UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
Report for the Calendar Year or Quarter Ended:
09-30-2022
Check here if Amendment: ☐ Amendment Number:
This Amendment (Check only one.):☐ is a restatement.
☐ adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:
TNF LLC
Address:
3178 GABEL ROAD
BILLINGS, MT 59102
Form 13F File Number:
028-21433

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.


Person Signing this Report on Behalf of Reporting Manager:
Name:
Ryan Wittman
Title:
Managing Partner
Phone:
4062945000


Signature, Place, and Date of Signing:

Ryan Witmann
                         [Signature]
Billings, UNITED STATES
                 [City, State]
10-11-2022
                           [Date]
                          

Report Type (Check only one.):

☒ 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) 

☐ 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) 

☐ 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
0
Form 13F Information table Entry Total:
103
Form 13F Information table Value Total:
195563
          (thousands)

Confidential information has been omitted from the public Form 13F report and filed separately with the Commission.

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]

  
NONE


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
ABBVIE INCCOM00287Y1092992,163SHSOLE0 0 0 2,163
AMAZON COM INCCOM0231351065985,258SHSOLE0 0 0 5,258
AMERICAN EXPRESS COCOM0258161094923,575SHSOLE0 0 0 3,575
AMGEN INCCOM0311621003811,643SHSOLE0 0 0 1,643
ANALOG DEVICES INCCOM0326541052511,780SHSOLE0 0 0 1,780
APPLE INCCOM0378331002,67519,048SHSOLE0 0 0 19,048
BLACKROCK CORPOR HI YLD FD ICOM09255P10719322,948SHSOLE0 0 0 22,948
BLACKROCK CORPOR HI YLD FD IRIGHT 10/13/202209255L114 0 22,948SHSOLE0 0 0 22,948
BRISTOL-MYERS SQUIBB COCOM1101221082183,184SHSOLE0 0 0 3,184
BROADCOM INCCOM11135F101215492SHSOLE0 0 0 492
CALAMOS CONV & HIGH INCOME FCOM SHS12811P10852548,929SHSOLE0 0 0 48,929
CHEVRON CORP NEWCOM1667641004332,754SHSOLE0 0 0 2,754
CONOCOPHILLIPSCOM20825C1043232,763SHSOLE0 0 0 2,763
DEERE & COCOM244199105325903SHSOLE0 0 0 903
DIMENSIONAL ETF TRUSTUS MKTWIDE VALUE25434V7242969,721SHSOLE0 0 0 9,721
EAGLE BANCORP MONT INCCOM26942G10058331,329SHSOLE0 0 0 31,329
EXXON MOBIL CORPCOM30231G1022,61726,481SHSOLE0 0 0 26,481
FIDELITY COVINGTON TRUSTMSCI INFO TECH I3160928082452,696SHSOLE0 0 0 2,696
FIRST INTST BANCSYSTEM INCCOM CL A32055Y2011,02124,372SHSOLE0 0 0 24,372
FIRST TR EXCHANGE-TRADED FDCAP STRENGTH ETF33733E1043254,822SHSOLE0 0 0 4,822
FORD MTR CO DELCOM34537086017014,941SHSOLE0 0 0 14,941
HOME DEPOT INCCOM4370761027652,707SHSOLE0 0 0 2,707
INVESCO EXCH TRADED FD TR IIS&P EMRNG MKTS46138E2971,93291,802SHSOLE0 0 0 91,802
INVESCO EXCHANGE TRADED FD TDYNMC LRG VALU46137V7382686,322SHSOLE0 0 0 6,322
INVESCO EXCHANGE TRADED FD TS&P MDCP MOMNTUM46137V4644305,924SHSOLE0 0 0 5,924
INVESCO EXCHANGE TRADED FD TZACKS MID CAP46137Y4013494,320SHSOLE0 0 0 4,320
INVESCO EXCHANGE TRADED FD THIG YLD EQ DIV46137V56335118,610SHSOLE0 0 0 18,610
INVESCO MUN OPPORTUNITY TRCOM46132C1079410,276SHSOLE0 0 0 10,276
INVESCO QQQ TRUNIT SER 146090E1031,9647,372SHSOLE0 0 0 7,372
ISHARES INCCORE MSCI EMKT46434G1032185,032SHSOLE0 0 0 5,032
ISHARES INCESG AWR MSCI EM46434G8631,17542,237SHSOLE0 0 0 42,237
ISHARES INCMSCI EMERG MRKT4642865333,05360,253SHSOLE0 0 0 60,253
ISHARES TRCORE S&P SCP ETF4642878044,22047,173SHSOLE0 0 0 47,173
ISHARES TRUS TREAS BD ETF46429B26717,261765,433SHSOLE0 0 0 765,433
ISHARES TRCORE MSCI TOTAL46432F8344608,954SHSOLE0 0 0 8,954
ISHARES TRCORE TOTAL USD46434V61314,193322,197SHSOLE0 0 0 322,197
ISHARES TRSP SMCP600VL ETF4642878792312,718SHSOLE0 0 0 2,718
ISHARES TRU.S. MED DVC ETF4642888104359,107SHSOLE0 0 0 9,107
ISHARES TRU.S. ENERGY ETF46428779653012,251SHSOLE0 0 0 12,251
ISHARES TRJPMORGAN USD EMG4642882813314,196SHSOLE0 0 0 4,196
ISHARES TRMSCI USA VALUE46432F38895011,379SHSOLE0 0 0 11,379
ISHARES TRSELECT DIVID ETF4642871684223,892SHSOLE0 0 0 3,892
ISHARES TRMORNINGSTAR GRWT4642871193316,875SHSOLE0 0 0 6,875
ISHARES TRSHRT NAT MUN ETF4642881587297,078SHSOLE0 0 0 7,078
ISHARES TRTIPS BD ETF4642871763,14329,962SHSOLE0 0 0 29,962
ISHARES TRNATIONAL MUN ETF4642884145,11949,560SHSOLE0 0 0 49,560
ISHARES TR10-20 YR TRS ETF4642886532,29321,563SHSOLE0 0 0 21,563
ISHARES TRMSCI USA MIN VOL46429B6972,39836,188SHSOLE0 0 0 36,188
ISHARES TR7-10 YR TRSY BD4642874402022,132SHSOLE0 0 0 2,132
ISHARES TRIBOXX INV CP ETF4642872427737,612SHSOLE0 0 0 7,612
ISHARES TRCONV BD ETF46435G1021,36319,477SHSOLE0 0 0 19,477
ISHARES TRESG AWR MSCI USA46435G42524,004300,165SHSOLE0 0 0 300,165
ISHARES TRCORE US AGGBD ET4642872266586,898SHSOLE0 0 0 6,898
ISHARES TRS&P MC 400GR ETF4642876063695,684SHSOLE0 0 0 5,684
ISHARES TRCORE S&P MCP ETF4642875078243,657SHSOLE0 0 0 3,657
ISHARES TRRUS TP200 GR ETF4642894387726,467SHSOLE0 0 0 6,467
ISHARES TRCORE HIGH DV ETF46429B6632,72128,965SHSOLE0 0 0 28,965
ISHARES TRUS INFRASTRUC46435U71387726,660SHSOLE0 0 0 26,660
ISHARES TRGLOBAL TECH ETF46428729154112,763SHSOLE0 0 0 12,763
ISHARES TREAFE GRWTH ETF4642888858,432115,173SHSOLE0 0 0 115,173
ISHARES TR0-5YR HI YL CP46434V4073398,518SHSOLE0 0 0 8,518
ISHARES TRRUS MD CP GR ETF4642874813394,261SHSOLE0 0 0 4,261
ISHARES TRCORE S&P500 ETF46428720026,22472,518SHSOLE0 0 0 72,518
ISHARES TRFALN ANGLS USD46435G4742,26895,560SHSOLE0 0 0 95,560
ISHARES TRMBS ETF4642885882,41126,526SHSOLE0 0 0 26,526
ISHARES TRMSCI EAFE ETF46428746572712,865SHSOLE0 0 0 12,865
ISHARES TR20 YR TR BD ETF4642874324184,203SHSOLE0 0 0 4,203
ISHARES TRISHS 1-5YR INVS46428864664113,057SHSOLE0 0 0 13,057
ISHARES TREAFE VALUE ETF4642888778,545218,324SHSOLE0 0 0 218,324
ISHARES TRCORE MSCI EAFE46432F8422504,710SHSOLE0 0 0 4,710
ISHARES TRRUSSELL 2000 ETF4642876553281,958SHSOLE0 0 0 1,958
ISHARES U S ETF TRGSCI CMDTY STGY46431W8531,86448,252SHSOLE0 0 0 48,252
JPMORGAN CHASE & COCOM46625H1002222,118SHSOLE0 0 0 2,118
MERCK & CO INCCOM58933Y1054,32247,765SHSOLE0 0 0 47,765
MICROSOFT CORPCOM5949181044281,866SHSOLE0 0 0 1,866
NEXTERA ENERGY INCCOM65339F1012032,649SHSOLE0 0 0 2,649
NORTHROP GRUMMAN CORPCOM666807102262521SHSOLE0 0 0 521
PIMCO INCOME STRATEGY FD IICOM72201J10427138,786SHSOLE0 0 0 38,786
PIONEER MUNICIPAL HIGH INCOMCOM72376210029337,671SHSOLE0 0 0 37,671
PPG INDS INCCOM6935061075575,026SHSOLE0 0 0 5,026
PUBLIC STORAGECOM74460D1093711,289SHSOLE0 0 0 1,289
SABRA HEALTH CARE REIT INCCOM78573L10616013,086SHSOLE0 0 0 13,086
SCHWAB STRATEGIC TR5 10YR CORP BD8085246984149,919SHSOLE0 0 0 9,919
SCHWAB STRATEGIC TRUS AGGREGATE B8085248395,294117,969SHSOLE0 0 0 117,969
SCHWAB STRATEGIC TRUS TIPS ETF8085248702,17942,111SHSOLE0 0 0 42,111
SCHWAB STRATEGIC TR1 5YR CORP BD8085247142535,473SHSOLE0 0 0 5,473
SELECT SECTOR SPDR TRENERGY81369Y5062703,367SHSOLE0 0 0 3,367
SELECT SECTOR SPDR TRFINANCIAL81369Y6052498,101SHSOLE0 0 0 8,101
SELECT SECTOR SPDR TRSBI HEALTHCARE81369Y2094443,641SHSOLE0 0 0 3,641
SPDR DOW JONES INDL AVERAGEUT SER 178467X1093731,279SHSOLE0 0 0 1,279
SPDR GOLD TRGOLD SHS78463V1072081,341SHSOLE0 0 0 1,341
SPDR S&P 500 ETF TRTR UNIT78462F1031,8995,274SHSOLE0 0 0 5,274
SPDR SER TRPORTFOLIO S&P50078464A85412,337291,458SHSOLE0 0 0 291,458
STAG INDL INCCOM85254J10228610,652SHSOLE0 0 0 10,652
UNITED PARCEL SERVICE INCCL B9113121063021,890SHSOLE0 0 0 1,890
VANGUARD INDEX FDSSM CP VAL ETF9229086112031,372SHSOLE0 0 0 1,372
VANGUARD INDEX FDSMID CAP ETF9229086293852,021SHSOLE0 0 0 2,021
VANGUARD WHITEHALL FDSHIGH DIV YLD9219464063253,366SHSOLE0 0 0 3,366
VANGUARD WORLD FDSINF TECH ETF92204A7023261,063SHSOLE0 0 0 1,063
VIRTUS CONVERTIBLE & INCOMECOM92838X1026620,167SHSOLE0 0 0 20,167
WISDOMTREE TRINTL EQUITY FD97717W7032496,160SHSOLE0 0 0 6,160
WISDOMTREE TRUS MIDCAP FUND97717W5703367,375SHSOLE0 0 0 7,375
WISDOMTREE TRUS MIDCAP DIVID97717W5053569,179SHSOLE0 0 0 9,179