UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
Report for the Calendar Year or Quarter Ended:
09-30-2024
Check here if Amendment: ☐ Amendment Number:
This Amendment (Check only one.):☐ is a restatement.
☐ adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:
Harbor Group, Inc.
Address:
331 SOUTH RIVER ROAD
BEDFORD, NH 03110
Form 13F File Number:
028-20446

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.


Person Signing this Report on Behalf of Reporting Manager:
Name:
Christopher MacBean
Title:
Chief Compliance Officer
Phone:
603-668-0634


Signature, Place, and Date of Signing:

/s/Christopher MacBean
                         [Signature]
Bedford, NEW HAMPSHIRE
                 [City, State]
10-08-2024
                           [Date]
                          

Report Type (Check only one.):

☒ 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) 

☐ 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) 

☐ 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
0
Form 13F Information table Entry Total:
90
Form 13F Information table Value Total:
432931771
          (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]

  
NONE


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
ABBVIE INCCOM00287Y109304,1191,540SHSOLE 0 0 1,540
ADVANCED MICRO DEVICES INCCOM007903107487,1542,969SHSOLE 0 0 2,969
AMAZON COM INCCOM023135106361,4491,940SHSOLE 0 0 1,940
AMERICAN CENTY ETF TRUS SML CP VALU0250728779,135,48195,211SHSOLE 0 0 95,211
AMERICAN EXPRESS COCOM025816109259,274956SHSOLE 0 0 956
ANALOG DEVICES INCCOM0326541051,126,5554,894SHSOLE 0 0 4,894
APPLE INCCOM0378331002,184,8019,377SHSOLE 0 0 9,377
AT&T INCCOM00206R102505,17122,962SHSOLE 0 0 22,962
BERKSHIRE HATHAWAY INC DELCL B NEW084670702966,5462,100SHSOLE 0 0 2,100
BNY MELLON ETF TRUSTCONCENTRATED INT09661T83435,235,865656,914SHSOLE295 0 656,619
CATERPILLAR INCCOM1491231011,938,3914,956SHSOLE 0 0 4,956
COCA COLA COCOM191216100293,9794,091SHSOLE 0 0 4,091
COSTCO WHSL CORP NEWCOM22160K105366,133413SHSOLE 0 0 413
CSX CORPCOM126408103627,60218,176SHSOLE 0 0 18,176
DIMENSIONAL ETF TRUSTUS CORE EQUITY 225434V708504,62314,716SHSOLE 0 0 14,716
DIMENSIONAL ETF TRUSTUS TARGETED VLU25434V609247,5034,449SHSOLE 0 0 4,449
DIMENSIONAL ETF TRUSTWORLD EX US CORE25434V8803,205,312118,671SHSOLE 0 0 118,671
ECOLAB INCCOM278865100283,1611,109SHSOLE 0 0 1,109
ELEVANCE HEALTH INCCOM036752103411,840792SHSOLE 0 0 792
ELI LILLY & COCOM532457108221,550250SHSOLE 0 0 250
EXXON MOBIL CORPCOM30231G102544,6884,647SHSOLE 0 0 4,647
FIDELITY COVINGTON TRUSTENHANCED LARGE31609A107273,2978,827SHSOLE 0 0 8,827
FIDELITY MERRIMACK STR TRTOTAL BD ETF31618830941,286,346883,319SHSOLE 0 0 883,319
FRANKLIN TEMPLETON ETF TRUS MID CP MLTFCT35473P8848,503,918152,674SHSOLE 0 0 152,674
GE AEROSPACECOM NEW369604301598,4063,173SHSOLE 0 0 3,173
HOME DEPOT INCCOM437076102245,981607SHSOLE 0 0 607
INTUITCOM461202103825,3091,329SHSOLE 0 0 1,329
INVESCO EXCHANGE TRADED FD TS&P MIDCAP 40046137V225207,9851,776SHSOLE 0 0 1,776
INVESCO EXCHANGE TRADED FD TS&P500 EQL WGT46137V357228,4301,275SHSOLE 0 0 1,275
INVESCO QQQ TRUNIT SER 146090E103920,3681,886SHSOLE 0 0 1,886
ISHARES TRCORE MSCI EAFE46432F842771,3599,883SHSOLE 0 0 9,883
ISHARES TRCORE S&P MCP ETF46428750734,500,884553,609SHSOLE 0 0 553,609
ISHARES TRCORE S&P SCP ETF46428780424,863,296212,579SHSOLE 0 0 212,579
ISHARES TRCORE S&P TTL STK464287150525,6514,184SHSOLE 0 0 4,184
ISHARES TRCORE S&P500 ETF46428720014,920,56925,867SHSOLE 0 0 25,867
ISHARES TRCORE TOTAL USD46434V613630,39213,378SHSOLE 0 0 13,378
ISHARES TREAFE GRWTH ETF4642888854,487,93441,690SHSOLE 0 0 41,690
ISHARES TREAFE SML CP ETF4642882731,058,08315,629SHSOLE 0 0 15,629
ISHARES TREAFE VALUE ETF4642888773,302,28057,401SHSOLE 0 0 57,401
ISHARES TRESG AW MSCI EAFE46435G516206,3082,451SHSOLE 0 0 2,451
ISHARES TRESG AWARE MSCI46435U663398,1199,520SHSOLE 0 0 9,520
ISHARES TRGLOBAL REIT ETF46434V6471,256,33847,071SHSOLE 0 0 47,071
ISHARES TRGRWT ALLOCAT ETF4642898671,655,40227,944SHSOLE 0 0 27,944
ISHARES TRMSCI EMG MKT ETF464287234469,69810,242SHSOLE 0 0 10,242
ISHARES TRMSCI USA ESG SLC464288802405,1513,366SHSOLE 0 0 3,366
ISHARES TRNATIONAL MUN ETF4642884149,259,66685,240SHSOLE 0 0 85,240
ISHARES TRRUS 1000 ETF464287622620,2601,973SHSOLE 0 0 1,973
ISHARES TRRUS 1000 GRW ETF464287614466,0281,241SHSOLE 0 0 1,241
ISHARES TRS&P 500 GRWT ETF464287309252,5292,637SHSOLE 0 0 2,637
ISHARES TRSHRT NAT MUN ETF464288158289,8322,729SHSOLE 0 0 2,729
J P MORGAN EXCHANGE TRADED FCORE PLUS BD ETF46641Q67041,375,917857,710SHSOLE 0 0 857,710
J P MORGAN EXCHANGE TRADED FULTRA SHT MUNCPL46641Q654262,2915,149SHSOLE 0 0 5,149
JOHNSON & JOHNSONCOM478160104270,7991,671SHSOLE 0 0 1,671
JPMORGAN CHASE & CO.COM46625H100840,6993,987SHSOLE 0 0 3,987
LOCKHEED MARTIN CORPCOM539830109436,600747SHSOLE 0 0 747
MASTERCARD INCORPORATEDCL A57636Q104385,658781SHSOLE 0 0 781
MICROSOFT CORPCOM594918104797,5801,854SHSOLE 0 0 1,854
NVIDIA CORPORATIONCOM67066G104282,8342,329SHSOLE 0 0 2,329
PUTNAM ETF TRUSTFOCUSED LAR CAP7467293007,172,189189,040SHSOLE 0 0 189,040
RTX CORPORATIONCOM75513E101557,8114,604SHSOLE 0 0 4,604
SCHWAB CHARLES FAMILY FDAMT TAX FREE MNY80851553017,46317,463SHSOLE 0 0 17,463
SCHWAB STRATEGIC TRFUNDAMENTAL US L8085247711,559,49221,732SHSOLE 0 0 21,732
SCHWAB STRATEGIC TRUS LCAP GR ETF80852430021,564,954206,997SHSOLE 0 0 206,997
SCHWAB STRATEGIC TRUS LCAP VA ETF8085244099,059,375112,721SHSOLE 0 0 112,721
SCHWAB STRATEGIC TRUS LRG CAP ETF8085242016,699,68898,743SHSOLE 0 0 98,743
SCHWAB STRATEGIC TRUS MID-CAP ETF80852450813,626,851164,001SHSOLE 0 0 164,001
SCHWAB STRATEGIC TRUS SML CAP ETF8085246072,929,43256,882SHSOLE 0 0 56,882
SELECT SECTOR SPDR TRTECHNOLOGY81369Y803227,9001,009SHSOLE 0 0 1,009
SPDR DOW JONES INDL AVERAGEUT SER 178467X109251,786595SHSOLE 0 0 595
SPDR S&P 500 ETF TRTR UNIT78462F103667,9261,164SHSOLE 0 0 1,164
SPDR SER TRNUVEEN BLOOMBERG78464A2843,799,011144,614SHSOLE 0 0 144,614
SPDR SER TRPRTFLO S&P500 GW78464A40916,113,588194,280SHSOLE 0 0 194,280
SPDR SER TRPRTFLO S&P500 VL78464A50822,933,187433,848SHSOLE 0 0 433,848
SPRINKLR INCCL A85208T10784,06410,875SHSOLE 0 0 10,875
SSGA ACTIVE ETF TRMULT ASS RLRTN78467V1038,631,785300,340SHSOLE 0 0 300,340
T ROWE PRICE ETF INCPRICE BLUE CHIP87283Q10714,717,704371,284SHSOLE 0 0 371,284
TEXAS CAP TEX EQUITY INDEX EGOVT MONEY MKT88224A50824,77524,775SHSOLE 0 0 24,775
TEXAS INSTRS INCCOM882508104312,7471,514SHSOLE 0 0 1,514
UNDER ARMOUR INCCL A904311107473,02021,307SHCallSOLE 0 0 21,307
UNITEDHEALTH GROUP INCCOM91324P102233,428399SHSOLE 0 0 399
VANECK ETF TRUSTMRNGSTR WDE MOAT92189F64335,721,262368,450SHSOLE 0 0 368,450
VANGUARD INDEX FDSGROWTH ETF9229087361,332,2423,470SHSOLE 0 0 3,470
VANGUARD INDEX FDSMID CAP ETF9229086291,851,4667,018SHSOLE 0 0 7,018
VANGUARD INDEX FDSS&P 500 ETF SHS922908363556,9811,056SHSOLE 0 0 1,056
VANGUARD INDEX FDSSMALL CP ETF9229087511,735,6667,317SHSOLE 0 0 7,317
VANGUARD INDEX FDSTOTAL STK MKT922908769859,1963,034SHSOLE 0 0 3,034
VANGUARD INDEX FDSVALUE ETF922908744302,2811,732SHSOLE 0 0 1,732
VANGUARD TAX-MANAGED FDSVAN FTSE DEV MKT921943858282,5865,351SHSOLE 0 0 5,351
VERIZON COMMUNICATIONS INCCOM92343V104354,4637,893SHSOLE 0 0 7,893
VISA INCCOM CL A92826C839984,0583,579SHSOLE 0 0 3,579