UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
Report for the Calendar Year or Quarter Ended:
09-30-2022
Check here if Amendment: ☐ Amendment Number:
This Amendment (Check only one.):☐ is a restatement.
☐ adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:
Atlas Financial Advisors, Inc.
Address:
2126 5th Avenue
Oroville, CA 95965
Form 13F File Number:
028-22420

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.


Person Signing this Report on Behalf of Reporting Manager:
Name:
A. Cole Garcia
Title:
CCO
Phone:
530-589-2515


Signature, Place, and Date of Signing:

/s/ A. Cole Garcia
                         [Signature]
Oroville, CALIFORNIA
                 [City, State]
10-19-2022
                           [Date]
                          

Report Type (Check only one.):

☒ 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) 

☐ 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) 

☐ 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)


Form 13F Summary Page

Report Summary:

Number of Other Included Managers:
0
Form 13F Information table Entry Total:
14
Form 13F Information table Value Total:
61087
          (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]

  
NONE


UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number:3235-0006
Expires:July 31, 2015
Estimated average burden
hours per response:23.8
COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
FIDELITY COVINGTON TRUSTMSCI UTILS INDEX3160928651,15327,299SHSOLE 0 0 27,299
INVESCO DB MULTI-SECTOR COMMAGRICULTURE FD46140H10621210,567SHSOLE 0 0 10,567
ISHARES TRCORE US AGGBD ET46428722618,249189,424SHSOLE 0 0 189,424
ISHARES TR20 YR TR BD ETF4642874324,80146,859SHSOLE 0 0 46,859
ISHARES TRUS AER DEF ETF4642887602222,434SHSOLE 0 0 2,434
ISHARES TRCORE DIV GRWTH46434V6212395,364SHSOLE 0 0 5,364
ISHARES TRTIPS BD ETF4642871762122,018SHSOLE 0 0 2,018
MICROSOFT CORPCOM5949181042691,156SHSOLE 0 0 1,156
PACER FDS TRUS CASH COWS 10069374H8811,34432,767SHSOLE 0 0 32,767
PIMCO ETF TR25YR+ ZERO U S72201R8829,02096,858SHSOLE 0 0 96,858
SCHWAB STRATEGIC TRUS LCAP GR ETF8085243002334,170SHSOLE 0 0 4,170
SIMPLIFY EXCHANGE TRADED FUNUS EQT PLS DWNSD82889N20218,049682,378SHSOLE 0 0 682,378
SIMPLIFY EXCHANGE TRADED FUNNASDAQ 100 DS CN82889N5096,804295,826SHSOLE 0 0 295,826
SPDR GOLD TRGOLD SHS78463V1072801,811SHSOLE 0 0 1,811