As filed with the Securities and Exchange                                                       

Registration No.  333-167182

Commission on June 29, 2018

Registration No. 811-02512

 

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

FORM N-4

 

REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933

Post-Effective Amendment No. 15                                                                  [X]

 

 

 

REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940

Amendment No.                                                                                              [X]

(Check appropriate box or boxes.)

 

Variable Annuity Account B
(Exact Name of Registrant)

of

 

VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY

(Name of Depositor)

 

One Orange Way

Windsor, Connecticut 06095-4774

(860) 580-4646

(Address and Telephone Number of Depositor’s Principal Office)

 

Peter M. Scavongelli, Senior Counsel

One Orange Way, C2N

Windsor, CT 06095

860-580-1631

(Name and Address of Agent for Service of Process)

 

 

Approximate Date of Proposed Public Offering:

As soon as practical after the effective date of the Registration Statement

 

It is proposed that this filing will become effective (check appropriate box):

[ X ]        immediately upon filing pursuant to paragraph (b) of Rule 485

[   ]          on (date), pursuant to paragraph (b) of Rule 485

[   ]          60 days after filing pursuant to paragraph (a)(1) of Rule 485

[   ]          on (date) pursuant to paragraph (a)(1) of Rule 485

 

If appropriate, check the following box:

[   ]          this post-effective amendment designates a new effective date for a previously filed post-effective amendment.

 

Title of Securities Being Registered:

Deferred Combination Variable and Fixed Annuity Contracts

 

 


 

PARTS A AND B

 

The Prospectus and the Statement of Additional Information each dated May 1, 2018 are incorporated into Parts A and B of this Post-Effective Amendment No. 15 by reference to Registrant’s filing under Rule 485(b) as filed on April 6, 2018.

 

A supplement dated June 29, 2018 to the Prospectus and Statement of Additional Information is included in Parts A and B of this Post-Effective Amendment No. 15.

 

 


 

Voya Retirement Insurance and Annuity Company

and its

Variable Annuity Account B

 

Voya express Retirement Variable Annuity

 

Supplement dated June 29, 2018
to the Contract Prospectus dated May 1, 2018

 

 

This supplement updates and amends certain information contained in your variable annuity Contract Prospectus. Please read it carefully and keep it with your Contract Prospectus for future reference.

__________________________________________________________________________

 

Effective June 1, 2018, Voya Retirement Insurance and Annuity Company’s subsidiary, Voya Financial Partners, LLC, became the principal underwriter (distributor) for the Contract.  Voya Financial Partners, LLC was organized under the laws of the State of Delaware on November 28, 2000, and is registered as a broker/dealer with the Securities and Exchange Commission.  Voya Financial Partners, LLC is a member of the Financial Industry Regulatory Authority and the Securities Investor Protection Corporation. Voya Financial Partners, LLC’s principal office is located at One Orange Way, Windsor, Connecticut 06095-4774.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

X.167182-18

 

June 2018

 


 

 

PART C - OTHER INFORMATION

 

Item 24.

Financial Statements and Exhibits

 

(a)

Financial Statements:

 

 

(1)

Incorporated by reference in Part B:

 

 

 

Financial Statements of Variable Annuity B:

 

 

 

-

Report of Independent Registered Public Accounting Firm

 

 

 

-

Statements of Assets and Liabilities as of December 31, 2017

 

 

 

-

Statements of Operations for the year ended December 31, 2017

 

 

 

-

Statements of Changes in Net Assets for the years ended December 31, 2017 and 2016

 

 

 

-

Notes to Financial Statements

 

 

 

Consolidated Financial Statements of Voya Retirement Insurance and Annuity Company:

 

 

 

-

Report of Independent Registered Public Accounting Firm

 

 

 

-

Consolidated Balance Sheets as of December 31, 2017 and 2016

 

 

 

-

Consolidated Statements of Operations for the years ended December 31, 2017, 2016 and 2015

 

 

 

 

Consolidated Statements of Comprehensive Income for the years ended December 31, 2017, 2016 and 2015

 

 

 

-

Consolidated Statements of Changes in Shareholder’s Equity for the years ended December 31, 2017, 2016 and 2015

 

 

 

-

Consolidated Statements of Cash Flows for the years ended December 31, 2017, 2016 and 2015

 

 

 

-

Notes to Consolidated Financial Statements

 

 

 

 

 

 

(b)

Exhibits

 

 

(1)

Resolution establishing Variable Annuity Account B (“Registrant”). (Incorporated by reference to Post-Effective Amendment No. 6 to the Registration Statement on Form N-4, File No. 33-75986, as filed on April 22, 1996.)

 

 

(2)

Not Applicable.

 

 

(3.1)

Standard form of Broker-Dealer Agreement. (Incorporated herein by reference to Post-Effective Amendment No. 32 to Registration Statement on Form N-4, File No. 33-81216, as filed on April 22, 1996.)

 

 

(3.2)

Underwriting Agreement dated November 17, 2006 between ING Life Insurance and Annuity Company and ING Financial Advisers, LLC · Incorporated by reference to Post-Effective Amendment No. 34 to Registration Statement on Form N-4 (File No. 033-75996), as filed on December 20, 2006.

 

 

(3.3)

Intercompany Agreement dated December 22, 2010 (effective January 1, 2010) between Directed Services LLC and ING Life Insurance and Annuity Company  · Incorporated by reference to Post-Effective Amendment No. 1 to Registration Statement on Form N-4 (File No. 333-167680), as filed on February 11, 2011.

 

 

(3.4)

Amendment No. 1 to the Intercompany Agreement dated December 1, 2013 (effective December 23, 2013) to the Intercompany Agreement dated December 22, 2010 (effective January 1, 2010) between Directed Services LLC (DSL) and ING Life Insurance and Annuity Company (ILIAC). (Incorporated herein by reference to Post-Effective Amendment No. 6 to Registration Statement on Form N-4, File No. 333-167680, as filed on April 9, 2014).

 

 

(3.5)

Amendment No. 3 to the Intercompany Agreement dated December 1, 2013 (effective December 23, 2013) to the Intercompany Agreement dated December 22, 2010 (effective January 1, 2010) between Directed Services LLC (DSL) and ING Life Insurance and Annuity Company (ILIAC). (Incorporated herein by reference to Post-Effective Amendment No. 10 to Registration Statement on Form N-4, File No. 333-167182, as filed on April 21, 2015).

           

 

 


 

 

 

(3.6)

Amendment No. 4 to the Intercompany Agreement effective May 1, 2015 to the Intercompany Agreement dated December 22, 2010 (effective January 1, 2010) between Directed Services LLC (DSL) and Voya Retirement Insurance and Annuity Company (VRIAC) · Incorporated by reference to Post-Effective Amendment No. 12 to Registration Statement on Form N-4 (File No. 333-167182), as filed on June 24, 2016.

 

 

(3.7)

Amendment No. 5 to the Intercompany Agreement effective March 1, 2016 to the Intercompany Agreement dated December 22, 2010 (effective January 1, 2010) between Directed Services LLC (DSL) and ING Life Insurance and Annuity Company (ILIAC) (now known as Voya Retirement Insurance and Annuity Company or VRIAC) · Incorporated by reference to Post-Effective Amendment No. 12 to Registration Statement on Form N-4 (File No. 333-167182), as filed on June 24, 2016.

 

 

(3.8)

Termination Amendment effective April 30, 2017 to Intercompany Agreement dated January 1, 2010 between ING Life Insurance and Annuity Company (nka Voya Retirement Insurance and Annuity Company) and Directed Services LLC · Incorporated by reference to Post-Effective Amendment No. 14 to Registration Statement on Form N-4 (File No. 333-167182), as filed on April 6, 2018.

 

 

(3.9)

Intercompany Agreement dated December 22, 2010 between ING Investment Management LLC and ING Life Insurance and Annuity Company. (Incorporated herein by reference to Post-Effective Amendment No. 1 to Registration Statement on Form N-4, File No. 333-167680, as filed on February 11, 2011.)

 

 

(3.10)

Amendment No. 1 to the Intercompany Agreement dated December 1, 2013 (effective December 23, 2013) to the Intercompany Agreement dated December 22, 2010 (effective January 1, 2010) between ING Investment Management LLC (IIM) and ING Life Insurance and Annuity Company (ILIAC). (Incorporated herein by reference to Post-Effective Amendment No. 6 to Registration Statement on Form N-4, File No. 333-167680, as filed on April 9, 2014).

 

 

(3.11)

Amendment No. 4 to the Intercompany Agreement dated effective March 1, 2016 to the Intercompany Agreement dated December 22, 2010 (effective January 1, 2010) between ING Investment Management LLC (IIM) (now known as Voya Investment Management LLC or VIM) and ING Life Insurance and Annuity Company (ILIAC) (now known as Voya Retirement Insurance and Annuity Company or VRIAC) · Incorporated by reference to Post-Effective Amendment No. 12 to Registration Statement on Form N-4 (File No. 333-167182), as filed on June 24, 2016.

 

 

(3.12)

Amendment No. 5, effective as of May 1, 2017, to the Intercompany Agreement between Voya Investment Management LLC and Voya Retirement Insurance and Annuity Company on September 28, 2017 · Incorporated by reference herein to the Initial Registration Statement on Form N-4 (File No. 333-220690), as filed on September 28, 2017.

 

 

(3.13)

Amendment No. 6, effective as of July 1, 2017, to the Intercompany Agreement between Voya Investment Management LLC and Voya Retirement Insurance and Annuity Company on September 28, 2017 · Incorporated by reference herein to the Initial Registration Statement on Form N-4 (File No. 333-220690), as filed on September 28, 2017.

 

 

(4.1)

Single Premium Deferred Individual Variable Annuity Contract with Minimum Guaranteed Withdrawal Benefit (ICC12-IL-IA-4030) (11/13/2013). (Incorporated herein by reference to Post-Effective Amendment No. 9 to Registration Statement on Form N-4, File No. 333-167182, as filed on April 23, 2014).

 

 

(4.2)

Individual Retirement Annuity Endorsement (ICC12 IL-RA-4031) (02/2013). (Incorporated herein by reference to Post-Effective Amendment No. 8 to a Registration Statement on Form N-4 for ING Life Insurance and Annuity Company Variable Annuity Account B filed with the Securities and Exchange commission on July 1, 2013 (File Nos. 333-167182, 811-02512).

 


 

 

 

(4.3)

Roth Individual Retirement Annuity Endorsement (ICC12 IL-RA-4032) (02/2013), (Incorporated herein by reference to Post-Effective Amendment No. 8 to a Registration Statement on Form N-4 for ING Life Insurance and Annuity Company Variable Annuity Account B filed with the Securities and Exchange commission on July 1, 2013 (File Nos. 333-167182, 811-02512).

 

 

(5.1)

Single Premium Deferred Individual Variable Annuity Application, (ICC12 155953) (12/10/2012). (Incorporated herein by reference to Post-Effective Amendment No. 8 to a Registration Statement on Form N-4 for ING Life Insurance and Annuity Company Variable Annuity Account B filed with the Securities and Exchange commission on July 1, 2013 (File Nos. 333-167182, 811-02512).

 

 

(6.1)

Restated Certificate of Incorporation (amended and restated as of October 1, 2007) of ING Life Insurance and Annuity Company. (Incorporated herein by reference to ING Life Insurance and Annuity Company Annual Report on Form 10-K, File No. 33-23376, as filed on March 31, 2008.)

 

 

(6.2)

Amended and Restated By-Laws of ING Life Insurance and Annuity Company, effective October 1, 2007. (Incorporated herein by reference to the ING Life Insurance and Annuity Company annual report on form 10-K, File No. 33-23376, as filed on March 31, 2008.)

 

 

(7)

Not Applicable.

 

 

(8.1)

Fund Participation, Administrative and Shareholder Service Agreement made and entered into as of July 25, 2016 by and between Voya Retirement Insurance and Annuity Company, Voya Financial Partners, LLC and Voya Investments Distributor, LLC · Incorporated by reference to Post-Effective Amendment No. 56 to Registration Statement on Form N-4 (File No. 033-81216), as filed on February 15, 2017.

 

 

(8.2)

Rule 22c-2 Agreement dated no later than April 16, 2007 is effective October 16, 2007 between ING Funds Services, LLC, ING Life Insurance and Annuity Company, ING National Trust, ING USA Annuity and Life Insurance Company, ReliaStar Life Insurance Company, ReliaStar Life Insurance Company of New York, Security Life of Denver Insurance Company and Systematized Benefits Administrators Inc. · Incorporated by reference to Post-Effective Amendment No. 50 to Registration Statement on Form N-4 (File No. 033-75962), as filed on June 15, 2007.

 

 

(9)

Opinion and Consent of Counsel, attached.

 

 

(10)

Consent of Independent Registered Public Accounting Firm, attached.

 

 

(11)

Not Applicable.

 

 

(12)

Not Applicable.

 

 

(13)

Authorization for Signatures. (Incorporated herein by reference to Post-Effective Amendment No. 5 to Registration Statement on Form N-4, File No. 33-75986, as filed on April 2, 1996.)

 

 

(14)

Powers of Attorney, attached.

 

Item 25

Directors and Officers of the Depositor*

 

Name

Principal Business Address

Positions and Offices with Depositor

Charles P. Nelson

One Orange Way
Windsor, CT 06095-4774

Director and President

Rodney O. Martin, Jr.

230 Park Avenue
New York, NY 10169

Director and Chairman

Chetlur S. Ragavan

230 Park Avenue
New York, NY 10169

Director, Executive Vice President and Chief Risk Officer

Michael S. Smith

230 Park Avenue
New York, NY 10169

Director and Executive Vice President, Finance

Carolyn M. Johnson

One Orange Way
Windsor, CT 06095-4774

Director and Senior Vice President

 


 

Name

Principal Business Address

Positions and Offices with Depositor

Patricia J. Walsh

230 Park Avenue
New York, NY 10169

Executive Vice President and Chief Legal Officer

Carlo Bertucci

One Orange Way
Windsor, CT 06095-4774

Senior Vice President and Chief Tax Officer

C. Landon Cobb, Jr.

5780 Powers Ferry Road, NW
Atlanta, GA 30327-4390

Senior Vice President and Chief Accounting Officer

Howard F. Greene

230 Park Avenue
New York, NY 10169

Senior Vice President, Compensation

Heather H. Lavallee

20 Washington Avenue South
Minneapolis, MN 55401

Senior Vice President

Francis G. O’Neill

One Orange Way
Windsor, CT 06095-4774

Senior Vice President and Chief Financial Officer

David S. Pendergrass

5780 Powers Ferry Road, NW
Atlanta, GA 30327-4390

Senior Vice President and Treasurer

Justin Smith

One Orange Way
Windsor, CT 06095-4774

Senior Vice President and Deputy General Counsel

Matthew Toms

5780 Powers Ferry Road, N.W.

Atlanta, GA 30327-4390

Senior Vice President

Chad J. Tope

699 Walnut Street, Suite 1350

Des Moines, IA 50309

Senior Vice President

Jean Weng

230 Park Avenue
New York, NY 10169

Senior Vice President and Assistant Secretary

Jennifer M. Ogren

20 Washington Avenue South
Minneapolis, MN 55401

Secretary

Anne M. Iezzi

One Orange Way
Windsor, CT 06095-4774

Vice President and Chief Compliance Officer

Brian J. Baranowski

One Orange Way
Windsor, CT 06095-4774

Vice President, Compliance

Debra M. Bell

5780 Powers Ferry Road, NW
Atlanta, GA 30327-4390

Vice President and Assistant Treasurer

Chad M. Eslinger

20 Washington Avenue South
Minneapolis, MN 55401

Vice President, Compliance

Regina A. Gordon

One Orange Way
Windsor, CT 06095-4774

Vice President, Compliance

Kyle A. Puffer

One Orange Way
Windsor, CT 06095-4774

Vice President and Appointed Actuary

Kevin J. Reimer

5780 Powers Ferry Road, NW
Atlanta, GA 30327-4390

Vice President and Assistant Treasurer

Scott N. Shepherd

One Orange Way
Windsor, CT 06095-4774

Vice President and Deputy Appointed Actuary

 

* These individuals may also be directors and/or officers of other affiliates of the Company.

 

 


 

Item 26.

Persons Controlled by or Under Common Control with the Depositor or Registrant

 

Voya Financial, Inc.

HOLDING COMPANY SYSTEM

 

06-01-2018

 

 

 

 

 

Voya Financial, Inc. (*1)

Non-Insurer (Delaware) 52-1222820

NAIC 4832

 

 

 

 

 

 

Voya California Holdings Inc.

Non-Insurer (California)

 

 

 

 

Voya Services Company

Non-Insurer (Delaware) 52-1317217

 

 

 

 

Voya Payroll Management, Inc.

Non-Insurer (Delaware) 52-2197204

 

 

 

 

 

Voya Holdings Inc.

Non-Insurer (Connecticut) 02-0488491

 

 

 

 

 

 

IB Holdings LLC
Non-Insurer (Virginia) 41-1983894

 

 

 

 

 

06/01/18

 

 

The New Providence Insurance Company, Limited

Non-Insurer (Cayman Islands) 98-0161114

 

 

 

 

Page 1

 

Voya Financial Advisors, Inc.

Non-Insurer (Minnesota) 41-0945505

 

 

 

 

 

 

Voya Investment Management LLC

Non-Insurer (Delaware) 58-2361003

 

 

 

 

 

 

 

 

Voya Investment Management Co. LLC

Non-Insurer (Delaware) 06-0888148

 

 

 

 

 

 

 

 

 

 

Voya Investment Management (Bermuda) Holdings Limited

Non-Insurer (Bermuda)

 

 

 

 

 

 

 

 

 

 

Voya Investment Trust Co.

Non-Insurer (Connecticut) 06-1440627

 

 

 

 

 

 

 

 

 

 

Voya Investment Management (UK) Limited

Non-Insurer (United Kingdom)

 

 

 

 

 

 

 

 

Voya Investment Management Alternative Assets LLC

Non Insurer (Delaware) 13-4038444

 

 

 

 

 

 

 

 

 

 

Voya Alternative Asset Management LLC

Non-Insurer (Delaware) 13-3863170

 

 

 

 

 

 

 

 

 

 

Voya Furman Selz Investments III LLC (*2)

Non-Insurer (Delaware) 13-4127836

 

 

 

 

 

 

 

 

 

 

Voya Realty Group LLC

Non-Insurer (Delaware) 13-4003969

 

 

 

 

 

 

 

 

 

 

Voya Pomona Holdings LLC

Non-Insurer  (Delaware) 13-4152011

 

 

 

 

 

 

 

 

 

 

 

 

Pomona G. P. Holdings LLC (*3)

Non-Insurer (Delaware) 13-4150600

 

 

 

 

 

 

 

 

 

 

 

 

Pomona Management LLC

Non-Insurer (Delaware) 13-4149700

 

 

 

 

 

 

 

 

 

 

Voya Alternative Asset Management Ireland Limited

Non-Insurer (Ireland)

 

 

 

 

 

 

 

 

Voya Capital, LLC

Non-Insurer (Delaware) 86-1020892

 

 

 

 

 

 

 

 

 

 

Voya Funds Services, LLC

Non-Insurer (Delaware) 86-1020893

 

 

 

 

 

 

 

 

 

 

Voya Investments Distributor, LLC

Non-Insurer (Delaware) 03-0485744

 

 

 

 

 

 

 

 

 

 

Voya Investments, LLC

Non-Insurer (Arizona) 03-0402099

 

 

 

 

 

06/01/18

 

 

First Lien Loan Program LLC (*4)

Non-Insurer (Delaware)  30-0841155

 

 

 

 

 

 

Page 2

 

 

Senior Secured Unitranche Loan Program LLC (*5)

Non-Insurer (Delaware)

 

 

 

 

 

                                                                 

 


 

 

 

Voya Retirement Insurance and Annuity Company

Insurer (Connecticut) 71-0294708 NAIC 86509

 

 

 

 

 

 

 

 

Voya Financial Partners, LLC

Non-Insurer (Delaware) 06-1375177

 

 

 

 

 

 

 

Voya Institutional Trust Company
Non-Insurer (Connecticut) 46-5416028

 

 

 

 

 

 

 

ReliaStar Life Insurance Company
Insurer (Minnesota) 41-0451140 NAIC 67105

 

 

 

 

 

 

 

 

ReliaStar Life Insurance Company of New York

Insurer (New York) 53-0242530 NAIC 61360

 

 

 

 

 

 

 

 

 

Roaring River, LLC

Insurer (Missouri) 26-3355951 NAIC 13583

 

 

 

 

 

06/01/18

 

Voya Institutional Plan Services, LLC

Non-Insurer (Delaware) 04-3516284

 

 

 

 

 

 

Page 3

 

 

Voya Retirement Advisors, LLC

Non-Insurer (New Jersey) 22-1862786

 

 

 

 

 

 

 

 

 

Australia Retirement Services Holding, LLC

Non-Insurer (Delaware) 26-0037599

 

 

 

 

 

 

 

ILICA LLC

Non-Insurer (Connecticut) 06-1067464

 

 

 

 

 

 

 

Voya International Nominee Holdings, Inc.

Non-Insurer (Connecticut) 06-0952776

 

 

 

 

 

 

 

AII 1, LLC

Non-Insurer (Connecticut) No FEIN

 

 

 

 

 

 

 

AII 2, LLC

Non-Insurer (Connecticut) No FEIN

 

 

 

 

 

 

 

AII 3, LLC

Non-Insurer (Connecticut) No FEIN

 

 

 

 

 

 

 

AII 4, LLC

Non-Insurer (Connecticut) No FEIN

 

 

 

 

 

 

 

Voya Insurance Solutions, Inc.

Non-Insurer (Connecticut) 06-1465377

 

 

 

 

 

 

 

Langhorne I, LLC

Non-Insurer (Missouri) 46-1051195 NAIC:  15364

 

 

 

 

 

 

Security Life Assignment Corporation

Non-Insurer (Colorado) 84-1437826

 

 

 

 

 

 

Security Life of Denver Insurance Company

Insurer (Colorado) 84-0499703 NAIC 68713

 

 

 

 

 

 

Voya America Equities, Inc.

Non-Insurer (Colorado) 84-1251388

 

 

 

 

 

 

Midwestern United Life Insurance Company

Insurer (Indiana) 35-0838945 NAIC 66109

 

 

 

 

 

 

Roaring River IV Holding, LLC

Non-Insurer (Delaware) 46-3607309

 

 

 

 

 

 

 

 

 

Roaring River IV, LLC

Insurer (Missouri) 80-0955075 NAIC 15365

 

 

 

 

 

 

 

Security Life of Denver International Limited

Insurer (Arizona) 98-0138339 NAIC 15321

 

 

 

 

 

 

Roaring River II, Inc.

Insurer (Arizona) 27-2278894 NAIC 14007

 

 

 

 

 

 

 

 

 

Voya Custom Investments LLC

Non-Insurer (Delaware) 27-2278894

 

 

 

 

 

 

 

 

 

SLD1 Georgia Holdings, Inc.

Non-Insurer (Georgia) 27-1108872

 

 

 

 

 

 

 

 

 

 

 

Voya II Custom Investments LLC

Non-Insurer (Delaware) 27-1108872

 

 

 

 

 

 

 

 

 

Rancho Mountain Properties, Inc.

Non-Insurer (Delaware) 27-2987157

 

 

 

 

 

 

 

IIPS of Florida, LLC

Non-Insurer (Florida)

 

 

 

 

 

Voya Financial Products Company, Inc.

Non-Insurer (Delaware) 26-1956344

 

 

 

 

                                             

 


 

06/01/18

 

 

 

 

 

Page 4

 

 

 

*1  On March 9, 2015, pursuant to the completion of a registered public offering and a share buyback with Voya Financial, Inc. (collectively, the “March 2015 Transactions”), ING Groep N.V.(“ING Group”) sold off all of the shares of Voya Financial, Inc. common stock that it owned. ING Group continued to own warrants to purchase up to 26,050,846 shares of Voya Financial, Inc. common stock at an exercise price of $48.75, in each case subject to adjustments. Upon completion of the March 2015 Transactions, ING Group was no longer an affiliate of, or the ultimate controlling person of, the Voya Financial, Inc. holding company system. Throughout 2017, ING Group sold some of its warrants. As of March 12, 2018, ING Group sold all of its remaining warrants.

*2  Voya Furman Selz Investments III LLC owned 95.81% by Voya Investment Management Alternative Assets LLC and 4.19% by Third Party Shareholder.

*3  Pomona G. P. Holdings LLC owned 50% by Voya Pomona Holdings LLC and 50% by Third Party Shareholder.

*4  First Lien Loan Program LLC management controlled 50% by Voya Investment Management LLC and 50% by Third Party Shareholder (Voya equity ownership of FLLP LLC is less than 15%).

*5  Senior Secured Unitranche Loan Program LLC management controlled 50% by Voya Investment Management LLC and 50% by Third Party Shareholder (Voya equity ownership of SSULP LLC is less than 15%).

 

 

Item 27.

Number of Contract Owners

 

As of May 31, 2018, there are 0 qualified contract owners and 0 non-qualified contract owners.

 

 

Item 28.

Indemnification

 

Section 33-779 of the Connecticut General Statutes (“CGS”) provides that a corporation may provide indemnification of or advance expenses to a director, officer, employee or agent only as permitted by Sections 33-770 to 33-778, inclusive, of the CGS.  Reference is hereby made to Section 33-771(e) of the CGS regarding indemnification of directors and Section 33-776(d) of CGS regarding indemnification of officers, employees and agents of Connecticut corporations. 

 

 

These statutes provide in general that Connecticut corporations incorporated prior to January 1, 1997 shall, except to the extent that their certificate of incorporation expressly provides otherwise, indemnify their directors, officers, employees and agents against “liability” (defined as the obligation to pay a judgment, settlement, penalty, fine, including an excise tax assessed with respect to an employee benefit plan, or reasonable expenses incurred with respect to a proceeding) when (1) a determination is made pursuant to Section 33-775 that the party seeking indemnification has met the standard of conduct set forth in Section 33-771 or (2) a court has determined that indemnification is appropriate pursuant to Section 33-774.  Under Section 33-775, the determination of and the authorization for indemnification are made (a) by two or more disinterested directors, as defined in Section 33-770(2); (b) by special legal counsel; (c) by the shareholders; or (d) in the case of indemnification of an officer, agent or employee of the corporation, by the general counsel of the corporation or such other officer(s) as the board of directors may specify.  Also, Section 33-772 with Section 33-776 provide that a corporation shall indemnify an individual who was wholly successful on the merits or otherwise against reasonable expenses incurred by him in connection with a proceeding to which he was a party because he is or was a director, officer, employee, or agent of the corporation.  Pursuant to Section 33-771(d), in the case of a proceeding by or in the right of the corporation or with respect to conduct for which the director, officer, agent or employee was adjudged liable on the basis that he received a financial benefit to which he was not entitled, indemnification is limited to reasonable expenses incurred in connection with the proceeding against the corporation to which the individual was named a party.

 

 

A corporation may procure indemnification insurance on behalf of an individual who is or was a director of the corporation.  Consistent with the laws of the State of Connecticut, Voya Financial, Inc. maintains Professional Liability and Fidelity bond, Employment Practices liability and Network Security insurance policies issued by an international insurer.  The policies cover Voya Financial, Inc. and any company in which Voya Financial, Inc. has a controlling financial interest of 50% or more.  The policies cover the funds and assets of the principal underwriter/depositor under the care, custody and control of Voya Financial, Inc. and/or its subsidiaries.  The policies provide for the following types of coverage: Errors and Omissions/Professional Liability, Employment Practices liability and Fidelity/Crime (a.k.a. “Financial Institutional Bond”) and Network Security (a.k.a. “Cyber/IT”).

 

 


 

 

Section 20 of the Voya Financial Partners, LLC Amended and Restated Limited Liability Company Agreement executed as of June 30, 2016 provides that Voya Financial Partners, LLC will indemnify certain persons against any loss, damage, claim or expenses (including legal fees) incurred by such person if he is made a party or is threatened to be made a party to a suit or proceeding because he was a member, officer, director, employee or agent of Voya Financial Partners, LLC, as long as he acted in good faith on behalf of Voya Financial Partners, LLC and in a manner reasonably believed to be within the scope of his authority.  An additional condition requires that no person shall be entitled to indemnity if his loss, damage, claim or expense was incurred by reason of his gross negligence or willful misconduct.  This indemnity provision is authorized by and is consistent with Title 8, Section 145 of the General Corporation Law of the State of Delaware.

 

 

Insofar as indemnification for liability arising under the Securities Act of 1933 may be permitted to directors, officers and controlling persons of the Registrant pursuant to the foregoing provisions, or otherwise, the Registrant has been advised that in the opinion of the Securities and Exchange Commission such indemnification is against public policy as expressed in the Act and is, therefore, unenforceable. In the event that a claim for indemnification against such liabilities (other than the payment by the Registrant of expenses incurred or paid by a director, officer or controlling person of the Registrant in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the Registrant will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question of whether such indemnification by it is against public policy as expressed in the Act and will be governed by the final adjudication of such issue.

 

Item 29.

Principal Underwriter

 

(a)

In addition to serving as the principal underwriter for the Registrant, Voya Financial Partners, LLC acts as the principal underwriter for Variable Life Account B of Voya Retirement Insurance and Annuity Company (VRIAC), Variable Annuity Account C of VRIAC, Variable Annuity Account I of VRIAC and Variable Annuity Account G of VRIAC (separate accounts of VRIAC registered as unit investment trusts under the 1940 Act).  Voya Financial Partners, LLC is also the principal underwriter for (i) Separate Account N of ReliaStar Life Insurance Company (RLIC) (a separate account of RLIC registered as a unit investment trust under the 1940 Act), (ii) ReliaStar Select Variable Account of ReliaStar Life Insurance Company (a separate account of RLIC registered as a unit investment trust under the 1940 Act), (iii) MFS ReliaStar Variable Account (a separate account of RLIC registered as a unit investment trust under the 1940 Act), (iv) Northstar Variable Account (a separate account of RLIC registered as a unit investment trust under the 1940 Act), (v) ReliaStar Life Insurance Company of New York Variable Annuity Funds A, B and C (a management investment company registered under the 1940 Act), (vi) ReliaStar Life Insurance Company of New York Variable Annuity Funds D, E, F, G, H and I (a management investment company registered under the 1940 Act), (vii) ReliaStar Life Insurance Company of New York Variable Annuity Funds M, P and Q (a management investment company registered under the1940 Act), and (viii) ReliaStar Life Insurance Company of New York Variable Annuity Funds M and P (a management investment company registered under the1940 Act).

 

 

(b)

The following are the directors and officers of the Principal Underwriter:

 

Name

Principal Business Address

Positions and Offices with Underwriter

William P. Elmslie

One Orange Way

Windsor, CT  06095

Director and Managing Director

Thomas W. Halloran

30 Braintree Hill Office Park
Floors 2-4
Braintree, MA  02184

Director

Regina A. Gordon

One Orange Way

Windsor, CT  06095

Chief Compliance Officer

Kristin H. Hultgren

One Orange Way

Windsor, CT 06095

Chief Financial Officer

 


 

Name

Principal Business Address

Positions and Offices with Underwriter

Chetlur S. Ragavan

230 Park Avenue

New York, NY  10169

Executive Vice President and Chief Risk Officer

Cindy M. Fowler

One Orange Way

Windsor, CT  06095-4774

Chief Information Security Officer

Jennifer M. Ogren

20 Washington Avenue South

Minneapolis, MN  55401

Secretary

Carlo Bertucci

One Orange Way

Windsor, CT  06095-4774

Senior Vice President and Chief Tax Officer

David S. Pendergrass

5780 Powers Ferry Road

Atlanta, GA  30327-4390

Senior Vice President and Treasurer

Jean Weng

230 Park Avenue
New York, NY  10169

Senior Vice President and Assistant Secretary

M. Bishop Bastien

3017 Douglas Boulevard

Roseville, CA  95661

Vice President

Debra M. Bell

8055 East Tuft Avenue, Suite 710

Denver, CO  80237

Vice President and Assistant Treasurer

Lisa S. Gilarde

One Orange Way

Windsor, CT  06095-4774

Vice President

Mark E. Jackowitz

22 Century Hill Drive, Suite 101

Latham, NY  12110

Vice President

Carol B. Keen

One Orange Way

Windsor, CT  06095-4774

Vice President

George D. Lessner, Jr.

15455 North Dallas Parkway

Suite 1250

Addison, TX  75001

Vice President

David J. Linney

2900 North Loop West, Suite 180

Houston, TX  77092

Vice President

Dawn M. Mazzola

One Orange Way

Windsor, CT  06095-4774

Vice President

Michael J. Pise

One Orange Way

Windsor, CT  06095-4774

Vice President

Kevin J. Reimer

5780 Powers Ferry Road, NW
Atlanta, GA 30327-4390

Vice President and Assistant Treasurer

Frank W. Snodgrass

9020 Overlook Boulevard, Suite 100

Brentwood, TN  37027

Vice President

Frederick H. Bohn

One Orange Way

Windsor, CT  06095-4774

Assistant Chief Financial Officer

Angelia M. Lattery

20 Washington Avenue South

Minneapolis, MN  55401

Assistant Secretary

Melissa A. O’Donnell

20 Washington Avenue South

Minneapolis, MN  55401

Assistant Secretary

Tina M. Schultz

20 Washington Avenue South

Minneapolis, MN  55401

Assistant Secretary

James D. Ensley

5780 Powers Ferry Road, N.W. Atlanta, GA  30327-4390

Tax Officer

Andrew M. Kallenberg

5780 Powers Ferry Road, N.W. Atlanta, GA  30327-4390

Tax Officer

Keith C. Watkins

5780 Powers Ferry Road, N.W. Atlanta, GA  30327-4390

Tax Officer

         

 

 


 

 

(c)

Compensation to Principal Underwriter during last fiscal year:

 

 

Name of Principal

Underwriter

Net Underwriting Discounts and Commission

 

Compensation

on Redemption

 

Brokerage

Commissions

 

 

Compensation*

Voya Financial Partners, LLC

 

$0

$0

$54,391,135.63

 

*

Reflects compensation paid to Voya Financial Partners, LLC attributable to regulatory and operating expenses associated with the distribution of all registered variable annuity products issued by Variable Annuity Account C of Voya Retirement Insurance and Annuity Company during 2017.

 

Item 30.

Location of Accounts and Records

 

All accounts, books and other documents required to be maintained by Section 31(a) of the 1940 Act and the rules under it relating to the securities described in and issued under this Registration Statement are maintained by Voya Retirement Insurance and Annuity Company at One Orange Way, Windsor, CT 06095-4774 and Voya Services Company at 5780 Powers Ferry Road, Atlanta, GA 30327-4390.

 

Item 31.

Management Services

 

Not Applicable.

 

Item 32.

Undertakings

 

Registrant hereby undertakes:

 

(i)

to file a post-effective amendment to this registration statement on Form N-4 as frequently as is necessary to ensure that the audited financial statements in the registration statement are never more than sixteen months old for as long as payments under the variable annuity contracts may be accepted;

 

(ii)

to include as part of any application to purchase a contract offered by a prospectus which is part of this registration statement on Form N-4, a space that an applicant can check to request a Statement of Additional Information or a post card or similar written communication affixed to or included in the Prospectus that the applicant can remove to send for a Statement of Additional Information; and

 

(iii)

to deliver any Statement of Additional Information and any financial statements required to be made available under this Form N-4 promptly upon written or oral request.

 

REPRESENTATIONS

 

The Company hereby represents that with respect to plans established pursuant to Section 403(b) of the Internal Revenue Code of 1986, as amended, that are subject to the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), it is relying on and complies with the terms of the SEC Staff’s No-Action Letter dated August 30, 2012, with respect to participant acknowledgement of and language concerning withdrawal restrictions applicable to such plans.  See ING Life Insurance and Annuity Company; S.E.C. No-Action Letter, 2012 WL 3862169, August 30, 2012.

 

Except in relation to 403(b) plans subject to ERISA, the Company hereby represents that it is relying on and complies with the provisions of Paragraphs (1) through (4) of the SEC Staff’s No-Action Letter dated November 28, 1988, with respect to language concerning withdrawal restrictions applicable to plans established pursuant to Section 403(b) of the Internal Revenue Code of 1986, as amended.  See American Council of Life Insurance; S.E.C. No-Action Letter, 1988 WL 1235221, November 28, 1988.

 

Voya Retirement Insurance and Annuity Company represents that the fees and charges deducted under the contracts covered by this registration statement, in the aggregate, are reasonable in relation to the services rendered, the expenses expected to be incurred, and the risks assumed by Voya Retirement Insurance and Annuity Company.

 

The Depositor and Registrant rely on SEC regulation.


 

SIGNATURES

 

As required by the Securities Act of 1933 and the Investment Company Act of 1940, the Registrant, Variable Annuity Account B of Voya Retirement Insurance and Annuity Company, certifies that it meets the requirements of Securities Act Rule 485(b) for effectiveness of this Post-Effective Amendment to its Registration Statement on Form N-4 (File No. 333-167182) and has duly caused this Post-Effective Amendment to the Registration Statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the Town of Windsor, State of Connecticut, on the 29th day of June 2018.

 

By:

VARABLE ANNUITY ACCOUNT B

 

(REGISTRANT)

 

By:

VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY (DEPOSITOR)

 

 

By:

Charles P. Nelson *

Charles P. Nelson

 

President (Principal Executive Officer)

 

 

 

As required by the Securities Act of 1933, this Post-Effective Amendment No. 15 to the Registration Statement has been signed by the following persons in the capacities indicated on June 29, 2018.

 

Signatures

Titles

 

 

Charles P. Nelson*

Director and President

Charles P. Nelson

(principal executive officer)

 

 

Francis G. O’Neill*

Senior Vice President and Chief Financial Officer

Francis G. O’Neill

(principal financial officer)

 

 

C. Landon Cobb, Jr.*

Senior Vice President and Chief Accounting Officer

C. Landon Cobb, Jr.

(principal accounting officer)

 

 

Carolyn M. Johnson*

Director

Carolyn M. Johnson

 

 

 

                                      

Director

Rodney O. Martin, Jr.

 

 

 

Chetlur S. Ragavan*

Director

Chetlur S. Ragavan

 

 

 

Michael S. Smith*

Director

Michael S. Smith

 

 

 

By:

/s/ Peter M. Scavongelli

 

 

Peter M. Scavongelli as

 

 

Attorney-in-Fact*

 

       

 


 

EXHIBIT INDEX

 

 

ITEM

EXHIBIT

PAGE #

 

 

 

24(b)(9)

Opinion and Consent of Counsel

EX-99.B9

 

 

 

24(b)(10)

Consent of Independent Registered Public Accounting Firm

EX-99.B10

 

 

 

24(b)(14)

Powers of Attorney

EX-99.B14

 

 

Exhibit 24(b)(9) Opinion and Consent of Counsel

 

VOYA LETTERHEAD

 

LAW DEPARTMENT/PRODUCT FILING UNIT

ONE ORANGE WAY, C2N

WINDSOR, CT 06094-4774

 

PETER M. SCAVONGELLI

SENIOR COUNSEL

PHONE: (860) 580-1631  |  EMAIL:  PETER.SCAVONGELLI@VOYA.COM

 

                                                                                                                                                       BY EDGARLINK

 

June 29, 2018

 

U.S. Securities and Exchange Commission

100 F Street, NE

Washington, DC 20549

 

Re:

Voya Retirement Insurance and Annuity Company and its Variable Annuity Account B

Post-Effective Amendment No. 15 to Registration Statement on Form N-4

Prospectus Title: Voya express Retirement Variable Annuity

File Nos.:  333-167182 and 811-02512

 

Ladies and Gentlemen:

 

The undersigned serves as counsel to Voya Retirement Insurance and Annuity Company, a Connecticut life insurance company (the “Company”). It is my understanding that the Company, as depositor, has registered an indefinite amount of securities (the “Securities”) under the Securities Act of 1933 as provided in Rule 24f-2 under the Investment Company Act of 1940.

 

In connection with this opinion, I have reviewed Post-Effective Amendment No. 15 to the above-referenced Registration Statement on Form N-4. I have also examined originals or copies, certified or otherwise identified to my satisfaction, of such documents, trust records and other instruments I have deemed necessary or appropriate for the purpose of rendering this opinion. For purpose of such examination, I have assumed the genuineness of all signatures on original documents and the conformity to the original of all copies.

 

I am admitted to practice law in Massachusetts, and do not purport to be an expert on the laws of any other state. My opinion herein as to any other law is based upon a limited inquiry thereof which I have deemed appropriate under the circumstances.

 

Based upon the foregoing, and, assuming the Securities are sold in accordance with the provisions of the prospectus, I am of the opinion that the Securities being registered will be legally issued and will represent binding obligations of the Company.

 

I consent to the filing of this opinion as an exhibit to the Registration Statement.

 

Sincerely,

 

/s/ Peter M. Scavongelli

Peter M. Scavongelli

 

 

 

 

PLAN | INVEST | PROTECT

Voya Logo

 

 

Exhibit 24(b)(10) – Consent of Ernst and Young LLP, Independent Registered Public Accounting Firm

 

 

We consent to the reference to our firm under the caption “Experts” in Post-Effective Amendment No. 15 to the Registration Statement (Form N-4, No. 333-167182) of Variable Annuity Account B of Voya Retirement Insurance and Annuity Company, and to the use  therein of our reports dated  (a) March 15, 2018, with respect to the consolidated financial statements of Voya Retirement Insurance and Annuity Company and (b) April 6, 2018, with respect to the financial statements of Variable Annuity Account B of Voya Retirement Insurance and Annuity Company.

 

 

 

/s/ Ernst & Young LLP 

 

Boston, Massachusetts 

June 29, 2018

 

Exhibit 24(b)(13)

 

POWER OF ATTORNEY

Pursuant to Item 601(b)(24) of Regulation SK and Rule 462(b) of the Securities Act of 1933

 

The undersigned, on behalf of the company set forth below, hereby constitutes and appoints the individuals set forth below and each of them individually as my true and lawful attorneys with full power to them and each of them to sign for me and in my name and in the capacity indicated below any and all amendments to the Registration Statements listed below filed with the Securities and Exchange Commission under the Securities Act of 1933 and the Investment Company Act of 1940 and any documentation, including Form N-8F, necessary to deregister any such registrations or to deregister any of the entities (including any issuing separate accounts) associated with the issuance of any such registrations.

 

COMPANY:  Voya Retirement Insurance and Annuity Company

INDIVIDUALS WITH POWER OF ATTORNEY:  Peter M. Scavongelli, Sumy McEleney, and Justin Smith

 

REGISTRATION STATEMENTS FILED UNDER THE SECURITIES ACT OF 1933:

 

033-34370

033-75988

033-79122

333-105479

333-134760

333-224087

033-61897

033-75992

033-81216

333-109622

333-153730

333-224092

033-64277

033-75996

333-01107

333-109860

333-162593

333-224125

033-75248

033-75998

333-09515

333-129091

333-167182

333-224126

033-75962

033-76002

333-27337

333-130822

333-167680

333-224127

033-75974

033-76004

333-56297

333-130825

333-207045

333-224128

033-75980

033-76018

333-72079

333-130826

333-210551

 

 

REGISTRATION STATEMENTS FILED UNDER THE INVESTMENT COMPANY ACT OF 1940:

 

811-02512

811-02513

811-04536

811-05906

811-08582

 

 

I hereby ratify and confirm on this 14th day of June, 2018, my signature as it may be signed by my said attorneys to any such registration statements and any and all amendments thereto.

 

Signature

 

     /s/ Charles P. Nelson     

Charles P. Nelson, Director and President

 

Notary

 

State of New York

County of New York

 

On the 14th day of June in the year 2018, before me, the undersigned, personally appeared Charles P. Nelson, personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instrument and acknowledged to me that he executed the same in his capacity, and that by his signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the instrument.

/s/ Pier A. Moore

Notary Public

Pier A. Moore                                  

Notary Public, NY County

No. 01MO6115336                       

Qualified in Kings County

Certificate Filed in New York County

Commission Expires 9/7/2020      

 

 


 

POWER OF ATTORNEY

Pursuant to Item 601(b)(24) of Regulation SK and Rule 462(b) of the Securities Act of 1933

 

The undersigned, on behalf of the company set forth below, hereby constitutes and appoints the individuals set forth below and each of them individually as my true and lawful attorneys with full power to them and each of them to sign for me and in my name and in the capacity indicated below any and all amendments to the Registration Statements listed below filed with the Securities and Exchange Commission under the Securities Act of 1933 and the Investment Company Act of 1940 and any documentation, including Form N-8F, necessary to deregister any such registrations or to deregister any of the entities (including any issuing separate accounts) associated with the issuance of any such registrations.

 

COMPANY:  Voya Retirement Insurance and Annuity Company

INDIVIDUALS WITH POWER OF ATTORNEY:  Peter M. Scavongelli, Sumy McEleney, and
Justin Smith

 

REGISTRATION STATEMENTS FILED UNDER THE SECURITIES ACT OF 1933:

 

033-34370

033-75988

033-79122

333-105479

333-134760

333-224087

033-61897

033-75992

033-81216

333-109622

333-153730

333-224092

033-64277

033-75996

333-01107

333-109860

333-162593

333-224125

033-75248

033-75998

333-09515

333-129091

333-167182

333-224126

033-75962

033-76002

333-27337

333-130822

333-167680

333-224127

033-75974

033-76004

333-56297

333-130825

333-207045

333-224128

033-75980

033-76018

333-72079

333-130826

333-210551

 

 

REGISTRATION STATEMENTS FILED UNDER THE INVESTMENT COMPANY ACT OF 1940:

 

811-02512

811-02513

811-04536

811-05906

811-08582

 

 

I hereby ratify and confirm on this 15th day of June, 2018, my signature as it may be signed by my said attorneys to any such registration statements and any and all amendments thereto.

 

Signature

 

     /s/ Carolyn M. Johnson     

Carolyn M. Johnson, Director and Senior Vice President

 

 

Notary

 

State of New York

County of New York

 

On the 15th day of June in the year 2018, before me, the undersigned, personally appeared Carolyn M. Johnson, personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instrument and acknowledged to me that he executed the same in his capacity, and that by his signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the instrument.

/s/ Pier A. Moore

Notary Public

Pier A. Moore                                  

Notary Public, NY County

No. 01MO6115336                       

Qualified in Kings County

Certificate Filed in New York County

Commission Expires 9/7/2020      

 

 


 

Pursuant to Item 601(b)(24) of Regulation SK and Rule 462(b) of the Securities Act of 1933

 

The undersigned, on behalf of the company set forth below, hereby constitutes and appoints the individuals set forth below and each of them individually as my true and lawful attorneys with full power to them and each of them to sign for me and in my name and in the capacity indicated below any and all amendments to the Registration Statements listed below filed with the Securities and Exchange Commission under the Securities Act of 1933 and the Investment Company Act of 1940 and any documentation, including Form
N-8F, necessary to deregister any such registrations or to deregister any of the entities (including any issuing separate accounts) associated with the issuance of any such registrations.

 

COMPANY:  Voya Retirement Insurance and Annuity Company

INDIVIDUALS WITH POWER OF ATTORNEY:  Peter M. Scavongelli, Sumy McEleney, and Justin Smith

 

REGISTRATION STATEMENTS FILED UNDER THE SECURITIES ACT OF 1933:

 

033-34370

033-75988

033-79122

333-105479

333-134760

333-224087

033-61897

033-75992

033-81216

333-109622

333-153730

333-224092

033-64277

033-75996

333-01107

333-109860

333-162593

333-224125

033-75248

033-75998

333-09515

333-129091

333-167182

333-224126

033-75962

033-76002

333-27337

333-130822

333-167680

333-224127

033-75974

033-76004

333-56297

333-130825

333-207045

333-224128

033-75980

033-76018

333-72079

333-130826

333-210551

 

 

REGISTRATION STATEMENTS FILED UNDER THE INVESTMENT COMPANY ACT OF 1940:

 

811-02512

811-02513

811-04536

811-05906

811-08582

 

 

I hereby ratify and confirm on this 15th day of June, 2018, my signature as it may be signed by my said attorneys to any such registration statements and any and all amendments thereto.

 

Signature

 

     /s/ Chetlur S. Ragavan     

Chetlur S. Ragavan, Director, Executive Vice President and Chief Risk Officer

 

 

Notary

 

State of New York

County of New York

 

On the 15th day of June in the year 2018, before me, the undersigned, personally appeared Chetlur S. Ragavan, personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instrument and acknowledged to me that he executed the same in his capacity, and that by his signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the instrument.

/s/ Pier A. Moore

Notary Public

Pier A. Moore                                  

Notary Public, NY County

No. 01MO6115336                       

Qualified in Kings County

Certificate Filed in New York County

Commission Expires 9/7/2020      

 

 

 


 

POWER OF ATTORNEY

Pursuant to Item 601(b)(24) of Regulation SK and Rule 462(b) of the Securities Act of 1933

 

The undersigned, on behalf of the company set forth below, hereby constitutes and appoints the individuals set forth below and each of them individually as my true and lawful attorneys with full power to them and each of them to sign for me and in my name and in the capacity indicated below any and all amendments to the Registration Statements listed below filed with the Securities and Exchange Commission under the Securities Act of 1933 and the Investment Company Act of 1940 and any documentation, including Form N-8F, necessary to deregister any such registrations or to deregister any of the entities (including any issuing separate accounts) associated with the issuance of any such registrations.

 

COMPANY:  Voya Retirement Insurance and Annuity Company

INDIVIDUALS WITH POWER OF ATTORNEY:  Peter M. Scavongelli, Sumy McEleney, and Justin Smith

 

REGISTRATION STATEMENTS FILED UNDER THE SECURITIES ACT OF 1933:

 

033-34370

033-75988

033-79122

333-105479

333-134760

333-224087

033-61897

033-75992

033-81216

333-109622

333-153730

333-224092

033-64277

033-75996

333-01107

333-109860

333-162593

333-224125

033-75248

033-75998

333-09515

333-129091

333-167182

333-224126

033-75962

033-76002

333-27337

333-130822

333-167680

333-224127

033-75974

033-76004

333-56297

333-130825

333-207045

333-224128

033-75980

033-76018

333-72079

333-130826

333-210551

 

 

REGISTRATION STATEMENTS FILED UNDER THE INVESTMENT COMPANY ACT OF 1940:

 

811-02512

811-02513

811-04536

811-05906

811-08582

 

 

I hereby ratify and confirm on this 13th day of June, 2018, my signature as it may be signed by my said attorneys to any such registration statements and any and all amendments thereto.

 

Signature

 

     /s/ Michael S. Smith     

Michael S. Smith, Director

 

Notary

 

State of New York

County of New York

 

On the 13th day of June in the year 2018, before me, the undersigned, personally appeared Michael S. Smith, personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instrument and acknowledged to me that he executed the same in his capacity, and that by his signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the instrument.

/s/ Pier A. Moore

Notary Public

Pier A. Moore                                  

Notary Public, NY County

No. 01MO6115336                       

Qualified in Kings County

Certificate Filed in New York County

Commission Expires 9/7/2020      

 

 

 


 

POWER OF ATTORNEY

Pursuant to Item 601(b)(24) of Regulation SK and Rule 462(b) of the Securities Act of 1933

 

The undersigned, on behalf of the company set forth below, hereby constitutes and appoints the individuals set forth below and each of them individually as my true and lawful attorneys with full power to them and each of them to sign for me and in my name and in the capacity indicated below any and all amendments to the Registration Statements listed below filed with the Securities and Exchange Commission under the Securities Act of 1933 and the Investment Company Act of 1940 and any documentation, including Form
N-8F, necessary to deregister any such registrations or to deregister any of the entities (including any issuing separate accounts) associated with the issuance of any such registrations.

 

COMPANY:  Voya Retirement Insurance and Annuity Company

INDIVIDUALS WITH POWER OF ATTORNEY:  Peter M. Scavongelli, Sumy McEleney, and
Justin Smith

 

REGISTRATION STATEMENTS FILED UNDER THE SECURITIES ACT OF 1933:

 

033-34370

033-75988

033-79122

333-105479

333-134760

333-224087

033-61897

033-75992

033-81216

333-109622

333-153730

333-224092

033-64277

033-75996

333-01107

333-109860

333-162593

333-224125

033-75248

033-75998

333-09515

333-129091

333-167182

333-224126

033-75962

033-76002

333-27337

333-130822

333-167680

333-224127

033-75974

033-76004

333-56297

333-130825

333-207045

333-224128

033-75980

033-76018

333-72079

333-130826

333-210551

 

 

REGISTRATION STATEMENTS FILED UNDER THE INVESTMENT COMPANY ACT OF 1940:

 

811-02512

811-02513

811-04536

811-05906

811-08582

 

 

I hereby ratify and confirm on this 8th day of June, 2018, my signature as it may be signed by my said attorneys to any such registration statements and any and all amendments thereto.

 

Signature

 

          /s/ C. Landon Cobb, Jr.          

C. Landon Cobb, Jr., Senior Vice President and Chief Accounting Officer

 

 

STATEMENT OF WITNESS

 

On the date written above, the principal declared to me in my presence that this instrument is his general durable power of attorney and that he had willingly signed or directed another to sign for him, and that he executed it as his free and voluntary act for the purposes therein expressed.

 

/s/ Edward Breunig                                                                              Signature of Witness #1
Edward Breunig                                                                                   Printed or typed name of Witness #1
3873 Parkcrest Dr.                                                                               Address of Witness #1
Atlanta, GA 30319                                                                             

/s/ Wendy Waterman                                                                         Signature of Witness #2
Wendy Waterman                                                                               Printed or typed name of Witness #2
904 Camden Court                                                                             Address of Witness #2
Sandy Springs, GA 30327                                                                 

 

 


 

POWER OF ATTORNEY

Pursuant to Item 601(b)(24) of Regulation SK and Rule 462(b) of the Securities Act of 1933

 

The undersigned, on behalf of the company set forth below, hereby constitutes and appoints the individuals set forth below and each of them individually as my true and lawful attorneys with full power to them and each of them to sign for me and in my name and in the capacity indicated below any and all amendments to the Registration Statements listed below filed with the Securities and Exchange Commission under the Securities Act of 1933 and the Investment Company Act of 1940 and any documentation, including Form
N-8F, necessary to deregister any such registrations or to deregister any of the entities (including any issuing separate accounts) associated with the issuance of any such registrations.

 

COMPANY:  Voya Retirement Insurance and Annuity Company

INDIVIDUALS WITH POWER OF ATTORNEY:  Peter M. Scavongelli, Sumy McEleney, and Justin Smith

 

REGISTRATION STATEMENTS FILED UNDER THE SECURITIES ACT OF 1933:

 

033-34370

033-75988

033-79122

333-105479

333-134760

333-224087

033-61897

033-75992

033-81216

333-109622

333-153730

333-224092

033-64277

033-75996

333-01107

333-109860

333-162593

333-224125

033-75248

033-75998

333-09515

333-129091

333-167182

333-224126

033-75962

033-76002

333-27337

333-130822

333-167680

333-224127

033-75974

033-76004

333-56297

333-130825

333-207045

333-224128

033-75980

033-76018

333-72079

333-130826

333-210551

 

 

REGISTRATION STATEMENTS FILED UNDER THE INVESTMENT COMPANY ACT OF 1940:

 

811-02512

811-02513

811-04536

811-05906

811-08582

 

 

I hereby ratify and confirm on this 11th day of June, 2018, my signature as it may be signed by my said attorneys to any such registration statements and any and all amendments thereto.

 

Signature

 

        /s/ Francis G. O’Neill        

Francis G. O’Neill, Senior Vice President and Chief Financial Officer