Mechanics Bank Trust Department Form 13F-HR Filed 2025-01-16

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	July 31, 2015
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AAON INC	COM PAR $0.004	000360206	325,267	2,764	SH		SOLE		0	0	2,764
ABBOTT LABS	COM	002824100	6,801,417	60,131	SH		SOLE		59,931	100	100
ABBOTT LABS	COM	002824100	1,835,209	16,225	SH		OTR		14,035	2,190	0
ABBVIE INC	COM	00287Y109	1,539,770	8,665	SH		OTR		6,740	1,925	0
ABBVIE INC	COM	00287Y109	477,835	2,689	SH		SOLE		1,964	725	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	175,895	500	SH		OTR		500	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	333,145	947	SH		SOLE		30	0	917
ADOBE INC	COM	00724F101	1,053,002	2,368	SH		SOLE		2,368	0	0
ADOBE INC	COM	00724F101	667,020	1,500	SH		OTR		1,500	0	0
ADVANCED MICRO DEVICES INC	COM	007903107	227,085	1,880	SH		SOLE		950	0	930
AGILENT TECHNOLOGIES INC	COM	00846U101	201,510	1,500	SH		OTR		0	1,500	0
AGILENT TECHNOLOGIES INC	COM	00846U101	117,816	877	SH		SOLE		877	0	0
AIR PRODS & CHEMS INC	COM	009158106	142,119	490	SH		OTR		490	0	0
AIR PRODS & CHEMS INC	COM	009158106	382,852	1,320	SH		SOLE		520	0	800
ALPHABET INC	CAP STK CL A	02079K305	3,902,419	20,615	SH		OTR		18,615	2,000	0
ALPHABET INC	CAP STK CL A	02079K305	20,023,775	105,778	SH		SOLE		105,304	200	274
ALPHABET INC	CAP STK CL C	02079K107	4,954,296	26,015	SH		SOLE		22,245	250	3,520
ALPHABET INC	CAP STK CL C	02079K107	1,208,341	6,345	SH		OTR		4,475	1,870	0
ALTRIA GROUP INC	COM	02209S103	577,386	11,042	SH		OTR		7,237	3,805	0
ALTRIA GROUP INC	COM	02209S103	2,474,676	47,326	SH		SOLE		46,076	1,100	150
AMAZON COM INC	COM	023135106	12,078,077	55,053	SH		SOLE		51,624	100	3,329
AMAZON COM INC	COM	023135106	1,528,051	6,965	SH		OTR		5,565	1,400	0
AMERICAN ELEC PWR CO INC	COM	025537101	169,518	1,838	SH		SOLE		1,838	0	0
AMERICAN ELEC PWR CO INC	COM	025537101	86,788	941	SH		OTR		941	0	0
AMERICAN EXPRESS CO	COM	025816109	684,397	2,306	SH		SOLE		2,306	0	0
AMERICAN TOWER CORP NEW	COM	03027X100	244,852	1,335	SH		SOLE		1,305	0	30
AMERICAN TOWER CORP NEW	COM	03027X100	232,013	1,265	SH		OTR		1,265	0	0
AMGEN INC	COM	031162100	1,752,282	6,723	SH		SOLE		6,723	0	0
AMGEN INC	COM	031162100	294,783	1,131	SH		OTR		1,131	0	0
AMPHENOL CORP NEW	CL A	032095101	1,091,754	15,720	SH		SOLE		12,874	0	2,846
AMPHENOL CORP NEW	CL A	032095101	586,852	8,450	SH		OTR		8,450	0	0
AMPLIFY ETF TR	AMPLIFY ETHO CLI	032108557	241,354	4,040	SH		SOLE		4,040	0	0
ANALOG DEVICES INC	COM	032654105	234,980	1,106	SH		SOLE		289	0	817
ANGEL OAK FUNDS TRUST	OAK ULTRASHORT	03463K752	229,792	4,500	SH		OTR		2,500	2,000	0
ANGEL OAK FUNDS TRUST	OAK ULTRASHORT	03463K752	2,805,000	54,930	SH		SOLE		52,430	2,500	0
APPLE INC	COM	037833100	50,196,939	200,451	SH		SOLE		200,015	100	336
APPLE INC	COM	037833100	6,705,746	26,778	SH		OTR		25,698	1,080	0
AT&T INC	COM	00206R102	131,246	5,764	SH		SOLE		5,764	0	0
AT&T INC	COM	00206R102	82,154	3,608	SH		OTR		3,608	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	4,687,192	16,012	SH		SOLE		15,989	0	23
AUTOMATIC DATA PROCESSING IN	COM	053015103	2,091,555	7,145	SH		OTR		7,145	0	0
AUTOZONE INC	COM	053332102	240,150	75	SH		SOLE		0	0	75
AVALONBAY CMNTYS INC	COM	053484101	76,989	350	SH		OTR		350	0	0
AVALONBAY CMNTYS INC	COM	053484101	3,896,548	17,714	SH		SOLE		17,254	230	230
BANK AMERICA CORP	COM	060505104	64,298	1,463	SH		OTR		1,463	0	0
BANK AMERICA CORP	COM	060505104	1,293,668	29,435	SH		SOLE		29,200	0	235
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	6,670,468	14,716	SH		SOLE		14,601	50	65
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,411,967	3,115	SH		OTR		1,305	1,810	0
BLACKROCK INC	COM	09290D101	3,200,393	3,122	SH		SOLE		3,100	15	7
BLACKROCK INC	COM	09290D101	444,897	434	SH		OTR		409	25	0
BOOKING HOLDINGS INC	COM	09857L108	243,452	49	SH		SOLE		49	0	0
BOOKING HOLDINGS INC	COM	09857L108	74,526	15	SH		OTR		15	0	0
BOSTON SCIENTIFIC CORP	COM	101137107	414,980	4,646	SH		SOLE		1,681	0	2,965
BRISTOL-MYERS SQUIBB CO	COM	110122108	566,278	10,012	SH		OTR		8,860	1,152	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	2,666,351	47,142	SH		SOLE		45,517	1,325	300
BROADCOM INC	COM	11135F101	1,348,845	5,818	SH		SOLE		4,588	0	1,230
BROADCOM INC	COM	11135F101	2,055,261	8,865	SH		OTR		8,865	0	0
BROWN & BROWN INC	COM	115236101	205,570	2,015	SH		SOLE		0	0	2,015
CATERPILLAR INC	COM	149123101	860,829	2,373	SH		SOLE		2,373	0	0
CBRE GROUP INC	CL A	12504L109	562,183	4,282	SH		SOLE		4,234	0	48
CHEVRON CORP NEW	COM	166764100	7,938,680	54,810	SH		SOLE		53,809	925	76
CHEVRON CORP NEW	COM	166764100	1,145,974	7,912	SH		OTR		6,367	1,545	0
CHIPOTLE MEXICAN GRILL INC	COM	169656105	1,948,534	32,314	SH		SOLE		31,709	500	105
CISCO SYS INC	COM	17275R102	880,955	14,881	SH		OTR		14,881	0	0
CISCO SYS INC	COM	17275R102	2,756,944	46,570	SH		SOLE		46,570	0	0
CITIGROUP INC	COM NEW	172967424	128,180	1,821	SH		SOLE		1,821	0	0
CITIGROUP INC	COM NEW	172967424	87,987	1,250	SH		OTR		1,250	0	0
CLOROX CO DEL	COM	189054109	465,304	2,865	SH		SOLE		2,865	0	0
CLOROX CO DEL	COM	189054109	159,973	985	SH		OTR		985	0	0
COCA COLA CO	COM	191216100	893,306	14,348	SH		OTR		13,008	1,340	0
COCA COLA CO	COM	191216100	3,722,463	59,789	SH		SOLE		59,789	0	0
COMCAST CORP NEW	CL A	20030N101	305,681	8,145	SH		SOLE		8,145	0	0
COMCAST CORP NEW	CL A	20030N101	290,857	7,750	SH		OTR		7,750	0	0
CONOCOPHILLIPS	COM	20825C104	1,282,763	12,935	SH		SOLE		12,935	0	0
CONOCOPHILLIPS	COM	20825C104	222,636	2,245	SH		OTR		1,507	738	0
COSTCO WHSL CORP NEW	COM	22160K105	15,516,116	16,934	SH		SOLE		16,877	0	57
COSTCO WHSL CORP NEW	COM	22160K105	2,438,194	2,661	SH		OTR		2,516	145	0
CSW INDUSTRIALS INC	COM	126402106	677,376	1,920	SH		OTR		1,920	0	0
CVS HEALTH CORP	COM	126650100	261,259	5,820	SH		SOLE		5,820	0	0
CVS HEALTH CORP	COM	126650100	14,544	324	SH		OTR		324	0	0
DANAHER CORPORATION	COM	235851102	2,061,588	8,981	SH		SOLE		8,079	0	902
DANAHER CORPORATION	COM	235851102	57,846	252	SH		OTR		252	0	0
DEERE & CO	COM	244199105	298,708	705	SH		OTR		705	0	0
DEERE & CO	COM	244199105	453,782	1,071	SH		SOLE		729	0	342
DISCOVER FINL SVCS	COM	254709108	233,860	1,350	SH		OTR		1,350	0	0
DISNEY WALT CO	COM	254687106	1,370,161	12,305	SH		SOLE		12,305	0	0
DISNEY WALT CO	COM	254687106	155,221	1,394	SH		OTR		1,144	250	0
DOMINION ENERGY INC	COM	25746U109	301,885	5,605	SH		OTR		5,350	255	0
DOMINION ENERGY INC	COM	25746U109	190,395	3,535	SH		SOLE		3,535	0	0
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,491,121	13,840	SH		SOLE		13,045	500	295
DUKE ENERGY CORP NEW	COM NEW	26441C204	657,644	6,104	SH		OTR		5,144	960	0
EASTGROUP PPTYS INC	COM	277276101	219,068	1,365	SH		SOLE		0	0	1,365
EATON CORP PLC	SHS	G29183103	74,338	224	SH		OTR		224	0	0
EATON CORP PLC	SHS	G29183103	195,139	588	SH		SOLE		588	0	0
EBAY INC.	COM	278642103	246,561	3,980	SH		OTR		3,980	0	0
ELI LILLY & CO	COM	532457108	3,964,220	5,135	SH		SOLE		5,028	0	107
ELI LILLY & CO	COM	532457108	254,760	330	SH		OTR		330	0	0
EMERSON ELEC CO	COM	291011104	1,443,288	11,646	SH		SOLE		11,646	0	0
EMERSON ELEC CO	COM	291011104	89,229	720	SH		OTR		720	0	0
ENBRIDGE INC	COM	29250N105	327,899	7,728	SH		OTR		5,293	2,435	0
ENBRIDGE INC	COM	29250N105	2,465,649	58,111	SH		SOLE		57,242	500	369
ENERPAC TOOL GROUP CORP	CL A COM	292765104	205,244	4,995	SH		SOLE		0	0	4,995
EXXON MOBIL CORP	COM	30231G102	4,051,839	37,667	SH		OTR		10,337	27,330	0
EXXON MOBIL CORP	COM	30231G102	5,717,022	53,147	SH		SOLE		51,797	1,350	0
FAIR ISAAC CORP	COM	303250104	222,984	112	SH		SOLE		0	0	112
FIDELITY COVINGTON TRUST	LOW VOLITY ETF	316092824	24,236	400	SH		OTR		400	0	0
FIDELITY COVINGTON TRUST	LOW VOLITY ETF	316092824	3,775,120	62,306	SH		SOLE		62,306	0	0
FIDELITY COVINGTON TRUST	MSCI COMMNTN SVC	316092873	1,487,575	25,342	SH		SOLE		22,742	2,200	400
FIDELITY COVINGTON TRUST	MSCI COMMNTN SVC	316092873	35,220	600	SH		OTR		600	0	0
GE AEROSPACE	COM NEW	369604301	66,716	400	SH		OTR		400	0	0
GE AEROSPACE	COM NEW	369604301	416,808	2,499	SH		SOLE		2,499	0	0
GE VERNOVA INC	COM	36828A101	58,549	178	SH		OTR		178	0	0
GE VERNOVA INC	COM	36828A101	343,073	1,043	SH		SOLE		1,043	0	0
GENERAL DYNAMICS CORP	COM	369550108	192,611	731	SH		SOLE		731	0	0
GENERAL DYNAMICS CORP	COM	369550108	13,174	50	SH		OTR		50	0	0
GILEAD SCIENCES INC	COM	375558103	184,740	2,000	SH		OTR		2,000	0	0
GILEAD SCIENCES INC	COM	375558103	439,681	4,760	SH		SOLE		4,760	0	0
GLOBAL X FDS	US INFR DEV ETF	37954Y673	669,795	16,575	SH		SOLE		16,575	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	249,089	435	SH		OTR		295	140	0
GOLDMAN SACHS GROUP INC	COM	38141G104	2,571,636	4,491	SH		SOLE		4,480	0	11
GOOSEHEAD INS INC	COM CL A	38267D109	273,625	2,552	SH		SOLE		0	0	2,552
GRAINGER W W INC	COM	384802104	737,835	700	SH		SOLE		700	0	0
HERSHEY CO	COM	427866108	457,245	2,700	SH		SOLE		1,675	0	1,025
HOME DEPOT INC	COM	437076102	1,660,598	4,269	SH		OTR		4,129	140	0
HOME DEPOT INC	COM	437076102	5,832,905	14,995	SH		SOLE		14,697	50	248
HONEYWELL INTL INC	COM	438516106	175,516	777	SH		OTR		707	70	0
HONEYWELL INTL INC	COM	438516106	4,283,326	18,962	SH		SOLE		18,899	0	63
HUDSON PAC PPTYS INC	COM	444097109	60,375	19,926	SH		SOLE		19,926	0	0
ILLINOIS TOOL WKS INC	COM	452308109	935,636	3,690	SH		SOLE		3,690	0	0
ILLINOIS TOOL WKS INC	COM	452308109	57,051	225	SH		OTR		225	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	25,280	115	SH		OTR		115	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	477,690	2,173	SH		SOLE		2,173	0	0
INTUIT	COM	461202103	21,369	34	SH		OTR		34	0	0
INTUIT	COM	461202103	546,795	870	SH		SOLE		587	0	283
INVESCO ACTIVELY MANAGED EXC	TOTAL RETURN	46090A804	3,236,307	69,748	SH		SOLE		69,748	0	0
INVESCO ACTIVELY MANAGED EXC	TOTAL RETURN	46090A804	322,480	6,950	SH		OTR		6,950	0	0
INVESCO EXCH TRADED FD TR II	SR LN ETF	46138G508	11,901,073	564,835	SH		SOLE		563,445	0	1,390
INVESCO EXCH TRADED FD TR II	SR LN ETF	46138G508	576,791	27,375	SH		OTR		27,375	0	0
INVESCO EXCHANGE TRADED FD T	WATER RES ETF	46137V142	531,583	8,080	SH		SOLE		8,080	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	800,586	1,566	SH		OTR		1,066	500	0
INVESCO QQQ TR	UNIT SER 1	46090E103	14,363,518	28,096	SH		SOLE		27,993	0	103
ISHARES TR	1 3 YR TREAS BD	464287457	707,487	8,630	SH		SOLE		8,630	0	0
ISHARES TR	20 YR TR BD ETF	464287432	198,675	2,275	SH		OTR		1,975	300	0
ISHARES TR	20 YR TR BD ETF	464287432	6,107,598	69,937	SH		SOLE		69,772	0	165
ISHARES TR	3 7 YR TREAS BD	464288661	346,650	3,000	SH		SOLE		3,000	0	0
ISHARES TR	BROAD USD HIGH	46435U853	6,757,476	183,677	SH		SOLE		182,959	58	660
ISHARES TR	BROAD USD HIGH	46435U853	886,749	24,103	SH		OTR		20,953	3,150	0
ISHARES TR	CORE S&P MCP ETF	464287507	2,073,053	33,270	SH		SOLE		33,270	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	2,561,340	22,230	SH		SOLE		22,230	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	424,009	3,680	SH		OTR		3,680	0	0
ISHARES TR	CORE S&P500 ETF	464287200	1,521,737	2,585	SH		SOLE		2,585	0	0
ISHARES TR	CORE US AGGBD ET	464287226	3,436,655	35,466	SH		SOLE		35,366	100	0
ISHARES TR	CORE US AGGBD ET	464287226	140,505	1,450	SH		OTR		200	1,250	0
ISHARES TR	EAFE GRWTH ETF	464288885	1,499,122	15,482	SH		SOLE		15,332	0	150
ISHARES TR	EAFE GRWTH ETF	464288885	28,855	298	SH		OTR		298	0	0
ISHARES TR	IBOND DEC 2030	46436E593	1,070,004	55,750	SH		SOLE		53,250	2,500	0
ISHARES TR	IBOND DEC 2030	46436E593	76,771	4,000	SH		OTR		1,500	2,500	0
ISHARES TR	IBONDS 27 TRM TS	46436E841	55,491	2,500	SH		OTR		0	2,500	0
ISHARES TR	IBONDS 27 TRM TS	46436E841	1,631,457	73,500	SH		SOLE		73,500	0	0
ISHARES TR	IBONDS DEC 2033	46436E148	720,715	30,500	SH		SOLE		30,500	0	0
ISHARES TR	IBONDS DEC 2033	46436E148	59,075	2,500	SH		OTR		0	2,500	0
ISHARES TR	IBOXX INV CP ETF	464287242	15,741,912	147,341	SH		SOLE		147,191	75	75
ISHARES TR	IBOXX INV CP ETF	464287242	631,424	5,910	SH		OTR		4,705	1,205	0
ISHARES TR	INTL SEL DIV ETF	464288448	549,379	20,065	SH		SOLE		20,065	0	0
ISHARES TR	INTL SEL DIV ETF	464288448	8,214	300	SH		OTR		300	0	0
ISHARES TR	ISHARES BIOTECH	464287556	317,304	2,400	SH		SOLE		2,400	0	0
ISHARES TR	MSCI EAFE ETF	464287465	55,648	736	SH		SOLE		736	0	0
ISHARES TR	MSCI EAFE ETF	464287465	597,319	7,900	SH		OTR		7,900	0	0
ISHARES TR	MSCI INDIA ETF	46429B598	2,926,889	55,602	SH		SOLE		55,327	0	275
ISHARES TR	MSCI INDIA ETF	46429B598	26,320	500	SH		OTR		500	0	0
ISHARES TR	MSCI USA ESG SLC	464288802	194,544	1,600	SH		OTR		1,600	0	0
ISHARES TR	MSCI USA ESG SLC	464288802	318,565	2,620	SH		SOLE		2,620	0	0
ISHARES TR	MSCI USA MIN VOL	46429B697	157,424	1,773	SH		OTR		973	800	0
ISHARES TR	MSCI USA MIN VOL	46429B697	3,354,131	37,776	SH		SOLE		37,776	0	0
ISHARES TR	RUS 1000 ETF	464287622	612,104	1,900	SH		SOLE		1,900	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	60,237	150	SH		OTR		150	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	3,791,718	9,442	SH		SOLE		8,432	0	1,010
ISHARES TR	RUS 1000 VAL ETF	464287598	300,836	1,625	SH		SOLE		1,625	0	0
ISHARES TR	RUS 2000 GRW ETF	464287648	6,391,330	22,206	SH		SOLE		21,421	65	720
ISHARES TR	RUS 2000 GRW ETF	464287648	429,427	1,492	SH		OTR		1,492	0	0
ISHARES TR	RUS MD CP GR ETF	464287481	390,263	3,079	SH		OTR		3,079	0	0
ISHARES TR	RUS MD CP GR ETF	464287481	14,121,978	111,416	SH		SOLE		111,206	0	210
ISHARES TR	RUSSELL 2000 ETF	464287655	1,114,080	5,042	SH		SOLE		5,042	0	0
ISHARES TR	S&P MC 400GR ETF	464287606	650,149	7,150	SH		OTR		7,150	0	0
ISHARES TR	S&P MC 400GR ETF	464287606	6,999,427	76,976	SH		SOLE		69,396	2,580	5,000
ISHARES TR	S&P MC 400VL ETF	464287705	343,640	2,750	SH		SOLE		2,750	0	0
ISHARES TR	S&P SML 600 GWT	464287887	338,425	2,500	SH		OTR		2,500	0	0
ISHARES TR	SELECT DIVID ETF	464287168	273,739	2,085	SH		OTR		2,085	0	0
ISHARES TR	SELECT DIVID ETF	464287168	5,200,265	39,609	SH		SOLE		38,209	1,400	0
ISHARES TR	TIPS BD ETF	464287176	157,161	1,475	SH		SOLE		1,400	0	75
ISHARES TR	TIPS BD ETF	464287176	63,930	600	SH		OTR		600	0	0
ISHARES TR	U.S. TECH ETF	464287721	9,592,575	60,134	SH		SOLE		51,634	2,950	5,550
ISHARES TR	U.S. TECH ETF	464287721	390,824	2,450	SH		OTR		2,000	450	0
J P MORGAN EXCHANGE TRADED F	BETABUILDERS EUR	46641Q191	386,221	6,969	SH		SOLE		6,969	0	0
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	17,945,045	311,925	SH		SOLE		308,905	1,500	1,520
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	1,428,469	24,830	SH		OTR		18,350	6,480	0
J P MORGAN EXCHANGE TRADED F	HEDGED EQUITY LA	46654Q724	93,060	1,500	SH		OTR		0	1,500	0
J P MORGAN EXCHANGE TRADED F	HEDGED EQUITY LA	46654Q724	480,810	7,750	SH		SOLE		7,750	0	0
J P MORGAN EXCHANGE TRADED F	NASDAQ EQT PREM	46654Q203	2,043,775	36,250	SH		SOLE		36,250	0	0
J P MORGAN EXCHANGE TRADED F	NASDAQ EQT PREM	46654Q203	157,864	2,800	SH		OTR		2,800	0	0
JOHNSON & JOHNSON	COM	478160104	1,055,147	7,296	SH		OTR		5,456	1,840	0
JOHNSON & JOHNSON	COM	478160104	6,843,273	47,319	SH		SOLE		46,599	720	0
JPMORGAN CHASE & CO.	COM	46625H100	1,707,694	7,124	SH		OTR		6,894	230	0
JPMORGAN CHASE & CO.	COM	46625H100	7,880,705	32,876	SH		SOLE		31,613	185	1,078
KEYSIGHT TECHNOLOGIES INC	COM	49338L103	240,945	1,500	SH		SOLE		0	0	1,500
KIMBERLY-CLARK CORP	COM	494368103	207,698	1,585	SH		SOLE		1,585	0	0
KIMBERLY-CLARK CORP	COM	494368103	529,401	4,040	SH		OTR		3,940	0	100
LAM RESEARCH CORP	COM NEW	512807306	126,402	1,750	SH		OTR		1,750	0	0
LAM RESEARCH CORP	COM NEW	512807306	961,742	13,315	SH		SOLE		13,315	0	0
LINDE PLC	SHS	G54950103	563,111	1,345	SH		OTR		1,345	0	0
LINDE PLC	SHS	G54950103	164,537	393	SH		SOLE		393	0	0
LOWES COS INC	COM	548661107	2,238,229	9,069	SH		SOLE		8,960	85	24
LOWES COS INC	COM	548661107	145,612	590	SH		OTR		590	0	0
MARSH & MCLENNAN COS INC	COM	571748102	2,588,853	12,188	SH		SOLE		12,158	0	30
MARSH & MCLENNAN COS INC	COM	571748102	1,172,290	5,519	SH		OTR		5,339	180	0
MASTERCARD INCORPORATED	CL A	57636Q104	65,821	125	SH		OTR		125	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	2,713,415	5,153	SH		SOLE		5,145	0	8
MCDONALDS CORP	COM	580135101	710,230	2,450	SH		OTR		2,290	160	0
MCDONALDS CORP	COM	580135101	9,424,034	32,509	SH		SOLE		32,389	0	120
MCKESSON CORP	COM	58155Q103	216,565	380	SH		OTR		380	0	0
MCKESSON CORP	COM	58155Q103	1,937,124	3,399	SH		SOLE		3,399	0	0
MERCK & CO INC	COM	58933Y105	550,820	5,537	SH		OTR		4,218	1,319	0
MERCK & CO INC	COM	58933Y105	2,666,959	26,809	SH		SOLE		25,214	1,200	395
META PLATFORMS INC	CL A	30303M102	622,982	1,064	SH		SOLE		771	0	293
MICROSOFT CORP	COM	594918104	6,200,686	14,711	SH		OTR		13,346	1,365	0
MICROSOFT CORP	COM	594918104	25,254,172	59,915	SH		SOLE		57,729	590	1,596
MONDELEZ INTL INC	CL A	609207105	99,450	1,665	SH		OTR		1,665	0	0
MONDELEZ INTL INC	CL A	609207105	269,919	4,519	SH		SOLE		4,519	0	0
MORGAN STANLEY	COM NEW	617446448	358,930	2,855	SH		OTR		2,855	0	0
MORGAN STANLEY	COM NEW	617446448	216,992	1,726	SH		SOLE		1,726	0	0
MORNINGSTAR INC	COM	617700109	354,271	1,052	SH		SOLE		0	0	1,052
NCINO INC	COM	63947X101	201,446	5,999	SH		SOLE		0	0	5,999
NETFLIX INC	COM	64110L106	2,223,843	2,495	SH		SOLE		2,385	0	110
NEXTERA ENERGY INC	COM	65339F101	311,206	4,341	SH		OTR		4,081	260	0
NEXTERA ENERGY INC	COM	65339F101	411,930	5,746	SH		SOLE		5,746	0	0
NIKE INC	CL B	654106103	379,863	5,020	SH		SOLE		4,461	0	559
NIKE INC	CL B	654106103	402,942	5,325	SH		OTR		5,325	0	0
NORTHROP GRUMMAN CORP	COM	666807102	1,079,367	2,300	SH		SOLE		2,300	0	0
NOVO-NORDISK A S	ADR	670100205	222,619	2,588	SH		SOLE		1,063	0	1,525
NVIDIA CORPORATION	COM	67066G104	9,155,892	68,180	SH		SOLE		64,314	0	3,866
NVIDIA CORPORATION	COM	67066G104	3,012,124	22,430	SH		OTR		20,430	2,000	0
OLD DOMINION FREIGHT LINE IN	COM	679580100	212,562	1,205	SH		SOLE		153	0	1,052
ORACLE CORP	COM	68389X105	11,799,945	70,811	SH		SOLE		70,561	250	0
ORACLE CORP	COM	68389X105	719,884	4,320	SH		OTR		3,120	1,200	0
PALO ALTO NETWORKS INC	COM	697435105	1,407,642	7,736	SH		SOLE		7,702	0	34
PALO ALTO NETWORKS INC	COM	697435105	25,474	140	SH		OTR		140	0	0
PAYCHEX INC	COM	704326107	574,902	4,100	SH		OTR		4,100	0	0
PAYCHEX INC	COM	704326107	1,703,673	12,150	SH		SOLE		12,150	0	0
PEPSICO INC	COM	713448108	634,090	4,170	SH		OTR		3,520	650	0
PEPSICO INC	COM	713448108	3,766,982	24,773	SH		SOLE		24,610	125	38
PFIZER INC	COM	717081103	2,214,803	83,483	SH		SOLE		81,783	1,500	200
PFIZER INC	COM	717081103	267,024	10,065	SH		OTR		8,065	2,000	0
PHILIP MORRIS INTL INC	COM	718172109	2,166,540	18,002	SH		SOLE		17,402	600	0
PHILIP MORRIS INTL INC	COM	718172109	478,631	3,977	SH		OTR		2,937	1,040	0
PIMCO ETF TR	ACTIVE BD ETF	72201R775	33,455	370	SH		OTR		370	0	0
PIMCO ETF TR	ACTIVE BD ETF	72201R775	266,648	2,949	SH		SOLE		2,949	0	0
PROCTER AND GAMBLE CO	COM	742718109	7,029,899	41,932	SH		SOLE		41,584	300	48
PROCTER AND GAMBLE CO	COM	742718109	2,224,212	13,267	SH		OTR		12,302	965	0
PROGRESSIVE CORP	COM	743315103	488,564	2,039	SH		SOLE		799	0	1,240
PUBLIC STORAGE OPER CO	COM	74460D109	442,572	1,478	SH		SOLE		1,478	0	0
QUANTA SVCS INC	COM	74762E102	1,887,766	5,973	SH		SOLE		5,953	0	20
QUANTA SVCS INC	COM	74762E102	512,001	1,620	SH		OTR		1,435	185	0
REGENERON PHARMACEUTICALS	COM	75886F107	287,781	404	SH		SOLE		404	0	0
REPUBLIC SVCS INC	COM	760759100	4,744,629	23,584	SH		SOLE		23,149	135	300
REPUBLIC SVCS INC	COM	760759100	294,728	1,465	SH		OTR		1,225	240	0
ROSS STORES INC	COM	778296103	4,807,058	31,778	SH		SOLE		29,204	150	2,424
ROSS STORES INC	COM	778296103	496,165	3,280	SH		OTR		3,280	0	0
RTX CORPORATION	COM	75513E101	864,428	7,470	SH		SOLE		7,470	0	0
RTX CORPORATION	COM	75513E101	300,872	2,600	SH		OTR		1,100	1,500	0
RYAN SPECIALTY HOLDINGS INC	CL A	78351F107	209,354	3,263	SH		SOLE		0	0	3,263
SALESFORCE INC	COM	79466L302	487,787	1,459	SH		SOLE		700	0	759
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	260,902	2,695	SH		SOLE		2,695	0	0
SELECT SECTOR SPDR TR	ENERGY	81369Y506	111,358	1,300	SH		OTR		1,300	0	0
SELECT SECTOR SPDR TR	ENERGY	81369Y506	1,123,002	13,110	SH		SOLE		11,010	500	1,600
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	304,479	6,300	SH		OTR		6,300	0	0
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	5,964,791	123,418	SH		SOLE		109,828	4,300	9,290
SELECT SECTOR SPDR TR	INDL	81369Y704	151,524	1,150	SH		OTR		650	500	0
SELECT SECTOR SPDR TR	INDL	81369Y704	3,722,878	28,255	SH		SOLE		25,855	1,100	1,300
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	465,549	11,447	SH		SOLE		9,571	0	1,876
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	2,194,367	9,781	SH		SOLE		7,548	733	1,500
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	44,870	200	SH		OTR		200	0	0
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	14,149	180	SH		OTR		180	0	0
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	1,354,528	17,231	SH		SOLE		13,531	1,450	2,250
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	3,168,649	23,033	SH		SOLE		18,743	1,650	2,640
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	690,601	5,020	SH		OTR		4,810	210	0
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	1,867,045	24,667	SH		SOLE		21,573	2,694	400
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	68,877	910	SH		OTR		500	410	0
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	1,078,085	12,813	SH		SOLE		12,013	0	800
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	16,828	200	SH		OTR		200	0	0
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	6,507,537	27,987	SH		SOLE		27,823	0	164
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	469,690	2,020	SH		OTR		1,760	260	0
SEMPRA	COM	816851109	596,496	6,800	SH		SOLE		6,800	0	0
SEMPRA	COM	816851109	192,984	2,200	SH		OTR		2,200	0	0
SERVISFIRST BANCSHARES INC	COM	81768T108	244,729	2,888	SH		SOLE		0	0	2,888
SHELL PLC	SPON ADS	780259305	247,404	3,949	SH		SOLE		3,949	0	0
SHERWIN WILLIAMS CO	COM	824348106	244,749	720	SH		OTR		720	0	0
SHERWIN WILLIAMS CO	COM	824348106	122,374	360	SH		SOLE		360	0	0
SOUTHERN CO	COM	842587107	574,593	6,980	SH		OTR		6,200	780	0
SOUTHERN CO	COM	842587107	1,777,700	21,595	SH		SOLE		19,855	1,300	440
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	11,434,887	26,874	SH		SOLE		26,654	140	80
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	836,107	1,965	SH		OTR		1,905	60	0
SPDR GOLD TR	GOLD SHS	78463V107	966,825	3,993	SH		SOLE		3,993	0	0
SPDR GOLD TR	GOLD SHS	78463V107	7,263	30	SH		OTR		0	30	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	4,043,952	6,900	SH		OTR		6,515	385	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	41,379,592	70,604	SH		SOLE		69,082	1,150	372
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	930,693	1,634	SH		OTR		1,634	0	0
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	8,397,887	14,744	SH		SOLE		14,134	395	215
SPDR SER TR	PORTFOLIO SH TSR	78468R101	4,048,171	139,544	SH		SOLE		132,044	7,500	0
SPDR SER TR	PORTFOLIO SH TSR	78468R101	203,070	7,000	SH		OTR		7,000	0	0
SPDR SER TR	S&P DIVID ETF	78464A763	199,471	1,510	SH		OTR		1,510	0	0
SPDR SER TR	S&P DIVID ETF	78464A763	3,393,913	25,692	SH		SOLE		25,442	250	0
STARBUCKS CORP	COM	855244109	788,400	8,640	SH		SOLE		8,640	0	0
STARBUCKS CORP	COM	855244109	118,625	1,300	SH		OTR		1,300	0	0
STRYKER CORPORATION	COM	863667101	2,562,115	7,116	SH		SOLE		7,098	0	18
STRYKER CORPORATION	COM	863667101	162,022	450	SH		OTR		450	0	0
TARGET CORP	COM	87612E106	502,869	3,720	SH		OTR		3,720	0	0
TARGET CORP	COM	87612E106	1,541,863	11,406	SH		SOLE		11,356	0	50
TEXAS INSTRS INC	COM	882508104	159,383	850	SH		OTR		850	0	0
TEXAS INSTRS INC	COM	882508104	754,727	4,025	SH		SOLE		4,025	0	0
THE CIGNA GROUP	COM	125523100	248,526	900	SH		OTR		900	0	0
THE CIGNA GROUP	COM	125523100	552,280	2,000	SH		SOLE		2,000	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	1,355,199	2,605	SH		SOLE		2,181	0	424
THERMO FISHER SCIENTIFIC INC	COM	883556102	28,612	55	SH		OTR		55	0	0
TJX COS INC NEW	COM	872540109	241,015	1,995	SH		OTR		1,995	0	0
TJX COS INC NEW	COM	872540109	212,263	1,757	SH		SOLE		1,757	0	0
TRANE TECHNOLOGIES PLC	SHS	G8994E103	310,254	840	SH		SOLE		840	0	0
TRAVELERS COMPANIES INC	COM	89417E109	42,155	175	SH		SOLE		175	0	0
TRAVELERS COMPANIES INC	COM	89417E109	367,357	1,525	SH		OTR		0	1,525	0
TRIUMPH FINANCIAL INC	COM	89679E300	202,026	2,223	SH		SOLE		0	0	2,223
UNION PAC CORP	COM	907818108	1,662,183	7,289	SH		SOLE		7,229	60	0
UNION PAC CORP	COM	907818108	86,655	380	SH		OTR		275	105	0
UNITED PARCEL SERVICE INC	CL B	911312106	1,147,005	9,096	SH		SOLE		9,096	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	140,601	1,115	SH		OTR		1,000	115	0
UNITEDHEALTH GROUP INC	COM	91324P102	809,376	1,600	SH		OTR		1,530	70	0
UNITEDHEALTH GROUP INC	COM	91324P102	3,920,415	7,750	SH		SOLE		7,275	0	475
VANECK ETF TRUST	AGRIBUSINESS ETF	92189F700	80,650	1,250	SH		OTR		0	1,250	0
VANECK ETF TRUST	AGRIBUSINESS ETF	92189F700	121,297	1,880	SH		SOLE		1,880	0	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	14,414,652	35,120	SH		SOLE		33,940	100	1,080
VANGUARD INDEX FDS	GROWTH ETF	922908736	747,411	1,821	SH		OTR		1,621	200	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	222,397	842	SH		SOLE		842	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	212,010	2,380	SH		SOLE		2,380	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	466,690	5,239	SH		OTR		5,239	0	0
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	3,653,131	6,780	SH		SOLE		6,780	0	0
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	88,903	165	SH		OTR		165	0	0
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	28,006	100	SH		OTR		100	0	0
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	5,138,820	18,349	SH		SOLE		18,219	0	130
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	521,658	1,800	SH		OTR		1,800	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	579,620	2,000	SH		SOLE		2,000	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	388,080	8,812	SH		SOLE		8,512	0	300
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	317,088	7,200	SH		OTR		7,200	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	652,598	10,282	SH		SOLE		10,282	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	109,422	1,724	SH		OTR		1,724	0	0
VANGUARD SCOTTSDALE FDS	LG-TERM COR BD	92206C813	879,786	11,765	SH		SOLE		11,765	0	0
VANGUARD SCOTTSDALE FDS	LG-TERM COR BD	92206C813	48,607	650	SH		OTR		650	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	719,087	3,672	SH		SOLE		3,672	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	326,801	6,834	SH		SOLE		6,834	0	0
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	134,607	1,055	SH		OTR		1,055	0	0
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	3,007,934	23,575	SH		SOLE		23,325	250	0
VANGUARD WHITEHALL FDS	INTL HIGH ETF	921946794	1,372,873	20,225	SH		SOLE		20,100	0	125
VERIZON COMMUNICATIONS INC	COM	92343V104	281,489	7,039	SH		OTR		5,039	2,000	0
VERIZON COMMUNICATIONS INC	COM	92343V104	865,063	21,632	SH		SOLE		20,009	1,623	0
VICTORY PORTFOLIOS II	SHARES FREE CASH	92647X830	689,811	20,235	SH		SOLE		20,235	0	0
VISA INC	COM CL A	92826C839	2,090,920	6,616	SH		OTR		4,826	1,790	0
VISA INC	COM CL A	92826C839	8,609,877	27,243	SH		SOLE		25,513	75	1,655
WALMART INC	COM	931142103	1,959,962	21,693	SH		OTR		21,693	0	0
WALMART INC	COM	931142103	5,522,101	61,119	SH		SOLE		60,864	255	0
WASTE CONNECTIONS INC	COM	94106B101	353,454	2,060	SH		SOLE		650	0	1,410
WASTE MGMT INC DEL	COM	94106L109	363,222	1,800	SH		OTR		1,800	0	0
WASTE MGMT INC DEL	COM	94106L109	1,939,000	9,609	SH		SOLE		9,109	500	0
WELLS FARGO CO NEW	COM	949746101	549,838	7,828	SH		SOLE		7,828	0	0
WELLS FARGO CO NEW	COM	949746101	205,452	2,925	SH		OTR		2,925	0	0
WELLTOWER INC	COM	95040Q104	207,823	1,649	SH		OTR		1,649	0	0
YUM BRANDS INC	COM	988498101	232,767	1,735	SH		OTR		1,735	0	0
YUM BRANDS INC	COM	988498101	1,622,933	12,097	SH		SOLE		12,097	0	0
ZOETIS INC	CL A	98978V103	440,073	2,701	SH		OTR		1,921	780	0
ZOETIS INC	CL A	98978V103	1,464,740	8,990	SH		SOLE		8,364	75	551

Check here if Amendment:	☐ Amendment Number:
This Amendment (Check only one.):	☐ is a restatement. ☐ adds new holdings entries.

Name:	Mechanics Bank Trust Department
Address:	1111 Civic Drive, Suite 333

	Walnut Creek, CA 94596
Form 13F File Number:	028-13144

Name:	Yolanda Johnson
Title:	Trust Operations Manager
Phone:	805-269-7075

Number of Other Included Managers:	0
Form 13F Information table Entry Total:	376
Form 13F Information table Value Total:	750314906 (thousands)

Institutional Investment Manager Filing this Report:

Signature, Place, and Date of Signing:

Report Type (Check only one.):

Form 13F Summary Page

Report Summary:

List of Other Included Managers: