UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
Report for the Calendar Year or Quarter Ended:
12-31-2021
Check here if Amendment: ☐ Amendment Number:
This Amendment (Check only one.):☐ is a restatement.
☐ adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:
TNF LLC
Address:
3178 GABEL ROAD
BILLINGS, MT 59102
Form 13F File Number:
028-21433

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.


Person Signing this Report on Behalf of Reporting Manager:
Name:
Ryan Wittman
Title:
Manager
Phone:
4062945000


Signature, Place, and Date of Signing:

Ryan K Wittman
                         [Signature]
Billings, MONTANA
                 [City, State]
01-18-2022
                           [Date]
                          

Report Type (Check only one.):

☒ 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) 

☐ 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) 

☐ 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
0
Form 13F Information table Entry Total:
137
Form 13F Information table Value Total:
238446
          (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]

  
NONE


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
ABBVIE INCCOM00287Y1094383,223SHSOLE0 0 0 3,223
AMAZON COM INCCOM023135106567175SHSOLE0 0 0 175
AMERICAN EXPRESS COCOM0258161096023,575SHSOLE0 0 0 3,575
AMERIPRISE FINL INCCOM03076C1068012,437SHSOLE0 0 0 2,437
AMGEN INCCOM0311621004181,776SHSOLE0 0 0 1,776
ANALOG DEVICES INCCOM0326541054492,608SHSOLE0 0 0 2,608
APOLLO COML REAL EST FIN INCCOM03762U10519113,624SHSOLE0 0 0 13,624
APPLE INCCOM0378331003,81922,066SHSOLE0 0 0 22,066
BCE INCCOM NEW05534B7602013,797SHSOLE0 0 0 3,797
BECTON DICKINSON & COCOM075887109230876SHSOLE0 0 0 876
BEST BUY INCCOM0865161013643,639SHSOLE0 0 0 3,639
BLACKROCK CORPOR HI YLD FD ICOM09255P10728623,947SHSOLE0 0 0 23,947
BRISTOL-MYERS SQUIBB COCOM1101221082183,360SHSOLE0 0 0 3,360
BROADCOM INCCOM11135F101385645SHSOLE0 0 0 645
CALAMOS CONV & HIGH INCOME FCOM SHS12811P1081,04067,239SHSOLE0 0 0 67,239
CHEVRON CORP NEWCOM1667641003632,818SHSOLE0 0 0 2,818
CISCO SYS INCCOM17275R1023826,230SHSOLE0 0 0 6,230
CLOROX CO DELCOM1890541093381,810SHSOLE0 0 0 1,810
CONOCOPHILLIPSCOM20825C1042292,644SHSOLE0 0 0 2,644
DBX ETF TRXTRACK MSCI EAFE2330512002275,804SHSOLE0 0 0 5,804
DEERE & COCOM244199105348916SHSOLE0 0 0 916
DISCOVERY INCCOM SER C25470F3022026,650SHSOLE0 0 0 6,650
EAGLE BANCORP MONT INCCOM26942G10073931,329SHSOLE0 0 0 31,329
EXXON MOBIL CORPCOM30231G1022,63236,618SHSOLE0 0 0 36,618
FIDELITY COVINGTON TRUSTMSCI INFO TECH I3160928083792,963SHSOLE0 0 0 2,963
FIRST INTST BANCSYSTEM INCCOM CL A32055Y2011,13325,593SHSOLE0 0 0 25,593
FIRST REP BK SAN FRANCISCO CCOM33616C1002651,380SHSOLE0 0 0 1,380
FIRST TR EXCHANGE-TRADED FDCAP STRENGTH ETF33733E1045566,869SHSOLE0 0 0 6,869
FORD MTR CO DELCOM34537086036314,408SHSOLE0 0 0 14,408
HOME DEPOT INCCOM4370761021,1933,208SHSOLE0 0 0 3,208
INTEL CORPCOM4581401003476,232SHSOLE0 0 0 6,232
INVESCO EXCHANGE TRADED FD TDYNMC LRG VALU46137V73862812,438SHSOLE0 0 0 12,438
INVESCO EXCHANGE TRADED FD THIG YLD EQ DIV46137V56341118,610SHSOLE0 0 0 18,610
INVESCO EXCHANGE TRADED FD TS&P MDCP MOMNTUM46137V4645316,009SHSOLE0 0 0 6,009
INVESCO EXCHANGE TRADED FD TZACKS MID CAP46137Y4014024,268SHSOLE0 0 0 4,268
INVESCO MUN OPPORTUNITY TRCOM46132C10713710,266SHSOLE0 0 0 10,266
INVESCO QQQ TRUNIT SER 146090E1033,3838,903SHSOLE0 0 0 8,903
ISHARES INCESG AWR MSCI EM46434G8633,24079,325SHSOLE0 0 0 79,325
ISHARES INCCORE MSCI EMKT46434G1034206,860SHSOLE0 0 0 6,860
ISHARES TRCORE MSCI TOTAL46432F8346408,951SHSOLE0 0 0 8,951
ISHARES TRGLOBAL FINLS ETF4642873332,76932,647SHSOLE0 0 0 32,647
ISHARES TRMSCI EAFE ETF4642874651,03813,134SHSOLE0 0 0 13,134
ISHARES TREAFE GRWTH ETF46428888511,654111,343SHSOLE0 0 0 111,343
ISHARES TR10+ YR INVST GRD4642895112093,106SHSOLE0 0 0 3,106
ISHARES TRRUS MD CP GR ETF4642874815084,880SHSOLE0 0 0 4,880
ISHARES TRINTL SEL DIV ETF4642884482948,910SHSOLE0 0 0 8,910
ISHARES TRCORE LT USDB ETF4642894792193,155SHSOLE0 0 0 3,155
ISHARES TRMSCI USA MIN VOL46429B6972,25929,124SHSOLE0 0 0 29,124
ISHARES TRUS TREAS BD ETF46429B26714,445555,591SHSOLE0 0 0 555,591
ISHARES TRCORE TOTAL USD46434V61313,225254,270SHSOLE0 0 0 254,270
ISHARES TRMBS ETF4642885883,68334,787SHSOLE0 0 0 34,787
ISHARES TRS&P MC 400GR ETF4642876066167,651SHSOLE0 0 0 7,651
ISHARES TRISHS 1-5YR INVS4642886461,45627,209SHSOLE0 0 0 27,209
ISHARES TRNATIONAL MUN ETF4642884145,73949,809SHSOLE0 0 0 49,809
ISHARES TRRUS 2000 VAL ETF4642876303542,126SHSOLE0 0 0 2,126
ISHARES TRTIPS BD ETF4642871765,16240,998SHSOLE0 0 0 40,998
ISHARES TRPFD AND INCM SEC4642886872185,644SHSOLE0 0 0 5,644
ISHARES TRMORNINGSTAR GRWT4642871194636,875SHSOLE0 0 0 6,875
ISHARES TRCORE US AGGBD ET4642872269888,806SHSOLE0 0 0 8,806
ISHARES TRSP SMCP600VL ETF4642878792562,400SHSOLE0 0 0 2,400
ISHARES TRGLOBAL TECH ETF4642872912,62342,612SHSOLE0 0 0 42,612
ISHARES TRU.S. ENERGY ETF4642877961,63547,461SHSOLE0 0 0 47,461
ISHARES TRBARCLAYS 7 10 YR4642874402612,314SHSOLE0 0 0 2,314
ISHARES TR20 YR TR BD ETF4642874324493,160SHSOLE0 0 0 3,160
ISHARES TRCORE S&P MCP ETF4642875071,1534,157SHSOLE0 0 0 4,157
ISHARES TRRUS TP200 GR ETF4642894381,0966,644SHSOLE0 0 0 6,644
ISHARES TRMSCI USA MMENTM46432F3962371,376SHSOLE0 0 0 1,376
ISHARES TR10-20 YR TRS ETF4642886531,1307,888SHSOLE0 0 0 7,888
ISHARES TRSELECT DIVID ETF4642871686374,989SHSOLE0 0 0 4,989
ISHARES TRJPMORGAN USD EMG4642882812612,484SHSOLE0 0 0 2,484
ISHARES TRMSCI EMG MKT ETF4642872342274,535SHSOLE0 0 0 4,535
ISHARES TRCORE S&P500 ETF46428720021,35345,748SHSOLE0 0 0 45,748
ISHARES TRIBOXX INV CP ETF4642872421,2269,494SHSOLE0 0 0 9,494
ISHARES TRESG AWR MSCI USA46435G42526,242250,301SHSOLE0 0 0 250,301
ISHARES TRCORE S&P SCP ETF4642878045,54648,867SHSOLE0 0 0 48,867
ISHARES TRRUSSELL 2000 ETF4642876553191,489SHSOLE0 0 0 1,489
ISHARES TRU.S. MED DVC ETF46428881081613,271SHSOLE0 0 0 13,271
ISHARES TRBLACKROCK ULTRA46434V8784418,764SHSOLE0 0 0 8,764
ISHARES TRCORE MSCI EAFE46432F8423534,720SHSOLE0 0 0 4,720
ISHARES TR0-5YR HI YL CP46434V40771015,728SHSOLE0 0 0 15,728
ISHARES TRMSCI USA VALUE46432F3886,13353,368SHSOLE0 0 0 53,368
ISHARES TREAFE VALUE ETF46428887711,930223,694SHSOLE0 0 0 223,694
ISHARES TREXPONENTIAL TECH46434V3812574,089SHSOLE0 0 0 4,089
ISHARES TRU.S. TECH ETF4642877211,33212,258SHSOLE0 0 0 12,258
ISHARES TRCORE HIGH DV ETF46429B6632952,850SHSOLE0 0 0 2,850
ISHARES TRSHRT NAT MUN ETF4642881584424,141SHSOLE0 0 0 4,141
ISHARES TRFALN ANGLS USD46435G4747,505254,316SHSOLE0 0 0 254,316
ISHARES TRS&P MC 400VL ETF4642877052272,014SHSOLE0 0 0 2,014
ISHARES U S ETF TRGSCI CMDTY STGY46431W8532,55478,248SHSOLE0 0 0 78,248
JPMORGAN CHASE & COCOM46625H1004672,956SHSOLE0 0 0 2,956
MEDTRONIC PLCSHSG5960L1032332,149SHSOLE0 0 0 2,149
MERCK & CO INCCOM58933Y1053,88747,765SHSOLE0 0 0 47,765
MICROSOFT CORPCOM5949181048332,686SHSOLE0 0 0 2,686
NEXTERA ENERGY INCCOM65339F1013344,020SHSOLE0 0 0 4,020
NORTHROP GRUMMAN CORPCOM666807102214531SHSOLE0 0 0 531
PIMCO INCOME STRATEGY FD IICOM72201J10438241,016SHSOLE0 0 0 41,016
PIONEER MUNICIPAL HIGH INCOMCOM72376210042537,618SHSOLE0 0 0 37,618
PPG INDS INCCOM6935061078295,026SHSOLE0 0 0 5,026
PRUDENTIAL FINL INCCOM7443201022021,720SHSOLE0 0 0 1,720
PUBLIC STORAGECOM74460D1094881,348SHSOLE0 0 0 1,348
QUALCOMM INCCOM7475251032831,500SHSOLE0 0 0 1,500
SABRA HEALTH CARE REIT INCCOM78573L10621114,739SHSOLE0 0 0 14,739
SCHWAB STRATEGIC TRUS TIPS ETF8085248704,07066,382SHSOLE0 0 0 66,382
SCHWAB STRATEGIC TR1 5YR CORP BD8085247144,00879,869SHSOLE0 0 0 79,869
SCHWAB STRATEGIC TRUS SML CAP ETF8085246072,07820,960SHSOLE0 0 0 20,960
SCHWAB STRATEGIC TR5 10YR CORP BD8085246983236,370SHSOLE0 0 0 6,370
SELECT SECTOR SPDR TRSBI HEALTHCARE81369Y2094923,666SHSOLE0 0 0 3,666
SELECT SECTOR SPDR TRSBI CONS DISCR81369Y4072021,030SHSOLE0 0 0 1,030
SELECT SECTOR SPDR TRSBI INT-INDS81369Y7042382,249SHSOLE0 0 0 2,249
SELECT SECTOR SPDR TRENERGY81369Y5061,54623,968SHSOLE0 0 0 23,968
SELECT SECTOR SPDR TRFINANCIAL81369Y6052556,246SHSOLE0 0 0 6,246
SPDR DOW JONES INDL AVERAGEUT SER 178467X1095871,634SHSOLE0 0 0 1,634
SPDR S&P 500 ETF TRTR UNIT78462F1032,8226,073SHSOLE0 0 0 6,073
SPDR SER TRPORTFOLIO LN COR78464A36738112,523SHSOLE0 0 0 12,523
SPDR SER TRPORTFOLIO S&P50078464A85410,133185,483SHSOLE0 0 0 185,483
SPDR SER TRPORTFOLIO INTRMD78464A37549913,961SHSOLE0 0 0 13,961
STAG INDL INCCOM85254J10246410,652SHSOLE0 0 0 10,652
TJX COS INC NEWCOM8725401092203,090SHSOLE0 0 0 3,090
UNION PAC CORPCOM9078181083441,396SHSOLE0 0 0 1,396
UNITED PARCEL SERVICE INCCL B9113121065102,470SHSOLE0 0 0 2,470
VANECK ETF TRUSTFALLEN ANGEL HG92189F4373119,591SHSOLE0 0 0 9,591
VANGUARD INDEX FDSSM CP VAL ETF9229086112481,374SHSOLE0 0 0 1,374
VANGUARD INDEX FDSMID CAP ETF9229086296432,632SHSOLE0 0 0 2,632
VANGUARD INDEX FDSEXTEND MKT ETF9229086523461,998SHSOLE0 0 0 1,998
VANGUARD INDEX FDSGROWTH ETF922908736288956SHSOLE0 0 0 956
VANGUARD INTL EQUITY INDEX FFTSE EMR MKT ETF9220428584047,962SHSOLE0 0 0 7,962
VANGUARD SCOTTSDALE FDSSHRT TRM CORP BD92206C4093234,008SHSOLE0 0 0 4,008
VANGUARD TAX-MANAGED INTL FDFTSE DEV MKT ETF9219438583446,715SHSOLE0 0 0 6,715
VANGUARD WHITEHALL FDSHIGH DIV YLD9219464064383,822SHSOLE0 0 0 3,822
VANGUARD WORLD FDSFINANCIALS ETF92204A4052212,200SHSOLE0 0 0 2,200
VANGUARD WORLD FDSINF TECH ETF92204A7024661,075SHSOLE0 0 0 1,075
VIRTUS ALLIANZGI CONVERTIBLECOM92838X10214526,158SHSOLE0 0 0 26,158
WASTE MGMT INC DELCOM94106L1092931,872SHSOLE0 0 0 1,872
WISDOMTREE TRUS MIDCAP FUND97717W57057810,238SHSOLE0 0 0 10,238
WISDOMTREE TREM EX ST-OWNED97717X5781,79547,996SHSOLE0 0 0 47,996
WISDOMTREE TRINTL EQUITY FD97717W7035219,388SHSOLE0 0 0 9,388
WISDOMTREE TRUS MIDCAP DIVID97717W50568015,011SHSOLE0 0 0 15,011