UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F INFORMATION TABLE |
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| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | ||||
| VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY | |||||
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 | 351 | 2,357 | SH | SOLE | 2,357 | 0 | 0 | ||
| ALLSTATE CORP | COM | 020002101 | 278 | 2,010 | SH | SOLE | 2,010 | 0 | 0 | ||
| ALPHABET INC | CAP STK CL A | 02079K305 | 832 | 299 | SH | SOLE | 299 | 0 | 0 | ||
| ALPHABET INC | CAP STK CL C | 02079K107 | 360 | 129 | SH | SOLE | 129 | 0 | 0 | ||
| ALTRIA GROUP INC | COM | 02209S103 | 1,728 | 33,075 | SH | SOLE | 33,075 | 0 | 0 | ||
| AMAZON COM INC | COM | 023135106 | 3,191 | 979 | SH | SOLE | 979 | 0 | 0 | ||
| AMERICAN EXPRESS CO | COM | 025816109 | 2,471 | 13,215 | SH | SOLE | 13,215 | 0 | 0 | ||
| AMERIPRISE FINL INC | COM | 03076C106 | 373 | 1,242 | SH | SOLE | 1,242 | 0 | 0 | ||
| AMGEN INC | COM | 031162100 | 573 | 2,371 | SH | SOLE | 2,371 | 0 | 0 | ||
| APPLE INC | COM | 037833100 | 6,595 | 37,773 | SH | SOLE | 37,773 | 0 | 0 | ||
| AT&T INC | COM | 00206R102 | 601 | 25,425 | SH | SOLE | 25,425 | 0 | 0 | ||
| BANK NEW YORK MELLON CORP | COM | 064058100 | 331 | 6,661 | SH | SOLE | 6,661 | 0 | 0 | ||
| BARCLAYS BANK PLC | DJUBS CMDT ETN36 | 06738C778 | 314 | 8,496 | SH | SOLE | 8,496 | 0 | 0 | ||
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | 397 | 1,124 | SH | SOLE | 1,124 | 0 | 0 | ||
| BLACKROCK INC | COM | 09247X101 | 486 | 636 | SH | SOLE | 636 | 0 | 0 | ||
| BLACKSTONE INC | COM | 09260D107 | 1,529 | 12,043 | SH | SOLE | 12,043 | 0 | 0 | ||
| BOEING CO | COM | 097023105 | 377 | 1,968 | SH | SOLE | 1,968 | 0 | 0 | ||
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 | 238 | 3,257 | SH | SOLE | 3,257 | 0 | 0 | ||
| CARRIER GLOBAL CORPORATION | COM | 14448C104 | 327 | 7,131 | SH | SOLE | 7,131 | 0 | 0 | ||
| CATERPILLAR INC | COM | 149123101 | 461 | 2,070 | SH | SOLE | 2,070 | 0 | 0 | ||
| CHEVRON CORP NEW | COM | 166764100 | 1,739 | 10,679 | SH | SOLE | 10,679 | 0 | 0 | ||
| CISCO SYS INC | COM | 17275R102 | 948 | 16,998 | SH | SOLE | 16,998 | 0 | 0 | ||
| CLOROX CO DEL | COM | 189054109 | 527 | 3,792 | SH | SOLE | 3,792 | 0 | 0 | ||
| COMCAST CORP NEW | CL A | 20030N101 | 349 | 7,446 | SH | SOLE | 7,446 | 0 | 0 | ||
| COSTCO WHSL CORP NEW | COM | 22160K105 | 636 | 1,104 | SH | SOLE | 1,104 | 0 | 0 | ||
| DISNEY WALT CO | COM | 254687106 | 352 | 2,567 | SH | SOLE | 2,567 | 0 | 0 | ||
| EXXON MOBIL CORP | COM | 30231G102 | 3,652 | 44,221 | SH | SOLE | 44,221 | 0 | 0 | ||
| FLEXSHARES TR | MORNSTAR UPSTR | 33939L407 | 7,479 | 159,705 | SH | SOLE | 159,705 | 0 | 0 | ||
| GENERAL MLS INC | COM | 370334104 | 1,027 | 15,162 | SH | SOLE | 15,162 | 0 | 0 | ||
| GLAXOSMITHKLINE PLC | SPONSORED ADR | 37733W105 | 663 | 15,215 | SH | SOLE | 15,215 | 0 | 0 | ||
| HOME DEPOT INC | COM | 437076102 | 873 | 2,917 | SH | SOLE | 2,917 | 0 | 0 | ||
| HP INC | COM | 40434L105 | 333 | 9,184 | SH | SOLE | 9,184 | 0 | 0 | ||
| INTEL CORP | COM | 458140100 | 864 | 17,442 | SH | SOLE | 17,442 | 0 | 0 | ||
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | 917 | 7,051 | SH | SOLE | 7,051 | 0 | 0 | ||
| INVESCO ACTIVLY MANGD ETC FD | OPTIMUM YIELD | 46090F100 | 9,257 | 524,763 | SH | SOLE | 524,763 | 0 | 0 | ||
| INVESCO EXCH TRADED FD TR II | PFD ETF | 46138E511 | 5,618 | 413,989 | SH | SOLE | 413,989 | 0 | 0 | ||
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | 1,116 | 3,078 | SH | SOLE | 3,078 | 0 | 0 | ||
| ISHARES TR | 1 3 YR TREAS BD | 464287457 | 21,090 | 253,034 | SH | SOLE | 253,034 | 0 | 0 | ||
| ISHARES TR | CALIF MUN BD ETF | 464288356 | 1,185 | 20,374 | SH | SOLE | 20,374 | 0 | 0 | ||
| ISHARES TR | CORE S&P SCP ETF | 464287804 | 983 | 9,108 | SH | SOLE | 9,108 | 0 | 0 | ||
| ISHARES TR | CORE S&P500 ETF | 464287200 | 2,570 | 5,665 | SH | SOLE | 5,665 | 0 | 0 | ||
| ISHARES TR | CORE US AGGBD ET | 464287226 | 11,133 | 103,951 | SH | SOLE | 103,951 | 0 | 0 | ||
| ISHARES TR | ISHS 1-5YR INVS | 464288646 | 617 | 11,924 | SH | SOLE | 11,924 | 0 | 0 | ||
| ISHARES TR | MSCI EAFE ETF | 464287465 | 663 | 9,012 | SH | SOLE | 9,012 | 0 | 0 | ||
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 | 418 | 5,800 | SH | SOLE | 5,800 | 0 | 0 | ||
| ISHARES TR | MSCI EMG MKT ETF | 464287234 | 699 | 15,477 | SH | SOLE | 15,477 | 0 | 0 | ||
| ISHARES TR | PFD AND INCM SEC | 464288687 | 7,058 | 193,791 | SH | SOLE | 193,791 | 0 | 0 | ||
| ISHARES TR | RUS 1000 ETF | 464287622 | 263 | 1,050 | SH | SOLE | 1,050 | 0 | 0 | ||
| ISHARES TR | RUS 1000 GRW ETF | 464287614 | 2,051 | 7,387 | SH | SOLE | 7,387 | 0 | 0 | ||
| ISHARES TR | RUS 1000 VAL ETF | 464287598 | 5,998 | 36,139 | SH | SOLE | 36,139 | 0 | 0 | ||
| ISHARES TR | RUSSELL 2000 ETF | 464287655 | 11,771 | 57,344 | SH | SOLE | 57,344 | 0 | 0 | ||
| JOBY AVIATION INC | COMMON STOCK | G65163100 | 73 | 10,980 | SH | SOLE | 10,980 | 0 | 0 | ||
| JOHNSON & JOHNSON | COM | 478160104 | 2,164 | 12,211 | SH | SOLE | 12,211 | 0 | 0 | ||
| JPMORGAN CHASE & CO | COM | 46625H100 | 1,181 | 8,666 | SH | SOLE | 8,666 | 0 | 0 | ||
| KIMBERLY-CLARK CORP | COM | 494368103 | 593 | 4,816 | SH | SOLE | 4,816 | 0 | 0 | ||
| KRAFT HEINZ CO | COM | 500754106 | 309 | 7,835 | SH | SOLE | 7,835 | 0 | 0 | ||
| MERCK & CO. INC | COM | 58933Y105 | 283 | 3,455 | SH | SOLE | 3,455 | 0 | 0 | ||
| META PLATFORMS INC | CL A | 30303M102 | 268 | 1,205 | SH | SOLE | 1,205 | 0 | 0 | ||
| MICROSOFT CORP | COM | 594918104 | 2,698 | 8,750 | SH | SOLE | 8,750 | 0 | 0 | ||
| MONDELEZ INTL INC | CL A | 609207105 | 1,559 | 24,840 | SH | SOLE | 24,840 | 0 | 0 | ||
| MYRIAD GENETICS INC | COM | 62855J104 | 261 | 10,357 | SH | SOLE | 10,357 | 0 | 0 | ||
| NORFOLK SOUTHN CORP | COM | 655844108 | 1,614 | 5,659 | SH | SOLE | 5,659 | 0 | 0 | ||
| OTIS WORLDWIDE CORP | COM | 68902V107 | 314 | 4,086 | SH | SOLE | 4,086 | 0 | 0 | ||
| PEPSICO INC | COM | 713448108 | 324 | 1,937 | SH | SOLE | 1,937 | 0 | 0 | ||
| PFIZER INC | COM | 717081103 | 1,551 | 29,961 | SH | SOLE | 29,961 | 0 | 0 | ||
| PHILIP MORRIS INTL INC | COM | 718172109 | 1,902 | 20,243 | SH | SOLE | 20,243 | 0 | 0 | ||
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 | 302 | 3,013 | SH | SOLE | 3,013 | 0 | 0 | ||
| PROCTER AND GAMBLE CO | COM | 742718109 | 7,924 | 51,856 | SH | SOLE | 51,856 | 0 | 0 | ||
| QUALCOMM INC | COM | 747525103 | 637 | 4,169 | SH | SOLE | 4,169 | 0 | 0 | ||
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 | 885 | 8,937 | SH | SOLE | 8,937 | 0 | 0 | ||
| ROCKWELL AUTOMATION INC | COM | 773903109 | 340 | 1,213 | SH | SOLE | 1,213 | 0 | 0 | ||
| SALESFORCE COM INC | COM | 79466L302 | 227 | 1,071 | SH | SOLE | 1,071 | 0 | 0 | ||
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 | 13,963 | 380,246 | SH | SOLE | 380,246 | 0 | 0 | ||
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 | 31,061 | 626,980 | SH | SOLE | 626,980 | 0 | 0 | ||
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 | 10,550 | 208,615 | SH | SOLE | 208,615 | 0 | 0 | ||
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 | 11,054 | 154,836 | SH | SOLE | 154,836 | 0 | 0 | ||
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 | 1,411 | 18,456 | SH | SOLE | 18,456 | 0 | 0 | ||
| SOUTHERN CO | COM | 842587107 | 743 | 10,241 | SH | SOLE | 10,241 | 0 | 0 | ||
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 | 367 | 1,057 | SH | SOLE | 1,057 | 0 | 0 | ||
| SPDR GOLD TR | GOLD SHS | 78463V107 | 418 | 2,313 | SH | SOLE | 2,313 | 0 | 0 | ||
| SPDR INDEX SHS FDS | S&P INTL ETF | 78463X772 | 229 | 5,904 | SH | SOLE | 5,904 | 0 | 0 | ||
| SPDR S&P 500 ETF TR | TR UNIT | 78462F103 | 34,084 | 75,468 | SH | SOLE | 75,468 | 0 | 0 | ||
| SPDR SER TR | NUVEEN BLMBRG SH | 78468R739 | 590 | 12,475 | SH | SOLE | 12,475 | 0 | 0 | ||
| SPDR SER TR | PORTFOLIO AGRGTE | 78464A649 | 347 | 12,471 | SH | SOLE | 12,471 | 0 | 0 | ||
| SPDR SER TR | PRTFLO S&P500 HI | 78468R788 | 1,056 | 24,027 | SH | SOLE | 24,027 | 0 | 0 | ||
| SPDR SER TR | S&P DIVID ETF | 78464A763 | 514 | 4,010 | SH | SOLE | 4,010 | 0 | 0 | ||
| SPDR SER TR | SPDR BLOOMBERG | 78468R663 | 2,808 | 30,709 | SH | SOLE | 30,709 | 0 | 0 | ||
| SUMMIT ST BK SANTA ROSA CALI | COM | 866264203 | 1,469 | 85,912 | SH | SOLE | 85,912 | 0 | 0 | ||
| UMPQUA HLDGS CORP | COM | 904214103 | 631 | 33,472 | SH | SOLE | 33,472 | 0 | 0 | ||
| UNILEVER PLC | SPON ADR NEW | 904767704 | 378 | 8,297 | SH | SOLE | 8,297 | 0 | 0 | ||
| UNITED PARCEL SERVICE INC | CL B | 911312106 | 569 | 2,654 | SH | SOLE | 2,654 | 0 | 0 | ||
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 | 12,770 | 44,401 | SH | SOLE | 44,401 | 0 | 0 | ||
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 | 419 | 1,763 | SH | SOLE | 1,763 | 0 | 0 | ||
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | 1,205 | 5,668 | SH | SOLE | 5,668 | 0 | 0 | ||
| VANGUARD INDEX FDS | VALUE ETF | 922908744 | 4,347 | 29,415 | SH | SOLE | 29,415 | 0 | 0 | ||
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 | 5,232 | 90,845 | SH | SOLE | 90,845 | 0 | 0 | ||
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | 1,055 | 22,866 | SH | SOLE | 22,866 | 0 | 0 | ||
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 | 33,086 | 558,317 | SH | SOLE | 558,317 | 0 | 0 | ||
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 | 360 | 4,607 | SH | SOLE | 4,607 | 0 | 0 | ||
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | 703 | 11,775 | SH | SOLE | 11,775 | 0 | 0 | ||
| VANGUARD WORLD FDS | FINANCIALS ETF | 92204A405 | 307 | 3,292 | SH | SOLE | 3,292 | 0 | 0 | ||
| VERIZON COMMUNICATIONS INC | COM | 92343V104 | 923 | 18,112 | SH | SOLE | 18,112 | 0 | 0 | ||
| VISA INC | COM CL A | 92826C839 | 772 | 3,481 | SH | SOLE | 3,481 | 0 | 0 | ||
| WASTE MGMT INC DEL | COM | 94106L109 | 354 | 2,231 | SH | SOLE | 2,231 | 0 | 0 | ||
| WELLS FARGO CO NEW | COM | 949746101 | 850 | 17,545 | SH | SOLE | 17,545 | 0 | 0 | ||
| WISDOMTREE TR | US DIVID EX FNCL | 97717W406 | 1,631 | 16,463 | SH | SOLE | 16,463 | 0 | 0 | ||
| WISDOMTREE TR | US LARGECAP DIVD | 97717W307 | 9,049 | 137,691 | SH | SOLE | 137,691 | 0 | 0 | ||