UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F INFORMATION TABLE |
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| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | ||||
| VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY | |||||
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 | 305 | 2,357 | SH | SOLE | 2,357 | 0 | 0 | ||
| ALLSTATE CORP | COM | 020002101 | 255 | 2,010 | SH | SOLE | 2,010 | 0 | 0 | ||
| ALPHABET INC | CAP STK CL A | 02079K305 | 726 | 333 | SH | SOLE | 333 | 0 | 0 | ||
| ALPHABET INC | CAP STK CL C | 02079K107 | 282 | 129 | SH | SOLE | 129 | 0 | 0 | ||
| ALTRIA GROUP INC | COM | 02209S103 | 1,382 | 33,075 | SH | SOLE | 33,075 | 0 | 0 | ||
| AMAZON COM INC | COM | 023135106 | 2,103 | 19,800 | SH | SOLE | 19,800 | 0 | 0 | ||
| AMERICAN EXPRESS CO | COM | 025816109 | 1,832 | 13,215 | SH | SOLE | 13,215 | 0 | 0 | ||
| AMERIPRISE FINL INC | COM | 03076C106 | 295 | 1,242 | SH | SOLE | 1,242 | 0 | 0 | ||
| AMGEN INC | COM | 031162100 | 603 | 2,480 | SH | SOLE | 2,480 | 0 | 0 | ||
| APPLE INC | COM | 037833100 | 5,196 | 38,007 | SH | SOLE | 38,007 | 0 | 0 | ||
| AT&T INC | COM | 00206R102 | 687 | 32,762 | SH | SOLE | 32,762 | 0 | 0 | ||
| BANK NEW YORK MELLON CORP | COM | 064058100 | 278 | 6,666 | SH | SOLE | 6,666 | 0 | 0 | ||
| BARCLAYS BANK PLC | DJUBS CMDT ETN36 | 06738C778 | 234 | 6,728 | SH | SOLE | 6,728 | 0 | 0 | ||
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | 307 | 1,124 | SH | SOLE | 1,124 | 0 | 0 | ||
| BLACKROCK INC | COM | 09247X101 | 437 | 718 | SH | SOLE | 718 | 0 | 0 | ||
| BLACKSTONE INC | COM | 09260D107 | 1,151 | 12,619 | SH | SOLE | 12,619 | 0 | 0 | ||
| BOEING CO | COM | 097023105 | 272 | 1,993 | SH | SOLE | 1,993 | 0 | 0 | ||
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 | 251 | 3,257 | SH | SOLE | 3,257 | 0 | 0 | ||
| CARRIER GLOBAL CORPORATION | COM | 14448C104 | 254 | 7,131 | SH | SOLE | 7,131 | 0 | 0 | ||
| CATERPILLAR INC | COM | 149123101 | 370 | 2,070 | SH | SOLE | 2,070 | 0 | 0 | ||
| CHEVRON CORP NEW | COM | 166764100 | 1,541 | 10,643 | SH | SOLE | 10,643 | 0 | 0 | ||
| CISCO SYS INC | COM | 17275R102 | 786 | 18,440 | SH | SOLE | 18,440 | 0 | 0 | ||
| CLOROX CO DEL | COM | 189054109 | 535 | 3,792 | SH | SOLE | 3,792 | 0 | 0 | ||
| COMCAST CORP NEW | CL A | 20030N101 | 292 | 7,446 | SH | SOLE | 7,446 | 0 | 0 | ||
| COSTCO WHSL CORP NEW | COM | 22160K105 | 601 | 1,254 | SH | SOLE | 1,254 | 0 | 0 | ||
| DISNEY WALT CO | COM | 254687106 | 222 | 2,349 | SH | SOLE | 2,349 | 0 | 0 | ||
| EXXON MOBIL CORP | COM | 30231G102 | 3,742 | 43,690 | SH | SOLE | 43,690 | 0 | 0 | ||
| FLEXSHARES TR | MORNSTAR UPSTR | 33939L407 | 6,243 | 157,385 | SH | SOLE | 157,385 | 0 | 0 | ||
| GENERAL MLS INC | COM | 370334104 | 1,170 | 15,501 | SH | SOLE | 15,501 | 0 | 0 | ||
| GSK PLC | SPONSORED ADR | 37733W105 | 680 | 15,621 | SH | SOLE | 15,621 | 0 | 0 | ||
| HOME DEPOT INC | COM | 437076102 | 800 | 2,917 | SH | SOLE | 2,917 | 0 | 0 | ||
| HP INC | COM | 40434L105 | 298 | 9,084 | SH | SOLE | 9,084 | 0 | 0 | ||
| INTEL CORP | COM | 458140100 | 720 | 19,234 | SH | SOLE | 19,234 | 0 | 0 | ||
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | 1,085 | 7,687 | SH | SOLE | 7,687 | 0 | 0 | ||
| INVESCO ACTVELY MNGD ETC FD | OPTIMUM YIELD | 46090F100 | 7,262 | 402,528 | SH | SOLE | 402,528 | 0 | 0 | ||
| INVESCO EXCH TRADED FD TR II | PFD ETF | 46138E511 | 5,679 | 460,201 | SH | SOLE | 460,201 | 0 | 0 | ||
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | 930 | 3,318 | SH | SOLE | 3,318 | 0 | 0 | ||
| ISHARES TR | 1 3 YR TREAS BD | 464287457 | 16,231 | 196,049 | SH | SOLE | 196,049 | 0 | 0 | ||
| ISHARES TR | CALIF MUN BD ETF | 464288356 | 1,150 | 20,374 | SH | SOLE | 20,374 | 0 | 0 | ||
| ISHARES TR | CORE S&P SCP ETF | 464287804 | 847 | 9,163 | SH | SOLE | 9,163 | 0 | 0 | ||
| ISHARES TR | CORE S&P500 ETF | 464287200 | 2,168 | 5,718 | SH | SOLE | 5,718 | 0 | 0 | ||
| ISHARES TR | CORE US AGGBD ET | 464287226 | 21,827 | 214,668 | SH | SOLE | 214,668 | 0 | 0 | ||
| ISHARES TR | ISHS 1-5YR INVS | 464288646 | 502 | 9,934 | SH | SOLE | 9,934 | 0 | 0 | ||
| ISHARES TR | MSCI EAFE ETF | 464287465 | 496 | 7,945 | SH | SOLE | 7,945 | 0 | 0 | ||
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 | 367 | 5,800 | SH | SOLE | 5,800 | 0 | 0 | ||
| ISHARES TR | MSCI EMG MKT ETF | 464287234 | 621 | 15,477 | SH | SOLE | 15,477 | 0 | 0 | ||
| ISHARES TR | PFD AND INCM SEC | 464288687 | 6,450 | 196,178 | SH | SOLE | 196,178 | 0 | 0 | ||
| ISHARES TR | RUS 1000 ETF | 464287622 | 239 | 1,150 | SH | SOLE | 1,150 | 0 | 0 | ||
| ISHARES TR | RUS 1000 GRW ETF | 464287614 | 1,619 | 7,404 | SH | SOLE | 7,404 | 0 | 0 | ||
| ISHARES TR | RUS 1000 VAL ETF | 464287598 | 5,345 | 36,873 | SH | SOLE | 36,873 | 0 | 0 | ||
| ISHARES TR | RUSSELL 2000 ETF | 464287655 | 10,123 | 59,770 | SH | SOLE | 59,770 | 0 | 0 | ||
| JOBY AVIATION INC | COMMON STOCK | G65163100 | 54 | 10,980 | SH | SOLE | 10,980 | 0 | 0 | ||
| JOHNSON & JOHNSON | COM | 478160104 | 1,605 | 9,042 | SH | SOLE | 9,042 | 0 | 0 | ||
| JPMORGAN CHASE & CO | COM | 46625H100 | 1,029 | 9,141 | SH | SOLE | 9,141 | 0 | 0 | ||
| KIMBERLY-CLARK CORP | COM | 494368103 | 699 | 5,175 | SH | SOLE | 5,175 | 0 | 0 | ||
| KRAFT HEINZ CO | COM | 500754106 | 299 | 7,835 | SH | SOLE | 7,835 | 0 | 0 | ||
| LILLY ELI & CO | COM | 532457108 | 220 | 679 | SH | SOLE | 679 | 0 | 0 | ||
| MERCK & CO INC | COM | 58933Y105 | 315 | 3,455 | SH | SOLE | 3,455 | 0 | 0 | ||
| MICROSOFT CORP | COM | 594918104 | 2,216 | 8,629 | SH | SOLE | 8,629 | 0 | 0 | ||
| MONDELEZ INTL INC | CL A | 609207105 | 1,542 | 24,841 | SH | SOLE | 24,841 | 0 | 0 | ||
| MYRIAD GENETICS INC | COM | 62855J104 | 188 | 10,357 | SH | SOLE | 10,357 | 0 | 0 | ||
| NORFOLK SOUTHN CORP | COM | 655844108 | 1,286 | 5,659 | SH | SOLE | 5,659 | 0 | 0 | ||
| ONCTERNAL THERAPEUTICS INC | COM | 68236P107 | 11 | 10,000 | SH | SOLE | 10,000 | 0 | 0 | ||
| OTIS WORLDWIDE CORP | COM | 68902V107 | 289 | 4,086 | SH | SOLE | 4,086 | 0 | 0 | ||
| PEPSICO INC | COM | 713448108 | 323 | 1,939 | SH | SOLE | 1,939 | 0 | 0 | ||
| PFIZER INC | COM | 717081103 | 1,595 | 30,425 | SH | SOLE | 30,425 | 0 | 0 | ||
| PHILIP MORRIS INTL INC | COM | 718172109 | 1,999 | 20,245 | SH | SOLE | 20,245 | 0 | 0 | ||
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 | 299 | 3,013 | SH | SOLE | 3,013 | 0 | 0 | ||
| PROCTER AND GAMBLE CO | COM | 742718109 | 7,465 | 51,916 | SH | SOLE | 51,916 | 0 | 0 | ||
| QUALCOMM INC | COM | 747525103 | 575 | 4,499 | SH | SOLE | 4,499 | 0 | 0 | ||
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 | 875 | 9,109 | SH | SOLE | 9,109 | 0 | 0 | ||
| ROCKWELL AUTOMATION INC | COM | 773903109 | 242 | 1,213 | SH | SOLE | 1,213 | 0 | 0 | ||
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 | 14,345 | 456,129 | SH | SOLE | 456,129 | 0 | 0 | ||
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 | 29,303 | 595,719 | SH | SOLE | 595,719 | 0 | 0 | ||
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 | 9,878 | 158,245 | SH | SOLE | 158,245 | 0 | 0 | ||
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 | 1,315 | 18,391 | SH | SOLE | 18,391 | 0 | 0 | ||
| SOUTHERN CO | COM | 842587107 | 753 | 10,555 | SH | SOLE | 10,555 | 0 | 0 | ||
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 | 327 | 1,062 | SH | SOLE | 1,062 | 0 | 0 | ||
| SPDR GOLD TR | GOLD SHS | 78463V107 | 286 | 1,695 | SH | SOLE | 1,695 | 0 | 0 | ||
| SPDR INDEX SHS FDS | S&P INTL ETF | 78463X772 | 203 | 5,904 | SH | SOLE | 5,904 | 0 | 0 | ||
| SPDR S&P 500 ETF TR | TR UNIT | 78462F103 | 30,212 | 80,086 | SH | SOLE | 80,086 | 0 | 0 | ||
| SPDR SER TR | BLOOMBERG 1-3 MO | 78468R663 | 1,666 | 18,208 | SH | SOLE | 18,208 | 0 | 0 | ||
| SPDR SER TR | NUVEEN BLMBRG SH | 78468R739 | 590 | 12,475 | SH | SOLE | 12,475 | 0 | 0 | ||
| SPDR SER TR | PORTFOLIO AGRGTE | 78464A649 | 329 | 12,471 | SH | SOLE | 12,471 | 0 | 0 | ||
| SPDR SER TR | PRTFLO S&P500 HI | 78468R788 | 960 | 24,044 | SH | SOLE | 24,044 | 0 | 0 | ||
| SPDR SER TR | S&P DIVID ETF | 78464A763 | 476 | 4,010 | SH | SOLE | 4,010 | 0 | 0 | ||
| SUMMIT ST BK SANTA ROSA CALI | COM | 866264203 | 1,309 | 85,982 | SH | SOLE | 85,982 | 0 | 0 | ||
| UMPQUA HLDGS CORP | COM | 904214103 | 601 | 35,814 | SH | SOLE | 35,814 | 0 | 0 | ||
| UNILEVER PLC | SPON ADR NEW | 904767704 | 426 | 9,290 | SH | SOLE | 9,290 | 0 | 0 | ||
| UNITED PARCEL SERVICE INC | CL B | 911312106 | 544 | 2,979 | SH | SOLE | 2,979 | 0 | 0 | ||
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 | 10,383 | 46,582 | SH | SOLE | 46,582 | 0 | 0 | ||
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 | 347 | 1,763 | SH | SOLE | 1,763 | 0 | 0 | ||
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | 1,001 | 5,683 | SH | SOLE | 5,683 | 0 | 0 | ||
| VANGUARD INDEX FDS | VALUE ETF | 922908744 | 3,871 | 29,351 | SH | SOLE | 29,351 | 0 | 0 | ||
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 | 4,856 | 97,201 | SH | SOLE | 97,201 | 0 | 0 | ||
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | 895 | 21,499 | SH | SOLE | 21,499 | 0 | 0 | ||
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 | 29,653 | 503,784 | SH | SOLE | 503,784 | 0 | 0 | ||
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 | 344 | 4,513 | SH | SOLE | 4,513 | 0 | 0 | ||
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | 610 | 11,823 | SH | SOLE | 11,823 | 0 | 0 | ||
| VANGUARD WORLD FDS | FINANCIALS ETF | 92204A405 | 254 | 3,292 | SH | SOLE | 3,292 | 0 | 0 | ||
| VERIZON COMMUNICATIONS INC | COM | 92343V104 | 948 | 18,689 | SH | SOLE | 18,689 | 0 | 0 | ||
| VISA INC | COM CL A | 92826C839 | 638 | 3,238 | SH | SOLE | 3,238 | 0 | 0 | ||
| WASTE MGMT INC DEL | COM | 94106L109 | 341 | 2,231 | SH | SOLE | 2,231 | 0 | 0 | ||
| WELLS FARGO CO NEW | COM | 949746101 | 926 | 23,640 | SH | SOLE | 23,640 | 0 | 0 | ||
| WISDOMTREE TR | US AI ENHANCED | 97717W406 | 1,461 | 16,467 | SH | SOLE | 16,467 | 0 | 0 | ||
| WISDOMTREE TR | US LARGECAP DIVD | 97717W307 | 8,119 | 137,377 | SH | SOLE | 137,377 | 0 | 0 | ||