11/08/2022

Ready for Review-Uploaded stamp certified final HUD. Buyer/seller signature is not required. - Due Diligence Vendor-11/04/2022

Open-Seller executed HUD missing in the file - Due Diligence Vendor-10/25/2022		   Resolved-Fully executed hud received - Due Diligence Vendor-11/08/2022

     799123_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 707050
XXXXXXX_CSMC_2022-NQM6-256 [redacted] [redacted] C B B B C A A A Closed FCOM3571 2022-10-26 06:03 2022-11-08 12:50 Resolved 1 - Information C A Compliance Closing HUD-1 not executed properly Resolved-Received fully executed hud - Due Diligence Vendor-11/08/2022

Ready for Review-Uploaded stamp certified final HUD; buyer/seller signature not required. - Due Diligence Vendor-11/04/2022

Open-Seller's signatures are missing in HUD-1 Statement. - Due Diligence Vendor-10/26/2022		   Resolved-Received fully executed hud - Due Diligence Vendor-11/08/2022

     799125_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 708338
XXXXXXX_CSMC_2022-NQM6-257 [redacted] [redacted] C B B B C A A A Closed FCRE1197 2022-10-26 05:50 2022-10-27 03:13 Waived 2 - Non-Material B B Credit Eligibility Audited FICO is less than Guideline FICO Waived-Audited FICO of 690 is less than Guideline FICO of 700 Found Exception on Page #4 stating Loan was submitted and approved 80% LTV with borrower having a 700 Fico. asking for a 10-point fico exception to go 80% LTV on BPND - Due Diligence Vendor-10/26/2022   Waived-Audited FICO of 690 is less than Guideline FICO of 700 Found Exception on Page #4 stating Loan was submitted and approved 80% LTV with borrower having a 700 Fico. asking for a 10-point fico exception to go 80% LTV on BPND - Due Diligence Vendor-10/26/2022

   Subject Property is in Pride of Ownership Condition.  Subject is in a major metro area of Las Vegas with plenty of comps. Borrower has the following assets: Chase Personal Accounts equaling $130,000.  Borrower has never been late on any mortgages. -50bps add to base rate and all other applicable add ons. 20% down must be borrowers and SSX60
   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA Originator Pre-Close Yes 708322
XXXXXXX_CSMC_2022-NQM6-258 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-259 [redacted] [redacted] D A D A A A A A Closed FCRE1480 2022-10-24 09:31 2022-11-18 13:54 Resolved 1 - Information C A Credit Assets Asset 2 Does Not Meet Guideline Requirements Resolved-Received additional asset statement - Due Diligence Vendor-11/18/2022

Ready for Review-Please find attached the missing August bank statement for Citibanamex account x2777 (and the translation) to complete 60 days source and seasoning requirement  - Due Diligence Vendor-11/17/2022

Open-Asset Record 2 Does Not Meet G/L Requirements need additional month for 60 days S&S. Only 09/2022 stmt present in file page 20. - Due Diligence Vendor-10/24/2022		   Resolved-Received additional asset statement - Due Diligence Vendor-11/18/2022

     801758_1.pdf

801758_2.pdf		 ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 704961
XXXXXXX_CSMC_2022-NQM6-260 [redacted] [redacted] D A D A A A A A Closed FCRE1205 2022-10-24 09:34 2022-11-08 12:53 Resolved 1 - Information C A Credit Eligibility OFAC Check Not Completed and/or Cleared Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-11/08/2022

Resolved-Received Ofac report - Due Diligence Vendor-11/08/2022

Ready for Review-Uploaded OFAC - Due Diligence Vendor-11/04/2022

Open-OFAC Check Not Completed and/or Cleared - Due Diligence Vendor-10/24/2022		   Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-11/08/2022

 Resolved-Received Ofac report - Due Diligence Vendor-11/08/2022

     799133_1.pdf

799133_2.pdf		 ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 704972
XXXXXXX_CSMC_2022-NQM6-261 [redacted] [redacted] D A D A A A A A Closed FCRE1201 2022-10-24 09:34 2022-11-08 12:53 Resolved 1 - Information D A Credit Missing Doc Third Party Fraud Report not Provided Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-11/08/2022

Resolved-Received fraud report - Due Diligence Vendor-11/08/2022

Ready for Review-Uploaded OFAC - Due Diligence Vendor-11/04/2022

Open-Missing Third Party Fraud Report - Due Diligence Vendor-10/24/2022		   Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-11/08/2022

 Resolved-Received fraud report - Due Diligence Vendor-11/08/2022

     799134_1.pdf

799134_2.pdf		 ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 704973
XXXXXXX_CSMC_2022-NQM6-262 [redacted] [redacted] D A D A A A A A Closed FCRE1152 2022-10-24 09:01 2022-11-08 12:52 Resolved 1 - Information D A Credit Missing Doc Evidence of Property Tax Missing Resolved-Evidence of Property Tax is present - Due Diligence Vendor-11/08/2022

Resolved-Received tax cert - Due Diligence Vendor-11/08/2022

Ready for Review-Uploaded tax cert - Due Diligence Vendor-11/04/2022

Open-Missing Evidence of Property Tax - Due Diligence Vendor-10/24/2022		   Resolved-Evidence of Property Tax is present - Due Diligence Vendor-11/08/2022

 Resolved-Received tax cert - Due Diligence Vendor-11/08/2022

     799127_1.pdf

799127_2.pdf		 ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 704844
XXXXXXX_CSMC_2022-NQM6-263 [redacted] [redacted] D A D A A A A A Closed FCRE1253 2022-10-24 09:01 2022-11-08 12:52 Resolved 1 - Information C A Credit Eligibility Missing Property Tax Cert Resolved-Property Tax Cert Provided - Due Diligence Vendor-11/08/2022

Resolved-Received tax cert - Due Diligence Vendor-11/08/2022

Ready for Review-Uploaded tax cert - Due Diligence Vendor-11/04/2022

Open-Missing Property Tax Cert - Due Diligence Vendor-10/24/2022		   Resolved-Property Tax Cert Provided - Due Diligence Vendor-11/08/2022

 Resolved-Received tax cert - Due Diligence Vendor-11/08/2022

     799128_1.pdf

799128_2.pdf		 ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 704845
XXXXXXX_CSMC_2022-NQM6-264 [redacted] [redacted] D B A A A A D B Closed FVAL1039 2022-10-23 11:20 2022-11-07 15:27 Resolved 1 - Information D A Property Value Appraised value unsupported Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-11/07/2022

Open-BPO not available, ordering Desk Review. - Due Diligence Vendor-11/04/2022

Open-AVM could not be generated. Ordered BPO. - Due Diligence Vendor-10/24/2022

Open-NO AVM or BPO Present - Due Diligence Vendor-10/23/2022		   Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-11/07/2022

     [redacted].pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 704175
XXXXXXX_CSMC_2022-NQM6-265 [redacted] [redacted] D B A A A A D B Closed FPRO1251 2022-10-23 11:45 2022-10-23 11:45 Waived 2 - Non-Material B B Property Property Property Zoning Does Not Meet Program Requirements Waived-Property zoned legal non conforming but grandfathered in. Mgmt Exception page 3 - Due Diligence Vendor-10/23/2022   Waived-Property zoned legal non conforming but grandfathered in. Mgmt Exception page 3 - Due Diligence Vendor-10/23/2022

   58% LTV   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA Originator Pre-Close Yes 704192
XXXXXXX_CSMC_2022-NQM6-266 [redacted] [redacted] D A D A A A A A Closed FCRE3653 2022-10-26 16:31 2022-11-11 10:16 Resolved 1 - Information D A Credit Missing Doc Missing letter of explanation Resolved-Received explain - Due Diligence Vendor-11/11/2022
Ready for Review-attached is the tax cert which shows address match the Note. - Due Diligence Vendor-11/11/2022
Ready for Review-See Tax Cert the address on the Doc is corrected  - Due Diligence Vendor-11/10/2022
Open-Please verify City of address.
* Address in HUD/ Appraisal/AVM: City name [redacted]
* HOI: : City name [redacted]
*  NOTE & DOT : [redacted] - Due Diligence Vendor-10/26/2022		   Resolved-Received explain - Due Diligence Vendor-11/11/2022

     801035_1.pdf

801082_1.pdf		 ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 710364
XXXXXXX_CSMC_2022-NQM6-267 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-268 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-269 [redacted] [redacted] C B C B A A A A Closed FCRE9488 2022-10-28 12:21 2022-11-08 13:01 Resolved 1 - Information C A Credit Borrower Potential Occupancy/Current Address Issues identified in the file Resolved-Document provided clears finding - Due Diligence Vendor-11/08/2022
Ready for Review-According to USPS, the subject zip code [redacted] reflects [redacted], however, Wantage is another city name that is recognized; Uploaded USPS zip code search. - Due Diligence Vendor-11/04/2022
Open-Please verify the city of address.
City shows Sussex on the appraisal and Wantage on other documents (HUD, DOT) [redacted] is the county on all documents.   - Due Diligence Vendor-10/28/2022		   Resolved-Document provided clears finding - Due Diligence Vendor-11/08/2022

     799166_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 714285
XXXXXXX_CSMC_2022-NQM6-270 [redacted] [redacted] C B C B A A A A Closed FCRE1197 2022-10-26 12:58 2022-10-26 13:02 Waived 2 - Non-Material B B Credit Eligibility Audited FICO is less than Guideline FICO Waived-Audited FICO of [redacted] is less than Guideline FICO of [redacted] Exception Request : 70% LTV required [redacted] Credit score. Allow borrower's credit score [redacted].
Exception form is available on pg # 4 of 298 package - Due Diligence Vendor-10/26/2022		   Waived-Audited FICO of [redacted] is less than Guideline FICO of [redacted] Exception Request : 70% LTV required [redacted] Credit score. Allow borrower's credit score 646.
Exception form is available on pg # 4 of 298 package - Due Diligence Vendor-10/26/2022
   Mortgage 36 months paid as agreed
72 months LCRs
Pride of ownership - subject newly remodeled		   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA Originator Pre-Close Yes 709726
XXXXXXX_CSMC_2022-NQM6-271 [redacted] [redacted] C A C A A A A A Closed FCRE1479 2022-10-27 09:55 2022-11-11 10:17 Resolved 1 - Information C A Credit Assets Asset 1 Does Not Meet Guideline Requirements Resolved-Received statement - Due Diligence Vendor-11/11/2022

Ready for Review-Please see attached bank stmt.  please review & clear - Due Diligence Vendor-11/10/2022

Open-Asset Record 1 Does Not Meet G/L Requirements Missing additional Chase statement as 60 days required for asset seasoning since borrower had to bring funds to close.  - Due Diligence Vendor-10/27/2022		   Resolved-Received statement - Due Diligence Vendor-11/11/2022

     800258_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance No Cash Out - Borrower Initiated N/A N/A 711504
XXXXXXX_CSMC_2022-NQM6-272 [redacted] [redacted] D A D A A A A A Closed FCRE2109 2022-10-27 14:09 2022-11-11 10:18 Resolved 1 - Information D A Credit Missing Doc Missing Lender Income Calculation Worksheet Resolved-Received DSCS worksheet - Due Diligence Vendor-11/11/2022

Ready for Review-DSCR attached - please review & clear - Due Diligence Vendor-11/10/2022

Open-Missing DSCR Calculation Worksheet. Originator score per Loan Approval is 0.918 (0.92%) which matches with Calculated score of 0.92% - Due Diligence Vendor-10/27/2022		   Resolved-Received DSCS worksheet - Due Diligence Vendor-11/11/2022

     800260_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Limited Cash Out - <2% of Loan Amount or $2000 N/A N/A 712332
XXXXXXX_CSMC_2022-NQM6-273 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-274 [redacted] [redacted] D A D A A A A A Closed FCRE2109 2022-11-01 14:46 2022-11-11 10:19 Resolved 1 - Information D A Credit Missing Doc Missing Lender Income Calculation Worksheet Resolved-Received DSCR worksheet - Due Diligence Vendor-11/11/2022

Ready for Review-DSCR attached - please review & clear - Due Diligence Vendor-11/10/2022

Open-DSCR worksheet missing - Due Diligence Vendor-11/01/2022		   Resolved-Received DSCR worksheet - Due Diligence Vendor-11/11/2022

     800261_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 718880
XXXXXXX_CSMC_2022-NQM6-275 [redacted] [redacted] D A D A A A A A Closed FCOM4028 2022-10-27 08:18 2022-11-02 09:18 Resolved 1 - Information D A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/02/2022

Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/27/2022		   Resolved-Creditor- File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/02/2022

       ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 711165
XXXXXXX_CSMC_2022-NQM6-276 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-277 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-278 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA      
XXXXXXX_CSMC_2022-NQM6-279 [redacted] [redacted] C A A A C A A A Closed finding-3635 2022-10-27 17:54 2022-11-17 14:24 Resolved 1 - Information C A Compliance TRID Charges That In Total Cannot Increase More Than 10% Test Open-This loan failed the charges that in total cannot increase more than 10% test.  (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than 10% ($2,642.50) exceed the comparable charges ($0.00) by more than 10%. Please see the table that displays the Charges That Cannot Increase More Than 10% for a comparison of the data between the provided disclosures.An estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than 10 percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). Tolerances are not being compared correctly to Initial LE 10/10/2022 because of the Initial LE timing condition. If the LE is calculated in we have no tolerance issue. - Due Diligence Vendor-10/28/2022           Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA N/A N/A 712765
XXXXXXX_CSMC_2022-NQM6-280 [redacted] [redacted] C A A A C A A A Closed finding-3838 2022-10-27 17:54 2022-11-17 14:24 Resolved 1 - Information C A Compliance ComplianceEase Written List of Service Providers Disclosure Date Test Open-This loan failed the written list of service providers disclosure date test for one or more of the following reasons: ( 12 CFR §1026.19(e)(1)(vi) )The written list of service providers disclosure date is either:Less than the seventh business day (counting all calendar days except Sunday and specified legal public holidays) before consummation of the transaction; orLater than the third business day (counting days on which the creditor's offices are open to the public for carrying on substantially all of its business functions)This calculation takes into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its business functions, as described in §1026.19(e)(1)(e)(1)(iii) §1026.2(a)(6) and as it relates to §1026.19(a)(1)(vi) (which references the timing requirements for the loan estimate disclosure three business days after application). This test excluded the following days from the business day count based on the client preferences configured on the company settings business days profile page:NoneAs not being open on PLEASE NOTE: If a conflict results from the client preferences configured on the company settings business days profile page such that a day is marked as both open and closed, ComplianceAnalyzer calculations will presume the company's offices are closed to the public for carrying on substantially all of its business functions. If this is not the appropriate result, you must revise your settings to remove the conflict.If the consumer is permitted to shop for a settlement service, the creditor shall provide the consumer with a written list identifying available providers of that settlement service and stating that the consumer may choose a different provider for that service. The creditor must identify at least one available provider for each settlement service for which the consumer is permitted to shop. The creditor shall provide this written list of settlement service providers separately from the disclosures required by §1026.19(e)(1)(e)(1)(i) but in accordance with the timing requirements in §1026.19(e)(1)(e)(1)(iii). Athas Capital in CA is open on Saturdays which means the SPL dated 10/10/2022 (on Columbus day which is a Federal Holiday observed in GA) was disclosed exactly 7 business days before closing 10/18/2022.
 - Due Diligence Vendor-10/28/2022		           Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA N/A N/A 712764
XXXXXXX_CSMC_2022-NQM6-281 [redacted] [redacted] C A A A C A A A Closed finding-3837 2022-10-27 17:54 2022-11-17 14:24 Resolved 1 - Information C A Compliance ComplianceEase Initial Loan Estimate Delivery Date Test (prior to consummation) Resolved-Borrower provided financial hardship  - Due Diligence Vendor-11/17/2022

Open-This loan failed the initial loan estimate delivery date test (prior to consummation) due to one of the following: ( 12 CFR §1026.19(e)(1)(iii)(B) )The initial loan estimate delivery date is less than the seventh business day (counting all calendar days except Sunday and specified legal public holidays) before consummation of the transaction; orThe initial loan estimate delivery date is on or after consummation of the transaction.Therefore, if additional disclosures are entered into ComplianceAnalyzer, any values that would change under a valid changed circumstance if the initial loan estimate had been delivered timely, will not reset the baseline for tolerance purposes. The comparable fees for this loan will be $0, regardless of the actual values on the disclosure.The creditor shall deliver or place in the mail the disclosures required under §1026.19(e)(1)(e)(1)(i) (provision of loan estimate form) not later than the seventh business day before consummation of the transaction. Athas Capital in CA is open on Saturdays which means the Initial Loan Estimate dated 10/10/2022 (on Columbus day which is a Federal Holiday observed in GA) was disclosed exactly 7 business days before closing 10/18/2022. - Due Diligence Vendor-10/28/2022		   Resolved-Borrower provided financial hardship  - Due Diligence Vendor-11/17/2022

       Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA N/A N/A 712755
XXXXXXX_CSMC_2022-NQM6-282 [redacted] [redacted] C A A A C A A A Closed finding-3532 2022-10-27 17:54 2022-11-17 14:22 Resolved 1 - Information C A Compliance TRID Initial Closing Disclosure Delivery Date Test Ready for Review- Please find the Financial Hardship letter waiving the 3 day cool-down period. - Due Diligence Vendor-11/16/2022

Open-This loan failed the initial closing disclosure delivery date test due to one of the following findings:( 12 CFR §1026.19(f)(1)(ii) )The initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three business days before consummation. Provide the missing Initial Closing Disclosure. Earliest CD in file is dated 10/17/2022. - Due Diligence Vendor-10/27/2022		         801682_1.pdf

801682_2.pdf		 Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA N/A N/A 712753
XXXXXXX_CSMC_2022-NQM6-283 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA      
XXXXXXX_CSMC_2022-NQM6-284 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA      
XXXXXXX_CSMC_2022-NQM6-285 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-286 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA      
XXXXXXX_CSMC_2022-NQM6-287 [redacted] [redacted] B A B A A A A A Closed FCRE1182 2022-10-29 10:53 2022-11-11 10:20 Resolved 1 - Information B A Credit Missing Doc Approval/Underwriting Summary Not Provided Resolved-Received DSCR worksheet - Due Diligence Vendor-11/11/2022

Ready for Review-DSCR attached - please review & clear - Due Diligence Vendor-11/10/2022

Open-Missing DSCR worksheet - Due Diligence Vendor-10/29/2022		   Resolved-Received DSCR worksheet - Due Diligence Vendor-11/11/2022

     800262_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 715109
XXXXXXX_CSMC_2022-NQM6-288 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-289 [redacted] [redacted] C A C A A A A A Closed FCRE8860 2022-10-28 06:38 2022-11-11 10:21 Resolved 1 - Information C A Credit Income/Employment Audited DSCR does not meet guidelines requirements Resolved-Underwriter response received - Due Diligence Vendor-11/11/2022

Ready for Review-We allowed no DSCR on this product at the time. See rate sheet/matrix dated 9-27-22 - Due Diligence Vendor-11/10/2022

Open-minimum is .70.  Score is .52 - Due Diligence Vendor-10/28/2022		   Resolved-Underwriter response received - Due Diligence Vendor-11/11/2022

     800264_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 713102
XXXXXXX_CSMC_2022-NQM6-290 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-291 [redacted] [redacted] D A A A D A A A Closed FCOM4227 2022-10-31 10:08 2022-11-18 14:10 Resolved 1 - Information D A Compliance Missing Doc TRID: Missing Closing Disclosure Resolved-Received CD that corrects findings - Due Diligence Vendor-11/18/2022

Ready for Review-The borrower signed the CD from closing, please see the Initial CD, CD from closing & Post-Closing CD. - Due Diligence Vendor-11/16/2022

Open-CD on page 468 has the corrected closing and funding dates but is not signed.  Please provide a final CD signed by borrower with correct closing and funding dates.  The one that is signed in file has different loan calcuations (Finance charge, TIP etc.) - Due Diligence Vendor-10/31/2022		   Resolved-Received CD that corrects findings - Due Diligence Vendor-11/18/2022

     801684_1.pdf

801684_2.pdf

801684_3.pdf		 Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance No Cash Out - Borrower Initiated N/A N/A 716121
XXXXXXX_CSMC_2022-NQM6-292 [redacted] [redacted] D A A A D A A A Closed finding-3634 2022-10-27 14:36 2022-11-18 14:09 Resolved 1 - Information C A Compliance TRID Charges That Cannot Increase Test Resolved-COC received and cleares finding - Due Diligence Vendor-11/18/2022

Ready for Review-Please see the initial CD uploaded which disclosed the addition of the Discount Points - Due Diligence Vendor-11/16/2022

Open-This loan failed the charges that cannot increase test.  (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $4,630.00.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). Provide the COC for the Loan Discount Fee increase on CD 10/03/2022. The only COC in file for that fee increase is dated 10/04/2022. - Due Diligence Vendor-10/27/2022		   Resolved-COC received and cleares finding - Due Diligence Vendor-11/18/2022

     801685_1.pdf Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance No Cash Out - Borrower Initiated N/A N/A 712433
XXXXXXX_CSMC_2022-NQM6-293 [redacted] [redacted] D A A A D A A A Closed finding-3632 2022-10-27 14:36 2022-11-18 14:09 Resolved 1 - Information C A Compliance Disclosure Consummation or Reimbursement Date Validation Test Resolved-COC received and cleares finding - Due Diligence Vendor-11/18/2022

Ready for Review-please see CoC & Initial Cd provided - Due Diligence Vendor-11/16/2022

Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. Provide the COC for the Loan Discount Fee increase on CD 10/03/2022. The only COC in file for that fee increase is dated 10/04/2022. - Due Diligence Vendor-10/27/2022		   Resolved-COC received and cleares finding - Due Diligence Vendor-11/18/2022

       Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance No Cash Out - Borrower Initiated N/A N/A 712431
XXXXXXX_CSMC_2022-NQM6-294 [redacted] [redacted] D A A A D A A A Closed finding-3631 2022-10-27 14:36 2022-11-18 14:09 Resolved 1 - Information C A Compliance Points & Fees Reimbursement Amount Validation Test Resolved-COC received and cleares finding - Due Diligence Vendor-11/18/2022

Ready for Review-please see documentations providedf - Due Diligence Vendor-11/16/2022

Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. Provide the COC for the Loan Discount Fee increase on CD 10/03/2022. The only COC in file for that fee increase is dated 10/04/2022. - Due Diligence Vendor-10/27/2022		   Resolved-COC received and cleares finding - Due Diligence Vendor-11/18/2022

       Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance No Cash Out - Borrower Initiated N/A N/A 712430
XXXXXXX_CSMC_2022-NQM6-295 [redacted] [redacted] D A A A D A A A Closed finding-3536 2022-11-18 14:01 2022-11-18 14:09 Resolved 1 - Information C A Compliance TRID Initial Closing Disclosure Delivery Date and Changed Circumstances Date Test Resolved-COC received and cleares finding - Due Diligence Vendor-11/18/2022

Open-This loan failed the initial closing disclosure delivery date and changed circumstances date test. ( 12 CFR §1026.19(e)(3)(iv)(A) - (C), (E), (F) , and (D) as amended in 2015 , and 12 CFR §1026.19(e)(4)(i) )The initial closing disclosure delivery date is either:Later than the third business day (counting days on which the creditor's offices are open to the public for carrying on substantially all of its business functions) after the creditor receives information sufficient to establish that a changed circumstance has occurred; orBefore the creditor receives information sufficient to establish that a changed circumstance has occurred.This calculation takes into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its business functions, as described in §1026.2(a)(6) and as it relates to §1026.19(e)(4)(i) (revised loan estimate disclosure) and §1026.19(e)(4)(ii) (relationship to closing disclosure).This test excluded the following days from the business day count based on the client preferences configured on the company settings business days profile page:NoneIf a creditor uses a revised estimate for the purpose of determining good faith for the zero tolerance and 10% tolerance categories under §1026.19(e)(3)(i) and (ii), the creditor shall provide a revised version of the disclosures required under §1026.19(e)(1)(i) reflecting the revised estimate either:Within three business days of receiving information sufficient to establish that one of the reasons for revision provided under §1026.19(e)(3)(iv)(A) through (C), (E) and (F) applies; orNo later than three business days after the date the interest rate is locked, for revision provided under §1026.19(e)(3)(iv)(D). The revised version of the disclosures required under §1026.19(e)(1)(i) shall contain the revised interest rate, the points disclosed pursuant to §1026.37(f)(1), lender credits, and any other interest rate dependent charges and terms.Official Interpretations12 C.F.R. §1026.19(e)(4)(ii)Relationship to disclosures required under §1026.19(f)(1)(i).Revised disclosures may not be delivered at the same time as the Closing Disclosure. §1026.19(e)(4)(ii) prohibits a creditor from providing a revised version of the disclosures required under §1026.19(e)(1)(i) on or after the date on which the creditor provides the disclosures required under §1026.19(f)(1)(i)...However, if a creditor uses a revised estimate pursuant to § 1026.19(e)(3)(iv) for the purpose of determining good faith under § 1026.19(e)(3)(i) and (ii), § 1026.19(e)(4)(i) permits the creditor to provide the revised estimate in the disclosures required under § 1026.19(f)(1)(i) (including any corrected disclosures provided under § 1026.19(f)(2)(i) or (ii)). - Due Diligence Vendor-11/18/2022		   Resolved-COC received and cleares finding - Due Diligence Vendor-11/18/2022

       Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance No Cash Out - Borrower Initiated N/A N/A 741687
XXXXXXX_CSMC_2022-NQM6-296 [redacted] [redacted] D A A A A A D A Closed FVAL1039 2022-10-26 15:26 2022-11-01 17:21 Resolved 1 - Information D A Property Value Appraised value unsupported Resolved-Document Uploaded. BPO supports original appraisal.
 - Due Diligence Vendor-11/01/2022

Open-AVM does not support appraised value. Ordered BPO. - Due Diligence Vendor-10/26/2022		   Resolved-Document Uploaded. BPO supports original appraisal.
 - Due Diligence Vendor-11/01/2022

     5505910_[redacted]_MissionGlobal_10.26.2022.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 710214
XXXXXXX_CSMC_2022-NQM6-297 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-298 [redacted] [redacted] D A A A A A D A Closed FVAL1039 2022-10-26 15:26 2022-11-07 15:34 Resolved 1 - Information D A Property Value Appraised value unsupported Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-11/07/2022

Open-Document Uploaded. BPO does not support value. Ordered desk review.
 - Due Diligence Vendor-11/01/2022

Open-AVM could not be generated. Ordered BPO. - Due Diligence Vendor-10/26/2022		   Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-11/07/2022

     5505905_[redacted]_MissionGlobal_10.26.2022.pdf
[redacted].pdf		 ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 710209
XXXXXXX_CSMC_2022-NQM6-299 [redacted] [redacted] D A A A A A D A Closed FVAL1039 2022-10-26 15:26 2022-11-09 09:01 Resolved 1 - Information D A Property Value Appraised value unsupported Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-11/09/2022

Open-Document Uploaded. AVM does not support appraised value. Ordered BPO. ___AVM/BPO does not support value. Ordered desk review.
 - Due Diligence Vendor-10/26/2022		   Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-11/09/2022

     5505909_BPD2022090276_MissionGlobal_10.26.2022.pdf

BPD2022090276.pdf		 ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 710213
XXXXXXX_CSMC_2022-NQM6-300 [redacted] [redacted] D A D A A A A A Closed FCRE1173 2022-10-31 11:29 2022-11-08 15:29 Resolved 1 - Information D A Credit Missing Doc Master Condo Insurance Policy is Missing Resolved-HO-6 Master Insurance Policy is fully present - Due Diligence Vendor-11/08/2022

Resolved-Master policy received - Due Diligence Vendor-11/08/2022

Ready for Review-Uploaded master policy. - Due Diligence Vendor-11/04/2022

Open-Missing Master Condo Insurance Policy missing master condo policy - Due Diligence Vendor-10/31/2022		   Resolved-HO-6 Master Insurance Policy is fully present - Due Diligence Vendor-11/08/2022

 Resolved-Master policy received - Due Diligence Vendor-11/08/2022

     799198_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 716329
XXXXXXX_CSMC_2022-NQM6-301 [redacted] [redacted] D A D A A A A A Closed FCOM4028 2022-10-28 07:26 2022-11-02 14:37 Resolved 1 - Information D A Credit Missing Doc Missing evidence Mortgage/Deed of Trust will be recorded Resolved-
File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/02/2022

Open-Missing evidence of Mortgage recording - Due Diligence Vendor-10/28/2022		   Resolved-
File was closed within last 60 days. Mortgage was sent for recording and Final Title Policy will be provided upon the receipt. Finding is resolved. - Due Diligence Vendor-11/02/2022

       ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 713236
XXXXXXX_CSMC_2022-NQM6-302 [redacted] [redacted] B B B B A A A A Closed FCRE9806 2022-10-27 07:12 2022-10-27 07:12 Waived 2 - Non-Material B B Credit Eligibility Other Credit Finding Waived-We Found Exception Pgno: 576. It States that the credit reports slightly over 60days old. - Due Diligence Vendor-10/27/2022   Waived-We Found Exception Pgno: 576. It States that the credit reports slightly over 60days old. - Due Diligence Vendor-10/27/2022

   Compensating factor states that the 6 months reserves and 45%LTV   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other Originator Pre-Close Yes 710986
XXXXXXX_CSMC_2022-NQM6-303 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-304 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-305 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-306 [redacted] [redacted] D A D A A A A A Closed FCRE1161 2022-10-31 03:49 2022-11-08 15:33 Resolved 1 - Information D A Credit Missing Doc Flood Certificate Missing Resolved-Flood Certificate is fully present - Due Diligence Vendor-11/08/2022

Resolved-Received flood cert - Due Diligence Vendor-11/08/2022

Ready for Review-Uploaded Flood Cert - Due Diligence Vendor-11/03/2022

Open-Missing Flood Certificate - Due Diligence Vendor-10/31/2022		   Resolved-Flood Certificate is fully present - Due Diligence Vendor-11/08/2022

 Resolved-Received flood cert - Due Diligence Vendor-11/08/2022

     798991_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 715588
XXXXXXX_CSMC_2022-NQM6-307 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA      
XXXXXXX_CSMC_2022-NQM6-308 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-309 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-310 [redacted] [redacted] C B C B A A A A Closed FCRE1501 2022-11-08 09:31 2022-11-23 11:07 Waived 2 - Non-Material C B Credit Assets Total Qualified Assets for Reserves Post-Close is less than Total Required Reserve Amount Waived-copy of cashier’s check paid to the title company. Investor waived due to the small amount and confirming it was paid - Due Diligence Vendor-11/23/2022

Open-Total Qualified Assets for Reserves Post-Close of $-522.39 is less than Total Required Reserve Amount of $0 Asset Qualification Does Not Meet Guideline Requirements Total Cash to close amount is $522.39 and the available assets is $0 there is shortage of $522.39 Assets - Due Diligence Vendor-11/08/2022		   Waived-copy of cashier’s check paid to the title company. Investor waived due to the small amount and confirming it was paid - Due Diligence Vendor-11/23/2022

   Comp Factors of 48% LTV and 769 FICO   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance No Cash Out - Borrower Initiated Investor Post-Close No 729180
XXXXXXX_CSMC_2022-NQM6-311 [redacted] [redacted] D A A A A A D A Closed FVAL1039 2022-11-03 10:57 2022-11-10 11:38 Resolved 1 - Information D A Property Value Appraised value unsupported Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-11/10/2022

Open-Document Uploaded. AVM does not support appraised value. Ordered BPO. ___AVM/BPO does not support value. Ordered desk review.
 - Due Diligence Vendor-11/03/2022		   Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-11/10/2022

     5514999_[redacted]_MissionGlobal_11.3.2022.pdf
[redacted].pdf		 ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 722406
XXXXXXX_CSMC_2022-NQM6-312 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-313 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-314 [redacted] [redacted] D A D A A A A A Closed FCRE2109 2022-11-04 04:46 2022-11-11 10:22 Resolved 1 - Information D A Credit Missing Doc Missing Lender Income Calculation Worksheet Resolved-Received DSCR worksheet - Due Diligence Vendor-11/11/2022

Ready for Review-attached is the income calculation - please review & clear - Due Diligence Vendor-11/11/2022

Open-Lender DSCR score sheet is missing - Due Diligence Vendor-11/04/2022		   Resolved-Received DSCR worksheet - Due Diligence Vendor-11/11/2022

     801064_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 723501
XXXXXXX_CSMC_2022-NQM6-315 [redacted] [redacted] D A A A A A D A Closed FVAL1039 2022-11-03 10:57 2022-11-10 15:05 Resolved 1 - Information D A Property Value Appraised value unsupported Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-11/10/2022

Open-Document Uploaded. AVM does not support appraised value. Ordered BPO. ___AVM/BPO does not support value. Ordered desk review.
 - Due Diligence Vendor-11/03/2022		   Resolved-Document Uploaded. Desk Review supports original appraisal.
 - Due Diligence Vendor-11/10/2022

     5514995_[redacted]_MissionGlobal_11.3.2022.pdf
[redacted].pdf		 ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other N/A N/A 722402
XXXXXXX_CSMC_2022-NQM6-316 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-317 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-318 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-319 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-320 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-321 [redacted] [redacted] C A C A A A A A Closed FCRE1159 2022-11-04 12:53 2022-11-11 13:04 Resolved 1 - Information C A Credit Insurance Hazard Insurance Effective Date is after the Note Date Resolved-Received insurance - Due Diligence Vendor-11/11/2022

Ready for Review-attached is the haz ins with effective date of 10/25/2022 .. please clear .

loan funded 10/26/2022. - Due Diligence Vendor-11/11/2022

Open-Hazard Insurance Effective Date of 10-31-2022 is after the Note Date of 10-20-2022 UW considered HOI policy  - Due Diligence Vendor-11/07/2022		   Resolved-Received insurance - Due Diligence Vendor-11/11/2022

     801110_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 724765
XXXXXXX_CSMC_2022-NQM6-322 [redacted] [redacted] C B A A C B A A Closed FCOM3715 2022-11-04 09:26 2022-11-23 11:10 Waived 2 - Non-Material C B Compliance Disclosure Note terms are incorrect Waived-Investor waived guideline exception for IO term of 10 years with amortization of 20 years as guide requiring 5 years with 25 amortization. Investor accepts note as is. - Due Diligence Vendor-11/23/2022

Open-Incorrect NOTE:
This is an Interest Only Fixed Note Loan, with I/O Term of 10 Years.
Rate Sheet states "I/O term is 5 years", and loan has I/O Term with 10 Years.
 - Due Diligence Vendor-11/04/2022		   Waived-Investor waived guideline exception for IO term of 10 years with amortization of 20 years as guide requiring 5 years with 25 amortization. Investor accepts note as is. - Due Diligence Vendor-11/23/2022

   Comp Factors of 698 FICO vs 550 minimum and LTV of 70% vs 75% maximum.   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other Investor Post-Close No 724162
XXXXXXX_CSMC_2022-NQM6-323 [redacted] [redacted] D A D A A A A A Closed FCRE1201 2022-11-08 16:09 2022-11-18 14:17 Resolved 1 - Information D A Credit Missing Doc Third Party Fraud Report not Provided Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-11/18/2022

Resolved-Received fraud report - Due Diligence Vendor-11/18/2022

Ready for Review-attached OFAC - Due Diligence Vendor-11/17/2022

Open-Missing Third Party Fraud Report - Due Diligence Vendor-11/08/2022		   Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-11/18/2022

 Resolved-Received fraud report - Due Diligence Vendor-11/18/2022

     801760_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 729851
XXXXXXX_CSMC_2022-NQM6-324 [redacted] [redacted] D A A A D A A A Closed finding-3631 2022-11-11 10:40 2022-11-11 15:13 Resolved 1 - Information A A Compliance Points & Fees Reimbursement Amount Validation Test Resolved-COC clears finding - Due Diligence Vendor-11/11/2022

Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-11/11/2022		   Resolved-COC clears finding - Due Diligence Vendor-11/11/2022

       Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA N/A N/A 734118
XXXXXXX_CSMC_2022-NQM6-325 [redacted] [redacted] D A A A D A A A Closed finding-3632 2022-11-11 10:40 2022-11-11 15:13 Resolved 1 - Information A A Compliance Disclosure Consummation or Reimbursement Date Validation Test Resolved-COC clears finding - Due Diligence Vendor-11/11/2022

Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-11/11/2022		   Resolved-COC clears finding - Due Diligence Vendor-11/11/2022

       Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA N/A N/A 734119
XXXXXXX_CSMC_2022-NQM6-326 [redacted] [redacted] D A A A D A A A Closed finding-3634 2022-11-11 10:40 2022-11-11 15:13 Resolved 1 - Information A A Compliance TRID Charges That Cannot Increase Test Resolved-COC clears finding - Due Diligence Vendor-11/11/2022

Open-This loan failed the charges that cannot increase test.  (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $0.25.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). - Due Diligence Vendor-11/11/2022		   Resolved-COC clears finding - Due Diligence Vendor-11/11/2022

       Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA N/A N/A 734120
XXXXXXX_CSMC_2022-NQM6-327 [redacted] [redacted] D A A A D A A A Closed FCOM9967 2022-11-03 13:49 2022-11-11 10:51 Resolved 1 - Information C A Compliance TRID TRID: Loan Estimate Deficiency Resolved-LE provided 11/11/22. - Due Diligence Vendor-11/11/2022

Ready for Review-Attached is the Initial LE - Due Diligence Vendor-11/11/2022

Open-Provide the missing Initial Loan Estimate. - Due Diligence Vendor-11/03/2022		   Resolved-LE provided 11/11/22. - Due Diligence Vendor-11/11/2022

     801068_1.pdf Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA N/A N/A 722841
XXXXXXX_CSMC_2022-NQM6-328 [redacted] [redacted] D A A A D A A A Closed FCOM9970 2022-11-08 08:45 2022-11-11 10:46 Resolved 1 - Information A A Compliance Missing Doc Missing Compliance Documentation Unable to Test Compliance Resolved-SPL provided. - Due Diligence Vendor-11/11/2022

Ready for Review-please see Initial LE and Service Provider list provided. - Due Diligence Vendor-11/11/2022

Open-Missing final TIL and/or other documentation necessary to run Compliance Testing. Initial LE and Service Provider list missing - Due Diligence Vendor-11/08/2022		   Resolved-SPL provided. - Due Diligence Vendor-11/11/2022

       Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA N/A N/A 729045
XXXXXXX_CSMC_2022-NQM6-329 [redacted] [redacted] D A A A D A A A Closed FCOM1797 2022-11-03 13:55 2022-11-11 10:45 Resolved 1 - Information D A Compliance Missing Doc Missing Service Provider List Resolved- - Due Diligence Vendor-11/11/2022

Ready for Review-attached is the Service Provider List - Due Diligence Vendor-11/11/2022

Open-Provide the missing Service Provider List. - Due Diligence Vendor-11/03/2022		         801069_1.pdf Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA N/A N/A 722847
XXXXXXX_CSMC_2022-NQM6-330 [redacted] [redacted] B B B B A A A A Closed FCRE3931 2022-11-07 08:00 2022-11-07 09:43 Waived 2 - Non-Material B B Credit Eligibility Other Credit Finding 1 Waived-Found Athas Exception form in Pg no 4 states "Cash Out exceeds $300,000" - Due Diligence Vendor-11/07/2022   Waived-Found Athas Exception form in Pg no 4 states "Cash Out exceeds $300,000" - Due Diligence Vendor-11/07/2022

   Low LTV 38%, Property owned free and clear (FN), Owned property since 2017 - paid cash $1300,000   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other Originator Pre-Close Yes 726756
XXXXXXX_CSMC_2022-NQM6-331 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-332 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-333 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      
XXXXXXX_CSMC_2022-NQM6-334 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance No Cash Out - Borrower Initiated      
XXXXXXX_CSMC_2022-NQM6-335 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Primary Residence Purchase NA      
XXXXXXX_CSMC_2022-NQM6-336 [redacted] [redacted] A A A A A A A A             A A                   Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors [redacted] [redacted] Second Home Purchase NA      
XXXXXXX_CSMC_2022-NQM6-337 [redacted] [redacted] D A D A A A A A Closed FCRE1180 2022-11-07 05:31 2022-11-11 13:02 Resolved 1 - Information D A Credit Missing Doc HO-6 Insurance Policy is Missing Resolved-HO-6 Insurance Policy is fully present - Due Diligence Vendor-11/11/2022

Resolved-Received HO6 - Due Diligence Vendor-11/11/2022

Ready for Review-Attached is the HO6 Ins. - please review & clear - Due Diligence Vendor-11/11/2022

Open-HO-6 Insurance Policy is Missing in the file - Due Diligence Vendor-11/07/2022		   Resolved-HO-6 Insurance Policy is fully present - Due Diligence Vendor-11/11/2022

 Resolved-Received HO6 - Due Diligence Vendor-11/11/2022

     801091_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance No Cash Out - Borrower Initiated N/A N/A 726540
XXXXXXX_CSMC_2022-NQM6-338 [redacted] [redacted] D A D A A A A A Closed FCRE1500 2022-11-07 05:49 2022-11-11 13:00 Resolved 1 - Information C A Credit Assets Liquid Funds Post-Close is less than $0 Resolved-Liquid Funds Post Close are $76.72 Document received clears finding - Due Diligence Vendor-11/11/2022

Ready for Review-please see uploaded proof of funds to close - Due Diligence Vendor-11/11/2022

Open-Liquid Funds Post Close are less than $0 - Due Diligence Vendor-11/07/2022		   Resolved-Liquid Funds Post Close are $76.72 Document received clears finding - Due Diligence Vendor-11/11/2022

       ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance No Cash Out - Borrower Initiated N/A N/A 726572
XXXXXXX_CSMC_2022-NQM6-339 [redacted] [redacted] D A D A A A A A Closed FCRE1501 2022-11-07 05:49 2022-11-11 13:00 Resolved 1 - Information C A Credit Assets Total Qualified Assets for Reserves Post-Close is less than Total Required Reserve Amount Resolved-Total Qualified Assets for Reserves Post-Close of $76.72 is equal to or greater than Total Required Reserve Amount of $0 - Due Diligence Vendor-11/11/2022

Ready for Review-attached is proof of funds to close - Due Diligence Vendor-11/11/2022

Open-Total Qualified Assets for Reserves Post-Close of $-1023.05 is less than Total Required Reserve Amount of $0 Asset Qualification Does Not Meet Guideline Requirements Total Cash to close amount is $1023.05. and the available assets is $0 there is shortage of $1023.05 Assets - Due Diligence Vendor-11/07/2022		   Resolved-Total Qualified Assets for Reserves Post-Close of $76.72 is equal to or greater than Total Required Reserve Amount of $0 - Due Diligence Vendor-11/11/2022

     801089_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance No Cash Out - Borrower Initiated N/A N/A 726573
XXXXXXX_CSMC_2022-NQM6-340 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance Cash Out - Other      
XXXXXXX_CSMC_2022-NQM6-341 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Refinance No Cash Out - Borrower Initiated      
XXXXXXX_CSMC_2022-NQM6-342 [redacted] [redacted] D A D A A A A A Closed FCRE6019 2022-11-07 08:02 2022-11-11 13:05 Resolved 1 - Information D A Credit Missing Doc Citizenship Documentation Not Provided Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-11/11/2022

Resolved-Received passport - Due Diligence Vendor-11/11/2022

Ready for Review-attached is a copy of borrower's passport - Due Diligence Vendor-11/11/2022

Open-Borrower 1 Citizenship Documentation Is Missing As per 1003, Borrower is NPRA, but have not provided any document for Verification such as DL, EAD, Passport. - Due Diligence Vendor-11/07/2022		   Resolved-Borrower 1 Citizenship Documentation Provided or Not Required - Due Diligence Vendor-11/11/2022

 Resolved-Received passport - Due Diligence Vendor-11/11/2022

     801107_1.pdf ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA N/A N/A 726769
XXXXXXX_CSMC_2022-NQM6-343 [redacted] [redacted] A A A A A A A A             A A                   ATR/QM: Exempt ATR/QM: Exempt [redacted] [redacted] Investment Purchase NA      

 

 

CSMC 2022-NQM6 Trust ABS-15G

Exhibit 99.6

 

 

 

Data Compare Summary (Total)

CSMC_2022-NQM6

Run Date - 12/6/2022 16:30:00 PM

 

Field Label Loans With Discrepancy Total Times Compared % Variance Comments
Borrower First Name 62 262 23.66% Tape value include borrower first and middle name.
Borrower Last Name 92 262 35.11% Tape value included business vested entity name rather than borrowers last name.
Coborrower First Name 16 262 6.11% Tape value include coborrower first and middle name.
Coborrower Last Name 12 262 4.58% Tape value included business vested entity name rather than coborrowers last name.
# of Units 3 262 1.15% We are unable to determine variance in tape dates. In all cases Mission verified # of units from appraisal.
Contract Sales Price 6 140 4.29% We are unable to determine variance in tape dates. In all cases Mission verified sales price from purchase contract.
Debt Service Coverage Ratio 74 262 28.24% All variances were the result of rounding differences or other  variations in debts what was captured from the credit reports. Mission verified all captured DSCR ratios met Guidelines.
Borrower Qualifying FICO 225 262 85.88% All variances were the result of rounding differences or other slight variations in what was captured from the credit reports. Mission verified all captured FICO scores met Guidelines.
Borrower Qualifying DTI 1 262 0.38% All variances were the result of rounding differences or other  variations in what was captured from the credit reports. Mission verified all captured DTI ratios met Guidelines.
Borrower Total Income 0 262 0.00%  
Occupancy 3 262 1.15%  
First Payment Date 256 262 97.71% We are unable to determine variance in tape dates. In all cases Mission verified initial payment date from the Promissory Note.
Primary Appraised Value for LTV 3 262 1.15% We used the ASF designated waterfall which resulted in a tiered waterfall for values. The variances are the result of lower values from either purchase contracts or secondary valuations. on thi sloan the tape data used Appraisal rather than the lower sales price. Mission verified that the lower valuation met guideline requirement.
Note Date 262 262 100.00% We are unable to determine variance in tape dates. In all cases Mission verified Note date from the Promissory Note.
Note Type 0 262 0.00%  
Original Note Interest Rate 0 262 0.00%  
First Interest Rate Change Date 0 262 0.00%  
Original Loan Amount 0 262 0.00%  
Original LTV 3 262 1.15% Mission verified in each case that the lower LTV met guideline requirements or an exception with compensating factors was present.
Original P&I 0 262 0.00%  
Property Type 0 262 0.00%  
Purpose 0 262 0.00%  
Refi Purpose 0 262 0.00%  
Property Street 0 262 0.00%  
Property City 0 262 0.00%  
Property State 0 262 0.00%  
Property Zip 0 262 0.00%  
         
Total